2 mortgage lenders are based in Frankfort, KY, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Franklin County, KY in 2025.
In 2025, 158 lenders made 1,353 home loans worth $271.8 million in Franklin County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Franklin County, which includes Frankfort.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Commonwealth Federal Credit Union Frankfort, KY | 282 | $30.3M | $107,000 | 20.8% |
| 2 | Stockton Mortgage Corporation Frankfort, KY | 91 | $20.1M | $220,000 | 6.7% |
| 3 | United Wholesale Mortgage Plymouth, MI | 55 | $14.2M | $259,000 | 4.1% |
| 4 | Traditional Bank Inc Mt Sterling, KY | 51 | $11.7M | $229,000 | 3.8% |
| 5 | Wesbanco Bank, Inc. Wheeling, WV | 42 | $6.5M | $154,000 | 3.1% |
| 6 | Fifth Third Bank, National Association Cincinnati, OH | 42 | $6.1M | $145,000 | 3.1% |
| 7 | City National Bank of Wv Cross Lanes, WV | 34 | $6.7M | $198,000 | 2.5% |
| 8 | Independence Bank of Kentucky Owensboro, KY | 31 | $6.6M | $213,000 | 2.3% |
| 9 | Community Trust Bank, Inc. Pikeville, KY | 30 | $6.1M | $202,000 | 2.2% |
| 10 | Ark-La-Tex Financial Services LLC Plano, TX | 27 | $4.5M | $165,000 | 2.0% |
See every lender in Franklin County and its 2025 mortgage data · top lenders in Kentucky · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Commonwealth Federal Credit Union
P.O. BOX 978 FRANKFORT, KY 40601 |
* | 33,292 | $3,671,446,000 |
| Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD. FRANKFORT, KY 40601 |
* | 100,357 | $20,474,904,000 |
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