First Horizon Bank Mortgage Lending & HMDA Data, 2012

In 2012, First Horizon Bank of Memphis, TN reported 8,830 mortgage applications totaling $1.8 billion, up 21% from 2011. The average application was for $204,827, and applicants reported an average income of $126,294. 52% of its applications resulted in an originated loan and 29% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (1,914), Memphis, TN-MS-AR (1,315) and Chattanooga, TN-GA (895) (applications in parentheses).

Mortgage Company & Address First Horizon Bank
165 Madison Ave 5th Floor
Memphis, TN 38103
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 8,830
Total Mortgage Loan Application Amount $1,808,629,000
Average Mortgage Loan Application Amount $204,827
Highest Mortgage Loan Application Amount $3,200,000
Average Applicant Income $126,294
Highest Applicant Income $5,684,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Horizon Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Horizon Bank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Shelby, Tennessee 1,055 $ 196,074,000 $ 185,852 $ 129,000
Hamilton, Tennessee 749 $ 159,182,000 $ 212,526 $ 142,000
Davidson, Tennessee 666 $ 171,910,000 $ 258,123 $ 139,000
Knox, Tennessee 577 $ 132,314,000 $ 229,313 $ 143,000
Williamson, Tennessee 571 $ 191,268,000 $ 334,970 $ 186,000
Washington, Tennessee 429 $ 67,683,000 $ 157,769 $ 99,000
Sullivan, Tennessee 354 $ 59,051,000 $ 166,810 $ 99,000
Rutherford, Tennessee 322 $ 49,169,000 $ 152,698 $ 88,000
Blount, Tennessee 256 $ 44,705,000 $ 174,628 $ 97,000
Putnam, Tennessee 192 $ 30,037,000 $ 156,442 $ 100,000
Greene, Tennessee 173 $ 17,948,000 $ 103,745 $ 65,000
Sumner, Tennessee 144 $ 34,299,000 $ 238,187 $ 128,000
Wilson, Tennessee 133 $ 22,328,000 $ 167,879 $ 99,000
Bradley, Tennessee 123 $ 17,505,000 $ 142,317 $ 132,000
DeSoto, Mississippi 114 $ 16,121,000 $ 141,412 $ 78,000
Hamblen, Tennessee 105 $ 14,360,000 $ 136,761 $ 100,000
Jefferson, Tennessee 77 $ 11,705,000 $ 152,012 $ 90,000
Unicoi, Tennessee 77 $ 8,176,000 $ 106,181 $ 55,000
Carter, Tennessee 62 $ 6,858,000 $ 110,612 $ 65,000
Walker, Georgia 60 $ 10,031,000 $ 167,183 $ 93,000
Catoosa, Georgia 57 $ 7,499,000 $ 131,561 $ 95,000
Fayette, Tennessee 55 $ 10,313,000 $ 187,509 $ 123,000
Madison, Tennessee 52 $ 12,871,000 $ 247,519 $ 169,000
Forsyth, North Carolina 48 $ 23,801,000 $ 495,854 $ 357,000
Maricopa, Arizona 46 $ 8,298,000 $ 180,391 $ 99,000
Tate, Mississippi 45 $ 4,788,000 $ 106,400 $ 67,000
Sevier, Tennessee 40 $ 5,960,000 $ 149,000 $ 101,000
Hawkins, Tennessee 39 $ 6,336,000 $ 162,461 $ 120,000
Maury, Tennessee 32 $ 4,206,000 $ 131,437 $ 57,000
Fairfax, Virginia 32 $ 8,906,000 $ 278,312 $ 133,000
Loudon, Tennessee 29 $ 8,384,000 $ 289,103 $ 168,000
Washington, Virginia 28 $ 7,827,000 $ 279,535 $ 184,000
King, Washington 26 $ 6,894,000 $ 265,153 $ 106,000
Robertson, Tennessee 25 $ 3,529,000 $ 141,160 $ 86,000
Orange, California 24 $ 6,509,000 $ 271,208 $ 99,000
Tipton, Tennessee 23 $ 2,908,000 $ 126,434 $ 107,000
Anne Arundel, Maryland 19 $ 4,855,000 $ 255,526 $ 129,000
Cheatham, Tennessee 19 $ 2,330,000 $ 122,631 $ 66,000
Cocke, Tennessee 19 $ 2,049,000 $ 107,842 $ 63,000
Los Angeles, California 18 $ 4,824,000 $ 268,000 $ 109,000
Fulton, Georgia 18 $ 4,165,000 $ 231,388 $ 141,000
Baltimore, Maryland 18 $ 4,492,000 $ 249,555 $ 142,000
Marshall, Mississippi 17 $ 1,962,000 $ 115,411 $ 75,000
Sussex, Delaware 15 $ 2,330,000 $ 155,333 $ 126,000
Grainger, Tennessee 15 $ 2,055,000 $ 137,000 $ 89,000
Monroe, Tennessee 15 $ 2,928,000 $ 195,200 $ 99,000
Loudoun, Virginia 15 $ 4,603,000 $ 306,866 $ 188,000
District of Columbia, District Of Columbia 14 $ 4,356,000 $ 311,142 $ 136,000
