Greater Acceptance Mortgage Co Mortgage Lending & HMDA Data, 2004

In 2004, Greater Acceptance Mortgage Co of Ornage, CA reported 1,526 mortgage applications totaling $196.7 million, down 38% from 2003. The average application was for $128,924, and applicants reported an average income of $54,384. 72% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (60), Baltimore-Towson, MD (43) and Tampa-St. Petersburg-Clearwater, FL (41) (applications in parentheses).

Mortgage Company & Address Greater Acceptance Mortgage Co
940 Town & Country Road
Ornage, CA 92868
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 1,526
Total Mortgage Loan Application Amount $196,739,000
Average Mortgage Loan Application Amount $128,924
Highest Mortgage Loan Application Amount $874,000
Average Applicant Income $54,384
Highest Applicant Income $641,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Greater Acceptance Mortgage Co filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Greater Acceptance Mortgage Co by Metropolitan Area in 2004

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Chicago-Naperville-Joliet, IL 60 $ 9,023,000 $ 150,383 $ 55,000
Baltimore-Towson, MD 43 $ 4,740,000 $ 110,232 $ 48,000
Tampa-St. Petersburg-Clearwater, FL 41 $ 4,655,000 $ 113,536 $ 37,000
Orlando, FL 31 $ 3,333,000 $ 107,516 $ 49,000
Riverside-San Bernardino-Ontario, CA 31 $ 5,117,000 $ 165,064 $ 69,000
Hartford-West Hartford-East Hartford, CT 26 $ 3,380,000 $ 130,000 $ 65,000
Minneapolis-St. Paul-Bloomington, MN-WI 26 $ 3,778,000 $ 145,307 $ 41,000
Seattle-Bellevue-Everett, WA 26 $ 4,009,000 $ 154,192 $ 59,000
Virginia Beach-Norfolk-Newport News, VA-NC 25 $ 3,116,000 $ 124,640 $ 51,000
Atlanta-Sandy Springs-Marietta, GA 24 $ 2,844,000 $ 118,500 $ 52,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 19 $ 2,427,000 $ 127,736 $ 54,000
Las Vegas-Paradise, NV 19 $ 3,043,000 $ 160,157 $ 78,000
Phoenix-Mesa-Scottsdale, AZ 19 $ 1,896,000 $ 99,789 $ 45,000
Jacksonville, FL 18 $ 1,971,000 $ 109,500 $ 59,000
Cape Coral-Fort Myers, FL 17 $ 2,114,000 $ 124,352 $ 68,000
New Haven-Milford, CT 17 $ 2,176,000 $ 128,000 $ 63,000
Oklahoma City, OK 17 $ 1,626,000 $ 95,647 $ 52,000
Los Angeles-Long Beach-Glendale, CA 16 $ 2,608,000 $ 163,000 $ 62,000
Port St. Lucie-Fort Pierce, FL 16 $ 1,542,000 $ 96,375 $ 86,000
Richmond, VA 16 $ 2,126,000 $ 132,875 $ 56,000
Charlotte-Gastonia-Concord, NC-SC 15 $ 1,649,000 $ 109,933 $ 46,000
Santa Ana-Anaheim-Irvine, CA 15 $ 5,467,000 $ 364,466 $ 86,000
Warren-Farmington Hills-Troy, MI 15 $ 1,805,000 $ 120,333 $ 75,000
Miami-Miami Beach-Kendall, FL 14 $ 1,572,000 $ 112,285 $ 37,000
New Orleans-Metairie-Kenner, LA 14 $ 1,379,000 $ 98,500 $ 35,000
Pensacola-Ferry Pass-Brent, FL 14 $ 1,292,000 $ 92,285 $ 50,000
Portland-Vancouver-Beaverton, OR-WA 14 $ 1,677,000 $ 119,785 $ 42,000
West Palm Beach-Boca Raton-Boynton Beach, FL 14 $ 1,669,000 $ 119,214 $ 49,000
