Fraternity Fs&La Mortgage Lending & HMDA Data, 2011
In 2011, Fraternity Fs&La of Baltimore, MD reported 100 mortgage applications totaling $34.2 million. The average application was for $342,050, and applicants reported an average income of $136,180. 66% of its applications resulted in an originated loan and 18% were denied. Its largest market was Baltimore-Towson, MD (98).
| Mortgage Company & Address | Fraternity Fs&La 764 Washington Blvd Baltimore, MD 21230 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 100 |
| Total Mortgage Loan Application Amount | $34,205,000 |
| Average Mortgage Loan Application Amount | $342,050 |
| Highest Mortgage Loan Application Amount | $1,667,000 |
| Average Applicant Income | $136,180 |
| Highest Applicant Income | $1,410,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fraternity Fs&La filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Fraternity Fs&La in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 55 | $14,523,000 | $264,000 | $950,000 | $112,000 | $372,000 |
| Home Purchase | 37 | $15,910,000 | $430,000 | $1,667,000 | $178,000 | $1,410,000 |
| Home Improvement | 8 | $3,772,000 | $471,000 | $1,653,000 | $109,000 | $292,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 63 | $24,088,000 | $382,000 | $1,667,000 | $167,000 | $1,410,000 |
| Not Provided | 19 | $6,727,000 | $354,000 | $1,000,000 | $141,000 | $372,000 |
| Not applicable | 15 | $3,089,000 | $205,000 | $655,000 | $19,000 | $186,000 |
| Asian | 1 | $176,000 | $176,000 | $176,000 | $42,000 | $42,000 |
| Black or African American | 1 | $60,000 | $60,000 | $60,000 | $35,000 | $35,000 |
| Hispanic | 1 | $65,000 | $65,000 | $65,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 100 | $34,205,000 | $342,000 | $1,667,000 | $136,000 | $1,410,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 66 | $22,212,000 | $336,000 | $1,667,000 | $160,000 | $1,410,000 |
| Application Denied By Financial Institution | 18 | $6,532,000 | $362,000 | $1,653,000 | $93,000 | $292,000 |
| Application Withdrawn By Applicant | 11 | $3,227,000 | $293,000 | $480,000 | $79,000 | $165,000 |
| File Closed For Incompleteness | 5 | $2,234,000 | $446,000 | $1,044,000 | $92,000 | $265,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 9 | $4,410,000 | $490,000 | $1,653,000 | $101,000 | $292,000 |
| Collateral | 4 | $824,000 | $206,000 | $635,000 | $113,000 | $186,000 |
| Other | 2 | $953,000 | $476,000 | $844,000 | $108,000 | $216,000 |
| Credit History | 2 | $275,000 | $137,000 | $215,000 | $47,000 | $59,000 |
| Employment History | 1 | $70,000 | $70,000 | $70,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fraternity Fs&La's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fraternity Fs&La's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About