Geneva Financial LLC Mortgage Lending & HMDA Data, 2025

In 2025, Geneva Financial LLC of Chandler, AZ reported 8,198 mortgage applications totaling $2.2 billion, down 9% from 2024. The average application was for $270,257, and applicants reported an average income of $113,481. 68% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (744), St. Louis, MO-IL (457) and Baton Rouge, LA (227) (applications in parentheses).

Mortgage Company & Address Geneva Financial LLC
180 S Arizona Ave Ste 310
Chandler, AZ 85225
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 8,198
Total Mortgage Loan Application Amount $2,215,570,000
Average Mortgage Loan Application Amount $270,257
Highest Mortgage Loan Application Amount $3,095,000
Average Applicant Income $113,481
Highest Applicant Income $3,217,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Geneva Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Geneva Financial LLC by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 1,552 $ 346,100,000 $ 223,002 $ 95,743
Phoenix-Mesa-Scottsdale, AZ 744 $ 210,710,000 $ 283,212 $ 111,000
St. Louis, MO-IL 457 $ 120,085,000 $ 262,768 $ 118,503
Baton Rouge, LA 227 $ 43,305,000 $ 190,770 $ 75,000
Atlanta-Sandy Springs-Roswell, GA 210 $ 53,810,000 $ 256,238 $ 93,000
Chicago-Naperville, IL 183 $ 43,765,000 $ 239,153 $ 100,000
Columbus, OH 164 $ 33,910,000 $ 206,768 $ 103,000
Las Vegas-Henderson-Paradise, NV 156 $ 44,620,000 $ 286,025 $ 106,000
Kansas City, MO-KS 155 $ 44,565,000 $ 287,516 $ 121,858
Fort Wayne, IN 132 $ 26,290,000 $ 199,166 $ 83,000
Oklahoma City, OK 107 $ 21,065,000 $ 196,869 $ 111,000
Houston-The Woodlands-Sugar Land, TX 96 $ 24,940,000 $ 259,791 $ 125,000
Miami-Miami Beach-Kendall, FL 90 $ 40,380,000 $ 448,666 $ 191,000
Cheyenne, WY 89 $ 24,835,000 $ 279,044 $ 112,000
Little Rock-North Little Rock-Conway, AR 85 $ 17,905,000 $ 210,647 $ 31,000
Baltimore-Columbia-Towson, MD 80 $ 24,330,000 $ 304,125 $ 126,000
Lake Havasu City-Kingman, AZ 79 $ 17,025,000 $ 215,506 $ 78,000
Tucson, AZ 77 $ 17,615,000 $ 228,766 $ 83,000
Fayetteville-Springdale-Rogers, AR-MO 75 $ 19,905,000 $ 265,400 $ 109,000
Fort Worth-Arlington, TX 72 $ 24,150,000 $ 335,416 $ 150,000
Mobile, AL 72 $ 12,370,000 $ 171,805 $ 71,000
Prescott Valley-Prescott, AZ 67 $ 21,745,000 $ 324,552 $ 122,000
San Antonio-New Braunfels, TX 67 $ 20,435,000 $ 305,000 $ 140,000
Cincinnati, OH-KY-IN 64 $ 11,280,000 $ 176,250 $ 74,078
Dallas-Plano-Irving, TX 63 $ 21,725,000 $ 344,841 $ 146,000
Jefferson City, MO 63 $ 12,805,000 $ 203,253 $ 112,000