Sedgwick, Kansas 14 $ 1,794,000 $ 128,142 $ 70,000
Overton, Tennessee 14 $ 2,239,000 $ 159,928 $ 99,000
White, Tennessee 14 $ 1,270,000 $ 90,714 $ 62,000
San Diego, California 13 $ 3,856,000 $ 296,615 $ 117,000
New Castle, Delaware 13 $ 1,796,000 $ 138,153 $ 80,000
Clark, Nevada 13 $ 2,783,000 $ 214,076 $ 275,000
Ocean, New Jersey 13 $ 2,228,000 $ 171,384 $ 106,000
Wake, North Carolina 13 $ 3,474,000 $ 267,230 $ 112,000
Dickson, Tennessee 13 $ 1,726,000 $ 132,769 $ 59,000
Santa Clara, California 12 $ 4,001,000 $ 333,416 $ 132,000
Ada, Idaho 12 $ 1,822,000 $ 151,833 $ 68,000
Montgomery, Maryland 12 $ 4,574,000 $ 381,166 $ 202,000
Mecklenburg, North Carolina 12 $ 2,829,000 $ 235,750 $ 107,000
DeKalb, Tennessee 12 $ 2,146,000 $ 178,833 $ 183,000
Roane, Tennessee 12 $ 3,058,000 $ 254,833 $ 149,000
Richmond City, Virginia 12 $ 9,685,000 $ 807,083 $ 550,000
Walton, Florida 11 $ 6,465,000 $ 587,727 $ 508,000
Gwinnett, Georgia 11 $ 1,564,000 $ 142,181 $ 63,000
Gloucester, New Jersey 11 $ 1,447,000 $ 131,545 $ 62,000
Multnomah, Oregon 11 $ 2,660,000 $ 241,818 $ 115,000
Lancaster, Pennsylvania 11 $ 1,372,000 $ 124,727 $ 54,000
York, Pennsylvania 11 $ 1,918,000 $ 174,363 $ 90,000
Anderson, Tennessee 11 $ 1,887,000 $ 171,545 $ 131,000
Marion, Tennessee 11 $ 2,022,000 $ 183,818 $ 120,000
Dade, Georgia 10 $ 2,414,000 $ 241,400 $ 176,000
Clackamas, Oregon 10 $ 2,794,000 $ 279,400 $ 88,000
Salt Lake, Utah 10 $ 1,545,000 $ 154,500 $ 75,000
Bristol, Virginia 10 $ 812,000 $ 81,200 $ 46,000
Riverside, California 9 $ 1,677,000 $ 186,333 $ 95,000
Jefferson, Colorado 9 $ 1,697,000 $ 188,555 $ 82,000
Lee, Florida 9 $ 1,275,000 $ 141,666 $ 59,000
Johnson, Kansas 9 $ 1,284,000 $ 142,666 $ 88,000
St. Louis, Missouri 9 $ 2,943,000 $ 327,000 $ 689,000
Morris, New Jersey 9 $ 2,120,000 $ 235,555 $ 88,000
Bernalillo, New Mexico 9 $ 1,515,000 $ 168,333 $ 69,000
Lane, Oregon 9 $ 1,216,000 $ 135,111 $ 61,000
Providence, Rhode Island 9 $ 1,417,000 $ 157,444 $ 65,000
Jackson, Tennessee 9 $ 1,707,000 $ 189,666 $ 95,000
Smith, Tennessee 9 $ 915,000 $ 101,666 $ 71,000
Prince William, Virginia 9 $ 2,848,000 $ 316,444 $ 160,000
Clark, Washington 9 $ 2,147,000 $ 238,555 $ 109,000
Kitsap, Washington 9 $ 2,271,000 $ 252,333 $ 162,000
Fresno, California 8 $ 1,661,000 $ 207,625 $ 131,000
San Bernardino, California 8 $ 1,690,000 $ 211,250 $ 119,000
Yolo, California 8 $ 2,161,000 $ 270,125 $ 113,000
El Paso, Colorado 8 $ 1,738,000 $ 217,250 $ 96,000
Baltimore City, Maryland 8 $ 1,430,000 $ 178,750 $ 99,000
Washoe, Nevada 8 $ 1,583,000 $ 197,875 $ 98,000
Bergen, New Jersey 8 $ 2,337,000 $ 292,125 $ 93,000
Essex, New Jersey 8 $ 1,747,000 $ 218,375 $ 126,000
Montgomery, Pennsylvania 8 $ 1,191,000 $ 148,875 $ 87,000
Cumberland, Tennessee 8 $ 2,306,000 $ 288,250 $ 169,000
Johnson, Tennessee 8 $ 767,000 $ 95,875 $ 40,000
Sequatchie, Tennessee 8 $ 1,461,000 $ 182,625 $ 94,000
Snohomish, Washington 8 $ 1,510,000 $ 188,750 $ 67,000
Sacramento, California 7 $ 2,091,000 $ 298,714 $ 200,000
Ventura, California 7 $ 2,150,000 $ 307,142 $ 102,000
Kent, Delaware 7 $ 1,124,000 $ 160,571 $ 64,000
Cook, Illinois 7 $ 1,149,000 $ 164,142 $ 112,000
Frederick, Maryland 7 $ 1,377,000 $ 196,714 $ 98,000
Harford, Maryland 7 $ 1,401,000 $ 200,142 $ 74,000
Howard, Maryland 7 $ 2,253,000 $ 321,857 $ 147,000
Washington, Oregon 7 $ 1,587,000 $ 226,714 $ 117,000
Delaware, Pennsylvania 7 $ 1,290,000 $ 184,285 $ 90,000
Montgomery, Tennessee 7 $ 1,392,000 $ 198,857 $ 148,000
Union, Tennessee 7 $ 977,000 $ 139,571 $ 166,000
Henrico, Virginia 7 $ 5,430,000 $ 775,714 $ 462,000
Scott, Virginia 7 $ 747,000 $ 106,714 $ 53,000
