Guaranteed Rate Affinity, LLC Mortgage Lending & HMDA Data, 2025
In 2025, Guaranteed Rate Affinity, LLC of Chicago, IL reported 25,020 mortgage applications totaling $11.1 billion, up 15% from 2024. The average application was for $442,589, and applicants reported an average income of $194,698. 64% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Chicago-Naperville, IL (1,355), St. Louis, MO-IL (1,116) and New York-Jersey City-White Plains, NY-NJ (930) (applications in parentheses).
| Mortgage Company & Address | Guaranteed Rate Affinity, LLC 1800 West Larchmont Ave Chicago, IL 60613 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 25,020 |
| Total Mortgage Loan Application Amount | $11,073,590,000 |
| Average Mortgage Loan Application Amount | $442,589 |
| Highest Mortgage Loan Application Amount | $21,955,000 |
| Average Applicant Income | $194,698 |
| Highest Applicant Income | $7,879,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranteed Rate Affinity, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 1,355 | $ 472,905,000 | $ 349,007 | $ 163,000 |
| Outside any metro area | 1,346 | $ 574,550,000 | $ 426,857 | $ 186,166 |
| St. Louis, MO-IL | 1,116 | $ 309,930,000 | $ 277,715 | $ 126,430 |
| New York-Jersey City-White Plains, NY-NJ | 930 | $ 702,110,000 | $ 754,956 | $ 348,761 |
| Pittsburgh, PA | 879 | $ 226,415,000 | $ 257,582 | $ 126,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 830 | $ 281,610,000 | $ 339,289 | $ 149,920 |
| Cincinnati, OH-KY-IN | 724 | $ 235,170,000 | $ 324,820 | $ 143,448 |
| Atlanta-Sandy Springs-Roswell, GA | 697 | $ 216,595,000 | $ 310,753 | $ 135,000 |
| Houston-The Woodlands-Sugar Land, TX | 662 | $ 277,580,000 | $ 419,305 | $ 223,000 |
| Newark, NJ-PA | 640 | $ 391,260,000 | $ 611,343 | $ 262,000 |
| Denver-Aurora-Lakewood, CO | 524 | $ 276,310,000 | $ 527,309 | $ 208,000 |
| Lakewood-New Brunswick, NJ | 514 | $ 248,560,000 | $ 483,579 | $ 214,000 |
| Baltimore-Columbia-Towson, MD | 462 | $ 195,660,000 | $ 423,506 | $ 168,000 |
| Boston, MA | 458 | $ 291,420,000 | $ 636,288 | $ 262,000 |
| Phoenix-Mesa-Scottsdale, AZ | 426 | $ 165,100,000 | $ 387,558 | $ 196,000 |
| Arlington-Alexandria-Reston, VA-WV | 425 | $ 256,755,000 | $ 604,129 | $ 219,334 |
| Cambridge-Newton-Framingham, MA | 420 | $ 257,060,000 | $ 612,047 | $ 250,000 |
| Los Angeles-Long Beach-Glendale, CA | 401 | $ 346,915,000 | $ 865,124 | $ 328,000 |
| Columbia, SC | 390 | $ 102,750,000 | $ 263,461 | $ 114,000 |
| Orlando-Kissimmee-Sanford, FL | 326 | $ 125,190,000 | $ 384,018 | $ 195,000 |
| North Port-Sarasota-Bradenton, FL | 319 | $ 144,375,000 | $ 452,586 | $ 261,000 |
| Columbus, OH | 318 | $ 89,840,000 | $ 282,515 | $ 134,000 |
| Charlotte-Concord-Gastonia, NC-SC | 300 | $ 110,230,000 | $ 367,433 | $ 154,823 |
| Tucson, AZ | 288 | $ 93,280,000 | $ 323,888 | $ 129,000 |
| Bridgeport-Stamford-Norwalk, CT | 278 | $ 167,540,000 | $ 602,661 | $ 283,000 |
| Tampa, FL | 278 | $ 102,000,000 | $ 366,906 | $ 187,000 |
| San Diego-Carlsbad, CA | 276 | $ 217,820,000 | $ 789,202 | $ 273,000 |
| Montgomery County-Bucks County-Chester County, PA | 271 | $ 110,835,000 | $ 408,985 | $ 187,000 |
| Dallas-Plano-Irving, TX | 268 | $ 124,520,000 | $ 464,626 | $ 219,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 255 | $ 239,265,000 | $ 938,294 | $ 346,000 |
| Marietta, GA | 246 | $ 82,500,000 | $ 335,365 | $ 153,000 |
| Providence-Warwick, RI-MA | 238 | $ 88,990,000 | $ 373,907 | $ 145,705 |
