Ffb Bank Mortgage Lending & HMDA Data, 2023
In 2023, Ffb Bank of Fresno, CA reported 39 mortgage applications totaling $105.9 million. The average application was for $2,714,230, and applicants reported an average income of $0. 92% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (24), Bakersfield, CA (5) and Visalia-Porterville, CA (2) (applications in parentheses).
| Mortgage Company & Address | Ffb Bank 7690 N Palm Ave # 101 Fresno, CA 93711 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 |
| Total Number of Mortgage Applications | 39 |
| Total Mortgage Loan Application Amount | $105,855,000 |
| Average Mortgage Loan Application Amount | $2,714,230 |
| Highest Mortgage Loan Application Amount | $15,005,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ffb Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 24 | $ 70,550,000 | $ 2,939,583 | $ 0 |
| Kern, California | 5 | $ 4,305,000 | $ 861,000 | $ 0 |
| Tulare, California | 2 | $ 1,020,000 | $ 510,000 | $ 0 |
| Butte, California | 1 | $ 1,355,000 | $ 1,355,000 | $ 0 |
| Fresno, California | 1 | $ 1,755,000 | $ 1,755,000 | $ 0 |
| Orange, California | 1 | $ 7,305,000 | $ 7,305,000 | $ 0 |
| San Bernardino, California | 1 | $ 5,695,000 | $ 5,695,000 | $ 0 |
| San Diego, California | 1 | $ 4,455,000 | $ 4,455,000 | $ 0 |
| San Joaquin, California | 1 | $ 2,705,000 | $ 2,705,000 | $ 0 |
| Santa Barbara, California | 1 | $ 3,805,000 | $ 3,805,000 | $ 0 |
| Ventura, California | 1 | $ 2,905,000 | $ 2,905,000 | $ 0 |
Mortgage Loan Application Detail Totals for Ffb Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 24 | $62,270,000 | $2,594,000 | $15,005,000 | $0 | $0 |
| Home Purchase | 9 | $20,995,000 | $2,332,000 | $7,875,000 | $0 | $0 |
| Refinancing | 6 | $22,590,000 | $3,765,000 | $7,505,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 36 | $101,580,000 | $2,821,000 | $15,005,000 | $0 | $0 |
| White | 2 | $1,570,000 | $785,000 | $925,000 | $0 | $0 |
| Not Provided | 1 | $2,705,000 | $2,705,000 | $2,705,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 39 | $105,855,000 | $2,714,000 | $15,005,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 36 | $91,870,000 | $2,551,000 | $15,005,000 | $0 | $0 |
| Application Approved But Not Accepted | 1 | $4,455,000 | $4,455,000 | $4,455,000 | $0 | $0 |
| Application Denied By Financial Institution | 1 | $1,655,000 | $1,655,000 | $1,655,000 | $0 | $0 |
| Application Withdrawn By Applicant | 1 | $7,875,000 | $7,875,000 | $7,875,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 38 | $104,200,000 | $2,742,000 | $15,005,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $1,655,000 | $1,655,000 | $1,655,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ffb Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ffb Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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