Flagstar Bank NA Mortgage Lending & HMDA Data, 2013

In 2013, Flagstar Bank NA of Troy, MI reported 191,808 mortgage applications totaling $45.8 billion, down 30% from 2012. The average application was for $239,011, and applicants reported an average income of $80,231. 60% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (13,680), Santa Ana-Anaheim-Irvine, CA (7,619) and Houston-Sugar Land-Baytown, TX (6,983) (applications in parentheses).

Mortgage Company & Address Flagstar Bank NA

Troy, MI 49098
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2014  2013  2012  2011  
Total Number of Mortgage Applications 191,808
Total Mortgage Loan Application Amount $45,844,301,000
Average Mortgage Loan Application Amount $239,011
Highest Mortgage Loan Application Amount $3,150,000
Average Applicant Income $80,231
Highest Applicant Income $4,515,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Flagstar Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Flagstar Bank NA by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 13,680 $ 4,473,990,000 $ 327,046 $ 100,000
Orange, California 7,619 $ 2,758,165,000 $ 362,011 $ 120,000
San Diego, California 4,888 $ 1,582,649,000 $ 323,782 $ 95,000
Santa Clara, California 4,157 $ 1,640,812,000 $ 394,710 $ 132,000
Harris, Texas 3,924 $ 806,057,000 $ 205,417 $ 105,000
Maricopa, Arizona 3,877 $ 871,834,000 $ 224,873 $ 84,000
Oakland, Michigan 3,768 $ 733,215,000 $ 194,589 $ 88,000
Riverside, California 3,178 $ 788,920,000 $ 248,244 $ 88,000
Alameda, California 2,700 $ 973,413,000 $ 360,523 $ 117,000
San Bernardino, California 2,524 $ 606,821,000 $ 240,420 $ 86,000
King, Washington 2,497 $ 749,822,000 $ 300,289 $ 95,000
Wayne, Michigan 2,280 $ 350,909,000 $ 153,907 $ 69,000
Broward, Florida 2,048 $ 463,843,000 $ 226,485 $ 92,000
Ventura, California 1,942 $ 643,573,000 $ 331,397 $ 76,000
Miami-Dade, Florida 1,871 $ 407,239,000 $ 217,658 $ 89,000
Palm Beach, Florida 1,866 $ 430,442,000 $ 230,676 $ 109,000
Cook, Illinois 1,833 $ 429,829,000 $ 234,494 $ 87,000
Macomb, Michigan 1,792 $ 258,914,000 $ 144,483 $ 59,000
Contra Costa, California 1,708 $ 571,916,000 $ 334,845 $ 120,000
Sacramento, California 1,615 $ 390,483,000 $ 241,785 $ 86,000
Fort Bend, Texas 1,506 $ 349,981,000 $ 232,391 $ 111,000
Travis, Texas 1,408 $ 343,465,000 $ 243,938 $ 109,000
San Mateo, California 1,174 $ 469,232,000 $ 399,686 $ 124,000
Fairfax, Virginia 1,079 $ 360,758,000 $ 334,344 $ 90,000
Clark, Nevada 1,069 $ 206,603,000 $ 193,267 $ 58,000
Washtenaw, Michigan 1,012 $ 199,966,000 $ 197,594 $ 84,000
Orange, Florida 1,002 $ 204,389,000 $ 203,981 $ 73,000
Fresno, California 972 $ 206,008,000 $ 211,942 $ 76,000
Suffolk, New York 967 $ 274,051,000 $ 283,403 $ 104,000
Pima, Arizona 929 $ 179,079,000 $ 192,765 $ 53,000
Bexar, Texas 921 $ 171,141,000 $ 185,820 $ 77,000
San Francisco, California 894 $ 347,726,000 $ 388,955 $ 115,000
Jefferson, Colorado 876 $ 213,082,000 $ 243,244 $ 66,000
Nassau, New York 869 $ 276,266,000 $ 317,912 $ 101,000
Montgomery, Maryland 867 $ 263,685,000 $ 304,134 $ 90,000
Hillsborough, Florida 865 $ 185,650,000 $ 214,624 $ 95,000
Collin, Texas 833 $ 180,784,000 $ 217,027 $ 89,000
Arapahoe, Colorado 827 $ 181,679,000 $ 219,684 $ 56,000
Montgomery, Texas 774 $ 160,543,000 $ 207,419 $ 102,000
Lee, Florida 768 $ 152,355,000 $ 198,378 $ 113,000
Dallas, Texas 754 $ 162,807,000 $ 215,924 $ 84,000
Hennepin, Minnesota 748 $ 165,349,000 $ 221,054 $ 73,000
Williamson, Texas 742 $ 143,187,000 $ 192,974 $ 98,000
Denver, Colorado 732 $ 174,638,000 $ 238,576 $ 65,000
Salt Lake, Utah 721 $ 164,102,000 $ 227,603 $ 68,000
Snohomish, Washington 720 $ 189,304,000 $ 262,922 $ 75,000
St. Louis, Missouri 715 $ 123,201,000 $ 172,309 $ 50,000
Tarrant, Texas 707 $ 135,509,000 $ 191,667 $ 69,000
Douglas, Nebraska 702 $ 110,136,000 $ 156,888 $ 55,000
Pinellas, Florida 693 $ 126,552,000 $ 182,614 $ 83,000
Sonoma, California 682 $ 195,628,000 $ 286,844 $ 91,000
