First Horizon Bank Mortgage Lending & HMDA Data, 2024

In 2024, First Horizon Bank of Memphis, TN reported 13,326 mortgage applications totaling $5.0 billion, down 30% from 2023. The average application was for $378,767, and applicants reported an average income of $227,791. 59% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (1,386), Memphis, TN-MS-AR (1,108) and Knoxville, TN (736) (applications in parentheses).

Mortgage Company & Address First Horizon Bank
165 Madison Ave 5th Floor
Memphis, TN 38103
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 13,326
Total Mortgage Loan Application Amount $5,047,460,000
Average Mortgage Loan Application Amount $378,767
Highest Mortgage Loan Application Amount $35,005,000
Average Applicant Income $227,791
Highest Applicant Income $6,845,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Horizon Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Horizon Bank by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Shelby, Tennessee 926 $ 186,840,000 $ 201,771 $ 148,000
Knox, Tennessee 571 $ 172,745,000 $ 302,530 $ 198,000
Davidson, Tennessee 539 $ 240,925,000 $ 446,985 $ 236,000
Orleans, Louisiana 366 $ 151,430,000 $ 413,743 $ 250,000
Miami-Dade, Florida 351 $ 279,545,000 $ 796,424 $ 455,000
Dallas, Texas 335 $ 217,165,000 $ 648,253 $ 318,000
Pulaski, Arkansas 288 $ 71,530,000 $ 248,368 $ 141,000
Lafayette, Louisiana 285 $ 51,545,000 $ 180,859 $ 140,000
Hamilton, Tennessee 275 $ 72,865,000 $ 264,963 $ 176,000
Harris, Texas 252 $ 154,650,000 $ 613,690 $ 292,000
Williamson, Tennessee 247 $ 135,425,000 $ 548,279 $ 346,000
Rutherford, Tennessee 237 $ 60,515,000 $ 255,337 $ 104,000
Monroe, Florida 228 $ 132,240,000 $ 580,000 $ 294,000
Fulton, Georgia 226 $ 158,790,000 $ 702,610 $ 426,000
Jefferson, Louisiana 206 $ 57,050,000 $ 276,941 $ 168,000
East Baton Rouge, Louisiana 187 $ 50,825,000 $ 271,791 $ 230,000
Palm Beach, Florida 183 $ 138,155,000 $ 754,945 $ 456,000
Jefferson, Alabama 180 $ 51,070,000 $ 283,722 $ 165,000
Sumner, Tennessee 154 $ 37,170,000 $ 241,363 $ 162,000
Broward, Florida 152 $ 96,170,000 $ 632,697 $ 375,000
DeKalb, Georgia 146 $ 96,570,000 $ 661,438 $ 307,000
Hillsborough, Florida 145 $ 88,925,000 $ 613,275 $ 366,000
Calcasieu, Louisiana 134 $ 20,590,000 $ 153,656 $ 155,000
Forsyth, North Carolina 130 $ 27,400,000 $ 210,769 $ 190,000
Lee, Florida 126 $ 38,350,000 $ 304,365 $ 199,000
Orange, Florida 125 $ 76,125,000 $ 609,000 $ 342,000
Sullivan, Tennessee 121 $ 27,885,000 $ 230,454 $ 158,000
Mecklenburg, North Carolina 120 $ 63,340,000 $ 527,833 $ 289,000
Washington, Arkansas 119 $ 41,855,000 $ 351,722 $ 165,000
St. Tammany, Louisiana 114 $ 35,890,000 $ 314,824 $ 208,000
Blount, Tennessee 110 $ 24,590,000 $ 223,545 $ 142,000
Washington, Tennessee 109 $ 26,465,000 $ 242,798 $ 189,000
Denton, Texas 104 $ 62,580,000 $ 601,730 $ 267,000
Wilson, Tennessee 101 $ 25,105,000 $ 248,564 $ 124,000
Benton, Arkansas 99 $ 35,715,000 $ 360,757 $ 187,000
Wake, North Carolina 93 $ 35,885,000 $ 385,860 $ 224,000
Cobb, Georgia 92 $ 42,660,000 $ 463,695 $ 254,000
Collier, Florida 91 $ 46,795,000 $ 514,230 $ 345,000
Craighead, Arkansas 89 $ 17,945,000 $ 201,629 $ 126,000
DeSoto, Mississippi 88 $ 14,880,000 $ 169,090 $ 98,000
Pinellas, Florida 85 $ 45,115,000 $ 530,764 $ 412,000
Durham, North Carolina 81 $ 15,405,000 $ 190,185 $ 139,000
Collin, Texas 81 $ 49,365,000 $ 609,444 $ 295,000
Iberia, Louisiana 78 $ 10,830,000 $ 138,846 $ 91,000
Baldwin, Alabama 72 $ 38,860,000 $ 539,722 $ 376,000
Sarasota, Florida 72 $ 34,140,000 $ 474,166 $ 336,000
St. Charles, Missouri 71 $ 23,115,000 $ 325,563 $ 197,000
Greene, Tennessee 69 $ 9,465,000 $ 137,173 $ 73,000
St. Mary, Louisiana 67 $ 7,865,000 $ 117,388 $ 106,000
Saline, Arkansas 63 $ 11,555,000 $ 183,412 $ 97,000
Sevier, Tennessee 63 $ 17,855,000 $ 283,412 $ 164,000
