Flagstar Bank NA Mortgage Lending & HMDA Data, 2018
In 2018, Flagstar Bank NA of Troy, MI reported 149,350 mortgage applications totaling $40.9 billion, up 1% from 2017. The average application was for $274,079, and applicants reported an average income of $111,741. 49% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (6,901), Warren-Troy-Farmington Hills, MI (5,322) and Riverside-San Bernardino-Ontario, CA (4,660) (applications in parentheses).
| Mortgage Company & Address | Flagstar Bank NA Troy, MI 49098 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 149,350 |
| Total Mortgage Loan Application Amount | $40,933,710,000 |
| Average Mortgage Loan Application Amount | $274,079 |
| Highest Mortgage Loan Application Amount | $25,005,000 |
| Average Applicant Income | $111,741 |
| Highest Applicant Income | $4,560,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Flagstar Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 12,120 | $ 2,231,770,000 | $ 184,139 | $ 88,728 |
| Los Angeles-Long Beach-Glendale, CA | 6,901 | $ 2,950,725,000 | $ 427,579 | $ 143,000 |
| Warren-Troy-Farmington Hills, MI | 5,322 | $ 906,600,000 | $ 170,349 | $ 94,000 |
| Riverside-San Bernardino-Ontario, CA | 4,660 | $ 1,386,330,000 | $ 297,495 | $ 115,000 |
| Phoenix-Mesa-Scottsdale, AZ | 4,291 | $ 1,127,415,000 | $ 262,739 | $ 116,000 |
| Houston-The Woodlands-Sugar Land, TX | 4,147 | $ 1,050,745,000 | $ 253,374 | $ 125,000 |
| Denver-Aurora-Lakewood, CO | 3,464 | $ 1,122,350,000 | $ 324,004 | $ 118,000 |
| New York-Jersey City-White Plains, NY-NJ | 2,949 | $ 1,163,375,000 | $ 394,498 | $ 147,525 |
| San Diego-Carlsbad, CA | 2,574 | $ 1,119,940,000 | $ 435,097 | $ 134,000 |
| Anaheim-Santa Ana-Irvine, CA | 2,385 | $ 1,089,115,000 | $ 456,651 | $ 165,000 |
| Chicago-Naperville-Arlington Heights, IL | 2,322 | $ 547,400,000 | $ 235,745 | $ 107,000 |
| Atlanta-Sandy Springs-Roswell, GA | 2,320 | $ 560,680,000 | $ 241,672 | $ 103,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2,285 | $ 549,615,000 | $ 240,531 | $ 100,214 |
| Detroit-Dearborn-Livonia, MI | 2,258 | $ 335,840,000 | $ 148,733 | $ 90,000 |
| Oakland-Hayward-Berkeley, CA | 2,066 | $ 1,030,740,000 | $ 498,906 | $ 169,000 |
| Seattle-Bellevue-Everett, WA | 2,063 | $ 943,075,000 | $ 457,137 | $ 164,000 |
| Dallas-Plano-Irving, TX | 1,957 | $ 566,345,000 | $ 289,394 | $ 137,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,837 | $ 637,695,000 | $ 347,139 | $ 116,104 |
| Sacramento--Roseville--Arden-Arcade, CA | 1,834 | $ 594,390,000 | $ 324,094 | $ 128,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,734 | $ 404,900,000 | $ 233,506 | $ 100,000 |
| Las Vegas-Henderson-Paradise, NV | 1,660 | $ 451,540,000 | $ 272,012 | $ 104,000 |
| Kansas City, MO-KS | 1,648 | $ 343,130,000 | $ 208,209 | $ 99,231 |
| Orlando-Kissimmee-Sanford, FL | 1,400 | $ 330,890,000 | $ 236,350 | $ 89,000 |
| St. Louis, MO-IL | 1,379 | $ 276,335,000 | $ 200,387 | $ 98,302 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1,330 | $ 354,450,000 | $ 266,503 | $ 123,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,328 | $ 346,990,000 | $ 261,287 | $ 109,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1,268 | $ 392,600,000 | $ 309,621 | $ 115,596 |
| Miami-Miami Beach-Kendall, FL | 1,191 | $ 327,145,000 | $ 274,680 | $ 118,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1,181 | $ 731,875,000 | $ 619,707 | $ 217,000 |
| Austin-Round Rock, TX | 1,180 | $ 379,390,000 | $ 321,516 | $ 156,000 |
| Salt Lake City, UT | 1,114 | $ 313,060,000 | $ 281,023 | $ 107,000 |
| Grand Rapids-Wyoming, MI | 1,061 | $ 144,375,000 | $ 136,074 | $ 79,000 |
| Nassau County-Suffolk County, NY | 1,042 | $ 416,950,000 | $ 400,143 | $ 146,000 |
| Baltimore-Columbia-Towson, MD | 1,023 | $ 283,555,000 | $ 277,179 | $ 108,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 970 | $ 251,750,000 | $ 259,536 | $ 107,000 |
| Tucson, AZ | 954 | $ 211,720,000 | $ 221,928 | $ 94,000 |
| Charlotte-Concord-Gastonia, NC-SC | 951 | $ 230,275,000 | $ 242,139 | $ 106,251 |