Crittenden, Arkansas 6 $ 982,000 $ 163,666 $ 145,000
Alameda, California 6 $ 1,535,000 $ 255,833 $ 124,000
San Mateo, California 6 $ 2,433,000 $ 405,500 $ 192,000
Arapahoe, Colorado 6 $ 1,172,000 $ 195,333 $ 98,000
Orange, Florida 6 $ 705,000 $ 117,500 $ 109,000
Lafayette, Mississippi 6 $ 1,239,000 $ 206,500 $ 241,000
Middlesex, New Jersey 6 $ 1,569,000 $ 261,500 $ 121,000
Orange, New York 6 $ 1,365,000 $ 227,500 $ 98,000
Westchester, New York 6 $ 1,140,000 $ 190,000 $ 107,000
Guilford, North Carolina 6 $ 1,754,000 $ 292,333 $ 169,000
Oklahoma, Oklahoma 6 $ 1,277,000 $ 212,833 $ 109,000
Allegheny, Pennsylvania 6 $ 525,000 $ 87,500 $ 76,000
Berks, Pennsylvania 6 $ 783,000 $ 130,500 $ 88,000
Philadelphia, Pennsylvania 6 $ 1,118,000 $ 186,333 $ 144,000
Charleston, South Carolina 6 $ 2,949,000 $ 491,500 $ 728,000
Cannon, Tennessee 6 $ 995,000 $ 165,833 $ 81,000
Harris, Texas 6 $ 579,000 $ 96,500 $ 65,000
Tarrant, Texas 6 $ 2,096,000 $ 349,333 $ 280,000
Baldwin, Alabama 5 $ 1,012,000 $ 202,400 $ 158,000
Pima, Arizona 5 $ 698,000 $ 139,600 $ 60,000
Cleburne, Arkansas 5 $ 1,370,000 $ 274,000 $ 518,000
Denver, Colorado 5 $ 1,177,000 $ 235,400 $ 193,000
La Plata, Colorado 5 $ 936,000 $ 187,200 $ 71,000
Hartford, Connecticut 5 $ 649,000 $ 129,800 $ 108,000
New Haven, Connecticut 5 $ 877,000 $ 175,400 $ 77,000
Broward, Florida 5 $ 649,000 $ 129,800 $ 101,000
Fayette, Georgia 5 $ 1,197,000 $ 239,400 $ 114,000
Cumberland, Maine 5 $ 1,086,000 $ 217,200 $ 73,000
Prince George's, Maryland 5 $ 1,041,000 $ 208,200 $ 135,000
St. Mary's, Maryland 5 $ 1,766,000 $ 353,200 $ 140,000
Hinds, Mississippi 5 $ 755,000 $ 151,000 $ 320,000
St. Charles, Missouri 5 $ 635,000 $ 127,000 $ 101,000
Rockingham, New Hampshire 5 $ 787,000 $ 157,400 $ 132,000
Hudson, New Jersey 5 $ 1,347,000 $ 269,400 $ 55,000
Durham, North Carolina 5 $ 5,341,000 $ 1,068,200 $ 562,000
Bucks, Pennsylvania 5 $ 1,246,000 $ 249,200 $ 126,000
Butler, Pennsylvania 5 $ 1,166,000 $ 233,200 $ 73,000
Bedford, Tennessee 5 $ 958,000 $ 191,600 $ 119,000
Claiborne, Tennessee 5 $ 690,000 $ 138,000 $ 211,000
Coffee, Tennessee 5 $ 1,055,000 $ 211,000 $ 118,000
Marshall, Tennessee 5 $ 526,000 $ 105,200 $ 54,000
Meigs, Tennessee 5 $ 1,215,000 $ 243,000 $ 120,000
Rhea, Tennessee 5 $ 778,000 $ 155,600 $ 80,000
Dallas, Texas 5 $ 868,000 $ 173,600 $ 96,000
Virginia Beach, Virginia 5 $ 1,351,000 $ 270,200 $ 154,000
Spokane, Washington 5 $ 824,000 $ 164,800 $ 84,000
Tuscaloosa, Alabama 4 $ 940,000 $ 235,000 $ 450,000
Pinal, Arizona 4 $ 819,000 $ 204,750 $ 93,000
Yavapai, Arizona 4 $ 516,000 $ 129,000 $ 58,000
Benton, Arkansas 4 $ 499,000 $ 124,750 $ 75,000
Contra Costa, California 4 $ 1,513,000 $ 378,250 $ 101,000
El Dorado, California 4 $ 2,107,000 $ 526,750 $ 236,000
Monterey, California 4 $ 1,207,000 $ 301,750 $ 84,000
Placer, California 4 $ 1,197,000 $ 299,250 $ 94,000
Santa Cruz, California 4 $ 2,855,000 $ 713,750 $ 154,000
Sonoma, California 4 $ 866,000 $ 216,500 $ 84,000
Hillsborough, Florida 4 $ 854,000 $ 213,500 $ 145,000
Pinellas, Florida 4 $ 945,000 $ 236,250 $ 90,000
Sarasota, Florida 4 $ 969,000 $ 242,250 $ 246,000
St. Johns, Florida 4 $ 1,287,000 $ 321,750 $ 185,000
Cobb, Georgia 4 $ 647,000 $ 161,750 $ 96,000
Coweta, Georgia 4 $ 533,000 $ 133,250 $ 57,000
Henry, Georgia 4 $ 758,000 $ 189,500 $ 64,000
Whitfield, Georgia 4 $ 1,353,000 $ 338,250 $ 280,000
Honolulu, Hawaii 4 $ 1,418,000 $ 354,500 $ 125,000
Boone, Indiana 4 $ 1,409,000 $ 352,250 $ 193,000
Marion, Indiana 4 $ 442,000 $ 110,500 $ 130,000
Talbot, Maryland 4 $ 1,297,000 $ 324,250 $ 110,000
Kent, Michigan 4 $ 392,000 $ 98,000 $ 69,000
Macomb, Michigan 4 $ 450,000 $ 112,500 $ 119,000