| New Haven-Milford, CT | 234 | $ 84,990,000 | $ 363,205 | $ 169,000 |
| Oakland-Hayward-Berkeley, CA | 231 | $ 195,295,000 | $ 845,432 | $ 326,000 |
| Hartford-West Hartford-East Hartford, CT | 221 | $ 77,265,000 | $ 349,615 | $ 170,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 220 | $ 101,180,000 | $ 459,909 | $ 240,000 |
| Milwaukee-Waukesha-West Allis, WI | 220 | $ 71,920,000 | $ 326,909 | $ 160,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 218 | $ 92,450,000 | $ 424,082 | $ 189,000 |
| Anaheim-Santa Ana-Irvine, CA | 200 | $ 168,790,000 | $ 843,950 | $ 305,000 |
| Miami-Miami Beach-Kendall, FL | 187 | $ 100,455,000 | $ 537,192 | $ 308,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 187 | $ 83,545,000 | $ 446,764 | $ 210,000 |
| Pensacola-Ferry Pass-Brent, FL | 178 | $ 48,240,000 | $ 271,011 | $ 121,000 |
| Philadelphia, PA | 175 | $ 56,065,000 | $ 320,371 | $ 162,000 |
| St. Petersburg-Clearwater-Largo, FL | 169 | $ 55,135,000 | $ 326,242 | $ 159,000 |
| San Francisco-Redwood City-South San Francisco, CA | 159 | $ 157,815,000 | $ 992,547 | $ 324,000 |
| Camden, NJ | 152 | $ 50,140,000 | $ 329,868 | $ 171,000 |
| Riverside-San Bernardino-Ontario, CA | 152 | $ 74,300,000 | $ 488,815 | $ 256,000 |
| Worcester, MA-CT | 148 | $ 63,760,000 | $ 430,810 | $ 165,000 |
| Lake County-Kenosha County, IL-WI | 146 | $ 59,030,000 | $ 404,315 | $ 189,000 |
| Fort Worth-Arlington, TX | 139 | $ 56,195,000 | $ 404,280 | $ 197,000 |
| Harrisburg-Carlisle, PA | 133 | $ 36,955,000 | $ 277,857 | $ 133,000 |
| Santa Rosa, CA | 130 | $ 67,830,000 | $ 521,769 | $ 197,000 |
| Washington, DC-MD | 122 | $ 58,700,000 | $ 481,147 | $ 169,704 |
| Colorado Springs, CO | 115 | $ 50,495,000 | $ 439,086 | $ 156,000 |
| Salt Lake City, UT | 113 | $ 51,705,000 | $ 457,566 | $ 155,000 |
| Charleston-North Charleston, SC | 108 | $ 55,400,000 | $ 512,962 | $ 207,000 |
| Elgin, IL | 106 | $ 32,670,000 | $ 308,207 | $ 146,000 |
| Ogden-Clearfield, UT | 103 | $ 39,775,000 | $ 386,165 | $ 137,000 |
| Port St. Lucie, FL | 100 | $ 29,170,000 | $ 291,700 | $ 142,000 |
| Austin-Round Rock, TX | 88 | $ 42,170,000 | $ 479,204 | $ 202,000 |
| Provo-Orem, UT | 81 | $ 33,795,000 | $ 417,222 | $ 158,000 |
| Rochester, MN | 81 | $ 22,015,000 | $ 271,790 | $ 119,000 |
| Waterbury-Shelton, CT | 78 | $ 28,520,000 | $ 365,641 | $ 141,000 |
| York-Hanover, PA | 78 | $ 20,860,000 | $ 267,435 | $ 110,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 73 | $ 21,005,000 | $ 287,739 | $ 118,493 |
| Panama City, FL | 73 | $ 23,265,000 | $ 318,698 | $ 126,000 |
| Trenton, NJ | 72 | $ 29,390,000 | $ 408,194 | $ 198,000 |
| Lake County-Porter County-Jasper County, IN | 69 | $ 11,325,000 | $ 164,130 | $ 82,000 |
| Reading, PA | 69 | $ 16,705,000 | $ 242,101 | $ 100,000 |
| San Rafael, CA | 68 | $ 59,930,000 | $ 881,323 | $ 322,000 |
| Seattle-Bellevue-Everett, WA | 67 | $ 45,005,000 | $ 671,716 | $ 266,000 |
| Fort Collins, CO | 66 | $ 34,300,000 | $ 519,696 | $ 214,000 |
| Cape Coral-Fort Myers, FL | 61 | $ 19,645,000 | $ 322,049 | $ 177,000 |
| Lakeland-Winter Haven, FL | 61 | $ 13,345,000 | $ 218,770 | $ 101,000 |
| Washington-Baltimore-Arlington, DC | 61 | $ 33,945,000 | $ 556,475 | $ 229,000 |
| Killeen-Temple, TX | 60 | $ 16,200,000 | $ 270,000 | $ 127,000 |
| Palm Bay-Melbourne-Titusville, FL | 59 | $ 19,575,000 | $ 331,779 | $ 130,000 |
| Lancaster, PA | 56 | $ 17,100,000 | $ 305,357 | $ 127,000 |
