Griffin Funding Inc. Mortgage Lending & HMDA Data, 2025

In 2025, Griffin Funding Inc. of San Diego, CA reported 444 mortgage applications totaling $166.1 million, up 144% from 2024. The average application was for $374,076, and applicants reported an average income of $273,671. 43% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (15), Phoenix-Mesa-Scottsdale, AZ (12) and Houston-The Woodlands-Sugar Land, TX (11) (applications in parentheses).

Mortgage Company & Address Griffin Funding Inc.
2445 5th Ave Suite 401
San Diego, CA 92101
Federal Regulator * available with data download
Years 2025  2024  
Total Number of Mortgage Applications 444
Total Mortgage Loan Application Amount $166,090,000
Average Mortgage Loan Application Amount $374,076
Highest Mortgage Loan Application Amount $3,005,000
Average Applicant Income $273,671
Highest Applicant Income $2,224,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Griffin Funding Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Griffin Funding Inc. by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 11 $ 3,895,000 $ 354,090 $ 282,000
Maricopa, Arizona 10 $ 3,080,000 $ 308,000 $ 460,000
Fulton, Georgia 8 $ 3,660,000 $ 457,500 $ 309,000
Clark, Nevada 8 $ 4,580,000 $ 572,500 $ 334,000
San Diego, California 7 $ 8,365,000 $ 1,195,000 $ 336,000
St. Louis City, Missouri 7 $ 775,000 $ 110,714 $ 0
Palm Beach, Florida 6 $ 2,020,000 $ 336,666 $ 175,000
Cuyahoga, Ohio 6 $ 1,000,000 $ 166,666 $ 132,000
Orange, California 5 $ 1,635,000 $ 327,000 $ 236,000
Oklahoma, Oklahoma 5 $ 615,000 $ 123,000 $ 0
Harris, Texas 5 $ 1,295,000 $ 259,000 $ 261,000
Hidalgo, Texas 5 $ 1,775,000 $ 355,000 $ 500,000
Salt Lake, Utah 5 $ 3,495,000 $ 699,000 $ 1,020,000
Riverside, California 4 $ 2,120,000 $ 530,000 $ 582,000
Miami-Dade, Florida 4 $ 3,710,000 $ 927,500 $ 286,000
Bonneville, Idaho 4 $ 1,330,000 $ 332,500 $ 641,000
Rowan, Kentucky 4 $ 540,000 $ 135,000 $ 0
Wayne, Michigan 4 $ 990,000 $ 247,500 $ 117,000
Grafton, New Hampshire 4 $ 1,020,000 $ 255,000 $ 68,000
Oswego, New York 4 $ 440,000 $ 110,000 $ 0
Currituck, North Carolina 4 $ 2,700,000 $ 675,000 $ 0
Montgomery, Texas 4 $ 1,380,000 $ 345,000 $ 181,000
Santa Clara, California 3 $ 7,015,000 $ 2,338,333 $ 0
Charlotte, Florida 3 $ 585,000 $ 195,000 $ 80,000
Orange, Florida 3 $ 1,705,000 $ 568,333 $ 465,000
Polk, Florida 3 $ 935,000 $ 311,666 $ 264,000
Honolulu, Hawaii 3 $ 965,000 $ 321,666 $ 99,000
Hennepin, Minnesota 3 $ 835,000 $ 278,333 $ 0
Monroe, Pennsylvania 3 $ 985,000 $ 328,333 $ 94,000
Travis, Texas 3 $ 1,865,000 $ 621,666 $ 437,000
Summit, Utah 3 $ 595,000 $ 198,333 $ 137,000
King, Washington 3 $ 1,815,000 $ 605,000 $ 657,000
Racine, Wisconsin 3 $ 495,000 $ 165,000 $ 0
Russell, Alabama 2 $ 590,000 $ 295,000 $ 0