| Fresno, CA | 873 | $ 231,525,000 | $ 265,206 | $ 122,000 |
| Columbus, OH | 844 | $ 163,310,000 | $ 193,495 | $ 90,000 |
| San Francisco-Redwood City-South San Francisco, CA | 834 | $ 611,920,000 | $ 733,717 | $ 252,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 778 | $ 334,870,000 | $ 430,424 | $ 158,000 |
| North Port-Sarasota-Bradenton, FL | 772 | $ 193,600,000 | $ 250,777 | $ 109,000 |
| Provo-Orem, UT | 772 | $ 224,440,000 | $ 290,725 | $ 112,000 |
| Lansing-East Lansing, MI | 742 | $ 93,450,000 | $ 125,943 | $ 76,000 |
| Indianapolis-Carmel-Anderson, IN | 735 | $ 143,185,000 | $ 194,809 | $ 96,000 |
| Providence-Warwick, RI-MA | 729 | $ 180,815,000 | $ 248,031 | $ 102,082 |
| Cambridge-Newton-Framingham, MA | 719 | $ 256,815,000 | $ 357,183 | $ 130,000 |
| Fort Worth-Arlington, TX | 709 | $ 162,785,000 | $ 229,598 | $ 108,000 |
| Cape Coral-Fort Myers, FL | 674 | $ 165,570,000 | $ 245,652 | $ 139,000 |
| Santa Rosa, CA | 643 | $ 284,655,000 | $ 442,698 | $ 148,000 |
| Jackson, MI | 638 | $ 63,850,000 | $ 100,078 | $ 67,000 |
| Pittsburgh, PA | 637 | $ 110,215,000 | $ 173,021 | $ 82,000 |
| Omaha-Council Bluffs, NE-IA | 615 | $ 113,085,000 | $ 183,878 | $ 110,954 |
| Tacoma-Lakewood, WA | 606 | $ 197,700,000 | $ 326,237 | $ 123,000 |
| Newark, NJ-PA | 604 | $ 190,240,000 | $ 314,966 | $ 132,523 |
| Ogden-Clearfield, UT | 600 | $ 159,400,000 | $ 265,666 | $ 99,000 |
| Lake Havasu City-Kingman, AZ | 594 | $ 124,340,000 | $ 209,326 | $ 94,000 |
| Boise City, ID | 590 | $ 140,640,000 | $ 238,372 | $ 96,000 |
| Colorado Springs, CO | 564 | $ 164,890,000 | $ 292,358 | $ 107,000 |
| San Antonio-New Braunfels, TX | 563 | $ 141,275,000 | $ 250,932 | $ 124,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 562 | $ 250,010,000 | $ 444,857 | $ 191,000 |
| Spokane-Spokane Valley, WA | 560 | $ 119,060,000 | $ 212,607 | $ 84,000 |
| Stockton-Lodi, CA | 549 | $ 176,175,000 | $ 320,901 | $ 124,000 |
| Boston, MA | 543 | $ 195,855,000 | $ 360,690 | $ 119,000 |
| Jacksonville, FL | 531 | $ 126,445,000 | $ 238,126 | $ 94,000 |
| Modesto, CA | 525 | $ 139,275,000 | $ 265,285 | $ 129,000 |
| Santa Cruz-Watsonville, CA | 524 | $ 291,930,000 | $ 557,118 | $ 192,000 |
| Silver Spring-Frederick-Rockville, MD | 521 | $ 184,605,000 | $ 354,328 | $ 119,000 |
| Flint, MI | 513 | $ 60,065,000 | $ 117,085 | $ 64,000 |
| Hartford-West Hartford-East Hartford, CT | 499 | $ 99,835,000 | $ 200,070 | $ 92,000 |
| Port St. Lucie, FL | 483 | $ 100,065,000 | $ 207,173 | $ 92,000 |
| Memphis, TN-MS-AR | 459 | $ 88,405,000 | $ 192,603 | $ 88,455 |
| Charleston-North Charleston, SC | 458 | $ 129,710,000 | $ 283,209 | $ 120,000 |
| Louisville/Jefferson County, KY-IN | 457 | $ 91,855,000 | $ 200,995 | $ 103,415 |
| Ann Arbor, MI | 455 | $ 96,125,000 | $ 211,263 | $ 122,000 |
| Wichita, KS | 453 | $ 68,485,000 | $ 151,181 | $ 77,000 |
| Eugene, OR | 452 | $ 119,200,000 | $ 263,716 | $ 110,000 |
| Cleveland-Elyria, OH | 445 | $ 76,035,000 | $ 170,865 | $ 79,000 |
| Vallejo-Fairfield, CA | 443 | $ 156,875,000 | $ 354,119 | $ 120,000 |
| Kennewick-Richland, WA | 426 | $ 98,440,000 | $ 231,079 | $ 96,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 421 | $ 83,695,000 | $ 198,800 | $ 90,793 |
| Salem, OR | 414 | $ 97,720,000 | $ 236,038 | $ 93,000 |
| Cincinnati, OH-KY-IN | 401 | $ 69,225,000 | $ 172,630 | $ 84,461 |
| Olympia-Tumwater, WA | 395 | $ 111,815,000 | $ 283,075 | $ 100,000 |
| Lake County-Kenosha County, IL-WI | 392 | $ 89,090,000 | $ 227,270 | $ 109,142 |
| Greenville-Anderson-Mauldin, SC | 380 | $ 78,250,000 | $ 205,921 | $ 81,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 377 | $ 100,665,000 | $ 267,015 | $ 98,212 |
| Greeley, CO | 371 | $ 108,255,000 | $ 291,792 | $ 106,000 |
| Lakeland-Winter Haven, FL | 369 | $ 63,495,000 | $ 172,073 | $ 63,000 |
| Raleigh, NC | 362 | $ 92,240,000 | $ 254,806 | $ 111,000 |
| Worcester, MA-CT | 344 | $ 85,080,000 | $ 247,325 | $ 104,825 |
| Palm Bay-Melbourne-Titusville, FL | 336 | $ 74,040,000 | $ 220,357 | $ 101,000 |