Gwinnett, Georgia 61 $ 30,275,000 $ 496,311 $ 319,000
Mobile, Alabama 59 $ 18,085,000 $ 306,525 $ 301,000
Seminole, Florida 59 $ 23,335,000 $ 395,508 $ 292,000
Tarrant, Texas 59 $ 44,775,000 $ 758,898 $ 379,000
Bradley, Tennessee 58 $ 7,370,000 $ 127,068 $ 132,000
Pasco, Florida 57 $ 28,185,000 $ 494,473 $ 267,000
Volusia, Florida 57 $ 15,455,000 $ 271,140 $ 144,000
Madison, Alabama 55 $ 24,145,000 $ 439,000 $ 245,000
Lawrence, Arkansas 55 $ 5,185,000 $ 94,272 $ 73,000
Duval, Florida 55 $ 31,355,000 $ 570,090 $ 353,000
Catawba, North Carolina 52 $ 9,890,000 $ 190,192 $ 137,000
Madison, Tennessee 50 $ 9,930,000 $ 198,600 $ 127,000
Maury, Tennessee 50 $ 11,460,000 $ 229,200 $ 157,000
Guilford, North Carolina 48 $ 10,920,000 $ 227,500 $ 155,000
Jefferson, Tennessee 46 $ 10,080,000 $ 219,130 $ 103,000
Putnam, Tennessee 46 $ 9,050,000 $ 196,739 $ 141,000
Madison, Mississippi 44 $ 17,810,000 $ 404,772 $ 234,000
Randolph, North Carolina 43 $ 5,195,000 $ 120,813 $ 90,000
Randolph, Arkansas 42 $ 5,510,000 $ 131,190 $ 92,000
Cumberland, North Carolina 42 $ 10,690,000 $ 254,523 $ 226,000
Fayette, Tennessee 42 $ 8,550,000 $ 203,571 $ 150,000
Montgomery, Texas 42 $ 31,390,000 $ 747,380 $ 382,000
St. Louis, Missouri 41 $ 9,075,000 $ 221,341 $ 120,000
Gaston, North Carolina 41 $ 10,805,000 $ 263,536 $ 131,000
Fort Bend, Texas 41 $ 19,135,000 $ 466,707 $ 261,000
Alamance, North Carolina 39 $ 3,865,000 $ 99,102 $ 75,000
Caldwell, North Carolina 39 $ 5,815,000 $ 149,102 $ 132,000
Greenville, South Carolina 39 $ 24,985,000 $ 640,641 $ 266,000
St. Johns, Florida 37 $ 25,785,000 $ 696,891 $ 333,000
Rankin, Mississippi 37 $ 10,895,000 $ 294,459 $ 141,000
Henry, Virginia 34 $ 2,220,000 $ 65,294 $ 63,000
Ouachita, Louisiana 33 $ 5,985,000 $ 181,363 $ 116,000
Rowan, North Carolina 33 $ 4,505,000 $ 136,515 $ 117,000
Charleston, South Carolina 32 $ 27,990,000 $ 874,687 $ 415,000
Hamblen, Tennessee 32 $ 5,460,000 $ 170,625 $ 119,000
Montgomery, Tennessee 31 $ 6,535,000 $ 210,806 $ 140,000
Manatee, Florida 30 $ 10,960,000 $ 365,333 $ 281,000
Iredell, North Carolina 30 $ 8,420,000 $ 280,666 $ 166,000
Travis, Texas 30 $ 25,110,000 $ 837,000 $ 349,000
Hinds, Mississippi 29 $ 8,445,000 $ 291,206 $ 168,000
Buncombe, North Carolina 29 $ 11,785,000 $ 406,379 $ 211,000
Richland, South Carolina 27 $ 9,035,000 $ 334,629 $ 236,000
Stokes, North Carolina 26 $ 2,140,000 $ 82,307 $ 59,000
Ascension, Louisiana 25 $ 4,905,000 $ 196,200 $ 191,000
Caddo, Louisiana 25 $ 7,725,000 $ 309,000 $ 191,000
St. Martin, Louisiana 25 $ 3,555,000 $ 142,200 $ 102,000
Franklin, Virginia 25 $ 4,805,000 $ 192,200 $ 72,000
Shelby, Alabama 24 $ 6,870,000 $ 286,250 $ 162,000
Acadia, Louisiana 24 $ 2,780,000 $ 115,833 $ 61,000
Orange, North Carolina 24 $ 8,200,000 $ 341,666 $ 178,000
Union, North Carolina 24 $ 14,940,000 $ 622,500 $ 236,000
Spartanburg, South Carolina 24 $ 5,790,000 $ 241,250 $ 265,000
Lawrence, Tennessee 24 $ 2,580,000 $ 107,500 $ 79,000
Chatham, North Carolina 23 $ 9,075,000 $ 394,565 $ 186,000
Vermilion, Louisiana 22 $ 3,010,000 $ 136,818 $ 100,000
Catoosa, Georgia 21 $ 2,955,000 $ 140,714 $ 135,000
Cherokee, Georgia 21 $ 12,815,000 $ 610,238 $ 305,000
Surry, North Carolina 21 $ 1,425,000 $ 67,857 $ 56,000
Yadkin, North Carolina 21 $ 1,895,000 $ 90,238 $ 73,000
Hawkins, Tennessee 21 $ 3,655,000 $ 174,047 $ 197,000
Person, North Carolina 20 $ 3,010,000 $ 150,500 $ 91,000
Watauga, North Carolina 20 $ 7,020,000 $ 351,000 $ 311,000
Loudon, Tennessee 20 $ 4,260,000 $ 213,000 $ 107,000
Bexar, Texas 20 $ 11,770,000 $ 588,500 $ 245,000
Glynn, Georgia 19 $ 13,275,000 $ 698,684 $ 237,000
Livingston, Louisiana 19 $ 2,745,000 $ 144,473 $ 229,000
Carter, Tennessee 19 $ 4,585,000 $ 241,315 $ 132,000
Lonoke, Arkansas 18 $ 5,070,000 $ 281,666 $ 146,000
St. Landry, Louisiana 18 $ 2,730,000 $ 151,666 $ 111,000