Livingston, Michigan 675 $ 116,805,000 $ 173,044 $ 69,000
Multnomah, Oregon 669 $ 160,351,000 $ 239,687 $ 53,000
Baltimore, Maryland 638 $ 147,461,000 $ 231,130 $ 68,000
San Joaquin, California 629 $ 138,717,000 $ 220,535 $ 92,000
Kent, Michigan 622 $ 89,640,000 $ 144,115 $ 51,000
Queens, New York 617 $ 187,310,000 $ 303,581 $ 87,000
Mecklenburg, North Carolina 615 $ 129,931,000 $ 211,269 $ 48,000
Providence, Rhode Island 614 $ 126,345,000 $ 205,773 $ 73,000
Douglas, Colorado 608 $ 172,169,000 $ 283,172 $ 79,000
Pierce, Washington 591 $ 138,269,000 $ 233,957 $ 62,000
Brevard, Florida 585 $ 102,669,000 $ 175,502 $ 63,000
Kern, California 581 $ 112,882,000 $ 194,289 $ 64,000
Johnson, Kansas 565 $ 121,318,000 $ 214,722 $ 72,000
Middlesex, Massachusetts 550 $ 158,028,000 $ 287,323 $ 63,000
Solano, California 541 $ 140,937,000 $ 260,512 $ 78,000
Bergen, New Jersey 537 $ 167,257,000 $ 311,465 $ 109,000
Stanislaus, California 536 $ 102,719,000 $ 191,639 $ 52,000
Adams, Colorado 520 $ 100,882,000 $ 194,003 $ 45,000
Placer, California 518 $ 149,822,000 $ 289,231 $ 98,000
Anne Arundel, Maryland 513 $ 147,476,000 $ 287,477 $ 70,000
Wake, North Carolina 504 $ 117,568,000 $ 233,269 $ 22,000
DuPage, Illinois 501 $ 122,577,000 $ 244,664 $ 84,000
St. Charles, Missouri 499 $ 87,002,000 $ 174,352 $ 43,000
Fulton, Georgia 483 $ 115,422,000 $ 238,968 $ 73,000
Seminole, Florida 481 $ 98,285,000 $ 204,334 $ 63,000
Denton, Texas 479 $ 103,272,000 $ 215,599 $ 85,000
Jackson, Missouri 470 $ 72,106,000 $ 153,417 $ 44,000
Spokane, Washington 467 $ 80,834,000 $ 173,092 $ 62,000
Cobb, Georgia 448 $ 92,028,000 $ 205,419 $ 51,000
Loudoun, Virginia 436 $ 148,328,000 $ 340,201 $ 83,000
Genesee, Michigan 421 $ 51,568,000 $ 122,489 $ 58,000
Kings, New York 421 $ 156,256,000 $ 371,154 $ 130,000
Ada, Idaho 411 $ 80,668,000 $ 196,272 $ 82,000
Volusia, Florida 410 $ 66,707,000 $ 162,700 $ 65,000
Gwinnett, Georgia 408 $ 73,384,000 $ 179,862 $ 49,000
Marion, Oregon 403 $ 73,236,000 $ 181,727 $ 72,000
St. Johns, Florida 401 $ 93,583,000 $ 233,374 $ 91,000
Prince William, Virginia 393 $ 112,673,000 $ 286,699 $ 72,000
Manatee, Florida 392 $ 81,931,000 $ 209,007 $ 82,000
Allegheny, Pennsylvania 391 $ 66,079,000 $ 169,000 $ 81,000
Hartford, Connecticut 390 $ 78,677,000 $ 201,735 $ 38,000
Clark, Washington 390 $ 85,543,000 $ 219,341 $ 73,000
Washington, Oregon 388 $ 93,168,000 $ 240,123 $ 50,000
St. Lucie, Florida 386 $ 50,628,000 $ 131,160 $ 49,000
Worcester, Massachusetts 385 $ 86,835,000 $ 225,545 $ 44,000
Norfolk, Massachusetts 382 $ 109,218,000 $ 285,910 $ 76,000
Collier, Florida 377 $ 91,563,000 $ 242,872 $ 147,000
Lake, Illinois 375 $ 84,689,000 $ 225,837 $ 87,000
Sarasota, Florida 372 $ 72,507,000 $ 194,911 $ 86,000
Will, Illinois 372 $ 79,518,000 $ 213,758 $ 68,000
Prince George's, Maryland 372 $ 89,834,000 $ 241,489 $ 62,000
Sedgwick, Kansas 371 $ 56,666,000 $ 152,738 $ 43,000
Jackson, Michigan 367 $ 39,728,000 $ 108,250 $ 52,000
Howard, Maryland 362 $ 112,964,000 $ 312,055 $ 85,000
El Paso, Colorado 360 $ 81,206,000 $ 225,572 $ 59,000
Duval, Florida 359 $ 72,335,000 $ 201,490 $ 60,000
Benton, Washington 358 $ 68,151,000 $ 190,365 $ 90,000
Franklin, Ohio 357 $ 56,344,000 $ 157,826 $ 49,000
Ingham, Michigan 347 $ 42,971,000 $ 123,835 $ 58,000
Westchester, New York 344 $ 101,022,000 $ 293,668 $ 126,000
Galveston, Texas 337 $ 68,104,000 $ 202,089 $ 108,000
Santa Barbara, California 335 $ 110,454,000 $ 329,713 $ 85,000
San Luis Obispo, California 332 $ 102,770,000 $ 309,548 $ 86,000
Bristol, Massachusetts 330 $ 79,749,000 $ 241,663 $ 67,000
Clackamas, Oregon 329 $ 84,655,000 $ 257,310 $ 57,000
Bernalillo, New Mexico 323 $ 63,028,000 $ 195,133 $ 78,000
Brazoria, Texas 321 $ 57,182,000 $ 178,137 $ 88,000
Martin, Florida 314 $ 66,146,000 $ 210,656 $ 93,000
Davis, Utah 312 $ 69,407,000 $ 222,458 $ 63,000
Sheboygan, Wisconsin 310 $ 38,772,000 $ 125,070 $ 43,000