| Crestview-Fort Walton Beach-Destin, FL | 55 | $ 25,065,000 | $ 455,727 | $ 164,000 |
| Naples-Immokalee-Marco Island, FL | 55 | $ 41,105,000 | $ 747,363 | $ 494,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 54 | $ 17,130,000 | $ 317,222 | $ 236,000 |
| Bellingham, WA | 53 | $ 25,385,000 | $ 478,962 | $ 192,000 |
| Springfield, MA | 46 | $ 12,320,000 | $ 267,826 | $ 137,000 |
| Manchester-Nashua, NH | 45 | $ 19,905,000 | $ 442,333 | $ 160,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 43 | $ 19,185,000 | $ 446,162 | $ 229,255 |
| Nassau County-Suffolk County, NY | 42 | $ 47,040,000 | $ 1,120,000 | $ 446,000 |
| Santa Cruz-Watsonville, CA | 42 | $ 32,910,000 | $ 783,571 | $ 259,000 |
| Greeley, CO | 41 | $ 17,295,000 | $ 421,829 | $ 149,000 |
| Jacksonville, FL | 41 | $ 17,415,000 | $ 424,756 | $ 194,000 |
| Wilmington, DE-MD-NJ | 41 | $ 12,865,000 | $ 313,780 | $ 129,439 |
| Oxnard-Thousand Oaks-Ventura, CA | 40 | $ 27,470,000 | $ 686,750 | $ 251,000 |
| Midland, TX | 38 | $ 16,050,000 | $ 422,368 | $ 261,000 |
| Prescott Valley-Prescott, AZ | 36 | $ 16,030,000 | $ 445,277 | $ 183,000 |
| Salinas, CA | 36 | $ 21,230,000 | $ 589,722 | $ 302,000 |
| Warren-Troy-Farmington Hills, MI | 36 | $ 14,060,000 | $ 390,555 | $ 172,000 |
| Augusta-Richmond County, GA-SC | 35 | $ 9,415,000 | $ 269,000 | $ 87,714 |
| Chambersburg-Waynesboro, PA | 33 | $ 8,605,000 | $ 260,757 | $ 120,000 |
| Dayton-Springfield-Kettering, OH | 33 | $ 9,555,000 | $ 289,545 | $ 143,000 |
| Salisbury, MD-DE | 31 | $ 8,425,000 | $ 271,774 | $ 127,000 |
| Gainesville, GA | 30 | $ 9,680,000 | $ 322,666 | $ 141,000 |
| Kankakee, IL | 30 | $ 4,390,000 | $ 146,333 | $ 85,000 |
| Atlantic City-Hammonton, NJ | 28 | $ 13,930,000 | $ 497,500 | $ 276,000 |
| Lebanon, PA | 27 | $ 6,505,000 | $ 240,925 | $ 118,000 |
| Portland-South Portland, ME | 27 | $ 11,645,000 | $ 431,296 | $ 142,000 |
| Stockton-Lodi, CA | 27 | $ 13,345,000 | $ 494,259 | $ 270,000 |
| Rockingham County-Strafford County, NH | 26 | $ 14,440,000 | $ 555,384 | $ 233,000 |
| Boulder, CO | 25 | $ 13,865,000 | $ 554,600 | $ 263,000 |
| Vallejo-Fairfield, CA | 24 | $ 10,880,000 | $ 453,333 | $ 151,000 |
| Wilmington, NC | 24 | $ 11,060,000 | $ 460,833 | $ 305,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 23 | $ 12,635,000 | $ 549,347 | $ 273,000 |
| Lexington Park, MD | 23 | $ 10,055,000 | $ 437,173 | $ 142,000 |
| Abilene, TX | 21 | $ 5,195,000 | $ 247,380 | $ 119,000 |
| Barnstable Town, MA | 21 | $ 11,455,000 | $ 545,476 | $ 271,000 |
| Albany-Schenectady-Troy, NY | 20 | $ 8,760,000 | $ 438,000 | $ 209,000 |
| Detroit-Dearborn-Livonia, MI | 20 | $ 4,350,000 | $ 217,500 | $ 118,000 |
| Lake Havasu City-Kingman, AZ | 20 | $ 4,510,000 | $ 225,500 | $ 89,000 |
| Beaumont-Port Arthur, TX | 19 | $ 6,325,000 | $ 332,894 | $ 192,000 |
| St. Cloud, MN | 18 | $ 4,390,000 | $ 243,888 | $ 112,000 |
| Baton Rouge, LA | 17 | $ 6,555,000 | $ 385,588 | $ 246,000 |
| Hickory-Lenoir-Morganton, NC | 17 | $ 5,745,000 | $ 337,941 | $ 129,000 |
| Las Vegas-Henderson-Paradise, NV | 17 | $ 8,365,000 | $ 492,058 | $ 204,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 17 | $ 7,195,000 | $ 423,235 | $ 210,000 |
| Oklahoma City, OK | 17 | $ 5,915,000 | $ 347,941 | $ 172,000 |
| Hagerstown-Martinsburg, MD-WV | 16 | $ 4,960,000 | $ 310,000 | $ 117,187 |
| Indianapolis-Carmel-Anderson, IN | 16 | $ 6,140,000 | $ 383,750 | $ 221,000 |
| Niles-Benton Harbor, MI | 16 | $ 7,210,000 | $ 450,625 | $ 422,000 |
