Glacier Bank Mortgage Lending & HMDA Data, 2025

In 2025, Glacier Bank of Kalispell, MT reported 7,721 mortgage applications totaling $3.2 billion, up 6% from 2024. The average application was for $414,967, and applicants reported an average income of $193,091. 62% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Coeur D'Alene, ID (469), Billings, MT (439) and Helena, MT (433) (applications in parentheses).

Mortgage Company & Address Glacier Bank
202 Main
Kalispell, MT 59901
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 7,721
Total Mortgage Loan Application Amount $3,203,965,000
Average Mortgage Loan Application Amount $414,967
Highest Mortgage Loan Application Amount $44,745,000
Average Applicant Income $193,091
Highest Applicant Income $7,569,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Glacier Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Glacier Bank by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Flathead, Montana 489 $ 250,415,000 $ 512,096 $ 252,000
Kootenai, Idaho 469 $ 235,795,000 $ 502,761 $ 195,000
Yellowstone, Montana 396 $ 94,440,000 $ 238,484 $ 122,000
Gallatin, Montana 355 $ 307,655,000 $ 866,633 $ 294,000
Missoula, Montana 337 $ 137,975,000 $ 409,421 $ 189,000
Lewis and Clark, Montana 322 $ 95,790,000 $ 297,484 $ 154,000
Spokane, Washington 249 $ 107,915,000 $ 433,393 $ 193,000
Park, Wyoming 205 $ 69,745,000 $ 340,219 $ 159,000
Bonner, Idaho 200 $ 77,520,000 $ 387,600 $ 224,000
Bannock, Idaho 183 $ 62,155,000 $ 339,644 $ 156,000
Lake, Montana 155 $ 55,775,000 $ 359,838 $ 211,000
Sheridan, Wyoming 155 $ 46,175,000 $ 297,903 $ 174,000
Lincoln, Montana 147 $ 40,885,000 $ 278,129 $ 139,000
Mohave, Arizona 133 $ 50,595,000 $ 380,413 $ 203,000
Silver Bow, Montana 129 $ 24,185,000 $ 187,480 $ 113,000
Utah, Utah 124 $ 85,860,000 $ 692,419 $ 334,000
Yavapai, Arizona 118 $ 57,880,000 $ 490,508 $ 202,000
Chelan, Washington 104 $ 80,600,000 $ 775,000 $ 138,000
Ada, Idaho 102 $ 29,280,000 $ 287,058 $ 181,000
Ravalli, Montana 93 $ 27,945,000 $ 300,483 $ 137,000
La Plata, Colorado 90 $ 34,420,000 $ 382,444 $ 156,000
Natrona, Wyoming 90 $ 23,220,000 $ 258,000 $ 204,000
Bonneville, Idaho 86 $ 38,640,000 $ 449,302 $ 225,000
Uinta, Wyoming 86 $ 20,720,000 $ 240,930 $ 124,000
Fergus, Montana 81 $ 15,825,000 $ 195,370 $ 130,000
Washoe, Nevada 77 $ 33,315,000 $ 432,662 $ 385,000
Canyon, Idaho 76 $ 21,400,000 $ 281,578 $ 152,000
Lincoln, Wyoming 74 $ 19,310,000 $ 260,945 $ 139,000
Salt Lake, Utah 73 $ 46,125,000 $ 631,849 $ 356,000
Jefferson, Montana 70 $ 31,700,000 $ 452,857 $ 166,000
Washington, Utah 68 $ 41,360,000 $ 608,235 $ 327,000
Sanders, Montana 64 $ 15,950,000 $ 249,218 $ 160,000
Chaffee, Colorado 60 $ 31,820,000 $ 530,333 $ 206,000
