Fleet National Bank Mortgage Lending & HMDA Data, 2003
In 2003, Fleet National Bank of Charlotte, NC reported 265,967 mortgage applications totaling $47.4 billion. The average application was for $178,258, and applicants reported an average income of $76,678. 56% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Boston, MA-NH (23,835), Nassau-Suffolk, NY (16,509) and Newark, NJ (14,944) (applications in parentheses).
| Mortgage Company & Address | Fleet National Bank 525 N Tryon St Nc1-023-06-04 Charlotte, NC 28255 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 265,967 |
| Total Mortgage Loan Application Amount | $47,410,914,000 |
| Average Mortgage Loan Application Amount | $178,258 |
| Highest Mortgage Loan Application Amount | $25,000,000 |
| Average Applicant Income | $76,678 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fleet National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Boston, MA-NH | 23,835 | $ 4,248,995,000 | $ 178,267 | $ 93,000 |
| Nassau-Suffolk, NY | 16,509 | $ 2,915,499,000 | $ 176,600 | $ 102,000 |
| Newark, NJ | 14,944 | $ 2,377,115,000 | $ 159,068 | $ 92,000 |
| New York, NY | 13,234 | $ 2,637,268,000 | $ 199,279 | $ 95,000 |
| Middlesex-Somerset-Hunterdon, NJ | 12,458 | $ 1,811,308,000 | $ 145,393 | $ 91,000 |
| Monmouth-Ocean, NJ | 12,050 | $ 1,669,711,000 | $ 138,565 | $ 97,000 |
| Bergen-Passaic, NJ | 10,369 | $ 1,743,511,000 | $ 168,146 | $ 97,000 |
| Hartford, CT | 9,802 | $ 1,230,883,000 | $ 125,574 | $ 75,000 |
| Philadelphia, PA-NJ | 8,270 | $ 1,076,569,000 | $ 130,177 | $ 68,000 |
| Providence-Fall River-Warwick, RI-MA | 8,240 | $ 1,056,888,000 | $ 128,263 | $ 78,000 |
| Atlantic-Cape May, NJ | 4,829 | $ 536,072,000 | $ 111,010 | $ 78,000 |
| New Haven-Meriden, CT | 4,720 | $ 650,857,000 | $ 137,893 | $ 81,000 |
| Springfield, MA | 4,539 | $ 477,058,000 | $ 105,102 | $ 61,000 |
| Bridgeport, CT | 4,099 | $ 600,092,000 | $ 146,399 | $ 71,000 |
| Worcester, MA-CT | 3,917 | $ 522,254,000 | $ 133,330 | $ 71,000 |
| Los Angeles-Long Beach, CA | 3,290 | $ 1,593,009,000 | $ 484,197 | $ 55,000 |
| Jersey City, NJ | 3,060 | $ 429,097,000 | $ 140,227 | $ 81,000 |
| Rochester, NY | 2,874 | $ 249,064,000 | $ 86,661 | $ 60,000 |
| Albany-Schenectady-Troy, NY | 2,690 | $ 244,583,000 | $ 90,923 | $ 68,000 |
| Buffalo-Niagara Falls, NY | 2,513 | $ 182,619,000 | $ 72,669 | $ 58,000 |
| Trenton, NJ | 2,415 | $ 322,064,000 | $ 133,359 | $ 77,000 |
| Stamford-Norwalk, CT | 2,334 | $ 600,530,000 | $ 257,296 | $ 126,000 |
| Orange County, CA | 2,301 | $ 1,082,259,000 | $ 470,342 | $ 52,000 |
| Portland, ME | 2,161 | $ 318,259,000 | $ 147,273 | $ 81,000 |
| Allentown-Bethlehem-Easton, PA | 2,072 | $ 182,053,000 | $ 87,863 | $ 61,000 |
| Chicago, IL | 1,933 | $ 739,363,000 | $ 382,495 | $ 39,000 |
| Lowell, MA-NH | 1,893 | $ 272,602,000 | $ 144,005 | $ 80,000 |
| New London-Norwich, CT-RI | 1,805 | $ 227,503,000 | $ 126,040 | $ 75,000 |
| New Bedford, MA | 1,786 | $ 210,852,000 | $ 118,058 | $ 76,000 |
| Danbury, CT | 1,781 | $ 306,137,000 | $ 171,890 | $ 112,000 |
