Greater Texas Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Greater Texas Federal Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Greater Texas Federal Credit Union 1180 Airport Blvd Austin, TX 78752 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 835 |
| Total Mortgage Loan Application Amount | $110,305,000 |
| Average Mortgage Loan Application Amount | $184,000 |
| Highest Mortgage Loan Application Amount | $1,325,000 |
| Average Applicant Income | $123,000 |
| Highest Applicant Income | $1,256,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Greater Texas Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Greater Texas Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Greater Texas Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Greater Texas Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Greater Texas Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Greater Texas Federal Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Brazos County Texas | 124 | $ 15,670,000 | $ 126,000 | $ 118,000 |
| Harris County Texas | 88 | $ 8,660,000 | $ 98,000 | $ 127,000 |
| Travis County Texas | 81 | $ 11,065,000 | $ 136,000 | $ 126,000 |
| Hidalgo County Texas | 52 | $ 4,280,000 | $ 82,000 | $ 86,000 |
| Tarrant County Texas | 41 | $ 4,085,000 | $ 99,000 | $ 120,000 |
| Williamson County Texas | 37 | $ 5,495,000 | $ 148,000 | $ 139,000 |
| Collin County Texas | 30 | $ 6,790,000 | $ 226,000 | $ 176,000 |
| Dallas County Texas | 27 | $ 4,615,000 | $ 170,000 | $ 115,000 |
| Bastrop County Texas | 26 | $ 3,480,000 | $ 133,000 | $ 82,000 |
| Hays County Texas | 26 | $ 2,540,000 | $ 97,000 | $ 146,000 |
| Bexar County Texas | 25 | $ 2,385,000 | $ 95,000 | $ 106,000 |
| Montgomery County Texas | 23 | $ 3,865,000 | $ 168,000 | $ 184,000 |
| Denton County Texas | 19 | $ 2,105,000 | $ 110,000 | $ 140,000 |
| Fort Bend County Texas | 13 | $ 2,525,000 | $ 194,000 | $ 162,000 |
| Bell County Texas | 11 | $ 1,475,000 | $ 134,000 | $ 141,000 |
| Burleson County Texas | 9 | $ 715,000 | $ 79,000 | $ 108,000 |
| Grimes County Texas | 9 | $ 745,000 | $ 82,000 | $ 77,000 |
| Kaufman County Texas | 6 | $ 710,000 | $ 118,000 | $ 347,000 |
| Brazoria County Texas | 5 | $ 755,000 | $ 151,000 | $ 143,000 |
| Hood County Texas | 5 | $ 935,000 | $ 187,000 | $ 121,000 |
| Midland County Texas | 5 | $ 635,000 | $ 127,000 | $ 378,000 |
| Parker County Texas | 5 | $ 655,000 | $ 131,000 | $ 151,000 |
| Robertson County Texas | 5 | $ 385,000 | $ 77,000 | $ 152,000 |
| Webb County Texas | 5 | $ 385,000 | $ 77,000 | $ 113,000 |
| Fayette County Texas | 4 | $ 330,000 | $ 82,000 | $ 90,000 |
| Guadalupe County Texas | 4 | $ 420,000 | $ 105,000 | $ 96,000 |
| Waller County Texas | 4 | $ 560,000 | $ 140,000 | $ 111,000 |
| Hill County Texas | 3 | $ 265,000 | $ 88,000 | $ 54,000 |
| Johnson County Texas | 3 | $ 1,205,000 | $ 401,000 | $ 151,000 |
| McLennan County Texas | 3 | $ 165,000 | $ 55,000 | $ 96,000 |
| Milam County Texas | 3 | $ 295,000 | $ 98,000 | $ 90,000 |
| Bandera County Texas | 2 | $ 250,000 | $ 125,000 | $ 245,000 |
| Burnet County Texas | 2 | $ 260,000 | $ 130,000 | $ 115,000 |
| Caldwell County Texas | 2 | $ 30,000 | $ 15,000 | $ 21,000 |
| Comal County Texas | 2 | $ 250,000 | $ 125,000 | $ 194,000 |
| El Paso County Texas | 2 | $ 470,000 | $ 235,000 | $ 132,000 |
| Galveston County Texas | 2 | $ 170,000 | $ 85,000 | $ 83,000 |
| Hunt County Texas | 2 | $ 270,000 | $ 135,000 | $ 131,000 |
| Kerr County Texas | 2 | $ 1,020,000 | $ 510,000 | $ 203,000 |
| Lampasas County Texas | 2 | $ 330,000 | $ 165,000 | $ 98,000 |
| Lubbock County Texas | 2 | $ 310,000 | $ 155,000 | $ 388,000 |
| Madison County Texas | 2 | $ 130,000 | $ 65,000 | $ 145,000 |
| Orange County Texas | 2 | $ 310,000 | $ 155,000 | $ 40,000 |
| Palo Pinto County Texas | 2 | $ 370,000 | $ 185,000 | $ 49,000 |
| Polk County Texas | 2 | $ 160,000 | $ 80,000 | $ 60,000 |
| Runnels County Texas | 2 | $ 170,000 | $ 85,000 | $ 176,000 |
| Washington County Texas | 2 | $ 130,000 | $ 65,000 | $ 200,000 |
| Angelina County Texas | 1 | $ 55,000 | $ 55,000 | $ 98,000 |
| Atascosa County Texas | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Blanco County Texas | 1 | $ 905,000 | $ 905,000 | $ 211,000 |
| Bosque County Texas | 1 | $ 55,000 | $ 55,000 | $ 108,000 |
| Brown County Texas | 1 | $ 145,000 | $ 145,000 | $ 91,000 |
| Cameron County Texas | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Coleman County Texas | 1 | $ 65,000 | $ 65,000 | $ 79,000 |
| Colorado County Texas | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Cooke County Texas | 1 | $ 55,000 | $ 55,000 | $ 16,000 |
| Coryell County Texas | 1 | $ 115,000 | $ 115,000 | $ 94,000 |