Deer Lodge, Montana 59 $ 13,225,000 $ 224,152 $ 109,000
Davis, Utah 58 $ 23,560,000 $ 406,206 $ 176,000
Yuma, Arizona 55 $ 23,695,000 $ 430,818 $ 111,000
Boundary, Idaho 55 $ 12,575,000 $ 228,636 $ 103,000
Cache, Utah 55 $ 26,885,000 $ 488,818 $ 231,000
Sublette, Wyoming 53 $ 13,855,000 $ 261,415 $ 127,000
Platte, Wyoming 50 $ 7,530,000 $ 150,600 $ 95,000
Sweetwater, Wyoming 49 $ 9,195,000 $ 187,653 $ 92,000
Pueblo, Colorado 48 $ 11,190,000 $ 233,125 $ 111,000
Mesa, Colorado 47 $ 10,375,000 $ 220,744 $ 151,000
Fremont, Idaho 44 $ 20,180,000 $ 458,636 $ 392,000
Franklin, Idaho 43 $ 10,275,000 $ 238,953 $ 115,000
Madison, Montana 43 $ 21,805,000 $ 507,093 $ 379,000
Okanogan, Washington 43 $ 12,225,000 $ 284,302 $ 149,000
Douglas, Washington 42 $ 15,540,000 $ 370,000 $ 149,000
Bingham, Idaho 41 $ 12,935,000 $ 315,487 $ 127,000
Broadwater, Montana 41 $ 11,835,000 $ 288,658 $ 154,000
Pend Oreille, Washington 38 $ 10,440,000 $ 274,736 $ 148,000
Blaine, Idaho 37 $ 17,515,000 $ 473,378 $ 249,000
Big Horn, Wyoming 37 $ 5,845,000 $ 157,972 $ 99,000
Archuleta, Colorado 35 $ 11,415,000 $ 326,142 $ 143,000
Grant, Washington 34 $ 12,520,000 $ 368,235 $ 155,000
Yakima, Washington 34 $ 8,820,000 $ 259,411 $ 94,000
Weber, Utah 31 $ 14,455,000 $ 466,290 $ 190,000
Benton, Washington 31 $ 9,585,000 $ 309,193 $ 124,000
Maricopa, Arizona 30 $ 26,620,000 $ 887,333 $ 364,000
Twin Falls, Idaho 30 $ 10,250,000 $ 341,666 $ 148,000
Shoshone, Idaho 29 $ 6,615,000 $ 228,103 $ 123,000
Teton, Montana 29 $ 6,165,000 $ 212,586 $ 90,000
Summit, Utah 29 $ 20,035,000 $ 690,862 $ 391,000
Franklin, Washington 28 $ 18,310,000 $ 653,928 $ 134,000
Carbon, Montana 25 $ 6,115,000 $ 244,600 $ 155,000
Goshen, Wyoming 25 $ 5,105,000 $ 204,200 $ 102,000
Box Elder, Utah 24 $ 6,250,000 $ 260,416 $ 119,000
Fremont, Colorado 23 $ 5,575,000 $ 242,391 $ 112,000
Cascade, Montana 23 $ 4,895,000 $ 212,826 $ 112,000
Wasatch, Utah 23 $ 37,985,000 $ 1,651,521 $ 795,000
Granite, Montana 21 $ 9,165,000 $ 436,428 $ 274,000
Coconino, Arizona 19 $ 15,905,000 $ 837,105 $ 323,000
El Paso, Colorado 19 $ 6,725,000 $ 353,947 $ 195,000
Chouteau, Montana 18 $ 3,280,000 $ 182,222 $ 81,000
Stillwater, Montana 18 $ 4,270,000 $ 237,222 $ 109,000
Lincoln, Washington 18 $ 5,770,000 $ 320,555 $ 158,000
Jefferson, Idaho 17 $ 6,905,000 $ 406,176 $ 130,000
Pima, Arizona 16 $ 35,320,000 $ 2,207,500 $ 130,000
Madison, Idaho 16 $ 18,980,000 $ 1,186,250 $ 165,000
Titus, Texas 16 $ 2,410,000 $ 150,625 $ 107,000
Iron, Utah 16 $ 6,990,000 $ 436,875 $ 144,000
Morgan, Utah 16 $ 5,830,000 $ 364,375 $ 182,000
Stevens, Washington 16 $ 8,730,000 $ 545,625 $ 189,000
Douglas, Nevada 15 $ 7,785,000 $ 519,000 $ 266,000
Denver, Colorado 14 $ 9,680,000 $ 691,428 $ 372,000
Rio Blanco, Colorado 14 $ 3,120,000 $ 222,857 $ 96,000