| Oakland, CA | 1,695 | $ 775,438,000 | $ 457,485 | $ 48,000 |
| Lawrence, MA-NH | 1,691 | $ 286,955,000 | $ 169,695 | $ 82,000 |
| San Diego, CA | 1,607 | $ 703,899,000 | $ 438,020 | $ 62,000 |
| Syracuse, NY | 1,595 | $ 108,908,000 | $ 68,280 | $ 59,000 |
| Brockton, MA | 1,561 | $ 226,845,000 | $ 145,320 | $ 79,000 |
| Newburgh, NY-PA | 1,546 | $ 193,997,000 | $ 125,483 | $ 80,000 |
| San Francisco, CA | 1,442 | $ 745,561,000 | $ 517,032 | $ 40,000 |
| Waterbury, CT | 1,350 | $ 154,697,000 | $ 114,590 | $ 63,000 |
| Barnstable-Yarmouth, MA | 1,299 | $ 195,812,000 | $ 150,740 | $ 115,000 |
| West Palm Beach-Boca Raton, FL | 1,274 | $ 230,744,000 | $ 181,117 | $ 85,000 |
| Nashua, NH | 1,255 | $ 160,592,000 | $ 127,961 | $ 83,000 |
| San Jose, CA | 1,251 | $ 595,617,000 | $ 476,112 | $ 67,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1,046 | $ 74,837,000 | $ 71,545 | $ 54,000 |
| Portsmouth-Rochester, NH-ME | 1,029 | $ 140,694,000 | $ 136,728 | $ 79,000 |
| Manchester, NH | 1,007 | $ 126,265,000 | $ 125,387 | $ 71,000 |
| Seattle-Bellevue-Everett, WA | 976 | $ 421,673,000 | $ 432,042 | $ 32,000 |
| Vineland-Millville-Bridgeton, NJ | 950 | $ 63,708,000 | $ 67,061 | $ 50,000 |
| Utica-Rome, NY | 918 | $ 51,375,000 | $ 55,964 | $ 45,000 |
| Lewiston-Auburn, ME | 898 | $ 84,907,000 | $ 94,551 | $ 58,000 |
| Fort Lauderdale, FL | 861 | $ 164,354,000 | $ 190,887 | $ 75,000 |
| Detroit, MI | 822 | $ 299,616,000 | $ 364,496 | $ 27,000 |
| Baltimore, MD | 810 | $ 276,089,000 | $ 340,850 | $ 46,000 |
| Atlanta, GA | 798 | $ 287,850,000 | $ 360,714 | $ 41,000 |
| Phoenix-Mesa, AZ | 698 | $ 255,326,000 | $ 365,796 | $ 61,000 |
| Bangor, ME | 688 | $ 61,063,000 | $ 88,754 | $ 58,000 |
| Miami, FL | 653 | $ 157,362,000 | $ 240,983 | $ 69,000 |
| Fitchburg-Leominster, MA | 610 | $ 73,270,000 | $ 120,114 | $ 64,000 |
| Pittsburgh, PA | 597 | $ 64,219,000 | $ 107,569 | $ 40,000 |
| Denver, CO | 572 | $ 226,941,000 | $ 396,750 | $ 45,000 |
| Dutchess County, NY | 563 | $ 79,885,000 | $ 141,891 | $ 104,000 |
| Minneapolis-St. Paul, MN-WI | 517 | $ 197,971,000 | $ 382,922 | $ 31,000 |
| Tampa-St. Petersburg-Clearwater, FL | 514 | $ 92,412,000 | $ 179,789 | $ 56,000 |
| Riverside-San Bernardino, CA | 510 | $ 153,521,000 | $ 301,021 | $ 45,000 |
| Ventura, CA | 496 | $ 224,790,000 | $ 453,205 | $ 61,000 |
| Houston, TX | 472 | $ 228,641,000 | $ 484,408 | $ 69,000 |
| Dallas, TX | 467 | $ 229,582,000 | $ 491,610 | $ 33,000 |
| Orlando, FL | 450 | $ 85,168,000 | $ 189,262 | $ 75,000 |
| Reading, PA | 436 | $ 40,846,000 | $ 93,683 | $ 55,000 |
| Sacramento, CA | 434 | $ 166,323,000 | $ 383,232 | $ 35,000 |
| Washington, DC-MD-VA-WV | 383 | $ 175,553,000 | $ 458,362 | $ 99,000 |
| St. Louis, MO-IL | 322 | $ 121,227,000 | $ 376,481 | $ 24,000 |
| Lancaster, PA | 304 | $ 27,743,000 | $ 91,259 | $ 54,000 |
| Portland-Vancouver, OR-WA | 301 | $ 98,944,000 | $ 328,717 | $ 50,000 |
| Harrisburg-Lebanon-Carlisle, PA | 289 | $ 26,956,000 | $ 93,273 | $ 43,000 |
| Sarasota-Bradenton, FL | 254 | $ 52,759,000 | $ 207,712 | $ 67,000 |
