Group One Mortgage, Inc. Mortgage Lending & HMDA Data, 2018
In 2018, Group One Mortgage, Inc. of Jupiter, FL reported 1,007 mortgage applications totaling $238.5 million, down 11% from 2017. The average application was for $236,827, and applicants reported an average income of $110,136. 71% of its applications resulted in an originated loan and 5% were denied. Its largest markets were West Palm Beach-Boca Raton-Delray Beach, FL (517), Port St. Lucie, FL (321) and Sebastian-Vero Beach, FL (68) (applications in parentheses).
| Mortgage Company & Address | Group One Mortgage, Inc. 900 East Indiantown Road, Suite 110 Jupiter, FL 33477 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 1,007 |
| Total Mortgage Loan Application Amount | $238,485,000 |
| Average Mortgage Loan Application Amount | $236,827 |
| Highest Mortgage Loan Application Amount | $1,485,000 |
| Average Applicant Income | $110,136 |
| Highest Applicant Income | $4,729,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Group One Mortgage, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Group One Mortgage, Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 862 | $204,570,000 | $237,000 | $1,485,000 | $112,000 | $4,729,000 |
| Cash-out Refinancing | 82 | $18,580,000 | $226,000 | $565,000 | $95,000 | $846,000 |
| Refinancing | 60 | $14,220,000 | $237,000 | $565,000 | $104,000 | $409,000 |
| Home Improvement | 3 | $1,115,000 | $371,000 | $485,000 | $111,000 | $143,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 762 | $188,780,000 | $247,000 | $1,485,000 | $118,000 | $4,729,000 |
| Hispanic | 142 | $28,390,000 | $199,000 | $685,000 | $78,000 | $215,000 |
| Black or African American | 57 | $11,095,000 | $194,000 | $415,000 | $69,000 | $200,000 |
| Not Provided | 23 | $4,875,000 | $211,000 | $585,000 | $144,000 | $1,269,000 |
| Asian | 21 | $4,985,000 | $237,000 | $455,000 | $114,000 | $298,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $360,000 | $180,000 | $235,000 | $99,000 | $129,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 711 | $169,125,000 | $237,000 | $1,485,000 | $124,000 | $4,729,000 |
| FHA-insured (Federal Housing Administration) | 226 | $51,290,000 | $226,000 | $395,000 | $74,000 | $299,000 |
| VA-guaranteed (Veterans Administration) | 62 | $16,640,000 | $268,000 | $685,000 | $88,000 | $342,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,430,000 | $178,000 | $235,000 | $61,000 | $78,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 714 | $164,270,000 | $230,000 | $685,000 | $102,000 | $1,269,000 |
| Application Withdrawn By Applicant | 207 | $54,785,000 | $264,000 | $1,225,000 | $144,000 | $4,729,000 |
| Application Denied By Financial Institution | 47 | $9,455,000 | $201,000 | $455,000 | $65,000 | $266,000 |
| Application Approved But Not Accepted | 24 | $4,690,000 | $195,000 | $345,000 | $99,000 | $268,000 |
| File Closed For Incompleteness | 14 | $4,900,000 | $350,000 | $1,485,000 | $205,000 | $846,000 |
| Preapproval Denied by Financial Institution | 1 | $385,000 | $385,000 | $385,000 | $121,000 | $121,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 959 | $228,645,000 | $238,000 | $1,485,000 | $112,000 | $4,729,000 |
| Other | 16 | $3,780,000 | $236,000 | $455,000 | $83,000 | $175,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,200,000 | $220,000 | $365,000 | $65,000 | $100,000 |
| Debt-To-Income Ratio | 7 | $1,465,000 | $209,000 | $285,000 | $41,000 | $95,000 |
| Collateral | 5 | $615,000 | $123,000 | $365,000 | $48,000 | $107,000 |
| Unverifiable Information | 4 | $860,000 | $215,000 | $345,000 | $103,000 | $266,000 |
| Credit History | 4 | $690,000 | $172,000 | $215,000 | $54,000 | $64,000 |
| Employment History | 2 | $230,000 | $115,000 | $175,000 | $34,000 | $47,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Group One Mortgage, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Group One Mortgage, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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