Greenfield Banking Company Mortgage Lending & HMDA Data, 2022
In 2022, Greenfield Banking Company of Greenfield, IN reported 150 mortgage applications totaling $55.5 million, down 47% from 2021. The average application was for $370,266, and applicants reported an average income of $178,720. 66% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Indianapolis-Carmel-Anderson, IN (116), New York-Jersey City-White Plains, NY-NJ (4) and Seattle-Bellevue-Everett, WA (4) (applications in parentheses).
| Mortgage Company & Address | Greenfield Banking Company 1920 North State Street Greenfield, IN 46140 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 150 |
| Total Mortgage Loan Application Amount | $55,540,000 |
| Average Mortgage Loan Application Amount | $370,266 |
| Highest Mortgage Loan Application Amount | $3,455,000 |
| Average Applicant Income | $178,720 |
| Highest Applicant Income | $910,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Greenfield Banking Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Indianapolis-Carmel-Anderson, IN | 116 | $ 24,360,000 | $ 210,000 | $ 122,000 |
| Outside any metro area | 7 | $ 1,535,000 | $ 219,285 | $ 153,857 |
| New York-Jersey City-White Plains, NY-NJ | 4 | $ 8,010,000 | $ 2,002,500 | $ 615,000 |
| Seattle-Bellevue-Everett, WA | 4 | $ 3,180,000 | $ 795,000 | $ 387,000 |
| Asheville, NC | 1 | $ 995,000 | $ 995,000 | $ 139,000 |
| Baltimore-Columbia-Towson, MD | 1 | $ 785,000 | $ 785,000 | $ 180,000 |
| Bend-Redmond, OR | 1 | $ 1,175,000 | $ 1,175,000 | $ 441,000 |
| Charleston-North Charleston, SC | 1 | $ 765,000 | $ 765,000 | $ 128,000 |
| Chattanooga, TN-GA | 1 | $ 735,000 | $ 735,000 | $ 449,000 |
| Dallas-Plano-Irving, TX | 1 | $ 715,000 | $ 715,000 | $ 265,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 775,000 | $ 775,000 | $ 507,000 |
| Lansing-East Lansing, MI | 1 | $ 875,000 | $ 875,000 | $ 301,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 3,455,000 | $ 3,455,000 | $ 820,000 |
| Montgomery County-Bucks County-Chester County, PA | 1 | $ 865,000 | $ 865,000 | $ 191,000 |
| Muncie, IN | 1 | $ 25,000 | $ 25,000 | $ 15,000 |
| New York-Newark, NY | 1 | $ 1,265,000 | $ 1,265,000 | $ 532,000 |
| Newark, NJ-PA | 1 | $ 875,000 | $ 875,000 | $ 332,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 1,125,000 | $ 1,125,000 | $ 750,000 |
| Philadelphia, PA | 1 | $ 755,000 | $ 755,000 | $ 702,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1 | $ 755,000 | $ 755,000 | $ 188,000 |
| Tulsa, OK | 1 | $ 605,000 | $ 605,000 | $ 319,000 |
| Warren-Troy-Farmington Hills, MI | 1 | $ 785,000 | $ 785,000 | $ 285,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1 | $ 1,125,000 | $ 1,125,000 | $ 518,000 |
Mortgage Loan Application Detail Totals for Greenfield Banking Company in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 58 | $31,780,000 | $547,000 | $3,455,000 | $230,000 | $910,000 |
| Cash-out Refinancing | 36 | $11,480,000 | $318,000 | $1,265,000 | $161,000 | $565,000 |
| Refinancing | 32 | $10,070,000 | $314,000 | $1,705,000 | $148,000 | $674,000 |
| Other Purpose | 16 | $1,710,000 | $106,000 | $675,000 | $137,000 | $378,000 |
| Home Improvement | 8 | $500,000 | $62,000 | $105,000 | $93,000 | $182,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 127 | $42,125,000 | $331,000 | $3,455,000 | $162,000 | $910,000 |
| Not Provided | 12 | $9,300,000 | $775,000 | $1,825,000 | $301,000 | $565,000 |
| Not applicable | 7 | $1,285,000 | $183,000 | $355,000 | $0 | $0 |
| Asian | 2 | $2,110,000 | $1,055,000 | $1,685,000 | $528,000 | $901,000 |
| Hispanic | 2 | $720,000 | $360,000 | $455,000 | $171,000 | $195,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 150 | $55,540,000 | $370,000 | $3,455,000 | $179,000 | $910,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 99 | $21,625,000 | $218,000 | $1,795,000 | $127,000 | $910,000 |
| Loan Purchased By The Institution | 27 | $30,445,000 | $1,127,000 | $3,455,000 | $424,000 | $901,000 |
| Application Denied By Financial Institution | 11 | $1,115,000 | $101,000 | $195,000 | $79,000 | $182,000 |
| Application Approved But Not Accepted | 10 | $1,720,000 | $172,000 | $325,000 | $108,000 | $194,000 |
| Application Withdrawn By Applicant | 3 | $635,000 | $211,000 | $405,000 | $93,000 | $113,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 139 | $54,425,000 | $391,000 | $3,455,000 | $187,000 | $910,000 |
| Credit History | 6 | $400,000 | $66,000 | $105,000 | $85,000 | $182,000 |
| Debt-To-Income Ratio | 2 | $200,000 | $100,000 | $155,000 | $47,000 | $47,000 |
| Collateral | 2 | $370,000 | $185,000 | $195,000 | $93,000 | $106,000 |
| Unverifiable Information | 1 | $145,000 | $145,000 | $145,000 | $55,000 | $55,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenfield Banking Company's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Greenfield Banking Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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