| Cincinnati, OH-KY-IN | 246 | $ 105,177,000 | $ 427,548 | $ 21,000 |
| Glens Falls, NY | 237 | $ 21,691,000 | $ 91,523 | $ 64,000 |
| Norfolk-Virginia Beach-Newport News, VA-NC | 235 | $ 52,356,000 | $ 222,791 | $ 33,000 |
| Las Vegas, NV-AZ | 222 | $ 55,765,000 | $ 251,193 | $ 47,000 |
| Austin-San Marcos, TX | 219 | $ 100,512,000 | $ 458,958 | $ 45,000 |
| Santa Rosa, CA | 207 | $ 87,780,000 | $ 424,057 | $ 43,000 |
| Ann Arbor, MI | 204 | $ 86,350,000 | $ 423,284 | $ 28,000 |
| Columbus, OH | 203 | $ 68,263,000 | $ 336,270 | $ 40,000 |
| Indianapolis, IN | 195 | $ 68,706,000 | $ 352,338 | $ 34,000 |
| Naples, FL | 192 | $ 49,923,000 | $ 260,015 | $ 125,000 |
| Fort Myers-Cape Coral, FL | 191 | $ 33,291,000 | $ 174,298 | $ 78,000 |
| Santa Barbara-Santa Maria-Lompoc, CA | 191 | $ 93,733,000 | $ 490,748 | $ 47,000 |
| York, PA | 190 | $ 16,939,000 | $ 89,152 | $ 39,000 |
| Boulder-Longmont, CO | 187 | $ 85,200,000 | $ 455,614 | $ 8,000 |
| Raleigh-Durham-Chapel Hill, NC | 187 | $ 79,418,000 | $ 424,695 | $ 99,000 |
| Jacksonville, FL | 186 | $ 39,524,000 | $ 212,494 | $ 67,000 |
| Wilmington-Newark, DE-MD | 181 | $ 37,111,000 | $ 205,033 | $ 64,000 |
| Cleveland-Lorain-Elyria, OH | 178 | $ 39,547,000 | $ 222,174 | $ 25,000 |
| Fort Pierce-Port St. Lucie, FL | 174 | $ 30,279,000 | $ 174,017 | $ 82,000 |
| Melbourne-Titusville-Palm Bay, FL | 167 | $ 28,838,000 | $ 172,682 | $ 101,000 |
| Milwaukee-Waukesha, WI | 153 | $ 44,897,000 | $ 293,444 | $ 15,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 149 | $ 62,844,000 | $ 421,771 | $ 67,000 |
| Santa Cruz-Watsonville, CA | 148 | $ 66,404,000 | $ 448,675 | $ 13,000 |
| Nashville, TN | 145 | $ 36,711,000 | $ 253,179 | $ 33,000 |
| New Orleans, LA | 145 | $ 41,669,000 | $ 287,372 | $ 30,000 |
| Vallejo-Fairfield-Napa, CA | 141 | $ 54,945,000 | $ 389,680 | $ 71,000 |
| Richmond-Petersburg, VA | 133 | $ 36,210,000 | $ 272,255 | $ 39,000 |
| Tucson, AZ | 127 | $ 35,864,000 | $ 282,393 | $ 32,000 |
| Daytona Beach, FL | 123 | $ 17,916,000 | $ 145,658 | $ 59,000 |
| Fort Worth-Arlington, TX | 118 | $ 50,511,000 | $ 428,059 | $ 43,000 |
| San Luis Obispo-Atascadero-Paso Robles, CA | 118 | $ 52,434,000 | $ 444,355 | $ 24,000 |
| Grand Rapids-Muskegon-Holland, MI | 116 | $ 32,384,000 | $ 279,172 | $ 15,000 |
| Salinas, CA | 109 | $ 52,108,000 | $ 478,055 | $ 66,000 |
| Stockton-Lodi, CA | 107 | $ 31,838,000 | $ 297,551 | $ 24,000 |
| Kansas City, MO-KS | 105 | $ 21,878,000 | $ 208,361 | $ 28,000 |
| Louisville, KY-IN | 103 | $ 30,878,000 | $ 299,786 | $ 25,000 |
| Colorado Springs, CO | 98 | $ 30,860,000 | $ 314,897 | $ 37,000 |
| Tacoma, WA | 98 | $ 32,564,000 | $ 332,285 | $ 18,000 |
| Albuquerque, NM | 97 | $ 21,108,000 | $ 217,608 | $ 29,000 |
| Salt Lake City-Ogden, UT | 86 | $ 37,706,000 | $ 438,441 | $ 65,000 |
| San Antonio, TX | 82 | $ 35,416,000 | $ 431,902 | $ 32,000 |
| Reno, NV | 80 | $ 22,838,000 | $ 285,475 | $ 39,000 |
| Fresno, CA | 75 | $ 13,555,000 | $ 180,733 | $ 31,000 |
| Binghamton, NY | 74 | $ 4,388,000 | $ 59,297 | $ 46,000 |
