Flagstar Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Flagstar Bank, N.A. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Flagstar Bank, N.A. 5151 Corporate Drive Hicksville, NY 48098 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 149,350 |
| Total Mortgage Loan Application Amount | $40,933,710,000 |
| Average Mortgage Loan Application Amount | $230,500 |
| Highest Mortgage Loan Application Amount | $25,005,000 |
| Average Applicant Income | $118,500 |
| Highest Applicant Income | $4,560,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Flagstar Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Flagstar Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Flagstar Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Flagstar Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Flagstar Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Flagstar Bank, N.A.'s mortgage activity for 2018.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 12,120 | $ 2,231,770,000 | $ 192,708 | $ 89,208 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 6,901 | $ 2,950,725,000 | $ 427,000 | $ 143,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 5,322 | $ 906,600,000 | $ 170,000 | $ 94,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 4,660 | $ 1,386,330,000 | $ 297,000 | $ 115,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 4,291 | $ 1,127,415,000 | $ 262,000 | $ 116,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 4,147 | $ 1,050,745,000 | $ 253,000 | $ 125,000 |
| DENVER-AURORA-LAKEWOOD, CO | 3,464 | $ 1,122,350,000 | $ 324,000 | $ 118,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 2,949 | $ 1,163,375,000 | $ 390,500 | $ 147,500 |
| SAN DIEGO-CARLSBAD, CA | 2,574 | $ 1,119,940,000 | $ 435,000 | $ 134,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 2,385 | $ 1,089,115,000 | $ 456,000 | $ 165,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 2,322 | $ 547,400,000 | $ 235,000 | $ 107,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 2,320 | $ 560,680,000 | $ 241,000 | $ 103,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2,285 | $ 549,615,000 | $ 219,000 | $ 88,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 2,258 | $ 335,840,000 | $ 148,000 | $ 90,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 2,066 | $ 1,030,740,000 | $ 498,000 | $ 169,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 2,063 | $ 943,075,000 | $ 457,000 | $ 164,000 |
| DALLAS-PLANO-IRVING, TX | 1,957 | $ 566,345,000 | $ 289,000 | $ 137,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,837 | $ 637,695,000 | $ 344,000 | $ 129,250 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 1,834 | $ 594,390,000 | $ 324,000 | $ 128,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,734 | $ 404,900,000 | $ 233,000 | $ 100,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 1,660 | $ 451,540,000 | $ 272,000 | $ 104,000 |
| KANSAS CITY, MO-KS | 1,648 | $ 343,130,000 | $ 211,000 | $ 101,500 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,400 | $ 330,890,000 | $ 236,000 | $ 89,000 |
| ST. LOUIS, MO-IL | 1,379 | $ 276,335,000 | $ 187,000 | $ 95,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 1,330 | $ 354,450,000 | $ 266,000 | $ 123,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,328 | $ 346,990,000 | $ 261,000 | $ 109,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1,268 | $ 392,600,000 | $ 305,000 | $ 114,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,191 | $ 327,145,000 | $ 274,000 | $ 118,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1,181 | $ 731,875,000 | $ 619,000 | $ 217,000 |
| AUSTIN-ROUND ROCK, TX | 1,180 | $ 379,390,000 | $ 321,000 | $ 156,000 |
| SALT LAKE CITY, UT | 1,114 | $ 313,060,000 | $ 281,000 | $ 107,000 |
| GRAND RAPIDS-WYOMING, MI | 1,061 | $ 144,375,000 | $ 136,000 | $ 79,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 1,042 | $ 416,950,000 | $ 400,000 | $ 146,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 1,023 | $ 283,555,000 | $ 277,000 | $ 108,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 970 | $ 251,750,000 | $ 259,000 | $ 107,000 |