Tate, Mississippi 18 $ 1,550,000 $ 86,111 $ 91,000
Robertson, Tennessee 18 $ 2,450,000 $ 136,111 $ 111,000
Davie, North Carolina 17 $ 2,445,000 $ 143,823 $ 132,000
Wilkes, North Carolina 17 $ 11,125,000 $ 654,411 $ 98,000
Cocke, Tennessee 17 $ 2,745,000 $ 161,470 $ 70,000
Tipton, Tennessee 17 $ 1,905,000 $ 112,058 $ 118,000
Forsyth, Georgia 16 $ 8,520,000 $ 532,500 $ 238,000
White, Tennessee 16 $ 1,760,000 $ 110,000 $ 94,000
Faulkner, Arkansas 15 $ 3,715,000 $ 247,666 $ 105,000
Lake, Florida 15 $ 6,855,000 $ 457,000 $ 232,000
St. Louis City, Missouri 15 $ 3,245,000 $ 216,333 $ 112,000
Macon, Tennessee 15 $ 1,965,000 $ 131,000 $ 63,000
Galveston, Texas 15 $ 7,585,000 $ 505,666 $ 205,000
Polk, Florida 14 $ 8,750,000 $ 625,000 $ 423,000
Walton, Florida 14 $ 25,680,000 $ 1,834,285 $ 844,000
Halifax, Virginia 14 $ 1,920,000 $ 137,142 $ 74,000
St. Lucie, Florida 13 $ 5,665,000 $ 435,769 $ 162,000
Walker, Georgia 13 $ 2,925,000 $ 225,000 $ 329,000
Lafourche, Louisiana 13 $ 2,435,000 $ 187,307 $ 247,000
Marshall, Mississippi 13 $ 1,075,000 $ 82,692 $ 62,000
New York, New York 13 $ 34,715,000 $ 2,670,384 $ 410,000
Lee, North Carolina 13 $ 1,335,000 $ 102,692 $ 57,000
Roane, Tennessee 13 $ 2,405,000 $ 185,000 $ 110,000
Accomack, Virginia 13 $ 1,315,000 $ 101,153 $ 97,000
Northampton, Virginia 13 $ 1,375,000 $ 105,769 $ 73,000
Terrebonne, Louisiana 12 $ 2,230,000 $ 185,833 $ 104,000
Burke, North Carolina 12 $ 1,890,000 $ 157,500 $ 81,000
McMinn, Tennessee 12 $ 2,020,000 $ 168,333 $ 138,000
Brazoria, Texas 12 $ 7,620,000 $ 635,000 $ 294,000
Charlotte, Florida 11 $ 2,655,000 $ 241,363 $ 142,000
Lumpkin, Georgia 11 $ 1,155,000 $ 105,000 $ 89,000
Granville, North Carolina 11 $ 1,245,000 $ 113,181 $ 113,000
Lexington, South Carolina 11 $ 6,355,000 $ 577,727 $ 445,000
York, South Carolina 11 $ 1,975,000 $ 179,545 $ 112,000
Marshall, Tennessee 11 $ 925,000 $ 84,090 $ 77,000
Patrick, Virginia 11 $ 675,000 $ 61,363 $ 152,000
Martin, Florida 10 $ 9,080,000 $ 908,000 $ 404,000
Allen, Louisiana 10 $ 1,190,000 $ 119,000 $ 63,000
New Hanover, North Carolina 10 $ 7,680,000 $ 768,000 $ 632,000
Anderson, Tennessee 10 $ 2,610,000 $ 261,000 $ 212,000
Osceola, Florida 9 $ 3,015,000 $ 335,000 $ 162,000
Lincoln, Louisiana 9 $ 885,000 $ 98,333 $ 74,000
Cabarrus, North Carolina 9 $ 2,025,000 $ 225,000 $ 165,000
Johnston, North Carolina 9 $ 2,515,000 $ 279,444 $ 161,000
Horry, South Carolina 9 $ 5,935,000 $ 659,444 $ 438,000
Cullman, Alabama 8 $ 2,360,000 $ 295,000 $ 414,000
Limestone, Alabama 8 $ 2,890,000 $ 361,250 $ 193,000
Garland, Arkansas 8 $ 4,970,000 $ 621,250 $ 1,108,000
Greene, Arkansas 8 $ 1,290,000 $ 161,250 $ 82,000
Nassau, Florida 8 $ 4,280,000 $ 535,000 $ 229,000
Chatham, Georgia 8 $ 4,920,000 $ 615,000 $ 442,000
Jefferson Davis, Louisiana 8 $ 1,100,000 $ 137,500 $ 294,000
Harrison, Mississippi 8 $ 1,840,000 $ 230,000 $ 209,000
Lafayette, Mississippi 8 $ 2,560,000 $ 320,000 $ 553,000
Berkeley, South Carolina 8 $ 10,130,000 $ 1,266,250 $ 460,000
Fairfax, Virginia 8 $ 5,570,000 $ 696,250 $ 330,000
Martinsville, Virginia 8 $ 680,000 $ 85,000 $ 79,000
Clay, Arkansas 7 $ 405,000 $ 57,857 $ 51,000
Jackson, Arkansas 7 $ 715,000 $ 102,142 $ 63,000
Western Connecticut Planning Region, Connecticut 7 $ 4,625,000 $ 660,714 $ 606,000
Alachua, Florida 7 $ 4,855,000 $ 693,571 $ 375,000
Brevard, Florida 7 $ 7,115,000 $ 1,016,428 $ 717,000
Flagler, Florida 7 $ 4,835,000 $ 690,714 $ 304,000
Marion, Florida 7 $ 2,565,000 $ 366,428 $ 346,000
Beauregard, Louisiana 7 $ 545,000 $ 77,857 $ 164,000
Bossier, Louisiana 7 $ 765,000 $ 109,285 $ 144,000
St. Charles, Louisiana 7 $ 1,415,000 $ 202,142 $ 205,000
Lincoln, Missouri 7 $ 2,015,000 $ 287,857 $ 115,000
Alexander, North Carolina 7 $ 1,925,000 $ 275,000 $ 240,000
Harnett, North Carolina 7 $ 855,000 $ 122,142 $ 283,000
