First Horizon Bank Mortgage Lending & HMDA Data, 2012
In 2012, First Horizon Bank of Memphis, TN reported 8,830 mortgage applications totaling $1.8 billion, up 21% from 2011. The average application was for $204,827, and applicants reported an average income of $126,294. 52% of its applications resulted in an originated loan and 29% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (1,914), Memphis, TN-MS-AR (1,315) and Chattanooga, TN-GA (895) (applications in parentheses).
| Mortgage Company & Address | First Horizon Bank 165 Madison Ave 5th Floor Memphis, TN 38103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 8,830 |
| Total Mortgage Loan Application Amount | $1,808,629,000 |
| Average Mortgage Loan Application Amount | $204,827 |
| Highest Mortgage Loan Application Amount | $3,200,000 |
| Average Applicant Income | $126,294 |
| Highest Applicant Income | $5,684,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Horizon Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1,914 | $ 479,216,000 | $ 250,374 | $ 138,000 |
| Memphis, TN-MS-AR | 1,315 | $ 233,148,000 | $ 177,298 | $ 120,984 |
| Chattanooga, TN-GA | 895 | $ 182,609,000 | $ 204,032 | $ 135,182 |
| Knoxville, TN | 880 | $ 188,267,000 | $ 213,939 | $ 131,000 |
| Johnson City, TN | 568 | $ 82,717,000 | $ 145,628 | $ 90,000 |
| Kingsport-Bristol-Bristol, TN-VA | 438 | $ 74,773,000 | $ 170,714 | $ 104,287 |
| Morristown, TN | 197 | $ 28,120,000 | $ 142,741 | $ 95,000 |
| Cleveland, TN | 127 | $ 17,813,000 | $ 140,259 | $ 129,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 89 | $ 25,194,000 | $ 283,078 | $ 145,460 |
| Atlanta-Sandy Springs-Marietta, GA | 67 | $ 12,365,000 | $ 184,552 | $ 94,000 |
| Baltimore-Towson, MD | 61 | $ 14,878,000 | $ 243,901 | $ 124,000 |
| Jackson, TN | 53 | $ 13,026,000 | $ 245,773 | $ 167,000 |
| Phoenix-Mesa-Glendale, AZ | 50 | $ 9,117,000 | $ 182,340 | $ 98,000 |
| Winston-Salem, NC | 49 | $ 24,006,000 | $ 489,918 | $ 358,000 |
| New York-White Plains-Wayne, NY-NJ | 37 | $ 9,034,000 | $ 244,162 | $ 95,486 |
| Portland-Vancouver-Hillsboro, OR-WA | 37 | $ 9,188,000 | $ 248,324 | $ 106,729 |
| Seattle-Bellevue-Everett, WA | 34 | $ 8,404,000 | $ 247,176 | $ 97,000 |
| Denver-Aurora-Broomfield, CO | 28 | $ 4,953,000 | $ 176,892 | $ 97,000 |
| Philadelphia, PA | 28 | $ 5,527,000 | $ 197,392 | $ 111,000 |
| Richmond, VA | 26 | $ 17,200,000 | $ 661,538 | $ 438,000 |
| Edison-New Brunswick, NJ | 25 | $ 5,962,000 | $ 238,480 | $ 117,000 |
| Newark-Union, NJ-PA | 25 | $ 5,314,000 | $ 212,560 | $ 111,200 |
| St. Louis, MO-IL | 25 | $ 4,911,000 | $ 196,440 | $ 307,800 |
| Santa Ana-Anaheim-Irvine, CA | 24 | $ 6,509,000 | $ 271,208 | $ 99,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 23 | $ 7,556,000 | $ 328,521 | $ 158,000 |
| Bethesda-Rockville-Frederick, MD | 19 | $ 5,951,000 | $ 313,210 | $ 164,000 |