Newark, NJ-PA 61 $ 28,535,000 $ 467,786 $ 134,000
Cape Coral-Fort Myers, FL 60 $ 17,600,000 $ 293,333 $ 84,000
Riverside-San Bernardino-Ontario, CA 60 $ 25,230,000 $ 420,500 $ 172,000
Sierra Vista-Douglas, AZ 60 $ 15,270,000 $ 254,500 $ 94,000
Tampa, FL 57 $ 15,675,000 $ 275,000 $ 106,000
Elkhart-Goshen, IN 56 $ 8,030,000 $ 143,392 $ 68,000
Dayton-Springfield-Kettering, OH 55 $ 8,045,000 $ 146,272 $ 73,000
Orlando-Kissimmee-Sanford, FL 55 $ 17,555,000 $ 319,181 $ 151,000
El Paso, TX 52 $ 11,930,000 $ 229,423 $ 195,000
Washington, DC-MD 52 $ 17,580,000 $ 338,076 $ 111,557
Midland, TX 49 $ 15,875,000 $ 323,979 $ 130,000
Yuma, AZ 49 $ 13,155,000 $ 268,469 $ 95,000
Spokane-Spokane Valley, WA 48 $ 13,030,000 $ 271,458 $ 97,000
Lakeland-Winter Haven, FL 46 $ 10,650,000 $ 231,521 $ 74,000
Elgin, IL 40 $ 11,950,000 $ 298,750 $ 141,000
Springfield, MA 40 $ 11,480,000 $ 287,000 $ 114,000
Seattle-Bellevue-Everett, WA 38 $ 19,750,000 $ 519,736 $ 345,000
Lakewood-New Brunswick, NJ 37 $ 15,105,000 $ 408,243 $ 133,000
Ocala, FL 37 $ 7,735,000 $ 209,054 $ 96,000
Detroit-Dearborn-Livonia, MI 36 $ 4,780,000 $ 132,777 $ 71,000
Portland-Vancouver-Hillsboro, OR-WA 35 $ 19,015,000 $ 543,285 $ 209,057
Port St. Lucie, FL 33 $ 9,175,000 $ 278,030 $ 113,000
Los Angeles-Long Beach-Glendale, CA 32 $ 20,760,000 $ 648,750 $ 201,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 30 $ 12,620,000 $ 420,666 $ 217,000
Lake County-Porter County-Jasper County, IN 30 $ 5,810,000 $ 193,666 $ 78,000
Anchorage, AK 29 $ 10,345,000 $ 356,724 $ 119,000
Cleveland, OH 28 $ 4,320,000 $ 154,285 $ 128,000
Lexington-Fayette, KY 28 $ 6,970,000 $ 248,928 $ 85,000
Columbia, SC 27 $ 7,935,000 $ 293,888 $ 104,000
Spartanburg, SC 26 $ 7,090,000 $ 272,692 $ 91,000
Tacoma-Lakewood, WA 26 $ 12,740,000 $ 490,000 $ 668,000
Virginia Beach-Norfolk-Newport News, VA-NC 26 $ 7,710,000 $ 296,538 $ 132,115
Brownsville-Harlingen, TX 25 $ 5,675,000 $ 227,000 $ 101,000
Lima, OH 25 $ 3,195,000 $ 127,800 $ 69,000
Memphis, TN-MS-AR 25 $ 5,135,000 $ 205,400 $ 119,680
Milwaukee-Waukesha-West Allis, WI 24 $ 6,690,000 $ 278,750 $ 108,000
Topeka, KS 24 $ 5,880,000 $ 245,000 $ 109,000
Arlington-Alexandria-Reston, VA-WV 23 $ 13,045,000 $ 567,173 $ 160,000
Austin-Round Rock, TX 23 $ 9,265,000 $ 402,826 $ 204,000
Canton-Massillon, OH 23 $ 4,135,000 $ 179,782 $ 91,000
Portland-South Portland, ME 23 $ 7,485,000 $ 325,434 $ 122,000
Akron, OH 22 $ 4,550,000 $ 206,818 $ 97,000
Marietta, GA 22 $ 7,610,000 $ 345,909 $ 138,000
Kankakee, IL 20 $ 4,670,000 $ 233,500 $ 111,000
