Georgia Banking Company Mortgage Lending & HMDA Data, 2025
In 2025, Georgia Banking Company of Atlanta, GA reported 1,247 mortgage applications totaling $280.6 million, down 15% from 2024. The average application was for $224,991, and applicants reported an average income of $509,573. 20% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (178), Marietta, GA (57) and Phoenix-Mesa-Scottsdale, AZ (42) (applications in parentheses).
| Mortgage Company & Address | Georgia Banking Company 6190 Powers Ferry Road, Suite 150 Atlanta, GA 30309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 1,247 |
| Total Mortgage Loan Application Amount | $280,565,000 |
| Average Mortgage Loan Application Amount | $224,991 |
| Highest Mortgage Loan Application Amount | $5,605,000 |
| Average Applicant Income | $509,573 |
| Highest Applicant Income | $6,547,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Georgia Banking Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Roswell, GA | 178 | $ 75,630,000 | $ 424,887 | $ 393,000 |
| Outside any metro area | 115 | $ 29,315,000 | $ 254,913 | $ 326,477 |
| Marietta, GA | 57 | $ 20,075,000 | $ 352,192 | $ 164,000 |
| Phoenix-Mesa-Scottsdale, AZ | 42 | $ 5,520,000 | $ 131,428 | $ 0 |
| Charleston-North Charleston, SC | 34 | $ 10,780,000 | $ 317,058 | $ 114,000 |
| Oakland-Hayward-Berkeley, CA | 33 | $ 4,865,000 | $ 147,424 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 31 | $ 3,615,000 | $ 116,612 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 31 | $ 4,715,000 | $ 152,096 | $ 111,000 |
| Denver-Aurora-Lakewood, CO | 25 | $ 4,135,000 | $ 165,400 | $ 0 |
| Everett, WA | 25 | $ 4,075,000 | $ 163,000 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 20 | $ 3,970,000 | $ 198,500 | $ 0 |
| San Diego-Carlsbad, CA | 19 | $ 3,645,000 | $ 191,842 | $ 0 |
| Worcester, MA-CT | 19 | $ 2,695,000 | $ 141,842 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 17 | $ 4,825,000 | $ 283,823 | $ 0 |
| Birmingham-Hoover, AL | 15 | $ 1,865,000 | $ 124,333 | $ 44,000 |
| Rockingham County-Strafford County, NH | 15 | $ 1,925,000 | $ 128,333 | $ 0 |
| Cambridge-Newton-Framingham, MA | 14 | $ 2,630,000 | $ 187,857 | $ 0 |
| Chicago-Naperville, IL | 14 | $ 1,760,000 | $ 125,714 | $ 0 |
| Tacoma-Lakewood, WA | 14 | $ 1,610,000 | $ 115,000 | $ 0 |
| Augusta-Richmond County, GA-SC | 13 | $ 2,215,000 | $ 170,384 | $ 55,000 |
| Baltimore-Columbia-Towson, MD | 13 | $ 1,555,000 | $ 119,615 | $ 85,000 |
| Orlando-Kissimmee-Sanford, FL | 13 | $ 5,575,000 | $ 428,846 | $ 378,000 |
| Seattle-Bellevue-Everett, WA | 13 | $ 1,855,000 | $ 142,692 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 12 | $ 2,350,000 | $ 195,833 | $ 0 |
| Kansas City, MO-KS | 11 | $ 1,045,000 | $ 95,000 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 11 | $ 1,605,000 | $ 145,909 | $ 100,000 |
| Washington, DC-MD | 11 | $ 925,000 | $ 84,090 | $ 53,000 |
| Boston, MA | 10 | $ 1,450,000 | $ 145,000 | $ 0 |
| Portland-South Portland, ME | 10 | $ 1,320,000 | $ 132,000 | $ 0 |
| Providence-Warwick, RI-MA | 10 | $ 1,510,000 | $ 151,000 | $ 101,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 9 | $ 1,455,000 | $ 161,666 | $ 159,000 |
| Jacksonville, FL | 9 | $ 2,705,000 | $ 300,555 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 9 | $ 905,000 | $ 100,555 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 8 | $ 1,510,000 | $ 188,750 | $ 0 |
| Bremerton-Silverdale, WA | 8 | $ 1,020,000 | $ 127,500 | $ 0 |
| St. Louis, MO-IL | 8 | $ 980,000 | $ 122,500 | $ 0 |
| Arlington-Alexandria-Reston, VA-WV | 7 | $ 1,165,000 | $ 166,428 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 7 | $ 1,005,000 | $ 143,571 | $ 0 |
| Yakima, WA | 7 | $ 865,000 | $ 123,571 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 6 | $ 700,000 | $ 116,666 | $ 75,000 |
| Gainesville, GA | 6 | $ 5,050,000 | $ 841,666 | $ 284,000 |
| Manchester-Nashua, NH | 6 | $ 770,000 | $ 128,333 | $ 0 |
| Tampa, FL | 6 | $ 800,000 | $ 133,333 | $ 0 |
| Valdosta, GA | 6 | $ 890,000 | $ 148,333 | $ 0 |
| Athens-Clarke County, GA | 5 | $ 4,235,000 | $ 847,000 | $ 0 |
| Bakersfield, CA | 5 | $ 645,000 | $ 129,000 | $ 0 |
| Cape Coral-Fort Myers, FL | 5 | $ 1,425,000 | $ 285,000 | $ 341,000 |
| Columbia, SC | 5 | $ 655,000 | $ 131,000 | $ 43,000 |
| Fort Collins, CO | 5 | $ 655,000 | $ 131,000 | $ 0 |
| Fresno, CA | 5 | $ 565,000 | $ 113,000 | $ 0 |
| Lakewood-New Brunswick, NJ | 5 | $ 975,000 | $ 195,000 | $ 0 |
| Merced, CA | 5 | $ 435,000 | $ 87,000 | $ 0 |
| Salem, OR | 5 | $ 445,000 | $ 89,000 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 5 | $ 785,000 | $ 157,000 | $ 0 |
| Stockton-Lodi, CA | 5 | $ 505,000 | $ 101,000 | $ 0 |
| Tucson, AZ | 5 | $ 575,000 | $ 115,000 | $ 0 |
| Bend-Redmond, OR | 4 | $ 630,000 | $ 157,500 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 1,590,000 | $ 397,500 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 390,000 | $ 97,500 | $ 0 |