| Camden, NJ | 19 | $ 2,842,000 | $ 149,578 | $ 78,000 |
| Providence-New Bedford-Fall River, RI-MA | 19 | $ 4,206,000 | $ 221,368 | $ 88,000 |
| Los Angeles-Long Beach-Glendale, CA | 18 | $ 4,824,000 | $ 268,000 | $ 109,000 |
| Boise City-Nampa, ID | 17 | $ 2,360,000 | $ 138,823 | $ 66,000 |
| Kansas City, MO-KS | 17 | $ 2,231,000 | $ 131,235 | $ 83,352 |
| Riverside-San Bernardino-Ontario, CA | 17 | $ 3,367,000 | $ 198,058 | $ 106,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 16 | $ 3,584,000 | $ 224,000 | $ 108,000 |
| Wichita, KS | 16 | $ 2,078,000 | $ 129,875 | $ 67,000 |
| Wilmington, DE-MD-NJ | 16 | $ 2,399,000 | $ 149,937 | $ 80,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 15 | $ 3,517,000 | $ 234,466 | $ 136,000 |
| Pittsburgh, PA | 15 | $ 2,341,000 | $ 156,066 | $ 81,000 |
| Albuquerque, NM | 14 | $ 2,592,000 | $ 185,142 | $ 74,000 |
| Dallas-Plano-Irving, TX | 14 | $ 2,952,000 | $ 210,857 | $ 111,000 |
| Raleigh-Cary, NC | 14 | $ 3,884,000 | $ 277,428 | $ 116,000 |
| Las Vegas-Paradise, NV | 13 | $ 2,783,000 | $ 214,076 | $ 275,000 |
| San Diego-Carlsbad-San Marcos, CA | 13 | $ 3,856,000 | $ 296,615 | $ 117,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 13 | $ 4,627,000 | $ 355,923 | $ 134,000 |
| Chicago-Joliet-Naperville, IL | 12 | $ 1,645,000 | $ 137,083 | $ 114,000 |
| Indianapolis-Carmel, IN | 12 | $ 2,391,000 | $ 199,250 | $ 136,000 |
| Salt Lake City, UT | 12 | $ 2,451,000 | $ 204,250 | $ 83,000 |
| Jackson, MS | 11 | $ 1,854,000 | $ 168,545 | $ 221,000 |
| Lancaster, PA | 11 | $ 1,372,000 | $ 124,727 | $ 54,000 |
| Tampa-St. Petersburg-Clearwater, FL | 11 | $ 2,282,000 | $ 207,454 | $ 115,000 |
| York-Hanover, PA | 11 | $ 1,918,000 | $ 174,363 | $ 90,000 |
| Durham-Chapel Hill, NC | 10 | $ 7,788,000 | $ 778,800 | $ 468,000 |
| Houston-Sugar Land-Baytown, TX | 10 | $ 1,211,000 | $ 121,100 | $ 79,000 |
| Oakland-Fremont-Hayward, CA | 10 | $ 3,048,000 | $ 304,800 | $ 114,000 |
| Oklahoma City, OK | 10 | $ 1,797,000 | $ 179,700 | $ 102,000 |
| Orlando-Kissimmee-Sanford, FL | 10 | $ 1,408,000 | $ 140,800 | $ 93,000 |
| Bremerton-Silverdale, WA | 9 | $ 2,271,000 | $ 252,333 | $ 162,000 |
| Cape Coral-Fort Myers, FL | 9 | $ 1,275,000 | $ 141,666 | $ 59,000 |
| Eugene-Springfield, OR | 9 | $ 1,216,000 | $ 135,111 | $ 61,000 |
| San Francisco-San Mateo-Redwood City, CA | 9 | $ 3,643,000 | $ 404,777 | $ 186,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 8 | $ 1,607,000 | $ 200,875 | $ 153,000 |
| Colorado Springs, CO | 8 | $ 1,738,000 | $ 217,250 | $ 96,000 |
| Fort Worth-Arlington, TX | 8 | $ 2,516,000 | $ 314,500 | $ 246,000 |
| Fresno, CA | 8 | $ 1,661,000 | $ 207,625 | $ 131,000 |
| Jacksonville, FL | 8 | $ 2,484,000 | $ 310,500 | $ 345,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 8 | $ 1,456,000 | $ 182,000 | $ 102,500 |
