Fremont Investment & Loan Mortgage Lending & HMDA Data, 2003
In 2003, Fremont Investment & Loan of Brea, CA reported 141,319 mortgage applications totaling $24.6 billion. The average application was for $174,325, and applicants reported an average income of $80,299. 58% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Los Angeles-Long Beach, CA (11,062), Riverside-San Bernardino, CA (10,128) and Chicago, IL (7,200) (applications in parentheses).
| Mortgage Company & Address | Fremont Investment & Loan 2727 E. Imperial Highway Brea, CA 92821 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 141,319 |
| Total Mortgage Loan Application Amount | $24,635,437,000 |
| Average Mortgage Loan Application Amount | $174,325 |
| Highest Mortgage Loan Application Amount | $82,500,000 |
| Average Applicant Income | $80,299 |
| Highest Applicant Income | $6,287,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fremont Investment & Loan filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach, CA | 11,062 | $ 2,246,103,000 | $ 203,046 | $ 88,000 |
| Riverside-San Bernardino, CA | 10,128 | $ 1,622,243,000 | $ 160,174 | $ 84,000 |
| Chicago, IL | 7,200 | $ 1,226,436,000 | $ 170,338 | $ 74,000 |
| New York, NY | 5,078 | $ 1,653,469,000 | $ 325,614 | $ 99,000 |
| Oakland, CA | 4,076 | $ 1,007,853,000 | $ 247,265 | $ 98,000 |
| Miami, FL | 3,503 | $ 593,114,000 | $ 169,316 | $ 84,000 |
| Orange County, CA | 3,466 | $ 879,891,000 | $ 253,863 | $ 116,000 |
| Nassau-Suffolk, NY | 3,355 | $ 807,283,000 | $ 240,620 | $ 93,000 |
| Tampa-St. Petersburg-Clearwater, FL | 3,203 | $ 357,771,000 | $ 111,698 | $ 65,000 |
| Sacramento, CA | 3,170 | $ 545,665,000 | $ 172,134 | $ 91,000 |
| San Diego, CA | 2,821 | $ 787,695,000 | $ 279,225 | $ 97,000 |
| Minneapolis-St. Paul, MN-WI | 2,548 | $ 399,016,000 | $ 156,599 | $ 73,000 |
| Fort Lauderdale, FL | 2,368 | $ 334,410,000 | $ 141,220 | $ 74,000 |
| Phoenix-Mesa, AZ | 2,344 | $ 296,782,000 | $ 126,613 | $ 73,000 |
| Las Vegas, NV-AZ | 2,310 | $ 306,260,000 | $ 132,580 | $ 87,000 |
| Denver, CO | 2,291 | $ 416,986,000 | $ 182,010 | $ 77,000 |
| Detroit, MI | 1,959 | $ 245,272,000 | $ 125,202 | $ 71,000 |
| Newark, NJ | 1,939 | $ 371,729,000 | $ 191,711 | $ 90,000 |
| Stockton-Lodi, CA | 1,771 | $ 310,711,000 | $ 175,443 | $ 82,000 |
| Boston, MA-NH | 1,682 | $ 414,694,000 | $ 246,548 | $ 93,000 |
| Orlando, FL | 1,676 | $ 199,142,000 | $ 118,819 | $ 72,000 |
| Atlanta, GA | 1,499 | $ 204,653,000 | $ 136,526 | $ 72,000 |
| Seattle-Bellevue-Everett, WA | 1,377 | $ 240,908,000 | $ 174,951 | $ 84,000 |
| Baltimore, MD | 1,341 | $ 210,775,000 | $ 157,177 | $ 95,000 |
| Vallejo-Fairfield-Napa, CA | 1,272 | $ 275,721,000 | $ 216,761 | $ 96,000 |
| West Palm Beach-Boca Raton, FL | 1,265 | $ 176,396,000 | $ 139,443 | $ 71,000 |
| San Jose, CA | 1,216 | $ 375,716,000 | $ 308,976 | $ 113,000 |