Pinal, Arizona 2 $ 510,000 $ 255,000 $ 108,000
Alameda, California 2 $ 780,000 $ 390,000 $ 76,000
Imperial, California 2 $ 570,000 $ 285,000 $ 0
Madera, California 2 $ 290,000 $ 145,000 $ 65,000
Sacramento, California 2 $ 590,000 $ 295,000 $ 85,000
Sonoma, California 2 $ 3,200,000 $ 1,600,000 $ 352,000
Capitol Planning Region, Connecticut 2 $ 250,000 $ 125,000 $ 0
Lower Connecticut River Valley Planning Region, Connecticut 2 $ 710,000 $ 355,000 $ 0
Broward, Florida 2 $ 410,000 $ 205,000 $ 1,059,000
Duval, Florida 2 $ 380,000 $ 190,000 $ 58,000
Hillsborough, Florida 2 $ 1,520,000 $ 760,000 $ 0
Osceola, Florida 2 $ 1,430,000 $ 715,000 $ 315,000
Bartow, Georgia 2 $ 670,000 $ 335,000 $ 0
DeKalb, Georgia 2 $ 360,000 $ 180,000 $ 80,000
Henry, Georgia 2 $ 540,000 $ 270,000 $ 107,000
Kootenai, Idaho 2 $ 1,400,000 $ 700,000 $ 308,000
Cook, Illinois 2 $ 740,000 $ 370,000 $ 0
Henry, Indiana 2 $ 240,000 $ 120,000 $ 0
Anne Arundel, Maryland 2 $ 270,000 $ 135,000 $ 167,000
Baltimore, Maryland 2 $ 570,000 $ 285,000 $ 269,000
Garrett, Maryland 2 $ 1,030,000 $ 515,000 $ 0
Suffolk, Massachusetts 2 $ 980,000 $ 490,000 $ 0
Worcester, Massachusetts 2 $ 560,000 $ 280,000 $ 201,000
Macomb, Michigan 2 $ 260,000 $ 130,000 $ 52,000
Oakland, Michigan 2 $ 610,000 $ 305,000 $ 149,000
Sherburne, Minnesota 2 $ 210,000 $ 105,000 $ 275,000
Douglas, Nevada 2 $ 640,000 $ 320,000 $ 251,000
Bernalillo, New Mexico 2 $ 670,000 $ 335,000 $ 184,000
Curry, New Mexico 2 $ 270,000 $ 135,000 $ 99,000
Santa Fe, New Mexico 2 $ 480,000 $ 240,000 $ 65,000
Queens, New York 2 $ 770,000 $ 385,000 $ 0
Wilkes, North Carolina 2 $ 480,000 $ 240,000 $ 78,000
Montgomery, Ohio 2 $ 270,000 $ 135,000 $ 0
McClain, Oklahoma 2 $ 560,000 $ 280,000 $ 26,000
McCurtain, Oklahoma 2 $ 370,000 $ 185,000 $ 0
Horry, South Carolina 2 $ 700,000 $ 350,000 $ 154,000
Marion, South Carolina 2 $ 210,000 $ 105,000 $ 0
York, South Carolina 2 $ 280,000 $ 140,000 $ 113,000
Davidson, Tennessee 2 $ 3,760,000 $ 1,880,000 $ 0
Knox, Tennessee 2 $ 550,000 $ 275,000 $ 98,000
Marion, Tennessee 2 $ 470,000 $ 235,000 $ 87,000
Sevier, Tennessee 2 $ 620,000 $ 310,000 $ 242,000
Dallas, Texas 2 $ 940,000 $ 470,000 $ 150,000
Ector, Texas 2 $ 350,000 $ 175,000 $ 0
Fort Bend, Texas 2 $ 290,000 $ 145,000 $ 0
Parker, Texas 2 $ 1,530,000 $ 765,000 $ 0
Rockwall, Texas 2 $ 440,000 $ 220,000 $ 1,549,000
Smith, Texas 2 $ 330,000 $ 165,000 $ 1,549,000
Tarrant, Texas 2 $ 1,300,000 $ 650,000 $ 236,000
Utah, Utah 2 $ 650,000 $ 325,000 $ 149,000
Pierce, Washington 2 $ 240,000 $ 120,000 $ 682,000
Chippewa, Wisconsin 2 $ 630,000 $ 315,000 $ 77,000
Milwaukee, Wisconsin 2 $ 350,000 $ 175,000 $ 0
Blount, Alabama 1 $ 115,000 $ 115,000 $ 120,000
Lee, Alabama 1 $ 375,000 $ 375,000 $ 92,000
Madison, Alabama 1 $ 105,000 $ 105,000 $ 59,000