Minneapolis-St. Paul-Bloomington, MN-WI 20 $ 6,220,000 $ 311,000 $ 128,000
New York-Jersey City-White Plains, NY-NJ 20 $ 8,910,000 $ 445,500 $ 146,000
Boise City, ID 19 $ 8,775,000 $ 461,842 $ 171,000
Daphne-Fairhope-Foley, AL 18 $ 4,830,000 $ 268,333 $ 78,000
Everett, WA 18 $ 9,120,000 $ 506,666 $ 151,000
Grand Junction, CO 18 $ 8,520,000 $ 473,333 $ 146,000
Greenville-Anderson-Mauldin, SC 18 $ 5,460,000 $ 303,333 $ 103,000
Houma-Thibodaux, LA 18 $ 3,820,000 $ 212,222 $ 73,000
Indianapolis-Carmel-Anderson, IN 18 $ 3,680,000 $ 204,444 $ 121,000
North Port-Sarasota-Bradenton, FL 18 $ 6,530,000 $ 362,777 $ 179,000
Sacramento--Roseville--Arden-Arcade, CA 18 $ 8,380,000 $ 465,555 $ 181,000
Punta Gorda, FL 17 $ 3,915,000 $ 230,294 $ 97,000
Columbia, MO 16 $ 3,370,000 $ 210,625 $ 78,000
Savannah, GA 16 $ 4,940,000 $ 308,750 $ 115,000
Vallejo-Fairfield, CA 16 $ 6,760,000 $ 422,500 $ 110,000
Denver-Aurora-Lakewood, CO 15 $ 7,885,000 $ 525,666 $ 169,000
Nashville-Davidson--Murfreesboro--Franklin, TN 15 $ 5,535,000 $ 369,000 $ 124,000
Shreveport-Bossier City, LA 15 $ 2,265,000 $ 151,000 $ 86,000
Sumter, SC 15 $ 3,225,000 $ 215,000 $ 83,000
Albany, GA 14 $ 2,200,000 $ 157,142 $ 67,000
Charlotte-Concord-Gastonia, NC-SC 14 $ 4,500,000 $ 321,428 $ 119,857
Jacksonville, FL 14 $ 3,770,000 $ 269,285 $ 128,000
Midland, MI 14 $ 2,250,000 $ 160,714 $ 82,000
South Bend-Mishawaka, IN-MI 14 $ 1,160,000 $ 82,857 $ 65,000
Trenton, NJ 14 $ 3,530,000 $ 252,142 $ 106,000
Warren-Troy-Farmington Hills, MI 14 $ 4,050,000 $ 289,285 $ 120,000
Cape Girardeau, MO-IL 13 $ 2,755,000 $ 211,923 $ 88,000
Deltona-Daytona Beach-Ormond Beach, FL 13 $ 4,045,000 $ 311,153 $ 125,000
Dothan, AL 13 $ 3,325,000 $ 255,769 $ 92,000
Lake County-Kenosha County, IL-WI 13 $ 2,205,000 $ 169,615 $ 100,000
Las Cruces, NM 13 $ 4,105,000 $ 315,769 $ 117,000
Naples-Immokalee-Marco Island, FL 13 $ 5,395,000 $ 415,000 $ 499,000
Providence-Warwick, RI-MA 13 $ 4,435,000 $ 341,153 $ 118,615
Camden, NJ 12 $ 3,330,000 $ 277,500 $ 95,000
Crestview-Fort Walton Beach-Destin, FL 12 $ 8,770,000 $ 730,833 $ 138,000
Hammond, LA 12 $ 1,800,000 $ 150,000 $ 77,000
Homosassa Springs, FL 12 $ 1,960,000 $ 163,333 $ 83,000
West Palm Beach-Boca Raton-Delray Beach, FL 12 $ 4,180,000 $ 348,333 $ 101,000
Albuquerque, NM 11 $ 3,295,000 $ 299,545 $ 226,000
Bay City, MI 11 $ 1,525,000 $ 138,636 $ 80,000
Flagstaff, AZ 11 $ 5,705,000 $ 518,636 $ 181,000
Louisville/Jefferson County, KY-IN 11 $ 3,195,000 $ 290,454 $ 95,363
New Orleans-Metairie, LA 11 $ 2,855,000 $ 259,545 $ 190,000