Jackson, Missouri 4 $ 605,000 $ 151,250 $ 91,000
Burlington, New Jersey 4 $ 514,000 $ 128,500 $ 63,000
Camden, New Jersey 4 $ 881,000 $ 220,250 $ 139,000
Monmouth, New Jersey 4 $ 1,682,000 $ 420,500 $ 153,000
Passaic, New Jersey 4 $ 630,000 $ 157,500 $ 124,000
Santa Fe, New Mexico 4 $ 1,043,000 $ 260,750 $ 174,000
Queens, New York 4 $ 1,008,000 $ 252,000 $ 69,000
Jackson, Oregon 4 $ 835,000 $ 208,750 $ 177,000
Monroe, Pennsylvania 4 $ 469,000 $ 117,250 $ 47,000
Pike, Pennsylvania 4 $ 430,000 $ 107,500 $ 128,000
Kent, Rhode Island 4 $ 950,000 $ 237,500 $ 166,000
Washington, Rhode Island 4 $ 1,214,000 $ 303,500 $ 81,000
Richland, South Carolina 4 $ 892,000 $ 223,000 $ 106,000
Franklin, Tennessee 4 $ 1,348,000 $ 337,000 $ 172,000
Hardeman, Tennessee 4 $ 300,000 $ 75,000 $ 53,000
Polk, Tennessee 4 $ 308,000 $ 77,000 $ 37,000
Denton, Texas 4 $ 965,000 $ 241,250 $ 139,000
Albemarle, Virginia 4 $ 766,000 $ 191,500 $ 153,000
Marin, California 3 $ 1,210,000 $ 403,333 $ 176,000
San Joaquin, California 3 $ 397,000 $ 132,333 $ 117,000
Solano, California 3 $ 487,000 $ 162,333 $ 95,000
Adams, Colorado 3 $ 334,000 $ 111,333 $ 52,000
Douglas, Colorado 3 $ 353,000 $ 117,666 $ 49,000
Grand, Colorado 3 $ 595,000 $ 198,333 $ 194,000
Mesa, Colorado 3 $ 266,000 $ 88,666 $ 64,000
Pueblo, Colorado 3 $ 371,000 $ 123,666 $ 85,000
Fairfield, Connecticut 3 $ 575,000 $ 191,666 $ 118,000
Bay, Florida 3 $ 1,031,000 $ 343,666 $ 513,000
Brevard, Florida 3 $ 362,000 $ 120,666 $ 69,000
Collier, Florida 3 $ 606,000 $ 202,000 $ 113,000
Miami-Dade, Florida 3 $ 540,000 $ 180,000 $ 180,000
Pasco, Florida 3 $ 483,000 $ 161,000 $ 109,000
Polk, Florida 3 $ 301,000 $ 100,333 $ 80,000
St. Lucie, Florida 3 $ 229,000 $ 76,333 $ 41,000
Volusia, Florida 3 $ 580,000 $ 193,333 $ 235,000
Bartow, Georgia 3 $ 904,000 $ 301,333 $ 149,000
DeKalb, Georgia 3 $ 408,000 $ 136,000 $ 42,000
Forsyth, Georgia 3 $ 651,000 $ 217,000 $ 116,000
Boise, Idaho 3 $ 367,000 $ 122,333 $ 57,000
Douglas, Kansas 3 $ 378,000 $ 126,000 $ 68,000
Fayette, Kentucky 3 $ 623,000 $ 207,666 $ 77,000
Androscoggin, Maine 3 $ 470,000 $ 156,666 $ 73,000
Penobscot, Maine 3 $ 581,000 $ 193,666 $ 143,000
Cecil, Maryland 3 $ 603,000 $ 201,000 $ 80,000
Worcester, Maryland 3 $ 371,000 $ 123,666 $ 100,000
Oakland, Michigan 3 $ 305,000 $ 101,666 $ 85,000
Hennepin, Minnesota 3 $ 421,000 $ 140,333 $ 98,000
Harrison, Mississippi 3 $ 340,000 $ 113,333 $ 71,000
Madison, Mississippi 3 $ 704,000 $ 234,666 $ 135,000
Panola, Mississippi 3 $ 151,000 $ 50,333 $ 30,000
Rankin, Mississippi 3 $ 395,000 $ 131,666 $ 142,000
Clay, Missouri 3 $ 261,000 $ 87,000 $ 67,000
Douglas, Nebraska 3 $ 401,000 $ 133,666 $ 98,000
Sarpy, Nebraska 3 $ 315,000 $ 105,000 $ 72,000
Douglas, Nevada 3 $ 889,000 $ 296,333 $ 61,000
Sandoval, New Mexico 3 $ 647,000 $ 215,666 $ 56,000
Nassau, New York 3 $ 844,000 $ 281,333 $ 183,000
Richmond, New York 3 $ 810,000 $ 270,000 $ 129,000
Rockland, New York 3 $ 417,000 $ 139,000 $ 67,000
Suffolk, New York 3 $ 509,000 $ 169,666 $ 154,000
Cumberland, North Carolina 3 $ 191,000 $ 63,666 $ 87,000
New Hanover, North Carolina 3 $ 1,460,000 $ 486,666 $ 320,000
Watauga, North Carolina 3 $ 731,000 $ 243,666 $ 176,000
Hamilton, Ohio 3 $ 473,000 $ 157,666 $ 76,000
Deschutes, Oregon 3 $ 311,000 $ 103,666 $ 50,000
Marion, Oregon 3 $ 429,000 $ 143,000 $ 84,000
Dauphin, Pennsylvania 3 $ 313,000 $ 104,333 $ 74,000
Franklin, Pennsylvania 3 $ 702,000 $ 234,000 $ 46,000
Lehigh, Pennsylvania 3 $ 419,000 $ 139,666 $ 125,000
Northampton, Pennsylvania 3 $ 797,000 $ 265,666 $ 181,000
Lexington, South Carolina 3 $ 319,000 $ 106,333 $ 65,000
Gibson, Tennessee 3 $ 1,254,000 $ 418,000 $ 595,000