Henderson, North Carolina 7 $ 2,675,000 $ 382,142 $ 233,000
Beaufort, South Carolina 7 $ 5,815,000 $ 830,714 $ 392,000
Dickson, Tennessee 7 $ 2,365,000 $ 337,857 $ 212,000
Unicoi, Tennessee 7 $ 1,055,000 $ 150,714 $ 91,000
Grayson, Texas 7 $ 3,485,000 $ 497,857 $ 451,000
Tuscaloosa, Alabama 6 $ 4,500,000 $ 750,000 $ 454,000
Dade, Georgia 6 $ 560,000 $ 93,333 $ 111,000
Hall, Georgia 6 $ 3,490,000 $ 581,666 $ 399,000
Cameron, Louisiana 6 $ 1,090,000 $ 181,666 $ 294,000
Plaquemines, Louisiana 6 $ 1,040,000 $ 173,333 $ 202,000
Tangipahoa, Louisiana 6 $ 2,270,000 $ 378,333 $ 173,000
Jefferson, Missouri 6 $ 2,070,000 $ 345,000 $ 172,000
Davidson, North Carolina 6 $ 610,000 $ 101,666 $ 55,000
Moore, North Carolina 6 $ 2,310,000 $ 385,000 $ 206,000
Chester, Tennessee 6 $ 830,000 $ 138,333 $ 74,000
Grainger, Tennessee 6 $ 540,000 $ 90,000 $ 100,000
Monroe, Tennessee 6 $ 2,070,000 $ 345,000 $ 167,000
Smith, Tennessee 6 $ 610,000 $ 101,666 $ 102,000
Brazos, Texas 6 $ 4,270,000 $ 711,666 $ 489,000
Chambers, Texas 6 $ 1,720,000 $ 286,666 $ 232,000
St. Clair, Alabama 5 $ 1,355,000 $ 271,000 $ 112,000
Mississippi, Arkansas 5 $ 555,000 $ 111,000 $ 143,000
Poinsett, Arkansas 5 $ 345,000 $ 69,000 $ 87,000
Sharp, Arkansas 5 $ 285,000 $ 57,000 $ 54,000
Los Angeles, California 5 $ 5,735,000 $ 1,147,000 $ 1,189,000
Citrus, Florida 5 $ 1,385,000 $ 277,000 $ 112,000
Leon, Florida 5 $ 1,095,000 $ 219,000 $ 191,000
Newton, Georgia 5 $ 1,775,000 $ 355,000 $ 128,000
Prince George's, Maryland 5 $ 2,195,000 $ 439,000 $ 461,000
Warren, Missouri 5 $ 1,615,000 $ 323,000 $ 100,000
Clark, Nevada 5 $ 2,535,000 $ 507,000 $ 332,000
Queens, New York 5 $ 10,395,000 $ 2,079,000 $ 704,000
Anderson, South Carolina 5 $ 3,085,000 $ 617,000 $ 423,000
Lancaster, South Carolina 5 $ 2,295,000 $ 459,000 $ 301,000
Cheatham, Tennessee 5 $ 1,635,000 $ 327,000 $ 132,000
Coffee, Tennessee 5 $ 575,000 $ 115,000 $ 54,000
DeKalb, Tennessee 5 $ 1,625,000 $ 325,000 $ 228,000
Gibson, Tennessee 5 $ 1,375,000 $ 275,000 $ 118,000
Hardeman, Tennessee 5 $ 1,135,000 $ 227,000 $ 84,000
Marion, Tennessee 5 $ 1,755,000 $ 351,000 $ 223,000
Lubbock, Texas 5 $ 2,565,000 $ 513,000 $ 242,000
Parker, Texas 5 $ 2,805,000 $ 561,000 $ 280,000
Chesterfield, Virginia 5 $ 3,215,000 $ 643,000 $ 402,000
Maricopa, Arizona 4 $ 2,390,000 $ 597,500 $ 406,000
Madison, Arkansas 4 $ 660,000 $ 165,000 $ 78,000
Van Buren, Arkansas 4 $ 760,000 $ 190,000 $ 121,000
White, Arkansas 4 $ 640,000 $ 160,000 $ 99,000
Bay, Florida 4 $ 1,480,000 $ 370,000 $ 219,000
Indian River, Florida 4 $ 2,220,000 $ 555,000 $ 1,108,000
Okaloosa, Florida 4 $ 3,000,000 $ 750,000 $ 586,000
Sumter, Florida 4 $ 780,000 $ 195,000 $ 159,000
Fayette, Georgia 4 $ 2,640,000 $ 660,000 $ 625,000
White, Georgia 4 $ 570,000 $ 142,500 $ 102,000
Whitfield, Georgia 4 $ 1,070,000 $ 267,500 $ 314,000
Fayette, Kentucky 4 $ 1,580,000 $ 395,000 $ 220,000
Assumption, Louisiana 4 $ 790,000 $ 197,500 $ 155,000
St. John the Baptist, Louisiana 4 $ 520,000 $ 130,000 $ 160,000
Washtenaw, Michigan 4 $ 3,870,000 $ 967,500 $ 668,000
Hancock, Mississippi 4 $ 2,470,000 $ 617,500 $ 463,000
Westchester, New York 4 $ 3,020,000 $ 755,000 $ 388,000
Avery, North Carolina 4 $ 3,150,000 $ 787,500 $ 719,000
Brunswick, North Carolina 4 $ 1,320,000 $ 330,000 $ 294,000
Rockingham, North Carolina 4 $ 480,000 $ 120,000 $ 76,000
Oklahoma, Oklahoma 4 $ 1,520,000 $ 380,000 $ 1,303,000
Dorchester, South Carolina 4 $ 830,000 $ 207,500 $ 80,000
Georgetown, South Carolina 4 $ 3,920,000 $ 980,000 $ 389,000
Oconee, South Carolina 4 $ 5,140,000 $ 1,285,000 $ 1,929,000
Bedford, Tennessee 4 $ 740,000 $ 185,000 $ 170,000
Franklin, Tennessee 4 $ 2,900,000 $ 725,000 $ 599,000
Giles, Tennessee 4 $ 600,000 $ 150,000 $ 153,000
Rockwall, Texas 4 $ 3,090,000 $ 772,500 $ 395,000
Williamson, Texas 4 $ 2,350,000 $ 587,500 $ 424,000
