Gateway Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Gateway Bank, Fsb 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gateway Bank, Fsb 2336 Merced Street San Leandro, CA 94577 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 23,270 |
| Total Mortgage Loan Application Amount | $6,361,572,000 |
| Average Mortgage Loan Application Amount | $168,361 |
| Highest Mortgage Loan Application Amount | $4,750,000 |
| Average Applicant Income | $87,255 |
| Highest Applicant Income | $9,764,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Gateway Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gateway Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Gateway Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gateway Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Gateway Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gateway Bank, Fsb's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 3,279 | $ 1,016,612,000 | $ 310,000 | $ 115,000 |
| Orange County California | 1,048 | $ 405,857,000 | $ 387,000 | $ 139,000 |
| San Bernardino County California | 1,013 | $ 219,378,000 | $ 216,000 | $ 98,000 |
| Riverside County California | 1,012 | $ 255,288,000 | $ 252,000 | $ 108,000 |
| Alameda County California | 932 | $ 316,623,000 | $ 339,000 | $ 126,000 |
| Contra Costa County California | 924 | $ 292,324,000 | $ 316,000 | $ 146,000 |
| Maricopa County Arizona | 892 | $ 170,256,000 | $ 190,000 | $ 115,000 |
| Santa Clara County California | 675 | $ 265,723,000 | $ 393,000 | $ 153,000 |
| San Diego County California | 640 | $ 210,295,000 | $ 328,000 | $ 178,000 |
| Sacramento County California | 568 | $ 119,634,000 | $ 210,000 | $ 103,000 |
| Santa Barbara County California | 486 | $ 132,462,000 | $ 272,000 | $ 129,000 |
| Stanislaus County California | 422 | $ 91,949,000 | $ 217,000 | $ 93,000 |
| Clark County Nevada | 408 | $ 77,953,000 | $ 191,000 | $ 132,000 |
| San Joaquin County California | 392 | $ 96,367,000 | $ 245,000 | $ 100,000 |
| Sonoma County California | 380 | $ 133,419,000 | $ 351,000 | $ 140,000 |
| San Mateo County California | 378 | $ 172,781,000 | $ 457,000 | $ 185,000 |
| San Francisco County California | 337 | $ 187,372,000 | $ 556,000 | $ 199,000 |
| Kern County California | 329 | $ 52,681,000 | $ 160,000 | $ 86,000 |
| Solano County California | 272 | $ 69,176,000 | $ 254,000 | $ 105,000 |
| King County Washington | 269 | $ 61,641,000 | $ 229,000 | $ 117,000 |
| Marin County California | 247 | $ 141,537,000 | $ 573,000 | $ 186,000 |
| Monterey County California | 207 | $ 69,957,000 | $ 337,000 | $ 155,000 |
| Shasta County California | 199 | $ 35,649,000 | $ 179,000 | $ 84,000 |
| Miami-Dade County Florida | 189 | $ 40,575,000 | $ 214,000 | $ 124,000 |
| Salt Lake County Utah | 183 | $ 26,475,000 | $ 144,000 | $ 66,000 |
| Ventura County California | 162 | $ 58,676,000 | $ 362,000 | $ 141,000 |
| San Luis Obispo County California | 155 | $ 47,181,000 | $ 304,000 | $ 100,000 |
| Snohomish County Washington | 150 | $ 25,404,000 | $ 169,000 | $ 77,000 |
| Fresno County California | 141 | $ 27,236,000 | $ 193,000 | $ 85,000 |
| Lane County Oregon | 133 | $ 18,657,000 | $ 140,000 | $ 88,000 |
| Placer County California | 121 | $ 35,904,000 | $ 296,000 | $ 122,000 |
| Kings County New York | 117 | $ 33,691,000 | $ 287,000 | $ 95,000 |
| Honolulu County Hawaii | 116 | $ 37,296,000 | $ 321,000 | $ 123,000 |
| Merced County California | 111 | $ 25,425,000 | $ 229,000 | $ 86,000 |
| Pierce County Washington | 99 | $ 14,148,000 | $ 142,000 | $ 96,000 |
| Washoe County Nevada | 94 | $ 24,116,000 | $ 256,000 | $ 103,000 |
| Suffolk County New York | 94 | $ 19,998,000 | $ 212,000 | $ 73,000 |
