Georgia's Own Credit Union Mortgage Lending & HMDA Data, 2025
In 2025, Georgia's Own Credit Union of 100 Peachtree St. Nw 2800, GA reported 5,384 mortgage applications totaling $1.2 billion, down 8% from 2024. The average application was for $222,201, and applicants reported an average income of $200,035. 43% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (2,355), Marietta, GA (627) and Albany, GA (124) (applications in parentheses).
| Mortgage Company & Address | Georgia's Own Credit Union 100 Peachtree St Nw 100 Peachtree St. Nw 2800, GA 30303 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,384 |
| Total Mortgage Loan Application Amount | $1,196,335,000 |
| Average Mortgage Loan Application Amount | $222,201 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $200,035 |
| Highest Applicant Income | $9,512,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Georgia's Own Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton, Georgia | 572 | $ 127,285,000 | $ 222,526 | $ 212,000 |
| Gwinnett, Georgia | 525 | $ 77,155,000 | $ 146,961 | $ 134,000 |
| Cobb, Georgia | 389 | $ 82,705,000 | $ 212,609 | $ 192,000 |
| DeKalb, Georgia | 338 | $ 53,300,000 | $ 157,692 | $ 153,000 |
| Forsyth, Georgia | 278 | $ 95,810,000 | $ 344,640 | $ 224,000 |
| Cherokee, Georgia | 144 | $ 28,840,000 | $ 200,277 | $ 175,000 |
| Clayton, Georgia | 94 | $ 7,160,000 | $ 76,170 | $ 86,000 |
| Douglas, Georgia | 85 | $ 9,155,000 | $ 107,705 | $ 117,000 |
| Maricopa, Arizona | 82 | $ 31,440,000 | $ 383,414 | $ 333,000 |
| Chatham, Georgia | 81 | $ 10,215,000 | $ 126,111 | $ 127,000 |
| Hall, Georgia | 79 | $ 18,545,000 | $ 234,746 | $ 171,000 |
| King, Washington | 73 | $ 33,355,000 | $ 456,917 | $ 454,000 |
| Dougherty, Georgia | 68 | $ 5,440,000 | $ 80,000 | $ 86,000 |
| Fayette, Georgia | 66 | $ 12,710,000 | $ 192,575 | $ 181,000 |
| Paulding, Georgia | 61 | $ 9,915,000 | $ 162,540 | $ 156,000 |
| Rockdale, Georgia | 61 | $ 6,835,000 | $ 112,049 | $ 88,000 |
| Walton, Georgia | 61 | $ 9,525,000 | $ 156,147 | $ 142,000 |
| Newton, Georgia | 60 | $ 7,210,000 | $ 120,166 | $ 84,000 |
| Henry, Georgia | 59 | $ 7,325,000 | $ 124,152 | $ 116,000 |
| Columbia, Georgia | 58 | $ 8,530,000 | $ 147,068 | $ 125,000 |
| Camden, Georgia | 55 | $ 4,945,000 | $ 89,909 | $ 111,000 |
| Richmond, Georgia | 48 | $ 5,000,000 | $ 104,166 | $ 115,000 |
| Miami-Dade, Florida | 41 | $ 19,945,000 | $ 486,463 | $ 533,000 |
| Jackson, Georgia | 39 | $ 6,775,000 | $ 173,717 | $ 135,000 |
| Barrow, Georgia | 35 | $ 5,885,000 | $ 168,142 | $ 149,000 |
| Clackamas, Oregon | 35 | $ 11,425,000 | $ 326,428 | $ 404,000 |
| Pierce, Georgia | 33 | $ 2,715,000 | $ 82,272 | $ 91,000 |
| Palm Beach, Florida | 31 | $ 11,975,000 | $ 386,290 | $ 334,000 |
| Lee, Georgia | 31 | $ 3,705,000 | $ 119,516 | $ 120,000 |
| Coweta, Georgia | 30 | $ 5,060,000 | $ 168,666 | $ 129,000 |
| Ware, Georgia | 30 | $ 1,920,000 | $ 64,000 | $ 71,000 |
| Clark, Nevada | 28 | $ 9,310,000 | $ 332,500 | $ 284,000 |
| Clark, Washington | 28 | $ 10,250,000 | $ 366,071 | $ 287,000 |
| Snohomish, Washington | 27 | $ 8,275,000 | $ 306,481 | $ 225,000 |
| Colquitt, Georgia | 24 | $ 2,300,000 | $ 95,833 | $ 111,000 |
| Middlesex, Massachusetts | 24 | $ 5,760,000 | $ 240,000 | $ 308,000 |
| Worcester, Massachusetts | 23 | $ 4,685,000 | $ 203,695 | $ 203,000 |
| Multnomah, Oregon | 23 | $ 7,785,000 | $ 338,478 | $ 383,000 |
| Los Angeles, California | 22 | $ 8,140,000 | $ 370,000 | $ 391,000 |
| Bristol, Massachusetts | 22 | $ 5,280,000 | $ 240,000 | $ 232,000 |
| Broward, Florida | 21 | $ 8,855,000 | $ 421,666 | $ 309,000 |
| Bartow, Georgia | 21 | $ 3,355,000 | $ 159,761 | $ 133,000 |
| Sumter, Georgia | 21 | $ 1,565,000 | $ 74,523 | $ 74,000 |
| Montgomery, Pennsylvania | 21 | $ 6,515,000 | $ 310,238 | $ 299,000 |
| Carroll, Georgia | 20 | $ 4,530,000 | $ 226,500 | $ 113,000 |
| Kootenai, Idaho | 20 | $ 4,370,000 | $ 218,500 | $ 247,000 |
| Norfolk, Massachusetts | 20 | $ 3,900,000 | $ 195,000 | $ 263,000 |
| Worth, Georgia | 19 | $ 2,125,000 | $ 111,842 | $ 130,000 |
| Dodge, Georgia | 18 | $ 1,070,000 | $ 59,444 | $ 77,000 |
| Washington, Oregon | 17 | $ 4,715,000 | $ 277,352 | $ 292,000 |
| Lumpkin, Georgia | 16 | $ 3,430,000 | $ 214,375 | $ 97,000 |
| Bergen, New Jersey | 16 | $ 5,030,000 | $ 314,375 | $ 370,000 |
| Charlton, Georgia | 15 | $ 1,435,000 | $ 95,666 | $ 58,000 |