Anchorage, Alaska 1 $ 525,000 $ 525,000 $ 0
Kenai Peninsula, Alaska 1 $ 305,000 $ 305,000 $ 0
Gila, Arizona 1 $ 295,000 $ 295,000 $ 268,000
Navajo, Arizona 1 $ 225,000 $ 225,000 $ 0
Boone, Arkansas 1 $ 125,000 $ 125,000 $ 0
Clay, Arkansas 1 $ 105,000 $ 105,000 $ 0
Craighead, Arkansas 1 $ 195,000 $ 195,000 $ 104,000
Crawford, Arkansas 1 $ 335,000 $ 335,000 $ 122,000
Calaveras, California 1 $ 245,000 $ 245,000 $ 450,000
El Dorado, California 1 $ 695,000 $ 695,000 $ 161,000
Marin, California 1 $ 545,000 $ 545,000 $ 237,000
Monterey, California 1 $ 185,000 $ 185,000 $ 0
San Bernardino, California 1 $ 265,000 $ 265,000 $ 101,000
San Francisco, California 1 $ 1,225,000 $ 1,225,000 $ 310,000
Stanislaus, California 1 $ 245,000 $ 245,000 $ 0
Tulare, California 1 $ 235,000 $ 235,000 $ 0
Tuolumne, California 1 $ 285,000 $ 285,000 $ 0
Denver, Colorado 1 $ 765,000 $ 765,000 $ 487,000
La Plata, Colorado 1 $ 335,000 $ 335,000 $ 288,000
Summit, Colorado 1 $ 205,000 $ 205,000 $ 0
Northwest Hills Planning Region, Connecticut 1 $ 185,000 $ 185,000 $ 268,000
South Central Connecticut Planning Region, Connecticut 1 $ 535,000 $ 535,000 $ 142,000
Western Connecticut Planning Region, Connecticut 1 $ 195,000 $ 195,000 $ 115,000
New Castle, Delaware 1 $ 215,000 $ 215,000 $ 0
Sussex, Delaware 1 $ 1,145,000 $ 1,145,000 $ 0
Bay, Florida 1 $ 685,000 $ 685,000 $ 187,000
Flagler, Florida 1 $ 515,000 $ 515,000 $ 222,000
Gilchrist, Florida 1 $ 225,000 $ 225,000 $ 48,000
Indian River, Florida 1 $ 315,000 $ 315,000 $ 0
Manatee, Florida 1 $ 375,000 $ 375,000 $ 0
Marion, Florida 1 $ 245,000 $ 245,000 $ 0
Monroe, Florida 1 $ 455,000 $ 455,000 $ 0
Santa Rosa, Florida 1 $ 225,000 $ 225,000 $ 0
Sarasota, Florida 1 $ 145,000 $ 145,000 $ 0
Seminole, Florida 1 $ 155,000 $ 155,000 $ 0
Volusia, Florida 1 $ 165,000 $ 165,000 $ 0
Camden, Georgia 1 $ 215,000 $ 215,000 $ 0
Clayton, Georgia 1 $ 105,000 $ 105,000 $ 0
Cobb, Georgia 1 $ 125,000 $ 125,000 $ 162,000
Douglas, Georgia 1 $ 705,000 $ 705,000 $ 353,000
Early, Georgia 1 $ 105,000 $ 105,000 $ 0
Gwinnett, Georgia 1 $ 375,000 $ 375,000 $ 368,000
Monroe, Georgia 1 $ 225,000 $ 225,000 $ 85,000
Oconee, Georgia 1 $ 145,000 $ 145,000 $ 682,000
Richmond, Georgia 1 $ 205,000 $ 205,000 $ 0
Hawaii, Hawaii 1 $ 485,000 $ 485,000 $ 138,000
Ada, Idaho 1 $ 855,000 $ 855,000 $ 521,000
DuPage, Illinois 1 $ 215,000 $ 215,000 $ 0
Kankakee, Illinois 1 $ 165,000 $ 165,000 $ 0
Lake, Illinois 1 $ 155,000 $ 155,000 $ 0
Madison, Illinois 1 $ 135,000 $ 135,000 $ 0
Menard, Illinois 1 $ 135,000 $ 135,000 $ 0
Will, Illinois 1 $ 245,000 $ 245,000 $ 308,000
Lake, Indiana 1 $ 595,000 $ 595,000 $ 455,000
Madison, Indiana 1 $ 105,000 $ 105,000 $ 0
Marion, Indiana 1 $ 115,000 $ 115,000 $ 0
Wells, Indiana 1 $ 245,000 $ 245,000 $ 65,000
Johnson, Iowa 1 $ 445,000 $ 445,000 $ 137,000