Essex, Massachusetts 303 $ 83,487,000 $ 275,534 $ 53,000
DeKalb, Georgia 301 $ 62,297,000 $ 206,966 $ 61,000
Hamilton, Tennessee 299 $ 57,115,000 $ 191,020 $ 61,000
Washington, Minnesota 292 $ 70,279,000 $ 240,681 $ 81,000
Montgomery, Pennsylvania 290 $ 71,340,000 $ 246,000 $ 81,000
Monmouth, New Jersey 289 $ 82,697,000 $ 286,148 $ 96,000
Utah, Utah 289 $ 65,189,000 $ 225,567 $ 71,000
El Dorado, California 287 $ 88,256,000 $ 307,512 $ 111,000
Baltimore City, Maryland 287 $ 56,118,000 $ 195,533 $ 78,000
Charleston, South Carolina 282 $ 70,456,000 $ 249,843 $ 94,000
Jefferson, Alabama 281 $ 49,496,000 $ 176,142 $ 46,000
Marin, California 278 $ 105,612,000 $ 379,899 $ 106,000
Mohave, Arizona 277 $ 47,533,000 $ 171,599 $ 79,000
Boulder, Colorado 274 $ 74,652,000 $ 272,452 $ 92,000
Pasco, Florida 274 $ 47,012,000 $ 171,576 $ 61,000
Richmond, New York 274 $ 83,381,000 $ 304,310 $ 86,000
Ocean, New Jersey 271 $ 63,238,000 $ 233,350 $ 92,000
Marion, Indiana 270 $ 38,160,000 $ 141,333 $ 49,000
Philadelphia, Pennsylvania 270 $ 51,344,000 $ 190,162 $ 58,000
Ramsey, Minnesota 269 $ 53,486,000 $ 198,832 $ 67,000
Santa Fe, New Mexico 266 $ 67,002,000 $ 251,887 $ 101,000
El Paso, Texas 265 $ 41,731,000 $ 157,475 $ 64,000
Greenville, South Carolina 258 $ 45,289,000 $ 175,538 $ 64,000
New Haven, Connecticut 255 $ 57,117,000 $ 223,988 $ 66,000
Dakota, Minnesota 255 $ 54,675,000 $ 214,411 $ 66,000
Pennington, South Dakota 253 $ 43,533,000 $ 172,067 $ 47,000
Anoka, Minnesota 248 $ 49,017,000 $ 197,649 $ 60,000
Washington, Rhode Island 247 $ 60,230,000 $ 243,846 $ 92,000
Allen, Indiana 246 $ 31,108,000 $ 126,455 $ 27,000
Plymouth, Massachusetts 246 $ 65,233,000 $ 265,174 $ 74,000
Shasta, California 244 $ 49,827,000 $ 204,209 $ 62,000
Jefferson, Missouri 241 $ 37,065,000 $ 153,796 $ 30,000
Larimer, Colorado 239 $ 55,436,000 $ 231,949 $ 48,000
Polk, Iowa 236 $ 39,418,000 $ 167,025 $ 70,000
Kent, Rhode Island 236 $ 48,709,000 $ 206,394 $ 76,000
Bucks, Pennsylvania 235 $ 58,289,000 $ 248,038 $ 81,000
Davidson, Tennessee 234 $ 54,385,000 $ 232,414 $ 75,000
Middlesex, New Jersey 232 $ 60,994,000 $ 262,905 $ 64,000
Santa Cruz, California 231 $ 82,351,000 $ 356,497 $ 106,000
Hamilton, Indiana 231 $ 44,438,000 $ 192,372 $ 65,000
Nevada, California 230 $ 59,824,000 $ 260,104 $ 100,000
Monterey, California 228 $ 69,014,000 $ 302,692 $ 93,000
Pinal, Arizona 226 $ 36,560,000 $ 161,769 $ 56,000
Frederick, Maryland 224 $ 60,517,000 $ 270,165 $ 71,000
Humboldt, California 222 $ 48,644,000 $ 219,117 $ 75,000
Burlington, New Jersey 221 $ 47,025,000 $ 212,782 $ 62,000
Dane, Wisconsin 221 $ 47,768,000 $ 216,144 $ 77,000
Lake, Florida 220 $ 39,380,000 $ 179,000 $ 60,000
Flathead, Montana 219 $ 45,029,000 $ 205,611 $ 76,000
Fairfield, Connecticut 218 $ 69,596,000 $ 319,247 $ 83,000
Boone, Missouri 218 $ 35,035,000 $ 160,711 $ 55,000
Kane, Illinois 215 $ 44,086,000 $ 205,051 $ 67,000
District of Columbia, District Of Columbia 214 $ 73,523,000 $ 343,565 $ 54,000
Sarpy, Nebraska 213 $ 34,425,000 $ 161,619 $ 46,000
Ottawa, Michigan 211 $ 33,533,000 $ 158,924 $ 49,000
Whatcom, Washington 211 $ 48,771,000 $ 231,142 $ 70,000
New Castle, Delaware 208 $ 47,348,000 $ 227,634 $ 60,000
Cuyahoga, Ohio 208 $ 28,894,000 $ 138,913 $ 31,000
Fayette, Kentucky 207 $ 36,351,000 $ 175,608 $ 69,000
Orleans, Louisiana 205 $ 31,236,000 $ 152,370 $ 68,000
Weld, Colorado 204 $ 43,545,000 $ 213,455 $ 45,000
Cherokee, Georgia 203 $ 37,804,000 $ 186,226 $ 50,000
Klamath, Oregon 203 $ 32,179,000 $ 158,517 $ 68,000
Virginia Beach, Virginia 203 $ 45,913,000 $ 226,172 $ 63,000
East Baton Rouge, Louisiana 200 $ 39,070,000 $ 195,350 $ 77,000
Vanderburgh, Indiana 199 $ 25,073,000 $ 125,994 $ 16,000
Morris, New Jersey 199 $ 58,483,000 $ 293,884 $ 92,000
Horry, South Carolina 199 $ 31,967,000 $ 160,638 $ 70,000
Weber, Utah 198 $ 37,414,000 $ 188,959 $ 45,000
Milwaukee, Wisconsin 197 $ 32,647,000 $ 165,720 $ 56,000
Tulare, California 193 $ 35,993,000 $ 186,492 $ 61,000
