2 mortgage lenders are based in Fosston, MN, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Polk County, MN in 2025.
In 2025, 83 lenders made 583 home loans worth $118.5 million in Polk County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Polk County, which includes Fosston.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Gate City Bank Fargo, ND | 48 | $6.4M | $132,000 | 8.2% |
| 2 | Old National Bank Evansville, IN | 45 | $8.9M | $199,000 | 7.7% |
| 3 | United Wholesale Mortgage Plymouth, MI | 42 | $11.0M | $263,000 | 7.2% |
| 4 | Frandsen Bank & Trust Lonsdale, MN | 35 | $6.4M | $183,000 | 6.0% |
| 5 | Bravera Bank Dickinson, ND | 35 | $5.6M | $161,000 | 6.0% |
| 6 | Ultima Bank Minnesota Fosston, MN | 27 | $4.0M | $147,000 | 4.6% |
| 7 | First Community Credit Union Jamestown, ND | 22 | $2.7M | $123,000 | 3.8% |
| 8 | American Federal Bank Fargo, ND | 21 | $8.3M | $395,000 | 3.6% |
| 9 | First International Bank & Trust Minot, ND | 20 | $3.6M | $178,000 | 3.4% |
| 10 | Alerus Financial NA Grand Forks, ND | 19 | $4.3M | $226,000 | 3.3% |
See every lender in Polk County and its 2025 mortgage data · top lenders in Minnesota · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Ultima Bank Minnesota
603 HILLIGOSS BLVD. SE FOSSTON, MN 56542 |
* | 1,059 | $109,575,000 |
| Ultima Bank Minnesota
603 HILLIGOSS BLVD. SE FOSSTON, MN 56542 |
* | 180 | $37,110,000 |
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