Gte Federal Credit Union Mortgage Lending & HMDA Data, 2025
In 2025, Gte Federal Credit Union of Tampa, FL reported 3,616 mortgage applications totaling $619.4 million, down 2% from 2024. The average application was for $171,305, and applicants reported an average income of $171,903. 58% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Tampa, FL (1,019), St. Petersburg-Clearwater-Largo, FL (304) and Los Angeles-Long Beach-Glendale, CA (128) (applications in parentheses).
| Mortgage Company & Address | Gte Federal Credit Union 711 E Henderson Avenue Tampa, FL 33602 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,616 |
| Total Mortgage Loan Application Amount | $619,440,000 |
| Average Mortgage Loan Application Amount | $171,305 |
| Highest Mortgage Loan Application Amount | $1,845,000 |
| Average Applicant Income | $171,903 |
| Highest Applicant Income | $2,411,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Gte Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tampa, FL | 1,019 | $ 193,225,000 | $ 189,622 | $ 124,000 |
| St. Petersburg-Clearwater-Largo, FL | 304 | $ 56,330,000 | $ 185,296 | $ 121,000 |
| Outside any metro area | 140 | $ 17,460,000 | $ 124,714 | $ 170,007 |
| Los Angeles-Long Beach-Glendale, CA | 128 | $ 24,270,000 | $ 189,609 | $ 259,000 |
| Lakeland-Winter Haven, FL | 104 | $ 15,660,000 | $ 150,576 | $ 95,000 |
| North Port-Sarasota-Bradenton, FL | 98 | $ 17,530,000 | $ 178,877 | $ 136,000 |
| Ocala, FL | 86 | $ 11,240,000 | $ 130,697 | $ 84,000 |
| Phoenix-Mesa-Scottsdale, AZ | 77 | $ 10,395,000 | $ 135,000 | $ 225,000 |
| Riverside-San Bernardino-Ontario, CA | 77 | $ 11,565,000 | $ 150,194 | $ 191,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 75 | $ 12,455,000 | $ 166,066 | $ 223,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 72 | $ 10,150,000 | $ 140,972 | $ 206,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 64 | $ 10,770,000 | $ 168,281 | $ 218,203 |
| San Diego-Carlsbad, CA | 61 | $ 9,555,000 | $ 156,639 | $ 211,000 |
| Baltimore-Columbia-Towson, MD | 58 | $ 8,390,000 | $ 144,655 | $ 205,000 |
| Miami-Miami Beach-Kendall, FL | 57 | $ 12,285,000 | $ 215,526 | $ 238,000 |
| Charlotte-Concord-Gastonia, NC-SC | 49 | $ 7,515,000 | $ 153,367 | $ 225,000 |
| Orlando-Kissimmee-Sanford, FL | 49 | $ 14,375,000 | $ 293,367 | $ 191,000 |
| Homosassa Springs, FL | 46 | $ 6,250,000 | $ 135,869 | $ 80,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 35 | $ 7,275,000 | $ 207,857 | $ 244,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 35 | $ 9,415,000 | $ 269,000 | $ 292,000 |
| Oakland-Hayward-Berkeley, CA | 34 | $ 5,220,000 | $ 153,529 | $ 211,000 |
| Santa Rosa, CA | 27 | $ 3,775,000 | $ 139,814 | $ 246,000 |
| Anaheim-Santa Ana-Irvine, CA | 26 | $ 5,070,000 | $ 195,000 | $ 269,000 |
| Atlanta-Sandy Springs-Roswell, GA | 26 | $ 4,560,000 | $ 175,384 | $ 248,000 |
| Seattle-Bellevue-Everett, WA | 26 | $ 5,070,000 | $ 195,000 | $ 289,000 |
| Boise City, ID | 25 | $ 3,985,000 | $ 159,400 | $ 214,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 25 | $ 3,955,000 | $ 158,200 | $ 216,000 |
| Knoxville, TN | 23 | $ 3,535,000 | $ 153,695 | $ 196,000 |
| Denver-Aurora-Lakewood, CO | 21 | $ 2,725,000 | $ 129,761 | $ 242,000 |
| Fresno, CA | 19 | $ 2,735,000 | $ 143,947 | $ 232,000 |
| Stockton-Lodi, CA | 18 | $ 2,060,000 | $ 114,444 | $ 164,000 |