Summit, Ohio 193 $ 29,224,000 $ 151,419 $ 29,000
Clay, Missouri 187 $ 30,149,000 $ 161,224 $ 42,000
New York, New York 187 $ 71,300,000 $ 381,283 $ 184,000
Forsyth, Georgia 185 $ 43,596,000 $ 235,654 $ 53,000
Lehigh, Pennsylvania 185 $ 34,657,000 $ 187,335 $ 81,000
Monroe, Florida 184 $ 51,251,000 $ 278,538 $ 153,000
Passaic, New Jersey 183 $ 44,593,000 $ 243,677 $ 80,000
Essex, New Jersey 182 $ 52,401,000 $ 287,917 $ 86,000
Marion, Florida 181 $ 28,299,000 $ 156,348 $ 67,000
Polk, Florida 181 $ 25,343,000 $ 140,016 $ 54,000
Harford, Maryland 180 $ 43,288,000 $ 240,488 $ 59,000
Camden, New Jersey 179 $ 32,726,000 $ 182,826 $ 55,000
Osceola, Florida 178 $ 31,263,000 $ 175,634 $ 50,000
St. Clair, Michigan 178 $ 23,705,000 $ 133,174 $ 48,000
Hudson, New Jersey 177 $ 52,089,000 $ 294,288 $ 106,000
Union, New Jersey 175 $ 47,181,000 $ 269,605 $ 82,000
Napa, California 174 $ 54,780,000 $ 314,827 $ 89,000
McHenry, Illinois 173 $ 30,922,000 $ 178,739 $ 80,000
Webb, Texas 172 $ 27,210,000 $ 158,197 $ 76,000
Escambia, Florida 171 $ 30,784,000 $ 180,023 $ 55,000
Eaton, Michigan 171 $ 22,306,000 $ 130,444 $ 55,000
Rockingham, New Hampshire 171 $ 41,268,000 $ 241,333 $ 52,000
Burleigh, North Dakota 171 $ 34,756,000 $ 203,251 $ 78,000
Shelby, Tennessee 171 $ 29,955,000 $ 175,175 $ 68,000
McLennan, Texas 169 $ 29,932,000 $ 177,112 $ 46,000
Hays, Texas 168 $ 35,731,000 $ 212,684 $ 90,000
Sussex, Delaware 167 $ 43,584,000 $ 260,982 $ 156,000
Deschutes, Oregon 166 $ 40,089,000 $ 241,500 $ 89,000
Yolo, California 165 $ 44,380,000 $ 268,969 $ 107,000
Ward, North Dakota 165 $ 34,755,000 $ 210,636 $ 74,000
Thurston, Washington 165 $ 37,718,000 $ 228,593 $ 78,000
Washoe, Nevada 163 $ 34,979,000 $ 214,595 $ 97,000
Monroe, Michigan 162 $ 23,127,000 $ 142,759 $ 50,000
Knox, Tennessee 161 $ 27,926,000 $ 173,453 $ 50,000
Carroll, Maryland 160 $ 42,744,000 $ 267,150 $ 66,000
Suffolk, Massachusetts 159 $ 46,017,000 $ 289,415 $ 84,000
Park, Montana 159 $ 27,630,000 $ 173,773 $ 67,000
Jefferson, Louisiana 158 $ 24,557,000 $ 155,424 $ 61,000
Brown, Wisconsin 158 $ 26,464,000 $ 167,493 $ 73,000
Hillsborough, New Hampshire 157 $ 33,280,000 $ 211,974 $ 41,000
Delaware, Pennsylvania 157 $ 30,388,000 $ 193,554 $ 64,000
Lincoln, New Mexico 155 $ 26,468,000 $ 170,761 $ 121,000
Scott, Minnesota 154 $ 34,414,000 $ 223,467 $ 80,000
Lancaster, Nebraska 154 $ 22,250,000 $ 144,480 $ 44,000
Chester, Pennsylvania 154 $ 40,143,000 $ 260,668 $ 88,000
Shelby, Alabama 153 $ 29,087,000 $ 190,111 $ 48,000
Jefferson, Texas 153 $ 22,373,000 $ 146,228 $ 67,000
Kitsap, Washington 152 $ 37,413,000 $ 246,138 $ 65,000
Waukesha, Wisconsin 151 $ 33,794,000 $ 223,801 $ 82,000
Chatham, Georgia 149 $ 28,863,000 $ 193,711 $ 70,000
Saginaw, Michigan 148 $ 16,642,000 $ 112,445 $ 53,000
Dutchess, New York 148 $ 33,173,000 $ 224,141 $ 96,000
Rockland, New York 148 $ 45,397,000 $ 306,736 $ 118,000
Somerset, New Jersey 146 $ 43,817,000 $ 300,116 $ 98,000
Kootenai, Idaho 145 $ 26,603,000 $ 183,468 $ 39,000
Williamson, Tennessee 144 $ 42,618,000 $ 295,958 $ 75,000
St. Clair, Illinois 135 $ 19,286,000 $ 142,859 $ 31,000
Stark, Ohio 135 $ 19,478,000 $ 144,281 $ 28,000
Lane, Oregon 135 $ 28,298,000 $ 209,614 $ 56,000
Douglas, Oregon 134 $ 23,565,000 $ 175,858 $ 65,000
Clay, Florida 132 $ 23,084,000 $ 174,878 $ 65,000
Orange, New York 131 $ 30,054,000 $ 229,419 $ 77,000
St. Louis City, Missouri 130 $ 18,502,000 $ 142,323 $ 34,000
Missoula, Montana 130 $ 27,754,000 $ 213,492 $ 76,000
Delaware, Ohio 129 $ 29,275,000 $ 226,937 $ 45,000
Bristol, Rhode Island 128 $ 32,938,000 $ 257,328 $ 94,000
Hidalgo, Texas 128 $ 19,407,000 $ 151,617 $ 58,000
Butte, California 127 $ 28,702,000 $ 226,000 $ 57,000
Bell, Texas 127 $ 20,240,000 $ 159,370 $ 88,000
Okaloosa, Florida 126 $ 24,253,000 $ 192,484 $ 60,000
Erie, New York 126 $ 17,440,000 $ 138,412 $ 67,000
Union, North Carolina 126 $ 27,867,000 $ 221,166 $ 40,000