Henry, Tennessee 3 $ 274,000 $ 91,333 $ 55,000
Hickman, Tennessee 3 $ 440,000 $ 146,666 $ 105,000
Collin, Texas 3 $ 730,000 $ 243,333 $ 121,000
Comal, Texas 3 $ 467,000 $ 155,666 $ 50,000
Arlington, Virginia 3 $ 572,000 $ 190,666 $ 96,000
Chesapeake, Virginia 3 $ 711,000 $ 237,000 $ 85,000
Chesterfield, Virginia 3 $ 1,400,000 $ 466,666 $ 404,000
Norfolk, Virginia 3 $ 677,000 $ 225,666 $ 92,000
Thurston, Washington 3 $ 782,000 $ 260,666 $ 94,000
Colbert, Alabama 2 $ 1,006,000 $ 503,000 $ 328,000
Madison, Alabama 2 $ 696,000 $ 348,000 $ 218,000
Walker, Alabama 2 $ 482,000 $ 241,000 $ 327,000
Coconino, Arizona 2 $ 278,000 $ 139,000 $ 55,000
Mohave, Arizona 2 $ 245,000 $ 122,500 $ 73,000
Craighead, Arkansas 2 $ 1,076,000 $ 538,000 $ 568,000
Mississippi, Arkansas 2 $ 71,000 $ 35,500 $ 64,000
Van Buren, Arkansas 2 $ 93,000 $ 46,500 $ 145,000
Calaveras, California 2 $ 348,000 $ 174,000 $ 114,000
Kern, California 2 $ 296,000 $ 148,000 $ 82,000
Mono, California 2 $ 1,077,000 $ 538,500 $ 450,000
Santa Barbara, California 2 $ 364,000 $ 182,000 $ 59,000
Shasta, California 2 $ 140,000 $ 70,000 $ 43,000
Tehama, California 2 $ 684,000 $ 342,000 $ 141,000
Trinity, California 2 $ 520,000 $ 260,000 $ 305,000
Boulder, Colorado 2 $ 537,000 $ 268,500 $ 136,000
Eagle, Colorado 2 $ 2,227,000 $ 1,113,500 $ 788,000
Larimer, Colorado 2 $ 253,000 $ 126,500 $ 106,000
Weld, Colorado 2 $ 468,000 $ 234,000 $ 196,000
Middlesex, Connecticut 2 $ 252,000 $ 126,000 $ 38,000
Clay, Florida 2 $ 214,000 $ 107,000 $ 38,000
Lake, Florida 2 $ 195,000 $ 97,500 $ 46,000
Manatee, Florida 2 $ 427,000 $ 213,500 $ 339,000
Palm Beach, Florida 2 $ 162,000 $ 81,000 $ 97,000
Seminole, Florida 2 $ 508,000 $ 254,000 $ 92,000
Chatham, Georgia 2 $ 265,000 $ 132,500 $ 123,000
Cherokee, Georgia 2 $ 348,000 $ 174,000 $ 53,000
Effingham, Georgia 2 $ 282,000 $ 141,000 $ 85,000
Paulding, Georgia 2 $ 232,000 $ 116,000 $ 56,000
Rockdale, Georgia 2 $ 353,000 $ 176,500 $ 66,000
Canyon, Idaho 2 $ 171,000 $ 85,500 $ 70,000
Lemhi, Idaho 2 $ 188,000 $ 94,000 $ 131,000
Kane, Illinois 2 $ 172,000 $ 86,000 $ 113,000
Madison, Illinois 2 $ 270,000 $ 135,000 $ 95,000
Hamilton, Indiana 2 $ 373,000 $ 186,500 $ 76,000
Hancock, Indiana 2 $ 167,000 $ 83,500 $ 96,000
Lake, Indiana 2 $ 339,000 $ 169,500 $ 52,000
Madison, Indiana 2 $ 121,000 $ 60,500 $ 24,000
Monroe, Indiana 2 $ 101,000 $ 50,500 $ 33,000
Polk, Iowa 2 $ 197,000 $ 98,500 $ 55,000
Butler, Kansas 2 $ 284,000 $ 142,000 $ 50,000
Coffey, Kansas 2 $ 356,000 $ 178,000 $ 93,000
Jefferson, Kentucky 2 $ 327,000 $ 163,500 $ 134,000
Warren, Kentucky 2 $ 903,000 $ 451,500 $ 198,000
Calcasieu, Louisiana 2 $ 201,000 $ 100,500 $ 83,000
Lafayette, Louisiana 2 $ 393,000 $ 196,500 $ 128,000
Carroll, Maryland 2 $ 447,000 $ 223,500 $ 113,000
Washington, Maryland 2 $ 251,000 $ 125,500 $ 100,000
Wicomico, Maryland 2 $ 526,000 $ 263,000 $ 143,000
Ingham, Michigan 2 $ 429,000 $ 214,500 $ 178,000
Washtenaw, Michigan 2 $ 344,000 $ 172,000 $ 90,000
Anoka, Minnesota 2 $ 498,000 $ 249,000 $ 194,000
Benton, Mississippi 2 $ 118,000 $ 59,000 $ 108,000
Jackson, Mississippi 2 $ 281,000 $ 140,500 $ 43,000
Buchanan, Missouri 2 $ 166,000 $ 83,000 $ 57,000
Dallas, Missouri 2 $ 160,000 $ 80,000 $ 146,000
Franklin, Missouri 2 $ 321,000 $ 160,500 $ 146,000
Jefferson, Missouri 2 $ 283,000 $ 141,500 $ 74,000
Gallatin, Montana 2 $ 223,000 $ 111,500 $ 58,000
Yellowstone, Montana 2 $ 92,000 $ 46,000 $ 37,000
Grafton, New Hampshire 2 $ 286,000 $ 143,000 $ 130,000
Hillsborough, New Hampshire 2 $ 463,000 $ 231,500 $ 97,000
Merrimack, New Hampshire 2 $ 901,000 $ 450,500 $ 165,000
Atlantic, New Jersey 2 $ 323,000 $ 161,500 $ 115,000
Somerset, New Jersey 2 $ 483,000 $ 241,500 $ 112,000