| Everett, WA | 17 | $ 3,395,000 | $ 199,705 | $ 232,000 |
| Newark, NJ-PA | 16 | $ 3,050,000 | $ 190,625 | $ 345,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 16 | $ 2,470,000 | $ 154,375 | $ 279,000 |
| Washington-Baltimore-Arlington, DC | 16 | $ 1,830,000 | $ 114,375 | $ 189,000 |
| Arlington-Alexandria-Reston, VA-WV | 15 | $ 2,425,000 | $ 161,666 | $ 321,000 |
| Jacksonville, FL | 15 | $ 4,355,000 | $ 290,333 | $ 207,000 |
| Las Vegas-Henderson-Paradise, NV | 15 | $ 2,175,000 | $ 145,000 | $ 195,000 |
| New York-Jersey City-White Plains, NY-NJ | 14 | $ 2,070,000 | $ 147,857 | $ 241,000 |
| Gainesville, FL | 13 | $ 4,595,000 | $ 353,461 | $ 168,000 |
| Raleigh, NC | 13 | $ 2,175,000 | $ 167,307 | $ 231,000 |
| San Francisco-Redwood City-South San Francisco, CA | 13 | $ 2,625,000 | $ 201,923 | $ 419,000 |
| Tacoma-Lakewood, WA | 13 | $ 1,785,000 | $ 137,307 | $ 180,000 |
| Port St. Lucie, FL | 12 | $ 2,920,000 | $ 243,333 | $ 173,000 |
| Vallejo-Fairfield, CA | 12 | $ 1,390,000 | $ 115,833 | $ 184,000 |
| Charleston-North Charleston, SC | 11 | $ 2,005,000 | $ 182,272 | $ 196,000 |
| Marietta, GA | 11 | $ 1,745,000 | $ 158,636 | $ 164,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 11 | $ 2,245,000 | $ 204,090 | $ 377,000 |
| Washington, DC-MD | 11 | $ 1,425,000 | $ 129,545 | $ 148,000 |
| Wilmington, DE-MD-NJ | 11 | $ 1,305,000 | $ 118,636 | $ 152,090 |
| Cape Coral-Fort Myers, FL | 10 | $ 1,710,000 | $ 171,000 | $ 186,000 |
| Montgomery County-Bucks County-Chester County, PA | 10 | $ 1,550,000 | $ 155,000 | $ 240,000 |
| San Rafael, CA | 10 | $ 1,890,000 | $ 189,000 | $ 404,000 |
| Chattanooga, TN-GA | 9 | $ 1,155,000 | $ 128,333 | $ 178,222 |
| Deltona-Daytona Beach-Ormond Beach, FL | 9 | $ 1,565,000 | $ 173,888 | $ 116,000 |
| Eugene, OR | 9 | $ 1,435,000 | $ 159,444 | $ 161,000 |
| Reno, NV | 9 | $ 1,005,000 | $ 111,666 | $ 231,000 |
| Salinas, CA | 9 | $ 1,295,000 | $ 143,888 | $ 303,000 |
| Salt Lake City, UT | 9 | $ 1,375,000 | $ 152,777 | $ 234,000 |
| Bridgeport-Stamford-Norwalk, CT | 8 | $ 1,110,000 | $ 138,750 | $ 287,000 |
| Colorado Springs, CO | 8 | $ 1,210,000 | $ 151,250 | $ 155,000 |
| Naples-Immokalee-Marco Island, FL | 8 | $ 1,240,000 | $ 155,000 | $ 242,000 |
| Provo-Orem, UT | 8 | $ 1,160,000 | $ 145,000 | $ 181,000 |
| Spokane-Spokane Valley, WA | 8 | $ 730,000 | $ 91,250 | $ 107,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 8 | $ 900,000 | $ 112,500 | $ 154,000 |
| Bakersfield, CA | 7 | $ 705,000 | $ 100,714 | $ 139,000 |
| Coeur D'Alene, ID | 7 | $ 1,275,000 | $ 182,142 | $ 154,000 |
| Palm Bay-Melbourne-Titusville, FL | 7 | $ 815,000 | $ 116,428 | $ 231,000 |
| Prescott Valley-Prescott, AZ | 7 | $ 865,000 | $ 123,571 | $ 149,000 |
| Tallahassee, FL | 7 | $ 2,585,000 | $ 369,285 | $ 116,000 |
| Durham-Chapel Hill, NC | 6 | $ 730,000 | $ 121,666 | $ 186,000 |
| Lakewood-New Brunswick, NJ | 6 | $ 1,100,000 | $ 183,333 | $ 238,000 |
| Salem, OR | 6 | $ 1,010,000 | $ 168,333 | $ 271,000 |
| Santa Maria-Santa Barbara, CA | 6 | $ 910,000 | $ 151,666 | $ 161,000 |
| Tucson, AZ | 6 | $ 600,000 | $ 100,000 | $ 71,000 |
| Wenatchee, WA | 6 | $ 620,000 | $ 103,333 | $ 89,000 |
| Anchorage, AK | 5 | $ 735,000 | $ 147,000 | $ 153,000 |
| Cheyenne, WY | 5 | $ 505,000 | $ 101,000 | $ 146,000 |
| Clarksville, TN-KY | 5 | $ 675,000 | $ 135,000 | $ 74,000 |
| Dover, DE | 5 | $ 515,000 | $ 103,000 | $ 234,000 |