| Dallas, TX | 1,146 | $ 141,420,000 | $ 123,403 | $ 105,000 |
| Modesto, CA | 1,098 | $ 174,640,000 | $ 159,052 | $ 92,000 |
| Monmouth-Ocean, NJ | 1,080 | $ 219,208,000 | $ 202,970 | $ 94,000 |
| Bergen-Passaic, NJ | 959 | $ 223,485,000 | $ 233,039 | $ 101,000 |
| Fresno, CA | 944 | $ 116,557,000 | $ 123,471 | $ 81,000 |
| Fort Myers-Cape Coral, FL | 862 | $ 109,245,000 | $ 126,734 | $ 70,000 |
| Honolulu, HI | 804 | $ 154,493,000 | $ 192,155 | $ 87,000 |
| Salt Lake City-Ogden, UT | 800 | $ 91,899,000 | $ 114,873 | $ 76,000 |
| San Francisco, CA | 788 | $ 292,798,000 | $ 371,571 | $ 113,000 |
| Middlesex-Somerset-Hunterdon, NJ | 775 | $ 157,712,000 | $ 203,499 | $ 96,000 |
| Philadelphia, PA-NJ | 748 | $ 105,415,000 | $ 140,929 | $ 76,000 |
| Jacksonville, FL | 697 | $ 73,545,000 | $ 105,516 | $ 62,000 |
| St. Louis, MO-IL | 681 | $ 74,772,000 | $ 109,797 | $ 75,000 |
| Ventura, CA | 673 | $ 174,970,000 | $ 259,985 | $ 105,000 |
| Norfolk-Virginia Beach-Newport News, VA-NC | 664 | $ 73,250,000 | $ 110,316 | $ 58,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 636 | $ 70,322,000 | $ 110,569 | $ 67,000 |
| Bakersfield, CA | 635 | $ 69,966,000 | $ 110,182 | $ 73,000 |
| Houston, TX | 625 | $ 82,827,000 | $ 132,523 | $ 109,000 |
| Albany-Schenectady-Troy, NY | 607 | $ 62,440,000 | $ 102,866 | $ 64,000 |
| Hartford, CT | 606 | $ 76,685,000 | $ 126,542 | $ 71,000 |
| Bridgeport, CT | 603 | $ 95,992,000 | $ 159,190 | $ 91,000 |
| Portland-Vancouver, OR-WA | 587 | $ 78,751,000 | $ 134,158 | $ 79,000 |
| New Haven-Meriden, CT | 572 | $ 77,103,000 | $ 134,795 | $ 88,000 |
| Richmond-Petersburg, VA | 552 | $ 58,815,000 | $ 106,548 | $ 61,000 |
| Sarasota-Bradenton, FL | 537 | $ 77,146,000 | $ 143,661 | $ 73,000 |
| Milwaukee-Waukesha, WI | 509 | $ 62,611,000 | $ 123,007 | $ 68,000 |
| Fort Worth-Arlington, TX | 501 | $ 51,596,000 | $ 102,986 | $ 104,000 |
| Kansas City, MO-KS | 494 | $ 49,304,000 | $ 99,805 | $ 59,000 |
| Nashville, TN | 494 | $ 54,128,000 | $ 109,570 | $ 70,000 |
| Raleigh-Durham-Chapel Hill, NC | 493 | $ 64,009,000 | $ 129,835 | $ 69,000 |
| Tacoma, WA | 480 | $ 58,501,000 | $ 121,877 | $ 69,000 |
| Naples, FL | 478 | $ 74,836,000 | $ 156,560 | $ 70,000 |
| Salinas, CA | 478 | $ 118,224,000 | $ 247,330 | $ 103,000 |
| Santa Rosa, CA | 463 | $ 117,467,000 | $ 253,708 | $ 100,000 |
| Buffalo-Niagara Falls, NY | 456 | $ 45,474,000 | $ 99,723 | $ 57,000 |
| Providence-Fall River-Warwick, RI-MA | 403 | $ 55,681,000 | $ 138,166 | $ 70,000 |
| Colorado Springs, CO | 397 | $ 55,878,000 | $ 140,750 | $ 91,000 |
| Santa Barbara-Santa Maria-Lompoc, CA | 396 | $ 83,769,000 | $ 211,537 | $ 88,000 |
| Jersey City, NJ | 386 | $ 78,733,000 | $ 203,971 | $ 88,000 |
| Merced, CA | 361 | $ 50,076,000 | $ 138,714 | $ 93,000 |
| Daytona Beach, FL | 354 | $ 34,882,000 | $ 98,536 | $ 55,000 |