Mills, Iowa 1 $ 135,000 $ 135,000 $ 58,000
Cowley, Kansas 1 $ 285,000 $ 285,000 $ 87,000
Graves, Kentucky 1 $ 425,000 $ 425,000 $ 127,000
Jefferson, Kentucky 1 $ 95,000 $ 95,000 $ 0
Orleans, Louisiana 1 $ 105,000 $ 105,000 $ 0
St. Bernard, Louisiana 1 $ 155,000 $ 155,000 $ 0
St. Landry, Louisiana 1 $ 105,000 $ 105,000 $ 0
Caroline, Maryland 1 $ 235,000 $ 235,000 $ 73,000
Frederick, Maryland 1 $ 135,000 $ 135,000 $ 60,000
Montgomery, Maryland 1 $ 365,000 $ 365,000 $ 80,000
Hampden, Massachusetts 1 $ 195,000 $ 195,000 $ 0
Middlesex, Massachusetts 1 $ 345,000 $ 345,000 $ 109,000
Genesee, Michigan 1 $ 345,000 $ 345,000 $ 145,000
Jackson, Michigan 1 $ 105,000 $ 105,000 $ 0
Leelanau, Michigan 1 $ 495,000 $ 495,000 $ 145,000
Midland, Michigan 1 $ 135,000 $ 135,000 $ 33,000
Wexford, Michigan 1 $ 225,000 $ 225,000 $ 0
Wright, Minnesota 1 $ 405,000 $ 405,000 $ 202,000
DeSoto, Mississippi 1 $ 485,000 $ 485,000 $ 178,000
Forrest, Mississippi 1 $ 245,000 $ 245,000 $ 226,000
Itawamba, Mississippi 1 $ 145,000 $ 145,000 $ 0
St. Charles, Missouri 1 $ 195,000 $ 195,000 $ 0
Flathead, Montana 1 $ 345,000 $ 345,000 $ 102,000
Gallatin, Montana 1 $ 135,000 $ 135,000 $ 89,000
Missoula, Montana 1 $ 155,000 $ 155,000 $ 0
Lancaster, Nebraska 1 $ 235,000 $ 235,000 $ 0
Morrill, Nebraska 1 $ 145,000 $ 145,000 $ 71,000
Washoe, Nevada 1 $ 465,000 $ 465,000 $ 169,000
Cheshire, New Hampshire 1 $ 315,000 $ 315,000 $ 0
Merrimack, New Hampshire 1 $ 105,000 $ 105,000 $ 133,000
Camden, New Jersey 1 $ 115,000 $ 115,000 $ 0
Monmouth, New Jersey 1 $ 305,000 $ 305,000 $ 501,000
Eddy, New Mexico 1 $ 225,000 $ 225,000 $ 0
Erie, New York 1 $ 245,000 $ 245,000 $ 0
Essex, New York 1 $ 405,000 $ 405,000 $ 0
Nassau, New York 1 $ 635,000 $ 635,000 $ 0
Orange, New York 1 $ 305,000 $ 305,000 $ 0
Ulster, New York 1 $ 1,705,000 $ 1,705,000 $ 0
Chatham, North Carolina 1 $ 255,000 $ 255,000 $ 365,000
Cumberland, North Carolina 1 $ 145,000 $ 145,000 $ 490,000
Dare, North Carolina 1 $ 165,000 $ 165,000 $ 118,000
Wake, North Carolina 1 $ 105,000 $ 105,000 $ 295,000
Cass, North Dakota 1 $ 155,000 $ 155,000 $ 0
Hamilton, Ohio 1 $ 145,000 $ 145,000 $ 0
Jefferson, Ohio 1 $ 125,000 $ 125,000 $ 0
Lake, Ohio 1 $ 125,000 $ 125,000 $ 0
Ottawa, Ohio 1 $ 465,000 $ 465,000 $ 181,000
Shelby, Ohio 1 $ 175,000 $ 175,000 $ 153,000
Cleveland, Oklahoma 1 $ 105,000 $ 105,000 $ 156,000
Comanche, Oklahoma 1 $ 255,000 $ 255,000 $ 109,000
Kay, Oklahoma 1 $ 155,000 $ 155,000 $ 0
Lincoln, Oklahoma 1 $ 185,000 $ 185,000 $ 213,000
Logan, Oklahoma 1 $ 105,000 $ 105,000 $ 0
Pittsburg, Oklahoma 1 $ 125,000 $ 125,000 $ 0
Clackamas, Oregon 1 $ 95,000 $ 95,000 $ 74,000
Lincoln, Oregon 1 $ 525,000 $ 525,000 $ 0
Washington, Oregon 1 $ 1,265,000 $ 1,265,000 $ 394,000
Adams, Pennsylvania 1 $ 155,000 $ 155,000 $ 0