| Kennewick-Richland, WA | 4 | $ 350,000 | $ 87,500 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 4 | $ 670,000 | $ 167,500 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 4 | $ 560,000 | $ 140,000 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 4 | $ 780,000 | $ 195,000 | $ 40,000 |
| Ogden-Clearfield, UT | 4 | $ 390,000 | $ 97,500 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 4 | $ 510,000 | $ 127,500 | $ 0 |
| Reno, NV | 4 | $ 600,000 | $ 150,000 | $ 0 |
| San Rafael, CA | 4 | $ 910,000 | $ 227,500 | $ 0 |
| Santa Rosa, CA | 4 | $ 680,000 | $ 170,000 | $ 0 |
| Savannah, GA | 4 | $ 1,130,000 | $ 282,500 | $ 1,702,000 |
| Spokane-Spokane Valley, WA | 4 | $ 350,000 | $ 87,500 | $ 0 |
| Tallahassee, FL | 4 | $ 730,000 | $ 182,500 | $ 0 |
| Washington-Baltimore-Arlington, DC | 4 | $ 330,000 | $ 82,500 | $ 95,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 4 | $ 460,000 | $ 115,000 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 3 | $ 45,000 | $ 15,000 | $ 60,000 |
| Colorado Springs, CO | 3 | $ 455,000 | $ 151,666 | $ 0 |
| Eugene, OR | 3 | $ 225,000 | $ 75,000 | $ 0 |
| Flagstaff, AZ | 3 | $ 465,000 | $ 155,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 3 | $ 265,000 | $ 88,333 | $ 0 |
| Greeley, CO | 3 | $ 305,000 | $ 101,666 | $ 0 |
| Huntsville, AL | 3 | $ 245,000 | $ 81,666 | $ 55,000 |
| Lafayette, LA | 3 | $ 255,000 | $ 85,000 | $ 0 |
| Lake County-Kenosha County, IL-WI | 3 | $ 425,000 | $ 141,666 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 3 | $ 475,000 | $ 158,333 | $ 0 |
| Olympia-Tumwater, WA | 3 | $ 245,000 | $ 81,666 | $ 0 |
| Peoria, IL | 3 | $ 205,000 | $ 68,333 | $ 0 |
| Port St. Lucie, FL | 3 | $ 295,000 | $ 98,333 | $ 0 |
| Prescott Valley-Prescott, AZ | 3 | $ 305,000 | $ 101,666 | $ 0 |
| York-Hanover, PA | 3 | $ 325,000 | $ 108,333 | $ 0 |
| Atlantic City-Hammonton, NJ | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Auburn-Opelika, AL | 2 | $ 890,000 | $ 445,000 | $ 0 |
| Barnstable Town, MA | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Camden, NJ | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Coeur D'Alene, ID | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Columbus, GA-AL | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Columbus, OH | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Dover, DE | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Gadsden, AL | 2 | $ 40,000 | $ 20,000 | $ 70,000 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Hanford-Corcoran, CA | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 830,000 | $ 415,000 | $ 245,000 |
| Indianapolis-Carmel-Anderson, IN | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Louisville/Jefferson County, KY-IN | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Macon-Bibb County, GA | 2 | $ 420,000 | $ 210,000 | $ 130,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Modesto, CA | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 1,510,000 | $ 755,000 | $ 3,696,000 |
| Philadelphia, PA | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Richmond, VA | 2 | $ 130,000 | $ 65,000 | $ 49,000 |
| Salinas, CA | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Salt Lake City, UT | 2 | $ 230,000 | $ 115,000 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Santa Maria-Santa Barbara, CA | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Springfield, MA | 2 | $ 160,000 | $ 80,000 | $ 0 |
| St. Petersburg-Clearwater-Largo, FL | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Toledo, OH | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Topeka, KS | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Trenton, NJ | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Tulsa, OK | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Wenatchee, WA | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Wilmington, NC | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Albuquerque, NM | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Amherst Town-Northampton, MA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Asheville, NC | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Bellingham, WA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Brunswick, GA | 1 | $ 5,605,000 | $ 5,605,000 | $ 4,126,000 |
| Burlington-South Burlington, VT | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Chico, CA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Cleveland, OH | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Columbia, MO | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Dayton-Springfield-Kettering, OH | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Des Moines-West Des Moines, IA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Duluth, MN-WI | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Durham-Chapel Hill, NC | 1 | $ 85,000 | $ 85,000 | $ 0 |
