First Private Bank & Trust Mortgage Lending & HMDA Data, 2011
In 2011, First Private Bank & Trust of Encino, CA reported 48 mortgage applications totaling $84.6 million, down 52% from 2010. The average application was for $1,762,000, and applicants reported an average income of $590,666. 56% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (33), Santa Ana-Anaheim-Irvine, CA (7) and Oxnard-Thousand Oaks-Ventura, CA (4) (applications in parentheses).
| Mortgage Company & Address | First Private Bank & Trust 16000 Ventura Blvd. Encino, CA 91436 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2005 2004 |
| Total Number of Mortgage Applications | 48 |
| Total Mortgage Loan Application Amount | $84,576,000 |
| Average Mortgage Loan Application Amount | $1,762,000 |
| Highest Mortgage Loan Application Amount | $5,000,000 |
| Average Applicant Income | $590,666 |
| Highest Applicant Income | $6,679,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Private Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 33 | $ 54,594,000 | $ 1,654,363 | $ 467,000 |
| Santa Ana-Anaheim-Irvine, CA | 7 | $ 18,830,000 | $ 2,690,000 | $ 1,392,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 4,142,000 | $ 1,035,500 | $ 306,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 2 | $ 5,375,000 | $ 2,687,500 | $ 809,000 |
| Oakland-Fremont-Hayward, CA | 1 | $ 745,000 | $ 745,000 | $ 80,000 |
| Riverside-San Bernardino-Ontario, CA | 1 | $ 890,000 | $ 890,000 | $ 302,000 |
Mortgage Loan Application Detail Totals for First Private Bank & Trust in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 34 | $62,752,000 | $1,845,000 | $5,000,000 | $670,000 | $6,679,000 |
| Home Purchase | 14 | $21,824,000 | $1,558,000 | $2,684,000 | $398,000 | $1,045,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 25 | $46,557,000 | $1,862,000 | $4,300,000 | $516,000 | $2,007,000 |
| Not Provided | 17 | $27,459,000 | $1,615,000 | $5,000,000 | $762,000 | $6,679,000 |
| Asian | 3 | $5,420,000 | $1,806,000 | $2,900,000 | $511,000 | $987,000 |
| Hispanic | 1 | $1,900,000 | $1,900,000 | $1,900,000 | $500,000 | $500,000 |
| American Indian or Alaskan Native | 1 | $2,840,000 | $2,840,000 | $2,840,000 | $472,000 | $472,000 |
| Not applicable | 1 | $400,000 | $400,000 | $400,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 48 | $84,576,000 | $1,762,000 | $5,000,000 | $591,000 | $6,679,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 27 | $38,962,000 | $1,443,000 | $3,800,000 | $540,000 | $2,007,000 |
| Application Denied By Financial Institution | 11 | $17,974,000 | $1,634,000 | $2,900,000 | $336,000 | $987,000 |
| Application Withdrawn By Applicant | 8 | $20,315,000 | $2,539,000 | $5,000,000 | $1,139,000 | $6,679,000 |
| File Closed For Incompleteness | 1 | $3,500,000 | $3,500,000 | $3,500,000 | $0 | $0 |
| Application Approved But Not Accepted | 1 | $3,825,000 | $3,825,000 | $3,825,000 | $991,000 | $991,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 8 | $13,439,000 | $1,679,000 | $2,900,000 | $332,000 | $987,000 |
| Collateral | 1 | $2,900,000 | $2,900,000 | $2,900,000 | $652,000 | $652,000 |
| Other | 1 | $745,000 | $745,000 | $745,000 | $80,000 | $80,000 |
| Credit History | 1 | $890,000 | $890,000 | $890,000 | $302,000 | $302,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Private Bank & Trust's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Private Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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