Reno, NV 11 $ 4,415,000 $ 401,363 $ 452,000
Saginaw, MI 11 $ 1,435,000 $ 130,454 $ 46,000
Valdosta, GA 11 $ 2,395,000 $ 217,727 $ 93,000
Cambridge-Newton-Framingham, MA 10 $ 4,350,000 $ 435,000 $ 147,000
Chattanooga, TN-GA 10 $ 2,940,000 $ 294,000 $ 82,000
Fort Collins, CO 10 $ 5,830,000 $ 583,000 $ 198,000
San Angelo, TX 10 $ 2,840,000 $ 284,000 $ 128,000
Springfield, MO 10 $ 1,460,000 $ 146,000 $ 61,000
Urban Honolulu, HI 10 $ 4,850,000 $ 485,000 $ 126,000
Wichita, KS 10 $ 2,210,000 $ 221,000 $ 164,000
York-Hanover, PA 10 $ 2,870,000 $ 287,000 $ 118,000
Birmingham-Hoover, AL 9 $ 2,095,000 $ 232,777 $ 141,000
Colorado Springs, CO 9 $ 3,155,000 $ 350,555 $ 132,000
Odessa, TX 9 $ 2,705,000 $ 300,555 $ 141,000
San Jose-Sunnyvale-Santa Clara, CA 9 $ 7,115,000 $ 790,555 $ 241,000
Allentown-Bethlehem-Easton, PA-NJ 8 $ 2,100,000 $ 262,500 $ 95,250
Bakersfield, CA 8 $ 2,530,000 $ 316,250 $ 136,000
Charleston-North Charleston, SC 8 $ 6,980,000 $ 872,500 $ 236,000
Hartford-West Hartford-East Hartford, CT 8 $ 2,630,000 $ 328,750 $ 171,000
Knoxville, TN 8 $ 2,410,000 $ 301,250 $ 143,000
Lansing-East Lansing, MI 8 $ 1,650,000 $ 206,250 $ 68,000
Santa Maria-Santa Barbara, CA 8 $ 4,640,000 $ 580,000 $ 55,000
Sebring, FL 8 $ 1,260,000 $ 157,500 $ 68,000
Fresno, CA 7 $ 1,665,000 $ 237,857 $ 100,000
Gainesville, FL 7 $ 1,805,000 $ 257,857 $ 143,000
Kokomo, IN 7 $ 1,065,000 $ 152,142 $ 92,000
Lawton, OK 7 $ 995,000 $ 142,142 $ 81,000
Lubbock, TX 7 $ 1,665,000 $ 237,857 $ 108,000
Pittsburgh, PA 7 $ 975,000 $ 139,285 $ 56,000
Raleigh, NC 7 $ 1,885,000 $ 269,285 $ 88,000
Rockford, IL 7 $ 1,015,000 $ 145,000 $ 58,000
Sherman-Denison, TX 7 $ 1,825,000 $ 260,714 $ 131,000
Slidell-Mandeville-Covington, LA 7 $ 1,885,000 $ 269,285 $ 131,000
Springfield, OH 7 $ 1,045,000 $ 149,285 $ 51,000
Tulsa, OK 7 $ 1,895,000 $ 270,714 $ 96,000
Worcester, MA-CT 7 $ 2,685,000 $ 383,571 $ 173,000
Columbus, GA-AL 6 $ 1,190,000 $ 198,333 $ 144,000
Corpus Christi, TX 6 $ 1,140,000 $ 190,000 $ 101,000
Gainesville, GA 6 $ 1,810,000 $ 301,666 $ 87,000
Jackson, MS 6 $ 970,000 $ 161,666 $ 98,000
Lancaster, PA 6 $ 1,210,000 $ 201,666 $ 66,000
Lexington Park, MD 6 $ 1,960,000 $ 326,666 $ 102,000
McAllen-Edinburg-Mission, TX 6 $ 1,220,000 $ 203,333 $ 93,000
Monroe, MI 6 $ 1,680,000 $ 280,000 $ 115,000
Montgomery County-Bucks County-Chester County, PA 6 $ 2,400,000 $ 400,000 $ 144,000
Panama City, FL 6 $ 2,930,000 $ 488,333 $ 140,000
Pittsfield, MA 6 $ 1,330,000 $ 221,666 $ 100,000
Pocatello, ID 6 $ 1,680,000 $ 280,000 $ 130,000
