Fbt Bank & Mortgage Mortgage Lending & HMDA Data, 2024
In 2024, Fbt Bank & Mortgage of Fordyce, AR reported 117 mortgage applications totaling $11.5 million, up 6% from 2023. The average application was for $98,418, and applicants reported an average income of $93,008. 90% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Little Rock-North Little Rock-Conway, AR (12), Allentown-Bethlehem-Easton, PA-NJ (1) and Fort Smith, AR-OK (1) (applications in parentheses).
| Mortgage Company & Address | Fbt Bank & Mortgage 200 West Fourth St Fordyce, AR 71742 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2024 2023 |
| Total Number of Mortgage Applications | 117 |
| Total Mortgage Loan Application Amount | $11,515,000 |
| Average Mortgage Loan Application Amount | $98,418 |
| Highest Mortgage Loan Application Amount | $535,000 |
| Average Applicant Income | $93,008 |
| Highest Applicant Income | $399,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fbt Bank & Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 101 | $ 7,615,000 | $ 75,396 | $ 88,000 |
| Little Rock-North Little Rock-Conway, AR | 12 | $ 2,660,000 | $ 221,666 | $ 122,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 535,000 | $ 535,000 | $ 117,000 |
| Fort Smith, AR-OK | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Hot Springs, AR | 1 | $ 55,000 | $ 55,000 | $ 144,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 405,000 | $ 405,000 | $ 0 |
Mortgage Loan Application Detail Totals for Fbt Bank & Mortgage in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 52 | $6,610,000 | $127,000 | $535,000 | $92,000 | $233,000 |
| Cash-out Refinancing | 22 | $1,810,000 | $82,000 | $325,000 | $93,000 | $200,000 |
| Refinancing | 18 | $1,940,000 | $107,000 | $425,000 | $117,000 | $399,000 |
| Home Improvement | 17 | $915,000 | $53,000 | $175,000 | $90,000 | $229,000 |
| Other Purpose | 8 | $240,000 | $30,000 | $55,000 | $52,000 | $126,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 71 | $7,415,000 | $104,000 | $535,000 | $93,000 | $233,000 |
| Black or African American | 21 | $1,295,000 | $61,000 | $255,000 | $67,000 | $229,000 |
| Not applicable | 18 | $1,940,000 | $107,000 | $405,000 | $0 | $0 |
| Hispanic | 6 | $770,000 | $128,000 | $425,000 | $127,000 | $180,000 |
| Not Provided | 1 | $95,000 | $95,000 | $95,000 | $399,000 | $399,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 117 | $11,515,000 | $98,000 | $535,000 | $93,000 | $399,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 105 | $10,375,000 | $98,000 | $535,000 | $97,000 | $399,000 |
| Application Denied By Financial Institution | 10 | $870,000 | $87,000 | $165,000 | $65,000 | $140,000 |
| Application Withdrawn By Applicant | 2 | $270,000 | $135,000 | $225,000 | $52,000 | $86,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 117 | $11,515,000 | $98,000 | $535,000 | $93,000 | $399,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fbt Bank & Mortgage's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fbt Bank & Mortgage's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About