Cleveland-Elyria-Mentor, OH 13 $ 1,302,000 $ 100,153 $ 54,000
Raleigh-Cary, NC 12 $ 1,180,000 $ 98,333 $ 60,000
Bethesda-Frederick-Gaithersburg, MD 11 $ 1,686,000 $ 153,272 $ 54,000
Detroit-Livonia-Dearborn, MI 11 $ 1,284,000 $ 116,727 $ 45,000
Greensboro-High Point, NC 11 $ 1,392,000 $ 126,545 $ 63,000
Ocala, FL 11 $ 1,096,000 $ 99,636 $ 41,000
Peoria, IL 11 $ 863,000 $ 78,454 $ 41,000
Sarasota-Bradenton-Venice, FL 11 $ 1,206,000 $ 109,636 $ 45,000
Akron, OH 9 $ 829,000 $ 92,111 $ 20,000
Memphis, TN-MS-AR 9 $ 1,303,000 $ 144,777 $ 50,000
Palm Bay-Melbourne-Titusville, FL 9 $ 1,099,000 $ 122,111 $ 39,000
Sacramento--Arden-Arcade--Roseville, CA 9 $ 1,844,000 $ 204,888 $ 59,000
Baton Rouge, LA 8 $ 1,049,000 $ 131,125 $ 63,000
Cincinnati-Middletown, OH-KY-IN 8 $ 874,000 $ 109,250 $ 41,000
Columbus, OH 8 $ 669,000 $ 83,625 $ 59,000
Denver-Aurora, CO 8 $ 1,579,000 $ 197,375 $ 51,000
Lakeland, FL 8 $ 770,000 $ 96,250 $ 53,000
Portland-South Portland-Biddeford, ME 8 $ 1,029,000 $ 128,625 $ 39,000
Prescott, AZ 8 $ 1,099,000 $ 137,375 $ 41,000
Reno-Sparks, NV 8 $ 1,512,000 $ 189,000 $ 75,000
Winston-Salem, NC 8 $ 714,000 $ 89,250 $ 26,000
Albuquerque, NM 7 $ 966,000 $ 138,000 $ 55,000
Bremerton-Silverdale, WA 7 $ 950,000 $ 135,714 $ 56,000
Durham, NC 7 $ 870,000 $ 124,285 $ 37,000
Grand Rapids-Wyoming, MI 7 $ 589,000 $ 84,142 $ 48,000
Jackson, MS 7 $ 563,000 $ 80,428 $ 57,000
Spokane, WA 7 $ 936,000 $ 133,714 $ 58,000
Tacoma, WA 7 $ 1,031,000 $ 147,285 $ 62,000
Charleston-North Charleston, SC 6 $ 914,000 $ 152,333 $ 60,000
Dayton, OH 6 $ 334,000 $ 55,666 $ 45,000
Fort Walton Beach-Crestview-Destin, FL 6 $ 633,000 $ 105,500 $ 42,000
Lansing-East Lansing, MI 6 $ 1,073,000 $ 178,833 $ 68,000
Nashville-Davidson--Murfreesboro, TN 6 $ 802,000 $ 133,666 $ 55,000
Norwich-New London, CT 6 $ 930,000 $ 155,000 $ 60,000
Oakland-Fremont-Hayward, CA 6 $ 1,392,000 $ 232,000 $ 82,000
Olympia, WA 6 $ 530,000 $ 88,333 $ 61,000
Providence-New Bedford-Fall River, RI-MA 6 $ 996,000 $ 166,000 $ 71,000
Salem, OR 6 $ 840,000 $ 140,000 $ 86,000
Tallahassee, FL 6 $ 704,000 $ 117,333 $ 38,000
Asheville, NC 5 $ 987,000 $ 197,400 $ 192,000
Bakersfield, CA 5 $ 309,000 $ 61,800 $ 35,000
Bridgeport-Stamford-Norwalk, CT 5 $ 819,000 $ 163,800 $ 330,000
Lake County-Kenosha County, IL-WI 5 $ 1,419,000 $ 283,800 $ 124,000
Mount Vernon-Anacortes, WA 5 $ 491,000 $ 98,200 $ 32,000
Omaha-Council Bluffs, NE-IA 5 $ 500,000 $ 100,000 $ 79,000
Punta Gorda, FL 5 $ 470,000 $ 94,000 $ 39,000
Rockford, IL 5 $ 538,000 $ 107,600 $ 67,000
Santa Rosa-Petaluma, CA 5 $ 1,172,000 $ 234,400 $ 59,000
St. Louis, MO-IL 5 $ 548,000 $ 109,600 $ 61,000
Tucson, AZ 5 $ 604,000 $ 120,800 $ 52,000
Tulsa, OK 5 $ 485,000 $ 97,000 $ 44,000
Wilmington, NC 5 $ 552,000 $ 110,400 $ 57,000
Battle Creek, MI 4 $ 322,000 $ 80,500 $ 42,000
Bellingham, WA 4 $ 604,000 $ 151,000 $ 88,000