St. Petersburg-Clearwater-Largo, FL 6 $ 4,720,000 $ 786,666 $ 482,000
Toledo, OH 6 $ 600,000 $ 100,000 $ 181,000
Athens-Clarke County, GA 5 $ 1,945,000 $ 389,000 $ 137,000
Florence, SC 5 $ 505,000 $ 101,000 $ 59,000
Greeley, CO 5 $ 2,205,000 $ 441,000 $ 123,000
Gulfport-Biloxi-Pascagoula, MS 5 $ 1,405,000 $ 281,000 $ 98,000
Huntsville, AL 5 $ 1,485,000 $ 297,000 $ 128,000
Killeen-Temple, TX 5 $ 1,075,000 $ 215,000 $ 74,000
Omaha-Council Bluffs, NE-IA 5 $ 1,545,000 $ 309,000 $ 89,000
Oxnard-Thousand Oaks-Ventura, CA 5 $ 4,435,000 $ 887,000 $ 267,000
Tyler, TX 5 $ 1,635,000 $ 327,000 $ 137,000
Washington-Baltimore-Arlington, DC 5 $ 4,115,000 $ 823,000 $ 311,000
Wilmington, NC 5 $ 1,145,000 $ 229,000 $ 147,000
Anaheim-Santa Ana-Irvine, CA 4 $ 3,030,000 $ 757,500 $ 245,000
Atlantic City-Hammonton, NJ 4 $ 990,000 $ 247,500 $ 104,000
Augusta-Richmond County, GA-SC 4 $ 730,000 $ 182,500 $ 52,000
Bremerton-Silverdale, WA 4 $ 2,250,000 $ 562,500 $ 158,000
Cedar Rapids, IA 4 $ 790,000 $ 197,500 $ 124,000
Charleston, WV 4 $ 330,000 $ 82,500 $ 51,000
Clarksville, TN-KY 4 $ 1,690,000 $ 422,500 $ 135,000
Erie, PA 4 $ 770,000 $ 192,500 $ 50,000
Fairbanks, AK 4 $ 890,000 $ 222,500 $ 103,000
Joplin, MO 4 $ 420,000 $ 105,000 $ 58,000
Lafayette, LA 4 $ 760,000 $ 190,000 $ 79,000
Macon-Bibb County, GA 4 $ 1,120,000 $ 280,000 $ 127,000
Manchester-Nashua, NH 4 $ 2,330,000 $ 582,500 $ 249,000
Modesto, CA 4 $ 1,240,000 $ 310,000 $ 130,000
Montgomery, AL 4 $ 510,000 $ 127,500 $ 214,000
Napa, CA 4 $ 2,600,000 $ 650,000 $ 168,000
Palm Bay-Melbourne-Titusville, FL 4 $ 970,000 $ 242,500 $ 252,000
Pensacola-Ferry Pass-Brent, FL 4 $ 1,410,000 $ 352,500 $ 106,000
Philadelphia, PA 4 $ 660,000 $ 165,000 $ 72,000
Richmond, VA 4 $ 1,500,000 $ 375,000 $ 213,000
San Diego-Carlsbad, CA 4 $ 2,510,000 $ 627,500 $ 169,000
Santa Rosa, CA 4 $ 1,090,000 $ 272,500 $ 98,000
Sebastian-Vero Beach, FL 4 $ 1,680,000 $ 420,000 $ 134,000
Wildwood-The Villages, FL 4 $ 750,000 $ 187,500 $ 220,000
Wilmington, DE-MD-NJ 4 $ 1,190,000 $ 297,500 $ 127,500
Amherst Town-Northampton, MA 3 $ 1,475,000 $ 491,666 $ 154,000
Auburn-Opelika, AL 3 $ 385,000 $ 128,333 $ 57,000
Beaumont-Port Arthur, TX 3 $ 335,000 $ 111,666 $ 38,000
Boston, MA 3 $ 2,785,000 $ 928,333 $ 263,000
College Station-Bryan, TX 3 $ 555,000 $ 185,000 $ 100,000
Dalton, GA 3 $ 705,000 $ 235,000 $ 68,000
Davenport-Moline-Rock Island, IA-IL 3 $ 815,000 $ 271,666 $ 127,000
Gettysburg, PA 3 $ 955,000 $ 318,333 $ 129,000
Hot Springs, AR 3 $ 425,000 $ 141,666 $ 15,000
Huntington-Ashland, WV-KY-OH 3 $ 215,000 $ 71,666 $ 51,000