| Columbus, OH | 342 | $ 40,814,000 | $ 119,339 | $ 76,000 |
| Redding, CA | 334 | $ 43,644,000 | $ 130,670 | $ 69,000 |
| Cincinnati, OH-KY-IN | 300 | $ 32,608,000 | $ 108,693 | $ 68,000 |
| Newburgh, NY-PA | 292 | $ 53,054,000 | $ 181,691 | $ 76,000 |
| Memphis, TN-AR-MS | 283 | $ 31,027,000 | $ 109,636 | $ 69,000 |
| Visalia-Tulare-Porterville, CA | 276 | $ 30,056,000 | $ 108,898 | $ 67,000 |
| Cleveland-Lorain-Elyria, OH | 274 | $ 33,611,000 | $ 122,667 | $ 67,000 |
| Lakeland-Winter Haven, FL | 270 | $ 24,576,000 | $ 91,022 | $ 64,000 |
| Indianapolis, IN | 267 | $ 27,345,000 | $ 102,415 | $ 58,000 |
| Worcester, MA-CT | 263 | $ 41,177,000 | $ 156,566 | $ 73,000 |
| Atlantic-Cape May, NJ | 260 | $ 39,689,000 | $ 152,650 | $ 90,000 |
| Grand Rapids-Muskegon-Holland, MI | 256 | $ 27,527,000 | $ 107,527 | $ 63,000 |
| Stamford-Norwalk, CT | 255 | $ 75,162,000 | $ 294,752 | $ 123,000 |
| Brockton, MA | 252 | $ 47,387,000 | $ 188,043 | $ 71,000 |
| Tulsa, OK | 250 | $ 26,790,000 | $ 107,160 | $ 67,000 |
| Ocala, FL | 248 | $ 22,779,000 | $ 91,850 | $ 53,000 |
| Danbury, CT | 246 | $ 49,986,000 | $ 203,195 | $ 101,000 |
| Greeley, CO | 228 | $ 31,506,000 | $ 138,184 | $ 65,000 |
| Fort Pierce-Port St. Lucie, FL | 220 | $ 27,293,000 | $ 124,059 | $ 69,000 |
| Santa Cruz-Watsonville, CA | 220 | $ 66,060,000 | $ 300,272 | $ 105,000 |
| Rockford, IL | 218 | $ 20,878,000 | $ 95,770 | $ 58,000 |
| Tucson, AZ | 211 | $ 24,104,000 | $ 114,236 | $ 76,000 |
| Flint, MI | 205 | $ 22,842,000 | $ 111,424 | $ 65,000 |
| Oklahoma City, OK | 204 | $ 19,688,000 | $ 96,509 | $ 59,000 |
| Dutchess County, NY | 201 | $ 36,619,000 | $ 182,184 | $ 82,000 |
| Yuba City, CA | 193 | $ 25,718,000 | $ 133,253 | $ 63,000 |
| Yolo, CA | 190 | $ 34,365,000 | $ 180,868 | $ 84,000 |
| Greensboro--Winston-Salem--High Point, NC | 188 | $ 19,699,000 | $ 104,781 | $ 62,000 |
| Lowell, MA-NH | 186 | $ 33,508,000 | $ 180,150 | $ 73,000 |
| Melbourne-Titusville-Palm Bay, FL | 186 | $ 21,352,000 | $ 114,795 | $ 75,000 |
| Provo-Orem, UT | 186 | $ 23,817,000 | $ 128,048 | $ 95,000 |
| Ann Arbor, MI | 184 | $ 31,819,000 | $ 172,929 | $ 70,000 |
| Chico-Paradise, CA | 182 | $ 25,636,000 | $ 140,857 | $ 66,000 |
| Fort Collins-Loveland, CO | 180 | $ 27,298,000 | $ 151,655 | $ 77,000 |
| Lawrence, MA-NH | 173 | $ 33,026,000 | $ 190,901 | $ 66,000 |
| San Luis Obispo-Atascadero-Paso Robles, CA | 167 | $ 42,136,000 | $ 252,311 | $ 96,000 |
| Toledo, OH | 167 | $ 17,614,000 | $ 105,473 | $ 66,000 |
| Lansing-East Lansing, MI | 163 | $ 16,880,000 | $ 103,558 | $ 57,000 |
| Springfield, MA | 152 | $ 17,459,000 | $ 114,861 | $ 61,000 |
| Reno, NV | 146 | $ 20,743,000 | $ 142,075 | $ 92,000 |
| New London-Norwich, CT-RI | 143 | $ 19,481,000 | $ 136,230 | $ 83,000 |
| Spokane, WA | 140 | $ 11,885,000 | $ 84,892 | $ 64,000 |
