Great Southern Bank Mortgage Lending & HMDA Data, 2025

In 2025, Great Southern Bank of Springfield, MO reported 1,954 mortgage applications totaling $512.4 million, up 1% from 2024. The average application was for $262,246, and applicants reported an average income of $155,662. 67% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Springfield, MO (632), St. Louis, MO-IL (324) and Kansas City, MO-KS (108) (applications in parentheses).

Mortgage Company & Address Great Southern Bank
218 S Glenstone Ave
Springfield, MO 65802
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,954
Total Mortgage Loan Application Amount $512,430,000
Average Mortgage Loan Application Amount $262,246
Highest Mortgage Loan Application Amount $35,005,000
Average Applicant Income $155,662
Highest Applicant Income $5,118,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Great Southern Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Great Southern Bank by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Greene, Missouri 454 $ 84,070,000 $ 185,176 $ 125,000
St. Louis, Missouri 200 $ 122,710,000 $ 613,550 $ 300,000
Christian, Missouri 121 $ 26,285,000 $ 217,231 $ 128,000
Woodbury, Iowa 91 $ 13,395,000 $ 147,197 $ 101,000
St. Charles, Missouri 49 $ 11,195,000 $ 228,469 $ 141,000
Stone, Missouri 45 $ 10,255,000 $ 227,888 $ 170,000
Jasper, Iowa 42 $ 4,790,000 $ 114,047 $ 85,000
Camden, Missouri 42 $ 9,070,000 $ 215,952 $ 134,000
St. Louis City, Missouri 42 $ 9,940,000 $ 236,666 $ 166,000
Miami, Kansas 38 $ 3,720,000 $ 97,894 $ 95,000
Lawrence, Missouri 34 $ 4,750,000 $ 139,705 $ 73,000
Webster, Missouri 32 $ 5,140,000 $ 160,625 $ 86,000
Taney, Missouri 31 $ 3,345,000 $ 107,903 $ 68,000
Scott, Iowa 29 $ 4,565,000 $ 157,413 $ 120,000
Johnson, Kansas 29 $ 7,885,000 $ 271,896 $ 208,000
Douglas, Missouri 25 $ 2,905,000 $ 116,200 $ 68,000
Jasper, Missouri 25 $ 1,855,000 $ 74,200 $ 66,000
Jackson, Missouri 22 $ 4,290,000 $ 195,000 $ 187,000
Newton, Missouri 22 $ 2,440,000 $ 110,909 $ 72,000
Dade, Missouri 20 $ 970,000 $ 48,500 $ 44,000
Vernon, Missouri 20 $ 1,650,000 $ 82,500 $ 62,000
Cedar, Missouri 19 $ 1,685,000 $ 88,684 $ 106,000
Mahaska, Iowa 18 $ 2,500,000 $ 138,888 $ 86,000
Hennepin, Minnesota 18 $ 20,250,000 $ 1,125,000 $ 252,000
Polk, Missouri 18 $ 3,310,000 $ 183,888 $ 78,000
Benton, Arkansas 17 $ 5,225,000 $ 307,352 $ 242,000
Polk, Iowa 17 $ 2,045,000 $ 120,294 $ 160,000
Monona, Iowa 15 $ 1,655,000 $ 110,333 $ 72,000
Labette, Kansas 14 $ 770,000 $ 55,000 $ 68,000
Franklin, Kansas 13 $ 615,000 $ 47,307 $ 103,000
Howell, Missouri 12 $ 1,080,000 $ 90,000 $ 71,000
Laclede, Missouri 12 $ 740,000 $ 61,666 $ 49,000
