Green Belt Bank & Trust Mortgage Lending & HMDA Data, 2025
In 2025, Green Belt Bank & Trust of Iowa Falls, IA reported 81 mortgage applications totaling $10.2 million, down 13% from 2024. The average application was for $126,111, and applicants reported an average income of $104,864. 90% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Waterloo-Cedar Falls, IA (18), Ames, IA (3) and Cedar Rapids, IA (1) (applications in parentheses).
| Mortgage Company & Address | Green Belt Bank & Trust 616 Washington Ave. Iowa Falls, IA 50126 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 81 |
| Total Mortgage Loan Application Amount | $10,215,000 |
| Average Mortgage Loan Application Amount | $126,111 |
| Highest Mortgage Loan Application Amount | $565,000 |
| Average Applicant Income | $104,864 |
| Highest Applicant Income | $374,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Green Belt Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Green Belt Bank & Trust in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 46 | $6,350,000 | $138,000 | $565,000 | $110,000 | $374,000 |
| Refinancing | 26 | $3,200,000 | $123,000 | $275,000 | $99,000 | $213,000 |
| Home Improvement | 5 | $135,000 | $27,000 | $35,000 | $85,000 | $192,000 |
| Cash-out Refinancing | 3 | $505,000 | $168,000 | $205,000 | $111,000 | $153,000 |
| Other Purpose | 1 | $25,000 | $25,000 | $25,000 | $102,000 | $102,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 53 | $6,995,000 | $131,000 | $565,000 | $105,000 | $328,000 |
| Not applicable | 20 | $2,210,000 | $110,000 | $275,000 | $0 | $0 |
| Hispanic | 5 | $565,000 | $113,000 | $205,000 | $69,000 | $120,000 |
| Not Provided | 3 | $445,000 | $148,000 | $355,000 | $149,000 | $374,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 81 | $10,215,000 | $126,000 | $565,000 | $104,000 | $374,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 73 | $9,015,000 | $123,000 | $565,000 | $105,000 | $374,000 |
| Application Denied By Financial Institution | 6 | $890,000 | $148,000 | $215,000 | $82,000 | $153,000 |
| Application Withdrawn By Applicant | 2 | $310,000 | $155,000 | $175,000 | $146,000 | $171,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 81 | $10,215,000 | $126,000 | $565,000 | $104,000 | $374,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Green Belt Bank & Trust's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Green Belt Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.
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