| Tacoma-Lakewood, WA | 16 | $ 9,460,000 | $ 591,250 | $ 173,000 |
| San Antonio-New Braunfels, TX | 15 | $ 6,815,000 | $ 454,333 | $ 214,000 |
| Grand Rapids-Wyoming, MI | 14 | $ 5,290,000 | $ 377,857 | $ 167,000 |
| Kansas City, MO-KS | 14 | $ 5,310,000 | $ 379,285 | $ 152,500 |
| Lansing-East Lansing, MI | 14 | $ 3,680,000 | $ 262,857 | $ 89,000 |
| Louisville/Jefferson County, KY-IN | 14 | $ 4,650,000 | $ 332,142 | $ 119,285 |
| Norwich-New London, CT | 14 | $ 5,640,000 | $ 402,857 | $ 172,000 |
| Racine, WI | 14 | $ 3,520,000 | $ 251,428 | $ 103,000 |
| Winston-Salem, NC | 14 | $ 4,890,000 | $ 349,285 | $ 185,000 |
| Amherst Town-Northampton, MA | 13 | $ 4,195,000 | $ 322,692 | $ 141,000 |
| Huntsville, AL | 13 | $ 4,275,000 | $ 328,846 | $ 170,000 |
| Kenosha, WI | 13 | $ 4,145,000 | $ 318,846 | $ 290,000 |
| Michigan City-La Porte, IN | 13 | $ 4,805,000 | $ 369,615 | $ 194,000 |
| Ocala, FL | 13 | $ 3,565,000 | $ 274,230 | $ 132,000 |
| Raleigh, NC | 13 | $ 6,205,000 | $ 477,307 | $ 186,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 13 | $ 6,005,000 | $ 461,923 | $ 180,692 |
| Winchester, VA-WV | 13 | $ 4,955,000 | $ 381,153 | $ 156,923 |
| Cleveland, OH | 12 | $ 2,650,000 | $ 220,833 | $ 173,000 |
| Daphne-Fairhope-Foley, AL | 12 | $ 3,360,000 | $ 280,000 | $ 168,000 |
| Gainesville, FL | 12 | $ 2,780,000 | $ 231,666 | $ 195,000 |
| Greenville-Anderson-Mauldin, SC | 12 | $ 5,790,000 | $ 482,500 | $ 170,000 |
| Homosassa Springs, FL | 12 | $ 2,550,000 | $ 212,500 | $ 121,000 |
| Madison, WI | 12 | $ 4,620,000 | $ 385,000 | $ 198,000 |
| Punta Gorda, FL | 12 | $ 2,900,000 | $ 241,666 | $ 141,000 |
| Urban Honolulu, HI | 12 | $ 9,180,000 | $ 765,000 | $ 139,000 |
| Asheville, NC | 11 | $ 4,095,000 | $ 372,272 | $ 200,000 |
| Cedar Rapids, IA | 11 | $ 3,735,000 | $ 339,545 | $ 218,000 |
| Eugene, OR | 11 | $ 5,905,000 | $ 536,818 | $ 306,000 |
| Everett, WA | 11 | $ 6,315,000 | $ 574,090 | $ 192,000 |
| Greensboro-High Point, NC | 11 | $ 4,295,000 | $ 390,454 | $ 169,000 |
| Rockford, IL | 11 | $ 3,185,000 | $ 289,545 | $ 108,000 |
| Savannah, GA | 11 | $ 3,725,000 | $ 338,636 | $ 169,000 |
| Flint, MI | 10 | $ 2,520,000 | $ 252,000 | $ 113,000 |
| Fresno, CA | 10 | $ 2,710,000 | $ 271,000 | $ 157,000 |
| Knoxville, TN | 10 | $ 3,860,000 | $ 386,000 | $ 286,000 |
| Lexington-Fayette, KY | 10 | $ 3,100,000 | $ 310,000 | $ 184,000 |
| Memphis, TN-MS-AR | 10 | $ 4,850,000 | $ 485,000 | $ 151,400 |
| Merced, CA | 10 | $ 2,740,000 | $ 274,000 | $ 118,000 |
| Rome, GA | 10 | $ 1,880,000 | $ 188,000 | $ 70,000 |
| Corpus Christi, TX | 9 | $ 3,415,000 | $ 379,444 | $ 201,000 |
| Fort Wayne, IN | 9 | $ 2,885,000 | $ 320,555 | $ 99,000 |
| Santa Maria-Santa Barbara, CA | 9 | $ 9,525,000 | $ 1,058,333 | $ 318,000 |
| Bremerton-Silverdale, WA | 8 | $ 4,390,000 | $ 548,750 | $ 175,000 |
| Columbus, GA-AL | 8 | $ 2,870,000 | $ 358,750 | $ 182,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 8 | $ 3,810,000 | $ 476,250 | $ 175,000 |
| Gettysburg, PA | 8 | $ 2,110,000 | $ 263,750 | $ 143,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 8 | $ 2,070,000 | $ 258,750 | $ 172,000 |
| Napa, CA | 8 | $ 9,270,000 | $ 1,158,750 | $ 348,000 |
| Richmond, VA | 8 | $ 3,720,000 | $ 465,000 | $ 162,000 |
| Sebastian-Vero Beach, FL | 8 | $ 1,960,000 | $ 245,000 | $ 71,000 |
| South Bend-Mishawaka, IN-MI | 8 | $ 2,030,000 | $ 253,750 | $ 100,000 |