| Waterbury, CT | 139 | $ 17,451,000 | $ 125,546 | $ 74,000 |
| Madison, WI | 138 | $ 18,168,000 | $ 131,652 | $ 69,000 |
| Tallahassee, FL | 138 | $ 14,963,000 | $ 108,427 | $ 62,000 |
| Boulder-Longmont, CO | 137 | $ 29,177,000 | $ 212,970 | $ 76,000 |
| Gary, IN | 134 | $ 13,610,000 | $ 101,567 | $ 57,000 |
| Punta Gorda, FL | 131 | $ 15,363,000 | $ 117,274 | $ 57,000 |
| Greenville-Spartanburg-Anderson, SC | 128 | $ 11,452,000 | $ 89,468 | $ 44,000 |
| Trenton, NJ | 128 | $ 19,483,000 | $ 152,210 | $ 81,000 |
| Little Rock-North Little Rock, AR | 127 | $ 15,712,000 | $ 123,716 | $ 93,000 |
| Columbia, SC | 126 | $ 12,789,000 | $ 101,500 | $ 69,000 |
| Pensacola, FL | 125 | $ 12,808,000 | $ 102,464 | $ 56,000 |
| Gainesville, FL | 124 | $ 12,040,000 | $ 97,096 | $ 65,000 |
| Pittsburgh, PA | 124 | $ 13,306,000 | $ 107,306 | $ 71,000 |
| Allentown-Bethlehem-Easton, PA | 118 | $ 14,781,000 | $ 125,262 | $ 64,000 |
| Pueblo, CO | 105 | $ 11,590,000 | $ 110,380 | $ 63,000 |
| Knoxville, TN | 102 | $ 12,113,000 | $ 118,754 | $ 64,000 |
| San Antonio, TX | 102 | $ 9,883,000 | $ 96,892 | $ 93,000 |
| Eugene-Springfield, OR | 101 | $ 10,690,000 | $ 105,841 | $ 66,000 |
| Dayton-Springfield, OH | 99 | $ 10,084,000 | $ 101,858 | $ 61,000 |
| Manchester, NH | 99 | $ 13,862,000 | $ 140,020 | $ 62,000 |
| Rochester, NY | 95 | $ 10,481,000 | $ 110,326 | $ 74,000 |
| Wilmington-Newark, DE-MD | 95 | $ 11,830,000 | $ 124,526 | $ 66,000 |
| Bellingham, WA | 93 | $ 12,259,000 | $ 131,817 | $ 80,000 |
| Kalamazoo-Battle Creek, MI | 89 | $ 11,052,000 | $ 124,179 | $ 70,000 |
| Nashua, NH | 89 | $ 13,493,000 | $ 151,606 | $ 61,000 |
| Akron, OH | 88 | $ 10,983,000 | $ 124,806 | $ 62,000 |
| Austin-San Marcos, TX | 88 | $ 11,958,000 | $ 135,886 | $ 94,000 |
| Des Moines, IA | 86 | $ 10,457,000 | $ 121,593 | $ 63,000 |
| Barnstable-Yarmouth, MA | 82 | $ 17,152,000 | $ 209,170 | $ 88,000 |
| Bloomington-Normal, IL | 82 | $ 7,597,000 | $ 92,646 | $ 51,000 |
| Hamilton-Middletown, OH | 80 | $ 8,987,000 | $ 112,337 | $ 68,000 |
| Janesville-Beloit, WI | 80 | $ 6,651,000 | $ 83,137 | $ 54,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 80 | $ 6,583,000 | $ 82,287 | $ 48,000 |
| Boise City, ID | 74 | $ 7,347,000 | $ 99,283 | $ 59,000 |
| Fitchburg-Leominster, MA | 73 | $ 11,191,000 | $ 153,301 | $ 66,000 |
| Charleston-North Charleston, SC | 71 | $ 9,407,000 | $ 132,492 | $ 84,000 |
| Kenosha, WI | 71 | $ 8,521,000 | $ 120,014 | $ 61,000 |
| Syracuse, NY | 71 | $ 6,139,000 | $ 86,464 | $ 63,000 |
| Galveston-Texas City, TX | 68 | $ 8,049,000 | $ 118,367 | $ 77,000 |
| Salem, OR | 68 | $ 7,941,000 | $ 116,779 | $ 78,000 |
| Springfield, MO | 68 | $ 7,242,000 | $ 106,500 | $ 61,000 |
| Albuquerque, NM | 67 | $ 8,854,000 | $ 132,149 | $ 70,000 |
| Fayetteville-Springdale-Rogers, AR | 66 | $ 8,872,000 | $ 134,424 | $ 70,000 |