Allegheny, Pennsylvania 1 $ 105,000 $ 105,000 $ 0
Bucks, Pennsylvania 1 $ 545,000 $ 545,000 $ 168,000
Carbon, Pennsylvania 1 $ 375,000 $ 375,000 $ 0
Delaware, Pennsylvania 1 $ 115,000 $ 115,000 $ 229,000
Lackawanna, Pennsylvania 1 $ 155,000 $ 155,000 $ 0
Schuylkill, Pennsylvania 1 $ 135,000 $ 135,000 $ 106,000
Susquehanna, Pennsylvania 1 $ 315,000 $ 315,000 $ 0
Washington, Rhode Island 1 $ 1,495,000 $ 1,495,000 $ 0
Charleston, South Carolina 1 $ 205,000 $ 205,000 $ 81,000
Dorchester, South Carolina 1 $ 125,000 $ 125,000 $ 238,000
Greenville, South Carolina 1 $ 655,000 $ 655,000 $ 149,000
Kershaw, South Carolina 1 $ 315,000 $ 315,000 $ 53,000
Lancaster, South Carolina 1 $ 115,000 $ 115,000 $ 0
Lexington, South Carolina 1 $ 405,000 $ 405,000 $ 162,000
Oconee, South Carolina 1 $ 2,205,000 $ 2,205,000 $ 626,000
Richland, South Carolina 1 $ 365,000 $ 365,000 $ 155,000
Hardeman, Tennessee 1 $ 115,000 $ 115,000 $ 0
Loudon, Tennessee 1 $ 215,000 $ 215,000 $ 0
Rutherford, Tennessee 1 $ 215,000 $ 215,000 $ 68,000
Scott, Tennessee 1 $ 115,000 $ 115,000 $ 211,000
Sumner, Tennessee 1 $ 975,000 $ 975,000 $ 304,000
Angelina, Texas 1 $ 265,000 $ 265,000 $ 225,000
Collin, Texas 1 $ 425,000 $ 425,000 $ 105,000
Denton, Texas 1 $ 205,000 $ 205,000 $ 107,000
Gregg, Texas 1 $ 105,000 $ 105,000 $ 0
Henderson, Texas 1 $ 195,000 $ 195,000 $ 67,000
Kaufman, Texas 1 $ 215,000 $ 215,000 $ 87,000
Midland, Texas 1 $ 765,000 $ 765,000 $ 350,000
Nacogdoches, Texas 1 $ 445,000 $ 445,000 $ 179,000
Nueces, Texas 1 $ 1,265,000 $ 1,265,000 $ 0
Williamson, Texas 1 $ 105,000 $ 105,000 $ 0
Cache, Utah 1 $ 75,000 $ 75,000 $ 142,000
Grand, Utah 1 $ 535,000 $ 535,000 $ 97,000
Iron, Utah 1 $ 295,000 $ 295,000 $ 0
Washington, Utah 1 $ 715,000 $ 715,000 $ 495,000
Franklin, Vermont 1 $ 285,000 $ 285,000 $ 0
Rutland, Vermont 1 $ 235,000 $ 235,000 $ 0
Washington, Vermont 1 $ 115,000 $ 115,000 $ 0
Accomack, Virginia 1 $ 235,000 $ 235,000 $ 59,000
Carroll, Virginia 1 $ 235,000 $ 235,000 $ 60,000
Chesterfield, Virginia 1 $ 255,000 $ 255,000 $ 0
Fairfax, Virginia 1 $ 875,000 $ 875,000 $ 187,000
Hanover, Virginia 1 $ 265,000 $ 265,000 $ 638,000
James City, Virginia 1 $ 635,000 $ 635,000 $ 250,000
Loudoun, Virginia 1 $ 405,000 $ 405,000 $ 944,000
Newport News, Virginia 1 $ 135,000 $ 135,000 $ 0
Richmond, Virginia 1 $ 115,000 $ 115,000 $ 192,000
Salem, Virginia 1 $ 185,000 $ 185,000 $ 44,000
Virginia Beach, Virginia 1 $ 255,000 $ 255,000 $ 0
Franklin, Washington 1 $ 465,000 $ 465,000 $ 0
Garfield, Washington 1 $ 135,000 $ 135,000 $ 0
Grant, Washington 1 $ 455,000 $ 455,000 $ 194,000
Thurston, Washington 1 $ 525,000 $ 525,000 $ 0
Ohio, West Virginia 1 $ 365,000 $ 365,000 $ 175,000
Door, Wisconsin 1 $ 275,000 $ 275,000 $ 0
Green Lake, Wisconsin 1 $ 1,105,000 $ 1,105,000 $ 0