Blacksburg-Christiansburg-Radford, VA 4 $ 471,000 $ 117,750 $ 69,000
Deltona-Daytona Beach-Ormond Beach, FL 4 $ 335,000 $ 83,750 $ 37,000
Fresno, CA 4 $ 445,000 $ 111,250 $ 44,000
Kalamazoo-Portage, MI 4 $ 398,000 $ 99,500 $ 59,000
Vero Beach, FL 4 $ 381,000 $ 95,250 $ 55,000
Champaign-Urbana, IL 3 $ 266,000 $ 88,666 $ 23,000
Colorado Springs, CO 3 $ 641,000 $ 213,666 $ 61,000
Columbia, SC 3 $ 359,000 $ 119,666 $ 64,000
Decatur, IL 3 $ 369,000 $ 123,000 $ 52,000
Fort Collins-Loveland, CO 3 $ 405,000 $ 135,000 $ 59,000
Gainesville, FL 3 $ 288,000 $ 96,000 $ 30,000
Kansas City, MO-KS 3 $ 504,000 $ 168,000 $ 24,000
Lincoln, NE 3 $ 307,000 $ 102,333 $ 16,000
Merced, CA 3 $ 364,000 $ 121,333 $ 57,000
Monroe, MI 3 $ 498,000 $ 166,000 $ 66,000
Panama City-Lynn Haven, FL 3 $ 220,000 $ 73,333 $ 73,000
Salisbury, MD 3 $ 340,000 $ 113,333 $ 56,000
Salt Lake City, UT 3 $ 348,000 $ 116,000 $ 40,000
San Luis Obispo-Paso Robles, CA 3 $ 635,000 $ 211,666 $ 62,000
Santa Fe, NM 3 $ 515,000 $ 171,666 $ 33,000
Savannah, GA 3 $ 507,000 $ 169,000 $ 43,000
Vallejo-Fairfield, CA 3 $ 442,000 $ 147,333 $ 72,000
Visalia-Porterville, CA 3 $ 383,000 $ 127,666 $ 62,000
Winchester, VA-WV 3 $ 458,000 $ 152,666 $ 38,000
Youngstown-Warren-Boardman, OH-PA 3 $ 190,000 $ 63,333 $ 28,000
Ann Arbor, MI 2 $ 213,000 $ 106,500 $ 20,000
Augusta-Richmond County, GA-SC 2 $ 172,000 $ 86,000 $ 23,000
Bangor, ME 2 $ 103,000 $ 51,500 $ 48,000
Bismarck, ND 2 $ 242,000 $ 121,000 $ 67,000
Canton-Massillon, OH 2 $ 263,000 $ 131,500 $ 70,000
Charlottesville, VA 2 $ 204,000 $ 102,000 $ 34,000
Clarksville, TN-KY 2 $ 138,000 $ 69,000 $ 40,000
Cleveland, TN 2 $ 216,000 $ 108,000 $ 66,000
Corvallis, OR 2 $ 203,000 $ 101,500 $ 46,000
Duluth, MN-WI 2 $ 240,000 $ 120,000 $ 30,000
Fayetteville, NC 2 $ 119,000 $ 59,500 $ 33,000
Fort Wayne, IN 2 $ 226,000 $ 113,000 $ 39,000
Gary, IN 2 $ 192,000 $ 96,000 $ 93,000
Gulfport-Biloxi, MS 2 $ 242,000 $ 121,000 $ 68,000
Hinesville-Fort Stewart, GA 2 $ 191,000 $ 95,500 $ 48,000
Holland-Grand Haven, MI 2 $ 338,000 $ 169,000 $ 32,000
Kennewick-Richland-Pasco, WA 2 $ 175,000 $ 87,500 $ 51,000
Knoxville, TN 2 $ 302,000 $ 151,000 $ 67,000
Lafayette, LA 2 $ 197,000 $ 98,500 $ 58,000
Lawton, OK 2 $ 195,000 $ 97,500 $ 13,000
Longview, WA 2 $ 308,000 $ 154,000 $ 58,000
Lynchburg, VA 2 $ 289,000 $ 144,500 $ 56,000
Macon, GA 2 $ 362,000 $ 181,000 $ 59,000
Modesto, CA 2 $ 247,000 $ 123,500 $ 21,000
Morristown, TN 2 $ 316,000 $ 158,000 $ 54,000
Muskegon-Norton Shores, MI 2 $ 157,000 $ 78,500 $ 32,000
Naples-Marco Island, FL 2 $ 233,000 $ 116,500 $ 17,000
Ogden-Clearfield, UT 2 $ 469,000 $ 234,500 $ 153,000
Pascagoula, MS 2 $ 191,000 $ 95,500 $ 96,000
Provo-Orem, UT 2 $ 389,000 $ 194,500 $ 57,000
Saginaw-Saginaw Township North, MI 2 $ 238,000 $ 119,000 $ 33,000
San Diego-Carlsbad-San Marcos, CA 2 $ 940,000 $ 470,000 $ 119,000
San Jose-Sunnyvale-Santa Clara, CA 2 $ 263,000 $ 131,500 $ 162,000