| Jackson, MI | 66 | $ 6,639,000 | $ 100,590 | $ 54,000 |
| Portsmouth-Rochester, NH-ME | 66 | $ 9,443,000 | $ 143,075 | $ 71,000 |
| Glens Falls, NY | 65 | $ 6,111,000 | $ 94,015 | $ 56,000 |
| Bremerton, WA | 64 | $ 8,946,000 | $ 139,781 | $ 71,000 |
| Chattanooga, TN-GA | 64 | $ 6,040,000 | $ 94,375 | $ 65,000 |
| Roanoke, VA | 63 | $ 5,473,000 | $ 86,873 | $ 60,000 |
| Saginaw-Bay City-Midland, MI | 63 | $ 6,540,000 | $ 103,809 | $ 62,000 |
| Macon, GA | 62 | $ 5,459,000 | $ 88,048 | $ 85,000 |
| New Bedford, MA | 58 | $ 9,121,000 | $ 157,258 | $ 67,000 |
| Hagerstown, MD | 56 | $ 7,251,000 | $ 129,482 | $ 79,000 |
| Harrisburg-Lebanon-Carlisle, PA | 54 | $ 5,995,000 | $ 111,018 | $ 54,000 |
| Olympia, WA | 54 | $ 7,149,000 | $ 132,388 | $ 60,000 |
| Santa Fe, NM | 54 | $ 9,743,000 | $ 180,425 | $ 73,000 |
| Kankakee, IL | 52 | $ 5,073,000 | $ 97,557 | $ 50,000 |
| Omaha, NE-IA | 51 | $ 4,976,000 | $ 97,568 | $ 68,000 |
| Racine, WI | 50 | $ 5,020,000 | $ 100,400 | $ 51,000 |
| St. Cloud, MN | 50 | $ 5,518,000 | $ 110,360 | $ 64,000 |
| Rocky Mount, NC | 49 | $ 3,849,000 | $ 78,551 | $ 36,000 |
| Benton Harbor, MI | 47 | $ 5,696,000 | $ 121,191 | $ 80,000 |
| Lancaster, PA | 47 | $ 5,783,000 | $ 123,042 | $ 63,000 |
| Fort Walton Beach, FL | 46 | $ 6,119,000 | $ 133,021 | $ 103,000 |
| Johnson City-Kingsport-Bristol, TN-VA | 46 | $ 4,487,000 | $ 97,543 | $ 53,000 |
| Savannah, GA | 45 | $ 5,337,000 | $ 118,600 | $ 66,000 |
| Yakima, WA | 45 | $ 4,619,000 | $ 102,644 | $ 57,000 |
| Fayetteville, NC | 44 | $ 4,279,000 | $ 97,250 | $ 52,000 |
| Rochester, MN | 44 | $ 6,404,000 | $ 145,545 | $ 63,000 |
| Springfield, IL | 44 | $ 3,839,000 | $ 87,250 | $ 58,000 |
| Hickory-Morganton-Lenoir, NC | 42 | $ 4,484,000 | $ 106,761 | $ 54,000 |
| Richland-Kennewick-Pasco, WA | 41 | $ 4,593,000 | $ 112,024 | $ 73,000 |
| Vineland-Millville-Bridgeton, NJ | 41 | $ 3,974,000 | $ 96,926 | $ 59,000 |
| Charlottesville, VA | 40 | $ 6,710,000 | $ 167,750 | $ 65,000 |
| Grand Junction, CO | 38 | $ 5,236,000 | $ 137,789 | $ 76,000 |
| York, PA | 37 | $ 3,628,000 | $ 98,054 | $ 75,000 |
| Pocatello, ID | 36 | $ 2,523,000 | $ 70,083 | $ 58,000 |
| Anchorage, AK | 35 | $ 5,987,000 | $ 171,057 | $ 100,000 |
| Asheville, NC | 35 | $ 4,153,000 | $ 118,657 | $ 61,000 |
| Peoria-Pekin, IL | 34 | $ 3,559,000 | $ 104,676 | $ 177,000 |
| Yuma, AZ | 34 | $ 3,460,000 | $ 101,764 | $ 90,000 |
| Medford-Ashland, OR | 33 | $ 4,128,000 | $ 125,090 | $ 54,000 |
| Corpus Christi, TX | 32 | $ 2,574,000 | $ 80,437 | $ 71,000 |
| Flagstaff, AZ-UT | 32 | $ 5,385,000 | $ 168,281 | $ 68,000 |
| Brazoria, TX | 31 | $ 4,146,000 | $ 133,741 | $ 88,000 |
| Panama City, FL | 29 | $ 3,544,000 | $ 122,206 | $ 75,000 |
| Canton-Massillon, OH | 28 | $ 3,330,000 | $ 118,928 | $ 76,000 |
| Portland, ME | 27 | $ 4,553,000 | $ 168,629 | $ 76,000 |