| Bakersfield, CA | 332 | $ 74,110,000 | $ 223,222 | $ 110,000 |
| Milwaukee-Waukesha-West Allis, WI | 330 | $ 66,640,000 | $ 201,939 | $ 98,000 |
| Oklahoma City, OK | 329 | $ 69,045,000 | $ 209,863 | $ 128,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 326 | $ 70,550,000 | $ 216,411 | $ 86,000 |
| Camden, NJ | 323 | $ 70,085,000 | $ 216,981 | $ 101,000 |
| Redding, CA | 317 | $ 76,085,000 | $ 240,015 | $ 81,000 |
| Green Bay, WI | 311 | $ 54,325,000 | $ 174,678 | $ 80,000 |
| Richmond, VA | 291 | $ 67,325,000 | $ 231,357 | $ 97,000 |
| Albuquerque, NM | 287 | $ 53,805,000 | $ 187,473 | $ 84,000 |
| New Haven-Milford, CT | 276 | $ 49,970,000 | $ 181,050 | $ 82,000 |
| Reno, NV | 275 | $ 87,445,000 | $ 317,981 | $ 120,000 |
| Fort Collins, CO | 274 | $ 78,830,000 | $ 287,700 | $ 113,000 |
| San Rafael, CA | 273 | $ 172,385,000 | $ 631,446 | $ 221,000 |
| Naples-Immokalee-Marco Island, FL | 267 | $ 87,245,000 | $ 326,760 | $ 175,000 |
| Urban Honolulu, HI | 265 | $ 125,505,000 | $ 473,603 | $ 116,000 |
| Clarksville, TN-KY | 258 | $ 47,800,000 | $ 185,271 | $ 68,000 |
| Evansville, IN-KY | 258 | $ 34,380,000 | $ 133,255 | $ 77,000 |
| Birmingham-Hoover, AL | 255 | $ 49,435,000 | $ 193,862 | $ 78,000 |
| Visalia-Porterville, CA | 254 | $ 56,970,000 | $ 224,291 | $ 178,000 |
| Des Moines-West Des Moines, IA | 249 | $ 51,855,000 | $ 208,253 | $ 85,000 |
| Chattanooga, TN-GA | 243 | $ 47,955,000 | $ 197,345 | $ 85,185 |
| Montgomery County-Bucks County-Chester County, PA | 243 | $ 59,635,000 | $ 245,411 | $ 119,000 |
| Savannah, GA | 235 | $ 48,855,000 | $ 207,893 | $ 109,000 |
| Merced, CA | 234 | $ 50,100,000 | $ 214,102 | $ 88,000 |
| New Orleans-Metairie, LA | 234 | $ 46,490,000 | $ 198,675 | $ 99,000 |
| Anchorage, AK | 227 | $ 73,965,000 | $ 325,837 | $ 109,000 |
| Laredo, TX | 222 | $ 41,680,000 | $ 187,747 | $ 78,000 |
| Salinas, CA | 218 | $ 105,870,000 | $ 485,642 | $ 185,000 |
| Bridgeport-Stamford-Norwalk, CT | 217 | $ 71,455,000 | $ 329,285 | $ 150,000 |
| Elgin, IL | 215 | $ 45,755,000 | $ 212,813 | $ 83,000 |
| St. George, UT | 209 | $ 55,105,000 | $ 263,660 | $ 100,000 |
| Kalamazoo-Portage, MI | 208 | $ 25,680,000 | $ 123,461 | $ 70,000 |
| Harrisburg-Carlisle, PA | 206 | $ 37,350,000 | $ 181,310 | $ 84,000 |
| Augusta-Richmond County, GA-SC | 203 | $ 34,635,000 | $ 170,615 | $ 77,733 |
| Santa Maria-Santa Barbara, CA | 203 | $ 80,385,000 | $ 395,985 | $ 140,000 |
| Akron, OH | 198 | $ 30,540,000 | $ 154,242 | $ 78,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 197 | $ 32,195,000 | $ 163,426 | $ 91,000 |
| Ocala, FL | 197 | $ 32,295,000 | $ 163,934 | $ 63,000 |
| Lexington-Fayette, KY | 194 | $ 34,950,000 | $ 180,154 | $ 87,000 |
| Altoona, PA | 193 | $ 25,605,000 | $ 132,668 | $ 84,000 |
| Wilmington, DE-MD-NJ | 193 | $ 44,365,000 | $ 229,870 | $ 87,233 |
| Toledo, OH | 189 | $ 23,765,000 | $ 125,740 | $ 68,000 |
| Philadelphia, PA | 184 | $ 36,100,000 | $ 196,195 | $ 91,000 |
| Killeen-Temple, TX | 183 | $ 34,045,000 | $ 186,038 | $ 106,000 |
| Springfield, MO | 180 | $ 26,260,000 | $ 145,888 | $ 77,000 |
| Rockingham County-Strafford County, NH | 178 | $ 51,440,000 | $ 288,988 | $ 126,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 171 | $ 37,335,000 | $ 218,333 | $ 117,561 |
| Billings, MT | 169 | $ 35,015,000 | $ 207,189 | $ 80,000 |
| Erie, PA | 168 | $ 22,750,000 | $ 135,416 | $ 72,000 |
| Boulder, CO | 166 | $ 63,230,000 | $ 380,903 | $ 128,000 |
| Columbia, SC | 164 | $ 34,720,000 | $ 211,707 | $ 87,000 |
| El Paso, TX | 159 | $ 31,815,000 | $ 200,094 | $ 143,000 |
| Idaho Falls, ID | 159 | $ 30,225,000 | $ 190,094 | $ 79,000 |
| Bend-Redmond, OR | 156 | $ 45,540,000 | $ 291,923 | $ 106,000 |
| Manchester-Nashua, NH | 154 | $ 41,680,000 | $ 270,649 | $ 110,000 |
| Gary, IN | 151 | $ 26,905,000 | $ 178,178 | $ 127,000 |
| Great Falls, MT | 151 | $ 29,805,000 | $ 197,384 | $ 83,000 |
| Rapid City, SD | 151 | $ 34,555,000 | $ 228,841 | $ 160,000 |