| TUCSON, AZ | 954 | $ 211,720,000 | $ 221,000 | $ 94,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 951 | $ 230,275,000 | $ 248,500 | $ 105,000 |
| FRESNO, CA | 873 | $ 231,525,000 | $ 265,000 | $ 122,000 |
| COLUMBUS, OH | 844 | $ 163,310,000 | $ 193,000 | $ 90,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 834 | $ 611,920,000 | $ 733,000 | $ 252,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 778 | $ 334,870,000 | $ 430,000 | $ 158,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 772 | $ 193,600,000 | $ 250,000 | $ 109,000 |
| PROVO-OREM, UT | 772 | $ 224,440,000 | $ 290,000 | $ 112,000 |
| LANSING-EAST LANSING, MI | 742 | $ 93,450,000 | $ 125,000 | $ 76,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 735 | $ 143,185,000 | $ 194,000 | $ 96,000 |
| PROVIDENCE-WARWICK, RI-MA | 729 | $ 180,815,000 | $ 254,000 | $ 99,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 719 | $ 256,815,000 | $ 357,000 | $ 130,000 |
| FORT WORTH-ARLINGTON, TX | 709 | $ 162,785,000 | $ 229,000 | $ 108,000 |
| CAPE CORAL-FORT MYERS, FL | 674 | $ 165,570,000 | $ 245,000 | $ 139,000 |
| SANTA ROSA, CA | 643 | $ 284,655,000 | $ 442,000 | $ 148,000 |
| JACKSON, MI | 638 | $ 63,850,000 | $ 100,000 | $ 67,000 |
| PITTSBURGH, PA | 637 | $ 110,215,000 | $ 173,000 | $ 82,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 615 | $ 113,085,000 | $ 168,000 | $ 94,500 |
| TACOMA-LAKEWOOD, WA | 606 | $ 197,700,000 | $ 326,000 | $ 123,000 |
| NEWARK, NJ-PA | 604 | $ 190,240,000 | $ 212,000 | $ 117,000 |
| OGDEN-CLEARFIELD, UT | 600 | $ 159,400,000 | $ 265,000 | $ 99,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 594 | $ 124,340,000 | $ 209,000 | $ 94,000 |
| BOISE CITY, ID | 590 | $ 140,640,000 | $ 238,000 | $ 96,000 |
| COLORADO SPRINGS, CO | 564 | $ 164,890,000 | $ 292,000 | $ 107,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 563 | $ 141,275,000 | $ 250,000 | $ 124,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 562 | $ 250,010,000 | $ 444,000 | $ 191,000 |
| SPOKANE-SPOKANE VALLEY, WA | 560 | $ 119,060,000 | $ 212,000 | $ 84,000 |
| STOCKTON-LODI, CA | 549 | $ 176,175,000 | $ 320,000 | $ 124,000 |
| BOSTON, MA | 543 | $ 195,855,000 | $ 360,000 | $ 119,000 |
| JACKSONVILLE, FL | 531 | $ 126,445,000 | $ 238,000 | $ 94,000 |
| MODESTO, CA | 525 | $ 139,275,000 | $ 265,000 | $ 129,000 |
| SANTA CRUZ-WATSONVILLE, CA | 524 | $ 291,930,000 | $ 557,000 | $ 192,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 521 | $ 184,605,000 | $ 354,000 | $ 119,000 |
| FLINT, MI | 513 | $ 60,065,000 | $ 117,000 | $ 64,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 499 | $ 99,835,000 | $ 200,000 | $ 92,000 |
| PORT ST. LUCIE, FL | 483 | $ 100,065,000 | $ 207,000 | $ 92,000 |
| MEMPHIS, TN-MS-AR | 459 | $ 88,405,000 | $ 182,666 | $ 91,666 |
| CHARLESTON-NORTH CHARLESTON, SC | 458 | $ 129,710,000 | $ 283,000 | $ 120,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 457 | $ 91,855,000 | $ 199,500 | $ 100,500 |
| ANN ARBOR, MI | 455 | $ 96,125,000 | $ 211,000 | $ 122,000 |
| WICHITA, KS | 453 | $ 68,485,000 | $ 151,000 | $ 77,000 |
| EUGENE, OR | 452 | $ 119,200,000 | $ 263,000 | $ 110,000 |
| CLEVELAND-ELYRIA, OH | 445 | $ 76,035,000 | $ 170,000 | $ 79,000 |
| VALLEJO-FAIRFIELD, CA | 443 | $ 156,875,000 | $ 354,000 | $ 120,000 |
| KENNEWICK-RICHLAND, WA | 426 | $ 98,440,000 | $ 231,000 | $ 96,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 421 | $ 83,695,000 | $ 211,000 | $ 98,500 |
| SALEM, OR | 414 | $ 97,720,000 | $ 236,000 | $ 93,000 |
| CINCINNATI, OH-KY-IN | 401 | $ 69,225,000 | $ 181,333 | $ 80,000 |
| OLYMPIA-TUMWATER, WA | 395 | $ 111,815,000 | $ 283,000 | $ 100,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 392 | $ 89,090,000 | $ 208,500 | $ 101,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 380 | $ 78,250,000 | $ 205,000 | $ 81,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 377 | $ 100,665,000 | $ 281,000 | $ 181,500 |
| GREELEY, CO | 371 | $ 108,255,000 | $ 291,000 | $ 106,000 |
| LAKELAND-WINTER HAVEN, FL | 369 | $ 63,495,000 | $ 172,000 | $ 63,000 |