| Reno-Sparks, NV | 8 | $ 1,583,000 | $ 197,875 | $ 98,000 |
| Warren-Troy-Farmington Hills, MI | 8 | $ 901,000 | $ 112,625 | $ 94,000 |
| Clarksville, TN-KY | 7 | $ 1,392,000 | $ 198,857 | $ 148,000 |
| Columbia, SC | 7 | $ 1,211,000 | $ 173,000 | $ 88,000 |
| Dover, DE | 7 | $ 1,124,000 | $ 160,571 | $ 64,000 |
| Greensboro-High Point, NC | 7 | $ 1,954,000 | $ 279,142 | $ 149,000 |
| Hartford-West Hartford-East Hartford, CT | 7 | $ 901,000 | $ 128,714 | $ 88,000 |
| Omaha-Council Bluffs, NE-IA | 7 | $ 768,000 | $ 109,714 | $ 87,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 7 | $ 2,150,000 | $ 307,142 | $ 102,000 |
| Portland-South Portland-Biddeford, ME | 7 | $ 1,259,000 | $ 179,857 | $ 78,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 7 | $ 1,594,000 | $ 227,714 | $ 100,000 |
| Charleston-North Charleston-Summerville, SC | 6 | $ 2,949,000 | $ 491,500 | $ 728,000 |
| Charlottesville, VA | 6 | $ 1,668,000 | $ 278,000 | $ 232,000 |
| Cincinnati-Middletown, OH-KY-IN | 6 | $ 1,094,000 | $ 182,333 | $ 101,166 |
| Nassau-Suffolk, NY | 6 | $ 1,353,000 | $ 225,500 | $ 168,000 |
| North Port-Bradenton-Sarasota, FL | 6 | $ 1,396,000 | $ 232,666 | $ 277,000 |
| Reading, PA | 6 | $ 783,000 | $ 130,500 | $ 88,000 |
| Wilmington, NC | 6 | $ 2,772,000 | $ 462,000 | $ 278,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 5 | $ 649,000 | $ 129,800 | $ 101,000 |
| Harrisburg-Carlisle, PA | 5 | $ 577,000 | $ 115,400 | $ 72,000 |
| New Haven-Milford, CT | 5 | $ 877,000 | $ 175,400 | $ 77,000 |
| Rockingham County-Strafford County, NH | 5 | $ 787,000 | $ 157,400 | $ 132,000 |
| San Antonio-New Braunfels, TX | 5 | $ 678,000 | $ 135,600 | $ 58,000 |
| Spokane, WA | 5 | $ 824,000 | $ 164,800 | $ 84,000 |
| Tucson, AZ | 5 | $ 698,000 | $ 139,600 | $ 60,000 |
| Dalton, GA | 4 | $ 1,353,000 | $ 338,250 | $ 280,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 4 | $ 499,000 | $ 124,750 | $ 75,000 |
| Grand Rapids-Wyoming, MI | 4 | $ 392,000 | $ 98,000 | $ 69,000 |
| Honolulu, HI | 4 | $ 1,418,000 | $ 354,500 | $ 125,000 |
| Medford, OR | 4 | $ 835,000 | $ 208,750 | $ 177,000 |
| Port St. Lucie, FL | 4 | $ 479,000 | $ 119,750 | $ 63,000 |
| Prescott, AZ | 4 | $ 516,000 | $ 129,000 | $ 58,000 |
| Salinas, CA | 4 | $ 1,207,000 | $ 301,750 | $ 84,000 |
| Santa Cruz-Watsonville, CA | 4 | $ 2,855,000 | $ 713,750 | $ 154,000 |
| Santa Fe, NM | 4 | $ 1,043,000 | $ 260,750 | $ 174,000 |
| Santa Rosa-Petaluma, CA | 4 | $ 866,000 | $ 216,500 | $ 84,000 |
| Savannah, GA | 4 | $ 547,000 | $ 136,750 | $ 104,000 |
| Springfield, MO | 4 | $ 356,000 | $ 89,000 | $ 98,000 |
| Tuscaloosa, AL | 4 | $ 940,000 | $ 235,000 | $ 450,000 |
| Asheville, NC | 3 | $ 473,000 | $ 157,666 | $ 51,000 |
| Austin-Round Rock-San Marcos, TX | 3 | $ 447,000 | $ 149,000 | $ 45,000 |