Washington, Virginia 4 $ 2,780,000 $ 695,000 $ 598,000
Blount, Alabama 3 $ 765,000 $ 255,000 $ 138,000
Coosa, Alabama 3 $ 1,795,000 $ 598,333 $ 593,000
Houston, Alabama 3 $ 575,000 $ 191,666 $ 54,000
Marshall, Alabama 3 $ 1,535,000 $ 511,666 $ 710,000
Morgan, Alabama 3 $ 1,115,000 $ 371,666 $ 352,000
Cleburne, Arkansas 3 $ 615,000 $ 205,000 $ 404,000
Crittenden, Arkansas 3 $ 315,000 $ 105,000 $ 107,000
Hot Spring, Arkansas 3 $ 595,000 $ 198,333 $ 82,000
Denver, Colorado 3 $ 2,655,000 $ 885,000 $ 325,000
Clay, Florida 3 $ 1,265,000 $ 421,666 $ 196,000
DeSoto, Florida 3 $ 805,000 $ 268,333 $ 124,000
Hernando, Florida 3 $ 955,000 $ 318,333 $ 118,000
Highlands, Florida 3 $ 965,000 $ 321,666 $ 285,000
Bartow, Georgia 3 $ 825,000 $ 275,000 $ 90,000
Fannin, Georgia 3 $ 1,235,000 $ 411,666 $ 448,000
Floyd, Georgia 3 $ 2,865,000 $ 955,000 $ 597,000
Greene, Georgia 3 $ 2,805,000 $ 935,000 $ 726,000
Henry, Georgia 3 $ 1,715,000 $ 571,666 $ 293,000
Long, Georgia 3 $ 325,000 $ 108,333 $ 59,000
Wayne, Georgia 3 $ 185,000 $ 61,666 $ 72,000
Cook, Illinois 3 $ 1,155,000 $ 385,000 $ 398,000
Henderson, Kentucky 3 $ 1,165,000 $ 388,333 $ 121,000
Franklin, Louisiana 3 $ 295,000 $ 98,333 $ 62,000
Rapides, Louisiana 3 $ 675,000 $ 225,000 $ 113,000
St. Bernard, Louisiana 3 $ 805,000 $ 268,333 $ 230,000
Union, Louisiana 3 $ 475,000 $ 158,333 $ 75,000
West Baton Rouge, Louisiana 3 $ 225,000 $ 75,000 $ 119,000
Oakland, Michigan 3 $ 1,045,000 $ 348,333 $ 400,000
Jackson, Mississippi 3 $ 1,745,000 $ 581,666 $ 237,000
Franklin, Missouri 3 $ 825,000 $ 275,000 $ 115,000
Gallatin, Montana 3 $ 1,865,000 $ 621,666 $ 238,000
Bergen, New Jersey 3 $ 3,685,000 $ 1,228,333 $ 892,000
Monmouth, New Jersey 3 $ 2,725,000 $ 908,333 $ 342,000
Kings, New York 3 $ 4,485,000 $ 1,495,000 $ 1,627,000
Haywood, North Carolina 3 $ 1,615,000 $ 538,333 $ 191,000
Hoke, North Carolina 3 $ 675,000 $ 225,000 $ 54,000
Jackson, North Carolina 3 $ 865,000 $ 288,333 $ 303,000
Onslow, North Carolina 3 $ 765,000 $ 255,000 $ 120,000
Pitt, North Carolina 3 $ 1,835,000 $ 611,666 $ 227,000
Franklin, Ohio 3 $ 1,455,000 $ 485,000 $ 279,000
Tulsa, Oklahoma 3 $ 1,595,000 $ 531,666 $ 199,000
Pickens, South Carolina 3 $ 585,000 $ 195,000 $ 80,000
Hardin, Tennessee 3 $ 545,000 $ 181,666 $ 124,000
Hickman, Tennessee 3 $ 735,000 $ 245,000 $ 126,000
Johnson, Tennessee 3 $ 435,000 $ 145,000 $ 125,000
Overton, Tennessee 3 $ 375,000 $ 125,000 $ 127,000
Rhea, Tennessee 3 $ 485,000 $ 161,666 $ 112,000
Union, Tennessee 3 $ 405,000 $ 135,000 $ 141,000
El Paso, Texas 3 $ 735,000 $ 245,000 $ 390,000
Henderson, Texas 3 $ 1,775,000 $ 591,666 $ 855,000
Nueces, Texas 3 $ 3,075,000 $ 1,025,000 $ 715,000
Smith, Texas 3 $ 835,000 $ 278,333 $ 90,000
Waller, Texas 3 $ 2,705,000 $ 901,666 $ 416,000
Salt Lake, Utah 3 $ 1,425,000 $ 475,000 $ 275,000
Carroll, Virginia 3 $ 385,000 $ 128,333 $ 66,000
Norfolk, Virginia 3 $ 1,645,000 $ 548,333 $ 274,000
Virginia Beach, Virginia 3 $ 3,045,000 $ 1,015,000 $ 323,000
Autauga, Alabama 2 $ 370,000 $ 185,000 $ 140,000
Dale, Alabama 2 $ 410,000 $ 205,000 $ 132,000
Montgomery, Alabama 2 $ 640,000 $ 320,000 $ 140,000
Walker, Alabama 2 $ 310,000 $ 155,000 $ 254,000
Arkansas, Arkansas 2 $ 830,000 $ 415,000 $ 298,000
Perry, Arkansas 2 $ 370,000 $ 185,000 $ 73,000
Adams, Colorado 2 $ 1,000,000 $ 500,000 $ 184,000
Capitol Planning Region, Connecticut 2 $ 790,000 $ 395,000 $ 159,000
South Central Connecticut Planning Region, Connecticut 2 $ 570,000 $ 285,000 $ 151,000
Escambia, Florida 2 $ 1,660,000 $ 830,000 $ 1,242,000
Gadsden, Florida 2 $ 220,000 $ 110,000 $ 56,000
Gulf, Florida 2 $ 1,630,000 $ 815,000 $ 1,265,000
Okeechobee, Florida 2 $ 270,000 $ 135,000 $ 79,000
Santa Rosa, Florida 2 $ 600,000 $ 300,000 $ 182,000
Clayton, Georgia 2 $ 560,000 $ 280,000 $ 86,000
Dawson, Georgia 2 $ 1,100,000 $ 550,000 $ 151,000