Sussex, New Jersey 2 $ 569,000 $ 284,500 $ 106,000
Warren, New Jersey 2 $ 391,000 $ 195,500 $ 153,000
Dona Ana, New Mexico 2 $ 614,000 $ 307,000 $ 89,000
Otero, New Mexico 2 $ 332,000 $ 166,000 $ 103,000
San Juan, New Mexico 2 $ 314,000 $ 157,000 $ 104,000
Taos, New Mexico 2 $ 545,000 $ 272,500 $ 84,000
Valencia, New Mexico 2 $ 430,000 $ 215,000 $ 123,000
Kings, New York 2 $ 713,000 $ 356,500 $ 34,000
Monroe, New York 2 $ 255,000 $ 127,500 $ 74,000
Brunswick, North Carolina 2 $ 565,000 $ 282,500 $ 259,000
Buncombe, North Carolina 2 $ 309,000 $ 154,500 $ 39,000
Cabarrus, North Carolina 2 $ 538,000 $ 269,000 $ 363,000
Clay, North Carolina 2 $ 261,000 $ 130,500 $ 132,000
Dare, North Carolina 2 $ 606,000 $ 303,000 $ 247,000
Mitchell, North Carolina 2 $ 244,000 $ 122,000 $ 26,000
Orange, North Carolina 2 $ 480,000 $ 240,000 $ 121,000
Person, North Carolina 2 $ 1,082,000 $ 541,000 $ 638,000
Licking, Ohio 2 $ 484,000 $ 242,000 $ 152,000
Montgomery, Ohio 2 $ 131,000 $ 65,500 $ 109,000
Warren, Ohio 2 $ 390,000 $ 195,000 $ 91,000
Cleveland, Oklahoma 2 $ 215,000 $ 107,500 $ 78,000
Josephine, Oregon 2 $ 196,000 $ 98,000 $ 42,000
Lincoln, Oregon 2 $ 264,000 $ 132,000 $ 59,000
Linn, Oregon 2 $ 286,000 $ 143,000 $ 59,000
Adams, Pennsylvania 2 $ 475,000 $ 237,500 $ 131,000
Chester, Pennsylvania 2 $ 682,000 $ 341,000 $ 146,000
Cumberland, Pennsylvania 2 $ 264,000 $ 132,000 $ 70,000
Luzerne, Pennsylvania 2 $ 133,000 $ 66,500 $ 61,000
Washington, Pennsylvania 2 $ 309,000 $ 154,500 $ 139,000
Westmoreland, Pennsylvania 2 $ 341,000 $ 170,500 $ 58,000
Newport, Rhode Island 2 $ 625,000 $ 312,500 $ 49,000
Greenville, South Carolina 2 $ 509,000 $ 254,500 $ 521,000
Benton, Tennessee 2 $ 261,000 $ 130,500 $ 159,000
Carroll, Tennessee 2 $ 342,000 $ 171,000 $ 70,000
Decatur, Tennessee 2 $ 442,000 $ 221,000 $ 235,000
Hardin, Tennessee 2 $ 507,000 $ 253,500 $ 64,000
McMinn, Tennessee 2 $ 431,000 $ 215,500 $ 151,000
Moore, Tennessee 2 $ 99,000 $ 49,500 $ 48,000
Trousdale, Tennessee 2 $ 190,000 $ 95,000 $ 55,000
Warren, Tennessee 2 $ 102,000 $ 51,000 $ 42,000
El Paso, Texas 2 $ 589,000 $ 294,500 $ 228,000
Wasatch, Utah 2 $ 434,000 $ 217,000 $ 58,000
Alexandria, Virginia 2 $ 742,000 $ 371,000 $ 273,000
Charlottesville, Virginia 2 $ 902,000 $ 451,000 $ 390,000
Fauquier, Virginia 2 $ 435,000 $ 217,500 $ 85,000
Newport News, Virginia 2 $ 291,000 $ 145,500 $ 76,000
Russell, Virginia 2 $ 361,000 $ 180,500 $ 78,000
Stafford, Virginia 2 $ 558,000 $ 279,000 $ 149,000
Suffolk, Virginia 2 $ 465,000 $ 232,500 $ 72,000
Winchester, Virginia 2 $ 356,000 $ 178,000 $ 140,000
Wise, Virginia 2 $ 134,000 $ 67,000 $ 70,000
Cowlitz, Washington 2 $ 249,000 $ 124,500 $ 108,000
Island, Washington 2 $ 807,000 $ 403,500 $ 141,000
Klickitat, Washington 2 $ 368,000 $ 184,000 $ 71,000
Pierce, Washington 2 $ 359,000 $ 179,500 $ 64,000
Whatcom, Washington 2 $ 275,000 $ 137,500 $ 49,000
Cabell, West Virginia 2 $ 248,000 $ 124,000 $ 97,000
Dane, Wisconsin 2 $ 288,000 $ 144,000 $ 76,000
Milwaukee, Wisconsin 2 $ 190,000 $ 95,000 $ 50,000
Autauga, Alabama 1 $ 129,000 $ 129,000 $ 57,000
DeKalb, Alabama 1 $ 49,000 $ 49,000 $ 51,000
Jackson, Alabama 1 $ 79,000 $ 79,000 $ 41,000
Lee, Alabama 1 $ 95,000 $ 95,000 $ 565,000
Marshall, Alabama 1 $ 600,000 $ 600,000 $ 198,000
Mobile, Alabama 1 $ 261,000 $ 261,000 $ 212,000
Graham, Arizona 1 $ 74,000 $ 74,000 $ 68,000
Carroll, Arkansas 1 $ 75,000 $ 75,000 $ 49,000
Izard, Arkansas 1 $ 60,000 $ 60,000 $ 96,000
Lonoke, Arkansas 1 $ 231,000 $ 231,000 $ 122,000
Pulaski, Arkansas 1 $ 3,200,000 $ 3,200,000 $ 985,000
Saline, Arkansas 1 $ 50,000 $ 50,000 $ 40,000
Sharp, Arkansas 1 $ 100,000 $ 100,000 $ 165,000