| Bangor, ME | 3 | $ 581,000 | $ 193,666 | $ 143,000 |
| Bend, OR | 3 | $ 311,000 | $ 103,666 | $ 50,000 |
| Bridgeport-Stamford-Norwalk, CT | 3 | $ 575,000 | $ 191,666 | $ 118,000 |
| Columbus, OH | 3 | $ 555,000 | $ 185,000 | $ 118,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 580,000 | $ 193,333 | $ 235,000 |
| Fayetteville, NC | 3 | $ 191,000 | $ 63,666 | $ 87,000 |
| Grand Junction, CO | 3 | $ 266,000 | $ 88,666 | $ 64,000 |
| Gulfport-Biloxi, MS | 3 | $ 340,000 | $ 113,333 | $ 71,000 |
| Lakeland-Winter Haven, FL | 3 | $ 301,000 | $ 100,333 | $ 80,000 |
| Lawrence, KS | 3 | $ 378,000 | $ 126,000 | $ 68,000 |
| Lewiston-Auburn, ME | 3 | $ 470,000 | $ 156,666 | $ 73,000 |
| Lexington-Fayette, KY | 3 | $ 623,000 | $ 207,666 | $ 77,000 |
| Little Rock-North Little Rock-Conway, AR | 3 | $ 3,481,000 | $ 1,160,333 | $ 382,000 |
| Miami-Miami Beach-Kendall, FL | 3 | $ 540,000 | $ 180,000 | $ 180,000 |
| Naples-Marco Island, FL | 3 | $ 606,000 | $ 202,000 | $ 113,000 |
| Olympia, WA | 3 | $ 782,000 | $ 260,666 | $ 94,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 362,000 | $ 120,666 | $ 69,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 3 | $ 1,031,000 | $ 343,666 | $ 513,000 |
| Pueblo, CO | 3 | $ 371,000 | $ 123,666 | $ 85,000 |
| Roanoke, VA | 3 | $ 800,000 | $ 266,666 | $ 216,000 |
| Salem, OR | 3 | $ 429,000 | $ 143,000 | $ 84,000 |
| St. Joseph, MO-KS | 3 | $ 264,000 | $ 88,000 | $ 67,000 |
| Stockton, CA | 3 | $ 397,000 | $ 132,333 | $ 117,000 |
| Vallejo-Fairfield, CA | 3 | $ 487,000 | $ 162,333 | $ 95,000 |
| Winchester, VA-WV | 3 | $ 627,000 | $ 209,000 | $ 113,000 |
| Akron, OH | 2 | $ 102,000 | $ 51,000 | $ 31,000 |
| Anderson, IN | 2 | $ 121,000 | $ 60,500 | $ 24,000 |
| Ann Arbor, MI | 2 | $ 344,000 | $ 172,000 | $ 90,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 323,000 | $ 161,500 | $ 115,000 |
| Bakersfield-Delano, CA | 2 | $ 296,000 | $ 148,000 | $ 82,000 |
| Baton Rouge, LA | 2 | $ 580,000 | $ 290,000 | $ 317,000 |
| Bellingham, WA | 2 | $ 275,000 | $ 137,500 | $ 49,000 |
| Billings, MT | 2 | $ 92,000 | $ 46,000 | $ 37,000 |
| Birmingham-Hoover, AL | 2 | $ 482,000 | $ 241,000 | $ 327,000 |
| Bloomington, IN | 2 | $ 101,000 | $ 50,500 | $ 33,000 |
| Boulder, CO | 2 | $ 537,000 | $ 268,500 | $ 136,000 |
| Bowling Green, KY | 2 | $ 903,000 | $ 451,500 | $ 198,000 |
| Cleveland-Elyria-Mentor, OH | 2 | $ 178,000 | $ 89,000 | $ 18,000 |
| Dayton, OH | 2 | $ 131,000 | $ 65,500 | $ 109,000 |
| Des Moines-West Des Moines, IA | 2 | $ 197,000 | $ 98,500 | $ 55,000 |
| El Paso, TX | 2 | $ 589,000 | $ 294,500 | $ 228,000 |
| Farmington, NM | 2 | $ 314,000 | $ 157,000 | $ 104,000 |
| Flagstaff, AZ | 2 | $ 278,000 | $ 139,000 | $ 55,000 |
| Florence-Muscle Shoals, AL | 2 | $ 1,006,000 | $ 503,000 | $ 328,000 |
| Fort Collins-Loveland, CO | 2 | $ 253,000 | $ 126,500 | $ 106,000 |