Spartanburg, SC 2 $ 371,000 $ 185,500 $ 100,000
Stockton, CA 2 $ 351,000 $ 175,500 $ 27,000
Warner Robins, GA 2 $ 110,000 $ 55,000 $ 47,000
Albany, GA 1 $ 66,000 $ 66,000 $ 67,000
Bay City, MI 1 $ 137,000 $ 137,000 $ 99,000
Bend, OR 1 $ 162,000 $ 162,000 $ 44,000
Bloomington, IN 1 $ 56,000 $ 56,000 $ 24,000
Boise City-Nampa, ID 1 $ 138,000 $ 138,000 $ 90,000
Chattanooga, TN-GA 1 $ 60,000 $ 60,000 $ 19,000
Coeur D'Alene, ID 1 $ 90,000 $ 90,000 $ 67,000
Dalton, GA 1 $ 89,000 $ 89,000 $ 18,000
Danville, IL 1 $ 94,000 $ 94,000 $ 50,000
Elkhart-Goshen, IN 1 $ 84,000 $ 84,000 $ 25,000
Eugene-Springfield, OR 1 $ 60,000 $ 60,000 $ 58,000
Flagstaff, AZ 1 $ 123,000 $ 123,000 $ 0
Goldsboro, NC 1 $ 67,000 $ 67,000 $ 19,000
Greenville, NC 1 $ 60,000 $ 60,000 $ 58,000
Greenville, SC 1 $ 90,000 $ 90,000 $ 74,000
Hickory-Lenoir-Morganton, NC 1 $ 149,000 $ 149,000 $ 34,000
Idaho Falls, ID 1 $ 68,000 $ 68,000 $ 36,000
Kingsport-Bristol-Bristol, TN-VA 1 $ 95,000 $ 95,000 $ 47,000
Kokomo, IN 1 $ 58,000 $ 58,000 $ 82,000
Lake Charles, LA 1 $ 100,000 $ 100,000 $ 64,000
Medford, OR 1 $ 138,000 $ 138,000 $ 64,000
Missoula, MT 1 $ 190,000 $ 190,000 $ 102,000
Muncie, IN 1 $ 61,000 $ 61,000 $ 0
Oxnard-Thousand Oaks-Ventura, CA 1 $ 212,000 $ 212,000 $ 53,000
Roanoke, VA 1 $ 56,000 $ 56,000 $ 56,000
Rochester, MN 1 $ 117,000 $ 117,000 $ 36,000
San Francisco-San Mateo-Redwood City, CA 1 $ 158,000 $ 158,000 $ 58,000
Santa Cruz-Watsonville, CA 1 $ 670,000 $ 670,000 $ 151,000
Springfield, IL 1 $ 98,000 $ 98,000 $ 0
St. Cloud, MN 1 $ 84,000 $ 84,000 $ 21,000
St. Joseph, MO-KS 1 $ 86,000 $ 86,000 $ 42,000
Toledo, OH 1 $ 126,000 $ 126,000 $ 53,000
Yakima, WA 1 $ 80,000 $ 80,000 $ 39,000
Yuma, AZ 1 $ 54,000 $ 54,000 $ 56,000

Mortgage Loan Application Detail Totals for Greater Acceptance Mortgage Co in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,526 $196,739,000 $130,625 $874,000 $57,937 $641,000
Home Improvement 0 $0 $0 $0 $0 $0
Home Purchase 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 1,526 $196,739,000 $130,625 $874,000 $57,937 $641,000
White 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,526 $196,739,000 $130,625 $874,000 $57,937 $641,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,094 $140,680,000 $130,625 $874,000 $60,312 $506,000
Application Withdrawn By Applicant 427 $55,632,000 $128,800 $700,000 $51,300 $641,000
Application Denied By Financial Institution 5 $427,000 $94,250 $171,000 $13,250 $53,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 3 $271,000 $110,500 $171,000 $26,500 $53,000
Collateral 1 $51,000 $51,000 $51,000 $0 $0
Employment History 1 $105,000 $105,000 $105,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Greater Acceptance Mortgage Co's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Greater Acceptance Mortgage Co's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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