| RALEIGH, NC | 362 | $ 92,240,000 | $ 254,000 | $ 111,000 |
| WORCESTER, MA-CT | 344 | $ 85,080,000 | $ 220,000 | $ 94,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 336 | $ 74,040,000 | $ 220,000 | $ 101,000 |
| BAKERSFIELD, CA | 332 | $ 74,110,000 | $ 223,000 | $ 110,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 330 | $ 66,640,000 | $ 201,000 | $ 98,000 |
| OKLAHOMA CITY, OK | 329 | $ 69,045,000 | $ 209,000 | $ 128,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 326 | $ 70,550,000 | $ 216,000 | $ 86,000 |
| CAMDEN, NJ | 323 | $ 70,085,000 | $ 216,000 | $ 101,000 |
| REDDING, CA | 317 | $ 76,085,000 | $ 240,000 | $ 81,000 |
| GREEN BAY, WI | 311 | $ 54,325,000 | $ 174,000 | $ 80,000 |
| RICHMOND, VA | 291 | $ 67,325,000 | $ 231,000 | $ 97,000 |
| ALBUQUERQUE, NM | 287 | $ 53,805,000 | $ 187,000 | $ 84,000 |
| NEW HAVEN-MILFORD, CT | 276 | $ 49,970,000 | $ 181,000 | $ 82,000 |
| RENO, NV | 275 | $ 87,445,000 | $ 317,000 | $ 120,000 |
| FORT COLLINS, CO | 274 | $ 78,830,000 | $ 287,000 | $ 113,000 |
| SAN RAFAEL, CA | 273 | $ 172,385,000 | $ 631,000 | $ 221,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 267 | $ 87,245,000 | $ 326,000 | $ 175,000 |
| URBAN HONOLULU, HI | 265 | $ 125,505,000 | $ 473,000 | $ 116,000 |
| CLARKSVILLE, TN-KY | 258 | $ 47,800,000 | $ 181,500 | $ 68,000 |
| EVANSVILLE, IN-KY | 258 | $ 34,380,000 | $ 136,000 | $ 77,000 |
| BIRMINGHAM-HOOVER, AL | 255 | $ 49,435,000 | $ 193,000 | $ 78,000 |
| VISALIA-PORTERVILLE, CA | 254 | $ 56,970,000 | $ 224,000 | $ 178,000 |
| DES MOINES-WEST DES MOINES, IA | 249 | $ 51,855,000 | $ 208,000 | $ 85,000 |
| CHATTANOOGA, TN-GA | 243 | $ 47,955,000 | $ 176,500 | $ 78,500 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 243 | $ 59,635,000 | $ 245,000 | $ 119,000 |
| SAVANNAH, GA | 235 | $ 48,855,000 | $ 207,000 | $ 109,000 |
| MERCED, CA | 234 | $ 50,100,000 | $ 214,000 | $ 88,000 |
| NEW ORLEANS-METAIRIE, LA | 234 | $ 46,490,000 | $ 198,000 | $ 99,000 |
| ANCHORAGE, AK | 227 | $ 73,965,000 | $ 325,000 | $ 109,000 |
| LAREDO, TX | 222 | $ 41,680,000 | $ 187,000 | $ 78,000 |
| SALINAS, CA | 218 | $ 105,870,000 | $ 485,000 | $ 185,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 217 | $ 71,455,000 | $ 329,000 | $ 150,000 |
| ELGIN, IL | 215 | $ 45,755,000 | $ 212,000 | $ 83,000 |
| ST. GEORGE, UT | 209 | $ 55,105,000 | $ 263,000 | $ 100,000 |
| KALAMAZOO-PORTAGE, MI | 208 | $ 25,680,000 | $ 123,000 | $ 70,000 |
| HARRISBURG-CARLISLE, PA | 206 | $ 37,350,000 | $ 181,000 | $ 84,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 203 | $ 34,635,000 | $ 176,000 | $ 80,000 |
| SANTA MARIA-SANTA BARBARA, CA | 203 | $ 80,385,000 | $ 395,000 | $ 140,000 |
| AKRON, OH | 198 | $ 30,540,000 | $ 154,000 | $ 78,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 197 | $ 32,195,000 | $ 163,000 | $ 91,000 |
| OCALA, FL | 197 | $ 32,295,000 | $ 163,000 | $ 63,000 |
| LEXINGTON-FAYETTE, KY | 194 | $ 34,950,000 | $ 180,000 | $ 87,000 |
| ALTOONA, PA | 193 | $ 25,605,000 | $ 132,000 | $ 84,000 |
| WILMINGTON, DE-MD-NJ | 193 | $ 44,365,000 | $ 210,666 | $ 79,333 |
| TOLEDO, OH | 189 | $ 23,765,000 | $ 125,000 | $ 68,000 |
| PHILADELPHIA, PA | 184 | $ 36,100,000 | $ 196,000 | $ 91,000 |
| KILLEEN-TEMPLE, TX | 183 | $ 34,045,000 | $ 186,000 | $ 106,000 |
| SPRINGFIELD, MO | 180 | $ 26,260,000 | $ 145,000 | $ 77,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 178 | $ 51,440,000 | $ 288,000 | $ 126,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 171 | $ 37,335,000 | $ 199,500 | $ 129,000 |
| BILLINGS, MT | 169 | $ 35,015,000 | $ 207,000 | $ 80,000 |
| ERIE, PA | 168 | $ 22,750,000 | $ 135,000 | $ 72,000 |
| BOULDER, CO | 166 | $ 63,230,000 | $ 380,000 | $ 128,000 |
| COLUMBIA, SC | 164 | $ 34,720,000 | $ 211,000 | $ 87,000 |
| EL PASO, TX | 159 | $ 31,815,000 | $ 200,000 | $ 143,000 |
| IDAHO FALLS, ID | 159 | $ 30,225,000 | $ 190,000 | $ 79,000 |
| BEND-REDMOND, OR | 156 | $ 45,540,000 | $ 291,000 | $ 106,000 |
| MANCHESTER-NASHUA, NH | 154 | $ 41,680,000 | $ 270,000 | $ 110,000 |
| GARY, IN | 151 | $ 26,905,000 | $ 178,000 | $ 127,000 |