Hamilton, Ohio 126 $ 17,979,000 $ 142,690 $ 37,000
Yellowstone, Montana 124 $ 22,250,000 $ 179,435 $ 72,000
Columbia, Georgia 121 $ 20,446,000 $ 168,975 $ 59,000
Cascade, Montana 121 $ 20,817,000 $ 172,041 $ 81,000
Durham, North Carolina 121 $ 23,005,000 $ 190,123 $ 26,000
Madison, Alabama 120 $ 21,333,000 $ 177,775 $ 26,000
Bastrop, Texas 120 $ 19,144,000 $ 159,533 $ 79,000
Baldwin, Alabama 119 $ 24,242,000 $ 203,714 $ 68,000
Troup, Georgia 119 $ 17,268,000 $ 145,109 $ 39,000
Lapeer, Michigan 117 $ 18,397,000 $ 157,239 $ 68,000
Merced, California 116 $ 19,159,000 $ 165,163 $ 54,000
Gloucester, New Jersey 116 $ 22,342,000 $ 192,603 $ 47,000
Putnam, Tennessee 116 $ 15,765,000 $ 135,905 $ 14,000
Comal, Texas 116 $ 27,824,000 $ 239,862 $ 78,000
Stafford, Virginia 116 $ 34,364,000 $ 296,241 $ 86,000
Bannock, Idaho 115 $ 15,733,000 $ 136,808 $ 63,000
Madison, Illinois 114 $ 15,892,000 $ 139,403 $ 23,000
Jefferson, Kentucky 114 $ 20,849,000 $ 182,885 $ 53,000
Washington, Utah 114 $ 24,566,000 $ 215,491 $ 87,000
Yakima, Washington 113 $ 18,341,000 $ 162,309 $ 49,000
Wright, Minnesota 112 $ 21,391,000 $ 190,991 $ 57,000
York, Pennsylvania 110 $ 19,167,000 $ 174,245 $ 45,000
Madera, California 109 $ 25,531,000 $ 234,229 $ 81,000
Greene, Missouri 109 $ 15,015,000 $ 137,752 $ 18,000
Lake, Indiana 108 $ 17,666,000 $ 163,574 $ 26,000
Bronx, New York 108 $ 34,164,000 $ 316,333 $ 82,000
Minnehaha, South Dakota 108 $ 17,175,000 $ 159,027 $ 5,000
Northampton, Pennsylvania 107 $ 21,190,000 $ 198,037 $ 78,000
Honolulu, Hawaii 106 $ 42,874,000 $ 404,471 $ 90,000
Barnstable, Massachusetts 106 $ 26,961,000 $ 254,349 $ 88,000
Polk, Oregon 106 $ 20,710,000 $ 195,377 $ 72,000
Indian River, Florida 105 $ 17,797,000 $ 169,495 $ 58,000
Kalamazoo, Michigan 105 $ 17,416,000 $ 165,866 $ 60,000
Kenosha, Wisconsin 105 $ 15,690,000 $ 149,428 $ 40,000
Erie, Pennsylvania 104 $ 15,613,000 $ 150,125 $ 64,000
Brazos, Texas 104 $ 19,759,000 $ 189,990 $ 106,000
Amador, California 103 $ 25,248,000 $ 245,126 $ 79,000
Richmond, Georgia 103 $ 11,902,000 $ 115,553 $ 45,000
DeSoto, Mississippi 102 $ 16,717,000 $ 163,892 $ 54,000
Lee, Mississippi 102 $ 13,741,000 $ 134,715 $ 58,000
Richland, South Carolina 102 $ 19,186,000 $ 188,098 $ 56,000
York, South Carolina 102 $ 21,816,000 $ 213,882 $ 56,000
Wood, West Virginia 102 $ 11,451,000 $ 112,264 $ 46,000
Cumberland, Pennsylvania 101 $ 18,142,000 $ 179,623 $ 65,000
Henrico, Virginia 101 $ 21,754,000 $ 215,386 $ 61,000
Sumter, Florida 100 $ 17,616,000 $ 176,160 $ 68,000
Clatsop, Oregon 100 $ 20,183,000 $ 201,830 $ 66,000
Val Verde, Texas 100 $ 13,636,000 $ 136,360 $ 64,000
Leon, Florida 99 $ 19,006,000 $ 191,979 $ 49,000
Charles, Maryland 99 $ 26,415,000 $ 266,818 $ 56,000
Lenawee, Michigan 99 $ 12,434,000 $ 125,595 $ 46,000
Broomfield, Colorado 98 $ 26,064,000 $ 265,959 $ 90,000
Chesapeake, Virginia 98 $ 25,557,000 $ 260,785 $ 55,000
Franklin, Washington 98 $ 16,953,000 $ 172,989 $ 69,000
Dauphin, Pennsylvania 97 $ 16,874,000 $ 173,958 $ 71,000
Westmoreland, Pennsylvania 97 $ 15,270,000 $ 157,422 $ 71,000
St. Tammany, Louisiana 96 $ 20,653,000 $ 215,135 $ 80,000
Yavapai, Arizona 95 $ 19,709,000 $ 207,463 $ 58,000
Santa Rosa, Florida 95 $ 18,740,000 $ 197,263 $ 54,000
Lucas, Ohio 95 $ 10,805,000 $ 113,736 $ 31,000
Anchorage, Alaska 94 $ 26,684,000 $ 283,872 $ 103,000
Charlotte, Florida 94 $ 17,053,000 $ 181,414 $ 73,000
Butler, Pennsylvania 94 $ 16,669,000 $ 177,329 $ 80,000
Skagit, Washington 94 $ 20,239,000 $ 215,308 $ 76,000
Canyon, Idaho 93 $ 13,871,000 $ 149,150 $ 49,000
Shawnee, Kansas 93 $ 14,459,000 $ 155,473 $ 108,000
Chesterfield, Virginia 93 $ 21,308,000 $ 229,118 $ 59,000
Windham, Connecticut 92 $ 17,301,000 $ 188,054 $ 38,000
Spotsylvania, Virginia 92 $ 22,922,000 $ 249,152 $ 58,000
Orange, North Carolina 91 $ 24,593,000 $ 270,252 $ 93,000
Maui, Hawaii 90 $ 32,643,000 $ 362,700 $ 123,000
Sandoval, New Mexico 90 $ 18,082,000 $ 200,911 $ 59,000