Reynolds, Missouri 12 $ 970,000 $ 80,833 $ 87,000
Wright, Missouri 12 $ 1,760,000 $ 146,666 $ 105,000
Dakota, Nebraska 12 $ 1,460,000 $ 121,666 $ 97,000
Plymouth, Iowa 11 $ 2,175,000 $ 197,727 $ 174,000
Iron, Missouri 11 $ 545,000 $ 49,545 $ 52,000
Jefferson, Missouri 10 $ 1,800,000 $ 180,000 $ 188,000
Allen, Kansas 9 $ 545,000 $ 60,555 $ 67,000
Marion, Iowa 8 $ 980,000 $ 122,500 $ 80,000
Ramsey, Minnesota 8 $ 2,230,000 $ 278,750 $ 166,000
Cass, Missouri 7 $ 1,485,000 $ 212,142 $ 155,000
Dallas, Missouri 7 $ 1,525,000 $ 217,857 $ 87,000
McDonald, Missouri 7 $ 435,000 $ 62,142 $ 63,000
Linn, Kansas 6 $ 490,000 $ 81,666 $ 81,000
Washington, Minnesota 6 $ 1,760,000 $ 293,333 $ 164,000
Boone, Missouri 6 $ 930,000 $ 155,000 $ 100,000
Franklin, Missouri 6 $ 1,290,000 $ 215,000 $ 198,000
Texas, Missouri 6 $ 550,000 $ 91,666 $ 47,000
St. Clair, Illinois 5 $ 1,975,000 $ 395,000 $ 148,000
Dallas, Iowa 5 $ 1,015,000 $ 203,000 $ 100,000
Warren, Iowa 5 $ 1,645,000 $ 329,000 $ 100,000
Dakota, Minnesota 5 $ 735,000 $ 147,000 $ 226,000
Madison, Missouri 5 $ 425,000 $ 85,000 $ 60,000
Morgan, Missouri 5 $ 765,000 $ 153,000 $ 125,000
Warren, Missouri 5 $ 875,000 $ 175,000 $ 215,000
Maricopa, Arizona 4 $ 1,360,000 $ 340,000 $ 514,000
Barton, Missouri 4 $ 280,000 $ 70,000 $ 66,000
Douglas, Nebraska 4 $ 850,000 $ 212,500 $ 196,000
Washington, Arkansas 3 $ 475,000 $ 158,333 $ 66,000
Los Angeles, California 3 $ 1,315,000 $ 438,333 $ 445,000
Rock Island, Illinois 3 $ 655,000 $ 218,333 $ 58,000
Barry, Missouri 3 $ 135,000 $ 45,000 $ 55,000
Callaway, Missouri 3 $ 285,000 $ 95,000 $ 136,000
Clay, Missouri 3 $ 2,585,000 $ 861,666 $ 249,000
Lincoln, Missouri 3 $ 445,000 $ 148,333 $ 95,000
Washington, Missouri 3 $ 965,000 $ 321,666 $ 214,000
Faulkner, Arkansas 2 $ 110,000 $ 55,000 $ 119,000
Riverside, California 2 $ 660,000 $ 330,000 $ 958,000
San Diego, California 2 $ 5,510,000 $ 2,755,000 $ 343,000
Pitkin, Colorado 2 $ 6,200,000 $ 3,100,000 $ 1,244,000
Cook, Illinois 2 $ 720,000 $ 360,000 $ 700,000
Henry, Illinois 2 $ 220,000 $ 110,000 $ 129,000
Madison, Illinois 2 $ 460,000 $ 230,000 $ 121,000
Black Hawk, Iowa 2 $ 5,040,000 $ 2,520,000 $ 915,000
Buena Vista, Iowa 2 $ 50,000 $ 25,000 $ 85,000
Emmet, Iowa 2 $ 400,000 $ 200,000 $ 99,000
Greene, Iowa 2 $ 50,000 $ 25,000 $ 64,000
Monroe, Iowa 2 $ 310,000 $ 155,000 $ 54,000
Poweshiek, Iowa 2 $ 440,000 $ 220,000 $ 162,000
Story, Iowa 2 $ 190,000 $ 95,000 $ 200,000
Anderson, Kansas 2 $ 170,000 $ 85,000 $ 48,000
Douglas, Kansas 2 $ 220,000 $ 110,000 $ 110,000
Neosho, Kansas 2 $ 320,000 $ 160,000 $ 96,000
Wyandotte, Kansas 2 $ 370,000 $ 185,000 $ 235,000
Anoka, Minnesota 2 $ 320,000 $ 160,000 $ 110,000