| GREAT FALLS, MT | 151 | $ 29,805,000 | $ 197,000 | $ 83,000 |
| RAPID CITY, SD | 151 | $ 34,555,000 | $ 228,000 | $ 160,000 |
| LAFAYETTE, LA | 150 | $ 26,920,000 | $ 179,000 | $ 72,000 |
| COLLEGE STATION-BRYAN, TX | 149 | $ 32,825,000 | $ 220,000 | $ 128,000 |
| KNOXVILLE, TN | 149 | $ 31,075,000 | $ 208,000 | $ 71,000 |
| MCALLEN-EDINBURG-MISSION, TX | 147 | $ 26,395,000 | $ 179,000 | $ 109,000 |
| FORT WAYNE, IN | 145 | $ 23,395,000 | $ 161,000 | $ 71,000 |
| BREMERTON-SILVERDALE, WA | 143 | $ 48,865,000 | $ 341,000 | $ 137,000 |
| ALBANY, OR | 140 | $ 29,990,000 | $ 214,000 | $ 78,000 |
| ALBANY, GA | 136 | $ 23,970,000 | $ 176,000 | $ 111,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 132 | $ 27,840,000 | $ 214,000 | $ 110,000 |
| BEAUMONT-PORT ARTHUR, TX | 132 | $ 22,750,000 | $ 172,000 | $ 98,000 |
| MADERA, CA | 128 | $ 29,360,000 | $ 229,000 | $ 90,000 |
| PRESCOTT, AZ | 126 | $ 34,080,000 | $ 270,000 | $ 112,000 |
| PORTLAND-SOUTH PORTLAND, ME | 123 | $ 32,125,000 | $ 261,000 | $ 100,000 |
| MONROE, MI | 122 | $ 17,290,000 | $ 141,000 | $ 71,000 |
| YAKIMA, WA | 122 | $ 23,130,000 | $ 189,000 | $ 74,000 |
| BISMARCK, ND | 121 | $ 30,705,000 | $ 253,000 | $ 108,000 |
| SPRINGFIELD, MA | 120 | $ 27,770,000 | $ 231,000 | $ 107,000 |
| SHEBOYGAN, WI | 118 | $ 14,740,000 | $ 124,000 | $ 72,000 |
| ALBANY-SCHENECTADY-TROY, NY | 116 | $ 19,260,000 | $ 166,000 | $ 70,000 |
| BATTLE CREEK, MI | 116 | $ 12,380,000 | $ 106,000 | $ 63,000 |
| SAGINAW, MI | 116 | $ 13,590,000 | $ 117,000 | $ 67,000 |
| CANTON-MASSILLON, OH | 111 | $ 15,315,000 | $ 137,000 | $ 66,000 |
| PUNTA GORDA, FL | 111 | $ 21,455,000 | $ 193,000 | $ 112,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 110 | $ 23,370,000 | $ 212,000 | $ 97,000 |
| MADISON, WI | 107 | $ 24,955,000 | $ 233,000 | $ 87,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 106 | $ 10,860,000 | $ 104,500 | $ 52,500 |
| EAU CLAIRE, WI | 105 | $ 14,215,000 | $ 135,000 | $ 62,000 |
| AUBURN-OPELIKA, AL | 103 | $ 21,605,000 | $ 209,000 | $ 146,000 |
| COEUR D'ALENE, ID | 100 | $ 28,460,000 | $ 284,000 | $ 107,000 |
| SPARTANBURG, SC | 100 | $ 17,510,000 | $ 175,000 | $ 68,000 |
| LINCOLN, NE | 99 | $ 24,675,000 | $ 249,000 | $ 96,000 |
| SALISBURY, MD-DE | 99 | $ 23,525,000 | $ 235,000 | $ 111,500 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 98 | $ 17,560,000 | $ 179,000 | $ 72,000 |
| LOGAN, UT-ID | 98 | $ 20,980,000 | $ 212,000 | $ 71,500 |
| TULSA, OK | 98 | $ 22,480,000 | $ 229,000 | $ 110,000 |
| SIOUX FALLS, SD | 97 | $ 20,445,000 | $ 210,000 | $ 115,000 |
| SANTA FE, NM | 95 | $ 29,025,000 | $ 305,000 | $ 133,000 |
| CHICO, CA | 94 | $ 23,830,000 | $ 253,000 | $ 151,000 |
| GREENSBORO-HIGH POINT, NC | 93 | $ 19,745,000 | $ 212,000 | $ 96,000 |
| HANFORD-CORCORAN, CA | 91 | $ 21,075,000 | $ 231,000 | $ 80,000 |
| GRAND JUNCTION, CO | 90 | $ 21,930,000 | $ 243,000 | $ 76,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 89 | $ 25,535,000 | $ 286,000 | $ 127,000 |
| DURHAM-CHAPEL HILL, NC | 89 | $ 25,375,000 | $ 285,000 | $ 128,000 |
| HUNTSVILLE, AL | 89 | $ 17,755,000 | $ 199,000 | $ 107,000 |
| BATON ROUGE, LA | 88 | $ 17,200,000 | $ 195,000 | $ 87,000 |
| BARNSTABLE TOWN, MA | 87 | $ 24,965,000 | $ 286,000 | $ 122,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 86 | $ 23,760,000 | $ 276,000 | $ 140,000 |
| BAY CITY, MI | 84 | $ 9,620,000 | $ 114,000 | $ 68,000 |
| MUSKEGON, MI | 83 | $ 10,525,000 | $ 126,000 | $ 70,000 |
| WARNER ROBINS, GA | 83 | $ 16,425,000 | $ 197,000 | $ 63,000 |
| LAWRENCE, KS | 82 | $ 18,960,000 | $ 231,000 | $ 129,000 |
| WILMINGTON, NC | 79 | $ 18,295,000 | $ 231,000 | $ 93,000 |
| ASHEVILLE, NC | 78 | $ 20,330,000 | $ 260,000 | $ 164,000 |
| MOUNT VERNON-ANACORTES, WA | 77 | $ 20,835,000 | $ 270,000 | $ 138,000 |
| YUBA CITY, CA | 77 | $ 19,065,000 | $ 247,000 | $ 100,000 |
| TOPEKA, KS | 76 | $ 11,790,000 | $ 155,000 | $ 82,000 |
| GAINESVILLE, GA | 75 | $ 19,055,000 | $ 254,000 | $ 113,000 |
| DAYTON, OH | 74 | $ 11,220,000 | $ 151,000 | $ 85,000 |
