Flagstar Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Flagstar Bank, N.A. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Flagstar Bank, N.A. 5151 Corporate Drive Hicksville, NY 48098 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 191,808 |
| Total Mortgage Loan Application Amount | $45,844,301,000 |
| Average Mortgage Loan Application Amount | $238,000 |
| Highest Mortgage Loan Application Amount | $3,150,000 |
| Average Applicant Income | $87,000 |
| Highest Applicant Income | $4,515,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Flagstar Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Flagstar Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Flagstar Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Flagstar Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Flagstar Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Flagstar Bank, N.A.'s mortgage activity for 2013.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 13,680 | $ 4,473,990,000 | $ 327,000 | $ 100,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 7,619 | $ 2,758,165,000 | $ 362,000 | $ 120,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 6,983 | $ 1,463,904,000 | $ 209,000 | $ 105,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 6,530 | $ 1,151,036,000 | $ 176,000 | $ 77,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 5,702 | $ 1,395,741,000 | $ 244,000 | $ 87,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 4,888 | $ 1,582,649,000 | $ 323,000 | $ 95,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 4,408 | $ 1,545,329,000 | $ 350,000 | $ 118,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 4,216 | $ 1,658,659,000 | $ 393,000 | $ 131,000 |
| PHOENIX-MESA-GLENDALE, AZ | 4,103 | $ 908,394,000 | $ 221,000 | $ 82,000 |
| DENVER-AURORA-BROOMFIELD, CO | 3,745 | $ 888,593,000 | $ 237,000 | $ 64,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 3,265 | $ 996,993,000 | $ 288,250 | $ 60,750 |
| SEATTLE-BELLEVUE-EVERETT, WA | 3,217 | $ 939,126,000 | $ 291,000 | $ 90,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 3,202 | $ 727,125,000 | $ 227,000 | $ 82,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 3,047 | $ 957,086,000 | $ 308,000 | $ 107,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 2,665 | $ 529,827,000 | $ 198,000 | $ 53,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 2,585 | $ 672,941,000 | $ 260,000 | $ 92,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 2,458 | $ 544,190,000 | $ 221,000 | $ 102,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2,352 | $ 508,441,000 | $ 211,000 | $ 78,500 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 2,346 | $ 922,570,000 | $ 393,000 | $ 119,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 2,280 | $ 350,909,000 | $ 153,000 | $ 69,000 |
| DALLAS-PLANO-IRVING, TX | 2,237 | $ 478,650,000 | $ 213,000 | $ 86,000 |
| BALTIMORE-TOWSON, MD | 2,184 | $ 563,186,000 | $ 257,000 | $ 73,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 2,048 | $ 463,843,000 | $ 226,000 | $ 92,000 |
| ST. LOUIS, MO-IL | 2,039 | $ 330,919,000 | $ 154,000 | $ 34,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1,942 | $ 643,573,000 | $ 331,000 | $ 76,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,895 | $ 368,011,000 | $ 194,000 | $ 84,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,881 | $ 373,317,000 | $ 198,000 | $ 67,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,871 | $ 407,239,000 | $ 217,000 | $ 89,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 1,866 | $ 430,442,000 | $ 230,000 | $ 109,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1,862 | $ 444,138,000 | $ 231,000 | $ 63,000 |
| NASSAU-SUFFOLK, NY | 1,836 | $ 550,317,000 | $ 299,000 | $ 102,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 1,627 | $ 366,039,000 | $ 230,500 | $ 73,500 |