| Gary, IN | 2 | $ 339,000 | $ 169,500 | $ 52,000 |
| Greeley, CO | 2 | $ 468,000 | $ 234,000 | $ 196,000 |
| Greenville-Mauldin-Easley, SC | 2 | $ 509,000 | $ 254,500 | $ 521,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 251,000 | $ 125,500 | $ 100,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 248,000 | $ 124,000 | $ 97,000 |
| Huntsville, AL | 2 | $ 696,000 | $ 348,000 | $ 218,000 |
| Jonesboro, AR | 2 | $ 1,076,000 | $ 538,000 | $ 568,000 |
| Kennewick-Pasco-Richland, WA | 2 | $ 226,000 | $ 113,000 | $ 41,000 |
| Lafayette, LA | 2 | $ 393,000 | $ 196,500 | $ 128,000 |
| Lake Charles, LA | 2 | $ 201,000 | $ 100,500 | $ 83,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 245,000 | $ 122,500 | $ 73,000 |
| Lansing-East Lansing, MI | 2 | $ 429,000 | $ 214,500 | $ 178,000 |
| Las Cruces, NM | 2 | $ 614,000 | $ 307,000 | $ 89,000 |
| Longview, WA | 2 | $ 249,000 | $ 124,500 | $ 108,000 |
| Louisville/Jefferson County, KY-IN | 2 | $ 327,000 | $ 163,500 | $ 134,000 |
| Madison, WI | 2 | $ 288,000 | $ 144,000 | $ 76,000 |
| Manchester-Nashua, NH | 2 | $ 463,000 | $ 231,500 | $ 97,000 |
| Milwaukee-Waukesha-West Allis, WI | 2 | $ 190,000 | $ 95,000 | $ 50,000 |
| New Orleans-Metairie-Kenner, LA | 2 | $ 159,000 | $ 79,500 | $ 50,000 |
| Ogden-Clearfield, UT | 2 | $ 534,000 | $ 267,000 | $ 61,000 |
| Pascagoula, MS | 2 | $ 281,000 | $ 140,500 | $ 43,000 |
| Redding, CA | 2 | $ 140,000 | $ 70,000 | $ 43,000 |
| Rochester, NY | 2 | $ 255,000 | $ 127,500 | $ 74,000 |
| Salisbury, MD | 2 | $ 526,000 | $ 263,000 | $ 143,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 2 | $ 364,000 | $ 182,000 | $ 59,000 |
| Scranton--Wilkes-Barre, PA | 2 | $ 133,000 | $ 66,500 | $ 61,000 |
| Tacoma, WA | 2 | $ 359,000 | $ 179,500 | $ 64,000 |
| Tallahassee, FL | 2 | $ 203,000 | $ 101,500 | $ 102,000 |
| Tulsa, OK | 2 | $ 163,000 | $ 81,500 | $ 55,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 2 | $ 162,000 | $ 81,000 | $ 97,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 181,000 | $ 90,500 | $ 43,500 |
| Abilene, TX | 1 | $ 114,000 | $ 114,000 | $ 80,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 120,000 | $ 120,000 | $ 295,000 |
| Anderson, SC | 1 | $ 207,000 | $ 207,000 | $ 50,000 |
| Auburn-Opelika, AL | 1 | $ 95,000 | $ 95,000 | $ 565,000 |
| Binghamton, NY | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Boston-Quincy, MA | 1 | $ 835,000 | $ 835,000 | $ 428,000 |
| Brunswick, GA | 1 | $ 364,000 | $ 364,000 | $ 413,000 |
| Buffalo-Niagara Falls, NY | 1 | $ 29,000 | $ 29,000 | $ 48,000 |
| Burlington, NC | 1 | $ 49,000 | $ 49,000 | $ 39,000 |
| Cambridge-Newton-Framingham, MA | 1 | $ 1,100,000 | $ 1,100,000 | $ 280,000 |
| Carson City, NV | 1 | $ 92,000 | $ 92,000 | $ 60,000 |
| Champaign-Urbana, IL | 1 | $ 560,000 | $ 560,000 | $ 292,000 |