Scott, Minnesota 2 $ 430,000 $ 215,000 $ 572,000
Benton, Missouri 2 $ 390,000 $ 195,000 $ 84,000
Cole, Missouri 2 $ 560,000 $ 280,000 $ 492,000
Cooper, Missouri 2 $ 110,000 $ 55,000 $ 78,000
Hickory, Missouri 2 $ 390,000 $ 195,000 $ 69,000
Oregon, Missouri 2 $ 90,000 $ 45,000 $ 65,000
St. Clair, Missouri 2 $ 50,000 $ 25,000 $ 84,000
St. Francois, Missouri 2 $ 170,000 $ 85,000 $ 50,000
Washington, Nebraska 2 $ 70,000 $ 35,000 $ 121,000
Forsyth, North Carolina 2 $ 1,820,000 $ 910,000 $ 1,244,000
Union, North Carolina 2 $ 1,650,000 $ 825,000 $ 463,000
Dallas, Texas 2 $ 15,310,000 $ 7,655,000 $ 0
Baldwin, Alabama 1 $ 275,000 $ 275,000 $ 106,000
Pima, Arizona 1 $ 75,000 $ 75,000 $ 118,000
Boone, Arkansas 1 $ 185,000 $ 185,000 $ 64,000
Garland, Arkansas 1 $ 105,000 $ 105,000 $ 43,000
Lawrence, Arkansas 1 $ 65,000 $ 65,000 $ 65,000
Grand, Colorado 1 $ 1,765,000 $ 1,765,000 $ 1,310,000
Larimer, Colorado 1 $ 995,000 $ 995,000 $ 372,000
Bay, Florida 1 $ 425,000 $ 425,000 $ 101,000
Broward, Florida 1 $ 805,000 $ 805,000 $ 487,000
Charlotte, Florida 1 $ 225,000 $ 225,000 $ 451,000
Collier, Florida 1 $ 565,000 $ 565,000 $ 240,000
Duval, Florida 1 $ 715,000 $ 715,000 $ 1,000,000
Lee, Florida 1 $ 205,000 $ 205,000 $ 393,000
Okaloosa, Florida 1 $ 765,000 $ 765,000 $ 654,000
Palm Beach, Florida 1 $ 5,525,000 $ 5,525,000 $ 0
Polk, Florida 1 $ 185,000 $ 185,000 $ 354,000
Sumter, Florida 1 $ 365,000 $ 365,000 $ 202,000
Walton, Florida 1 $ 615,000 $ 615,000 $ 214,000
Fulton, Georgia 1 $ 225,000 $ 225,000 $ 216,000
Kootenai, Idaho 1 $ 5,005,000 $ 5,005,000 $ 4,421,000
Bond, Illinois 1 $ 115,000 $ 115,000 $ 604,000
DuPage, Illinois 1 $ 125,000 $ 125,000 $ 121,000
Macoupin, Illinois 1 $ 665,000 $ 665,000 $ 454,000
Mercer, Illinois 1 $ 105,000 $ 105,000 $ 0
Ogle, Illinois 1 $ 75,000 $ 75,000 $ 357,000
Will, Illinois 1 $ 255,000 $ 255,000 $ 0
Hamilton, Indiana 1 $ 405,000 $ 405,000 $ 936,000
Parke, Indiana 1 $ 1,875,000 $ 1,875,000 $ 858,000
Cherokee, Iowa 1 $ 75,000 $ 75,000 $ 53,000
Harrison, Iowa 1 $ 145,000 $ 145,000 $ 60,000
Johnson, Iowa 1 $ 335,000 $ 335,000 $ 79,000
Madison, Iowa 1 $ 65,000 $ 65,000 $ 93,000
Marshall, Iowa 1 $ 225,000 $ 225,000 $ 82,000
Muscatine, Iowa 1 $ 215,000 $ 215,000 $ 164,000
Osceola, Iowa 1 $ 95,000 $ 95,000 $ 128,000
Pottawattamie, Iowa 1 $ 215,000 $ 215,000 $ 90,000
Shelby, Iowa 1 $ 135,000 $ 135,000 $ 73,000
Sioux, Iowa 1 $ 65,000 $ 65,000 $ 48,000
Van Buren, Iowa 1 $ 55,000 $ 55,000 $ 30,000
Wapello, Iowa 1 $ 105,000 $ 105,000 $ 51,000
Washington, Iowa 1 $ 155,000 $ 155,000 $ 68,000
Bourbon, Kansas 1 $ 45,000 $ 45,000 $ 28,000
Butler, Kansas 1 $ 245,000 $ 245,000 $ 79,000