| DOVER, DE | 74 | $ 16,930,000 | $ 228,000 | $ 71,000 |
| NAPA, CA | 73 | $ 32,355,000 | $ 443,000 | $ 182,000 |
| TRENTON, NJ | 73 | $ 16,325,000 | $ 223,000 | $ 111,000 |
| JOPLIN, MO | 72 | $ 9,860,000 | $ 136,000 | $ 72,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 70 | $ 8,520,000 | $ 121,000 | $ 79,000 |
| FARGO, ND-MN | 69 | $ 14,675,000 | $ 207,500 | $ 82,500 |
| JACKSON, MS | 68 | $ 12,860,000 | $ 189,000 | $ 104,000 |
| JOHNSTOWN, PA | 67 | $ 6,815,000 | $ 101,000 | $ 64,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 66 | $ 12,620,000 | $ 185,000 | $ 92,000 |
| LONGVIEW, WA | 65 | $ 14,845,000 | $ 228,000 | $ 89,000 |
| SEBRING, FL | 65 | $ 9,245,000 | $ 142,000 | $ 63,000 |
| DALTON, GA | 64 | $ 9,450,000 | $ 147,000 | $ 110,000 |
| SIOUX CITY, IA-NE-SD | 64 | $ 9,720,000 | $ 169,333 | $ 70,333 |
| YORK-HANOVER, PA | 64 | $ 11,590,000 | $ 181,000 | $ 82,000 |
| STATE COLLEGE, PA | 63 | $ 12,845,000 | $ 203,000 | $ 98,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 62 | $ 15,900,000 | $ 256,000 | $ 100,000 |
| CORPUS CHRISTI, TX | 62 | $ 13,150,000 | $ 212,000 | $ 125,000 |
| HOMOSASSA SPRINGS, FL | 62 | $ 12,000,000 | $ 193,000 | $ 71,000 |
| NORWICH-NEW LONDON, CT | 62 | $ 13,210,000 | $ 213,000 | $ 90,000 |
| APPLETON, WI | 61 | $ 12,375,000 | $ 202,000 | $ 79,000 |
| DULUTH, MN-WI | 60 | $ 9,640,000 | $ 158,000 | $ 102,000 |
| SIERRA VISTA-DOUGLAS, AZ | 60 | $ 11,820,000 | $ 197,000 | $ 74,000 |
| YUMA, AZ | 60 | $ 12,330,000 | $ 205,000 | $ 343,000 |
| CAPE GIRARDEAU, MO-IL | 59 | $ 9,015,000 | $ 152,000 | $ 69,000 |
| CARBONDALE-MARION, IL | 59 | $ 6,805,000 | $ 115,000 | $ 57,000 |
| COLUMBIA, MO | 59 | $ 10,135,000 | $ 171,000 | $ 67,000 |
| FAYETTEVILLE, NC | 58 | $ 9,830,000 | $ 169,000 | $ 68,000 |
| MEDFORD, OR | 58 | $ 17,510,000 | $ 301,000 | $ 146,000 |
| NILES-BENTON HARBOR, MI | 58 | $ 10,610,000 | $ 182,000 | $ 107,000 |
| TUSCALOOSA, AL | 58 | $ 9,970,000 | $ 171,000 | $ 89,000 |
| CORVALLIS, OR | 56 | $ 16,370,000 | $ 292,000 | $ 155,000 |
| ROCHESTER, NY | 55 | $ 9,925,000 | $ 180,000 | $ 93,000 |
| BELLINGHAM, WA | 54 | $ 15,860,000 | $ 293,000 | $ 130,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 54 | $ 7,870,000 | $ 145,000 | $ 68,000 |
| JEFFERSON CITY, MO | 53 | $ 8,395,000 | $ 158,000 | $ 64,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 53 | $ 34,685,000 | $ 654,000 | $ 174,000 |
| MONTGOMERY, AL | 53 | $ 10,065,000 | $ 189,000 | $ 93,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 52 | $ 10,180,000 | $ 193,500 | $ 76,500 |
| MISSOULA, MT | 52 | $ 14,360,000 | $ 276,000 | $ 310,000 |
| LUBBOCK, TX | 51 | $ 10,045,000 | $ 196,000 | $ 107,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 50 | $ 8,630,000 | $ 168,000 | $ 99,000 |
| WHEELING, WV-OH | 50 | $ 6,690,000 | $ 132,500 | $ 59,000 |
| FLAGSTAFF, AZ | 48 | $ 13,500,000 | $ 281,000 | $ 243,000 |
| PANAMA CITY, FL | 47 | $ 10,645,000 | $ 226,000 | $ 127,000 |
| ST. CLOUD, MN | 47 | $ 9,745,000 | $ 207,000 | $ 94,000 |
| WINSTON-SALEM, NC | 47 | $ 8,725,000 | $ 185,000 | $ 62,000 |
| PARKERSBURG-VIENNA, WV | 46 | $ 5,720,000 | $ 124,000 | $ 58,000 |
| PUEBLO, CO | 45 | $ 9,895,000 | $ 219,000 | $ 86,000 |
| CHEYENNE, WY | 44 | $ 11,270,000 | $ 256,000 | $ 154,000 |
| MORRISTOWN, TN | 44 | $ 7,530,000 | $ 171,000 | $ 60,000 |
| SEBASTIAN-VERO BEACH, FL | 44 | $ 7,680,000 | $ 174,000 | $ 84,000 |
| WACO, TX | 44 | $ 8,740,000 | $ 198,000 | $ 106,000 |
| WICHITA FALLS, TX | 42 | $ 5,890,000 | $ 140,000 | $ 70,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 41 | $ 8,635,000 | $ 210,000 | $ 131,000 |
| COLUMBUS, GA-AL | 41 | $ 8,245,000 | $ 205,500 | $ 69,500 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 41 | $ 9,395,000 | $ 229,000 | $ 104,000 |
| MANHATTAN, KS | 41 | $ 8,795,000 | $ 214,000 | $ 96,000 |
| RACINE, WI | 41 | $ 7,355,000 | $ 179,000 | $ 88,000 |
| ROANOKE, VA | 41 | $ 9,405,000 | $ 229,000 | $ 99,000 |
| ROCKFORD, IL | 41 | $ 5,705,000 | $ 139,000 | $ 65,000 |
| LANCASTER, PA | 40 | $ 6,960,000 | $ 174,000 | $ 70,000 |
| ROCHESTER, MN | 40 | $ 8,640,000 | $ 216,000 | $ 80,000 |