| Butte County California | 79 | $ 14,908,000 | $ 188,000 | $ 83,000 |
| Yolo County California | 79 | $ 18,671,000 | $ 236,000 | $ 70,000 |
| El Dorado County California | 73 | $ 17,156,000 | $ 235,000 | $ 115,000 |
| Tulare County California | 71 | $ 10,440,000 | $ 147,000 | $ 192,000 |
| Pinal County Arizona | 69 | $ 8,806,000 | $ 127,000 | $ 96,000 |
| Napa County California | 56 | $ 21,859,000 | $ 390,000 | $ 108,000 |
| Madera County California | 54 | $ 9,442,000 | $ 174,000 | $ 83,000 |
| Bronx County New York | 53 | $ 13,891,000 | $ 262,000 | $ 82,000 |
| Santa Cruz County California | 52 | $ 23,931,000 | $ 460,000 | $ 151,000 |
| Broward County Florida | 52 | $ 12,305,000 | $ 236,000 | $ 127,000 |
| Nassau County New York | 49 | $ 12,358,000 | $ 252,000 | $ 85,000 |
| Utah County Utah | 45 | $ 6,627,000 | $ 147,000 | $ 69,000 |
| Tehama County California | 42 | $ 6,059,000 | $ 144,000 | $ 69,000 |
| Pima County Arizona | 39 | $ 7,375,000 | $ 189,000 | $ 94,000 |
| Davis County Utah | 38 | $ 6,046,000 | $ 159,000 | $ 66,000 |
| Cook County Illinois | 37 | $ 7,841,000 | $ 211,000 | $ 81,000 |
| Washington County Utah | 36 | $ 5,405,000 | $ 150,000 | $ 65,000 |
| Multnomah County Oregon | 35 | $ 6,265,000 | $ 179,000 | $ 155,000 |
| Clark County Washington | 34 | $ 5,312,000 | $ 156,000 | $ 63,000 |
| Lake County California | 31 | $ 7,918,000 | $ 255,000 | $ 140,000 |
| Queens County New York | 28 | $ 6,744,000 | $ 240,000 | $ 73,000 |
| Orange County Florida | 26 | $ 6,142,000 | $ 236,000 | $ 172,000 |
| Maui County Hawaii | 24 | $ 6,377,000 | $ 265,000 | $ 122,000 |
| Essex County New Jersey | 24 | $ 4,408,000 | $ 183,000 | $ 56,000 |
| Sutter County California | 23 | $ 4,378,000 | $ 190,000 | $ 91,000 |
| Hillsborough County Florida | 23 | $ 3,500,000 | $ 152,000 | $ 110,000 |
| Klamath County Oregon | 23 | $ 2,397,000 | $ 104,000 | $ 50,000 |
| Yuba County California | 22 | $ 3,313,000 | $ 150,000 | $ 57,000 |
| Palm Beach County Florida | 22 | $ 3,275,000 | $ 148,000 | $ 85,000 |
| Lyon County Nevada | 22 | $ 3,625,000 | $ 164,000 | $ 147,000 |
| Mohave County Arizona | 20 | $ 3,182,000 | $ 159,000 | $ 114,000 |
| San Benito County California | 20 | $ 6,748,000 | $ 337,000 | $ 137,000 |
| Tuolumne County California | 20 | $ 5,080,000 | $ 254,000 | $ 119,000 |
| Whatcom County Washington | 20 | $ 3,006,000 | $ 150,000 | $ 49,000 |
| Weber County Utah | 19 | $ 2,669,000 | $ 140,000 | $ 81,000 |
| Nevada County California | 18 | $ 6,410,000 | $ 356,000 | $ 129,000 |
| Adams County Colorado | 18 | $ 3,151,000 | $ 175,000 | $ 86,000 |
| Hawaii County Hawaii | 18 | $ 4,179,000 | $ 232,000 | $ 94,000 |
| Wayne County Michigan | 18 | $ 2,425,000 | $ 134,000 | $ 64,000 |
| Spokane County Washington | 18 | $ 1,896,000 | $ 105,000 | $ 92,000 |
| Amador County California | 17 | $ 4,078,000 | $ 239,000 | $ 80,000 |
| Lassen County California | 17 | $ 3,378,000 | $ 198,000 | $ 87,000 |
| Thurston County Washington | 17 | $ 2,384,000 | $ 140,000 | $ 69,000 |
| Denver County Colorado | 16 | $ 2,584,000 | $ 161,000 | $ 97,000 |
| Lee County Florida | 16 | $ 2,481,000 | $ 155,000 | $ 83,000 |
| Middlesex County New Jersey | 16 | $ 3,879,000 | $ 242,000 | $ 80,000 |
| Richmond County New York | 16 | $ 4,244,000 | $ 265,000 | $ 54,000 |
| Kings County California | 15 | $ 2,011,000 | $ 134,000 | $ 76,000 |
| Fairfield County Connecticut | 15 | $ 3,522,000 | $ 234,000 | $ 45,000 |
| Chatham County Georgia | 15 | $ 2,321,000 | $ 154,000 | $ 53,000 |
| Westchester County New York | 15 | $ 4,952,000 | $ 330,000 | $ 124,000 |
| Grays Harbor County Washington | 15 | $ 1,824,000 | $ 121,000 | $ 79,000 |
| Kitsap County Washington | 15 | $ 2,378,000 | $ 158,000 | $ 61,000 |