| Essex, Massachusetts | 15 | $ 3,375,000 | $ 225,000 | $ 162,000 |
| Plymouth, Massachusetts | 15 | $ 3,335,000 | $ 222,333 | $ 240,000 |
| Dawson, Georgia | 14 | $ 5,180,000 | $ 370,000 | $ 154,000 |
| Loudoun, Virginia | 14 | $ 6,090,000 | $ 435,000 | $ 310,000 |
| Clarke, Georgia | 13 | $ 2,335,000 | $ 179,615 | $ 122,000 |
| Ada, Idaho | 13 | $ 3,435,000 | $ 264,230 | $ 290,000 |
| Salt Lake, Utah | 13 | $ 5,405,000 | $ 415,769 | $ 357,000 |
| Effingham, Georgia | 12 | $ 1,270,000 | $ 105,833 | $ 115,000 |
| Greene, Georgia | 12 | $ 3,780,000 | $ 315,000 | $ 318,000 |
| Haralson, Georgia | 12 | $ 1,780,000 | $ 148,333 | $ 93,000 |
| Washoe, Nevada | 12 | $ 5,830,000 | $ 485,833 | $ 341,000 |
| Boulder, Colorado | 11 | $ 5,355,000 | $ 486,818 | $ 301,000 |
| Orange, Florida | 11 | $ 3,575,000 | $ 325,000 | $ 297,000 |
| Pinellas, Florida | 11 | $ 5,465,000 | $ 496,818 | $ 557,000 |
| Glynn, Georgia | 11 | $ 1,915,000 | $ 174,090 | $ 182,000 |
| Whatcom, Washington | 11 | $ 4,195,000 | $ 381,363 | $ 310,000 |
| Hillsborough, Florida | 10 | $ 4,030,000 | $ 403,000 | $ 303,000 |
| Tift, Georgia | 10 | $ 770,000 | $ 77,000 | $ 74,000 |
| Bucks, Pennsylvania | 10 | $ 3,800,000 | $ 380,000 | $ 452,000 |
| Charleston, South Carolina | 10 | $ 3,740,000 | $ 374,000 | $ 267,000 |
| Pierce, Washington | 10 | $ 3,450,000 | $ 345,000 | $ 299,000 |
| Arapahoe, Colorado | 9 | $ 2,515,000 | $ 279,444 | $ 272,000 |
| Western Connecticut Planning Region, Connecticut | 9 | $ 3,495,000 | $ 388,333 | $ 320,000 |
| Habersham, Georgia | 9 | $ 1,745,000 | $ 193,888 | $ 103,000 |
| Oconee, Georgia | 9 | $ 2,535,000 | $ 281,666 | $ 298,000 |
| Putnam, Georgia | 9 | $ 2,325,000 | $ 258,333 | $ 152,000 |
| Troup, Georgia | 9 | $ 1,635,000 | $ 181,666 | $ 127,000 |
| Suffolk, Massachusetts | 9 | $ 1,685,000 | $ 187,222 | $ 241,000 |
| Essex, New Jersey | 9 | $ 3,475,000 | $ 386,111 | $ 409,000 |
| Mercer, New Jersey | 9 | $ 4,125,000 | $ 458,333 | $ 423,000 |
| Delaware, Pennsylvania | 9 | $ 4,145,000 | $ 460,555 | $ 551,000 |
| Lee, Florida | 8 | $ 2,000,000 | $ 250,000 | $ 219,000 |
| Brantley, Georgia | 8 | $ 540,000 | $ 67,500 | $ 98,000 |
| Butts, Georgia | 8 | $ 1,260,000 | $ 157,500 | $ 93,000 |
| Meriwether, Georgia | 8 | $ 800,000 | $ 100,000 | $ 92,000 |
| Pickens, Georgia | 8 | $ 4,260,000 | $ 532,500 | $ 171,000 |
| Spalding, Georgia | 8 | $ 650,000 | $ 81,250 | $ 132,000 |
| Walker, Georgia | 8 | $ 1,130,000 | $ 141,250 | $ 138,000 |
| Barnstable, Massachusetts | 8 | $ 2,230,000 | $ 278,750 | $ 418,000 |
| Wake, North Carolina | 8 | $ 3,150,000 | $ 393,750 | $ 158,000 |
| Davis, Utah | 8 | $ 2,510,000 | $ 313,750 | $ 225,000 |
| Matanuska-Susitna, Alaska | 7 | $ 2,605,000 | $ 372,142 | $ 393,000 |
| Yavapai, Arizona | 7 | $ 2,165,000 | $ 309,285 | $ 238,000 |
| Denver, Colorado | 7 | $ 2,705,000 | $ 386,428 | $ 538,000 |
| Bay, Florida | 7 | $ 1,935,000 | $ 276,428 | $ 160,000 |
| Decatur, Georgia | 7 | $ 175,000 | $ 25,000 | $ 84,000 |
| Houston, Georgia | 7 | $ 855,000 | $ 122,142 | $ 120,000 |
| Douglas, Nevada | 7 | $ 3,825,000 | $ 546,428 | $ 773,000 |
| Monmouth, New Jersey | 7 | $ 3,385,000 | $ 483,571 | $ 509,000 |
| Morris, New Jersey | 7 | $ 3,235,000 | $ 462,142 | $ 275,000 |
| Passaic, New Jersey | 7 | $ 2,065,000 | $ 295,000 | $ 227,000 |
| Union, New Jersey | 7 | $ 2,765,000 | $ 395,000 | $ 349,000 |
| Mecklenburg, North Carolina | 7 | $ 2,165,000 | $ 309,285 | $ 285,000 |
| Deschutes, Oregon | 7 | $ 2,925,000 | $ 417,857 | $ 319,000 |
| York, South Carolina | 7 | $ 1,785,000 | $ 255,000 | $ 215,000 |
| Utah, Utah | 7 | $ 3,365,000 | $ 480,714 | $ 330,000 |
| Douglas, Colorado | 6 | $ 1,820,000 | $ 303,333 | $ 275,000 |
| Collier, Florida | 6 | $ 2,770,000 | $ 461,666 | $ 230,000 |
| Bibb, Georgia | 6 | $ 360,000 | $ 60,000 | $ 68,000 |
| Gilmer, Georgia | 6 | $ 1,040,000 | $ 173,333 | $ 111,000 |
| Jasper, Georgia | 6 | $ 2,050,000 | $ 341,666 | $ 180,000 |
| Madison, Georgia | 6 | $ 900,000 | $ 150,000 | $ 172,000 |
| Rabun, Georgia | 6 | $ 880,000 | $ 146,666 | $ 176,000 |
| Terrell, Georgia | 6 | $ 210,000 | $ 35,000 | $ 42,000 |
| White, Georgia | 6 | $ 820,000 | $ 136,666 | $ 117,000 |
| Atlantic, New Jersey | 6 | $ 2,230,000 | $ 371,666 | $ 458,000 |
| Jackson, Oregon | 6 | $ 1,650,000 | $ 275,000 | $ 217,000 |