| Dayton-Springfield, OH | 74 | $ 15,939,000 | $ 215,391 | $ 28,000 |
| Oklahoma City, OK | 73 | $ 18,752,000 | $ 256,876 | $ 25,000 |
| Birmingham, AL | 70 | $ 33,633,000 | $ 480,471 | $ 6,000 |
| Pittsfield, MA | 70 | $ 9,522,000 | $ 136,028 | $ 113,000 |
| Jamestown, NY | 69 | $ 4,043,000 | $ 58,594 | $ 42,000 |
| Memphis, TN-AR-MS | 69 | $ 11,673,000 | $ 169,173 | $ 24,000 |
| Santa Fe, NM | 69 | $ 21,941,000 | $ 317,985 | $ 52,000 |
| Lakeland-Winter Haven, FL | 67 | $ 6,181,000 | $ 92,253 | $ 42,000 |
| Erie, PA | 66 | $ 6,174,000 | $ 93,545 | $ 64,000 |
| Johnstown, PA | 65 | $ 4,066,000 | $ 62,553 | $ 28,000 |
| Knoxville, TN | 64 | $ 15,141,000 | $ 236,578 | $ 23,000 |
| Honolulu, HI | 63 | $ 30,699,000 | $ 487,285 | $ 89,000 |
| Tulsa, OK | 59 | $ 7,474,000 | $ 126,677 | $ 29,000 |
| Baton Rouge, LA | 58 | $ 10,682,000 | $ 184,172 | $ 13,000 |
| Akron, OH | 55 | $ 13,282,000 | $ 241,490 | $ 16,000 |
| Bremerton, WA | 55 | $ 21,154,000 | $ 384,618 | $ 11,000 |
| Charleston-North Charleston, SC | 55 | $ 19,109,000 | $ 347,436 | $ 35,000 |
| Greensboro--Winston-Salem--High Point, NC | 55 | $ 18,861,000 | $ 342,927 | $ 37,000 |
| Punta Gorda, FL | 55 | $ 6,315,000 | $ 114,818 | $ 60,000 |
| Gary, IN | 54 | $ 7,650,000 | $ 141,666 | $ 22,000 |
| Jackson, MS | 51 | $ 14,839,000 | $ 290,960 | $ 24,000 |
| Lexington, KY | 51 | $ 14,227,000 | $ 278,960 | $ 22,000 |
| Ocala, FL | 51 | $ 5,199,000 | $ 101,941 | $ 39,000 |
| Pensacola, FL | 50 | $ 7,511,000 | $ 150,220 | $ 64,000 |
| Altoona, PA | 49 | $ 3,035,000 | $ 61,938 | $ 32,000 |
| Greenville-Spartanburg-Anderson, SC | 49 | $ 13,970,000 | $ 285,102 | $ 28,000 |
| Kalamazoo-Battle Creek, MI | 47 | $ 15,036,000 | $ 319,914 | $ 2,000 |
| Modesto, CA | 47 | $ 13,205,000 | $ 280,957 | $ 19,000 |
| Charlottesville, VA | 45 | $ 17,054,000 | $ 378,977 | $ 7,000 |
| Fort Collins-Loveland, CO | 44 | $ 14,876,000 | $ 338,090 | $ 12,000 |
| Des Moines, IA | 43 | $ 11,770,000 | $ 273,720 | $ 15,000 |
| Madison, WI | 43 | $ 12,569,000 | $ 292,302 | $ 18,000 |
| Toledo, OH | 42 | $ 9,154,000 | $ 217,952 | $ 21,000 |
| Bakersfield, CA | 41 | $ 5,871,000 | $ 143,195 | $ 27,000 |
| Biloxi-Gulfport-Pascagoula, MS | 41 | $ 3,078,000 | $ 75,073 | $ 19,000 |
| Eugene-Springfield, OR | 40 | $ 8,701,000 | $ 217,525 | $ 38,000 |
| Lansing-East Lansing, MI | 40 | $ 9,196,000 | $ 229,900 | $ 14,000 |
| Wilmington, NC | 39 | $ 14,814,000 | $ 379,846 | $ 80,000 |
| Mobile, AL | 38 | $ 16,778,000 | $ 441,526 | $ 23,000 |
| Columbia, SC | 37 | $ 11,616,000 | $ 313,945 | $ 70,000 |
| State College, PA | 37 | $ 3,907,000 | $ 105,594 | $ 66,000 |
| Williamsport, PA | 37 | $ 2,647,000 | $ 71,540 | $ 46,000 |
| Hamilton-Middletown, OH | 36 | $ 9,514,000 | $ 264,277 | $ 14,000 |
| Tallahassee, FL | 36 | $ 6,108,000 | $ 169,666 | $ 37,000 |
| Spokane, WA | 35 | $ 6,396,000 | $ 182,742 | $ 20,000 |
| Myrtle Beach, SC | 34 | $ 4,489,000 | $ 132,029 | $ 89,000 |
| Fort Walton Beach, FL | 33 | $ 11,191,000 | $ 339,121 | $ 23,000 |
| Peoria-Pekin, IL | 33 | $ 8,483,000 | $ 257,060 | $ 9,000 |