| Yavapai County Arizona | 14 | $ 3,617,000 | $ 258,000 | $ 55,000 |
| DuPage County Illinois | 14 | $ 2,847,000 | $ 203,000 | $ 84,000 |
| Clackamas County Oregon | 14 | $ 2,390,000 | $ 170,000 | $ 96,000 |
| Lincoln County Oregon | 14 | $ 2,877,000 | $ 205,000 | $ 177,000 |
| Arapahoe County Colorado | 13 | $ 2,090,000 | $ 160,000 | $ 108,000 |
| Volusia County Florida | 13 | $ 3,638,000 | $ 279,000 | $ 108,000 |
| Yuma County Arizona | 12 | $ 1,407,000 | $ 117,000 | $ 65,000 |
| Shelby County Tennessee | 12 | $ 2,893,000 | $ 241,000 | $ 155,000 |
| Imperial County California | 11 | $ 1,868,000 | $ 169,000 | $ 275,000 |
| Siskiyou County California | 11 | $ 2,176,000 | $ 197,000 | $ 113,000 |
| Deschutes County Oregon | 11 | $ 2,003,000 | $ 182,000 | $ 76,000 |
| Boulder County Colorado | 10 | $ 2,443,000 | $ 244,000 | $ 78,000 |
| El Paso County Colorado | 10 | $ 1,215,000 | $ 121,000 | $ 80,000 |
| Seminole County Florida | 10 | $ 2,246,000 | $ 224,000 | $ 67,000 |
| Bernalillo County New Mexico | 10 | $ 1,672,000 | $ 167,000 | $ 111,000 |
| Washington County Oregon | 10 | $ 1,471,000 | $ 147,000 | $ 176,000 |
| Cowlitz County Washington | 10 | $ 1,130,000 | $ 113,000 | $ 45,000 |
| Calaveras County California | 9 | $ 2,039,000 | $ 226,000 | $ 102,000 |
| Humboldt County California | 9 | $ 2,198,000 | $ 244,000 | $ 115,000 |
| Mendocino County California | 9 | $ 2,919,000 | $ 324,000 | $ 114,000 |
| Plumas County California | 9 | $ 2,302,000 | $ 255,000 | $ 174,000 |
| Hartford County Connecticut | 9 | $ 1,018,000 | $ 113,000 | $ 53,000 |
| Duval County Florida | 9 | $ 983,000 | $ 109,000 | $ 76,000 |
| Kauai County Hawaii | 9 | $ 3,649,000 | $ 405,000 | $ 119,000 |
| Ada County Idaho | 9 | $ 900,000 | $ 100,000 | $ 114,000 |
| Montgomery County Maryland | 9 | $ 3,114,000 | $ 346,000 | $ 131,000 |
| Prince George's County Maryland | 9 | $ 1,807,000 | $ 200,000 | $ 82,000 |
| Hennepin County Minnesota | 9 | $ 1,416,000 | $ 157,000 | $ 78,000 |
| Fairfax County Virginia | 9 | $ 2,315,000 | $ 257,000 | $ 98,000 |
| Lake County Florida | 8 | $ 919,000 | $ 114,000 | $ 38,000 |
| Skagit County Washington | 8 | $ 1,302,000 | $ 162,000 | $ 72,000 |
| Del Norte County California | 7 | $ 1,044,000 | $ 149,000 | $ 76,000 |
| Glenn County California | 7 | $ 902,000 | $ 128,000 | $ 61,000 |
| Douglas County Colorado | 7 | $ 898,000 | $ 128,000 | $ 73,000 |
| Jefferson County Colorado | 7 | $ 1,229,000 | $ 175,000 | $ 61,000 |
| Pinellas County Florida | 7 | $ 1,260,000 | $ 180,000 | $ 194,000 |
| Gwinnett County Georgia | 7 | $ 1,322,000 | $ 188,000 | $ 73,000 |
| Jackson County Missouri | 7 | $ 469,000 | $ 67,000 | $ 143,000 |
| Jackson County Oregon | 7 | $ 1,406,000 | $ 200,000 | $ 72,000 |
| Providence County Rhode Island | 7 | $ 1,516,000 | $ 216,000 | $ 80,000 |
| Yakima County Washington | 7 | $ 764,000 | $ 109,000 | $ 60,000 |
| Pueblo County Colorado | 6 | $ 555,000 | $ 92,000 | $ 35,000 |
| Brevard County Florida | 6 | $ 1,199,000 | $ 199,000 | $ 178,000 |
| Pasco County Florida | 6 | $ 1,204,000 | $ 200,000 | $ 96,000 |
| Bannock County Idaho | 6 | $ 495,000 | $ 82,000 | $ 45,000 |
| Canyon County Idaho | 6 | $ 429,000 | $ 71,000 | $ 127,000 |
| Kootenai County Idaho | 6 | $ 790,000 | $ 131,000 | $ 64,000 |
| Charles County Maryland | 6 | $ 1,501,000 | $ 250,000 | $ 166,000 |
| Bergen County New Jersey | 6 | $ 1,573,000 | $ 262,000 | $ 59,000 |
| Ocean County New Jersey | 6 | $ 1,004,000 | $ 167,000 | $ 63,000 |
| Union County New Jersey | 6 | $ 1,252,000 | $ 208,000 | $ 72,000 |
| Orange County New York | 6 | $ 878,000 | $ 146,000 | $ 57,000 |
| Wake County North Carolina | 6 | $ 776,000 | $ 129,000 | $ 68,000 |