Kennewick-Richland, WA 3 $ 1,515,000 $ 505,000 $ 156,000
Lincoln, NE 3 $ 585,000 $ 195,000 $ 1,000
Longview, TX 3 $ 475,000 $ 158,333 $ 71,000
Ogden-Clearfield, UT 3 $ 895,000 $ 298,333 $ 278,000
Roanoke, VA 3 $ 725,000 $ 241,666 $ 101,000
Rockingham County-Strafford County, NH 3 $ 1,095,000 $ 365,000 $ 167,000
Warner Robins, GA 3 $ 655,000 $ 218,333 $ 88,000
Winston-Salem, NC 3 $ 565,000 $ 188,333 $ 101,000
Alexandria, LA 2 $ 220,000 $ 110,000 $ 73,000
Ann Arbor, MI 2 $ 970,000 $ 485,000 $ 195,000
Asheville, NC 2 $ 1,050,000 $ 525,000 $ 295,000
Brunswick, GA 2 $ 490,000 $ 245,000 $ 91,000
Coeur D'Alene, ID 2 $ 1,000,000 $ 500,000 $ 122,000
Columbus, IN 2 $ 530,000 $ 265,000 $ 75,000
Eugene, OR 2 $ 670,000 $ 335,000 $ 101,000
Hilton Head Island-Bluffton-Beaufort, SC 2 $ 840,000 $ 420,000 $ 156,000
Jackson, TN 2 $ 360,000 $ 180,000 $ 72,000
Jonesboro, AR 2 $ 150,000 $ 75,000 $ 70,000
Lawrence, KS 2 $ 680,000 $ 340,000 $ 138,000
Lewiston-Auburn, ME 2 $ 570,000 $ 285,000 $ 41,000
Manhattan, KS 2 $ 560,000 $ 280,000 $ 92,000
Mansfield, OH 2 $ 130,000 $ 65,000 $ 48,000
Merced, CA 2 $ 930,000 $ 465,000 $ 141,000
Missoula, MT 2 $ 900,000 $ 450,000 $ 30,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 2 $ 540,000 $ 270,000 $ 250,000
Niles-Benton Harbor, MI 2 $ 630,000 $ 315,000 $ 116,000
Norwich-New London, CT 2 $ 500,000 $ 250,000 $ 170,000
Oakland-Hayward-Berkeley, CA 2 $ 1,330,000 $ 665,000 $ 157,000
Racine, WI 2 $ 410,000 $ 205,000 $ 83,000
Salinas, CA 2 $ 710,000 $ 355,000 $ 160,000
Salisbury, MD-DE 2 $ 240,000 $ 120,000 $ 49,000
Santa Fe, NM 2 $ 1,510,000 $ 755,000 $ 279,000
St. George, UT 2 $ 530,000 $ 265,000 $ 118,000
St. Joseph, MO-KS 2 $ 260,000 $ 130,000 $ 110,000
Stockton-Lodi, CA 2 $ 690,000 $ 345,000 $ 122,000
Tuscaloosa, AL 2 $ 380,000 $ 190,000 $ 426,000
Twin Falls, ID 2 $ 220,000 $ 110,000 $ 52,000
Vineland-Bridgeton, NJ 2 $ 370,000 $ 185,000 $ 87,000
Visalia-Porterville, CA 2 $ 760,000 $ 380,000 $ 104,000
Wichita Falls, TX 2 $ 370,000 $ 185,000 $ 62,000
Winchester, VA-WV 2 $ 450,000 $ 225,000 $ 44,000
Yakima, WA 2 $ 320,000 $ 160,000 $ 40,000
Yuba City, CA 2 $ 460,000 $ 230,000 $ 101,000
Abilene, TX 1 $ 535,000 $ 535,000 $ 154,000
Amarillo, TX 1 $ 325,000 $ 325,000 $ 99,000
Bangor, ME 1 $ 225,000 $ 225,000 $ 66,000
Battle Creek, MI 1 $ 275,000 $ 275,000 $ 130,000
Beckley, WV 1 $ 275,000 $ 275,000 $ 118,000
Bend-Redmond, OR 1 $ 535,000 $ 535,000 $ 176,000
Bloomington, IN 1 $ 1,845,000 $ 1,845,000 $ 1,171,000
Boulder, CO 1 $ 695,000 $ 695,000 $ 194,000
