Grayton Mortgage, Inc. Mortgage Lending & HMDA Data, 2023
In 2023, Grayton Mortgage, Inc. of Brooklyn, NY reported 19 mortgage applications totaling $8.8 million. The average application was for $464,473, and applicants reported an average income of $311,789. 84% of its applications resulted in an originated loan and 0% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (5), Durham-Chapel Hill, NC (2) and Newark, NJ-PA (2) (applications in parentheses).
| Mortgage Company & Address | Grayton Mortgage, Inc. 37 Greenpoint Avenue, Suite 414 Brooklyn, NY 11222 |
| Federal Regulator | * available with data download |
| Years | 2023 |
| Total Number of Mortgage Applications | 19 |
| Total Mortgage Loan Application Amount | $8,825,000 |
| Average Mortgage Loan Application Amount | $464,473 |
| Highest Mortgage Loan Application Amount | $965,000 |
| Average Applicant Income | $311,789 |
| Highest Applicant Income | $1,928,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Grayton Mortgage, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-Jersey City-White Plains, NY-NJ | 5 | $ 3,365,000 | $ 673,000 | $ 577,800 |
| Durham-Chapel Hill, NC | 2 | $ 720,000 | $ 360,000 | $ 190,000 |
| Outside any metro area | 2 | $ 360,000 | $ 180,000 | $ 251,000 |
| Newark, NJ-PA | 2 | $ 1,430,000 | $ 715,000 | $ 297,000 |
| Raleigh, NC | 2 | $ 550,000 | $ 275,000 | $ 92,000 |
| Fayetteville, NC | 1 | $ 65,000 | $ 65,000 | $ 402,000 |
| Nassau County-Suffolk County, NY | 1 | $ 485,000 | $ 485,000 | $ 224,000 |
| New York-Newark, NY | 1 | $ 575,000 | $ 575,000 | $ 190,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 405,000 | $ 405,000 | $ 270,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1 | $ 395,000 | $ 395,000 | $ 145,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1 | $ 475,000 | $ 475,000 | $ 146,000 |
Mortgage Loan Application Detail Totals for Grayton Mortgage, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 18 | $8,220,000 | $456,000 | $965,000 | $222,000 | $402,000 |
| Cash-out Refinancing | 1 | $605,000 | $605,000 | $605,000 | $1,928,000 | $1,928,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8 | $3,720,000 | $465,000 | $675,000 | $384,000 | $1,928,000 |
| Hispanic | 5 | $3,375,000 | $675,000 | $965,000 | $269,000 | $310,000 |
| Asian | 4 | $1,040,000 | $260,000 | $405,000 | $218,000 | $301,000 |
| Not Provided | 2 | $690,000 | $345,000 | $625,000 | $315,000 | $402,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19 | $8,825,000 | $464,000 | $965,000 | $312,000 | $1,928,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 16 | $7,760,000 | $485,000 | $965,000 | $322,000 | $1,928,000 |
| Application Withdrawn By Applicant | 2 | $790,000 | $395,000 | $725,000 | $343,000 | $402,000 |
| Preapproval Approved but not Accepted | 1 | $275,000 | $275,000 | $275,000 | $83,000 | $83,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 19 | $8,825,000 | $464,000 | $965,000 | $312,000 | $1,928,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Grayton Mortgage, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Grayton Mortgage, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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