| Philadelphia County Pennsylvania | 6 | $ 1,188,000 | $ 198,000 | $ 87,000 |
| Dallas County Texas | 6 | $ 723,000 | $ 120,000 | $ 75,000 |
| Island County Washington | 6 | $ 1,397,000 | $ 232,000 | $ 83,000 |
| Colusa County California | 5 | $ 1,051,000 | $ 210,000 | $ 106,000 |
| Osceola County Florida | 5 | $ 1,418,000 | $ 283,000 | $ 150,000 |
| Oakland County Michigan | 5 | $ 897,000 | $ 179,000 | $ 67,000 |
| Douglas County Nevada | 5 | $ 939,000 | $ 187,000 | $ 93,000 |
| Hudson County New Jersey | 5 | $ 968,000 | $ 193,000 | $ 76,000 |
| Rockland County New York | 5 | $ 1,048,000 | $ 209,000 | $ 88,000 |
| Cuyahoga County Ohio | 5 | $ 387,000 | $ 77,000 | $ 25,000 |
| Curry County Oregon | 5 | $ 1,299,000 | $ 259,000 | $ 118,000 |
| Linn County Oregon | 5 | $ 614,000 | $ 122,000 | $ 61,000 |
| Tooele County Utah | 5 | $ 541,000 | $ 108,000 | $ 72,000 |
| Prince William County Virginia | 5 | $ 1,069,000 | $ 213,000 | $ 98,000 |
| Benton County Washington | 5 | $ 443,000 | $ 88,000 | $ 31,000 |
| Mason County Washington | 5 | $ 563,000 | $ 112,000 | $ 64,000 |
| Coconino County Arizona | 4 | $ 1,817,000 | $ 454,000 | $ 81,000 |
| Gila County Arizona | 4 | $ 683,000 | $ 170,000 | $ 121,000 |
| Navajo County Arizona | 4 | $ 1,207,000 | $ 301,000 | $ 177,000 |
| Mariposa County California | 4 | $ 767,000 | $ 191,000 | $ 73,000 |
| Delta County Colorado | 4 | $ 744,000 | $ 186,000 | $ 88,000 |
| Charlotte County Florida | 4 | $ 681,000 | $ 170,000 | $ 134,000 |
| Leon County Florida | 4 | $ 443,000 | $ 110,000 | $ 40,000 |
| Marion County Florida | 4 | $ 352,000 | $ 88,000 | $ 39,000 |
| St. Lucie County Florida | 4 | $ 564,000 | $ 141,000 | $ 31,000 |
| Fayette County Kentucky | 4 | $ 300,000 | $ 75,000 | $ 269,000 |
| Orleans County Louisiana | 4 | $ 615,000 | $ 153,000 | $ 169,000 |
| Anoka County Minnesota | 4 | $ 678,000 | $ 169,000 | $ 69,000 |
| Passaic County New Jersey | 4 | $ 805,000 | $ 201,000 | $ 41,000 |
| Butler County Ohio | 4 | $ 698,000 | $ 174,000 | $ 129,000 |
| Summit County Ohio | 4 | $ 316,000 | $ 79,000 | $ 35,000 |
| Josephine County Oregon | 4 | $ 490,000 | $ 122,000 | $ 68,000 |
| El Paso County Texas | 4 | $ 158,000 | $ 39,000 | $ 202,000 |
| Harris County Texas | 4 | $ 567,000 | $ 141,000 | $ 36,000 |
| Tarrant County Texas | 4 | $ 1,524,000 | $ 381,000 | $ 128,000 |
| Cache County Utah | 4 | $ 274,000 | $ 68,000 | $ 48,000 |
| Kittitas County Washington | 4 | $ 427,000 | $ 106,000 | $ 59,000 |
| Cochise County Arizona | 3 | $ 360,000 | $ 120,000 | $ 69,000 |
| Graham County Arizona | 3 | $ 206,000 | $ 68,000 | $ 161,000 |
| La Plata County Colorado | 3 | $ 397,000 | $ 132,000 | $ 178,000 |
| Weld County Colorado | 3 | $ 494,000 | $ 164,000 | $ 125,000 |
| Bay County Florida | 3 | $ 967,000 | $ 322,000 | $ 267,000 |
| Collier County Florida | 3 | $ 536,000 | $ 178,000 | $ 62,000 |
| Manatee County Florida | 3 | $ 298,000 | $ 99,000 | $ 52,000 |
| Polk County Florida | 3 | $ 287,000 | $ 95,000 | $ 72,000 |
| Effingham County Georgia | 3 | $ 291,000 | $ 97,000 | $ 59,000 |
| Henry County Georgia | 3 | $ 550,000 | $ 183,000 | $ 293,000 |
| Nez Perce County Idaho | 3 | $ 379,000 | $ 126,000 | $ 48,000 |
| Will County Illinois | 3 | $ 581,000 | $ 193,000 | $ 57,000 |
| Anne Arundel County Maryland | 3 | $ 553,000 | $ 184,000 | $ 66,000 |
| Baltimore City County Maryland | 3 | $ 1,147,000 | $ 382,000 | $ 187,000 |
| Middlesex County Massachusetts | 3 | $ 1,307,000 | $ 435,000 | $ 190,000 |
| Dakota County Minnesota | 3 | $ 353,000 | $ 117,000 | $ 86,000 |
| Ramsey County Minnesota | 3 | $ 392,000 | $ 130,000 | $ 45,000 |
| Nye County Nevada | 3 | $ 661,000 | $ 220,000 | $ 138,000 |