Douglas, Georgia 2 $ 170,000 $ 85,000 $ 110,000
Gilmer, Georgia 2 $ 910,000 $ 455,000 $ 342,000
Oconee, Georgia 2 $ 510,000 $ 255,000 $ 416,000
Putnam, Georgia 2 $ 880,000 $ 440,000 $ 538,000
Telfair, Georgia 2 $ 230,000 $ 115,000 $ 111,000
Towns, Georgia 2 $ 480,000 $ 240,000 $ 118,000
Ada, Idaho 2 $ 1,480,000 $ 740,000 $ 206,000
DuPage, Illinois 2 $ 440,000 $ 220,000 $ 151,000
Madison, Illinois 2 $ 380,000 $ 190,000 $ 85,000
Johnson, Kansas 2 $ 1,240,000 $ 620,000 $ 232,000
Pointe Coupee, Louisiana 2 $ 130,000 $ 65,000 $ 48,000
Howard, Maryland 2 $ 1,240,000 $ 620,000 $ 201,000
Saginaw, Michigan 2 $ 360,000 $ 180,000 $ 135,000
Hennepin, Minnesota 2 $ 1,740,000 $ 870,000 $ 370,000
Adams, Mississippi 2 $ 140,000 $ 70,000 $ 39,000
Oktibbeha, Mississippi 2 $ 420,000 $ 210,000 $ 273,000
Yazoo, Mississippi 2 $ 320,000 $ 160,000 $ 53,000
Howell, Missouri 2 $ 1,140,000 $ 570,000 $ 159,000
Texas, Missouri 2 $ 240,000 $ 120,000 $ 159,000
Washington, Missouri 2 $ 420,000 $ 210,000 $ 102,000
Santa Fe, New Mexico 2 $ 1,140,000 $ 570,000 $ 215,000
Nassau, New York 2 $ 420,000 $ 210,000 $ 219,000
Ashe, North Carolina 2 $ 170,000 $ 85,000 $ 65,000
Beaufort, North Carolina 2 $ 380,000 $ 190,000 $ 299,000
Caswell, North Carolina 2 $ 180,000 $ 90,000 $ 87,000
Madison, North Carolina 2 $ 650,000 $ 325,000 $ 207,000
Scotland, North Carolina 2 $ 70,000 $ 35,000 $ 78,000
Stanly, North Carolina 2 $ 240,000 $ 120,000 $ 164,000
Swain, North Carolina 2 $ 500,000 $ 250,000 $ 118,000
Butler, Ohio 2 $ 1,010,000 $ 505,000 $ 240,000
Logan, Oklahoma 2 $ 650,000 $ 325,000 $ 120,000
Philadelphia, Pennsylvania 2 $ 690,000 $ 345,000 $ 453,000
Kent, Rhode Island 2 $ 1,690,000 $ 845,000 $ 748,000
Aiken, South Carolina 2 $ 350,000 $ 175,000 $ 112,000
Colleton, South Carolina 2 $ 980,000 $ 490,000 $ 396,000
Fairfield, South Carolina 2 $ 160,000 $ 80,000 $ 92,000
Laurens, South Carolina 2 $ 240,000 $ 120,000 $ 87,000
Campbell, Tennessee 2 $ 1,150,000 $ 575,000 $ 709,000
Cannon, Tennessee 2 $ 90,000 $ 45,000 $ 37,000
Carroll, Tennessee 2 $ 200,000 $ 100,000 $ 66,000
Dyer, Tennessee 2 $ 140,000 $ 70,000 $ 128,000
Hancock, Tennessee 2 $ 100,000 $ 50,000 $ 148,000
Henry, Tennessee 2 $ 110,000 $ 55,000 $ 49,000
Lincoln, Tennessee 2 $ 310,000 $ 155,000 $ 124,000
Trousdale, Tennessee 2 $ 350,000 $ 175,000 $ 59,000
Weakley, Tennessee 2 $ 490,000 $ 245,000 $ 77,000
Anderson, Texas 2 $ 340,000 $ 170,000 $ 93,000
Aransas, Texas 2 $ 390,000 $ 195,000 $ 75,000
Comal, Texas 2 $ 2,500,000 $ 1,250,000 $ 479,000
Hays, Texas 2 $ 710,000 $ 355,000 $ 147,000
Washington, Texas 2 $ 1,490,000 $ 745,000 $ 328,000
Summit, Utah 2 $ 3,030,000 $ 1,515,000 $ 809,000
Bedford, Virginia 2 $ 310,000 $ 155,000 $ 107,000
Bristol, Virginia 2 $ 270,000 $ 135,000 $ 99,000
Henrico, Virginia 2 $ 1,670,000 $ 835,000 $ 313,000
Lynchburg, Virginia 2 $ 380,000 $ 190,000 $ 213,000
Pittsylvania, Virginia 2 $ 90,000 $ 45,000 $ 83,000
Russell, Virginia 2 $ 370,000 $ 185,000 $ 76,000
Bullock, Alabama 1 $ 1,135,000 $ 1,135,000 $ 1,363,000
Chilton, Alabama 1 $ 195,000 $ 195,000 $ 52,000
Colbert, Alabama 1 $ 225,000 $ 225,000 $ 92,000
DeKalb, Alabama 1 $ 95,000 $ 95,000 $ 84,000
Escambia, Alabama 1 $ 105,000 $ 105,000 $ 80,000
Jackson, Alabama 1 $ 235,000 $ 235,000 $ 0
Lauderdale, Alabama 1 $ 305,000 $ 305,000 $ 161,000
Lawrence, Alabama 1 $ 35,000 $ 35,000 $ 37,000
Pickens, Alabama 1 $ 145,000 $ 145,000 $ 24,000
Pike, Alabama 1 $ 185,000 $ 185,000 $ 90,000
Talladega, Alabama 1 $ 435,000 $ 435,000 $ 194,000
Tallapoosa, Alabama 1 $ 635,000 $ 635,000 $ 767,000
Pima, Arizona 1 $ 695,000 $ 695,000 $ 267,000
Yavapai, Arizona 1 $ 205,000 $ 205,000 $ 107,000
Baxter, Arkansas 1 $ 135,000 $ 135,000 $ 155,000
Carroll, Arkansas 1 $ 415,000 $ 415,000 $ 263,000
Conway, Arkansas 1 $ 295,000 $ 295,000 $ 160,000