Park, Montana 14 $ 12,850,000 $ 917,857 $ 336,000
Larimer, Colorado 13 $ 5,195,000 $ 399,615 $ 342,000
Lamar, Texas 13 $ 2,875,000 $ 221,153 $ 109,000
Rich, Utah 12 $ 4,770,000 $ 397,500 $ 180,000
Moffat, Colorado 11 $ 4,345,000 $ 395,000 $ 93,000
Powell, Montana 11 $ 5,085,000 $ 462,272 $ 123,000
Clark, Nevada 11 $ 5,955,000 $ 541,363 $ 249,000
Brazos, Texas 11 $ 2,745,000 $ 249,545 $ 205,000
Valley, Idaho 10 $ 6,590,000 $ 659,000 $ 380,000
Mineral, Montana 10 $ 3,030,000 $ 303,000 $ 155,000
Bowie, Texas 10 $ 1,630,000 $ 163,000 $ 128,000
Pondera, Montana 9 $ 1,565,000 $ 173,888 $ 55,000
Kittitas, Washington 9 $ 3,425,000 $ 380,555 $ 178,000
Bear Lake, Idaho 8 $ 3,070,000 $ 383,750 $ 124,000
Blaine, Montana 8 $ 990,000 $ 123,750 $ 107,000
Toole, Montana 8 $ 1,400,000 $ 175,000 $ 66,000
Lyon, Nevada 8 $ 1,150,000 $ 143,750 $ 91,000
Hopkins, Texas 8 $ 1,410,000 $ 176,250 $ 196,000
Pinal, Arizona 7 $ 3,295,000 $ 470,714 $ 123,000
Caribou, Idaho 7 $ 2,105,000 $ 300,714 $ 273,000
Columbia, Washington 7 $ 1,755,000 $ 250,714 $ 125,000
Navajo, Arizona 6 $ 4,940,000 $ 823,333 $ 177,000
Routt, Colorado 6 $ 1,910,000 $ 318,333 $ 68,000
San Juan, Colorado 6 $ 1,250,000 $ 208,333 $ 53,000
Boise, Idaho 6 $ 1,700,000 $ 283,333 $ 408,000
Latah, Idaho 6 $ 1,990,000 $ 331,666 $ 145,000
Beaverhead, Montana 6 $ 1,700,000 $ 283,333 $ 369,000
Carson City, Nevada 6 $ 2,840,000 $ 473,333 $ 121,000
Adams, Colorado 5 $ 1,855,000 $ 371,000 $ 89,000
Park, Colorado 5 $ 1,615,000 $ 323,000 $ 110,000
Benewah, Idaho 5 $ 2,175,000 $ 435,000 $ 175,000
Gem, Idaho 5 $ 2,615,000 $ 523,000 $ 196,000
San Juan, New Mexico 5 $ 995,000 $ 199,000 $ 73,000
Franklin, Texas 5 $ 1,835,000 $ 367,000 $ 694,000
Gregg, Texas 5 $ 855,000 $ 171,000 $ 173,000
Travis, Texas 5 $ 3,285,000 $ 657,000 $ 184,000
Snohomish, Washington 5 $ 1,185,000 $ 237,000 $ 183,000
Fremont, Wyoming 5 $ 1,225,000 $ 245,000 $ 134,000
Johnson, Wyoming 5 $ 1,835,000 $ 367,000 $ 116,000
Gila, Arizona 4 $ 14,900,000 $ 3,725,000 $ 141,000
Eagle, Colorado 4 $ 2,370,000 $ 592,500 $ 292,000
Lake, Colorado 4 $ 2,440,000 $ 610,000 $ 255,000
Weld, Colorado 4 $ 2,300,000 $ 575,000 $ 298,000
Butte, Idaho 4 $ 1,480,000 $ 370,000 $ 180,000
Nez Perce, Idaho 4 $ 1,540,000 $ 385,000 $ 251,000
Power, Idaho 4 $ 1,060,000 $ 265,000 $ 125,000
Glacier, Montana 4 $ 1,050,000 $ 262,500 $ 101,000
Hill, Montana 4 $ 1,490,000 $ 372,500 $ 228,000
Judith Basin, Montana 4 $ 540,000 $ 135,000 $ 97,000
Liberty, Montana 4 $ 390,000 $ 97,500 $ 90,000
Camp, Texas 4 $ 660,000 $ 165,000 $ 113,000
Dallas, Texas 4 $ 1,920,000 $ 480,000 $ 389,000
Denton, Texas 4 $ 820,000 $ 205,000 $ 139,000
Harris, Texas 4 $ 760,000 $ 190,000 $ 163,000
Sanpete, Utah 4 $ 2,280,000 $ 570,000 $ 654,000