Cherokee, Kansas 1 $ 55,000 $ 55,000 $ 46,000
Crawford, Kansas 1 $ 135,000 $ 135,000 $ 69,000
Montgomery, Kansas 1 $ 85,000 $ 85,000 $ 42,000
Osage, Kansas 1 $ 55,000 $ 55,000 $ 46,000
Orleans, Louisiana 1 $ 2,905,000 $ 2,905,000 $ 0
St. Clair, Michigan 1 $ 325,000 $ 325,000 $ 175,000
Wayne, Michigan 1 $ 475,000 $ 475,000 $ 442,000
Crow Wing, Minnesota 1 $ 505,000 $ 505,000 $ 643,000
Itasca, Minnesota 1 $ 75,000 $ 75,000 $ 365,000
Olmsted, Minnesota 1 $ 225,000 $ 225,000 $ 83,000
Wright, Minnesota 1 $ 285,000 $ 285,000 $ 0
Bollinger, Missouri 1 $ 75,000 $ 75,000 $ 52,000
Crawford, Missouri 1 $ 25,000 $ 25,000 $ 50,000
Gasconade, Missouri 1 $ 275,000 $ 275,000 $ 150,000
Henry, Missouri 1 $ 125,000 $ 125,000 $ 70,000
Ozark, Missouri 1 $ 105,000 $ 105,000 $ 53,000
Perry, Missouri 1 $ 205,000 $ 205,000 $ 129,000
Platte, Missouri 1 $ 465,000 $ 465,000 $ 0
Ste. Genevieve, Missouri 1 $ 25,000 $ 25,000 $ 60,000
Ravalli, Montana 1 $ 725,000 $ 725,000 $ 225,000
Dixon, Nebraska 1 $ 125,000 $ 125,000 $ 64,000
Richardson, Nebraska 1 $ 15,000 $ 15,000 $ 79,000
Sarpy, Nebraska 1 $ 345,000 $ 345,000 $ 170,000
Dona Ana, New Mexico 1 $ 455,000 $ 455,000 $ 283,000
Durham, North Carolina 1 $ 545,000 $ 545,000 $ 0
Gaston, North Carolina 1 $ 565,000 $ 565,000 $ 216,000
Iredell, North Carolina 1 $ 255,000 $ 255,000 $ 202,000
Mecklenburg, North Carolina 1 $ 1,295,000 $ 1,295,000 $ 2,202,000
Clermont, Ohio 1 $ 175,000 $ 175,000 $ 230,000
Franklin, Ohio 1 $ 7,005,000 $ 7,005,000 $ 0
Ottawa, Oklahoma 1 $ 195,000 $ 195,000 $ 67,000
Multnomah, Oregon 1 $ 635,000 $ 635,000 $ 182,000
Berks, Pennsylvania 1 $ 635,000 $ 635,000 $ 395,000
Anderson, South Carolina 1 $ 505,000 $ 505,000 $ 160,000
Charleston, South Carolina 1 $ 505,000 $ 505,000 $ 160,000
Union, South Dakota 1 $ 35,000 $ 35,000 $ 64,000
Rutherford, Tennessee 1 $ 5,000 $ 5,000 $ 11,000
Washington, Tennessee 1 $ 1,125,000 $ 1,125,000 $ 393,000
Bexar, Texas 1 $ 595,000 $ 595,000 $ 340,000
Collin, Texas 1 $ 4,255,000 $ 4,255,000 $ 4,677,000
Harris, Texas 1 $ 595,000 $ 595,000 $ 210,000
Henderson, Texas 1 $ 275,000 $ 275,000 $ 108,000
Henrico, Virginia 1 $ 1,015,000 $ 1,015,000 $ 740,000
Northampton, Virginia 1 $ 545,000 $ 545,000 $ 717,000
Bayfield, Wisconsin 1 $ 305,000 $ 305,000 $ 143,000
Monroe, Wisconsin 1 $ 155,000 $ 155,000 $ 62,000
Pierce, Wisconsin 1 $ 1,955,000 $ 1,955,000 $ 1,300,000
Sawyer, Wisconsin 1 $ 665,000 $ 665,000 $ 552,000

Mortgage Loan Application Detail Totals for Great Southern Bank in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 726 $261,470,000 $360,000 $15,255,000 $161,000 $4,677,000
Other Purpose 395 $47,415,000 $120,000 $5,005,000 $143,000 $5,118,000