| Lane, Oregon | 6 | $ 1,960,000 | $ 326,666 | $ 286,000 |
| Yamhill, Oregon | 6 | $ 990,000 | $ 165,000 | $ 166,000 |
| Aiken, South Carolina | 6 | $ 530,000 | $ 88,333 | $ 117,000 |
| Fairfax, Virginia | 6 | $ 1,750,000 | $ 291,666 | $ 273,000 |
| Lee, Alabama | 5 | $ 905,000 | $ 181,000 | $ 127,000 |
| Anchorage, Alaska | 5 | $ 1,255,000 | $ 251,000 | $ 232,000 |
| Jefferson, Colorado | 5 | $ 1,165,000 | $ 233,000 | $ 227,000 |
| Capitol Planning Region, Connecticut | 5 | $ 855,000 | $ 171,000 | $ 220,000 |
| Monroe, Florida | 5 | $ 2,045,000 | $ 409,000 | $ 350,000 |
| Bonner, Idaho | 5 | $ 1,255,000 | $ 251,000 | $ 244,000 |
| Hudson, New Jersey | 5 | $ 1,845,000 | $ 369,000 | $ 307,000 |
| Marion, Oregon | 5 | $ 2,005,000 | $ 401,000 | $ 155,000 |
| Chester, Pennsylvania | 5 | $ 1,635,000 | $ 327,000 | $ 443,000 |
| Greenville, South Carolina | 5 | $ 865,000 | $ 173,000 | $ 206,000 |
| Kitsap, Washington | 5 | $ 1,425,000 | $ 285,000 | $ 354,000 |
| Spokane, Washington | 5 | $ 1,795,000 | $ 359,000 | $ 248,000 |
| Coconino, Arizona | 4 | $ 1,350,000 | $ 337,500 | $ 395,000 |
| Orange, California | 4 | $ 1,380,000 | $ 345,000 | $ 277,000 |
| San Diego, California | 4 | $ 1,520,000 | $ 380,000 | $ 325,000 |
| Santa Clara, California | 4 | $ 3,640,000 | $ 910,000 | $ 392,000 |
| El Paso, Colorado | 4 | $ 650,000 | $ 162,500 | $ 142,000 |
| Indian River, Florida | 4 | $ 1,090,000 | $ 272,500 | $ 116,000 |
| Manatee, Florida | 4 | $ 1,980,000 | $ 495,000 | $ 361,000 |
| Sarasota, Florida | 4 | $ 1,560,000 | $ 390,000 | $ 282,000 |
| St. Johns, Florida | 4 | $ 1,480,000 | $ 370,000 | $ 230,000 |
| St. Lucie, Florida | 4 | $ 1,020,000 | $ 255,000 | $ 197,000 |
| Bryan, Georgia | 4 | $ 760,000 | $ 190,000 | $ 192,000 |
| Floyd, Georgia | 4 | $ 430,000 | $ 107,500 | $ 89,000 |
| Hancock, Georgia | 4 | $ 650,000 | $ 162,500 | $ 150,000 |
| Lincoln, Georgia | 4 | $ 1,300,000 | $ 325,000 | $ 121,000 |
| McIntosh, Georgia | 4 | $ 1,140,000 | $ 285,000 | $ 163,000 |
| Polk, Georgia | 4 | $ 280,000 | $ 70,000 | $ 128,000 |
| Lake, Indiana | 4 | $ 990,000 | $ 247,500 | $ 386,000 |
| Midland, Michigan | 4 | $ 2,940,000 | $ 735,000 | $ 433,000 |
| Ocean, New Jersey | 4 | $ 1,340,000 | $ 335,000 | $ 365,000 |
| Somerset, New Jersey | 4 | $ 1,350,000 | $ 337,500 | $ 274,000 |
| Cabarrus, North Carolina | 4 | $ 970,000 | $ 242,500 | $ 109,000 |
| Oklahoma, Oklahoma | 4 | $ 890,000 | $ 222,500 | $ 309,000 |
| Linn, Oregon | 4 | $ 800,000 | $ 200,000 | $ 171,000 |
| Philadelphia, Pennsylvania | 4 | $ 1,330,000 | $ 332,500 | $ 224,000 |
| Spartanburg, South Carolina | 4 | $ 870,000 | $ 217,500 | $ 84,000 |
| Summit, Utah | 4 | $ 2,020,000 | $ 505,000 | $ 622,000 |
| Baldwin, Alabama | 3 | $ 565,000 | $ 188,333 | $ 152,000 |
| Montgomery, Alabama | 3 | $ 795,000 | $ 265,000 | $ 59,000 |
| Randolph, Alabama | 3 | $ 275,000 | $ 91,666 | $ 112,000 |
| Riverside, California | 3 | $ 1,345,000 | $ 448,333 | $ 241,000 |
| San Francisco, California | 3 | $ 675,000 | $ 225,000 | $ 618,000 |
| Adams, Colorado | 3 | $ 1,395,000 | $ 465,000 | $ 449,000 |
| Larimer, Colorado | 3 | $ 825,000 | $ 275,000 | $ 838,000 |
| Weld, Colorado | 3 | $ 855,000 | $ 285,000 | $ 688,000 |
| Greater Bridgeport Planning Region, Connecticut | 3 | $ 585,000 | $ 195,000 | $ 295,000 |
| Osceola, Florida | 3 | $ 935,000 | $ 311,666 | $ 124,000 |
| Seminole, Florida | 3 | $ 995,000 | $ 331,666 | $ 231,000 |
| Walton, Florida | 3 | $ 5,115,000 | $ 1,705,000 | $ 374,000 |
| Baldwin, Georgia | 3 | $ 1,175,000 | $ 391,666 | $ 186,000 |
| Bulloch, Georgia | 3 | $ 255,000 | $ 85,000 | $ 146,000 |
| Catoosa, Georgia | 3 | $ 835,000 | $ 278,333 | $ 200,000 |
| Gordon, Georgia | 3 | $ 285,000 | $ 95,000 | $ 72,000 |
| Liberty, Georgia | 3 | $ 535,000 | $ 178,333 | $ 75,000 |
| Monroe, Georgia | 3 | $ 275,000 | $ 91,666 | $ 48,000 |
| Morgan, Georgia | 3 | $ 515,000 | $ 171,666 | $ 219,000 |
| Murray, Georgia | 3 | $ 375,000 | $ 125,000 | $ 104,000 |
| Oglethorpe, Georgia | 3 | $ 295,000 | $ 98,333 | $ 156,000 |
| Peach, Georgia | 3 | $ 395,000 | $ 131,666 | $ 100,000 |
| Pulaski, Georgia | 3 | $ 855,000 | $ 285,000 | $ 88,000 |
| Union, Georgia | 3 | $ 225,000 | $ 75,000 | $ 90,000 |
| Upson, Georgia | 3 | $ 285,000 | $ 95,000 | $ 62,000 |
| Whitfield, Georgia | 3 | $ 315,000 | $ 105,000 | $ 154,000 |
| Canyon, Idaho | 3 | $ 545,000 | $ 181,666 | $ 115,000 |