| Duluth, MN-WI | 7 | $ 2,415,000 | $ 345,000 | $ 122,285 |
| Hilton Head Island-Bluffton-Beaufort, SC | 7 | $ 1,995,000 | $ 285,000 | $ 158,000 |
| Mount Vernon-Anacortes, WA | 7 | $ 3,605,000 | $ 515,000 | $ 158,000 |
| Wildwood-The Villages, FL | 7 | $ 2,215,000 | $ 316,428 | $ 144,000 |
| Yuba City, CA | 7 | $ 1,875,000 | $ 267,857 | $ 166,000 |
| El Paso, TX | 6 | $ 1,490,000 | $ 248,333 | $ 126,000 |
| Erie, PA | 6 | $ 1,580,000 | $ 263,333 | $ 125,000 |
| Macon-Bibb County, GA | 6 | $ 720,000 | $ 120,000 | $ 54,000 |
| Mankato-North Mankato, MN | 6 | $ 1,070,000 | $ 178,333 | $ 83,000 |
| Sheboygan, WI | 6 | $ 1,030,000 | $ 171,666 | $ 72,000 |
| Springfield, MO | 6 | $ 1,580,000 | $ 263,333 | $ 167,000 |
| Springfield, OH | 6 | $ 1,270,000 | $ 211,666 | $ 82,000 |
| Ann Arbor, MI | 5 | $ 1,685,000 | $ 337,000 | $ 240,000 |
| Athens-Clarke County, GA | 5 | $ 2,065,000 | $ 413,000 | $ 283,000 |
| Bakersfield, CA | 5 | $ 1,595,000 | $ 319,000 | $ 107,000 |
| Columbia, MO | 5 | $ 1,435,000 | $ 287,000 | $ 134,000 |
| Dover, DE | 5 | $ 1,625,000 | $ 325,000 | $ 111,000 |
| Jackson, MI | 5 | $ 1,225,000 | $ 245,000 | $ 89,000 |
| Jackson, MS | 5 | $ 2,355,000 | $ 471,000 | $ 188,000 |
| Jacksonville, NC | 5 | $ 1,845,000 | $ 369,000 | $ 138,000 |
| Logan, UT-ID | 5 | $ 1,305,000 | $ 261,000 | $ 146,000 |
| Mansfield, OH | 5 | $ 975,000 | $ 195,000 | $ 107,000 |
| Olympia-Tumwater, WA | 5 | $ 2,625,000 | $ 525,000 | $ 146,000 |
| Peoria, IL | 5 | $ 1,245,000 | $ 249,000 | $ 110,000 |
| Rochester, NY | 5 | $ 2,055,000 | $ 411,000 | $ 200,000 |
| St. George, UT | 5 | $ 2,075,000 | $ 415,000 | $ 216,000 |
| Syracuse, NY | 5 | $ 2,185,000 | $ 437,000 | $ 295,000 |
| Waco, TX | 5 | $ 1,905,000 | $ 381,000 | $ 185,000 |
| Warner Robins, GA | 5 | $ 1,445,000 | $ 289,000 | $ 134,000 |
| Akron, OH | 4 | $ 1,000,000 | $ 250,000 | $ 119,000 |
| Amarillo, TX | 4 | $ 1,380,000 | $ 345,000 | $ 123,000 |
| Billings, MT | 4 | $ 1,900,000 | $ 475,000 | $ 256,000 |
| Boise City, ID | 4 | $ 2,630,000 | $ 657,500 | $ 241,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 4 | $ 1,250,000 | $ 312,500 | $ 190,000 |
| Chattanooga, TN-GA | 4 | $ 1,450,000 | $ 362,500 | $ 150,000 |
| Flagstaff, AZ | 4 | $ 1,580,000 | $ 395,000 | $ 183,000 |
| Gulfport-Biloxi-Pascagoula, MS | 4 | $ 1,380,000 | $ 345,000 | $ 195,000 |
| Janesville-Beloit, WI | 4 | $ 600,000 | $ 150,000 | $ 73,000 |
| Lynchburg, VA | 4 | $ 960,000 | $ 240,000 | $ 117,000 |
| Montgomery, AL | 4 | $ 970,000 | $ 242,500 | $ 101,000 |
| Morgantown, WV | 4 | $ 1,160,000 | $ 290,000 | $ 133,000 |
| Omaha-Council Bluffs, NE-IA | 4 | $ 1,020,000 | $ 255,000 | $ 149,000 |
| Pueblo, CO | 4 | $ 1,160,000 | $ 290,000 | $ 171,000 |
| Reno, NV | 4 | $ 1,850,000 | $ 462,500 | $ 261,000 |
| Spokane-Spokane Valley, WA | 4 | $ 1,980,000 | $ 495,000 | $ 238,000 |
| State College, PA | 4 | $ 1,170,000 | $ 292,500 | $ 212,000 |
| Tallahassee, FL | 4 | $ 920,000 | $ 230,000 | $ 135,000 |
| Wichita, KS | 4 | $ 1,600,000 | $ 400,000 | $ 214,000 |
| Albany, GA | 3 | $ 1,235,000 | $ 411,666 | $ 159,000 |
| Birmingham-Hoover, AL | 3 | $ 785,000 | $ 261,666 | $ 154,000 |
| Bowling Green, KY | 3 | $ 1,175,000 | $ 391,666 | $ 178,000 |
| Brownsville-Harlingen, TX | 3 | $ 935,000 | $ 311,666 | $ 330,000 |
| Durham-Chapel Hill, NC | 3 | $ 875,000 | $ 291,666 | $ 204,000 |
| Iowa City, IA | 3 | $ 1,195,000 | $ 398,333 | $ 360,000 |
| Kennewick-Richland, WA | 3 | $ 1,125,000 | $ 375,000 | $ 122,000 |