Pierce, Washington 4 $ 2,710,000 $ 677,500 $ 261,000
Whitman, Washington 4 $ 850,000 $ 212,500 $ 72,000
Laramie, Wyoming 4 $ 1,050,000 $ 262,500 $ 212,000
Cochise, Arizona 3 $ 1,365,000 $ 455,000 $ 0
Douglas, Colorado 3 $ 1,325,000 $ 441,666 $ 774,000
Custer, Idaho 3 $ 1,025,000 $ 341,666 $ 183,000
Jerome, Idaho 3 $ 1,355,000 $ 451,666 $ 149,000
Big Horn, Montana 3 $ 425,000 $ 141,666 $ 73,000
Musselshell, Montana 3 $ 1,605,000 $ 535,000 $ 254,000
Phillips, Montana 3 $ 295,000 $ 98,333 $ 67,000
Harrison, Texas 3 $ 1,505,000 $ 501,666 $ 359,000
Morris, Texas 3 $ 175,000 $ 58,333 $ 488,000
Red River, Texas 3 $ 315,000 $ 105,000 $ 127,000
Robertson, Texas 3 $ 415,000 $ 138,333 $ 109,000
King, Washington 3 $ 1,315,000 $ 438,333 $ 249,000
Albany, Wyoming 3 $ 865,000 $ 288,333 $ 281,000
Campbell, Wyoming 3 $ 15,615,000 $ 5,205,000 $ 47,000
Niobrara, Wyoming 3 $ 495,000 $ 165,000 $ 113,000
Teton, Wyoming 3 $ 3,355,000 $ 1,118,333 $ 376,000
Plumas, California 2 $ 2,780,000 $ 1,390,000 $ 1,675,000
Arapahoe, Colorado 2 $ 320,000 $ 160,000 $ 226,000
Jefferson, Colorado 2 $ 680,000 $ 340,000 $ 174,000
Montezuma, Colorado 2 $ 450,000 $ 225,000 $ 71,000
Lincoln, Idaho 2 $ 720,000 $ 360,000 $ 110,000
Oneida, Idaho 2 $ 370,000 $ 185,000 $ 83,000
Owyhee, Idaho 2 $ 720,000 $ 360,000 $ 184,000
Teton, Idaho 2 $ 870,000 $ 435,000 $ 468,000
Petroleum, Montana 2 $ 300,000 $ 150,000 $ 58,000
Rosebud, Montana 2 $ 440,000 $ 220,000 $ 69,000
Valley, Montana 2 $ 300,000 $ 150,000 $ 64,000
Delaware, Oklahoma 2 $ 710,000 $ 355,000 $ 0
Multnomah, Oregon 2 $ 490,000 $ 245,000 $ 112,000
Hunt, Texas 2 $ 210,000 $ 105,000 $ 155,000
Montgomery, Texas 2 $ 240,000 $ 120,000 $ 150,000
Tarrant, Texas 2 $ 630,000 $ 315,000 $ 3,017,000
Carbon, Utah 2 $ 820,000 $ 410,000 $ 178,000
Sevier, Utah 2 $ 770,000 $ 385,000 $ 139,000
Tooele, Utah 2 $ 1,150,000 $ 575,000 $ 578,000
Uintah, Utah 2 $ 730,000 $ 365,000 $ 77,000
Adams, Washington 2 $ 1,340,000 $ 670,000 $ 3,301,000
Clallam, Washington 2 $ 940,000 $ 470,000 $ 125,000
Skagit, Washington 2 $ 570,000 $ 285,000 $ 0
Whatcom, Washington 2 $ 820,000 $ 410,000 $ 0
Hot Springs, Wyoming 2 $ 510,000 $ 255,000 $ 140,000
Graham, Arizona 1 $ 825,000 $ 825,000 $ 0
La Paz, Arizona 1 $ 315,000 $ 315,000 $ 80,000
Orange, California 1 $ 235,000 $ 235,000 $ 0
Boulder, Colorado 1 $ 615,000 $ 615,000 $ 454,000
Clear Creek, Colorado 1 $ 55,000 $ 55,000 $ 170,000
Crowley, Colorado 1 $ 245,000 $ 245,000 $ 10,000
Delta, Colorado 1 $ 35,000 $ 35,000 $ 42,000
Dolores, Colorado 1 $ 715,000 $ 715,000 $ 179,000
Gunnison, Colorado 1 $ 845,000 $ 845,000 $ 13,000
Montrose, Colorado 1 $ 455,000 $ 455,000 $ 185,000
Yuma, Colorado 1 $ 175,000 $ 175,000 $ 247,000
Lee, Florida 1 $ 2,005,000 $ 2,005,000 $ 660,000