| Gallatin, Montana | 3 | $ 805,000 | $ 268,333 | $ 318,000 |
| Lewis and Clark, Montana | 3 | $ 1,065,000 | $ 355,000 | $ 122,000 |
| Rockingham, New Hampshire | 3 | $ 1,075,000 | $ 358,333 | $ 190,000 |
| Burlington, New Jersey | 3 | $ 395,000 | $ 131,666 | $ 145,000 |
| Iredell, North Carolina | 3 | $ 1,595,000 | $ 531,666 | $ 345,000 |
| Lincoln, Oregon | 3 | $ 875,000 | $ 291,666 | $ 588,000 |
| Beaufort, South Carolina | 3 | $ 795,000 | $ 265,000 | $ 272,000 |
| Berkeley, South Carolina | 3 | $ 225,000 | $ 75,000 | $ 113,000 |
| Lancaster, South Carolina | 3 | $ 515,000 | $ 171,666 | $ 223,000 |
| Oconee, South Carolina | 3 | $ 125,000 | $ 41,666 | $ 115,000 |
| Denton, Texas | 3 | $ 2,045,000 | $ 681,666 | $ 236,000 |
| Wasatch, Utah | 3 | $ 1,325,000 | $ 441,666 | $ 946,000 |
| Washington, Utah | 3 | $ 1,365,000 | $ 455,000 | $ 210,000 |
| Weber, Utah | 3 | $ 575,000 | $ 191,666 | $ 140,000 |
| Clallam, Washington | 3 | $ 1,815,000 | $ 605,000 | $ 262,000 |
| Island, Washington | 3 | $ 1,345,000 | $ 448,333 | $ 188,000 |
| Thurston, Washington | 3 | $ 875,000 | $ 291,666 | $ 272,000 |
| Etowah, Alabama | 2 | $ 520,000 | $ 260,000 | $ 107,000 |
| Henry, Alabama | 2 | $ 320,000 | $ 160,000 | $ 96,000 |
| Jefferson, Alabama | 2 | $ 440,000 | $ 220,000 | $ 446,000 |
| Fairbanks North Star, Alaska | 2 | $ 230,000 | $ 115,000 | $ 224,000 |
| Juneau, Alaska | 2 | $ 450,000 | $ 225,000 | $ 137,000 |
| Apache, Arizona | 2 | $ 780,000 | $ 390,000 | $ 169,000 |
| Gila, Arizona | 2 | $ 550,000 | $ 275,000 | $ 286,000 |
| Mohave, Arizona | 2 | $ 1,010,000 | $ 505,000 | $ 503,000 |
| Pima, Arizona | 2 | $ 1,030,000 | $ 515,000 | $ 171,000 |
| Alameda, California | 2 | $ 980,000 | $ 490,000 | $ 276,000 |
| Marin, California | 2 | $ 860,000 | $ 430,000 | $ 412,000 |
| Sacramento, California | 2 | $ 540,000 | $ 270,000 | $ 180,000 |
| San Mateo, California | 2 | $ 910,000 | $ 455,000 | $ 261,000 |
| Yolo, California | 2 | $ 950,000 | $ 475,000 | $ 327,000 |
| Archuleta, Colorado | 2 | $ 330,000 | $ 165,000 | $ 97,000 |
| Broomfield, Colorado | 2 | $ 410,000 | $ 205,000 | $ 268,000 |
| Eagle, Colorado | 2 | $ 900,000 | $ 450,000 | $ 235,000 |
| Mesa, Colorado | 2 | $ 1,000,000 | $ 500,000 | $ 151,000 |
| South Central Connecticut Planning Region, Connecticut | 2 | $ 730,000 | $ 365,000 | $ 156,000 |
| Charlotte, Florida | 2 | $ 770,000 | $ 385,000 | $ 202,000 |
| Flagler, Florida | 2 | $ 190,000 | $ 95,000 | $ 177,000 |
| Highlands, Florida | 2 | $ 620,000 | $ 310,000 | $ 100,000 |
| Volusia, Florida | 2 | $ 640,000 | $ 320,000 | $ 185,000 |
| Bacon, Georgia | 2 | $ 360,000 | $ 180,000 | $ 231,000 |
| Banks, Georgia | 2 | $ 300,000 | $ 150,000 | $ 112,000 |
| Bleckley, Georgia | 2 | $ 250,000 | $ 125,000 | $ 74,000 |
| Fannin, Georgia | 2 | $ 590,000 | $ 295,000 | $ 264,000 |
| Grady, Georgia | 2 | $ 370,000 | $ 185,000 | $ 85,000 |
| Harris, Georgia | 2 | $ 90,000 | $ 45,000 | $ 4,829,000 |
| Lamar, Georgia | 2 | $ 490,000 | $ 245,000 | $ 71,000 |
| Laurens, Georgia | 2 | $ 230,000 | $ 115,000 | $ 198,000 |
| Long, Georgia | 2 | $ 560,000 | $ 280,000 | $ 223,000 |
| Lowndes, Georgia | 2 | $ 330,000 | $ 165,000 | $ 84,000 |
| Mitchell, Georgia | 2 | $ 60,000 | $ 30,000 | $ 48,000 |
| Muscogee, Georgia | 2 | $ 150,000 | $ 75,000 | $ 53,000 |
| Stephens, Georgia | 2 | $ 60,000 | $ 30,000 | $ 74,000 |
| Towns, Georgia | 2 | $ 1,800,000 | $ 900,000 | $ 146,000 |
| Turner, Georgia | 2 | $ 110,000 | $ 55,000 | $ 80,000 |
| Wilkinson, Georgia | 2 | $ 580,000 | $ 290,000 | $ 247,000 |
| Bannock, Idaho | 2 | $ 150,000 | $ 75,000 | $ 47,000 |
| Benewah, Idaho | 2 | $ 360,000 | $ 180,000 | $ 121,000 |
| Bonneville, Idaho | 2 | $ 300,000 | $ 150,000 | $ 610,000 |
| Shoshone, Idaho | 2 | $ 140,000 | $ 70,000 | $ 127,000 |
| Hamilton, Indiana | 2 | $ 1,760,000 | $ 880,000 | $ 359,000 |
| Marion, Indiana | 2 | $ 580,000 | $ 290,000 | $ 277,000 |
| Sedgwick, Kansas | 2 | $ 140,000 | $ 70,000 | $ 115,000 |
| Macomb, Michigan | 2 | $ 300,000 | $ 150,000 | $ 154,000 |
| Wayne, Michigan | 2 | $ 400,000 | $ 200,000 | $ 244,000 |
| Hennepin, Minnesota | 2 | $ 550,000 | $ 275,000 | $ 540,000 |
| Flathead, Montana | 2 | $ 780,000 | $ 390,000 | $ 174,000 |
| Hillsborough, New Hampshire | 2 | $ 140,000 | $ 70,000 | $ 571,000 |
| Merrimack, New Hampshire | 2 | $ 440,000 | $ 220,000 | $ 183,000 |