| Rockford, IL | 33 | $ 4,135,000 | $ 125,303 | $ 42,000 |
| Wichita, KS | 33 | $ 3,760,000 | $ 113,939 | $ 17,000 |
| Flint, MI | 32 | $ 4,364,000 | $ 136,375 | $ 13,000 |
| Fort Wayne, IN | 32 | $ 5,609,000 | $ 175,281 | $ 17,000 |
| Panama City, FL | 32 | $ 6,511,000 | $ 203,468 | $ 53,000 |
| Elmira, NY | 31 | $ 1,423,000 | $ 45,903 | $ 33,000 |
| Sharon, PA | 31 | $ 2,649,000 | $ 85,451 | $ 40,000 |
| South Bend, IN | 31 | $ 7,667,000 | $ 247,322 | $ 24,000 |
| Yolo, CA | 31 | $ 12,950,000 | $ 417,741 | $ 15,000 |
| Dover, DE | 30 | $ 2,913,000 | $ 97,100 | $ 31,000 |
| Springfield, MO | 29 | $ 6,398,000 | $ 220,620 | $ 35,000 |
| Youngstown-Warren, OH | 28 | $ 2,019,000 | $ 72,107 | $ 17,000 |
| Medford-Ashland, OR | 26 | $ 6,166,000 | $ 237,153 | $ 47,000 |
| Salem, OR | 26 | $ 5,736,000 | $ 220,615 | $ 47,000 |
| Savannah, GA | 24 | $ 5,475,000 | $ 228,125 | $ 29,000 |
| Chico-Paradise, CA | 23 | $ 6,101,000 | $ 265,260 | $ 31,000 |
| Jackson, MI | 23 | $ 5,905,000 | $ 256,739 | $ 40,000 |
| Johnson City-Kingsport-Bristol, TN-VA | 22 | $ 1,194,000 | $ 54,272 | $ 17,000 |
| Lafayette, LA | 22 | $ 5,033,000 | $ 228,772 | $ 41,000 |
| Omaha, NE-IA | 22 | $ 10,679,000 | $ 485,409 | $ 27,000 |
| Visalia-Tulare-Porterville, CA | 22 | $ 1,946,000 | $ 88,454 | $ 13,000 |
| Bellingham, WA | 21 | $ 4,483,000 | $ 213,476 | $ 16,000 |
| Saginaw-Bay City-Midland, MI | 21 | $ 3,338,000 | $ 158,952 | $ 23,000 |
| Canton-Massillon, OH | 20 | $ 4,223,000 | $ 211,150 | $ 11,000 |
| Appleton-Oshkosh-Neenah, WI | 19 | $ 1,426,000 | $ 75,052 | $ 41,000 |
| Augusta-Aiken, GA-SC | 19 | $ 2,988,000 | $ 157,263 | $ 24,000 |
| Greeley, CO | 19 | $ 5,239,000 | $ 275,736 | $ 6,000 |
| Kenosha, WI | 19 | $ 2,092,000 | $ 110,105 | $ 20,000 |
| Lynchburg, VA | 19 | $ 4,005,000 | $ 210,789 | $ 21,000 |
| Merced, CA | 19 | $ 3,648,000 | $ 192,000 | $ 34,000 |
| Roanoke, VA | 19 | $ 4,947,000 | $ 260,368 | $ 35,000 |
| Burlington, VT | 18 | $ 4,123,000 | $ 229,055 | $ 52,000 |
| Macon, GA | 18 | $ 3,647,000 | $ 202,611 | $ 44,000 |
| Provo-Orem, UT | 18 | $ 7,057,000 | $ 392,055 | $ 16,000 |
| Shreveport-Bossier City, LA | 18 | $ 2,939,000 | $ 163,277 | $ 4,000 |
| Benton Harbor, MI | 17 | $ 2,752,000 | $ 161,882 | $ 13,000 |
| Champaign-Urbana, IL | 17 | $ 4,471,000 | $ 263,000 | $ 8,000 |
| Las Cruces, NM | 17 | $ 3,492,000 | $ 205,411 | $ 29,000 |
| Flagstaff, AZ-UT | 16 | $ 4,880,000 | $ 305,000 | $ 23,000 |
| Gainesville, FL | 16 | $ 1,899,000 | $ 118,687 | $ 34,000 |
| Hagerstown, MD | 16 | $ 1,271,000 | $ 79,437 | $ 20,000 |
| Yakima, WA | 16 | $ 2,970,000 | $ 185,625 | $ 30,000 |
| Boise City, ID | 15 | $ 5,599,000 | $ 373,266 | $ 27,000 |
| Cedar Rapids, IA | 15 | $ 1,598,000 | $ 106,533 | $ 27,000 |
| Evansville-Henderson, IN-KY | 15 | $ 2,403,000 | $ 160,200 | $ 36,000 |
| Hattiesburg, MS | 15 | $ 3,217,000 | $ 214,466 | $ 21,000 |
| Huntsville, AL | 15 | $ 4,895,000 | $ 326,333 | $ 33,000 |
| Olympia, WA | 15 | $ 4,841,000 | $ 322,733 | $ 35,000 |
| St. Cloud, MN | 15 | $ 2,059,000 | $ 137,266 | $ 25,000 |
