Foote Capital Mortgage Company Mortgage Lending & HMDA Data, 2025
In 2025, Foote Capital Mortgage Company of Carlisle, PA reported 118 mortgage applications totaling $33.3 million. The average application was for $282,033, and applicants reported an average income of $107,644. 83% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Harrisburg-Carlisle, PA (85), York-Hanover, PA (10) and Gettysburg, PA (9) (applications in parentheses).
| Mortgage Company & Address | Foote Capital Mortgage Company 17 E High St Suite 102 Carlisle, PA 17013 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 118 |
| Total Mortgage Loan Application Amount | $33,280,000 |
| Average Mortgage Loan Application Amount | $282,033 |
| Highest Mortgage Loan Application Amount | $845,000 |
| Average Applicant Income | $107,644 |
| Highest Applicant Income | $339,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Foote Capital Mortgage Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cumberland, Pennsylvania | 71 | $ 20,575,000 | $ 289,788 | $ 112,000 |
| York, Pennsylvania | 10 | $ 2,700,000 | $ 270,000 | $ 82,000 |
| Adams, Pennsylvania | 9 | $ 3,195,000 | $ 355,000 | $ 138,000 |
| Dauphin, Pennsylvania | 9 | $ 2,475,000 | $ 275,000 | $ 108,000 |
| Franklin, Pennsylvania | 8 | $ 2,030,000 | $ 253,750 | $ 88,000 |
| Perry, Pennsylvania | 5 | $ 1,165,000 | $ 233,000 | $ 107,000 |
| Mifflin, Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 88,000 |
| Washington, Maryland | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Horry, South Carolina | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
Mortgage Loan Application Detail Totals for Foote Capital Mortgage Company in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 110 | $30,570,000 | $277,000 | $845,000 | $105,000 | $339,000 |
| Cash-out Refinancing | 4 | $1,500,000 | $375,000 | $465,000 | $137,000 | $224,000 |
| Refinancing | 4 | $1,210,000 | $302,000 | $355,000 | $151,000 | $165,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 108 | $30,600,000 | $283,000 | $845,000 | $108,000 | $339,000 |
| Black or African American | 4 | $1,240,000 | $310,000 | $415,000 | $108,000 | $141,000 |
| Hispanic | 3 | $725,000 | $241,000 | $335,000 | $82,000 | $110,000 |
| Asian | 3 | $715,000 | $238,000 | $325,000 | $123,000 | $173,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 101 | $28,025,000 | $277,000 | $845,000 | $106,000 | $339,000 |
| FHA-insured (Federal Housing Administration) | 9 | $2,625,000 | $291,000 | $455,000 | $118,000 | $192,000 |
| VA-guaranteed (Veterans Administration) | 8 | $2,630,000 | $328,000 | $505,000 | $120,000 | $192,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 98 | $26,690,000 | $272,000 | $805,000 | $105,000 | $339,000 |
| Application Denied By Financial Institution | 14 | $4,890,000 | $349,000 | $845,000 | $120,000 | $223,000 |
| Application Withdrawn By Applicant | 4 | $1,140,000 | $285,000 | $385,000 | $120,000 | $192,000 |
| Preapproval Approved but not Accepted | 1 | $455,000 | $455,000 | $455,000 | $165,000 | $165,000 |
| Preapproval Denied by Financial Institution | 1 | $105,000 | $105,000 | $105,000 | $41,000 | $41,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 103 | $28,285,000 | $274,000 | $805,000 | $106,000 | $339,000 |
| Collateral | 12 | $4,160,000 | $346,000 | $845,000 | $119,000 | $223,000 |
| Credit History | 2 | $480,000 | $240,000 | $375,000 | $110,000 | $179,000 |
| Unverifiable Information | 1 | $355,000 | $355,000 | $355,000 | $77,000 | $77,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Foote Capital Mortgage Company's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Foote Capital Mortgage Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About