Lancaster, Pennsylvania 90 $ 16,922,000 $ 188,022 $ 58,000
Warrick, Indiana 89 $ 16,372,000 $ 183,955 $ 18,000
Warren, Virginia 88 $ 15,935,000 $ 181,079 $ 60,000
Story, Iowa 87 $ 13,619,000 $ 156,540 $ 70,000
Platte, Missouri 87 $ 17,863,000 $ 205,321 $ 78,000
Clinton, Michigan 86 $ 14,124,000 $ 164,232 $ 58,000
Mercer, New Jersey 86 $ 20,423,000 $ 237,476 $ 59,000
Lexington, South Carolina 86 $ 15,395,000 $ 179,011 $ 61,000
Arlington, Virginia 86 $ 30,789,000 $ 358,011 $ 72,000
Porter, Indiana 85 $ 14,388,000 $ 169,270 $ 26,000
Allegan, Michigan 85 $ 12,024,000 $ 141,458 $ 52,000
Carver, Minnesota 84 $ 22,562,000 $ 268,595 $ 73,000
Cabarrus, North Carolina 84 $ 15,918,000 $ 189,500 $ 34,000
Monongalia, West Virginia 83 $ 15,869,000 $ 191,192 $ 72,000
Middlesex, Connecticut 82 $ 18,360,000 $ 223,902 $ 50,000
Saratoga, New York 82 $ 16,907,000 $ 206,182 $ 69,000
Tolland, Connecticut 81 $ 18,017,000 $ 222,432 $ 43,000
Coweta, Georgia 81 $ 14,731,000 $ 181,864 $ 44,000
Ozaukee, Wisconsin 81 $ 16,239,000 $ 200,481 $ 60,000
Iredell, North Carolina 79 $ 18,087,000 $ 228,949 $ 48,000
Spartanburg, South Carolina 79 $ 12,965,000 $ 164,113 $ 47,000
Montgomery, Tennessee 79 $ 12,901,000 $ 163,303 $ 51,000
Flagler, Florida 78 $ 14,155,000 $ 181,474 $ 74,000
St. Mary's, Maryland 77 $ 19,802,000 $ 257,168 $ 72,000
Gaston, North Carolina 77 $ 13,943,000 $ 181,077 $ 42,000
Beaver, Pennsylvania 77 $ 10,441,000 $ 135,597 $ 68,000
Mobile, Alabama 76 $ 11,184,000 $ 147,157 $ 35,000
Cass, Missouri 76 $ 12,968,000 $ 170,631 $ 67,000
Fairfield, Ohio 76 $ 13,046,000 $ 171,657 $ 41,000
Sumner, Tennessee 76 $ 17,493,000 $ 230,171 $ 28,000
Latah, Idaho 75 $ 13,161,000 $ 175,480 $ 111,000
Berkeley, South Carolina 75 $ 14,836,000 $ 197,813 $ 54,000
Rutherford, Tennessee 75 $ 12,072,000 $ 160,960 $ 29,000
Dorchester, South Carolina 74 $ 13,519,000 $ 182,689 $ 54,000
Bay, Michigan 73 $ 8,396,000 $ 115,013 $ 65,000
Guadalupe, Texas 73 $ 13,898,000 $ 190,383 $ 93,000
Scott, Iowa 72 $ 10,951,000 $ 152,097 $ 60,000
Calvert, Maryland 72 $ 18,833,000 $ 261,569 $ 67,000
Jackson, Oregon 72 $ 15,946,000 $ 221,472 $ 65,000
Newport, Rhode Island 72 $ 18,068,000 $ 250,944 $ 100,000
Hampden, Massachusetts 70 $ 14,123,000 $ 201,757 $ 29,000
Crow Wing, Minnesota 70 $ 13,004,000 $ 185,771 $ 105,000
Guilford, North Carolina 70 $ 15,081,000 $ 215,442 $ 34,000
Kings, California 69 $ 12,582,000 $ 182,347 $ 68,000
Kendall, Illinois 69 $ 13,913,000 $ 201,637 $ 69,000
Paulding, Georgia 68 $ 9,864,000 $ 145,058 $ 30,000
Atlantic, New Jersey 68 $ 14,839,000 $ 218,220 $ 87,000
Bay, Florida 67 $ 12,814,000 $ 191,253 $ 56,000
Alexandria, Virginia 67 $ 20,274,000 $ 302,597 $ 70,000
Lee, Alabama 66 $ 13,160,000 $ 199,393 $ 39,000
New London, Connecticut 66 $ 13,930,000 $ 211,060 $ 64,000
Ascension, Louisiana 66 $ 14,389,000 $ 218,015 $ 68,000
Muskegon, Michigan 66 $ 8,483,000 $ 128,530 $ 49,000
New Hanover, North Carolina 66 $ 14,770,000 $ 223,787 $ 34,000
Medina, Ohio 66 $ 11,334,000 $ 171,727 $ 31,000
Racine, Wisconsin 66 $ 12,106,000 $ 183,424 $ 47,000
St. Clair, Alabama 65 $ 10,607,000 $ 163,184 $ 29,000
Hall, Georgia 65 $ 13,282,000 $ 204,338 $ 53,000
Berrien, Michigan 65 $ 10,164,000 $ 156,369 $ 41,000
Linn, Oregon 65 $ 10,772,000 $ 165,723 $ 53,000
Effingham, Georgia 64 $ 9,899,000 $ 154,671 $ 62,000
Jasper, Missouri 64 $ 8,326,000 $ 130,093 $ 44,000
Monroe, New York 64 $ 9,300,000 $ 145,312 $ 60,000
Clermont, Ohio 64 $ 8,078,000 $ 126,218 $ 39,000
Hernando, Florida 63 $ 8,797,000 $ 139,634 $ 48,000
Madison, Kentucky 63 $ 10,789,000 $ 171,253 $ 66,000
Lafayette, Louisiana 63 $ 14,156,000 $ 224,698 $ 83,000
St. Louis, Minnesota 63 $ 9,865,000 $ 156,587 $ 61,000
Sussex, New Jersey 63 $ 13,604,000 $ 215,936 $ 62,000
Beaufort, South Carolina 63 $ 14,701,000 $ 233,349 $ 67,000
St. Croix, Wisconsin 63 $ 12,913,000 $ 204,968 $ 87,000
Alachua, Florida 62 $ 10,523,000 $ 169,725 $ 79,000
Fayette, Georgia 62 $ 14,256,000 $ 229,935 $ 51,000