| KANSAS CITY, MO-KS | 1,564 | $ 282,635,000 | $ 182,500 | $ 57,500 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1,214 | $ 236,052,000 | $ 194,000 | $ 79,000 |
| PHILADELPHIA, PA | 1,106 | $ 251,504,000 | $ 227,000 | $ 74,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 1,091 | $ 324,202,000 | $ 297,000 | $ 86,000 |
| LAS VEGAS-PARADISE, NV | 1,069 | $ 206,603,000 | $ 193,000 | $ 58,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1,035 | $ 163,802,000 | $ 155,500 | $ 52,500 |
| ANN ARBOR, MI | 1,012 | $ 199,966,000 | $ 197,000 | $ 84,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 1,004 | $ 209,475,000 | $ 210,500 | $ 50,500 |
| FRESNO, CA | 972 | $ 206,008,000 | $ 211,000 | $ 76,000 |
| EDISON-NEW BRUNSWICK, NJ | 938 | $ 250,746,000 | $ 267,000 | $ 87,000 |
| TUCSON, AZ | 929 | $ 179,079,000 | $ 192,000 | $ 53,000 |
| JACKSONVILLE, FL | 923 | $ 194,750,000 | $ 210,000 | $ 73,000 |
| FORT WORTH-ARLINGTON, TX | 815 | $ 155,491,000 | $ 190,000 | $ 69,000 |
| SALT LAKE CITY, UT | 806 | $ 189,150,000 | $ 234,000 | $ 72,000 |
| BOSTON-QUINCY, MA | 787 | $ 220,468,000 | $ 280,000 | $ 77,000 |
| CAPE CORAL-FORT MYERS, FL | 768 | $ 152,355,000 | $ 198,000 | $ 113,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 764 | $ 154,438,000 | $ 202,000 | $ 84,000 |
| INDIANAPOLIS-CARMEL, IN | 741 | $ 121,580,000 | $ 164,000 | $ 50,000 |
| PITTSBURGH, PA | 737 | $ 122,410,000 | $ 166,000 | $ 77,000 |
| GRAND RAPIDS-WYOMING, MI | 733 | $ 105,244,000 | $ 143,000 | $ 50,000 |
| PORT ST. LUCIE, FL | 700 | $ 116,774,000 | $ 166,000 | $ 69,000 |
| NEWARK-UNION, NJ-PA | 686 | $ 188,069,000 | $ 221,500 | $ 91,000 |
| SANTA ROSA-PETALUMA, CA | 682 | $ 195,628,000 | $ 286,000 | $ 91,000 |
| COLUMBUS, OH | 665 | $ 117,019,000 | $ 175,000 | $ 46,000 |
| STOCKTON, CA | 629 | $ 138,717,000 | $ 220,000 | $ 92,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 622 | $ 142,915,000 | $ 229,000 | $ 58,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 615 | $ 140,131,000 | $ 225,500 | $ 53,000 |
| LANSING-EAST LANSING, MI | 604 | $ 79,401,000 | $ 131,000 | $ 57,000 |
| TACOMA, WA | 591 | $ 138,269,000 | $ 233,000 | $ 62,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 585 | $ 102,669,000 | $ 175,000 | $ 63,000 |
| BAKERSFIELD-DELANO, CA | 581 | $ 112,882,000 | $ 194,000 | $ 64,000 |
| RALEIGH-CARY, NC | 564 | $ 128,869,000 | $ 228,000 | $ 22,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 553 | $ 115,054,000 | $ 208,000 | $ 41,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 550 | $ 158,028,000 | $ 287,000 | $ 63,000 |
| VALLEJO-FAIRFIELD, CA | 541 | $ 140,937,000 | $ 260,000 | $ 78,000 |
| MODESTO, CA | 536 | $ 102,719,000 | $ 191,000 | $ 52,000 |
| BIRMINGHAM-HOOVER, AL | 534 | $ 94,951,000 | $ 177,000 | $ 45,000 |
| CAMDEN, NJ | 516 | $ 102,093,000 | $ 197,000 | $ 56,000 |
| OGDEN-CLEARFIELD, UT | 516 | $ 108,852,000 | $ 210,000 | $ 56,000 |
| BOISE CITY-NAMPA, ID | 514 | $ 96,552,000 | $ 187,000 | $ 75,000 |
| SALEM, OR | 509 | $ 93,946,000 | $ 184,000 | $ 72,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 503 | $ 84,161,000 | $ 167,000 | $ 68,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 481 | $ 93,645,000 | $ 194,000 | $ 66,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 480 | $ 100,379,000 | $ 187,000 | $ 63,500 |
| SPOKANE, WA | 467 | $ 80,834,000 | $ 173,000 | $ 62,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 456 | $ 85,104,000 | $ 186,000 | $ 86,000 |
| CHATTANOOGA, TN-GA | 442 | $ 77,553,000 | $ 164,000 | $ 53,000 |
| ALBUQUERQUE, NM | 433 | $ 84,552,000 | $ 195,000 | $ 73,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 431 | $ 98,811,000 | $ 229,000 | $ 80,000 |
| WICHITA, KS | 429 | $ 65,219,000 | $ 152,000 | $ 44,000 |