| Flagstaff, AZ | 5 | $ 785,000 | $ 157,000 | $ 221,000 |
| Greensboro-High Point, NC | 5 | $ 595,000 | $ 119,000 | $ 124,000 |
| Greenville-Anderson-Mauldin, SC | 5 | $ 685,000 | $ 137,000 | $ 362,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 5 | $ 665,000 | $ 133,000 | $ 317,000 |
| Lexington Park, MD | 5 | $ 525,000 | $ 105,000 | $ 111,000 |
| Napa, CA | 5 | $ 705,000 | $ 141,000 | $ 313,000 |
| Ogden-Clearfield, UT | 5 | $ 435,000 | $ 87,000 | $ 254,000 |
| Sebring, FL | 5 | $ 275,000 | $ 55,000 | $ 92,000 |
| Winston-Salem, NC | 5 | $ 765,000 | $ 153,000 | $ 199,000 |
| Bend-Redmond, OR | 4 | $ 400,000 | $ 100,000 | $ 272,000 |
| Bremerton-Silverdale, WA | 4 | $ 440,000 | $ 110,000 | $ 274,000 |
| Columbus, OH | 4 | $ 270,000 | $ 67,500 | $ 119,000 |
| Memphis, TN-MS-AR | 4 | $ 880,000 | $ 220,000 | $ 256,000 |
| Modesto, CA | 4 | $ 420,000 | $ 105,000 | $ 140,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 620,000 | $ 155,000 | $ 140,000 |
| Portland-South Portland, ME | 4 | $ 650,000 | $ 162,500 | $ 156,000 |
| Punta Gorda, FL | 4 | $ 1,280,000 | $ 320,000 | $ 181,000 |
| Redding, CA | 4 | $ 510,000 | $ 127,500 | $ 225,000 |
| Sebastian-Vero Beach, FL | 4 | $ 260,000 | $ 65,000 | $ 127,000 |
| Traverse City, MI | 4 | $ 490,000 | $ 122,500 | $ 91,000 |
| Asheville, NC | 3 | $ 475,000 | $ 158,333 | $ 249,000 |
| Birmingham-Hoover, AL | 3 | $ 385,000 | $ 128,333 | $ 149,000 |
| Chico, CA | 3 | $ 275,000 | $ 91,666 | $ 93,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 3 | $ 505,000 | $ 168,333 | $ 281,000 |
| Olympia-Tumwater, WA | 3 | $ 485,000 | $ 161,666 | $ 114,000 |
| Panama City, FL | 3 | $ 945,000 | $ 315,000 | $ 233,000 |
| Richmond, VA | 3 | $ 355,000 | $ 118,333 | $ 170,000 |
| Salisbury, MD-DE | 3 | $ 265,000 | $ 88,333 | $ 98,000 |
| Santa Cruz-Watsonville, CA | 3 | $ 1,185,000 | $ 395,000 | $ 292,000 |
| Santa Fe, NM | 3 | $ 395,000 | $ 131,666 | $ 166,000 |
| Warren-Troy-Farmington Hills, MI | 3 | $ 645,000 | $ 215,000 | $ 511,000 |
| Waterbury-Shelton, CT | 3 | $ 235,000 | $ 78,333 | $ 90,000 |
| Wilmington, NC | 3 | $ 495,000 | $ 165,000 | $ 212,000 |
| Yuba City, CA | 3 | $ 345,000 | $ 115,000 | $ 111,000 |
| Yuma, AZ | 3 | $ 315,000 | $ 105,000 | $ 270,000 |
| Albany, OR | 2 | $ 240,000 | $ 120,000 | $ 117,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 130,000 | $ 65,000 | $ 75,500 |
| Augusta-Richmond County, GA-SC | 2 | $ 140,000 | $ 70,000 | $ 107,000 |
| Bozeman, MT | 2 | $ 410,000 | $ 205,000 | $ 205,000 |
| Camden, NJ | 2 | $ 150,000 | $ 75,000 | $ 122,000 |
| Cincinnati, OH-KY-IN | 2 | $ 280,000 | $ 140,000 | $ 154,000 |
| Columbia, SC | 2 | $ 330,000 | $ 165,000 | $ 158,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 170,000 | $ 85,000 | $ 57,000 |
| Detroit-Dearborn-Livonia, MI | 2 | $ 230,000 | $ 115,000 | $ 239,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 350,000 | $ 175,000 | $ 147,000 |
| Hartford-West Hartford-East Hartford, CT | 2 | $ 350,000 | $ 175,000 | $ 266,000 |
| Helena, MT | 2 | $ 200,000 | $ 100,000 | $ 205,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 150,000 | $ 75,000 | $ 101,000 |
| Indianapolis-Carmel-Anderson, IN | 2 | $ 400,000 | $ 200,000 | $ 394,000 |
| Kansas City, MO-KS | 2 | $ 130,000 | $ 65,000 | $ 91,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 470,000 | $ 235,000 | $ 188,000 |