| Kingston, NY | 3 | $ 1,635,000 | $ 545,000 | $ 483,000 |
| Little Rock-North Little Rock-Conway, AR | 3 | $ 975,000 | $ 325,000 | $ 139,000 |
| Mobile, AL | 3 | $ 455,000 | $ 151,666 | $ 95,000 |
| New Orleans-Metairie, LA | 3 | $ 1,095,000 | $ 365,000 | $ 189,000 |
| Oshkosh-Neenah, WI | 3 | $ 685,000 | $ 228,333 | $ 279,000 |
| Pinehurst-Southern Pines, NC | 3 | $ 1,415,000 | $ 471,666 | $ 153,000 |
| Pittsfield, MA | 3 | $ 845,000 | $ 281,666 | $ 173,000 |
| San Angelo, TX | 3 | $ 1,365,000 | $ 455,000 | $ 139,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 3 | $ 615,000 | $ 205,000 | $ 116,000 |
| Sebring, FL | 3 | $ 515,000 | $ 171,666 | $ 97,000 |
| Sierra Vista-Douglas, AZ | 3 | $ 795,000 | $ 265,000 | $ 107,000 |
| Spartanburg, SC | 3 | $ 905,000 | $ 301,666 | $ 125,000 |
| Sumter, SC | 3 | $ 795,000 | $ 265,000 | $ 162,000 |
| Traverse City, MI | 3 | $ 6,075,000 | $ 2,025,000 | $ 809,000 |
| Tulsa, OK | 3 | $ 575,000 | $ 191,666 | $ 301,000 |
| Wichita Falls, TX | 3 | $ 675,000 | $ 225,000 | $ 89,000 |
| Yuma, AZ | 3 | $ 1,025,000 | $ 341,666 | $ 126,000 |
| Albuquerque, NM | 2 | $ 780,000 | $ 390,000 | $ 202,000 |
| Appleton, WI | 2 | $ 1,030,000 | $ 515,000 | $ 214,000 |
| Auburn-Opelika, AL | 2 | $ 830,000 | $ 415,000 | $ 186,000 |
| Bangor, ME | 2 | $ 590,000 | $ 295,000 | $ 135,000 |
| Brunswick, GA | 2 | $ 530,000 | $ 265,000 | $ 121,000 |
| Canton-Massillon, OH | 2 | $ 550,000 | $ 275,000 | $ 160,000 |
| Cape Girardeau, MO-IL | 2 | $ 930,000 | $ 465,000 | $ 191,000 |
| Charlottesville, VA | 2 | $ 480,000 | $ 240,000 | $ 90,000 |
| Chico, CA | 2 | $ 640,000 | $ 320,000 | $ 117,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 610,000 | $ 305,000 | $ 160,000 |
| Des Moines-West Des Moines, IA | 2 | $ 790,000 | $ 395,000 | $ 263,000 |
| Farmington, NM | 2 | $ 950,000 | $ 475,000 | $ 185,000 |
| Florence, SC | 2 | $ 480,000 | $ 240,000 | $ 132,000 |
| Fort Smith, AR-OK | 2 | $ 800,000 | $ 400,000 | $ 110,000 |
| Harrisonburg, VA | 2 | $ 280,000 | $ 140,000 | $ 77,000 |
| Jackson, TN | 2 | $ 870,000 | $ 435,000 | $ 184,000 |
| Johnson City, TN | 2 | $ 1,080,000 | $ 540,000 | $ 167,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 430,000 | $ 215,000 | $ 151,000 |
| Lafayette, LA | 2 | $ 640,000 | $ 320,000 | $ 194,000 |
| Lewiston-Auburn, ME | 2 | $ 790,000 | $ 395,000 | $ 145,000 |
| Longview, TX | 2 | $ 480,000 | $ 240,000 | $ 213,000 |
| Lubbock, TX | 2 | $ 640,000 | $ 320,000 | $ 135,000 |
| Medford, OR | 2 | $ 770,000 | $ 385,000 | $ 86,000 |
| Modesto, CA | 2 | $ 1,020,000 | $ 510,000 | $ 315,000 |
| Morristown, TN | 2 | $ 620,000 | $ 310,000 | $ 162,000 |
| Muskegon, MI | 2 | $ 810,000 | $ 405,000 | $ 172,000 |
| Odessa, TX | 2 | $ 560,000 | $ 280,000 | $ 121,000 |
| Roanoke, VA | 2 | $ 1,630,000 | $ 815,000 | $ 242,000 |
| Rocky Mount, NC | 2 | $ 350,000 | $ 175,000 | $ 109,000 |
| Sandusky, OH | 2 | $ 540,000 | $ 270,000 | $ 148,000 |
| Santa Fe, NM | 2 | $ 790,000 | $ 395,000 | $ 189,000 |
| Sherman-Denison, TX | 2 | $ 1,120,000 | $ 560,000 | $ 185,000 |
| Slidell-Mandeville-Covington, LA | 2 | $ 850,000 | $ 425,000 | $ 140,000 |
| Springfield, IL | 2 | $ 690,000 | $ 345,000 | $ 120,000 |
| Utica-Rome, NY | 2 | $ 570,000 | $ 285,000 | $ 240,000 |
| Yakima, WA | 2 | $ 1,210,000 | $ 605,000 | $ 78,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 480,000 | $ 240,000 | $ 260,000 |
| Alexandria, LA | 1 | $ 665,000 | $ 665,000 | $ 235,000 |