| Champaign-Urbana, IL | 25 | $ 2,164,000 | $ 86,560 | $ 54,000 |
| Appleton-Oshkosh-Neenah, WI | 24 | $ 3,501,000 | $ 145,875 | $ 86,000 |
| Brownsville-Harlingen-San Benito, TX | 24 | $ 2,094,000 | $ 87,250 | $ 45,000 |
| McAllen-Edinburg-Mission, TX | 24 | $ 2,190,000 | $ 91,250 | $ 53,000 |
| Utica-Rome, NY | 24 | $ 2,565,000 | $ 106,875 | $ 76,000 |
| Green Bay, WI | 23 | $ 2,747,000 | $ 119,434 | $ 51,000 |
| St. Joseph, MO | 23 | $ 2,103,000 | $ 91,434 | $ 51,000 |
| Lawrence, KS | 22 | $ 1,823,000 | $ 82,863 | $ 55,000 |
| Lexington, KY | 22 | $ 2,301,000 | $ 104,590 | $ 61,000 |
| Mansfield, OH | 22 | $ 1,863,000 | $ 84,681 | $ 57,000 |
| Eau Claire, WI | 21 | $ 2,549,000 | $ 121,380 | $ 72,000 |
| Jackson, TN | 21 | $ 1,315,000 | $ 62,619 | $ 25,000 |
| Myrtle Beach, SC | 21 | $ 3,180,000 | $ 151,428 | $ 104,000 |
| Duluth-Superior, MN-WI | 20 | $ 2,698,000 | $ 134,900 | $ 56,000 |
| Beaumont-Port Arthur, TX | 19 | $ 1,329,000 | $ 69,947 | $ 41,000 |
| Erie, PA | 19 | $ 1,727,000 | $ 90,894 | $ 75,000 |
| Fort Wayne, IN | 19 | $ 1,915,000 | $ 100,789 | $ 55,000 |
| South Bend, IN | 19 | $ 1,912,000 | $ 100,631 | $ 71,000 |
| Louisville, KY-IN | 18 | $ 1,811,000 | $ 100,611 | $ 65,000 |
| Wilmington, NC | 18 | $ 2,970,000 | $ 165,000 | $ 49,000 |
| Charleston, WV | 17 | $ 2,398,000 | $ 141,058 | $ 77,000 |
| Florence, SC | 17 | $ 2,387,000 | $ 140,411 | $ 58,000 |
| Laredo, TX | 17 | $ 2,236,000 | $ 131,529 | $ 81,000 |
| Lynchburg, VA | 17 | $ 1,872,000 | $ 110,117 | $ 49,000 |
| Pittsfield, MA | 17 | $ 1,310,000 | $ 77,058 | $ 55,000 |
| Reading, PA | 17 | $ 2,030,000 | $ 119,411 | $ 57,000 |
| Clarksville-Hopkinsville, TN-KY | 16 | $ 1,269,000 | $ 79,312 | $ 38,000 |
| Lewiston-Auburn, ME | 16 | $ 1,258,000 | $ 78,625 | $ 65,000 |
| Tyler, TX | 15 | $ 1,691,000 | $ 112,733 | $ 88,000 |
| Youngstown-Warren, OH | 15 | $ 1,432,000 | $ 95,466 | $ 46,000 |
| Billings, MT | 14 | $ 1,587,000 | $ 113,357 | $ 84,000 |
| Bryan-College Station, TX | 13 | $ 1,018,000 | $ 78,307 | $ 51,000 |
| Burlington, VT | 13 | $ 2,448,000 | $ 188,307 | $ 101,000 |
| Cheyenne, WY | 13 | $ 1,378,000 | $ 106,000 | $ 61,000 |
| Greenville, NC | 13 | $ 1,309,000 | $ 100,692 | $ 40,000 |
| Augusta-Aiken, GA-SC | 12 | $ 869,000 | $ 72,416 | $ 42,000 |
| Binghamton, NY | 12 | $ 1,107,000 | $ 92,250 | $ 58,000 |
| Davenport-Moline-Rock Island, IA-IL | 12 | $ 1,932,000 | $ 161,000 | $ 84,000 |
| Evansville-Henderson, IN-KY | 12 | $ 889,000 | $ 74,083 | $ 47,000 |
| State College, PA | 12 | $ 1,296,000 | $ 108,000 | $ 46,000 |
| Topeka, KS | 12 | $ 902,000 | $ 75,166 | $ 101,000 |
| Decatur, IL | 11 | $ 1,186,000 | $ 107,818 | $ 91,000 |
| Dover, DE | 11 | $ 1,491,000 | $ 135,545 | $ 56,000 |
| Fort Smith, AR-OK | 11 | $ 798,000 | $ 72,545 | $ 50,000 |
| Jamestown, NY | 11 | $ 952,000 | $ 86,545 | $ 43,000 |
| Wichita, KS | 11 | $ 1,079,000 | $ 98,090 | $ 58,000 |