| Longview, WA | 2 | $ 230,000 | $ 115,000 | $ 223,000 |
| Medford, OR | 2 | $ 180,000 | $ 90,000 | $ 208,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2 | $ 180,000 | $ 90,000 | $ 124,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 260,000 | $ 130,000 | $ 153,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 2 | $ 200,000 | $ 100,000 | $ 141,000 |
| Oklahoma City, OK | 2 | $ 450,000 | $ 225,000 | $ 612,000 |
| Philadelphia, PA | 2 | $ 130,000 | $ 65,000 | $ 243,000 |
| Rockingham County-Strafford County, NH | 2 | $ 350,000 | $ 175,000 | $ 237,000 |
| Savannah, GA | 2 | $ 290,000 | $ 145,000 | $ 242,000 |
| Tulsa, OK | 2 | $ 130,000 | $ 65,000 | $ 61,000 |
| Wichita, KS | 2 | $ 360,000 | $ 180,000 | $ 146,000 |
| Albany, GA | 1 | $ 75,000 | $ 75,000 | $ 88,000 |
| Ann Arbor, MI | 1 | $ 65,000 | $ 65,000 | $ 137,000 |
| Athens-Clarke County, GA | 1 | $ 315,000 | $ 315,000 | $ 552,000 |
| Auburn-Opelika, AL | 1 | $ 115,000 | $ 115,000 | $ 160,000 |
| Bangor, ME | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Bellingham, WA | 1 | $ 205,000 | $ 205,000 | $ 315,000 |
| Boulder, CO | 1 | $ 395,000 | $ 395,000 | $ 215,000 |
| Brunswick, GA | 1 | $ 65,000 | $ 65,000 | $ 190,000 |
| Burlington-South Burlington, VT | 1 | $ 155,000 | $ 155,000 | $ 264,000 |
| Casper, WY | 1 | $ 375,000 | $ 375,000 | $ 600,000 |
| Cleveland, TN | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Corvallis, OR | 1 | $ 65,000 | $ 65,000 | $ 121,000 |
| Des Moines-West Des Moines, IA | 1 | $ 85,000 | $ 85,000 | $ 88,000 |
| Dothan, AL | 1 | $ 65,000 | $ 65,000 | $ 117,000 |
| Florence-Muscle Shoals, AL | 1 | $ 85,000 | $ 85,000 | $ 135,000 |
| Fort Collins, CO | 1 | $ 105,000 | $ 105,000 | $ 104,000 |
| Grand Junction, CO | 1 | $ 95,000 | $ 95,000 | $ 193,000 |
| Grants Pass, OR | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 105,000 | $ 105,000 | $ 177,000 |
| Harrisburg-Carlisle, PA | 1 | $ 175,000 | $ 175,000 | $ 135,000 |
| Huntsville, AL | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Jackson, TN | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| Johnson City, TN | 1 | $ 155,000 | $ 155,000 | $ 258,000 |
| Kennewick-Richland, WA | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Lake County-Porter County-Jasper County, IN | 1 | $ 105,000 | $ 105,000 | $ 177,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 155,000 | $ 155,000 | $ 115,000 |
| Lansing-East Lansing, MI | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Lawrence, KS | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| Lewiston-Auburn, ME | 1 | $ 75,000 | $ 75,000 | $ 96,000 |
| Logan, UT-ID | 1 | $ 65,000 | $ 65,000 | $ 84,000 |
| Merced, CA | 1 | $ 65,000 | $ 65,000 | $ 166,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Morristown, TN | 1 | $ 55,000 | $ 55,000 | $ 7,000 |
| New Haven-Milford, CT | 1 | $ 65,000 | $ 65,000 | $ 106,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 215,000 | $ 215,000 | $ 167,000 |
| Pittsburgh, PA | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Pocatello, ID | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 185,000 | $ 185,000 | $ 334,000 |
| Spartanburg, SC | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| St. George, UT | 1 | $ 115,000 | $ 115,000 | $ 103,000 |
| Terre Haute, IN | 1 | $ 195,000 | $ 195,000 | $ 304,000 |
| Trenton, NJ | 1 | $ 115,000 | $ 115,000 | $ 526,000 |