| Strafford, New Hampshire | 2 | $ 320,000 | $ 160,000 | $ 295,000 |
| Cape May, New Jersey | 2 | $ 550,000 | $ 275,000 | $ 468,000 |
| Santa Fe, New Mexico | 2 | $ 570,000 | $ 285,000 | $ 261,000 |
| Delaware, Ohio | 2 | $ 960,000 | $ 480,000 | $ 537,000 |
| Hamilton, Ohio | 2 | $ 310,000 | $ 155,000 | $ 172,000 |
| McIntosh, Oklahoma | 2 | $ 250,000 | $ 125,000 | $ 267,000 |
| Crook, Oregon | 2 | $ 1,510,000 | $ 755,000 | $ 1,183,000 |
| Hood River, Oregon | 2 | $ 960,000 | $ 480,000 | $ 186,000 |
| Allegheny, Pennsylvania | 2 | $ 610,000 | $ 305,000 | $ 368,000 |
| Lehigh, Pennsylvania | 2 | $ 700,000 | $ 350,000 | $ 312,000 |
| Barnwell, South Carolina | 2 | $ 110,000 | $ 55,000 | $ 208,000 |
| Dorchester, South Carolina | 2 | $ 120,000 | $ 60,000 | $ 132,000 |
| Edgefield, South Carolina | 2 | $ 210,000 | $ 105,000 | $ 125,000 |
| Georgetown, South Carolina | 2 | $ 320,000 | $ 160,000 | $ 145,000 |
| Horry, South Carolina | 2 | $ 110,000 | $ 55,000 | $ 136,000 |
| Orangeburg, South Carolina | 2 | $ 80,000 | $ 40,000 | $ 70,000 |
| Pickens, South Carolina | 2 | $ 1,710,000 | $ 855,000 | $ 441,000 |
| Davidson, Tennessee | 2 | $ 470,000 | $ 235,000 | $ 94,000 |
| Sevier, Tennessee | 2 | $ 1,050,000 | $ 525,000 | $ 332,000 |
| Ellis, Texas | 2 | $ 340,000 | $ 170,000 | $ 280,000 |
| Cache, Utah | 2 | $ 480,000 | $ 240,000 | $ 112,000 |
| Accomack, Virginia | 2 | $ 570,000 | $ 285,000 | $ 190,000 |
| Alexandria, Virginia | 2 | $ 930,000 | $ 465,000 | $ 564,000 |
| Fauquier, Virginia | 2 | $ 610,000 | $ 305,000 | $ 376,000 |
| Fluvanna, Virginia | 2 | $ 430,000 | $ 215,000 | $ 139,000 |
| Manassas, Virginia | 2 | $ 620,000 | $ 310,000 | $ 431,000 |
| Richmond City, Virginia | 2 | $ 720,000 | $ 360,000 | $ 622,000 |
| Chelan, Washington | 2 | $ 660,000 | $ 330,000 | $ 249,000 |
| San Juan, Washington | 2 | $ 1,510,000 | $ 755,000 | $ 452,000 |
| Skagit, Washington | 2 | $ 480,000 | $ 240,000 | $ 239,000 |
| Milwaukee, Wisconsin | 2 | $ 210,000 | $ 105,000 | $ 288,000 |
| Waukesha, Wisconsin | 2 | $ 430,000 | $ 215,000 | $ 239,000 |
| Calhoun, Alabama | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| DeKalb, Alabama | 1 | $ 105,000 | $ 105,000 | $ 305,000 |
| Limestone, Alabama | 1 | $ 305,000 | $ 305,000 | $ 143,000 |
| Madison, Alabama | 1 | $ 85,000 | $ 85,000 | $ 178,000 |
| Marshall, Alabama | 1 | $ 115,000 | $ 115,000 | $ 82,000 |
| Mobile, Alabama | 1 | $ 255,000 | $ 255,000 | $ 138,000 |
| Morgan, Alabama | 1 | $ 105,000 | $ 105,000 | $ 250,000 |
| Russell, Alabama | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Tuscaloosa, Alabama | 1 | $ 65,000 | $ 65,000 | $ 112,000 |
| Winston, Alabama | 1 | $ 255,000 | $ 255,000 | $ 170,000 |
| Navajo, Arizona | 1 | $ 505,000 | $ 505,000 | $ 874,000 |
| Cross, Arkansas | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Butte, California | 1 | $ 75,000 | $ 75,000 | $ 94,000 |
| El Dorado, California | 1 | $ 55,000 | $ 55,000 | $ 244,000 |
| Kern, California | 1 | $ 505,000 | $ 505,000 | $ 240,000 |
| Monterey, California | 1 | $ 305,000 | $ 305,000 | $ 210,000 |
| Nevada, California | 1 | $ 325,000 | $ 325,000 | $ 204,000 |
| San Bernardino, California | 1 | $ 605,000 | $ 605,000 | $ 167,000 |
| San Luis Obispo, California | 1 | $ 395,000 | $ 395,000 | $ 178,000 |
| Santa Barbara, California | 1 | $ 305,000 | $ 305,000 | $ 251,000 |
| Santa Cruz, California | 1 | $ 505,000 | $ 505,000 | $ 443,000 |
| Solano, California | 1 | $ 105,000 | $ 105,000 | $ 174,000 |
| Sonoma, California | 1 | $ 505,000 | $ 505,000 | $ 282,000 |
| Ventura, California | 1 | $ 505,000 | $ 505,000 | $ 267,000 |
| Garfield, Colorado | 1 | $ 505,000 | $ 505,000 | $ 209,000 |
| Grand, Colorado | 1 | $ 405,000 | $ 405,000 | $ 360,000 |
| Park, Colorado | 1 | $ 175,000 | $ 175,000 | $ 93,000 |
| Routt, Colorado | 1 | $ 265,000 | $ 265,000 | $ 45,000 |
| Lower Connecticut River Valley Planning Region, Connecticut | 1 | $ 295,000 | $ 295,000 | $ 231,000 |
| Naugatuck Valley Planning Region, Connecticut | 1 | $ 205,000 | $ 205,000 | $ 126,000 |
| Northwest Hills Planning Region, Connecticut | 1 | $ 105,000 | $ 105,000 | $ 394,000 |
| Sussex, Delaware | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| District of Columbia, District Of Columbia | 1 | $ 35,000 | $ 35,000 | $ 235,000 |
| Alachua, Florida | 1 | $ 145,000 | $ 145,000 | $ 120,000 |