Hendricks, Indiana 62 $ 9,594,000 $ 154,741 $ 42,000
Sutter, California 61 $ 11,659,000 $ 191,131 $ 61,000
Ionia, Michigan 61 $ 8,262,000 $ 135,442 $ 43,000
Morton, North Dakota 61 $ 11,904,000 $ 195,147 $ 73,000
Butler, Ohio 61 $ 11,219,000 $ 183,918 $ 40,000
Rockwall, Texas 61 $ 13,473,000 $ 220,868 $ 73,000
Litchfield, Connecticut 60 $ 13,022,000 $ 217,033 $ 53,000
Highlands, Florida 60 $ 6,894,000 $ 114,900 $ 57,000
Franklin, Missouri 60 $ 8,512,000 $ 141,866 $ 23,000
Lorain, Ohio 60 $ 9,761,000 $ 162,683 $ 21,000
Oklahoma, Oklahoma 60 $ 11,661,000 $ 194,350 $ 51,000
Yamhill, Oregon 60 $ 14,546,000 $ 242,433 $ 56,000
Hardin, Texas 60 $ 8,634,000 $ 143,900 $ 59,000
Nueces, Texas 60 $ 9,407,000 $ 156,783 $ 55,000
Clallam, Washington 60 $ 14,174,000 $ 236,233 $ 84,000
Calaveras, California 59 $ 15,305,000 $ 259,406 $ 128,000
San Benito, California 59 $ 17,847,000 $ 302,491 $ 50,000
Henry, Georgia 59 $ 9,682,000 $ 164,101 $ 31,000
Pottawattamie, Iowa 59 $ 8,846,000 $ 149,932 $ 50,000
Lubbock, Texas 59 $ 8,051,000 $ 136,457 $ 49,000
Pulaski, Arkansas 58 $ 10,314,000 $ 177,827 $ 25,000
Mendocino, California 58 $ 14,556,000 $ 250,965 $ 63,000
Calhoun, Michigan 58 $ 6,750,000 $ 116,379 $ 46,000
Washington, Pennsylvania 58 $ 11,094,000 $ 191,275 $ 81,000
Tuscaloosa, Alabama 57 $ 9,872,000 $ 173,192 $ 17,000
Forsyth, North Carolina 57 $ 9,668,000 $ 169,614 $ 16,000
Lake, Ohio 57 $ 8,416,000 $ 147,649 $ 33,000
Berks, Pennsylvania 57 $ 10,230,000 $ 179,473 $ 55,000
Wharton, Texas 57 $ 7,016,000 $ 123,087 $ 84,000
Gallatin, Montana 56 $ 12,974,000 $ 231,678 $ 81,000
Tulsa, Oklahoma 56 $ 8,984,000 $ 160,428 $ 46,000
Meade, South Dakota 56 $ 10,363,000 $ 185,053 $ 49,000
Coconino, Arizona 54 $ 14,276,000 $ 264,370 $ 116,000
Tehama, California 54 $ 10,211,000 $ 189,092 $ 70,000
Shiawassee, Michigan 54 $ 6,967,000 $ 129,018 $ 68,000
Dona Ana, New Mexico 54 $ 10,658,000 $ 197,370 $ 36,000
Warren, Ohio 54 $ 10,838,000 $ 200,703 $ 50,000
Fauquier, Virginia 54 $ 17,186,000 $ 318,259 $ 65,000
Catoosa, Georgia 53 $ 8,326,000 $ 157,094 $ 49,000
Washington, Maryland 53 $ 10,341,000 $ 195,113 $ 45,000
Lafayette, Mississippi 53 $ 9,422,000 $ 177,773 $ 77,000
Union, Mississippi 53 $ 6,809,000 $ 128,471 $ 58,000
Summit, Colorado 52 $ 16,003,000 $ 307,750 $ 118,000
Hancock, Indiana 52 $ 8,149,000 $ 156,711 $ 41,000
Sherburne, Minnesota 52 $ 9,531,000 $ 183,288 $ 57,000
Cumberland, North Carolina 52 $ 9,283,000 $ 178,519 $ 49,000
Washington, Wisconsin 52 $ 10,965,000 $ 210,865 $ 64,000
Tuolumne, California 51 $ 11,467,000 $ 224,843 $ 81,000
Bartow, Georgia 51 $ 7,296,000 $ 143,058 $ 46,000
Putnam, New York 51 $ 14,317,000 $ 280,725 $ 100,000
Grayson, Texas 51 $ 8,896,000 $ 174,431 $ 95,000
Frederick, Virginia 51 $ 10,459,000 $ 205,078 $ 75,000
Norfolk, Virginia 51 $ 10,246,000 $ 200,901 $ 70,000
Outagamie, Wisconsin 51 $ 9,080,000 $ 178,039 $ 66,000
Wyandotte, Kansas 50 $ 6,910,000 $ 138,200 $ 28,000
Johnston, North Carolina 50 $ 9,132,000 $ 182,640 $ 18,000
Licking, Ohio 50 $ 8,229,000 $ 164,580 $ 40,000
Kent, Delaware 49 $ 10,755,000 $ 219,489 $ 50,000
Carroll, Georgia 49 $ 6,969,000 $ 142,224 $ 38,000
Douglas, Georgia 49 $ 7,887,000 $ 160,959 $ 36,000
Bonneville, Idaho 49 $ 7,191,000 $ 146,755 $ 59,000
Hillsdale, Michigan 49 $ 5,120,000 $ 104,489 $ 53,000
Cape May, New Jersey 49 $ 12,364,000 $ 252,326 $ 92,000
Orange, Texas 49 $ 6,617,000 $ 135,040 $ 70,000
Washington, Texas 49 $ 8,186,000 $ 167,061 $ 93,000
Walton, Florida 48 $ 12,201,000 $ 254,187 $ 103,000
York, Maine 48 $ 10,513,000 $ 219,020 $ 40,000
Worcester, Maryland 48 $ 10,619,000 $ 221,229 $ 114,000
Cameron, Texas 48 $ 7,687,000 $ 160,145 $ 108,000
Berkeley, West Virginia 48 $ 8,920,000 $ 185,833 $ 36,000
Leavenworth, Kansas 47 $ 8,129,000 $ 172,957 $ 58,000
Lincoln, Missouri 47 $ 6,606,000 $ 140,553 $ 26,000
Washington, Ohio 47 $ 6,201,000 $ 131,936 $ 61,000
Ellis, Texas 47 $ 9,375,000 $ 199,468 $ 89,000