| Cedar Rapids, IA | 10 | $ 695,000 | $ 69,500 | $ 48,000 |
| Dubuque, IA | 10 | $ 1,242,000 | $ 124,200 | $ 50,000 |
| El Paso, TX | 10 | $ 1,182,000 | $ 118,200 | $ 64,000 |
| Lima, OH | 10 | $ 762,000 | $ 76,200 | $ 64,000 |
| Las Cruces, NM | 9 | $ 838,000 | $ 93,111 | $ 64,000 |
| Lincoln, NE | 9 | $ 408,000 | $ 45,333 | $ 96,000 |
| Goldsboro, NC | 8 | $ 796,000 | $ 99,500 | $ 114,000 |
| Lafayette, IN | 8 | $ 748,000 | $ 93,500 | $ 39,000 |
| Sheboygan, WI | 8 | $ 1,070,000 | $ 133,750 | $ 89,000 |
| Steubenville-Weirton, OH-WV | 8 | $ 656,000 | $ 82,000 | $ 52,000 |
| Waco, TX | 8 | $ 655,000 | $ 81,875 | $ 59,000 |
| Bloomington, IN | 7 | $ 782,000 | $ 111,714 | $ 105,000 |
| Corvallis, OR | 7 | $ 1,057,000 | $ 151,000 | $ 104,000 |
| Cumberland, MD-WV | 7 | $ 702,000 | $ 100,285 | $ 68,000 |
| Joplin, MO | 7 | $ 754,000 | $ 107,714 | $ 75,000 |
| La Crosse, WI-MN | 7 | $ 604,000 | $ 86,285 | $ 52,000 |
| Lubbock, TX | 7 | $ 886,000 | $ 126,571 | $ 56,000 |
| Pine Bluff, AR | 7 | $ 1,360,000 | $ 194,285 | $ 96,000 |
| Washington, DC-MD-VA-WV | 7 | $ 83,314,000 | $ 11,902,000 | $ 43,000 |
| Abilene, TX | 6 | $ 872,000 | $ 145,333 | $ 142,000 |
| Amarillo, TX | 6 | $ 522,000 | $ 87,000 | $ 54,000 |
| Athens, GA | 6 | $ 824,000 | $ 137,333 | $ 85,000 |
| Columbus, GA-AL | 6 | $ 530,000 | $ 88,333 | $ 47,000 |
| Elkhart-Goshen, IN | 6 | $ 989,000 | $ 164,833 | $ 62,000 |
| Jacksonville, NC | 6 | $ 844,000 | $ 140,666 | $ 65,000 |
| Longview-Marshall, TX | 6 | $ 683,000 | $ 113,833 | $ 126,000 |
| Missoula, MT | 6 | $ 949,000 | $ 158,166 | $ 58,000 |
| Sioux City, IA-NE | 6 | $ 466,000 | $ 77,666 | $ 60,000 |
| Wausau, WI | 6 | $ 708,000 | $ 118,000 | $ 47,000 |
| Columbia, MO | 5 | $ 632,000 | $ 126,400 | $ 81,000 |
| Elmira, NY | 5 | $ 379,000 | $ 75,800 | $ 57,000 |
| Huntington-Ashland, WV-KY-OH | 5 | $ 583,000 | $ 116,600 | $ 51,000 |
| Odessa-Midland, TX | 5 | $ 673,000 | $ 134,600 | $ 82,000 |
| Parkersburg-Marietta, WV-OH | 5 | $ 380,000 | $ 76,000 | $ 29,000 |
| San Angelo, TX | 5 | $ 498,000 | $ 99,600 | $ 139,000 |
| Albany, GA | 4 | $ 305,000 | $ 76,250 | $ 74,000 |
| Danville, VA | 4 | $ 745,000 | $ 186,250 | $ 47,000 |
| Jonesboro, AR | 4 | $ 375,000 | $ 93,750 | $ 33,000 |
| Killeen-Temple, TX | 4 | $ 480,000 | $ 120,000 | $ 63,000 |
| Muncie, IN | 4 | $ 318,000 | $ 79,500 | $ 209,000 |
| Sherman-Denison, TX | 4 | $ 288,000 | $ 72,000 | $ 55,000 |
| Johnstown, PA | 3 | $ 161,000 | $ 53,666 | $ 32,000 |
| Kokomo, IN | 3 | $ 309,000 | $ 103,000 | $ 69,000 |
| Sharon, PA | 3 | $ 374,000 | $ 124,666 | $ 46,000 |
| Casper, WY | 2 | $ 263,000 | $ 131,500 | $ 87,000 |
| Enid, OK | 2 | $ 129,000 | $ 64,500 | $ 42,000 |
| Great Falls, MT | 2 | $ 122,000 | $ 61,000 | $ 28,000 |
| Sumter, SC | 2 | $ 186,000 | $ 93,000 | $ 78,000 |
| Victoria, TX | 2 | $ 122,000 | $ 61,000 | $ 60,000 |