| Brevard, Florida | 1 | $ 105,000 | $ 105,000 | $ 164,000 |
| Columbia, Florida | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Duval, Florida | 1 | $ 305,000 | $ 305,000 | $ 427,000 |
| Gulf, Florida | 1 | $ 395,000 | $ 395,000 | $ 295,000 |
| Hernando, Florida | 1 | $ 355,000 | $ 355,000 | $ 21,000 |
| Lake, Florida | 1 | $ 305,000 | $ 305,000 | $ 354,000 |
| Marion, Florida | 1 | $ 85,000 | $ 85,000 | $ 132,000 |
| Martin, Florida | 1 | $ 55,000 | $ 55,000 | $ 143,000 |
| Okaloosa, Florida | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Appling, Georgia | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Ben Hill, Georgia | 1 | $ 35,000 | $ 35,000 | $ 162,000 |
| Berrien, Georgia | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Brooks, Georgia | 1 | $ 205,000 | $ 205,000 | $ 110,000 |
| Burke, Georgia | 1 | $ 45,000 | $ 45,000 | $ 130,000 |
| Candler, Georgia | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Chattooga, Georgia | 1 | $ 505,000 | $ 505,000 | $ 78,000 |
| Clay, Georgia | 1 | $ 355,000 | $ 355,000 | $ 184,000 |
| Coffee, Georgia | 1 | $ 75,000 | $ 75,000 | $ 193,000 |
| Crisp, Georgia | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Dooly, Georgia | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| Early, Georgia | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Evans, Georgia | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Franklin, Georgia | 1 | $ 55,000 | $ 55,000 | $ 153,000 |
| McDuffie, Georgia | 1 | $ 325,000 | $ 325,000 | $ 115,000 |
| Miller, Georgia | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Screven, Georgia | 1 | $ 85,000 | $ 85,000 | $ 157,000 |
| Seminole, Georgia | 1 | $ 245,000 | $ 245,000 | $ 173,000 |
| Tattnall, Georgia | 1 | $ 265,000 | $ 265,000 | $ 135,000 |
| Telfair, Georgia | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Toombs, Georgia | 1 | $ 5,000 | $ 5,000 | $ 40,000 |
| Treutlen, Georgia | 1 | $ 15,000 | $ 15,000 | $ 82,000 |
| Twiggs, Georgia | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Washington, Georgia | 1 | $ 45,000 | $ 45,000 | $ 85,000 |
| Wayne, Georgia | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Wheeler, Georgia | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Wilkes, Georgia | 1 | $ 75,000 | $ 75,000 | $ 95,000 |
| Bingham, Idaho | 1 | $ 105,000 | $ 105,000 | $ 124,000 |
| Blaine, Idaho | 1 | $ 215,000 | $ 215,000 | $ 200,000 |
| Gooding, Idaho | 1 | $ 105,000 | $ 105,000 | $ 131,000 |
| Jerome, Idaho | 1 | $ 105,000 | $ 105,000 | $ 113,000 |
| Madison, Idaho | 1 | $ 145,000 | $ 145,000 | $ 768,000 |
| Oneida, Idaho | 1 | $ 195,000 | $ 195,000 | $ 199,000 |
| Payette, Idaho | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Twin Falls, Idaho | 1 | $ 125,000 | $ 125,000 | $ 121,000 |
| McLean, Illinois | 1 | $ 375,000 | $ 375,000 | $ 186,000 |
| Boone, Indiana | 1 | $ 175,000 | $ 175,000 | $ 259,000 |
| Steuben, Indiana | 1 | $ 325,000 | $ 325,000 | $ 325,000 |
| Tippecanoe, Indiana | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Carroll, Iowa | 1 | $ 55,000 | $ 55,000 | $ 134,000 |
| Pottawatomie, Kansas | 1 | $ 65,000 | $ 65,000 | $ 105,000 |
| Saline, Kansas | 1 | $ 125,000 | $ 125,000 | $ 118,000 |
| Shawnee, Kansas | 1 | $ 425,000 | $ 425,000 | $ 176,000 |
| Fayette, Kentucky | 1 | $ 155,000 | $ 155,000 | $ 225,000 |
| Jefferson, Kentucky | 1 | $ 325,000 | $ 325,000 | $ 241,000 |
| Oldham, Kentucky | 1 | $ 245,000 | $ 245,000 | $ 537,000 |
| Warren, Kentucky | 1 | $ 375,000 | $ 375,000 | $ 97,000 |
| Jefferson, Louisiana | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Cumberland, Maine | 1 | $ 595,000 | $ 595,000 | $ 479,000 |
| Hampden, Massachusetts | 1 | $ 135,000 | $ 135,000 | $ 182,000 |
| Genesee, Michigan | 1 | $ 85,000 | $ 85,000 | $ 370,000 |
| Jackson, Michigan | 1 | $ 285,000 | $ 285,000 | $ 208,000 |
| Kalamazoo, Michigan | 1 | $ 105,000 | $ 105,000 | $ 170,000 |
| Kent, Michigan | 1 | $ 135,000 | $ 135,000 | $ 110,000 |
| Leelanau, Michigan | 1 | $ 145,000 | $ 145,000 | $ 158,000 |
| Lenawee, Michigan | 1 | $ 305,000 | $ 305,000 | $ 396,000 |
| Livingston, Michigan | 1 | $ 505,000 | $ 505,000 | $ 205,000 |
| Marquette, Michigan | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| St. Clair, Michigan | 1 | $ 315,000 | $ 315,000 | $ 215,000 |
| Van Buren, Michigan | 1 | $ 525,000 | $ 525,000 | $ 260,000 |