| Lafayette, LA | 150 | $ 26,920,000 | $ 179,466 | $ 72,000 |
| College Station-Bryan, TX | 149 | $ 32,825,000 | $ 220,302 | $ 128,000 |
| Knoxville, TN | 149 | $ 31,075,000 | $ 208,557 | $ 71,000 |
| McAllen-Edinburg-Mission, TX | 147 | $ 26,395,000 | $ 179,557 | $ 109,000 |
| Fort Wayne, IN | 145 | $ 23,395,000 | $ 161,344 | $ 71,000 |
| Bremerton-Silverdale, WA | 143 | $ 48,865,000 | $ 341,713 | $ 137,000 |
| Albany, OR | 140 | $ 29,990,000 | $ 214,214 | $ 78,000 |
| Albany, GA | 136 | $ 23,970,000 | $ 176,250 | $ 111,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 132 | $ 27,840,000 | $ 210,909 | $ 99,333 |
| Beaumont-Port Arthur, TX | 132 | $ 22,750,000 | $ 172,348 | $ 98,000 |
| Madera, CA | 128 | $ 29,360,000 | $ 229,375 | $ 90,000 |
| Prescott, AZ | 126 | $ 34,080,000 | $ 270,476 | $ 112,000 |
| Portland-South Portland, ME | 123 | $ 32,125,000 | $ 261,178 | $ 100,000 |
| Monroe, MI | 122 | $ 17,290,000 | $ 141,721 | $ 71,000 |
| Yakima, WA | 122 | $ 23,130,000 | $ 189,590 | $ 74,000 |
| Bismarck, ND | 121 | $ 30,705,000 | $ 253,760 | $ 108,000 |
| Springfield, MA | 120 | $ 27,770,000 | $ 231,416 | $ 107,000 |
| Sheboygan, WI | 118 | $ 14,740,000 | $ 124,915 | $ 72,000 |
| Albany-Schenectady-Troy, NY | 116 | $ 19,260,000 | $ 166,034 | $ 70,000 |
| Battle Creek, MI | 116 | $ 12,380,000 | $ 106,724 | $ 63,000 |
| Saginaw, MI | 116 | $ 13,590,000 | $ 117,155 | $ 67,000 |
| Canton-Massillon, OH | 111 | $ 15,315,000 | $ 137,972 | $ 66,000 |
| Punta Gorda, FL | 111 | $ 21,455,000 | $ 193,288 | $ 112,000 |
| Pensacola-Ferry Pass-Brent, FL | 110 | $ 23,370,000 | $ 212,454 | $ 97,000 |
| Madison, WI | 107 | $ 24,955,000 | $ 233,224 | $ 87,000 |
| Weirton-Steubenville, WV-OH | 106 | $ 10,860,000 | $ 102,452 | $ 51,990 |
| Eau Claire, WI | 105 | $ 14,215,000 | $ 135,380 | $ 62,000 |
| Auburn-Opelika, AL | 103 | $ 21,605,000 | $ 209,757 | $ 146,000 |
| Coeur D'Alene, ID | 100 | $ 28,460,000 | $ 284,600 | $ 107,000 |
| Spartanburg, SC | 100 | $ 17,510,000 | $ 175,100 | $ 68,000 |
| Lincoln, NE | 99 | $ 24,675,000 | $ 249,242 | $ 96,000 |
| Salisbury, MD-DE | 99 | $ 23,525,000 | $ 237,626 | $ 113,797 |
| Little Rock-North Little Rock-Conway, AR | 98 | $ 17,560,000 | $ 179,183 | $ 72,000 |
| Logan, UT-ID | 98 | $ 20,980,000 | $ 214,081 | $ 71,173 |
| Tulsa, OK | 98 | $ 22,480,000 | $ 229,387 | $ 110,000 |
| Sioux Falls, SD | 97 | $ 20,445,000 | $ 210,773 | $ 115,000 |
| Santa Fe, NM | 95 | $ 29,025,000 | $ 305,526 | $ 133,000 |
| Chico, CA | 94 | $ 23,830,000 | $ 253,510 | $ 151,000 |
| Greensboro-High Point, NC | 93 | $ 19,745,000 | $ 212,311 | $ 96,000 |
| Hanford-Corcoran, CA | 91 | $ 21,075,000 | $ 231,593 | $ 80,000 |
| Grand Junction, CO | 90 | $ 21,930,000 | $ 243,666 | $ 76,000 |
| Crestview-Fort Walton Beach-Destin, FL | 89 | $ 25,535,000 | $ 286,910 | $ 127,000 |
| Durham-Chapel Hill, NC | 89 | $ 25,375,000 | $ 285,112 | $ 128,000 |
| Huntsville, AL | 89 | $ 17,755,000 | $ 199,494 | $ 107,000 |
| Baton Rouge, LA | 88 | $ 17,200,000 | $ 195,454 | $ 87,000 |
| Barnstable Town, MA | 87 | $ 24,965,000 | $ 286,954 | $ 122,000 |
| Dutchess County-Putnam County, NY | 86 | $ 23,760,000 | $ 276,279 | $ 140,000 |
| Bay City, MI | 84 | $ 9,620,000 | $ 114,523 | $ 68,000 |
| Muskegon, MI | 83 | $ 10,525,000 | $ 126,807 | $ 70,000 |
| Warner Robins, GA | 83 | $ 16,425,000 | $ 197,891 | $ 63,000 |
| Lawrence, KS | 82 | $ 18,960,000 | $ 231,219 | $ 129,000 |
| Wilmington, NC | 79 | $ 18,295,000 | $ 231,582 | $ 93,000 |
| Asheville, NC | 78 | $ 20,330,000 | $ 260,641 | $ 164,000 |
| Mount Vernon-Anacortes, WA | 77 | $ 20,835,000 | $ 270,584 | $ 138,000 |
| Yuba City, CA | 77 | $ 19,065,000 | $ 247,597 | $ 100,000 |
| Topeka, KS | 76 | $ 11,790,000 | $ 155,131 | $ 82,000 |
| Gainesville, GA | 75 | $ 19,055,000 | $ 254,066 | $ 113,000 |
| Dayton, OH | 74 | $ 11,220,000 | $ 151,621 | $ 85,000 |
| Dover, DE | 74 | $ 16,930,000 | $ 228,783 | $ 71,000 |
| Napa, CA | 73 | $ 32,355,000 | $ 443,219 | $ 182,000 |
| Trenton, NJ | 73 | $ 16,325,000 | $ 223,630 | $ 111,000 |