Butte, California 1 $ 296,000 $ 296,000 $ 72,000
Inyo, California 1 $ 199,000 $ 199,000 $ 64,000
Kings, California 1 $ 110,000 $ 110,000 $ 10,000
Lassen, California 1 $ 90,000 $ 90,000 $ 20,000
Mendocino, California 1 $ 190,000 $ 190,000 $ 86,000
San Benito, California 1 $ 626,000 $ 626,000 $ 152,000
Siskiyou, California 1 $ 228,000 $ 228,000 $ 69,000
Tulare, California 1 $ 156,000 $ 156,000 $ 94,000
Tuolumne, California 1 $ 156,000 $ 156,000 $ 98,000
Broomfield, Colorado 1 $ 104,000 $ 104,000 $ 75,000
Chaffee, Colorado 1 $ 58,000 $ 58,000 $ 40,000
Elbert, Colorado 1 $ 116,000 $ 116,000 $ 64,000
New London, Connecticut 1 $ 61,000 $ 61,000 $ 77,000
Alachua, Florida 1 $ 88,000 $ 88,000 $ 41,000
Duval, Florida 1 $ 61,000 $ 61,000 $ 45,000
Escambia, Florida 1 $ 73,000 $ 73,000 $ 50,000
Flagler, Florida 1 $ 54,000 $ 54,000 $ 67,000
Franklin, Florida 1 $ 140,000 $ 140,000 $ 88,000
Highlands, Florida 1 $ 113,000 $ 113,000 $ 65,000
Leon, Florida 1 $ 163,000 $ 163,000 $ 149,000
Martin, Florida 1 $ 250,000 $ 250,000 $ 130,000
Nassau, Florida 1 $ 922,000 $ 922,000 $ 1,900,000
Okaloosa, Florida 1 $ 420,000 $ 420,000 $ 682,000
Sumter, Florida 1 $ 125,000 $ 125,000 $ 350,000
Wakulla, Florida 1 $ 40,000 $ 40,000 $ 55,000
Barrow, Georgia 1 $ 55,000 $ 55,000 $ 111,000
Bulloch, Georgia 1 $ 33,000 $ 33,000 $ 106,000
Carroll, Georgia 1 $ 120,000 $ 120,000 $ 32,000
Clayton, Georgia 1 $ 98,000 $ 98,000 $ 11,000
Douglas, Georgia 1 $ 103,000 $ 103,000 $ 42,000
Glynn, Georgia 1 $ 364,000 $ 364,000 $ 413,000
Gordon, Georgia 1 $ 308,000 $ 308,000 $ 371,000
Hall, Georgia 1 $ 259,000 $ 259,000 $ 104,000
Jefferson, Georgia 1 $ 44,000 $ 44,000 $ 73,000
Muscogee, Georgia 1 $ 71,000 $ 71,000 $ 35,000
Newton, Georgia 1 $ 147,000 $ 147,000 $ 94,000
Spalding, Georgia 1 $ 82,000 $ 82,000 $ 43,000
Hawaii, Hawaii 1 $ 295,000 $ 295,000 $ 180,000
Blaine, Idaho 1 $ 335,000 $ 335,000 $ 77,000
Bonner, Idaho 1 $ 151,000 $ 151,000 $ 52,000
Bonneville, Idaho 1 $ 116,000 $ 116,000 $ 67,000
Twin Falls, Idaho 1 $ 104,000 $ 104,000 $ 26,000
Boone, Illinois 1 $ 59,000 $ 59,000 $ 112,000
DuPage, Illinois 1 $ 168,000 $ 168,000 $ 80,000
Lake, Illinois 1 $ 130,000 $ 130,000 $ 76,000
Macoupin, Illinois 1 $ 118,000 $ 118,000 $ 40,000
McHenry, Illinois 1 $ 100,000 $ 100,000 $ 146,000
Monroe, Illinois 1 $ 101,000 $ 101,000 $ 112,000
Piatt, Illinois 1 $ 560,000 $ 560,000 $ 292,000
St. Clair, Illinois 1 $ 64,000 $ 64,000 $ 55,000
Will, Illinois 1 $ 56,000 $ 56,000 $ 136,000
Adams, Indiana 1 $ 52,000 $ 52,000 $ 33,000
Allen, Indiana 1 $ 46,000 $ 46,000 $ 40,000
Howard, Indiana 1 $ 50,000 $ 50,000 $ 114,000
Crawford, Kansas 1 $ 211,000 $ 211,000 $ 144,000
Jefferson, Kansas 1 $ 124,000 $ 124,000 $ 87,000
Montgomery, Kansas 1 $ 74,000 $ 74,000 $ 81,000
Ottawa, Kansas 1 $ 70,000 $ 70,000 $ 82,000
Saline, Kansas 1 $ 55,000 $ 55,000 $ 70,000
Thomas, Kansas 1 $ 61,000 $ 61,000 $ 92,000
Wyandotte, Kansas 1 $ 81,000 $ 81,000 $ 57,000
Boone, Kentucky 1 $ 231,000 $ 231,000 $ 197,000
Grayson, Kentucky 1 $ 170,000 $ 170,000 $ 41,000
Hardin, Kentucky 1 $ 95,000 $ 95,000 $ 107,000
Madison, Kentucky 1 $ 156,000 $ 156,000 $ 84,000
McCracken, Kentucky 1 $ 56,000 $ 56,000 $ 50,000
East Baton Rouge, Louisiana 1 $ 96,000 $ 96,000 $ 144,000
Jefferson, Louisiana 1 $ 100,000 $ 100,000 $ 44,000
Livingston, Louisiana 1 $ 484,000 $ 484,000 $ 490,000
Orleans, Louisiana 1 $ 59,000 $ 59,000 $ 56,000
Terrebonne, Louisiana 1 $ 172,000 $ 172,000 $ 99,000
Union, Louisiana 1 $ 400,000 $ 400,000 $ 250,000
Aroostook, Maine 1 $ 66,000 $ 66,000 $ 64,000
Oxford, Maine 1 $ 148,000 $ 148,000 $ 50,000
Sagadahoc, Maine 1 $ 37,000 $ 37,000 $ 136,000
York, Maine 1 $ 136,000 $ 136,000 $ 44,000