| Williamsport, PA | 2 | $ 138,000 | $ 69,000 | $ 35,000 |
| Alexandria, LA | 1 | $ 187,000 | $ 187,000 | $ 97,000 |
| Altoona, PA | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Bangor, ME | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Bismarck, ND | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Iowa City, IA | 1 | $ 259,000 | $ 259,000 | $ 120,000 |
| Sioux Falls, SD | 1 | $ 124,000 | $ 124,000 | $ 84,000 |
| Terre Haute, IN | 1 | $ 51,000 | $ 51,000 | $ 53,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 187,000 | $ 187,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for Fremont Investment & Loan in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 74,262 | $13,961,373,000 | $149,780 | $1,000,000 | $70,780 | $6,287,000 |
| Home Purchase (one-to-four family) | 67,017 | $9,734,788,000 | $120,297 | $1,000,000 | $71,978 | $4,709,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 40 | $939,276,000 | $22,322,500 | $82,500,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 62,382 | $10,369,207,000 | $137,063 | $1,000,000 | $74,085 | $6,287,000 |
| Hispanic | 28,341 | $4,671,986,000 | $129,386 | $975,000 | $64,340 | $5,009,000 |
| Black | 21,252 | $3,138,278,000 | $130,866 | $968,000 | $72,133 | $4,392,000 |
| Information not provided by applicant in mail or telephone application | 20,168 | $3,673,446,000 | $136,361 | $987,000 | $70,340 | $4,637,000 |
| Asian or Pacific Islander | 6,353 | $1,325,908,000 | $151,394 | $750,000 | $90,631 | $2,451,000 |
| Other | 2,030 | $395,739,000 | $146,050 | $825,000 | $79,450 | $1,320,000 |
| American Indian or Alaskan Native | 736 | $117,958,000 | $133,973 | $719,000 | $81,894 | $3,717,000 |
| Not applicable | 57 | $942,915,000 | $17,004,500 | $82,500,000 | $32,400 | $204,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 141,166 | $24,629,308,000 | $371,480 | $82,500,000 | $69,860 | $6,287,000 |
| FHA-insured (Federal Housing Administration) | 153 | $6,129,000 | $38,360 | $198,000 | $64,280 | $1,145,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 82,307 | $14,459,698,000 | $579,804 | $82,500,000 | $74,260 | $4,392,000 |
| Application Denied By Financial Institution | 33,573 | $6,102,024,000 | $147,860 | $1,000,000 | $68,260 | $5,009,000 |
| Application Approved But Not Accepted | 22,003 | $3,458,823,000 | $123,977 | $987,000 | $70,422 | $4,709,000 |
| Application Withdrawn By Applicant | 2,369 | $401,499,000 | $137,627 | $16,000,000 | $74,069 | $6,287,000 |
| Loan Purchased By The Institution | 1,067 | $213,393,000 | $161,413 | $960,000 | $72,793 | $860,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fremont Investment & Loan's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fremont Investment & Loan's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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