| FLINT, MI | 421 | $ 51,568,000 | $ 122,000 | $ 58,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 410 | $ 66,707,000 | $ 162,000 | $ 65,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 409 | $ 62,590,000 | $ 153,000 | $ 30,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 404 | $ 62,696,000 | $ 148,666 | $ 38,000 |
| RICHMOND, VA | 396 | $ 84,325,000 | $ 212,000 | $ 54,000 |
| COLORADO SPRINGS, CO | 388 | $ 87,270,000 | $ 224,000 | $ 59,000 |
| WORCESTER, MA | 385 | $ 86,835,000 | $ 225,000 | $ 44,000 |
| NAPLES-MARCO ISLAND, FL | 377 | $ 91,563,000 | $ 242,000 | $ 147,000 |
| JACKSON, MI | 367 | $ 39,728,000 | $ 108,000 | $ 52,000 |
| EVANSVILLE, IN-KY | 343 | $ 49,100,000 | $ 134,500 | $ 24,500 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 338 | $ 66,620,000 | $ 223,000 | $ 78,500 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 335 | $ 110,454,000 | $ 329,000 | $ 85,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 332 | $ 102,770,000 | $ 309,000 | $ 86,000 |
| MEMPHIS, TN-MS-AR | 331 | $ 55,560,000 | $ 168,666 | $ 47,333 |
| GREENVILLE-MAULDIN-EASLEY, SC | 320 | $ 55,082,000 | $ 172,000 | $ 65,000 |
| BATON ROUGE, LA | 316 | $ 63,214,000 | $ 200,000 | $ 75,000 |
| SHEBOYGAN, WI | 310 | $ 38,772,000 | $ 125,000 | $ 43,000 |
| RAPID CITY, SD | 309 | $ 53,896,000 | $ 174,000 | $ 47,000 |
| DES MOINES-WEST DES MOINES, IA | 308 | $ 52,832,000 | $ 171,000 | $ 70,000 |
| PEABODY, MA | 303 | $ 83,487,000 | $ 275,000 | $ 53,000 |
| FORT WAYNE, IN | 293 | $ 36,554,000 | $ 124,000 | $ 31,000 |
| PROVO-OREM, UT | 292 | $ 65,624,000 | $ 224,000 | $ 71,000 |
| LEXINGTON-FAYETTE, KY | 288 | $ 49,826,000 | $ 173,000 | $ 67,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 279 | $ 63,227,000 | $ 226,000 | $ 87,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 277 | $ 41,412,000 | $ 157,000 | $ 49,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 277 | $ 47,533,000 | $ 171,000 | $ 79,000 |
| BOULDER, CO | 274 | $ 74,652,000 | $ 272,000 | $ 92,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 266 | $ 49,524,000 | $ 186,000 | $ 55,000 |
| SANTA FE, NM | 266 | $ 67,002,000 | $ 251,000 | $ 101,000 |
| EL PASO, TX | 265 | $ 41,731,000 | $ 157,000 | $ 64,000 |
| BEAUMONT-PORT ARTHUR, TX | 262 | $ 37,624,000 | $ 143,000 | $ 66,000 |
| WILMINGTON, DE-MD-NJ | 259 | $ 58,575,000 | $ 215,000 | $ 62,666 |
| NEW HAVEN-MILFORD, CT | 255 | $ 57,117,000 | $ 223,000 | $ 66,000 |
| REDDING, CA | 244 | $ 49,827,000 | $ 204,000 | $ 62,000 |
| DURHAM-CHAPEL HILL, NC | 243 | $ 56,283,000 | $ 231,000 | $ 52,000 |
| MADISON, WI | 242 | $ 51,546,000 | $ 213,000 | $ 75,000 |
| FORT COLLINS-LOVELAND, CO | 239 | $ 55,436,000 | $ 231,000 | $ 48,000 |
| AKRON, OH | 236 | $ 35,795,000 | $ 151,000 | $ 27,000 |
| SAVANNAH, GA | 236 | $ 45,016,000 | $ 190,000 | $ 67,000 |
| BISMARCK, ND | 232 | $ 46,660,000 | $ 201,000 | $ 76,000 |
| KNOXVILLE, TN | 231 | $ 40,827,000 | $ 176,000 | $ 55,000 |
| SANTA CRUZ-WATSONVILLE, CA | 231 | $ 82,351,000 | $ 356,000 | $ 106,000 |
| SALINAS, CA | 228 | $ 69,014,000 | $ 302,000 | $ 93,000 |
| COLUMBIA, MO | 222 | $ 35,777,000 | $ 161,000 | $ 55,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 218 | $ 69,596,000 | $ 319,000 | $ 83,000 |
| HARRISBURG-CARLISLE, PA | 213 | $ 37,322,000 | $ 175,000 | $ 66,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 212 | $ 49,196,000 | $ 232,000 | $ 47,000 |
| BELLINGHAM, WA | 211 | $ 48,771,000 | $ 231,000 | $ 70,000 |
| HOLLAND-GRAND HAVEN, MI | 211 | $ 33,533,000 | $ 158,000 | $ 49,000 |
| COLUMBIA, SC | 210 | $ 38,654,000 | $ 184,000 | $ 57,000 |
| GREELEY, CO | 204 | $ 43,545,000 | $ 213,000 | $ 45,000 |
| GARY, IN | 203 | $ 33,452,000 | $ 164,000 | $ 26,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 199 | $ 31,967,000 | $ 160,000 | $ 70,000 |
| ALBANY-SCHENECTADY-TROY, NY | 198 | $ 35,775,000 | $ 180,000 | $ 66,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 198 | $ 35,047,000 | $ 166,000 | $ 39,500 |