Calvert, Maryland 1 $ 151,000 $ 151,000 $ 74,000
Caroline, Maryland 1 $ 142,000 $ 142,000 $ 128,000
Charles, Maryland 1 $ 270,000 $ 270,000 $ 138,000
Dorchester, Maryland 1 $ 188,000 $ 188,000 $ 99,000
Essex, Massachusetts 1 $ 96,000 $ 96,000 $ 57,000
Middlesex, Massachusetts 1 $ 1,100,000 $ 1,100,000 $ 280,000
Nantucket, Massachusetts 1 $ 1,000,000 $ 1,000,000 $ 558,000
Norfolk, Massachusetts 1 $ 835,000 $ 835,000 $ 428,000
Genesee, Michigan 1 $ 303,000 $ 303,000 $ 39,000
Iosco, Michigan 1 $ 49,000 $ 49,000 $ 112,000
Livingston, Michigan 1 $ 146,000 $ 146,000 $ 26,000
Saginaw, Michigan 1 $ 124,000 $ 124,000 $ 70,000
St. Joseph, Michigan 1 $ 67,000 $ 67,000 $ 62,000
Itasca, Minnesota 1 $ 393,000 $ 393,000 $ 66,000
Sherburne, Minnesota 1 $ 125,000 $ 125,000 $ 50,000
St. Louis, Minnesota 1 $ 84,000 $ 84,000 $ 34,000
Washington, Minnesota 1 $ 102,000 $ 102,000 $ 41,000
Alcorn, Mississippi 1 $ 65,000 $ 65,000 $ 31,000
Lauderdale, Mississippi 1 $ 158,000 $ 158,000 $ 60,000
Pearl River, Mississippi 1 $ 122,000 $ 122,000 $ 27,000
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Mortgage Loan Application Detail Totals for First Horizon Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 6,968 $1,356,495,000 $194,000 $3,200,000 $118,000 $2,725,000
Home Purchase 1,465 $409,953,000 $279,000 $2,760,000 $181,000 $5,684,000
Home Improvement 397 $42,181,000 $106,000 $930,000 $70,000 $715,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,816 $1,028,582,000 $176,000 $2,438,000 $108,000 $5,033,000
Not Provided 2,149 $634,413,000 $295,000 $3,200,000 $189,000 $5,684,000
Black or African American 444 $57,600,000 $129,000 $1,716,000 $76,000 $760,000
Asian 175 $44,509,000 $254,000 $1,800,000 $155,000 $1,958,000
Hispanic 171 $28,662,000 $167,000 $1,250,000 $81,000 $415,000
American Indian or Alaskan Native 50 $9,286,000 $185,000 $1,375,000 $92,000 $500,000
Native Hawaiian or Other Pacific Islander 17 $3,523,000 $207,000 $490,000 $92,000 $475,000
Not applicable 8 $2,054,000 $256,000 $625,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,572 $1,773,419,000 $206,000 $3,200,000 $128,000 $5,684,000
FHA-insured (Federal Housing Administration) 221 $29,447,000 $133,000 $347,000 $61,000 $274,000
VA-guaranteed (Veterans Administration) 37 $5,763,000 $155,000 $417,000 $68,000 $173,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,576 $989,092,000 $216,000 $2,760,000 $144,000 $5,684,000
Application Denied By Financial Institution 2,577 $469,957,000 $182,000 $3,200,000 $93,000 $2,000,000
Application Withdrawn By Applicant 1,033 $231,530,000 $224,000 $2,500,000 $140,000 $2,100,000
Application Approved But Not Accepted 600 $109,711,000 $182,000 $1,200,000 $107,000 $750,000
File Closed For Incompleteness 44 $8,339,000 $189,000 $417,000 $108,000 $492,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 766 $108,473,000 $141,000 $2,600,000 $80,000 $1,650,000
Collateral 569 $119,807,000 $210,000 $2,300,000 $119,000 $1,800,000
Debt-To-Income Ratio 568 $113,414,000 $199,000 $3,000,000 $63,000 $883,000
Other 544 $104,591,000 $192,000 $3,200,000 $110,000 $985,000
Credit Application Incomplete 57 $12,324,000 $216,000 $654,000 $149,000 $2,000,000
Unverifiable Information 37 $6,225,000 $168,000 $625,000 $96,000 $554,000
Insufficient Cash (Downpayment, Closing Cost) 23 $3,279,000 $142,000 $314,000 $74,000 $274,000
Employment History 13 $1,844,000 $141,000 $413,000 $81,000 $305,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Horizon Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Horizon Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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