Parker, Texas 47 $ 9,942,000 $ 211,531 $ 74,000
Mono, California 46 $ 12,960,000 $ 281,739 $ 224,000
Buncombe, North Carolina 46 $ 11,582,000 $ 251,782 $ 26,000
Montgomery, Ohio 46 $ 5,680,000 $ 123,478 $ 32,000
Anderson, South Carolina 46 $ 8,131,000 $ 176,760 $ 46,000
Bradley, Tennessee 46 $ 6,255,000 $ 135,978 $ 50,000
Sevier, Tennessee 46 $ 6,652,000 $ 144,608 $ 61,000
Summit, Utah 46 $ 17,170,000 $ 373,260 $ 150,000
Marion, West Virginia 46 $ 5,326,000 $ 115,782 $ 53,000
Citrus, Florida 45 $ 7,781,000 $ 172,911 $ 61,000
Lafourche, Louisiana 45 $ 8,042,000 $ 178,711 $ 53,000
Hunterdon, New Jersey 45 $ 12,732,000 $ 282,933 $ 105,000
Blair, Pennsylvania 45 $ 5,535,000 $ 123,000 $ 69,000
Pueblo, Colorado 44 $ 6,452,000 $ 146,636 $ 46,000
Dallas, Iowa 44 $ 8,326,000 $ 189,227 $ 70,000
Queen Anne's, Maryland 44 $ 13,135,000 $ 298,522 $ 97,000
St. Joseph, Michigan 44 $ 4,888,000 $ 111,090 $ 35,000
Page:

Mortgage Loan Application Detail Totals for Flagstar Bank NA in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 119,254 $29,300,201,000 $245,000 $2,385,000 $78,000 $4,294,000
Home Purchase 68,719 $15,612,414,000 $227,000 $3,150,000 $83,000 $4,000,000
Home Improvement 3,835 $931,686,000 $242,000 $1,419,000 $100,000 $4,515,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 99,517 $22,885,716,000 $229,000 $2,385,000 $101,000 $4,515,000
Not applicable 42,063 $9,574,880,000 $227,000 $3,150,000 $0 $0
Asian 24,377 $7,402,111,000 $303,000 $2,240,000 $126,000 $2,617,000
Hispanic 11,522 $2,528,590,000 $219,000 $1,714,000 $81,000 $2,294,000
Not Provided 8,019 $2,122,099,000 $264,000 $1,520,000 $109,000 $2,142,000
Black or African American 5,520 $1,130,528,000 $204,000 $2,000,000 $73,000 $1,847,000
Native Hawaiian or Other Pacific Islander 440 $123,909,000 $281,000 $732,000 $98,000 $1,500,000
American Indian or Alaskan Native 350 $76,468,000 $218,000 $774,000 $90,000 $599,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 139,966 $35,208,331,000 $251,000 $3,150,000 $95,000 $4,515,000
FHA-insured (Federal Housing Administration) 34,438 $6,517,178,000 $189,000 $951,000 $34,000 $1,200,000
VA-guaranteed (Veterans Administration) 15,274 $3,819,890,000 $250,000 $894,000 $60,000 $1,010,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2,130 $298,902,000 $140,000 $405,000 $45,000 $111,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 114,406 $27,657,833,000 $241,000 $3,150,000 $104,000 $4,515,000
Loan Purchased By The Institution 42,050 $9,568,692,000 $227,000 $848,000 $0 $0
Application Denied By Financial Institution 21,492 $5,206,885,000 $242,000 $2,385,000 $98,000 $4,513,000
Application Approved But Not Accepted 13,680 $3,376,308,000 $246,000 $1,505,000 $101,000 $1,903,000
Application Withdrawn By Applicant 112 $22,115,000 $197,000 $1,360,000 $93,000 $1,200,000
File Closed For Incompleteness 68 $12,468,000 $183,000 $626,000 $91,000 $500,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 5,952 $1,384,149,000 $232,000 $1,342,000 $112,000 $1,946,000
Debt-To-Income Ratio 5,775 $1,488,770,000 $257,000 $2,385,000 $69,000 $1,025,000
Credit Application Incomplete 4,651 $1,168,042,000 $251,000 $1,575,000 $107,000 $2,400,000
Other 2,171 $491,540,000 $226,000 $2,000,000 $128,000 $1,500,000
Credit History 1,710 $380,074,000 $222,000 $1,650,000 $87,000 $4,513,000
Unverifiable Information 582 $140,949,000 $242,000 $1,028,000 $104,000 $1,055,000
Mortgage Insurance Denied 271 $54,898,000 $202,000 $392,000 $89,000 $528,000
Employment History 265 $66,723,000 $251,000 $2,240,000 $81,000 $658,000
Insufficient Cash (Downpayment, Closing Cost) 115 $31,740,000 $276,000 $2,000,000 $102,000 $771,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagstar Bank NA's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Flagstar Bank NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet with aggregated HMDA statistics today.

Download the Michigan Lender List