Bridgeport-Stamford-Norwalk, CT 1 $ 365,000 $ 365,000 $ 353,000
Carson City, NV 1 $ 225,000 $ 225,000 $ 690,000
Charlottesville, VA 1 $ 185,000 $ 185,000 $ 65,000
Chico, CA 1 $ 125,000 $ 125,000 $ 91,000
Corvallis, OR 1 $ 125,000 $ 125,000 $ 37,000
Decatur, IL 1 $ 165,000 $ 165,000 $ 180,000
Des Moines-West Des Moines, IA 1 $ 355,000 $ 355,000 $ 168,000
Durham-Chapel Hill, NC 1 $ 325,000 $ 325,000 $ 195,000
El Centro, CA 1 $ 505,000 $ 505,000 $ 175,000
Enid, OK 1 $ 185,000 $ 185,000 $ 79,000
Flint, MI 1 $ 445,000 $ 445,000 $ 237,000
Florence-Muscle Shoals, AL 1 $ 145,000 $ 145,000 $ 34,000
Goldsboro, NC 1 $ 195,000 $ 195,000 $ 54,000
Grand Rapids-Wyoming, MI 1 $ 315,000 $ 315,000 $ 111,000
Hagerstown-Martinsburg, MD-WV 1 $ 465,000 $ 465,000 $ 143,000
Harrisburg-Carlisle, PA 1 $ 95,000 $ 95,000 $ 172,000
Hinesville, GA 1 $ 205,000 $ 205,000 $ 142,000
Idaho Falls, ID 1 $ 365,000 $ 365,000 $ 146,000
Iowa City, IA 1 $ 165,000 $ 165,000 $ 119,000
Jackson, MI 1 $ 145,000 $ 145,000 $ 78,000
Kahului-Wailuku-Lahaina, HI 1 $ 365,000 $ 365,000 $ 105,000
Kalamazoo-Portage, MI 1 $ 455,000 $ 455,000 $ 200,000
Kingsport-Bristol-Bristol, TN-VA 1 $ 215,000 $ 215,000 $ 54,000
Longview, WA 1 $ 625,000 $ 625,000 $ 200,000
Lynchburg, VA 1 $ 305,000 $ 305,000 $ 79,000
Michigan City-La Porte, IN 1 $ 225,000 $ 225,000 $ 64,000
Morristown, TN 1 $ 155,000 $ 155,000 $ 110,000
Mount Vernon-Anacortes, WA 1 $ 405,000 $ 405,000 $ 96,000
Muncie, IN 1 $ 75,000 $ 75,000 $ 21,000
Olympia-Tumwater, WA 1 $ 525,000 $ 525,000 $ 332,000
Peoria, IL 1 $ 65,000 $ 65,000 $ 265,000
Provo-Orem, UT 1 $ 995,000 $ 995,000 $ 315,000
Redding, CA 1 $ 225,000 $ 225,000 $ 0
Rome, GA 1 $ 235,000 $ 235,000 $ 72,000
Salem, OR 1 $ 435,000 $ 435,000 $ 131,000
Salt Lake City, UT 1 $ 205,000 $ 205,000 $ 177,000
San Rafael, CA 1 $ 1,055,000 $ 1,055,000 $ 795,000
Sandusky, OH 1 $ 165,000 $ 165,000 $ 129,000
Scranton--Wilkes-Barre--Hazleton, PA 1 $ 115,000 $ 115,000 $ 56,000
Sheboygan, WI 1 $ 285,000 $ 285,000 $ 78,000
Springfield, IL 1 $ 55,000 $ 55,000 $ 106,000
St. Cloud, MN 1 $ 255,000 $ 255,000 $ 78,000
Tallahassee, FL 1 $ 205,000 $ 205,000 $ 87,000
Traverse City, MI 1 $ 305,000 $ 305,000 $ 71,000
Walla Walla, WA 1 $ 285,000 $ 285,000 $ 84,000
Weirton-Steubenville, WV-OH 1 $ 125,000 $ 125,000 $ 52,000
Wenatchee, WA 1 $ 495,000 $ 495,000 $ 407,000
Youngstown-Warren-Boardman, OH-PA 1 $ 265,000 $ 265,000 $ 122,000

Mortgage Loan Application Detail Totals for Geneva Financial LLC in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,399 $1,669,985,000 $260,000 $3,095,000 $108,000 $3,217,000