| SPRINGFIELD, OH | 40 | $ 5,020,000 | $ 125,000 | $ 58,000 |
| WINCHESTER, VA-WV | 40 | $ 8,960,000 | $ 193,500 | $ 70,000 |
| CHARLOTTESVILLE, VA | 39 | $ 9,445,000 | $ 242,000 | $ 87,000 |
| EAST STROUDSBURG, PA | 39 | $ 6,885,000 | $ 176,000 | $ 82,000 |
| AMARILLO, TX | 38 | $ 6,890,000 | $ 181,000 | $ 109,000 |
| OWENSBORO, KY | 38 | $ 5,570,000 | $ 146,000 | $ 70,000 |
| BLOOMINGTON, IN | 37 | $ 6,665,000 | $ 180,000 | $ 78,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 37 | $ 5,385,000 | $ 145,000 | $ 71,000 |
| THE VILLAGES, FL | 36 | $ 7,080,000 | $ 196,000 | $ 109,000 |
| ATHENS-CLARKE COUNTY, GA | 35 | $ 6,625,000 | $ 189,000 | $ 136,000 |
| LEWISTON, ID-WA | 35 | $ 6,995,000 | $ 200,000 | $ 86,500 |
| MIDLAND, MI | 35 | $ 4,685,000 | $ 133,000 | $ 73,000 |
| MORGANTOWN, WV | 35 | $ 5,955,000 | $ 170,000 | $ 83,000 |
| MUNCIE, IN | 35 | $ 3,845,000 | $ 109,000 | $ 53,000 |
| SYRACUSE, NY | 35 | $ 6,585,000 | $ 188,000 | $ 127,000 |
| READING, PA | 34 | $ 6,770,000 | $ 199,000 | $ 66,000 |
| WALLA WALLA, WA | 34 | $ 7,600,000 | $ 223,000 | $ 91,000 |
| BROWNSVILLE-HARLINGEN, TX | 33 | $ 5,715,000 | $ 173,000 | $ 117,000 |
| BURLINGTON, NC | 33 | $ 4,925,000 | $ 149,000 | $ 109,000 |
| SPRINGFIELD, IL | 33 | $ 4,705,000 | $ 142,000 | $ 109,000 |
| ST. JOSEPH, MO-KS | 33 | $ 4,325,000 | $ 131,000 | $ 76,000 |
| TWIN FALLS, ID | 33 | $ 7,495,000 | $ 227,000 | $ 152,000 |
| CLEVELAND, TN | 32 | $ 6,730,000 | $ 210,000 | $ 96,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 32 | $ 6,710,000 | $ 209,000 | $ 99,000 |
| GAINESVILLE, FL | 32 | $ 5,650,000 | $ 176,000 | $ 74,000 |
| LAS CRUCES, NM | 31 | $ 5,905,000 | $ 190,000 | $ 53,000 |
| SHERMAN-DENISON, TX | 31 | $ 5,815,000 | $ 187,000 | $ 92,000 |
| BLOOMINGTON, IL | 30 | $ 5,380,000 | $ 179,000 | $ 62,000 |
| EL CENTRO, CA | 30 | $ 6,260,000 | $ 208,000 | $ 86,000 |
| LYNCHBURG, VA | 30 | $ 5,900,000 | $ 196,000 | $ 74,000 |
| WENATCHEE, WA | 30 | $ 9,730,000 | $ 324,000 | $ 158,000 |
| MACON-BIBB COUNTY, GA | 29 | $ 4,115,000 | $ 141,000 | $ 83,000 |
| BRUNSWICK, GA | 28 | $ 7,310,000 | $ 261,000 | $ 180,000 |
| JANESVILLE-BELOIT, WI | 28 | $ 4,460,000 | $ 159,000 | $ 76,000 |
| LAWTON, OK | 28 | $ 4,000,000 | $ 142,000 | $ 67,000 |
| MIDLAND, TX | 28 | $ 5,800,000 | $ 207,000 | $ 99,000 |
| SHREVEPORT-BOSSIER CITY, LA | 27 | $ 5,605,000 | $ 207,000 | $ 73,000 |
| TALLAHASSEE, FL | 27 | $ 5,325,000 | $ 197,000 | $ 181,000 |
| MOBILE, AL | 26 | $ 4,550,000 | $ 175,000 | $ 69,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 25 | $ 6,905,000 | $ 276,000 | $ 108,000 |
| CHAMPAIGN-URBANA, IL | 25 | $ 3,935,000 | $ 157,000 | $ 72,000 |
| DOTHAN, AL | 25 | $ 5,275,000 | $ 211,000 | $ 51,000 |
| GRAND FORKS, ND-MN | 25 | $ 5,035,000 | $ 197,500 | $ 87,000 |
| HICKORY-LENOIR-MORGANTON, NC | 24 | $ 4,510,000 | $ 187,000 | $ 93,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 24 | $ 3,960,000 | $ 166,500 | $ 61,500 |
| ELIZABETHTOWN-FORT KNOX, KY | 23 | $ 5,035,000 | $ 218,000 | $ 78,000 |
| GRANTS PASS, OR | 23 | $ 6,635,000 | $ 288,000 | $ 92,000 |
| BANGOR, ME | 22 | $ 4,400,000 | $ 200,000 | $ 172,000 |
| ELKHART-GOSHEN, IN | 22 | $ 3,840,000 | $ 174,000 | $ 70,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 22 | $ 3,550,000 | $ 161,000 | $ 65,000 |
| KANKAKEE, IL | 22 | $ 3,510,000 | $ 159,000 | $ 68,000 |
| LA CROSSE-ONALASKA, WI-MN | 22 | $ 3,940,000 | $ 179,000 | $ 91,000 |
| LAKE CHARLES, LA | 22 | $ 4,200,000 | $ 190,000 | $ 84,000 |
| MICHIGAN CITY-LA PORTE, IN | 21 | $ 3,815,000 | $ 181,000 | $ 77,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 20 | $ 4,120,000 | $ 206,000 | $ 82,000 |
| FARMINGTON, NM | 20 | $ 4,020,000 | $ 201,000 | $ 73,000 |
| OCEAN CITY, NJ | 20 | $ 5,310,000 | $ 265,000 | $ 227,000 |
| OSHKOSH-NEENAH, WI | 20 | $ 2,780,000 | $ 139,000 | $ 84,000 |
| POCATELLO, ID | 20 | $ 3,570,000 | $ 178,000 | $ 89,000 |
| VALDOSTA, GA | 20 | $ 3,380,000 | $ 169,000 | $ 74,000 |
| GADSDEN, AL | 19 | $ 3,525,000 | $ 185,000 | $ 118,000 |