| VISALIA-PORTERVILLE, CA | 193 | $ 35,993,000 | $ 186,000 | $ 61,000 |
| GREEN BAY, WI | 187 | $ 31,360,000 | $ 167,000 | $ 70,000 |
| LAKELAND-WINTER HAVEN, FL | 181 | $ 25,343,000 | $ 140,000 | $ 54,000 |
| OCALA, FL | 181 | $ 28,299,000 | $ 156,000 | $ 67,000 |
| NAPA, CA | 174 | $ 54,780,000 | $ 314,000 | $ 89,000 |
| LAREDO, TX | 172 | $ 27,210,000 | $ 158,000 | $ 76,000 |
| SPRINGFIELD, MO | 169 | $ 24,171,000 | $ 143,000 | $ 20,000 |
| WACO, TX | 169 | $ 29,932,000 | $ 177,000 | $ 46,000 |
| BUFFALO-NIAGARA FALLS, NY | 168 | $ 22,987,000 | $ 136,000 | $ 67,000 |
| BEND, OR | 166 | $ 40,089,000 | $ 241,000 | $ 89,000 |
| LINCOLN, NE | 165 | $ 23,962,000 | $ 145,000 | $ 43,000 |
| OLYMPIA, WA | 165 | $ 37,718,000 | $ 228,000 | $ 78,000 |
| RENO-SPARKS, NV | 164 | $ 35,249,000 | $ 214,000 | $ 97,000 |
| MONROE, MI | 162 | $ 23,127,000 | $ 142,000 | $ 50,000 |
| SIOUX FALLS, SD | 159 | $ 27,685,000 | $ 174,000 | $ 14,000 |
| MANCHESTER-NASHUA, NH | 157 | $ 33,280,000 | $ 211,000 | $ 41,000 |
| BREMERTON-SILVERDALE, WA | 152 | $ 37,413,000 | $ 246,000 | $ 65,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 151 | $ 17,858,000 | $ 121,500 | $ 54,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 148 | $ 16,642,000 | $ 112,000 | $ 53,000 |
| BILLINGS, MT | 145 | $ 26,386,000 | $ 181,000 | $ 76,000 |
| COEUR D'ALENE, ID | 145 | $ 26,603,000 | $ 183,000 | $ 39,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 142 | $ 22,800,000 | $ 160,000 | $ 87,000 |
| TOLEDO, OH | 139 | $ 17,204,000 | $ 123,000 | $ 35,000 |
| CANTON-MASSILLON, OH | 137 | $ 19,917,000 | $ 145,000 | $ 29,000 |
| HUNTSVILLE, AL | 137 | $ 24,364,000 | $ 177,000 | $ 26,000 |
| EUGENE-SPRINGFIELD, OR | 135 | $ 28,298,000 | $ 209,000 | $ 56,000 |
| KALAMAZOO-PORTAGE, MI | 134 | $ 21,745,000 | $ 162,000 | $ 62,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 131 | $ 21,080,000 | $ 160,000 | $ 27,000 |
| MISSOULA, MT | 130 | $ 27,754,000 | $ 213,000 | $ 76,000 |
| MCALLEN-EDINBURG-MISSION, TX | 128 | $ 19,407,000 | $ 151,000 | $ 58,000 |
| CHICO, CA | 127 | $ 28,702,000 | $ 226,000 | $ 57,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 126 | $ 24,253,000 | $ 192,000 | $ 60,000 |
| COLLEGE STATION-BRYAN, TX | 122 | $ 23,013,000 | $ 188,000 | $ 103,000 |
| GREAT FALLS, MT | 121 | $ 20,817,000 | $ 172,000 | $ 81,000 |
| TALLAHASSEE, FL | 121 | $ 22,778,000 | $ 188,000 | $ 47,000 |
| WILMINGTON, NC | 119 | $ 28,430,000 | $ 238,000 | $ 45,000 |
| POCATELLO, ID | 117 | $ 16,025,000 | $ 136,000 | $ 64,000 |
| TOPEKA, KS | 117 | $ 17,474,000 | $ 149,000 | $ 101,000 |
| MERCED, CA | 116 | $ 19,159,000 | $ 165,000 | $ 54,000 |
| ANCHORAGE, AK | 115 | $ 31,950,000 | $ 277,000 | $ 97,000 |
| ST. GEORGE, UT | 114 | $ 24,566,000 | $ 215,000 | $ 87,000 |
| OKLAHOMA CITY, OK | 113 | $ 22,062,000 | $ 195,000 | $ 60,000 |
| YAKIMA, WA | 113 | $ 18,341,000 | $ 162,000 | $ 49,000 |
| YORK-HANOVER, PA | 110 | $ 19,167,000 | $ 174,000 | $ 45,000 |
| MADERA-CHOWCHILLA, CA | 109 | $ 25,531,000 | $ 234,000 | $ 81,000 |
| BARNSTABLE TOWN, MA | 106 | $ 26,961,000 | $ 254,000 | $ 88,000 |
| HONOLULU, HI | 106 | $ 42,874,000 | $ 404,000 | $ 90,000 |
| SEBASTIAN-VERO BEACH, FL | 105 | $ 17,797,000 | $ 169,000 | $ 58,000 |
| ERIE, PA | 104 | $ 15,613,000 | $ 150,000 | $ 64,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 103 | $ 19,559,000 | $ 189,500 | $ 40,500 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 100 | $ 13,920,000 | $ 129,000 | $ 43,000 |
| DULUTH, MN-WI | 100 | $ 14,690,000 | $ 138,500 | $ 61,000 |
| PRESCOTT, AZ | 95 | $ 19,709,000 | $ 207,000 | $ 58,000 |
| MOUNT VERNON-ANACORTES, WA | 94 | $ 20,239,000 | $ 215,000 | $ 76,000 |
| PUNTA GORDA, FL | 94 | $ 17,053,000 | $ 181,000 | $ 73,000 |
| SPRINGFIELD, MA | 94 | $ 19,224,000 | $ 204,000 | $ 33,000 |
| MORGANTOWN, WV | 93 | $ 17,473,000 | $ 187,000 | $ 71,000 |