| Visalia-Porterville, CA | 1 | $ 155,000 | $ 155,000 | $ 168,000 |
| Walla Walla, WA | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Wildwood-The Villages, FL | 1 | $ 425,000 | $ 425,000 | $ 291,000 |
| Winchester, VA-WV | 1 | $ 75,000 | $ 75,000 | $ 332,000 |
Mortgage Loan Application Detail Totals for Gte Federal Credit Union in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 1,715 | $198,205,000 | $115,000 | $505,000 | $160,000 | $2,411,000 |
| Home Purchase | 777 | $221,365,000 | $284,000 | $1,845,000 | $250,000 | $1,677,000 |
| Refinancing | 580 | $125,450,000 | $216,000 | $1,675,000 | $150,000 | $1,229,000 |
| Home Improvement | 352 | $32,720,000 | $92,000 | $305,000 | $129,000 | $948,000 |
| Cash-out Refinancing | 192 | $41,700,000 | $217,000 | $1,185,000 | $107,000 | $774,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,191 | $381,665,000 | $174,000 | $1,845,000 | $178,000 | $2,411,000 |
| Hispanic | 627 | $99,135,000 | $158,000 | $1,135,000 | $137,000 | $866,000 |
| Not Provided | 347 | $65,055,000 | $187,000 | $1,675,000 | $213,000 | $1,404,000 |
| Black or African American | 309 | $47,545,000 | $153,000 | $1,185,000 | $131,000 | $1,065,000 |
| Asian | 119 | $22,305,000 | $187,000 | $725,000 | $220,000 | $744,000 |
| American Indian or Alaskan Native | 17 | $2,695,000 | $158,000 | $505,000 | $178,000 | $540,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,040,000 | $173,000 | $415,000 | $147,000 | $239,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,528 | $595,950,000 | $168,000 | $1,845,000 | $174,000 | $2,411,000 |
| FHA-insured (Federal Housing Administration) | 82 | $21,610,000 | $263,000 | $645,000 | $83,000 | $283,000 |
| VA-guaranteed (Veterans Administration) | 6 | $1,880,000 | $313,000 | $465,000 | $94,000 | $166,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,102 | $373,050,000 | $177,000 | $1,565,000 | $198,000 | $2,411,000 |
| Application Denied By Financial Institution | 824 | $116,290,000 | $141,000 | $1,295,000 | $119,000 | $1,392,000 |
| Application Withdrawn By Applicant | 458 | $93,740,000 | $204,000 | $1,845,000 | $159,000 | $930,000 |
| File Closed For Incompleteness | 178 | $28,760,000 | $161,000 | $1,135,000 | $145,000 | $1,095,000 |
| Application Approved But Not Accepted | 54 | $7,600,000 | $140,000 | $435,000 | $168,000 | $442,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,792 | $503,150,000 | $180,000 | $1,845,000 | $187,000 | $2,411,000 |
| Debt-To-Income Ratio | 458 | $66,780,000 | $145,000 | $1,295,000 | $103,000 | $508,000 |
| Credit History | 193 | $23,345,000 | $120,000 | $995,000 | $142,000 | $1,392,000 |
| Collateral | 117 | $14,715,000 | $125,000 | $545,000 | $137,000 | $565,000 |
| Other | 26 | $4,590,000 | $176,000 | $505,000 | $129,000 | $382,000 |
| Unverifiable Information | 15 | $3,415,000 | $227,000 | $1,155,000 | $155,000 | $340,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $2,045,000 | $227,000 | $425,000 | $98,000 | $144,000 |
| Credit Application Incomplete | 3 | $955,000 | $318,000 | $525,000 | $99,000 | $150,000 |
| Employment History | 3 | $445,000 | $148,000 | $255,000 | $88,000 | $265,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gte Federal Credit Union's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gte Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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