Outagamie, Wisconsin 1 $ 105,000 $ 105,000 $ 146,000
Shawano, Wisconsin 1 $ 105,000 $ 105,000 $ 0
Waukesha, Wisconsin 1 $ 725,000 $ 725,000 $ 428,000
Teton, Wyoming 1 $ 845,000 $ 845,000 $ 533,000

Mortgage Loan Application Detail Totals for Griffin Funding Inc. in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 200 $70,880,000 $354,000 $3,005,000 $306,000 $1,549,000
Home Purchase 137 $59,735,000 $436,000 $2,465,000 $227,000 $1,068,000
Cash-out Refinancing 107 $35,475,000 $331,000 $3,005,000 $273,000 $2,224,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 236 $89,970,000 $381,000 $3,005,000 $280,000 $2,224,000
Not Provided 125 $48,475,000 $387,000 $3,005,000 $260,000 $709,000
Hispanic 31 $8,015,000 $258,000 $1,195,000 $213,000 $1,055,000
Black or African American 28 $10,840,000 $387,000 $3,005,000 $340,000 $1,059,000
Asian 18 $6,620,000 $367,000 $1,225,000 $199,000 $364,000
American Indian or Alaskan Native 4 $1,140,000 $285,000 $525,000 $0 $0
Native Hawaiian or Other Pacific Islander 2 $1,030,000 $515,000 $545,000 $151,000 $164,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 375 $134,005,000 $357,000 $3,005,000 $317,000 $2,224,000
FHA-insured (Federal Housing Administration) 42 $15,360,000 $365,000 $975,000 $130,000 $353,000
VA-guaranteed (Veterans Administration) 27 $16,725,000 $619,000 $2,465,000 $183,000 $581,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 191 $75,925,000 $397,000 $3,005,000 $317,000 $2,224,000
Application Withdrawn By Applicant 158 $59,270,000 $375,000 $3,005,000 $247,000 $1,120,000
Application Denied By Financial Institution 48 $19,080,000 $397,000 $2,715,000 $220,000 $521,000
Application Approved But Not Accepted 23 $5,275,000 $229,000 $405,000 $226,000 $1,059,000
File Closed For Incompleteness 18 $3,320,000 $184,000 $775,000 $210,000 $600,000
Preapproval Approved but not Accepted 5 $2,245,000 $449,000 $675,000 $147,000 $222,000
Preapproval Denied by Financial Institution 1 $975,000 $975,000 $975,000 $304,000 $304,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 395 $146,035,000 $369,000 $3,005,000 $278,000 $2,224,000
Other 17 $6,635,000 $390,000 $2,505,000 $182,000 $490,000
Collateral 13 $5,075,000 $390,000 $1,705,000 $309,000 $521,000
Debt-To-Income Ratio 8 $4,750,000 $593,000 $2,715,000 $314,000 $484,000
Credit History 7 $1,925,000 $275,000 $485,000 $141,000 $211,000
Unverifiable Information 3 $1,525,000 $508,000 $975,000 $304,000 $304,000
Credit Application Incomplete 1 $145,000 $145,000 $145,000 $93,000 $93,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Griffin Funding Inc.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Griffin Funding Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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