| Joplin, MO | 72 | $ 9,860,000 | $ 136,944 | $ 72,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 70 | $ 8,520,000 | $ 121,714 | $ 79,000 |
| Fargo, ND-MN | 69 | $ 14,675,000 | $ 212,681 | $ 82,971 |
| Jackson, MS | 68 | $ 12,860,000 | $ 189,117 | $ 104,000 |
| Johnstown, PA | 67 | $ 6,815,000 | $ 101,716 | $ 64,000 |
| Youngstown-Warren-Boardman, OH-PA | 66 | $ 12,620,000 | $ 191,212 | $ 96,666 |
| Longview, WA | 65 | $ 14,845,000 | $ 228,384 | $ 89,000 |
| Sebring, FL | 65 | $ 9,245,000 | $ 142,230 | $ 63,000 |
| Dalton, GA | 64 | $ 9,450,000 | $ 147,656 | $ 110,000 |
| Sioux City, IA-NE-SD | 64 | $ 9,720,000 | $ 151,875 | $ 63,140 |
| York-Hanover, PA | 64 | $ 11,590,000 | $ 181,093 | $ 82,000 |
| State College, PA | 63 | $ 12,845,000 | $ 203,888 | $ 98,000 |
| California-Lexington Park, MD | 62 | $ 15,900,000 | $ 256,451 | $ 100,000 |
| Corpus Christi, TX | 62 | $ 13,150,000 | $ 212,096 | $ 125,000 |
| Homosassa Springs, FL | 62 | $ 12,000,000 | $ 193,548 | $ 71,000 |
| Norwich-New London, CT | 62 | $ 13,210,000 | $ 213,064 | $ 90,000 |
| Appleton, WI | 61 | $ 12,375,000 | $ 202,868 | $ 79,000 |
| Duluth, MN-WI | 60 | $ 9,640,000 | $ 160,666 | $ 112,400 |
| Sierra Vista-Douglas, AZ | 60 | $ 11,820,000 | $ 197,000 | $ 74,000 |
| Yuma, AZ | 60 | $ 12,330,000 | $ 205,500 | $ 343,000 |
| Cape Girardeau, MO-IL | 59 | $ 9,015,000 | $ 152,796 | $ 69,000 |
| Carbondale-Marion, IL | 59 | $ 6,805,000 | $ 115,338 | $ 57,000 |
| Columbia, MO | 59 | $ 10,135,000 | $ 171,779 | $ 67,000 |
| Fayetteville, NC | 58 | $ 9,830,000 | $ 169,482 | $ 68,000 |
| Medford, OR | 58 | $ 17,510,000 | $ 301,896 | $ 146,000 |
| Niles-Benton Harbor, MI | 58 | $ 10,610,000 | $ 182,931 | $ 107,000 |
| Tuscaloosa, AL | 58 | $ 9,970,000 | $ 171,896 | $ 89,000 |
| Corvallis, OR | 56 | $ 16,370,000 | $ 292,321 | $ 155,000 |
| Rochester, NY | 55 | $ 9,925,000 | $ 180,454 | $ 93,000 |
| Bellingham, WA | 54 | $ 15,860,000 | $ 293,703 | $ 130,000 |
| South Bend-Mishawaka, IN-MI | 54 | $ 7,870,000 | $ 145,740 | $ 73,000 |
| Jefferson City, MO | 53 | $ 8,395,000 | $ 158,396 | $ 64,000 |
| Kahului-Wailuku-Lahaina, HI | 53 | $ 34,685,000 | $ 654,433 | $ 174,000 |
| Montgomery, AL | 53 | $ 10,065,000 | $ 189,905 | $ 93,000 |
| Hagerstown-Martinsburg, MD-WV | 52 | $ 10,180,000 | $ 195,769 | $ 76,903 |
| Missoula, MT | 52 | $ 14,360,000 | $ 276,153 | $ 310,000 |
| Lubbock, TX | 51 | $ 10,045,000 | $ 196,960 | $ 107,000 |
| Davenport-Moline-Rock Island, IA-IL | 50 | $ 8,630,000 | $ 172,600 | $ 99,320 |
| Wheeling, WV-OH | 50 | $ 6,690,000 | $ 133,800 | $ 58,760 |
| Flagstaff, AZ | 48 | $ 13,500,000 | $ 281,250 | $ 243,000 |
| Panama City, FL | 47 | $ 10,645,000 | $ 226,489 | $ 127,000 |
| St. Cloud, MN | 47 | $ 9,745,000 | $ 207,340 | $ 94,000 |
| Winston-Salem, NC | 47 | $ 8,725,000 | $ 185,638 | $ 62,000 |
| Parkersburg-Vienna, WV | 46 | $ 5,720,000 | $ 124,347 | $ 58,000 |
| Pueblo, CO | 45 | $ 9,895,000 | $ 219,888 | $ 86,000 |
| Cheyenne, WY | 44 | $ 11,270,000 | $ 256,136 | $ 154,000 |
| Morristown, TN | 44 | $ 7,530,000 | $ 171,136 | $ 60,000 |
| Sebastian-Vero Beach, FL | 44 | $ 7,680,000 | $ 174,545 | $ 84,000 |
| Waco, TX | 44 | $ 8,740,000 | $ 198,636 | $ 106,000 |
| Wichita Falls, TX | 42 | $ 5,890,000 | $ 140,238 | $ 70,000 |
| Atlantic City-Hammonton, NJ | 41 | $ 8,635,000 | $ 210,609 | $ 131,000 |
| Columbus, GA-AL | 41 | $ 8,245,000 | $ 201,097 | $ 72,243 |
| Hilton Head Island-Bluffton-Beaufort, SC | 41 | $ 9,395,000 | $ 229,146 | $ 104,000 |
| Manhattan, KS | 41 | $ 8,795,000 | $ 214,512 | $ 96,000 |
| Racine, WI | 41 | $ 7,355,000 | $ 179,390 | $ 88,000 |
| Roanoke, VA | 41 | $ 9,405,000 | $ 229,390 | $ 99,000 |
| Rockford, IL | 41 | $ 5,705,000 | $ 139,146 | $ 65,000 |
| Lancaster, PA | 40 | $ 6,960,000 | $ 174,000 | $ 70,000 |
| Rochester, MN | 40 | $ 8,640,000 | $ 216,000 | $ 80,000 |
| Springfield, OH | 40 | $ 5,020,000 | $ 125,500 | $ 58,000 |
| Winchester, VA-WV | 40 | $ 8,960,000 | $ 224,000 | $ 70,000 |
| Charlottesville, VA | 39 | $ 9,445,000 | $ 242,179 | $ 87,000 |