Crawford, Arkansas 1 $ 525,000 $ 525,000 $ 159,000
Fulton, Arkansas 1 $ 105,000 $ 105,000 $ 30,000
Jefferson, Arkansas 1 $ 105,000 $ 105,000 $ 126,000
Montgomery, Arkansas 1 $ 195,000 $ 195,000 $ 287,000
Pike, Arkansas 1 $ 75,000 $ 75,000 $ 36,000
Pope, Arkansas 1 $ 205,000 $ 205,000 $ 33,000
Searcy, Arkansas 1 $ 105,000 $ 105,000 $ 64,000
St. Francis, Arkansas 1 $ 95,000 $ 95,000 $ 44,000
Woodruff, Arkansas 1 $ 135,000 $ 135,000 $ 42,000
Monterey, California 1 $ 375,000 $ 375,000 $ 131,000
Napa, California 1 $ 1,335,000 $ 1,335,000 $ 2,941,000
Orange, California 1 $ 1,005,000 $ 1,005,000 $ 0
Riverside, California 1 $ 695,000 $ 695,000 $ 273,000
San Bernardino, California 1 $ 675,000 $ 675,000 $ 221,000
San Diego, California 1 $ 1,685,000 $ 1,685,000 $ 799,000
San Francisco, California 1 $ 2,695,000 $ 2,695,000 $ 6,000,000
San Mateo, California 1 $ 765,000 $ 765,000 $ 1,141,000
Stanislaus, California 1 $ 605,000 $ 605,000 $ 900,000
Ventura, California 1 $ 1,005,000 $ 1,005,000 $ 1,305,000
Clear Creek, Colorado 1 $ 555,000 $ 555,000 $ 168,000
El Paso, Colorado 1 $ 615,000 $ 615,000 $ 1,002,000
Jefferson, Colorado 1 $ 755,000 $ 755,000 $ 327,000
Routt, Colorado 1 $ 485,000 $ 485,000 $ 600,000
Summit, Colorado 1 $ 505,000 $ 505,000 $ 565,000
Levy, Florida 1 $ 525,000 $ 525,000 $ 199,000
Baldwin, Georgia 1 $ 175,000 $ 175,000 $ 179,000
Bibb, Georgia 1 $ 505,000 $ 505,000 $ 1,734,000
Bryan, Georgia 1 $ 145,000 $ 145,000 $ 52,000
Camden, Georgia 1 $ 305,000 $ 305,000 $ 205,000
Columbia, Georgia 1 $ 595,000 $ 595,000 $ 578,000
Cook, Georgia 1 $ 565,000 $ 565,000 $ 600,000
Effingham, Georgia 1 $ 275,000 $ 275,000 $ 173,000
Gordon, Georgia 1 $ 135,000 $ 135,000 $ 90,000
Habersham, Georgia 1 $ 255,000 $ 255,000 $ 77,000
Harris, Georgia 1 $ 255,000 $ 255,000 $ 168,000
Lowndes, Georgia 1 $ 715,000 $ 715,000 $ 600,000
Muscogee, Georgia 1 $ 195,000 $ 195,000 $ 115,000
Pickens, Georgia 1 $ 225,000 $ 225,000 $ 108,000
Richmond, Georgia 1 $ 165,000 $ 165,000 $ 197,000
Thomas, Georgia 1 $ 105,000 $ 105,000 $ 167,000
Union, Georgia 1 $ 325,000 $ 325,000 $ 175,000
Ware, Georgia 1 $ 215,000 $ 215,000 $ 317,000
Monroe, Illinois 1 $ 415,000 $ 415,000 $ 147,000
St. Clair, Illinois 1 $ 145,000 $ 145,000 $ 48,000
Hamilton, Indiana 1 $ 805,000 $ 805,000 $ 933,000
Johnson, Indiana 1 $ 155,000 $ 155,000 $ 94,000
Warrick, Indiana 1 $ 965,000 $ 965,000 $ 600,000
Appanoose, Iowa 1 $ 125,000 $ 125,000 $ 72,000
Jackson, Iowa 1 $ 495,000 $ 495,000 $ 194,000
Franklin, Kansas 1 $ 245,000 $ 245,000 $ 75,000
Barren, Kentucky 1 $ 205,000 $ 205,000 $ 52,000
Christian, Kentucky 1 $ 195,000 $ 195,000 $ 115,000
Daviess, Kentucky 1 $ 305,000 $ 305,000 $ 0
Jefferson, Kentucky 1 $ 1,405,000 $ 1,405,000 $ 566,000
Jessamine, Kentucky 1 $ 155,000 $ 155,000 $ 622,000
Larue, Kentucky 1 $ 85,000 $ 85,000 $ 115,000
Lincoln, Kentucky 1 $ 135,000 $ 135,000 $ 60,000
Lyon, Kentucky 1 $ 455,000 $ 455,000 $ 177,000
Madison, Kentucky 1 $ 85,000 $ 85,000 $ 102,000
Warren, Kentucky 1 $ 665,000 $ 665,000 $ 500,000
Avoyelles, Louisiana 1 $ 15,000 $ 15,000 $ 118,000
Caldwell, Louisiana 1 $ 75,000 $ 75,000 $ 41,000
Morehouse, Louisiana 1 $ 75,000 $ 75,000 $ 31,000
Richland, Louisiana 1 $ 125,000 $ 125,000 $ 43,000
Sabine, Louisiana 1 $ 45,000 $ 45,000 $ 66,000
St. Helena, Louisiana 1 $ 35,000 $ 35,000 $ 103,000
Washington, Louisiana 1 $ 125,000 $ 125,000 $ 76,000
Cumberland, Maine 1 $ 385,000 $ 385,000 $ 125,000
Baltimore City, Maryland 1 $ 2,005,000 $ 2,005,000 $ 0
Montgomery, Maryland 1 $ 45,000 $ 45,000 $ 324,000
Middlesex, Massachusetts 1 $ 425,000 $ 425,000 $ 151,000
Suffolk, Massachusetts 1 $ 1,415,000 $ 1,415,000 $ 433,000
Worcester, Massachusetts 1 $ 615,000 $ 615,000 $ 165,000
Allegan, Michigan 1 $ 545,000 $ 545,000 $ 0
Antrim, Michigan 1 $ 205,000 $ 205,000 $ 187,000
Bay, Michigan 1 $ 295,000 $ 295,000 $ 131,000