| Anchorage, AK | 1 | $ 475,000 | $ 475,000 | $ 190,000 |
| Battle Creek, MI | 1 | $ 205,000 | $ 205,000 | $ 157,000 |
| Bend-Redmond, OR | 1 | $ 1,605,000 | $ 1,605,000 | $ 573,000 |
| Binghamton, NY | 1 | $ 155,000 | $ 155,000 | $ 363,000 |
| Bismarck, ND | 1 | $ 165,000 | $ 165,000 | $ 112,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 455,000 | $ 455,000 | $ 183,000 |
| Bloomington, IL | 1 | $ 345,000 | $ 345,000 | $ 125,000 |
| Bloomington, IN | 1 | $ 385,000 | $ 385,000 | $ 111,000 |
| Burlington, NC | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Carson City, NV | 1 | $ 575,000 | $ 575,000 | $ 214,000 |
| Champaign-Urbana, IL | 1 | $ 245,000 | $ 245,000 | $ 279,000 |
| Clarksville, TN-KY | 1 | $ 405,000 | $ 405,000 | $ 119,000 |
| College Station-Bryan, TX | 1 | $ 525,000 | $ 525,000 | $ 107,000 |
| Decatur, AL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Dothan, AL | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| El Centro, CA | 1 | $ 425,000 | $ 425,000 | $ 121,000 |
| Elkhart-Goshen, IN | 1 | $ 315,000 | $ 315,000 | $ 73,000 |
| Fargo, ND-MN | 1 | $ 375,000 | $ 375,000 | $ 162,000 |
| Fayetteville, NC | 1 | $ 395,000 | $ 395,000 | $ 216,000 |
| Florence-Muscle Shoals, AL | 1 | $ 1,455,000 | $ 1,455,000 | $ 450,000 |
| Fond Du Lac, WI | 1 | $ 615,000 | $ 615,000 | $ 197,000 |
| Gadsden, AL | 1 | $ 175,000 | $ 175,000 | $ 238,000 |
| Goldsboro, NC | 1 | $ 305,000 | $ 305,000 | $ 136,000 |
| Grand Junction, CO | 1 | $ 125,000 | $ 125,000 | $ 93,000 |
| Green Bay, WI | 1 | $ 705,000 | $ 705,000 | $ 502,000 |
| Hattiesburg, MS | 1 | $ 285,000 | $ 285,000 | $ 111,000 |
| Idaho Falls, ID | 1 | $ 435,000 | $ 435,000 | $ 113,000 |
| Jefferson City, MO | 1 | $ 305,000 | $ 305,000 | $ 93,000 |
| Johnstown, PA | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Kalamazoo-Portage, MI | 1 | $ 505,000 | $ 505,000 | $ 170,000 |
| Kokomo, IN | 1 | $ 315,000 | $ 315,000 | $ 131,000 |
| Lafayette-West Lafayette, IN | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Lake Charles, LA | 1 | $ 255,000 | $ 255,000 | $ 107,000 |
| Laredo, TX | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Lima, OH | 1 | $ 275,000 | $ 275,000 | $ 174,000 |
| Longview, WA | 1 | $ 365,000 | $ 365,000 | $ 143,000 |
| Manhattan, KS | 1 | $ 455,000 | $ 455,000 | $ 165,000 |
| Midland, MI | 1 | $ 145,000 | $ 145,000 | $ 151,000 |
| Monroe, LA | 1 | $ 295,000 | $ 295,000 | $ 121,000 |
| Muncie, IN | 1 | $ 225,000 | $ 225,000 | $ 104,000 |
| Paducah, KY-IL | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Pocatello, ID | 1 | $ 405,000 | $ 405,000 | $ 134,000 |
| Saginaw, MI | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 285,000 | $ 285,000 | $ 142,000 |
| Sioux Falls, SD | 1 | $ 405,000 | $ 405,000 | $ 160,000 |
| Staunton-Waynesboro, VA | 1 | $ 345,000 | $ 345,000 | $ 69,000 |
| Toledo, OH | 1 | $ 505,000 | $ 505,000 | $ 205,000 |
| Victoria, TX | 1 | $ 175,000 | $ 175,000 | $ 81,000 |
| Vineland-Bridgeton, NJ | 1 | $ 265,000 | $ 265,000 | $ 54,000 |
| Visalia-Porterville, CA | 1 | $ 405,000 | $ 405,000 | $ 325,000 |
| Watertown-Fort Drum, NY | 1 | $ 295,000 | $ 295,000 | $ 120,000 |
Mortgage Loan Application Detail Totals for Guaranteed Rate Affinity, LLC in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 19,833 | $8,805,285,000 | $443,000 | $4,495,000 | $193,000 | $7,879,000 |
| Refinancing | 2,460 | $1,342,510,000 | $545,000 | $21,955,000 | $220,000 | $7,370,000 |