Home Improvement 376 $27,830,000 $74,000 $1,005,000 $114,000 $1,080,000
Refinancing 302 $140,590,000 $465,000 $35,005,000 $227,000 $1,330,000
Cash-out Refinancing 155 $35,125,000 $226,000 $5,705,000 $125,000 $1,723,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,629 $317,935,000 $195,000 $5,705,000 $152,000 $5,118,000
Not Provided 101 $33,515,000 $331,000 $1,525,000 $208,000 $2,000,000
Not applicable 88 $138,580,000 $1,574,000 $35,005,000 $0 $0
Hispanic 53 $7,765,000 $146,000 $405,000 $93,000 $915,000
Black or African American 46 $6,710,000 $145,000 $915,000 $138,000 $1,250,000
Asian 21 $5,055,000 $240,000 $715,000 $207,000 $1,000,000
American Indian or Alaskan Native 14 $2,610,000 $186,000 $605,000 $145,000 $715,000
Native Hawaiian or Other Pacific Islander 2 $260,000 $130,000 $195,000 $66,000 $86,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,820 $483,660,000 $265,000 $35,005,000 $160,000 $5,118,000
FHA-insured (Federal Housing Administration) 81 $15,805,000 $195,000 $505,000 $76,000 $218,000
VA-guaranteed (Veterans Administration) 34 $9,660,000 $284,000 $775,000 $94,000 $199,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 19 $3,305,000 $173,000 $275,000 $64,000 $89,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,311 $383,175,000 $292,000 $35,005,000 $176,000 $5,118,000
Application Denied By Financial Institution 429 $41,625,000 $97,000 $1,125,000 $82,000 $1,080,000
Application Withdrawn By Applicant 199 $60,705,000 $305,000 $5,705,000 $183,000 $2,000,000
File Closed For Incompleteness 7 $1,325,000 $189,000 $605,000 $105,000 $420,000
Application Approved But Not Accepted 7 $25,385,000 $3,626,000 $25,005,000 $39,000 $55,000
Loan Purchased By The Institution 1 $215,000 $215,000 $215,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,525 $470,805,000 $308,000 $35,005,000 $176,000 $5,118,000
Debt-To-Income Ratio 219 $22,045,000 $100,000 $705,000 $68,000 $365,000
Credit History 116 $10,430,000 $89,000 $1,125,000 $82,000 $328,000
Collateral 59 $5,385,000 $91,000 $685,000 $125,000 $1,080,000
Credit Application Incomplete 22 $1,400,000 $63,000 $355,000 $105,000 $302,000
Other 7 $905,000 $129,000 $355,000 $73,000 $179,000
Unverifiable Information 3 $935,000 $311,000 $715,000 $82,000 $150,000
Employment History 2 $240,000 $120,000 $135,000 $55,000 $60,000
Insufficient Cash (Downpayment, Closing Cost) 1 $285,000 $285,000 $285,000 $159,000 $159,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Southern Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Great Southern Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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