| YUBA CITY, CA | 92 | $ 17,963,000 | $ 195,000 | $ 59,000 |
| ROCHESTER, NY | 91 | $ 12,967,000 | $ 142,000 | $ 62,000 |
| CHARLOTTESVILLE, VA | 90 | $ 20,419,000 | $ 226,000 | $ 68,000 |
| LANCASTER, PA | 90 | $ 16,922,000 | $ 188,000 | $ 58,000 |
| DAYTON, OH | 89 | $ 12,542,000 | $ 140,000 | $ 29,000 |
| GREENSBORO-HIGH POINT, NC | 88 | $ 17,656,000 | $ 200,000 | $ 32,000 |
| AMES, IA | 87 | $ 13,619,000 | $ 156,000 | $ 70,000 |
| CLARKSVILLE, TN-KY | 86 | $ 13,774,000 | $ 138,000 | $ 45,500 |
| TRENTON-EWING, NJ | 86 | $ 20,423,000 | $ 237,000 | $ 59,000 |
| CORPUS CHRISTI, TX | 85 | $ 13,908,000 | $ 163,000 | $ 59,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 85 | $ 18,539,000 | $ 218,000 | $ 43,000 |
| WHEELING, WV-OH | 83 | $ 9,858,000 | $ 121,500 | $ 71,000 |
| SCRANTON--WILKES-BARRE, PA | 81 | $ 12,400,000 | $ 153,000 | $ 53,000 |
| SPARTANBURG, SC | 79 | $ 12,965,000 | $ 164,000 | $ 47,000 |
| TULSA, OK | 79 | $ 13,036,000 | $ 165,000 | $ 44,000 |
| PALM COAST, FL | 78 | $ 14,155,000 | $ 181,000 | $ 74,000 |
| JOPLIN, MO | 77 | $ 10,705,000 | $ 139,000 | $ 49,000 |
| MOBILE, AL | 76 | $ 11,184,000 | $ 147,000 | $ 35,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 75 | $ 14,092,000 | $ 187,000 | $ 50,000 |
| IDAHO FALLS, ID | 75 | $ 11,500,000 | $ 153,000 | $ 61,000 |
| WINSTON-SALEM, NC | 75 | $ 13,255,000 | $ 176,000 | $ 17,000 |
| BAY CITY, MI | 73 | $ 8,396,000 | $ 115,000 | $ 65,000 |
| MEDFORD, OR | 72 | $ 15,946,000 | $ 221,000 | $ 65,000 |
| LAFAYETTE, LA | 70 | $ 15,167,000 | $ 216,000 | $ 81,000 |
| HANFORD-CORCORAN, CA | 69 | $ 12,582,000 | $ 182,000 | $ 68,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 68 | $ 14,839,000 | $ 218,000 | $ 87,000 |
| MONTGOMERY, AL | 68 | $ 11,729,000 | $ 172,000 | $ 36,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 67 | $ 12,814,000 | $ 191,000 | $ 56,000 |
| WINCHESTER, VA-WV | 67 | $ 13,511,000 | $ 211,000 | $ 49,500 |
| ALBANY, GA | 66 | $ 10,006,000 | $ 151,000 | $ 74,000 |
| AUBURN-OPELIKA, AL | 66 | $ 13,160,000 | $ 199,000 | $ 39,000 |
| JACKSON, MS | 66 | $ 10,831,000 | $ 164,000 | $ 41,000 |
| MUSKEGON-NORTON SHORES, MI | 66 | $ 8,483,000 | $ 128,000 | $ 49,000 |
| NORWICH-NEW LONDON, CT | 66 | $ 13,930,000 | $ 211,000 | $ 64,000 |
| RACINE, WI | 66 | $ 12,106,000 | $ 183,000 | $ 47,000 |
| GAINESVILLE, FL | 65 | $ 11,178,000 | $ 171,000 | $ 79,000 |
| GAINESVILLE, GA | 65 | $ 13,282,000 | $ 204,000 | $ 53,000 |
| NILES-BENTON HARBOR, MI | 65 | $ 10,164,000 | $ 156,000 | $ 41,000 |
| APPLETON, WI | 64 | $ 11,295,000 | $ 176,000 | $ 68,000 |
| ROANOKE, VA | 63 | $ 12,395,000 | $ 196,000 | $ 47,000 |
| CLEVELAND, TN | 62 | $ 8,105,000 | $ 130,000 | $ 43,000 |
| FAYETTEVILLE, NC | 62 | $ 11,373,000 | $ 183,000 | $ 46,000 |
| ASHEVILLE, NC | 61 | $ 15,101,000 | $ 247,000 | $ 27,000 |
| COLUMBUS, GA-AL | 59 | $ 9,894,000 | $ 151,000 | $ 33,000 |
| LUBBOCK, TX | 59 | $ 8,051,000 | $ 136,000 | $ 49,000 |
| TUSCALOOSA, AL | 59 | $ 10,176,000 | $ 172,000 | $ 16,000 |
| BATTLE CREEK, MI | 58 | $ 6,750,000 | $ 116,000 | $ 46,000 |
| LOGAN, UT-ID | 58 | $ 10,028,000 | $ 168,500 | $ 58,500 |
| READING, PA | 57 | $ 10,230,000 | $ 179,000 | $ 55,000 |
| CHARLESTON, WV | 55 | $ 8,428,000 | $ 153,000 | $ 73,000 |
| HICKORY-LENOIR-MORGANTON, NC | 55 | $ 11,109,000 | $ 201,000 | $ 33,000 |
| FLAGSTAFF, AZ | 54 | $ 14,276,000 | $ 264,000 | $ 116,000 |
| LAS CRUCES, NM | 54 | $ 10,658,000 | $ 197,000 | $ 36,000 |
| MANKATO-NORTH MANKATO, MN | 54 | $ 8,652,000 | $ 160,000 | $ 59,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 54 | $ 7,125,000 | $ 140,000 | $ 63,000 |
| SHERMAN-DENISON, TX | 51 | $ 8,896,000 | $ 174,000 | $ 95,000 |
| AMARILLO, TX | 50 | $ 8,421,000 | $ 168,000 | $ 52,000 |
| DOTHAN, AL | 50 | $ 7,590,000 | $ 151,000 | $ 19,000 |
| JEFFERSON CITY, MO | 50 | $ 6,290,000 | $ 125,000 | $ 44,000 |