Orange, Florida 1 $ 1,805,000 $ 1,805,000 $ 695,000
Osceola, Florida 1 $ 1,185,000 $ 1,185,000 $ 883,000
Camas, Idaho 1 $ 55,000 $ 55,000 $ 17,000
Cassia, Idaho 1 $ 765,000 $ 765,000 $ 199,000
Clearwater, Idaho 1 $ 605,000 $ 605,000 $ 1,770,000
Elmore, Idaho 1 $ 205,000 $ 205,000 $ 46,000
Idaho, Idaho 1 $ 205,000 $ 205,000 $ 98,000
Lemhi, Idaho 1 $ 155,000 $ 155,000 $ 90,000
Minidoka, Idaho 1 $ 335,000 $ 335,000 $ 94,000
Payette, Idaho 1 $ 435,000 $ 435,000 $ 116,000
Orleans, Louisiana 1 $ 965,000 $ 965,000 $ 1,685,000
Newton, Missouri 1 $ 155,000 $ 155,000 $ 216,000
Custer, Montana 1 $ 275,000 $ 275,000 $ 88,000
Dawson, Montana 1 $ 85,000 $ 85,000 $ 137,000
Garfield, Montana 1 $ 375,000 $ 375,000 $ 59,000
Meagher, Montana 1 $ 255,000 $ 255,000 $ 77,000
Roosevelt, Montana 1 $ 115,000 $ 115,000 $ 36,000
Sheridan, Montana 1 $ 165,000 $ 165,000 $ 115,000
Wheatland, Montana 1 $ 35,000 $ 35,000 $ 91,000
Kimball, Nebraska 1 $ 85,000 $ 85,000 $ 162,000
Scotts Bluff, Nebraska 1 $ 45,000 $ 45,000 $ 50,000
Santa Fe, New Mexico 1 $ 605,000 $ 605,000 $ 270,000
Taos, New Mexico 1 $ 255,000 $ 255,000 $ 162,000
Lincoln, Oregon 1 $ 75,000 $ 75,000 $ 0
Malheur, Oregon 1 $ 105,000 $ 105,000 $ 388,000
Yamhill, Oregon 1 $ 445,000 $ 445,000 $ 77,000
Austin, Texas 1 $ 425,000 $ 425,000 $ 143,000
Burleson, Texas 1 $ 135,000 $ 135,000 $ 0
Collin, Texas 1 $ 1,055,000 $ 1,055,000 $ 0
Delta, Texas 1 $ 355,000 $ 355,000 $ 165,000
Fannin, Texas 1 $ 215,000 $ 215,000 $ 107,000
Fort Bend, Texas 1 $ 175,000 $ 175,000 $ 160,000
Grimes, Texas 1 $ 245,000 $ 245,000 $ 140,000
Hood, Texas 1 $ 185,000 $ 185,000 $ 0
Marion, Texas 1 $ 275,000 $ 275,000 $ 168,000
Panola, Texas 1 $ 385,000 $ 385,000 $ 237,000
Smith, Texas 1 $ 15,000 $ 15,000 $ 192,000
Williamson, Texas 1 $ 605,000 $ 605,000 $ 260,000
Wood, Texas 1 $ 255,000 $ 255,000 $ 212,000
Beaver, Utah 1 $ 495,000 $ 495,000 $ 150,000
Duchesne, Utah 1 $ 395,000 $ 395,000 $ 141,000
Emery, Utah 1 $ 225,000 $ 225,000 $ 73,000
San Juan, Utah 1 $ 105,000 $ 105,000 $ 211,000
Asotin, Washington 1 $ 305,000 $ 305,000 $ 118,000
Kitsap, Washington 1 $ 545,000 $ 545,000 $ 177,000
Thurston, Washington 1 $ 685,000 $ 685,000 $ 185,000
Walla Walla, Washington 1 $ 315,000 $ 315,000 $ 71,000
Carbon, Wyoming 1 $ 85,000 $ 85,000 $ 299,000
Converse, Wyoming 1 $ 325,000 $ 325,000 $ 161,000
Washakie, Wyoming 1 $ 125,000 $ 125,000 $ 35,000
Weston, Wyoming 1 $ 85,000 $ 85,000 $ 178,000

Mortgage Loan Application Detail Totals for Glacier Bank in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,468 $2,294,630,000 $513,000 $44,745,000 $204,000 $6,559,000
Home Improvement 1,201 $204,295,000 $170,000 $8,005,000 $158,000 $7,569,000
Refinancing 985 $435,225,000 $441,000 $30,005,000 $218,000 $3,139,000