| Green Bay, WI | 14 | $ 2,419,000 | $ 172,785 | $ 32,000 |
| Pueblo, CO | 14 | $ 1,000,000 | $ 71,428 | $ 14,000 |
| Springfield, IL | 14 | $ 2,876,000 | $ 205,428 | $ 7,000 |
| Asheville, NC | 13 | $ 4,841,000 | $ 372,384 | $ 21,000 |
| El Paso, TX | 13 | $ 3,713,000 | $ 285,615 | $ 24,000 |
| Racine, WI | 13 | $ 1,916,000 | $ 147,384 | $ 28,000 |
| Redding, CA | 13 | $ 4,020,000 | $ 309,230 | $ 55,000 |
| Rochester, MN | 13 | $ 4,422,000 | $ 340,153 | $ 37,000 |
| Yuma, AZ | 13 | $ 1,082,000 | $ 83,230 | $ 37,000 |
| Chattanooga, TN-GA | 12 | $ 2,028,000 | $ 169,000 | $ 11,000 |
| Joplin, MO | 12 | $ 583,000 | $ 48,583 | $ 34,000 |
| Little Rock-North Little Rock, AR | 12 | $ 4,947,000 | $ 412,250 | $ 20,000 |
| Yuba City, CA | 12 | $ 2,393,000 | $ 199,416 | $ 26,000 |
| Florence, SC | 11 | $ 1,184,000 | $ 107,636 | $ 28,000 |
| Grand Junction, CO | 11 | $ 779,000 | $ 70,818 | $ 10,000 |
| Houma, LA | 11 | $ 834,000 | $ 75,818 | $ 11,000 |
| Iowa City, IA | 11 | $ 3,484,000 | $ 316,727 | $ 23,000 |
| Lake Charles, LA | 11 | $ 1,592,000 | $ 144,727 | $ 26,000 |
| Lawton, OK | 11 | $ 530,000 | $ 48,181 | $ 26,000 |
| Corvallis, OR | 10 | $ 1,236,000 | $ 123,600 | $ 34,000 |
| Cumberland, MD-WV | 10 | $ 708,000 | $ 70,800 | $ 10,000 |
| Davenport-Moline-Rock Island, IA-IL | 10 | $ 543,000 | $ 54,300 | $ 7,000 |
| Fayetteville-Springdale-Rogers, AR | 10 | $ 3,789,000 | $ 378,900 | $ 17,000 |
| Richland-Kennewick-Pasco, WA | 10 | $ 1,457,000 | $ 145,700 | $ 8,000 |
| Topeka, KS | 10 | $ 421,000 | $ 42,100 | $ 26,000 |
| Athens, GA | 9 | $ 2,852,000 | $ 316,888 | $ 65,000 |
| Columbia, MO | 9 | $ 1,306,000 | $ 145,111 | $ 8,000 |
| Elkhart-Goshen, IN | 9 | $ 1,556,000 | $ 172,888 | $ 54,000 |
| Mansfield, OH | 9 | $ 473,000 | $ 52,555 | $ 32,000 |
| Bloomington-Normal, IL | 8 | $ 2,835,000 | $ 354,375 | $ 54,000 |
| Danville, VA | 8 | $ 273,000 | $ 34,125 | $ 0 |
| Galveston-Texas City, TX | 8 | $ 3,078,000 | $ 384,750 | $ 17,000 |
| Janesville-Beloit, WI | 8 | $ 363,000 | $ 45,375 | $ 10,000 |
| Kankakee, IL | 8 | $ 1,001,000 | $ 125,125 | $ 143,000 |
| Lima, OH | 8 | $ 817,000 | $ 102,125 | $ 0 |
| Monroe, LA | 8 | $ 1,601,000 | $ 200,125 | $ 28,000 |
| Montgomery, AL | 8 | $ 3,053,000 | $ 381,625 | $ 14,000 |
| Wausau, WI | 8 | $ 886,000 | $ 110,750 | $ 16,000 |
| Columbus, GA-AL | 7 | $ 1,175,000 | $ 167,857 | $ 27,000 |
| Fort Smith, AR-OK | 7 | $ 3,396,000 | $ 485,142 | $ 0 |
| Lafayette, IN | 7 | $ 625,000 | $ 89,285 | $ 29,000 |
| Brazoria, TX | 6 | $ 1,270,000 | $ 211,666 | $ 66,000 |
| Duluth-Superior, MN-WI | 6 | $ 1,390,000 | $ 231,666 | $ 39,000 |
| Lawrence, KS | 6 | $ 1,710,000 | $ 285,000 | $ 8,000 |
| Rocky Mount, NC | 6 | $ 665,000 | $ 110,833 | $ 48,000 |
| Sumter, SC | 6 | $ 295,000 | $ 49,166 | $ 24,000 |
| Tyler, TX | 6 | $ 2,602,000 | $ 433,666 | $ 31,000 |
| Bloomington, IN | 5 | $ 2,187,000 | $ 437,400 | $ 47,000 |
| Eau Claire, WI | 5 | $ 368,000 | $ 73,600 | $ 26,000 |
| Fayetteville, NC | 5 | $ 709,000 | $ 141,800 | $ 55,000 |