| BLOOMINGTON, IN | 49 | $ 7,767,000 | $ 158,000 | $ 23,000 |
| DOVER, DE | 49 | $ 10,755,000 | $ 219,000 | $ 50,000 |
| OCEAN CITY, NJ | 49 | $ 12,364,000 | $ 252,000 | $ 92,000 |
| BROWNSVILLE-HARLINGEN, TX | 48 | $ 7,687,000 | $ 160,000 | $ 108,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 48 | $ 7,265,000 | $ 148,500 | $ 36,500 |
| LYNCHBURG, VA | 48 | $ 9,866,000 | $ 205,000 | $ 37,000 |
| WENATCHEE-EAST WENATCHEE, WA | 48 | $ 11,427,000 | $ 238,000 | $ 71,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 47 | $ 7,681,000 | $ 155,000 | $ 47,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 47 | $ 6,720,000 | $ 142,500 | $ 38,500 |
| ANDERSON, SC | 46 | $ 8,131,000 | $ 176,000 | $ 46,000 |
| ALTOONA, PA | 45 | $ 5,535,000 | $ 123,000 | $ 69,000 |
| PUEBLO, CO | 44 | $ 6,452,000 | $ 146,000 | $ 46,000 |
| SHREVEPORT-BOSSIER CITY, LA | 44 | $ 8,040,000 | $ 182,000 | $ 34,000 |
| SPRINGFIELD, IL | 44 | $ 6,894,000 | $ 156,000 | $ 24,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 43 | $ 7,184,000 | $ 114,500 | $ 69,000 |
| LONGVIEW, WA | 42 | $ 7,916,000 | $ 188,000 | $ 59,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 41 | $ 7,031,000 | $ 171,000 | $ 42,000 |
| GREENVILLE, NC | 40 | $ 6,184,000 | $ 154,000 | $ 20,000 |
| VICTORIA, TX | 40 | $ 5,779,000 | $ 144,000 | $ 106,000 |
| SIOUX CITY, IA-NE-SD | 39 | $ 6,301,000 | $ 159,333 | $ 63,000 |
| ANDERSON, IN | 38 | $ 5,162,000 | $ 135,000 | $ 45,000 |
| DALTON, GA | 38 | $ 5,773,000 | $ 151,000 | $ 43,000 |
| ST. CLOUD, MN | 38 | $ 6,976,000 | $ 183,000 | $ 64,000 |
| JANESVILLE, WI | 37 | $ 5,341,000 | $ 144,000 | $ 57,000 |
| STATE COLLEGE, PA | 37 | $ 7,499,000 | $ 202,000 | $ 66,000 |
| FARGO, ND-MN | 36 | $ 6,252,000 | $ 173,000 | $ 33,000 |
| YUMA, AZ | 36 | $ 5,501,000 | $ 152,000 | $ 27,000 |
| HATTIESBURG, MS | 35 | $ 5,616,000 | $ 160,000 | $ 20,000 |
| LAWRENCE, KS | 35 | $ 6,080,000 | $ 173,000 | $ 52,000 |
| SALISBURY, MD | 35 | $ 6,708,000 | $ 191,000 | $ 45,000 |
| ABILENE, TX | 34 | $ 5,753,000 | $ 169,000 | $ 59,000 |
| OSHKOSH-NEENAH, WI | 34 | $ 5,826,000 | $ 171,000 | $ 67,000 |
| SPRINGFIELD, OH | 34 | $ 4,209,000 | $ 123,000 | $ 39,000 |
| LAWTON, OK | 33 | $ 5,425,000 | $ 164,000 | $ 51,000 |
| LONGVIEW, TX | 33 | $ 5,260,000 | $ 159,000 | $ 50,000 |
| ROCHESTER, MN | 33 | $ 5,857,000 | $ 177,000 | $ 75,000 |
| ROCKFORD, IL | 33 | $ 5,257,000 | $ 159,000 | $ 38,000 |
| ST. JOSEPH, MO-KS | 33 | $ 4,812,000 | $ 121,000 | $ 24,500 |
| GLENS FALLS, NY | 32 | $ 5,757,000 | $ 179,000 | $ 81,000 |
| MANHATTAN, KS | 32 | $ 6,178,000 | $ 193,000 | $ 83,000 |
| EAU CLAIRE, WI | 31 | $ 4,866,000 | $ 156,000 | $ 46,000 |
| FLORENCE, SC | 31 | $ 4,959,000 | $ 159,000 | $ 13,000 |
| MIDLAND, TX | 31 | $ 6,763,000 | $ 218,000 | $ 79,000 |
| EL CENTRO, CA | 30 | $ 5,019,000 | $ 167,000 | $ 59,000 |
| MACON, GA | 30 | $ 5,574,000 | $ 185,000 | $ 44,000 |
| FARMINGTON, NM | 29 | $ 4,845,000 | $ 167,000 | $ 58,000 |
| TYLER, TX | 29 | $ 4,494,000 | $ 154,000 | $ 36,000 |
| CORVALLIS, OR | 28 | $ 6,234,000 | $ 222,000 | $ 71,000 |
| KINGSTON, NY | 28 | $ 5,347,000 | $ 190,000 | $ 77,000 |
| WARNER ROBINS, GA | 28 | $ 4,570,000 | $ 163,000 | $ 39,000 |
| LAFAYETTE, IN | 27 | $ 4,913,000 | $ 181,000 | $ 27,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 26 | $ 3,282,000 | $ 128,333 | $ 28,333 |
| ATHENS-CLARKE COUNTY, GA | 25 | $ 4,922,000 | $ 196,000 | $ 26,000 |
| LEBANON, PA | 25 | $ 4,495,000 | $ 179,000 | $ 58,000 |
| ELKHART-GOSHEN, IN | 24 | $ 3,104,000 | $ 129,000 | $ 30,000 |
| LA CROSSE, WI-MN | 24 | $ 4,314,000 | $ 172,000 | $ 49,500 |
| CHEYENNE, WY | 23 | $ 4,633,000 | $ 201,000 | $ 23,000 |
| HARRISONBURG, VA | 23 | $ 4,057,000 | $ 176,000 | $ 54,000 |
| MICHIGAN CITY-LA PORTE, IN | 23 | $ 4,066,000 | $ 176,000 | $ 39,000 |
| PASCAGOULA, MS | 23 | $ 3,540,000 | $ 153,000 | $ 71,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 23 | $ 3,101,000 | $ 134,000 | $ 35,000 |