| El Centro, CA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Evansville, IN-KY | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Florence, SC | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Florence-Muscle Shoals, AL | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Fort Wayne, IN | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Gainesville, FL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Grants Pass, OR | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Green Bay, WI | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Greenville, NC | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Harrisburg-Carlisle, PA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Hinesville, GA | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Homosassa Springs, FL | 1 | $ 985,000 | $ 985,000 | $ 0 |
| Idaho Falls, ID | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Joplin, MO | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Lawrence, KS | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Lexington Park, MD | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Longview, WA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Monroe, LA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Newark, NJ-PA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Paducah, KY-IL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Panama City, FL | 1 | $ 205,000 | $ 205,000 | $ 125,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Pinehurst-Southern Pines, NC | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Pittsburgh, PA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Pocatello, ID | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Pueblo, CO | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Raleigh, NC | 1 | $ 25,000 | $ 25,000 | $ 92,000 |
| Rapid City, SD | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Roanoke, VA | 1 | $ 135,000 | $ 135,000 | $ 0 |
| San Antonio-New Braunfels, TX | 1 | $ 95,000 | $ 95,000 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Sierra Vista-Douglas, AZ | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Vallejo-Fairfield, CA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Visalia-Porterville, CA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Warner Robins, GA | 1 | $ 15,000 | $ 15,000 | $ 85,000 |
| Yuba City, CA | 1 | $ 55,000 | $ 55,000 | $ 0 |
Mortgage Loan Application Detail Totals for Georgia Banking Company in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 715 | $115,175,000 | $161,000 | $5,605,000 | $630,000 | $6,547,000 |
| Home Purchase | 277 | $100,105,000 | $361,000 | $3,605,000 | $164,000 | $4,080,000 |
| Cash-out Refinancing | 170 | $37,680,000 | $221,000 | $1,995,000 | $589,000 | $3,696,000 |
| Home Improvement | 49 | $8,585,000 | $175,000 | $1,755,000 | $394,000 | $1,043,000 |
| Refinancing | 36 | $19,020,000 | $528,000 | $2,175,000 | $559,000 | $2,496,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 814 | $183,010,000 | $224,000 | $5,605,000 | $374,000 | $6,547,000 |
| Not Provided | 162 | $40,260,000 | $248,000 | $1,805,000 | $531,000 | $2,324,000 |
| Hispanic | 111 | $14,065,000 | $126,000 | $375,000 | $81,000 | $180,000 |
| Black or African American | 96 | $15,600,000 | $162,000 | $1,755,000 | $133,000 | $2,496,000 |
| Asian | 39 | $8,645,000 | $221,000 | $1,255,000 | $274,000 | $1,077,000 |
| Not applicable | 17 | $17,415,000 | $1,024,000 | $3,605,000 | $0 | $0 |
| American Indian or Alaskan Native | 5 | $895,000 | $179,000 | $275,000 | $86,000 | $105,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $590,000 | $295,000 | $435,000 | $85,000 | $85,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,202 | $266,590,000 | $221,000 | $5,605,000 | $363,000 | $6,547,000 |
| FHA-insured (Federal Housing Administration) | 35 | $9,935,000 | $283,000 | $625,000 | $88,000 | $252,000 |
| VA-guaranteed (Veterans Administration) | 10 | $4,040,000 | $404,000 | $775,000 | $134,000 | $257,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 939 | $149,045,000 | $158,000 | $1,825,000 | $0 | $0 |
| Loan Originated | 250 | $109,130,000 | $436,000 | $5,605,000 | $351,000 | $6,547,000 |
| Application Withdrawn By Applicant | 40 | $16,190,000 | $404,000 | $1,525,000 | $240,000 | $1,800,000 |
| Application Denied By Financial Institution | 13 | $3,395,000 | $261,000 | $725,000 | $97,000 | $264,000 |
| Application Approved But Not Accepted | 3 | $2,175,000 | $725,000 | $1,255,000 | $354,000 | $773,000 |
| File Closed For Incompleteness | 2 | $630,000 | $315,000 | $505,000 | $147,000 | $199,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,247 | $280,565,000 | $224,000 | $5,605,000 | $322,000 | $6,547,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Georgia Banking Company's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Georgia Banking Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.
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