| Atlantic County New Jersey | 3 | $ 610,000 | $ 203,000 | $ 64,000 |
| Burlington County New Jersey | 3 | $ 624,000 | $ 208,000 | $ 129,000 |
| Hunterdon County New Jersey | 3 | $ 390,000 | $ 130,000 | $ 44,000 |
| Monmouth County New Jersey | 3 | $ 810,000 | $ 270,000 | $ 90,000 |
| Santa Fe County New Mexico | 3 | $ 640,000 | $ 213,000 | $ 69,000 |
| Putnam County New York | 3 | $ 321,000 | $ 107,000 | $ 71,000 |
| Montgomery County Ohio | 3 | $ 753,000 | $ 251,000 | $ 150,000 |
| Stark County Ohio | 3 | $ 147,000 | $ 49,000 | $ 43,000 |
| Coos County Oregon | 3 | $ 400,000 | $ 133,000 | $ 116,000 |
| Anderson County South Carolina | 3 | $ 211,000 | $ 70,000 | $ 50,000 |
| Box Elder County Utah | 3 | $ 212,000 | $ 70,000 | $ 34,000 |
| Loudoun County Virginia | 3 | $ 520,000 | $ 173,000 | $ 107,000 |
| Portsmouth County Virginia | 3 | $ 171,000 | $ 57,000 | $ 57,000 |
| Richmond City County Virginia | 3 | $ 227,000 | $ 75,000 | $ 8,000 |
| Stafford County Virginia | 3 | $ 959,000 | $ 319,000 | $ 111,000 |
| Chelan County Washington | 3 | $ 461,000 | $ 153,000 | $ 32,000 |
| Kenai Peninsula County Alaska | 2 | $ 130,000 | $ 65,000 | $ 47,000 |
| Kodiak Island County Alaska | 2 | $ 235,000 | $ 117,000 | $ 79,000 |
| Archuleta County Colorado | 2 | $ 248,000 | $ 124,000 | $ 92,000 |
| Larimer County Colorado | 2 | $ 168,000 | $ 84,000 | $ 153,000 |
| Park County Colorado | 2 | $ 338,000 | $ 169,000 | $ 112,000 |
| District of Columbia County District Of Columbia | 2 | $ 541,000 | $ 270,000 | $ 115,000 |
| Alachua County Florida | 2 | $ 200,000 | $ 100,000 | $ 121,000 |
| Escambia County Florida | 2 | $ 273,000 | $ 136,000 | $ 56,000 |
| Indian River County Florida | 2 | $ 310,000 | $ 155,000 | $ 11,000 |
| Santa Rosa County Florida | 2 | $ 532,000 | $ 266,000 | $ 63,000 |
| Sarasota County Florida | 2 | $ 185,000 | $ 92,000 | $ 40,000 |
| Cherokee County Georgia | 2 | $ 319,000 | $ 159,000 | $ 52,000 |
| Clayton County Georgia | 2 | $ 83,000 | $ 41,000 | $ 29,000 |
| DeKalb County Georgia | 2 | $ 107,000 | $ 53,000 | $ 0 |
| Douglas County Georgia | 2 | $ 145,000 | $ 72,000 | $ 0 |
| Fayette County Georgia | 2 | $ 374,000 | $ 187,000 | $ 42,000 |
| Champaign County Illinois | 2 | $ 150,000 | $ 75,000 | $ 62,000 |
| Kankakee County Illinois | 2 | $ 171,000 | $ 85,000 | $ 59,000 |
| Lake County Illinois | 2 | $ 681,000 | $ 340,000 | $ 135,000 |
| Peoria County Illinois | 2 | $ 218,000 | $ 109,000 | $ 54,000 |
| Marion County Indiana | 2 | $ 72,000 | $ 36,000 | $ 112,000 |
| Sedgwick County Kansas | 2 | $ 156,000 | $ 78,000 | $ 20,000 |
| Baltimore County Maryland | 2 | $ 519,000 | $ 259,000 | $ 80,000 |
| Cecil County Maryland | 2 | $ 213,000 | $ 106,000 | $ 57,000 |
| Cass County Michigan | 2 | $ 113,000 | $ 56,000 | $ 48,000 |
| Carson City County Nevada | 2 | $ 653,000 | $ 326,000 | $ 98,000 |
| Churchill County Nevada | 2 | $ 169,000 | $ 84,000 | $ 21,000 |
| Gloucester County New Jersey | 2 | $ 185,000 | $ 92,000 | $ 57,000 |
| Mercer County New Jersey | 2 | $ 120,000 | $ 60,000 | $ 75,000 |
| Morris County New Jersey | 2 | $ 476,000 | $ 238,000 | $ 45,000 |
| Somerset County New Jersey | 2 | $ 480,000 | $ 240,000 | $ 55,000 |
| Sandoval County New Mexico | 2 | $ 654,000 | $ 327,000 | $ 100,000 |
| Monroe County New York | 2 | $ 287,000 | $ 143,000 | $ 53,000 |
| Rensselaer County New York | 2 | $ 196,000 | $ 98,000 | $ 42,000 |
| Warren County New York | 2 | $ 251,000 | $ 125,000 | $ 95,000 |
| Forsyth County North Carolina | 2 | $ 332,000 | $ 166,000 | $ 45,000 |
| Franklin County Ohio | 2 | $ 387,000 | $ 193,000 | $ 73,000 |
| Benton County Oregon | 2 | $ 225,000 | $ 112,000 | $ 64,000 |
| Marion County Oregon | 2 | $ 315,000 | $ 157,000 | $ 82,000 |