| Ector County Texas | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Ellis County Texas | 1 | $ 285,000 | $ 285,000 | $ 58,000 |
| Fannin County Texas | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Freestone County Texas | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Gray County Texas | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Grayson County Texas | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Gregg County Texas | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Harrison County Texas | 1 | $ 105,000 | $ 105,000 | $ 108,000 |
| Henderson County Texas | 1 | $ 45,000 | $ 45,000 | $ 86,000 |
| Hopkins County Texas | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Hutchinson County Texas | 1 | $ 25,000 | $ 25,000 | $ 19,000 |
| Jim Wells County Texas | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| Kendall County Texas | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Lavaca County Texas | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Liberty County Texas | 1 | $ 35,000 | $ 35,000 | $ 147,000 |
| Live Oak County Texas | 1 | $ 225,000 | $ 225,000 | $ 180,000 |
| Llano County Texas | 1 | $ 255,000 | $ 255,000 | $ 30,000 |
| Marion County Texas | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Matagorda County Texas | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Nueces County Texas | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Panola County Texas | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Randall County Texas | 1 | $ 55,000 | $ 55,000 | $ 149,000 |
| Rockwall County Texas | 1 | $ 65,000 | $ 65,000 | $ 137,000 |
| San Augustine County Texas | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
| San Saba County Texas | 1 | $ 185,000 | $ 185,000 | $ 190,000 |
| Scurry County Texas | 1 | $ 15,000 | $ 15,000 | $ 152,000 |
| Smith County Texas | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Tom Green County Texas | 1 | $ 55,000 | $ 55,000 | $ 192,000 |
| Van Zandt County Texas | 1 | $ 95,000 | $ 95,000 | $ 85,000 |
| Wilbarger County Texas | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
Mortgage Loan Application Detail Totals for Greater Texas Federal Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 337 | $27,615,000 | $81,000 | $355,000 | $131,000 | $1,256,000 |
| Home Improvement | 253 | $17,205,000 | $68,000 | $405,000 | $119,000 | $595,000 |
| Home Purchase | 108 | $33,970,000 | $314,000 | $865,000 | $135,000 | $297,000 |
| Cash-out Refinancing | 84 | $19,640,000 | $233,000 | $905,000 | $104,000 | $336,000 |
| Refinancing | 53 | $11,875,000 | $224,000 | $1,325,000 | $126,000 | $423,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 367 | $46,025,000 | $125,000 | $725,000 | $136,000 | $1,256,000 |
| Hispanic | 196 | $26,220,000 | $133,000 | $1,325,000 | $104,000 | $360,000 |
| Not Provided | 144 | $17,760,000 | $123,000 | $615,000 | $123,000 | $540,000 |
| Black or African American | 69 | $10,175,000 | $147,000 | $555,000 | $106,000 | $480,000 |
| Asian | 43 | $8,525,000 | $198,000 | $785,000 | $159,000 | $595,000 |
| American Indian or Alaskan Native | 4 | $110,000 | $27,000 | $65,000 | $103,000 | $180,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $100,000 | $50,000 | $75,000 | $54,000 | $78,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 835 | $110,305,000 | $132,000 | $1,325,000 | $125,000 | $1,256,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 413 | $41,125,000 | $99,000 | $865,000 | $112,000 | $1,256,000 |
| Loan Originated | 211 | $25,505,000 | $120,000 | $1,325,000 | $135,000 | $360,000 |
| Application Approved But Not Accepted | 87 | $9,005,000 | $103,000 | $725,000 | $153,000 | $1,200,000 |
| Application Withdrawn By Applicant | 83 | $22,745,000 | $274,000 | $905,000 | $140,000 | $294,000 |
| Preapproval Approved but not Accepted | 23 | $8,025,000 | $348,000 | $785,000 | $130,000 | $246,000 |
| File Closed For Incompleteness | 18 | $3,900,000 | $216,000 | $325,000 | $105,000 | $297,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 422 | $69,180,000 | $163,000 | $1,325,000 | $138,000 | $1,200,000 |
| Credit History | 151 | $12,275,000 | $81,000 | $475,000 | $102,000 | $540,000 |
| Debt-To-Income Ratio | 134 | $13,570,000 | $101,000 | $615,000 | $92,000 | $450,000 |
| Other | 69 | $9,115,000 | $132,000 | $555,000 | $148,000 | $1,256,000 |
| Collateral | 58 | $6,140,000 | $105,000 | $865,000 | $145,000 | $423,000 |
| Unverifiable Information | 1 | $25,000 | $25,000 | $25,000 | $50,000 | $50,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Greater Texas Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Greater Texas Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.