| CEDAR RAPIDS, IA | 22 | $ 3,385,000 | $ 153,000 | $ 100,000 |
| ELIZABETHTOWN, KY | 22 | $ 3,355,000 | $ 152,000 | $ 32,000 |
| GRAND JUNCTION, CO | 22 | $ 5,025,000 | $ 228,000 | $ 42,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 22 | $ 2,371,000 | $ 117,000 | $ 47,000 |
| BRUNSWICK, GA | 21 | $ 3,534,000 | $ 168,000 | $ 49,000 |
| GADSDEN, AL | 21 | $ 2,870,000 | $ 136,000 | $ 51,000 |
| GULFPORT-BILOXI, MS | 21 | $ 3,235,000 | $ 154,000 | $ 60,000 |
| JACKSONVILLE, NC | 21 | $ 3,423,000 | $ 163,000 | $ 46,000 |
| JOHNSON CITY, TN | 21 | $ 3,809,000 | $ 181,000 | $ 93,000 |
| SAN ANGELO, TX | 21 | $ 2,999,000 | $ 142,000 | $ 112,000 |
| CHAMPAIGN-URBANA, IL | 20 | $ 2,762,000 | $ 138,000 | $ 58,000 |
| ODESSA, TX | 20 | $ 3,293,000 | $ 164,000 | $ 94,000 |
| ANNISTON-OXFORD, AL | 19 | $ 2,280,000 | $ 120,000 | $ 20,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 19 | $ 4,068,000 | $ 214,000 | $ 66,000 |
| KOKOMO, IN | 19 | $ 1,950,000 | $ 102,000 | $ 13,000 |
| BINGHAMTON, NY | 18 | $ 1,989,000 | $ 110,000 | $ 61,000 |
| CASPER, WY | 18 | $ 3,532,000 | $ 196,000 | $ 4,000 |
| MORRISTOWN, TN | 18 | $ 3,260,000 | $ 181,000 | $ 58,000 |
| SYRACUSE, NY | 18 | $ 3,281,000 | $ 182,000 | $ 67,000 |
| WAUSAU, WI | 18 | $ 2,753,000 | $ 152,000 | $ 48,000 |
| DECATUR, AL | 17 | $ 2,374,000 | $ 139,000 | $ 18,000 |
| TEXARKANA, TX-TEXARKANA, AR | 17 | $ 2,838,000 | $ 186,000 | $ 85,500 |
| HINESVILLE-FORT STEWART, GA | 16 | $ 2,434,000 | $ 152,000 | $ 55,000 |
| CUMBERLAND, MD-WV | 15 | $ 2,198,000 | $ 146,000 | $ 61,500 |
| DANVILLE, VA | 15 | $ 2,490,000 | $ 166,000 | $ 34,000 |
| GRAND FORKS, ND-MN | 15 | $ 2,578,000 | $ 171,500 | $ 30,000 |
| MANSFIELD, OH | 15 | $ 1,806,000 | $ 120,000 | $ 28,000 |
| UTICA-ROME, NY | 15 | $ 1,606,000 | $ 107,000 | $ 57,000 |
| BURLINGTON, NC | 14 | $ 2,582,000 | $ 184,000 | $ 15,000 |
| FOND DU LAC, WI | 14 | $ 2,303,000 | $ 164,000 | $ 68,000 |
| FORT SMITH, AR-OK | 14 | $ 2,444,000 | $ 190,500 | $ 88,000 |
| KANKAKEE-BRADLEY, IL | 14 | $ 2,281,000 | $ 162,000 | $ 9,000 |
| LAKE CHARLES, LA | 14 | $ 2,569,000 | $ 183,000 | $ 26,000 |
| MUNCIE, IN | 14 | $ 1,735,000 | $ 123,000 | $ 33,000 |
| PEORIA, IL | 14 | $ 1,926,000 | $ 137,000 | $ 25,000 |
| ROME, GA | 14 | $ 1,881,000 | $ 134,000 | $ 28,000 |
| BLOOMINGTON-NORMAL, IL | 13 | $ 2,489,000 | $ 191,000 | $ 55,000 |
| WATERLOO-CEDAR FALLS, IA | 13 | $ 2,146,000 | $ 165,000 | $ 23,000 |
| CARSON CITY, NV | 12 | $ 2,463,000 | $ 205,000 | $ 75,000 |
| MONROE, LA | 12 | $ 2,066,000 | $ 172,000 | $ 25,000 |
| ALEXANDRIA, LA | 11 | $ 1,803,000 | $ 163,000 | $ 65,000 |
| JOHNSTOWN, PA | 11 | $ 1,598,000 | $ 145,000 | $ 47,000 |
| SANDUSKY, OH | 11 | $ 1,334,000 | $ 121,000 | $ 20,000 |
| BOWLING GREEN, KY | 10 | $ 1,821,000 | $ 182,000 | $ 51,000 |
| DUBUQUE, IA | 10 | $ 1,138,000 | $ 113,000 | $ 36,000 |
| HOT SPRINGS, AR | 10 | $ 1,766,000 | $ 176,000 | $ 33,000 |
| OWENSBORO, KY | 10 | $ 1,678,000 | $ 167,000 | $ 33,000 |
| TERRE HAUTE, IN | 10 | $ 1,079,000 | $ 107,000 | $ 24,000 |
| WILLIAMSPORT, PA | 10 | $ 1,535,000 | $ 153,000 | $ 52,000 |
| FLORENCE-MUSCLE SHOALS, AL | 9 | $ 1,202,000 | $ 133,000 | $ 18,000 |
| GOLDSBORO, NC | 9 | $ 1,307,000 | $ 145,000 | $ 33,000 |
| SUMTER, SC | 9 | $ 1,539,000 | $ 171,000 | $ 22,000 |
| WICHITA FALLS, TX | 9 | $ 1,243,000 | $ 138,000 | $ 22,000 |
| JONESBORO, AR | 8 | $ 1,318,000 | $ 164,000 | $ 42,000 |
| LEWISTON, ID-WA | 8 | $ 1,611,000 | $ 157,000 | $ 36,000 |
| PITTSFIELD, MA | 8 | $ 1,418,000 | $ 177,000 | $ 47,000 |
| VALDOSTA, GA | 8 | $ 1,274,000 | $ 159,000 | $ 21,000 |
| BANGOR, ME | 7 | $ 1,207,000 | $ 172,000 | $ 30,000 |
| DECATUR, IL | 7 | $ 923,000 | $ 131,000 | $ 24,000 |
| FAIRBANKS, AK | 7 | $ 1,393,000 | $ 199,000 | $ 75,000 |
| LEWISTON-AUBURN, ME | 6 | $ 1,048,000 | $ 174,000 | $ 39,000 |
