First Regional Bank
Mortgage Loan Application
Totals and Details
for 2008

Mortgage Company & Address First Regional Bank
990 West 190Th Street, Suite 440
Torrance, CA 90502
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 12
Total Mortgage Loan Application Amount $77,825,000
Average Mortgage Loan Application Amount $12,319,200
Highest Mortgage Loan Application Amount $28,700,000
Average Applicant Income $5,000
Highest Applicant Income $90,000
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Mortgage Loan Application Detail Totals for First Regional Bank in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 7 $37,080,000 $5,297,000 $23,000,000 $0 $0
Home Purchase 3 $39,945,000 $13,315,000 $28,700,000 $0 $0
Home Improvement 2 $800,000 $400,000 $500,000 $90,000 $90,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 9 $76,250,000 $8,472,000 $28,700,000 $0 $0
White 2 $800,000 $400,000 $500,000 $90,000 $90,000
Hispanic 1 $775,000 $775,000 $775,000 $0 $0
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Not Provided 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12 $77,825,000 $6,485,000 $28,700,000 $15,000 $90,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10 $70,725,000 $7,072,000 $28,700,000 $9,000 $90,000
Application Approved But Not Accepted 1 $500,000 $500,000 $500,000 $90,000 $90,000
Application Withdrawn By Applicant 1 $6,600,000 $6,600,000 $6,600,000 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
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