| East Stroudsburg, PA | 39 | $ 6,885,000 | $ 176,538 | $ 82,000 |
| Amarillo, TX | 38 | $ 6,890,000 | $ 181,315 | $ 109,000 |
| Owensboro, KY | 38 | $ 5,570,000 | $ 146,578 | $ 70,000 |
| Bloomington, IN | 37 | $ 6,665,000 | $ 180,135 | $ 78,000 |
| Lafayette-West Lafayette, IN | 37 | $ 5,385,000 | $ 145,540 | $ 71,000 |
| The Villages, FL | 36 | $ 7,080,000 | $ 196,666 | $ 109,000 |
| Athens-Clarke County, GA | 35 | $ 6,625,000 | $ 189,285 | $ 136,000 |
| Lewiston, ID-WA | 35 | $ 6,995,000 | $ 199,857 | $ 88,200 |
| Midland, MI | 35 | $ 4,685,000 | $ 133,857 | $ 73,000 |
| Morgantown, WV | 35 | $ 5,955,000 | $ 170,142 | $ 83,000 |
| Muncie, IN | 35 | $ 3,845,000 | $ 109,857 | $ 53,000 |
| Syracuse, NY | 35 | $ 6,585,000 | $ 188,142 | $ 127,000 |
| Reading, PA | 34 | $ 6,770,000 | $ 199,117 | $ 66,000 |
| Walla Walla, WA | 34 | $ 7,600,000 | $ 223,529 | $ 91,000 |
| Brownsville-Harlingen, TX | 33 | $ 5,715,000 | $ 173,181 | $ 117,000 |
| Burlington, NC | 33 | $ 4,925,000 | $ 149,242 | $ 109,000 |
| Springfield, IL | 33 | $ 4,705,000 | $ 142,575 | $ 109,000 |
| St. Joseph, MO-KS | 33 | $ 4,325,000 | $ 131,060 | $ 76,000 |
| Twin Falls, ID | 33 | $ 7,495,000 | $ 227,121 | $ 152,000 |
| Cleveland, TN | 32 | $ 6,730,000 | $ 210,312 | $ 96,000 |
| Daphne-Fairhope-Foley, AL | 32 | $ 6,710,000 | $ 209,687 | $ 99,000 |
| Gainesville, FL | 32 | $ 5,650,000 | $ 176,562 | $ 74,000 |
| Las Cruces, NM | 31 | $ 5,905,000 | $ 190,483 | $ 53,000 |
| Sherman-Denison, TX | 31 | $ 5,815,000 | $ 187,580 | $ 92,000 |
| Bloomington, IL | 30 | $ 5,380,000 | $ 179,333 | $ 62,000 |
| El Centro, CA | 30 | $ 6,260,000 | $ 208,666 | $ 86,000 |
| Lynchburg, VA | 30 | $ 5,900,000 | $ 196,666 | $ 74,000 |
| Wenatchee, WA | 30 | $ 9,730,000 | $ 324,333 | $ 158,000 |
| Macon-Bibb County, GA | 29 | $ 4,115,000 | $ 141,896 | $ 83,000 |
| Brunswick, GA | 28 | $ 7,310,000 | $ 261,071 | $ 180,000 |
| Janesville-Beloit, WI | 28 | $ 4,460,000 | $ 159,285 | $ 76,000 |
| Lawton, OK | 28 | $ 4,000,000 | $ 142,857 | $ 67,000 |
| Midland, TX | 28 | $ 5,800,000 | $ 207,142 | $ 99,000 |
| Shreveport-Bossier City, LA | 27 | $ 5,605,000 | $ 207,592 | $ 73,000 |
| Tallahassee, FL | 27 | $ 5,325,000 | $ 197,222 | $ 181,000 |
| Mobile, AL | 26 | $ 4,550,000 | $ 175,000 | $ 69,000 |
| Burlington-South Burlington, VT | 25 | $ 6,905,000 | $ 276,200 | $ 108,000 |
| Champaign-Urbana, IL | 25 | $ 3,935,000 | $ 157,400 | $ 72,000 |
| Dothan, AL | 25 | $ 5,275,000 | $ 211,000 | $ 51,000 |
| Grand Forks, ND-MN | 25 | $ 5,035,000 | $ 201,400 | $ 92,000 |
| Hickory-Lenoir-Morganton, NC | 24 | $ 4,510,000 | $ 187,916 | $ 93,000 |
| Kingsport-Bristol-Bristol, TN-VA | 24 | $ 3,960,000 | $ 165,000 | $ 64,250 |
| Elizabethtown-Fort Knox, KY | 23 | $ 5,035,000 | $ 218,913 | $ 78,000 |
| Grants Pass, OR | 23 | $ 6,635,000 | $ 288,478 | $ 92,000 |
| Bangor, ME | 22 | $ 4,400,000 | $ 200,000 | $ 172,000 |
| Elkhart-Goshen, IN | 22 | $ 3,840,000 | $ 174,545 | $ 70,000 |
| Gulfport-Biloxi-Pascagoula, MS | 22 | $ 3,550,000 | $ 161,363 | $ 65,000 |
| Kankakee, IL | 22 | $ 3,510,000 | $ 159,545 | $ 68,000 |
| La Crosse-Onalaska, WI-MN | 22 | $ 3,940,000 | $ 179,090 | $ 91,000 |
| Lake Charles, LA | 22 | $ 4,200,000 | $ 190,909 | $ 84,000 |
| Michigan City-La Porte, IN | 21 | $ 3,815,000 | $ 181,666 | $ 77,000 |
| Blacksburg-Christiansburg-Radford, VA | 20 | $ 4,120,000 | $ 206,000 | $ 82,000 |
| Farmington, NM | 20 | $ 4,020,000 | $ 201,000 | $ 73,000 |
| Ocean City, NJ | 20 | $ 5,310,000 | $ 265,500 | $ 227,000 |
| Oshkosh-Neenah, WI | 20 | $ 2,780,000 | $ 139,000 | $ 84,000 |
| Pocatello, ID | 20 | $ 3,570,000 | $ 178,500 | $ 89,000 |
| Valdosta, GA | 20 | $ 3,380,000 | $ 169,000 | $ 74,000 |
| Gadsden, AL | 19 | $ 3,525,000 | $ 185,526 | $ 118,000 |
| Hattiesburg, MS | 19 | $ 3,495,000 | $ 183,947 | $ 65,000 |
| Huntington-Ashland, WV-KY-OH | 19 | $ 2,785,000 | $ 146,578 | $ 132,000 |
| Odessa, TX | 19 | $ 3,705,000 | $ 195,000 | $ 374,000 |
| Tyler, TX | 19 | $ 4,025,000 | $ 211,842 | $ 114,000 |