| Cheyenne, WY | 1 | $ 90,000 | $ 90,000 | $ 115,000 |
| Chico, CA | 1 | $ 296,000 | $ 296,000 | $ 72,000 |
| Columbus, GA-AL | 1 | $ 71,000 | $ 71,000 | $ 35,000 |
| Corvallis, OR | 1 | $ 99,000 | $ 99,000 | $ 110,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 420,000 | $ 420,000 | $ 682,000 |
| Danville, VA | 1 | $ 132,000 | $ 132,000 | $ 71,000 |
| Duluth, MN-WI | 1 | $ 84,000 | $ 84,000 | $ 34,000 |
| Elizabethtown, KY | 1 | $ 95,000 | $ 95,000 | $ 107,000 |
| Erie, PA | 1 | $ 73,000 | $ 73,000 | $ 40,000 |
| Flint, MI | 1 | $ 303,000 | $ 303,000 | $ 39,000 |
| Fort Wayne, IN | 1 | $ 46,000 | $ 46,000 | $ 40,000 |
| Gainesville, FL | 1 | $ 88,000 | $ 88,000 | $ 41,000 |
| Gainesville, GA | 1 | $ 259,000 | $ 259,000 | $ 104,000 |
| Glens Falls, NY | 1 | $ 91,000 | $ 91,000 | $ 50,000 |
| Greenville, NC | 1 | $ 106,000 | $ 106,000 | $ 47,000 |
| Hanford-Corcoran, CA | 1 | $ 110,000 | $ 110,000 | $ 10,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 172,000 | $ 172,000 | $ 99,000 |
| Idaho Falls, ID | 1 | $ 116,000 | $ 116,000 | $ 67,000 |
| Jacksonville, NC | 1 | $ 64,000 | $ 64,000 | $ 118,000 |
| Janesville, WI | 1 | $ 66,000 | $ 66,000 | $ 79,000 |
| Kokomo, IN | 1 | $ 50,000 | $ 50,000 | $ 114,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 130,000 | $ 130,000 | $ 76,000 |
| Lynchburg, VA | 1 | $ 62,000 | $ 62,000 | $ 75,000 |
| Missoula, MT | 1 | $ 158,000 | $ 158,000 | $ 50,000 |
| Mobile, AL | 1 | $ 261,000 | $ 261,000 | $ 212,000 |
| Monroe, LA | 1 | $ 400,000 | $ 400,000 | $ 250,000 |
| Montgomery, AL | 1 | $ 129,000 | $ 129,000 | $ 57,000 |
| Morgantown, WV | 1 | $ 138,000 | $ 138,000 | $ 64,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 1 | $ 342,000 | $ 342,000 | $ 650,000 |
| Norwich-New London, CT | 1 | $ 61,000 | $ 61,000 | $ 77,000 |
| Ocean City, NJ | 1 | $ 132,000 | $ 132,000 | $ 97,000 |
| Palm Coast, FL | 1 | $ 54,000 | $ 54,000 | $ 67,000 |
| Peabody, MA | 1 | $ 96,000 | $ 96,000 | $ 57,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 73,000 | $ 73,000 | $ 50,000 |
| Provo-Orem, UT | 1 | $ 61,000 | $ 61,000 | $ 18,000 |
| Rapid City, SD | 1 | $ 126,000 | $ 126,000 | $ 104,000 |
| Rockford, IL | 1 | $ 59,000 | $ 59,000 | $ 112,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 124,000 | $ 124,000 | $ 70,000 |
| Spartanburg, SC | 1 | $ 89,000 | $ 89,000 | $ 38,000 |
| St. George, UT | 1 | $ 154,000 | $ 154,000 | $ 106,000 |
| Toledo, OH | 1 | $ 177,000 | $ 177,000 | $ 65,000 |
| Topeka, KS | 1 | $ 124,000 | $ 124,000 | $ 87,000 |
| Victoria, TX | 1 | $ 126,000 | $ 126,000 | $ 89,000 |
| Visalia-Porterville, CA | 1 | $ 156,000 | $ 156,000 | $ 94,000 |
| Williamsport, PA | 1 | $ 110,000 | $ 110,000 | $ 63,000 |
Mortgage Loan Application Detail Totals for First Horizon Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,968 | $1,356,495,000 | $194,000 | $3,200,000 | $118,000 | $2,725,000 |