| HATTIESBURG, MS | 19 | $ 3,495,000 | $ 183,000 | $ 65,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 19 | $ 2,785,000 | $ 150,666 | $ 154,000 |
| ODESSA, TX | 19 | $ 3,705,000 | $ 195,000 | $ 374,000 |
| TYLER, TX | 19 | $ 4,025,000 | $ 211,000 | $ 114,000 |
| BOWLING GREEN, KY | 18 | $ 2,930,000 | $ 162,000 | $ 56,000 |
| ENID, OK | 18 | $ 3,130,000 | $ 173,000 | $ 157,000 |
| FORT SMITH, AR-OK | 18 | $ 3,040,000 | $ 168,500 | $ 60,000 |
| VICTORIA, TX | 18 | $ 2,750,000 | $ 152,000 | $ 102,000 |
| JACKSONVILLE, NC | 17 | $ 3,125,000 | $ 183,000 | $ 71,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 16 | $ 2,950,000 | $ 184,000 | $ 82,000 |
| KINGSTON, NY | 16 | $ 3,250,000 | $ 203,000 | $ 111,000 |
| PEORIA, IL | 16 | $ 2,550,000 | $ 159,000 | $ 65,000 |
| HOUMA-THIBODAUX, LA | 15 | $ 2,185,000 | $ 145,000 | $ 87,000 |
| LEBANON, PA | 15 | $ 2,255,000 | $ 150,000 | $ 70,000 |
| LONGVIEW, TX | 15 | $ 2,925,000 | $ 195,000 | $ 103,000 |
| STAUNTON-WAYNESBORO, VA | 15 | $ 3,445,000 | $ 229,000 | $ 65,000 |
| TERRE HAUTE, IN | 15 | $ 1,365,000 | $ 91,000 | $ 62,000 |
| WATERLOO-CEDAR FALLS, IA | 15 | $ 2,255,000 | $ 150,000 | $ 143,000 |
| DECATUR, AL | 14 | $ 2,320,000 | $ 165,000 | $ 74,000 |
| FLORENCE-MUSCLE SHOALS, AL | 14 | $ 2,180,000 | $ 155,000 | $ 114,000 |
| FOND DU LAC, WI | 14 | $ 1,970,000 | $ 140,000 | $ 86,000 |
| HOT SPRINGS, AR | 14 | $ 2,990,000 | $ 213,000 | $ 123,000 |
| MANSFIELD, OH | 14 | $ 1,600,000 | $ 114,000 | $ 43,000 |
| CARSON CITY, NV | 13 | $ 2,865,000 | $ 220,000 | $ 129,000 |
| CASPER, WY | 13 | $ 2,315,000 | $ 178,000 | $ 34,000 |
| CEDAR RAPIDS, IA | 13 | $ 2,395,000 | $ 184,000 | $ 145,000 |
| HAMMOND, LA | 13 | $ 1,805,000 | $ 138,000 | $ 114,000 |
| JOHNSON CITY, TN | 13 | $ 2,335,000 | $ 179,000 | $ 150,000 |
| MANKATO-NORTH MANKATO, MN | 13 | $ 3,305,000 | $ 254,000 | $ 693,000 |
| PITTSFIELD, MA | 13 | $ 3,445,000 | $ 265,000 | $ 302,000 |
| SAN ANGELO, TX | 13 | $ 2,105,000 | $ 161,000 | $ 106,000 |
| COLUMBUS, IN | 12 | $ 2,080,000 | $ 173,000 | $ 68,000 |
| GREENVILLE, NC | 12 | $ 2,530,000 | $ 210,000 | $ 71,000 |
| HARRISONBURG, VA | 12 | $ 2,650,000 | $ 220,000 | $ 92,000 |
| ROME, GA | 12 | $ 1,720,000 | $ 143,000 | $ 65,000 |
| CHARLESTON, WV | 11 | $ 1,205,000 | $ 109,000 | $ 70,000 |
| GLENS FALLS, NY | 11 | $ 1,585,000 | $ 144,000 | $ 80,000 |
| HINESVILLE, GA | 11 | $ 2,175,000 | $ 197,000 | $ 62,000 |
| JONESBORO, AR | 11 | $ 1,905,000 | $ 173,000 | $ 56,000 |
| LEWISTON-AUBURN, ME | 11 | $ 1,735,000 | $ 157,000 | $ 109,000 |
| TEXARKANA, TX-AR | 11 | $ 2,545,000 | $ 228,000 | $ 96,500 |
| VINELAND-BRIDGETON, NJ | 11 | $ 1,495,000 | $ 135,000 | $ 99,000 |
| WAUSAU, WI | 11 | $ 1,745,000 | $ 158,000 | $ 66,000 |
| BECKLEY, WV | 10 | $ 1,010,000 | $ 101,000 | $ 45,000 |
| DECATUR, IL | 10 | $ 1,210,000 | $ 121,000 | $ 46,000 |
| FAIRBANKS, AK | 10 | $ 3,170,000 | $ 317,000 | $ 285,000 |
| GETTYSBURG, PA | 10 | $ 2,410,000 | $ 241,000 | $ 104,000 |
| NEW BERN, NC | 10 | $ 1,980,000 | $ 198,000 | $ 89,000 |
| ABILENE, TX | 9 | $ 1,395,000 | $ 155,000 | $ 126,000 |
| GOLDSBORO, NC | 9 | $ 1,645,000 | $ 182,000 | $ 90,000 |
| PINE BLUFF, AR | 9 | $ 1,225,000 | $ 136,000 | $ 68,000 |
| ROCKY MOUNT, NC | 9 | $ 1,615,000 | $ 179,000 | $ 60,000 |
| UTICA-ROME, NY | 9 | $ 1,195,000 | $ 132,000 | $ 169,000 |
| WILLIAMSPORT, PA | 9 | $ 1,215,000 | $ 135,000 | $ 90,000 |
| ALEXANDRIA, LA | 8 | $ 1,640,000 | $ 205,000 | $ 84,000 |
| FLORENCE, SC | 8 | $ 1,440,000 | $ 180,000 | $ 130,000 |
| GRAND ISLAND, NE | 8 | $ 1,440,000 | $ 180,000 | $ 144,000 |
| KOKOMO, IN | 8 | $ 1,250,000 | $ 156,000 | $ 11,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 7 | $ 1,235,000 | $ 176,000 | $ 56,000 |
| DUBUQUE, IA | 7 | $ 1,335,000 | $ 190,000 | $ 59,000 |
| ELMIRA, NY | 7 | $ 675,000 | $ 96,000 | $ 43,000 |
| LIMA, OH | 7 | $ 775,000 | $ 110,000 | $ 81,000 |
| SUMTER, SC | 7 | $ 1,355,000 | $ 193,000 | $ 59,000 |
| BINGHAMTON, NY | 6 | $ 780,000 | $ 130,000 | $ 78,000 |
| JACKSON, TN | 6 | $ 920,000 | $ 153,000 | $ 31,000 |
| WATERTOWN-FORT DRUM, NY | 6 | $ 2,530,000 | $ 421,000 | $ 184,000 |
| AMES, IA | 5 | $ 925,000 | $ 185,000 | $ 52,000 |