| Bowling Green, KY | 18 | $ 2,930,000 | $ 162,777 | $ 56,000 |
| Enid, OK | 18 | $ 3,130,000 | $ 173,888 | $ 157,000 |
| Fort Smith, AR-OK | 18 | $ 3,040,000 | $ 168,888 | $ 60,000 |
| Victoria, TX | 18 | $ 2,750,000 | $ 152,777 | $ 102,000 |
| Jacksonville, NC | 17 | $ 3,125,000 | $ 183,823 | $ 71,000 |
| Chambersburg-Waynesboro, PA | 16 | $ 2,950,000 | $ 184,375 | $ 82,000 |
| Kingston, NY | 16 | $ 3,250,000 | $ 203,125 | $ 111,000 |
| Peoria, IL | 16 | $ 2,550,000 | $ 159,375 | $ 65,000 |
| Houma-Thibodaux, LA | 15 | $ 2,185,000 | $ 145,666 | $ 87,000 |
| Lebanon, PA | 15 | $ 2,255,000 | $ 150,333 | $ 70,000 |
| Longview, TX | 15 | $ 2,925,000 | $ 195,000 | $ 103,000 |
| Staunton-Waynesboro, VA | 15 | $ 3,445,000 | $ 229,666 | $ 65,000 |
| Terre Haute, IN | 15 | $ 1,365,000 | $ 91,000 | $ 62,000 |
| Waterloo-Cedar Falls, IA | 15 | $ 2,255,000 | $ 150,333 | $ 143,000 |
| Decatur, AL | 14 | $ 2,320,000 | $ 165,714 | $ 74,000 |
| Florence-Muscle Shoals, AL | 14 | $ 2,180,000 | $ 155,714 | $ 114,000 |
| Fond Du Lac, WI | 14 | $ 1,970,000 | $ 140,714 | $ 86,000 |
| Hot Springs, AR | 14 | $ 2,990,000 | $ 213,571 | $ 123,000 |
| Mansfield, OH | 14 | $ 1,600,000 | $ 114,285 | $ 43,000 |
| Carson City, NV | 13 | $ 2,865,000 | $ 220,384 | $ 129,000 |
| Casper, WY | 13 | $ 2,315,000 | $ 178,076 | $ 34,000 |
| Cedar Rapids, IA | 13 | $ 2,395,000 | $ 184,230 | $ 145,000 |
| Hammond, LA | 13 | $ 1,805,000 | $ 138,846 | $ 114,000 |
| Johnson City, TN | 13 | $ 2,335,000 | $ 179,615 | $ 150,000 |
| Mankato-North Mankato, MN | 13 | $ 3,305,000 | $ 254,230 | $ 693,000 |
| Pittsfield, MA | 13 | $ 3,445,000 | $ 265,000 | $ 302,000 |
| San Angelo, TX | 13 | $ 2,105,000 | $ 161,923 | $ 106,000 |
| Columbus, IN | 12 | $ 2,080,000 | $ 173,333 | $ 68,000 |
| Greenville, NC | 12 | $ 2,530,000 | $ 210,833 | $ 71,000 |
| Harrisonburg, VA | 12 | $ 2,650,000 | $ 220,833 | $ 92,000 |
| Rome, GA | 12 | $ 1,720,000 | $ 143,333 | $ 65,000 |
| Charleston, WV | 11 | $ 1,205,000 | $ 109,545 | $ 70,000 |
| Glens Falls, NY | 11 | $ 1,585,000 | $ 144,090 | $ 80,000 |
| Hinesville, GA | 11 | $ 2,175,000 | $ 197,727 | $ 62,000 |
| Jonesboro, AR | 11 | $ 1,905,000 | $ 173,181 | $ 56,000 |
| Lewiston-Auburn, ME | 11 | $ 1,735,000 | $ 157,727 | $ 109,000 |
| Texarkana, TX-AR | 11 | $ 2,545,000 | $ 231,363 | $ 98,818 |
| Vineland-Bridgeton, NJ | 11 | $ 1,495,000 | $ 135,909 | $ 99,000 |
| Wausau, WI | 11 | $ 1,745,000 | $ 158,636 | $ 66,000 |
| Beckley, WV | 10 | $ 1,010,000 | $ 101,000 | $ 45,000 |
| Decatur, IL | 10 | $ 1,210,000 | $ 121,000 | $ 46,000 |
| Fairbanks, AK | 10 | $ 3,170,000 | $ 317,000 | $ 285,000 |
| Gettysburg, PA | 10 | $ 2,410,000 | $ 241,000 | $ 104,000 |
| New Bern, NC | 10 | $ 1,980,000 | $ 198,000 | $ 89,000 |
| Abilene, TX | 9 | $ 1,395,000 | $ 155,000 | $ 126,000 |
| Goldsboro, NC | 9 | $ 1,645,000 | $ 182,777 | $ 90,000 |
| Pine Bluff, AR | 9 | $ 1,225,000 | $ 136,111 | $ 68,000 |
| Rocky Mount, NC | 9 | $ 1,615,000 | $ 179,444 | $ 60,000 |
| Utica-Rome, NY | 9 | $ 1,195,000 | $ 132,777 | $ 169,000 |
| Williamsport, PA | 9 | $ 1,215,000 | $ 135,000 | $ 90,000 |
| Alexandria, LA | 8 | $ 1,640,000 | $ 205,000 | $ 84,000 |
| Florence, SC | 8 | $ 1,440,000 | $ 180,000 | $ 130,000 |
| Grand Island, NE | 8 | $ 1,440,000 | $ 180,000 | $ 144,000 |
| Kokomo, IN | 8 | $ 1,250,000 | $ 156,250 | $ 11,000 |
| Anniston-Oxford-Jacksonville, AL | 7 | $ 1,235,000 | $ 176,428 | $ 56,000 |
| Dubuque, IA | 7 | $ 1,335,000 | $ 190,714 | $ 59,000 |
| Elmira, NY | 7 | $ 675,000 | $ 96,428 | $ 43,000 |
| Lima, OH | 7 | $ 775,000 | $ 110,714 | $ 81,000 |
| Sumter, SC | 7 | $ 1,355,000 | $ 193,571 | $ 59,000 |
| Binghamton, NY | 6 | $ 780,000 | $ 130,000 | $ 78,000 |
| Jackson, TN | 6 | $ 920,000 | $ 153,333 | $ 31,000 |
| Watertown-Fort Drum, NY | 6 | $ 2,530,000 | $ 421,666 | $ 184,000 |
| Ames, IA | 5 | $ 925,000 | $ 185,000 | $ 52,000 |
| Cumberland, MD-WV | 5 | $ 345,000 | $ 69,000 | $ 118,800 |
| Monroe, LA | 5 | $ 865,000 | $ 173,000 | $ 111,000 |