Cash-out Refinancing 1,167 $346,405,000 $296,000 $2,295,000 $126,000 $1,456,000
Refinancing 628 $198,250,000 $315,000 $2,705,000 $146,000 $2,924,000
Other Purpose 4 $930,000 $232,000 $695,000 $124,000 $253,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,983 $1,102,295,000 $276,000 $3,095,000 $121,000 $2,924,000
Hispanic 2,013 $544,965,000 $270,000 $1,695,000 $103,000 $1,976,000
Black or African American 1,519 $353,275,000 $232,000 $2,005,000 $95,000 $2,378,000
Not Provided 353 $110,385,000 $312,000 $2,705,000 $135,000 $2,831,000
Asian 202 $68,450,000 $338,000 $1,415,000 $193,000 $3,217,000
American Indian or Alaskan Native 90 $22,970,000 $255,000 $1,455,000 $107,000 $848,000
Native Hawaiian or Other Pacific Islander 38 $13,230,000 $348,000 $1,165,000 $121,000 $287,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,642 $1,193,120,000 $257,000 $2,705,000 $131,000 $3,217,000
FHA-insured (Federal Housing Administration) 2,785 $784,065,000 $281,000 $1,435,000 $89,000 $622,000
VA-guaranteed (Veterans Administration) 491 $180,225,000 $367,000 $3,095,000 $115,000 $620,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 280 $58,160,000 $207,000 $465,000 $74,000 $143,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,554 $1,473,050,000 $265,000 $2,345,000 $112,000 $2,924,000
Application Withdrawn By Applicant 2,393 $679,995,000 $284,000 $3,095,000 $120,000 $3,217,000
Application Denied By Financial Institution 179 $44,405,000 $248,000 $845,000 $99,000 $1,328,000
Application Approved But Not Accepted 45 $12,805,000 $284,000 $885,000 $118,000 $697,000
File Closed For Incompleteness 27 $5,315,000 $196,000 $695,000 $94,000 $273,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,019 $2,171,165,000 $270,000 $3,095,000 $114,000 $3,217,000
Debt-To-Income Ratio 61 $16,055,000 $263,000 $765,000 $79,000 $200,000
Collateral 34 $6,720,000 $197,000 $435,000 $127,000 $1,328,000
Credit History 28 $7,930,000 $283,000 $775,000 $127,000 $382,000
Employment History 18 $4,030,000 $223,000 $555,000 $86,000 $167,000
Other 16 $4,120,000 $257,000 $775,000 $106,000 $243,000
Unverifiable Information 16 $3,700,000 $231,000 $575,000 $79,000 $170,000
Credit Application Incomplete 6 $1,850,000 $308,000 $845,000 $102,000 $202,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Geneva Financial LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Geneva Financial LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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