| PINE BLUFF, AR | 6 | $ 533,000 | $ 88,000 | $ 15,000 |
| ROCKY MOUNT, NC | 6 | $ 1,179,000 | $ 196,000 | $ 22,000 |
| ELMIRA, NY | 5 | $ 707,000 | $ 141,000 | $ 68,000 |
| JACKSON, TN | 5 | $ 698,000 | $ 139,000 | $ 25,000 |
| IOWA CITY, IA | 3 | $ 623,000 | $ 207,000 | $ 17,000 |
| LIMA, OH | 3 | $ 357,000 | $ 119,000 | $ 10,000 |
| COLUMBUS, IN | 2 | $ 162,000 | $ 81,000 | $ 0 |
| DANVILLE, IL | 2 | $ 308,000 | $ 154,000 | $ 35,000 |
| ITHACA, NY | 2 | $ 345,000 | $ 172,000 | $ 112,000 |
Mortgage Loan Application Detail Totals for Flagstar Bank, N.A. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 119,254 | $29,300,201,000 | $245,000 | $2,385,000 | $78,000 | $4,294,000 |
| Home Purchase | 68,719 | $15,612,414,000 | $227,000 | $3,150,000 | $83,000 | $4,000,000 |
| Home Improvement | 3,835 | $931,686,000 | $242,000 | $1,419,000 | $100,000 | $4,515,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 99,517 | $22,885,716,000 | $229,000 | $2,385,000 | $101,000 | $4,515,000 |
| Not applicable | 42,063 | $9,574,880,000 | $227,000 | $3,150,000 | $0 | $0 |
| Asian | 24,377 | $7,402,111,000 | $303,000 | $2,240,000 | $126,000 | $2,617,000 |
| Hispanic | 11,522 | $2,528,590,000 | $219,000 | $1,714,000 | $81,000 | $2,294,000 |
| Not Provided | 8,019 | $2,122,099,000 | $264,000 | $1,520,000 | $109,000 | $2,142,000 |
| Black or African American | 5,520 | $1,130,528,000 | $204,000 | $2,000,000 | $73,000 | $1,847,000 |
| Native Hawaiian or Other Pacific Islander | 440 | $123,909,000 | $281,000 | $732,000 | $98,000 | $1,500,000 |
| American Indian or Alaskan Native | 350 | $76,468,000 | $218,000 | $774,000 | $90,000 | $599,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 139,966 | $35,208,331,000 | $251,000 | $3,150,000 | $95,000 | $4,515,000 |
| FHA-insured (Federal Housing Administration) | 34,438 | $6,517,178,000 | $189,000 | $951,000 | $34,000 | $1,200,000 |
| VA-guaranteed (Veterans Administration) | 15,274 | $3,819,890,000 | $250,000 | $894,000 | $60,000 | $1,010,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2,130 | $298,902,000 | $140,000 | $405,000 | $45,000 | $111,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 114,406 | $27,657,833,000 | $241,000 | $3,150,000 | $104,000 | $4,515,000 |
| Loan Purchased By The Institution | 42,050 | $9,568,692,000 | $227,000 | $848,000 | $0 | $0 |
| Application Denied By Financial Institution | 21,492 | $5,206,885,000 | $242,000 | $2,385,000 | $98,000 | $4,513,000 |
| Application Approved But Not Accepted | 13,680 | $3,376,308,000 | $246,000 | $1,505,000 | $101,000 | $1,903,000 |
| Application Withdrawn By Applicant | 112 | $22,115,000 | $197,000 | $1,360,000 | $93,000 | $1,200,000 |
| File Closed For Incompleteness | 68 | $12,468,000 | $183,000 | $626,000 | $91,000 | $500,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 5,952 | $1,384,149,000 | $232,000 | $1,342,000 | $112,000 | $1,946,000 |
| Debt-To-Income Ratio | 5,775 | $1,488,770,000 | $257,000 | $2,385,000 | $69,000 | $1,025,000 |
| Credit Application Incomplete | 4,651 | $1,168,042,000 | $251,000 | $1,575,000 | $107,000 | $2,400,000 |
| Other | 2,171 | $491,540,000 | $226,000 | $2,000,000 | $128,000 | $1,500,000 |
| Credit History | 1,710 | $380,074,000 | $222,000 | $1,650,000 | $87,000 | $4,513,000 |
| Unverifiable Information | 582 | $140,949,000 | $242,000 | $1,028,000 | $104,000 | $1,055,000 |
| Mortgage Insurance Denied | 271 | $54,898,000 | $202,000 | $392,000 | $89,000 | $528,000 |
| Employment History | 265 | $66,723,000 | $251,000 | $2,240,000 | $81,000 | $658,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 115 | $31,740,000 | $276,000 | $2,000,000 | $102,000 | $771,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagstar Bank, N.A.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Flagstar Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.