| Lehigh County Pennsylvania | 2 | $ 86,000 | $ 43,000 | $ 0 |
| Bell County Texas | 2 | $ 220,000 | $ 110,000 | $ 51,000 |
| Brazoria County Texas | 2 | $ 100,000 | $ 50,000 | $ 52,000 |
| Travis County Texas | 2 | $ 333,000 | $ 166,000 | $ 114,000 |
| Iron County Utah | 2 | $ 157,000 | $ 78,000 | $ 43,000 |
| Morgan County Utah | 2 | $ 331,000 | $ 165,000 | $ 70,000 |
| Chesapeake County Virginia | 2 | $ 242,000 | $ 121,000 | $ 54,000 |
| Virginia Beach County Virginia | 2 | $ 166,000 | $ 83,000 | $ 35,000 |
| Franklin County Washington | 2 | $ 161,000 | $ 80,000 | $ 213,000 |
| Lewis County Washington | 2 | $ 204,000 | $ 102,000 | $ 42,000 |
| Walla Walla County Washington | 2 | $ 169,000 | $ 84,000 | $ 45,000 |
| Oconto County Wisconsin | 2 | $ 288,000 | $ 144,000 | $ 72,000 |
| Park County Wyoming | 2 | $ 122,000 | $ 61,000 | $ 59,000 |
| Morgan County Alabama | 1 | $ 58,000 | $ 58,000 | $ 33,000 |
| Miller County Arkansas | 1 | $ 103,000 | $ 103,000 | $ 58,000 |
| Poinsett County Arkansas | 1 | $ 154,000 | $ 154,000 | $ 37,000 |
| Pulaski County Arkansas | 1 | $ 150,000 | $ 150,000 | $ 65,000 |
| Alpine County California | 1 | $ 568,000 | $ 568,000 | $ 120,000 |
| Inyo County California | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Trinity County California | 1 | $ 74,000 | $ 74,000 | $ 47,000 |
| Broomfield County Colorado | 1 | $ 194,000 | $ 194,000 | $ 96,000 |
| Eagle County Colorado | 1 | $ 488,000 | $ 488,000 | $ 100,000 |
| San Miguel County Colorado | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Summit County Colorado | 1 | $ 194,000 | $ 194,000 | $ 112,000 |
| Middlesex County Connecticut | 1 | $ 82,000 | $ 82,000 | $ 55,000 |
| New Haven County Connecticut | 1 | $ 100,000 | $ 100,000 | $ 0 |
| New London County Connecticut | 1 | $ 110,000 | $ 110,000 | $ 56,000 |
| Nassau County Florida | 1 | $ 309,000 | $ 309,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 148,000 | $ 148,000 | $ 52,000 |
| St. Johns County Florida | 1 | $ 176,000 | $ 176,000 | $ 107,000 |
| Union County Florida | 1 | $ 60,000 | $ 60,000 | $ 102,000 |
| Wakulla County Florida | 1 | $ 64,000 | $ 64,000 | $ 47,000 |
| Bryan County Georgia | 1 | $ 143,000 | $ 143,000 | $ 56,000 |
| Cobb County Georgia | 1 | $ 223,000 | $ 223,000 | $ 103,000 |
| Coweta County Georgia | 1 | $ 306,000 | $ 306,000 | $ 160,000 |
| Fulton County Georgia | 1 | $ 227,000 | $ 227,000 | $ 85,000 |
| Glynn County Georgia | 1 | $ 216,000 | $ 216,000 | $ 58,000 |
| Houston County Georgia | 1 | $ 186,000 | $ 186,000 | $ 131,000 |
| Bonneville County Idaho | 1 | $ 116,000 | $ 116,000 | $ 33,000 |
| Clearwater County Idaho | 1 | $ 79,000 | $ 79,000 | $ 47,000 |
| Jerome County Idaho | 1 | $ 112,000 | $ 112,000 | $ 35,000 |
| Valley County Idaho | 1 | $ 199,000 | $ 199,000 | $ 162,000 |
| Macon County Illinois | 1 | $ 144,000 | $ 144,000 | $ 57,000 |
| Winnebago County Illinois | 1 | $ 124,000 | $ 124,000 | $ 57,000 |
| Clark County Indiana | 1 | $ 286,000 | $ 286,000 | $ 86,000 |
| Lake County Indiana | 1 | $ 150,000 | $ 150,000 | $ 54,000 |
| LaPorte County Indiana | 1 | $ 168,000 | $ 168,000 | $ 42,000 |
| St. Joseph County Indiana | 1 | $ 236,000 | $ 236,000 | $ 175,000 |
| Frederick County Maryland | 1 | $ 332,000 | $ 332,000 | $ 70,000 |
| Harford County Maryland | 1 | $ 459,000 | $ 459,000 | $ 118,000 |
| Hampshire County Massachusetts | 1 | $ 226,000 | $ 226,000 | $ 90,000 |
| Norfolk County Massachusetts | 1 | $ 188,000 | $ 188,000 | $ 84,000 |
| Plymouth County Massachusetts | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Eaton County Michigan | 1 | $ 221,000 | $ 221,000 | $ 62,000 |
| Genesee County Michigan | 1 | $ 68,000 | $ 68,000 | $ 24,000 |