| Bloomsburg-Berwick, PA | 2 | $ 220,000 | $ 110,000 | $ 32,000 |
| Iowa City, IA | 2 | $ 390,000 | $ 195,000 | $ 90,000 |
| Ithaca, NY | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Danville, IL | 1 | $ 95,000 | $ 95,000 | $ 0 |
Mortgage Loan Application Detail Totals for Flagstar Bank NA in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 92,233 | $25,949,575,000 | $281,000 | $17,505,000 | $109,000 | $4,372,000 |
| Cash-out Refinancing | 28,831 | $8,202,975,000 | $284,000 | $7,125,000 | $104,000 | $4,560,000 |
| Refinancing | 13,328 | $4,062,540,000 | $304,000 | $25,005,000 | $139,000 | $4,518,000 |
| Not Applicable | 5,951 | $1,641,925,000 | $275,000 | $3,005,000 | $115,000 | $1,305,000 |
| Home Improvement | 4,602 | $462,990,000 | $100,000 | $3,005,000 | $127,000 | $2,762,000 |
| Other Purpose | 4,405 | $613,705,000 | $139,000 | $1,005,000 | $117,000 | $3,360,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 65,485 | $17,035,015,000 | $260,000 | $25,005,000 | $114,000 | $4,518,000 |
| Not applicable | 47,174 | $13,279,570,000 | $281,000 | $3,055,000 | $62,000 | $62,000 |
| Hispanic | 11,318 | $2,941,130,000 | $259,000 | $6,175,000 | $92,000 | $2,700,000 |
| Asian | 9,729 | $3,577,975,000 | $367,000 | $11,005,000 | $133,000 | $2,742,000 |
| Not Provided | 8,724 | $2,457,310,000 | $281,000 | $3,025,000 | $119,000 | $4,560,000 |
| Black or African American | 6,069 | $1,379,975,000 | $227,000 | $2,505,000 | $87,000 | $2,280,000 |
| American Indian or Alaskan Native | 368 | $94,410,000 | $256,000 | $1,605,000 | $99,000 | $500,000 |
| Native Hawaiian or Other Pacific Islander | 299 | $103,745,000 | $346,000 | $955,000 | $114,000 | $1,598,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 95,726 | $27,331,010,000 | $285,000 | $25,005,000 | $128,000 | $4,560,000 |
| FHA-insured (Federal Housing Administration) | 32,904 | $7,696,640,000 | $233,000 | $1,305,000 | $75,000 | $1,152,000 |
| VA-guaranteed (Veterans Administration) | 17,549 | $5,449,985,000 | $310,000 | $4,005,000 | $94,000 | $2,220,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3,171 | $456,075,000 | $143,000 | $505,000 | $51,000 | $131,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 73,149 | $19,586,245,000 | $267,000 | $3,055,000 | $114,000 | $3,360,000 |
| Loan Purchased By The Institution | 47,167 | $13,274,385,000 | $281,000 | $1,615,000 | $0 | $0 |
| Application Denied By Financial Institution | 22,048 | $5,905,090,000 | $267,000 | $4,005,000 | $101,000 | $4,372,000 |
| Application Withdrawn By Applicant | 5,338 | $1,826,570,000 | $342,000 | $25,005,000 | $126,000 | $4,560,000 |
| Application Approved But Not Accepted | 1,616 | $315,810,000 | $195,000 | $2,505,000 | $128,000 | $2,762,000 |
| File Closed For Incompleteness | 32 | $25,610,000 | $800,000 | $7,255,000 | $194,000 | $832,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 127,302 | $35,028,620,000 | $275,000 | $25,005,000 | $116,000 | $4,560,000 |
| Credit Application Incomplete | 10,192 | $2,973,990,000 | $291,000 | $4,005,000 | $111,000 | $4,372,000 |
| Debt-To-Income Ratio | 5,253 | $1,432,675,000 | $272,000 | $2,645,000 | $73,000 | $1,117,000 |
| Credit History | 2,515 | $439,975,000 | $174,000 | $2,405,000 | $96,000 | $3,324,000 |
| Collateral | 2,158 | $499,380,000 | $231,000 | $2,625,000 | $114,000 | $1,748,000 |
| Other | 1,402 | $410,240,000 | $292,000 | $1,655,000 | $121,000 | $2,254,000 |
| Unverifiable Information | 251 | $77,355,000 | $308,000 | $1,705,000 | $114,000 | $849,000 |
| Employment History | 145 | $39,125,000 | $269,000 | $2,105,000 | $88,000 | $916,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 120 | $29,700,000 | $247,000 | $1,685,000 | $81,000 | $598,000 |
| Mortgage Insurance Denied | 12 | $2,650,000 | $220,000 | $525,000 | $99,000 | $180,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagstar Bank NA's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Flagstar Bank NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
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