| Jackson, TN | 5 | $ 707,000 | $ 141,400 | $ 4,000 |
| Albany, GA | 4 | $ 1,015,000 | $ 253,750 | $ 36,000 |
| Auburn-Opelika, AL | 4 | $ 1,266,000 | $ 316,500 | $ 0 |
| Brownsville-Harlingen-San Benito, TX | 4 | $ 2,050,000 | $ 512,500 | $ 0 |
| Clarksville-Hopkinsville, TN-KY | 4 | $ 210,000 | $ 52,500 | $ 56,000 |
| Decatur, IL | 4 | $ 211,000 | $ 52,750 | $ 18,000 |
| Enid, OK | 4 | $ 177,000 | $ 44,250 | $ 77,000 |
| Jonesboro, AR | 4 | $ 1,811,000 | $ 452,750 | $ 0 |
| Lincoln, NE | 4 | $ 2,318,000 | $ 579,500 | $ 0 |
| Lubbock, TX | 4 | $ 1,766,000 | $ 441,500 | $ 0 |
| McAllen-Edinburg-Mission, TX | 4 | $ 673,000 | $ 168,250 | $ 47,000 |
| Sherman-Denison, TX | 4 | $ 1,952,000 | $ 488,000 | $ 0 |
| Terre Haute, IN | 4 | $ 459,000 | $ 114,750 | $ 10,000 |
| Beaumont-Port Arthur, TX | 3 | $ 960,000 | $ 320,000 | $ 12,000 |
| Corpus Christi, TX | 3 | $ 1,347,000 | $ 449,000 | $ 0 |
| Hickory-Morganton-Lenoir, NC | 3 | $ 1,171,000 | $ 390,333 | $ 0 |
| Jacksonville, NC | 3 | $ 372,000 | $ 124,000 | $ 354,000 |
| Killeen-Temple, TX | 3 | $ 504,000 | $ 168,000 | $ 51,000 |
| Kokomo, IN | 3 | $ 109,000 | $ 36,333 | $ 0 |
| Laredo, TX | 3 | $ 1,348,000 | $ 449,333 | $ 0 |
| Sheboygan, WI | 3 | $ 741,000 | $ 247,000 | $ 15,000 |
| Sioux City, IA-NE | 3 | $ 149,000 | $ 49,666 | $ 0 |
| St. Joseph, MO | 3 | $ 172,000 | $ 57,333 | $ 16,000 |
| Alexandria, LA | 2 | $ 108,000 | $ 54,000 | $ 32,000 |
| Anchorage, AK | 2 | $ 777,000 | $ 388,500 | $ 74,000 |
| Billings, MT | 2 | $ 895,000 | $ 447,500 | $ 0 |
| Bryan-College Station, TX | 2 | $ 478,000 | $ 239,000 | $ 32,000 |
| Charleston, WV | 2 | $ 1,050,000 | $ 525,000 | $ 0 |
| Decatur, AL | 2 | $ 1,041,000 | $ 520,500 | $ 0 |
| Dothan, AL | 2 | $ 625,000 | $ 312,500 | $ 59,000 |
| Dubuque, IA | 2 | $ 844,000 | $ 422,000 | $ 0 |
| Missoula, MT | 2 | $ 764,000 | $ 382,000 | $ 18,000 |
| Odessa-Midland, TX | 2 | $ 1,355,000 | $ 677,500 | $ 0 |
| Rapid City, SD | 2 | $ 556,000 | $ 278,000 | $ 44,000 |
| Sioux Falls, SD | 2 | $ 894,000 | $ 447,000 | $ 0 |
| Tuscaloosa, AL | 2 | $ 863,000 | $ 431,500 | $ 0 |
| Waterloo-Cedar Falls, IA | 2 | $ 38,000 | $ 19,000 | $ 0 |
| Aguadilla, PR | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Casper, WY | 1 | $ 268,000 | $ 268,000 | $ 101,000 |
| Greenville, NC | 1 | $ 134,000 | $ 134,000 | $ 55,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 364,000 | $ 364,000 | $ 0 |
| La Crosse, WI-MN | 1 | $ 328,000 | $ 328,000 | $ 0 |
| Longview-Marshall, TX | 1 | $ 70,000 | $ 70,000 | $ 70,000 |
| Owensboro, KY | 1 | $ 63,000 | $ 63,000 | $ 69,000 |
| Pine Bluff, AR | 1 | $ 86,000 | $ 86,000 | $ 100,000 |
| Texarkana, TX-AR | 1 | $ 392,000 | $ 392,000 | $ 0 |
| Waco, TX | 1 | $ 400,000 | $ 400,000 | $ 0 |
Mortgage Loan Application Detail Totals for Fleet National Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 211,349 | $37,476,515,000 | $279,076 | $4,000,000 | $46,403 | $9,305,000 |
| Home Purchase (one-to-four family) | 32,062 | $8,349,637,000 | $359,180 | $4,000,000 | $44,200 | $9,390,000 |