| Cash-out Refinancing | 2,013 | $838,715,000 | $416,000 | $4,005,000 | $187,000 | $6,908,000 |
| Other Purpose | 428 | $52,680,000 | $123,000 | $405,000 | $178,000 | $2,800,000 |
| Home Improvement | 286 | $34,400,000 | $120,000 | $405,000 | $174,000 | $1,067,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,469 | $5,883,505,000 | $436,000 | $21,955,000 | $200,000 | $7,879,000 |
| Not Provided | 4,653 | $2,204,245,000 | $473,000 | $4,285,000 | $200,000 | $7,853,000 |
| Hispanic | 2,641 | $1,015,545,000 | $384,000 | $12,785,000 | $163,000 | $2,886,000 |
| Asian | 2,149 | $1,303,615,000 | $606,000 | $4,495,000 | $254,000 | $5,966,000 |
| Black or African American | 1,873 | $576,235,000 | $307,000 | $2,805,000 | $128,000 | $1,310,000 |
| American Indian or Alaskan Native | 165 | $66,635,000 | $403,000 | $1,645,000 | $171,000 | $2,000,000 |
| Native Hawaiian or Other Pacific Islander | 37 | $12,965,000 | $350,000 | $955,000 | $140,000 | $367,000 |
| Not applicable | 33 | $10,845,000 | $328,000 | $1,145,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 20,441 | $9,270,015,000 | $453,000 | $21,955,000 | $210,000 | $7,879,000 |
| FHA-insured (Federal Housing Administration) | 2,787 | $940,375,000 | $337,000 | $1,575,000 | $111,000 | $600,000 |
| VA-guaranteed (Veterans Administration) | 1,748 | $853,190,000 | $488,000 | $2,415,000 | $159,000 | $944,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 44 | $10,010,000 | $227,000 | $465,000 | $77,000 | $132,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 15,936 | $6,977,460,000 | $437,000 | $3,505,000 | $195,000 | $7,853,000 |
| Application Withdrawn By Applicant | 5,412 | $2,514,100,000 | $464,000 | $21,955,000 | $201,000 | $7,879,000 |
| File Closed For Incompleteness | 1,875 | $893,795,000 | $476,000 | $4,285,000 | $207,000 | $2,886,000 |
| Application Denied By Financial Institution | 1,178 | $401,700,000 | $341,000 | $3,005,000 | $143,000 | $2,800,000 |
| Preapproval Approved but not Accepted | 305 | $198,105,000 | $649,000 | $2,505,000 | $209,000 | $1,535,000 |
| Application Approved But Not Accepted | 271 | $72,505,000 | $267,000 | $1,895,000 | $193,000 | $1,553,000 |
| Loan Purchased By The Institution | 33 | $10,845,000 | $328,000 | $1,145,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 10 | $5,080,000 | $508,000 | $1,205,000 | $210,000 | $669,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 23,832 | $10,666,810,000 | $447,000 | $21,955,000 | $197,000 | $7,879,000 |
| Debt-To-Income Ratio | 433 | $160,585,000 | $370,000 | $3,005,000 | $103,000 | $2,006,000 |
| Collateral | 210 | $68,350,000 | $325,000 | $2,485,000 | $189,000 | $2,524,000 |
| Credit History | 192 | $65,830,000 | $342,000 | $1,995,000 | $137,000 | $1,778,000 |
| Other | 142 | $45,970,000 | $323,000 | $3,005,000 | $161,000 | $866,000 |
| Credit Application Incomplete | 81 | $10,585,000 | $130,000 | $405,000 | $223,000 | $2,800,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 53 | $22,955,000 | $433,000 | $2,385,000 | $159,000 | $798,000 |
| Unverifiable Information | 43 | $21,325,000 | $495,000 | $2,645,000 | $182,000 | $1,646,000 |
| Employment History | 34 | $11,180,000 | $328,000 | $1,105,000 | $103,000 | $302,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate Affinity, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranteed Rate Affinity, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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