| Macomb County Michigan | 1 | $ 166,000 | $ 166,000 | $ 51,000 |
| Newaygo County Michigan | 1 | $ 64,000 | $ 64,000 | $ 69,000 |
| Washtenaw County Michigan | 1 | $ 194,000 | $ 194,000 | $ 86,000 |
| Olmsted County Minnesota | 1 | $ 128,000 | $ 128,000 | $ 90,000 |
| Scott County Minnesota | 1 | $ 281,000 | $ 281,000 | $ 94,000 |
| Wright County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 109,000 |
| Cass County Missouri | 1 | $ 80,000 | $ 80,000 | $ 78,000 |
| Gallatin County Montana | 1 | $ 160,000 | $ 160,000 | $ 163,000 |
| Lincoln County Montana | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Douglas County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| Lancaster County Nebraska | 1 | $ 409,000 | $ 409,000 | $ 216,000 |
| Elko County Nevada | 1 | $ 80,000 | $ 80,000 | $ 55,000 |
| Dona Ana County New Mexico | 1 | $ 91,000 | $ 91,000 | $ 74,000 |
| Albany County New York | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| New York County New York | 1 | $ 250,000 | $ 250,000 | $ 56,000 |
| Onondaga County New York | 1 | $ 250,000 | $ 250,000 | $ 78,000 |
| Schenectady County New York | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Schoharie County New York | 1 | $ 147,000 | $ 147,000 | $ 50,000 |
| Buncombe County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 33,000 |
| Catawba County North Carolina | 1 | $ 66,000 | $ 66,000 | $ 59,000 |
| Cumberland County North Carolina | 1 | $ 334,000 | $ 334,000 | $ 130,000 |
| Duplin County North Carolina | 1 | $ 226,000 | $ 226,000 | $ 90,000 |
| Durham County North Carolina | 1 | $ 131,000 | $ 131,000 | $ 87,000 |
| Person County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 27,000 |
| Union County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 25,000 |
| Clermont County Ohio | 1 | $ 121,000 | $ 121,000 | $ 36,000 |
| Hamilton County Ohio | 1 | $ 60,000 | $ 60,000 | $ 37,000 |
| Lorain County Ohio | 1 | $ 108,000 | $ 108,000 | $ 42,000 |
| Madison County Ohio | 1 | $ 66,000 | $ 66,000 | $ 21,000 |
| Warren County Ohio | 1 | $ 223,000 | $ 223,000 | $ 186,000 |
| Canadian County Oklahoma | 1 | $ 77,000 | $ 77,000 | $ 34,000 |
| Oklahoma County Oklahoma | 1 | $ 122,000 | $ 122,000 | $ 84,000 |
| Clatsop County Oregon | 1 | $ 262,000 | $ 262,000 | $ 69,000 |
| Columbia County Oregon | 1 | $ 144,000 | $ 144,000 | $ 396,000 |
| Douglas County Oregon | 1 | $ 279,000 | $ 279,000 | $ 83,000 |
| Jefferson County Oregon | 1 | $ 102,000 | $ 102,000 | $ 48,000 |
| Union County Oregon | 1 | $ 78,000 | $ 78,000 | $ 29,000 |
| Yamhill County Oregon | 1 | $ 300,000 | $ 300,000 | $ 67,000 |
| Allegheny County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 44,000 |
| Berks County Pennsylvania | 1 | $ 278,000 | $ 278,000 | $ 220,000 |
| Bristol County Rhode Island | 1 | $ 335,000 | $ 335,000 | $ 151,000 |
| Newport County Rhode Island | 1 | $ 182,000 | $ 182,000 | $ 35,000 |
| Washington County Rhode Island | 1 | $ 288,000 | $ 288,000 | $ 101,000 |
| Charleston County South Carolina | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Knox County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 45,000 |
| Sumner County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 50,000 |
| Fort Bend County Texas | 1 | $ 131,000 | $ 131,000 | $ 50,000 |
| Galveston County Texas | 1 | $ 174,000 | $ 174,000 | $ 115,000 |
| Nueces County Texas | 1 | $ 132,000 | $ 132,000 | $ 69,000 |
| Taylor County Texas | 1 | $ 163,000 | $ 163,000 | $ 52,000 |
| Sevier County Utah | 1 | $ 152,000 | $ 152,000 | $ 41,000 |
| Summit County Utah | 1 | $ 252,000 | $ 252,000 | $ 59,000 |
| Caroline County Virginia | 1 | $ 172,000 | $ 172,000 | $ 121,000 |