Gladwin, Michigan 1 $ 265,000 $ 265,000 $ 51,000
Iosco, Michigan 1 $ 275,000 $ 275,000 $ 131,000
Livingston, Michigan 1 $ 315,000 $ 315,000 $ 171,000
Wayne, Michigan 1 $ 45,000 $ 45,000 $ 39,000
Becker, Minnesota 1 $ 575,000 $ 575,000 $ 0
Dakota, Minnesota 1 $ 435,000 $ 435,000 $ 254,000
Olmsted, Minnesota 1 $ 65,000 $ 65,000 $ 175,000
Benton, Mississippi 1 $ 355,000 $ 355,000 $ 57,000
Bolivar, Mississippi 1 $ 455,000 $ 455,000 $ 265,000
Lee, Mississippi 1 $ 305,000 $ 305,000 $ 103,000
Panola, Mississippi 1 $ 55,000 $ 55,000 $ 64,000
Pearl River, Mississippi 1 $ 205,000 $ 205,000 $ 300,000
Pontotoc, Mississippi 1 $ 775,000 $ 775,000 $ 331,000
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Mortgage Loan Application Detail Totals for First Horizon Bank in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,652 $3,445,450,000 $517,000 $25,365,000 $248,000 $6,845,000
Home Improvement 3,045 $510,725,000 $167,000 $5,005,000 $185,000 $4,160,000
Refinancing 1,826 $612,680,000 $335,000 $35,005,000 $243,000 $6,463,000
Other Purpose 1,194 $288,650,000 $241,000 $4,805,000 $244,000 $4,151,000
Cash-out Refinancing 607 $189,785,000 $312,000 $3,715,000 $144,000 $1,707,000
Not Applicable 2 $170,000 $85,000 $85,000 $33,000 $42,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,843 $3,205,455,000 $362,000 $9,975,000 $231,000 $6,845,000
Black or African American 1,587 $398,015,000 $250,000 $2,505,000 $129,000 $4,064,000
Hispanic 1,083 $461,495,000 $426,000 $5,005,000 $243,000 $3,063,000
Not Provided 1,061 $473,885,000 $446,000 $4,805,000 $287,000 $6,000,000
Asian 632 $379,850,000 $601,000 $3,005,000 $301,000 $2,626,000
American Indian or Alaskan Native 61 $19,385,000 $317,000 $1,045,000 $195,000 $806,000
Not applicable 39 $103,175,000 $2,645,000 $35,005,000 $0 $0
Native Hawaiian or Other Pacific Islander 15 $3,005,000 $200,000 $1,005,000 $199,000 $907,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,182 $4,727,450,000 $388,000 $35,005,000 $241,000 $6,845,000
FHA-insured (Federal Housing Administration) 731 $188,315,000 $257,000 $915,000 $82,000 $537,000
VA-guaranteed (Veterans Administration) 369 $123,665,000 $335,000 $1,335,000 $108,000 $927,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 44 $8,030,000 $182,000 $315,000 $78,000 $108,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,808 $3,334,040,000 $427,000 $35,005,000 $267,000 $6,845,000
Application Denied By Financial Institution 2,889 $656,535,000 $227,000 $25,365,000 $138,000 $4,160,000
Application Withdrawn By Applicant 1,418 $747,680,000 $527,000 $5,005,000 $285,000 $4,000,000
Loan Purchased By The Institution 867 $189,435,000 $218,000 $565,000 $60,000 $326,000
Application Approved But Not Accepted 272 $82,460,000 $303,000 $3,715,000 $317,000 $3,811,000
File Closed For Incompleteness 72 $37,310,000 $518,000 $2,065,000 $301,000 $2,106,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 10,437 $4,390,925,000 $420,000 $35,005,000 $253,000 $6,845,000
Debt-To-Income Ratio 1,617 $395,545,000 $244,000 $5,005,000 $109,000 $1,500,000
Credit History 701 $90,985,000 $129,000 $2,305,000 $132,000 $4,160,000
Collateral 338 $70,830,000 $209,000 $1,995,000 $205,000 $2,004,000
Unverifiable Information 122 $25,020,000 $205,000 $1,565,000 $229,000 $3,125,000
Other 72 $34,010,000 $472,000 $8,915,000 $330,000 $4,151,000
Insufficient Cash (Downpayment, Closing Cost) 20 $8,890,000 $444,000 $2,505,000 $211,000 $1,430,000
Credit Application Incomplete 10 $27,270,000 $2,727,000 $25,365,000 $222,000 $680,000
Employment History 9 $3,985,000 $442,000 $1,505,000 $196,000 $783,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Horizon Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Horizon Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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