Other Purpose 681 $118,985,000 $174,000 $2,005,000 $165,000 $3,698,000
Cash-out Refinancing 386 $150,830,000 $390,000 $7,005,000 $162,000 $4,618,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,754 $2,001,240,000 $347,000 $10,805,000 $189,000 $7,569,000
Not Provided 862 $407,470,000 $472,000 $5,705,000 $253,000 $3,577,000
Hispanic 464 $127,080,000 $273,000 $3,045,000 $127,000 $3,494,000
Not applicable 458 $611,870,000 $1,335,000 $44,745,000 $0 $0
Asian 80 $27,300,000 $341,000 $1,505,000 $243,000 $2,026,000
American Indian or Alaskan Native 77 $19,685,000 $255,000 $915,000 $121,000 $420,000
Black or African American 17 $6,705,000 $394,000 $905,000 $177,000 $643,000
Native Hawaiian or Other Pacific Islander 9 $2,615,000 $290,000 $455,000 $91,000 $134,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,938 $2,931,690,000 $422,000 $44,745,000 $203,000 $7,569,000
FHA-insured (Federal Housing Administration) 536 $171,050,000 $319,000 $585,000 $97,000 $367,000
VA-guaranteed (Veterans Administration) 199 $88,805,000 $446,000 $2,585,000 $125,000 $653,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 48 $12,420,000 $258,000 $665,000 $76,000 $140,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,789 $1,959,385,000 $409,000 $44,745,000 $199,000 $7,569,000
Application Withdrawn By Applicant 1,416 $650,730,000 $459,000 $10,805,000 $215,000 $6,541,000
Application Denied By Financial Institution 1,218 $424,960,000 $348,000 $30,005,000 $134,000 $6,559,000
File Closed For Incompleteness 186 $127,250,000 $684,000 $24,505,000 $274,000 $3,698,000
Application Approved But Not Accepted 69 $22,925,000 $332,000 $2,775,000 $157,000 $883,000
Preapproval Approved but not Accepted 28 $11,390,000 $406,000 $1,245,000 $125,000 $563,000
Preapproval Denied by Financial Institution 14 $6,730,000 $480,000 $1,315,000 $105,000 $265,000
Loan Purchased By The Institution 1 $595,000 $595,000 $595,000 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,426 $2,748,680,000 $427,000 $44,745,000 $204,000 $7,569,000
Debt-To-Income Ratio 799 $301,605,000 $377,000 $12,005,000 $106,000 $1,406,000
Collateral 225 $81,925,000 $364,000 $30,005,000 $224,000 $6,559,000
Credit History 167 $34,665,000 $207,000 $1,305,000 $119,000 $800,000
Other 42 $13,560,000 $322,000 $1,605,000 $313,000 $3,017,000
Insufficient Cash (Downpayment, Closing Cost) 35 $13,935,000 $398,000 $2,155,000 $136,000 $470,000
Employment History 18 $6,860,000 $381,000 $2,065,000 $136,000 $539,000
Unverifiable Information 9 $2,735,000 $303,000 $915,000 $179,000 $451,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Glacier Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Glacier Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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