| Washtenaw, Michigan | 1 | $ 305,000 | $ 305,000 | $ 351,000 |
| Ramsey, Minnesota | 1 | $ 375,000 | $ 375,000 | $ 504,000 |
| Jackson, Mississippi | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Lafayette, Mississippi | 1 | $ 315,000 | $ 315,000 | $ 320,000 |
| Lauderdale, Mississippi | 1 | $ 35,000 | $ 35,000 | $ 12,000 |
| Montgomery, Missouri | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| Broadwater, Montana | 1 | $ 605,000 | $ 605,000 | $ 482,000 |
| Meagher, Montana | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Missoula, Montana | 1 | $ 505,000 | $ 505,000 | $ 332,000 |
| Douglas, Nebraska | 1 | $ 555,000 | $ 555,000 | $ 242,000 |
| Carroll, New Hampshire | 1 | $ 325,000 | $ 325,000 | $ 404,000 |
| Camden, New Jersey | 1 | $ 505,000 | $ 505,000 | $ 457,000 |
| Hunterdon, New Jersey | 1 | $ 755,000 | $ 755,000 | $ 657,000 |
| Warren, New Jersey | 1 | $ 105,000 | $ 105,000 | $ 102,000 |
| Bernalillo, New Mexico | 1 | $ 385,000 | $ 385,000 | $ 240,000 |
| San Juan, New Mexico | 1 | $ 415,000 | $ 415,000 | $ 80,000 |
| St. Lawrence, New York | 1 | $ 25,000 | $ 25,000 | $ 21,000 |
| Brunswick, North Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Catawba, North Carolina | 1 | $ 505,000 | $ 505,000 | $ 143,000 |
| Clay, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Gaston, North Carolina | 1 | $ 505,000 | $ 505,000 | $ 419,000 |
| Guilford, North Carolina | 1 | $ 5,000 | $ 5,000 | $ 60,000 |
| Macon, North Carolina | 1 | $ 265,000 | $ 265,000 | $ 850,000 |
| Onslow, North Carolina | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Orange, North Carolina | 1 | $ 1,005,000 | $ 1,005,000 | $ 932,000 |
| Pitt, North Carolina | 1 | $ 135,000 | $ 135,000 | $ 170,000 |
| Transylvania, North Carolina | 1 | $ 765,000 | $ 765,000 | $ 548,000 |
| Watauga, North Carolina | 1 | $ 405,000 | $ 405,000 | $ 69,000 |
| Cuyahoga, Ohio | 1 | $ 115,000 | $ 115,000 | $ 400,000 |
| Lake, Ohio | 1 | $ 405,000 | $ 405,000 | $ 139,000 |
| Lorain, Ohio | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Montgomery, Ohio | 1 | $ 125,000 | $ 125,000 | $ 193,000 |
| Pickaway, Ohio | 1 | $ 55,000 | $ 55,000 | $ 124,000 |
| Scioto, Ohio | 1 | $ 235,000 | $ 235,000 | $ 938,000 |
| Canadian, Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 143,000 |
| Rogers, Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Tulsa, Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 165,000 |
| Clatsop, Oregon | 1 | $ 755,000 | $ 755,000 | $ 115,000 |
| Curry, Oregon | 1 | $ 505,000 | $ 505,000 | $ 441,000 |
| Josephine, Oregon | 1 | $ 165,000 | $ 165,000 | $ 343,000 |
| Klamath, Oregon | 1 | $ 245,000 | $ 245,000 | $ 246,000 |
| Polk, Oregon | 1 | $ 455,000 | $ 455,000 | $ 176,000 |
| Tillamook, Oregon | 1 | $ 465,000 | $ 465,000 | $ 261,000 |
| Butler, Pennsylvania | 1 | $ 605,000 | $ 605,000 | $ 433,000 |
| Cambria, Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Clarion, Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 203,000 |
| Dauphin, Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 226,000 |
| Susquehanna, Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 152,000 |
| Anderson, South Carolina | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Laurens, South Carolina | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| Lexington, South Carolina | 1 | $ 205,000 | $ 205,000 | $ 517,000 |
| Richland, South Carolina | 1 | $ 75,000 | $ 75,000 | $ 150,000 |
| Sumter, South Carolina | 1 | $ 95,000 | $ 95,000 | $ 113,000 |
| Williamsburg, South Carolina | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| Greene, Tennessee | 1 | $ 185,000 | $ 185,000 | $ 115,000 |
| Hamilton, Tennessee | 1 | $ 805,000 | $ 805,000 | $ 531,000 |
| Shelby, Tennessee | 1 | $ 155,000 | $ 155,000 | $ 126,000 |
| Harris, Texas | 1 | $ 215,000 | $ 215,000 | $ 180,000 |
| Henderson, Texas | 1 | $ 245,000 | $ 245,000 | $ 495,000 |
| Bennington, Vermont | 1 | $ 365,000 | $ 365,000 | $ 315,000 |
| Chittenden, Vermont | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Chesterfield, Virginia | 1 | $ 355,000 | $ 355,000 | $ 79,000 |
| Fairfax City, Virginia | 1 | $ 345,000 | $ 345,000 | $ 132,000 |
| Henrico, Virginia | 1 | $ 305,000 | $ 305,000 | $ 370,000 |
| King William, Virginia | 1 | $ 105,000 | $ 105,000 | $ 192,000 |
| Prince William, Virginia | 1 | $ 155,000 | $ 155,000 | $ 306,000 |