| Home Improvement (one-to-four family) | 22,530 | $1,535,463,000 | $48,731 | $2,100,000 | $48,243 | $9,999,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 26 | $49,299,000 | $1,258,666 | $25,000,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 152,392 | $19,421,505,000 | $100,588 | $4,000,000 | $72,921 | $9,999,000 |
| Not applicable | 36,778 | $17,573,235,000 | $475,880 | $25,000,000 | $40 | $158,000 |
| Information not provided by applicant in mail or telephone application | 33,225 | $4,840,647,000 | $106,347 | $4,000,000 | $61,173 | $7,932,000 |
| Hispanic | 14,805 | $1,830,637,000 | $86,452 | $1,295,000 | $44,547 | $2,077,000 |
| Black | 11,635 | $1,338,813,000 | $74,609 | $720,000 | $40,707 | $3,732,000 |
| Asian or Pacific Islander | 9,230 | $1,362,422,000 | $97,973 | $1,600,000 | $44,763 | $4,944,000 |
| Other | 6,632 | $889,153,000 | $86,763 | $1,268,000 | $45,157 | $9,305,000 |
| American Indian or Alaskan Native | 1,270 | $154,502,000 | $87,533 | $600,000 | $52,666 | $1,200,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 262,077 | $46,861,971,000 | $283,230 | $25,000,000 | $46,173 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 3,541 | $504,659,000 | $115,000 | $530,000 | $46,814 | $431,000 |
| VA-guaranteed (Veterans Administration) | 349 | $44,284,000 | $119,000 | $273,000 | $51,809 | $485,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 149,751 | $19,734,247,000 | $100,460 | $25,000,000 | $63,120 | $9,999,000 |
| Application Denied By Financial Institution | 49,406 | $6,325,558,000 | $92,163 | $1,995,000 | $59,938 | $9,305,000 |
| Loan Purchased By The Institution | 36,797 | $17,531,093,000 | $475,340 | $1,996,000 | $240 | $158,000 |
| Application Approved But Not Accepted | 20,838 | $2,350,006,000 | $78,761 | $2,000,000 | $53,523 | $9,390,000 |
| Application Withdrawn By Applicant | 8,400 | $1,335,608,000 | $129,500 | $2,000,000 | $74,727 | $2,942,000 |
| File Closed For Incompleteness | 775 | $134,402,000 | $140,838 | $1,500,000 | $81,354 | $1,000,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 22,208 | $2,397,352,000 | $86,750 | $1,825,000 | $49,500 | $9,305,000 |
| Collateral | 13,166 | $1,601,988,000 | $79,833 | $1,760,000 | $43,357 | $6,029,000 |
| Debt-To-Income Ratio | 5,983 | $1,075,373,000 | $143,261 | $1,995,000 | $50,047 | $907,000 |
| Credit Application Incomplete | 5,715 | $897,934,000 | $101,815 | $1,500,000 | $70,000 | $5,096,000 |
| Other | 1,501 | $226,256,000 | $96,000 | $1,700,000 | $91,294 | $2,400,000 |
| Unverifiable Information | 399 | $49,988,000 | $79,375 | $600,000 | $75,937 | $1,209,000 |
| Employment History | 253 | $44,256,000 | $167,785 | $1,000,000 | $87,857 | $757,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 180 | $32,375,000 | $137,812 | $1,620,000 | $61,875 | $1,497,000 |
| Mortgage Insurance Denied | 1 | $36,000 | $36,000 | $36,000 | $31,000 | $31,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fleet National Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fleet National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About