| Home Purchase | 1,465 | $409,953,000 | $279,000 | $2,760,000 | $181,000 | $5,684,000 |
| Home Improvement | 397 | $42,181,000 | $106,000 | $930,000 | $70,000 | $715,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,816 | $1,028,582,000 | $176,000 | $2,438,000 | $108,000 | $5,033,000 |
| Not Provided | 2,149 | $634,413,000 | $295,000 | $3,200,000 | $189,000 | $5,684,000 |
| Black or African American | 444 | $57,600,000 | $129,000 | $1,716,000 | $76,000 | $760,000 |
| Asian | 175 | $44,509,000 | $254,000 | $1,800,000 | $155,000 | $1,958,000 |
| Hispanic | 171 | $28,662,000 | $167,000 | $1,250,000 | $81,000 | $415,000 |
| American Indian or Alaskan Native | 50 | $9,286,000 | $185,000 | $1,375,000 | $92,000 | $500,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $3,523,000 | $207,000 | $490,000 | $92,000 | $475,000 |
| Not applicable | 8 | $2,054,000 | $256,000 | $625,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,572 | $1,773,419,000 | $206,000 | $3,200,000 | $128,000 | $5,684,000 |
| FHA-insured (Federal Housing Administration) | 221 | $29,447,000 | $133,000 | $347,000 | $61,000 | $274,000 |
| VA-guaranteed (Veterans Administration) | 37 | $5,763,000 | $155,000 | $417,000 | $68,000 | $173,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,576 | $989,092,000 | $216,000 | $2,760,000 | $144,000 | $5,684,000 |
| Application Denied By Financial Institution | 2,577 | $469,957,000 | $182,000 | $3,200,000 | $93,000 | $2,000,000 |
| Application Withdrawn By Applicant | 1,033 | $231,530,000 | $224,000 | $2,500,000 | $140,000 | $2,100,000 |
| Application Approved But Not Accepted | 600 | $109,711,000 | $182,000 | $1,200,000 | $107,000 | $750,000 |
| File Closed For Incompleteness | 44 | $8,339,000 | $189,000 | $417,000 | $108,000 | $492,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 766 | $108,473,000 | $141,000 | $2,600,000 | $80,000 | $1,650,000 |
| Collateral | 569 | $119,807,000 | $210,000 | $2,300,000 | $119,000 | $1,800,000 |
| Debt-To-Income Ratio | 568 | $113,414,000 | $199,000 | $3,000,000 | $63,000 | $883,000 |
| Other | 544 | $104,591,000 | $192,000 | $3,200,000 | $110,000 | $985,000 |
| Credit Application Incomplete | 57 | $12,324,000 | $216,000 | $654,000 | $149,000 | $2,000,000 |
| Unverifiable Information | 37 | $6,225,000 | $168,000 | $625,000 | $96,000 | $554,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $3,279,000 | $142,000 | $314,000 | $74,000 | $274,000 |
| Employment History | 13 | $1,844,000 | $141,000 | $413,000 | $81,000 | $305,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Horizon Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Horizon Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.
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