1 mortgage lender is based in Fulton, NY, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Oswego County, NY in 2025.
In 2025, 127 lenders made 2,252 home loans worth $352.5 million in Oswego County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Oswego County, which includes Fulton.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Empower Federal Credit Union Syracuse, NY | 500 | $51.1M | $102,000 | 22.2% |
| 2 | Americu Credit Union Rome, NY | 135 | $18.2M | $135,000 | 6.0% |
| 3 | Fulton Savings Bank Fulton, NY | 134 | $20.3M | $152,000 | 6.0% |
| 4 | Oswego County FCU Oswego, NY | 98 | $6.3M | $64,000 | 4.4% |
| 5 | Community Bank, N.A. Canton, NY | 85 | $11.9M | $140,000 | 3.8% |
| 6 | Nbt Bank NA Norwich, NY | 84 | $10.4M | $124,000 | 3.7% |
| 7 | Pathfinder Bank Oswego, NY | 83 | $12.2M | $147,000 | 3.7% |
| 8 | Northern Credit Union Watertown, NY | 57 | $9.3M | $164,000 | 2.5% |
| 9 | Compass Federal Credit Union Oswego, NY | 56 | $5.6M | $100,000 | 2.5% |
| 10 | Movement Mortgage, LLC Indian Land, SC | 53 | $11.0M | $207,000 | 2.4% |
See every lender in Oswego County and its 2025 mortgage data · top lenders in New York · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Fulton Savings Bank
41 SOUTH FIRST STREET FULTON, NY 13069 |
* | 7,125 | $799,309,000 |
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