| Roanoke, Virginia | 1 | $ 305,000 | $ 305,000 | $ 153,000 |
| Spotsylvania, Virginia | 1 | $ 65,000 | $ 65,000 | $ 202,000 |
| Stafford, Virginia | 1 | $ 365,000 | $ 365,000 | $ 118,000 |
| Benton, Washington | 1 | $ 305,000 | $ 305,000 | $ 164,000 |
| Cowlitz, Washington | 1 | $ 195,000 | $ 195,000 | $ 152,000 |
| Douglas, Washington | 1 | $ 415,000 | $ 415,000 | $ 148,000 |
| Kittitas, Washington | 1 | $ 255,000 | $ 255,000 | $ 152,000 |
| Lewis, Washington | 1 | $ 295,000 | $ 295,000 | $ 202,000 |
| Mason, Washington | 1 | $ 405,000 | $ 405,000 | $ 360,000 |
| Okanogan, Washington | 1 | $ 355,000 | $ 355,000 | $ 212,000 |
| Pend Oreille, Washington | 1 | $ 355,000 | $ 355,000 | $ 150,000 |
| Walla Walla, Washington | 1 | $ 755,000 | $ 755,000 | $ 295,000 |
| Yakima, Washington | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Calumet, Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 53,000 |
| Manitowoc, Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 410,000 |
| Racine, Wisconsin | 1 | $ 505,000 | $ 505,000 | $ 544,000 |
| St. Croix, Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 125,000 |
Mortgage Loan Application Detail Totals for Georgia's Own Credit Union in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 1,980 | $400,985,000 | $202,000 | $1,305,000 | $214,000 | $6,000,000 |
| Home Improvement | 1,867 | $236,725,000 | $126,000 | $2,505,000 | $166,000 | $9,512,000 |
| Home Purchase | 825 | $304,895,000 | $369,000 | $1,955,000 | $222,000 | $1,538,000 |
| Refinancing | 539 | $209,965,000 | $389,000 | $3,295,000 | $251,000 | $1,820,000 |
| Cash-out Refinancing | 173 | $43,765,000 | $252,000 | $4,005,000 | $144,000 | $1,250,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,922 | $680,870,000 | $233,000 | $4,005,000 | $217,000 | $5,151,000 |
| Black or African American | 1,004 | $121,220,000 | $120,000 | $1,955,000 | $122,000 | $2,500,000 |
| Not Provided | 672 | $161,825,000 | $241,000 | $2,305,000 | $213,000 | $6,000,000 |
| Hispanic | 356 | $78,550,000 | $220,000 | $1,005,000 | $199,000 | $5,962,000 |
| Asian | 347 | $132,815,000 | $382,000 | $1,615,000 | $238,000 | $3,066,000 |
| American Indian or Alaskan Native | 39 | $6,875,000 | $176,000 | $755,000 | $391,000 | $9,512,000 |
| Not applicable | 30 | $11,040,000 | $368,000 | $1,605,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 14 | $3,140,000 | $224,000 | $735,000 | $159,000 | $443,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,368 | $1,194,165,000 | $222,000 | $4,005,000 | $200,000 | $9,512,000 |
| FHA-insured (Federal Housing Administration) | 15 | $1,875,000 | $125,000 | $385,000 | $78,000 | $185,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $295,000 | $295,000 | $295,000 | $60,000 | $60,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,316 | $602,460,000 | $260,000 | $3,295,000 | $241,000 | $5,962,000 |
| Application Denied By Financial Institution | 1,449 | $234,330,000 | $161,000 | $1,025,000 | $144,000 | $2,000,000 |
| Application Withdrawn By Applicant | 827 | $169,535,000 | $205,000 | $1,615,000 | $200,000 | $9,512,000 |
| File Closed For Incompleteness | 645 | $157,235,000 | $243,000 | $4,005,000 | $184,000 | $2,500,000 |
| Application Approved But Not Accepted | 147 | $32,775,000 | $222,000 | $1,035,000 | $186,000 | $1,087,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,935 | $962,005,000 | $244,000 | $4,005,000 | $221,000 | $9,512,000 |
| Debt-To-Income Ratio | 581 | $129,135,000 | $222,000 | $1,025,000 | $126,000 | $784,000 |
| Other | 449 | $57,735,000 | $128,000 | $1,005,000 | $159,000 | $1,922,000 |
| Credit History | 295 | $28,540,000 | $97,000 | $805,000 | $132,000 | $2,000,000 |
| Collateral | 90 | $14,060,000 | $156,000 | $755,000 | $229,000 | $1,212,000 |
| Unverifiable Information | 19 | $2,595,000 | $136,000 | $405,000 | $164,000 | $855,000 |
| Credit Application Incomplete | 11 | $1,295,000 | $117,000 | $395,000 | $87,000 | $140,000 |
| Employment History | 3 | $615,000 | $205,000 | $345,000 | $46,000 | $109,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $355,000 | $355,000 | $355,000 | $120,000 | $120,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Georgia's Own Credit Union's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Georgia's Own Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About