| Franklin County Virginia | 1 | $ 63,000 | $ 63,000 | $ 52,000 |
| Frederick County Virginia | 1 | $ 148,000 | $ 148,000 | $ 37,000 |
| Hampton County Virginia | 1 | $ 100,000 | $ 100,000 | $ 90,000 |
| Isle of Wight County Virginia | 1 | $ 167,000 | $ 167,000 | $ 78,000 |
| Rockingham County Virginia | 1 | $ 164,000 | $ 164,000 | $ 184,000 |
| Spotsylvania County Virginia | 1 | $ 140,000 | $ 140,000 | $ 50,000 |
| Clallam County Washington | 1 | $ 360,000 | $ 360,000 | $ 300,000 |
| Okanogan County Washington | 1 | $ 700,000 | $ 700,000 | $ 675,000 |
| Pacific County Washington | 1 | $ 112,000 | $ 112,000 | $ 51,000 |
| San Juan County Washington | 1 | $ 240,000 | $ 240,000 | $ 85,000 |
| Laramie County Wyoming | 1 | $ 121,000 | $ 121,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Gateway Bank, Fsb in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 11,899 | $3,483,240,000 | $168,270 | $4,750,000 | $75,791 | $9,764,000 |
| Home Purchase | 11,363 | $2,876,291,000 | $166,857 | $3,480,000 | $103,142 | $8,000,000 |
| Home Improvement | 8 | $2,041,000 | $185,250 | $412,000 | $58,000 | $214,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,253 | $2,573,365,000 | $164,234 | $4,750,000 | $91,957 | $9,764,000 |
| Hispanic | 5,360 | $1,339,021,000 | $181,814 | $1,470,000 | $91,148 | $8,000,000 |
| Not Provided | 4,141 | $1,151,122,000 | $173,666 | $3,330,000 | $76,309 | $2,548,000 |
| Asian | 2,467 | $801,804,000 | $244,076 | $3,480,000 | $148,846 | $1,813,000 |
| Black or African American | 1,646 | $388,457,000 | $159,312 | $1,320,000 | $90,875 | $1,679,000 |
| Native Hawaiian or Other Pacific Islander | 330 | $88,386,000 | $208,611 | $1,250,000 | $87,833 | $641,000 |
| American Indian or Alaskan Native | 73 | $19,417,000 | $217,500 | $950,000 | $113,750 | $763,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 22,835 | $6,272,663,000 | $164,795 | $4,750,000 | $89,530 | $9,764,000 |
| FHA-insured (Federal Housing Administration) | 357 | $74,051,000 | $152,312 | $577,000 | $54,750 | $145,000 |
| VA-guaranteed (Veterans Administration) | 78 | $14,858,000 | $183,500 | $347,000 | $58,142 | $144,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 17,898 | $4,852,602,000 | $166,065 | $4,750,000 | $84,173 | $9,764,000 |
| Loan Originated | 3,559 | $1,000,500,000 | $191,678 | $3,480,000 | $117,250 | $1,080,000 |
| Application Approved But Not Accepted | 907 | $283,585,000 | $221,625 | $2,350,000 | $135,000 | $1,027,000 |
| Application Withdrawn By Applicant | 456 | $111,167,000 | $139,733 | $2,860,000 | $104,133 | $1,791,000 |
| Application Denied By Financial Institution | 423 | $109,731,000 | $146,357 | $2,405,000 | $95,214 | $4,921,000 |
| File Closed For Incompleteness | 27 | $3,987,000 | $102,000 | $524,000 | $61,375 | $186,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 181 | $46,419,000 | $146,714 | $1,761,000 | $112,000 | $4,921,000 |
| Other | 98 | $24,927,000 | $126,700 | $1,640,000 | $89,200 | $811,000 |
| Collateral | 57 | $14,511,000 | $191,875 | $1,788,000 | $71,750 | $567,000 |
| Debt-To-Income Ratio | 57 | $15,135,000 | $210,600 | $2,405,000 | $148,000 | $360,000 |
| Employment History | 13 | $3,240,000 | $201,500 | $645,000 | $128,000 | $226,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $4,420,000 | $350,500 | $1,260,000 | $200,000 | $276,000 |
| Credit Application Incomplete | 4 | $657,000 | $144,000 | $220,000 | $126,000 | $176,000 |
| Unverifiable Information | 2 | $422,000 | $211,000 | $338,000 | $79,000 | $79,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gateway Bank, Fsb's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gateway Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.