| CUMBERLAND, MD-WV | 5 | $ 345,000 | $ 74,000 | $ 106,000 |
| MONROE, LA | 5 | $ 865,000 | $ 173,000 | $ 111,000 |
| BLOOMSBURG-BERWICK, PA | 2 | $ 220,000 | $ 110,000 | $ 32,000 |
| IOWA CITY, IA | 2 | $ 390,000 | $ 195,000 | $ 90,000 |
| ITHACA, NY | 2 | $ 370,000 | $ 185,000 | $ 0 |
| DANVILLE, IL | 1 | $ 95,000 | $ 95,000 | $ 0 |
Mortgage Loan Application Detail Totals for Flagstar Bank, N.A. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 92,233 | $25,949,575,000 | $281,000 | $17,505,000 | $109,000 | $4,372,000 |
| Cash-out Refinancing | 28,831 | $8,202,975,000 | $284,000 | $7,125,000 | $104,000 | $4,560,000 |
| Refinancing | 13,328 | $4,062,540,000 | $304,000 | $25,005,000 | $139,000 | $4,518,000 |
| Not Applicable | 5,951 | $1,641,925,000 | $275,000 | $3,005,000 | $115,000 | $1,305,000 |
| Home Improvement | 4,602 | $462,990,000 | $100,000 | $3,005,000 | $127,000 | $2,762,000 |
| Other Purpose | 4,405 | $613,705,000 | $139,000 | $1,005,000 | $117,000 | $3,360,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 65,485 | $17,035,015,000 | $260,000 | $25,005,000 | $114,000 | $4,518,000 |
| Not applicable | 47,174 | $13,279,570,000 | $281,000 | $3,055,000 | $62,000 | $62,000 |
| Hispanic | 11,318 | $2,941,130,000 | $259,000 | $6,175,000 | $92,000 | $2,700,000 |
| Asian | 9,729 | $3,577,975,000 | $367,000 | $11,005,000 | $133,000 | $2,742,000 |
| Not Provided | 8,724 | $2,457,310,000 | $281,000 | $3,025,000 | $119,000 | $4,560,000 |
| Black or African American | 6,069 | $1,379,975,000 | $227,000 | $2,505,000 | $87,000 | $2,280,000 |
| American Indian or Alaskan Native | 368 | $94,410,000 | $256,000 | $1,605,000 | $99,000 | $500,000 |
| Native Hawaiian or Other Pacific Islander | 299 | $103,745,000 | $346,000 | $955,000 | $114,000 | $1,598,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 95,726 | $27,331,010,000 | $285,000 | $25,005,000 | $128,000 | $4,560,000 |
| FHA-insured (Federal Housing Administration) | 32,904 | $7,696,640,000 | $233,000 | $1,305,000 | $75,000 | $1,152,000 |
| VA-guaranteed (Veterans Administration) | 17,549 | $5,449,985,000 | $310,000 | $4,005,000 | $94,000 | $2,220,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3,171 | $456,075,000 | $143,000 | $505,000 | $51,000 | $131,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 73,149 | $19,586,245,000 | $267,000 | $3,055,000 | $114,000 | $3,360,000 |
| Loan Purchased By The Institution | 47,167 | $13,274,385,000 | $281,000 | $1,615,000 | $0 | $0 |
| Application Denied By Financial Institution | 22,048 | $5,905,090,000 | $267,000 | $4,005,000 | $101,000 | $4,372,000 |
| Application Withdrawn By Applicant | 5,338 | $1,826,570,000 | $342,000 | $25,005,000 | $126,000 | $4,560,000 |
| Application Approved But Not Accepted | 1,616 | $315,810,000 | $195,000 | $2,505,000 | $128,000 | $2,762,000 |
| File Closed For Incompleteness | 32 | $25,610,000 | $800,000 | $7,255,000 | $194,000 | $832,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 127,302 | $35,028,620,000 | $275,000 | $25,005,000 | $116,000 | $4,560,000 |
| Credit Application Incomplete | 10,192 | $2,973,990,000 | $291,000 | $4,005,000 | $111,000 | $4,372,000 |
| Debt-To-Income Ratio | 5,253 | $1,432,675,000 | $272,000 | $2,645,000 | $73,000 | $1,117,000 |
| Credit History | 2,515 | $439,975,000 | $174,000 | $2,405,000 | $96,000 | $3,324,000 |
| Collateral | 2,158 | $499,380,000 | $231,000 | $2,625,000 | $114,000 | $1,748,000 |
| Other | 1,402 | $410,240,000 | $292,000 | $1,655,000 | $121,000 | $2,254,000 |
| Unverifiable Information | 251 | $77,355,000 | $308,000 | $1,705,000 | $114,000 | $849,000 |
| Employment History | 145 | $39,125,000 | $269,000 | $2,105,000 | $88,000 | $916,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 120 | $29,700,000 | $247,000 | $1,685,000 | $81,000 | $598,000 |
| Mortgage Insurance Denied | 12 | $2,650,000 | $220,000 | $525,000 | $99,000 | $180,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagstar Bank, N.A.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Flagstar Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.