Guaranteed Rate, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Guaranteed Rate, Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guaranteed Rate, Inc. 3940 North Ravenswood Ave Wilmington, DE 60613 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 88,748 |
| Total Mortgage Loan Application Amount | $26,288,565,000 |
| Average Mortgage Loan Application Amount | $292,666 |
| Highest Mortgage Loan Application Amount | $16,465,000 |
| Average Applicant Income | $126,666 |
| Highest Applicant Income | $9,473,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Guaranteed Rate, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guaranteed Rate, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Guaranteed Rate, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guaranteed Rate, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Guaranteed Rate, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guaranteed Rate, Inc.'s mortgage activity for 2018.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 17,037 | $ 4,728,705,000 | $ 277,000 | $ 131,000 |
| NA (OUTSIDE OF MSA/MD) | 4,775 | $ 1,025,310,000 | $ 211,914 | $ 113,127 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 3,067 | $ 1,311,815,000 | $ 427,000 | $ 152,000 |
| BOSTON, MA | 2,132 | $ 985,790,000 | $ 462,000 | $ 160,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 2,008 | $ 765,330,000 | $ 394,500 | $ 160,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,655 | $ 392,305,000 | $ 237,000 | $ 112,000 |
| DENVER-AURORA-LAKEWOOD, CO | 1,578 | $ 593,800,000 | $ 376,000 | $ 136,000 |
| DALLAS-PLANO-IRVING, TX | 1,525 | $ 454,115,000 | $ 297,000 | $ 136,000 |
| PHILADELPHIA, PA | 1,479 | $ 420,635,000 | $ 284,000 | $ 129,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,465 | $ 433,555,000 | $ 295,000 | $ 134,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,417 | $ 778,855,000 | $ 549,000 | $ 184,000 |
| NEWARK, NJ-PA | 1,397 | $ 490,465,000 | $ 255,000 | $ 128,500 |
| CINCINNATI, OH-KY-IN | 1,377 | $ 275,415,000 | $ 191,000 | $ 96,333 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1,255 | $ 365,505,000 | $ 246,500 | $ 133,500 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1,215 | $ 289,955,000 | $ 229,500 | $ 102,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,164 | $ 379,080,000 | $ 325,000 | $ 119,000 |
| KANSAS CITY, MO-KS | 1,143 | $ 249,425,000 | $ 220,000 | $ 101,500 |
| ELGIN, IL | 1,140 | $ 255,400,000 | $ 224,000 | $ 111,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 1,106 | $ 277,600,000 | $ 250,000 | $ 90,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,098 | $ 472,330,000 | $ 388,250 | $ 143,000 |
| WILMINGTON, NC | 1,082 | $ 274,390,000 | $ 253,000 | $ 118,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1,068 | $ 222,550,000 | $ 208,000 | $ 101,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 1,039 | $ 646,225,000 | $ 621,000 | $ 190,000 |
| GARY, IN | 1,020 | $ 207,720,000 | $ 203,000 | $ 89,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 897 | $ 303,145,000 | $ 323,500 | $ 120,500 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 862 | $ 264,450,000 | $ 306,000 | $ 131,000 |
| SAN DIEGO-CARLSBAD, CA | 859 | $ 429,955,000 | $ 500,000 | $ 162,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 822 | $ 187,780,000 | $ 228,000 | $ 104,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 741 | $ 185,925,000 | $ 250,000 | $ 124,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 711 | $ 190,815,000 | $ 268,000 | $ 121,000 |
| COLUMBUS, OH | 702 | $ 146,500,000 | $ 208,000 | $ 94,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 689 | $ 334,475,000 | $ 485,000 | $ 155,000 |
| ST. LOUIS, MO-IL | 649 | $ 128,035,000 | $ 191,000 | $ 104,500 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 642 | $ 117,850,000 | $ 186,500 | $ 93,000 |
| RALEIGH, NC | 625 | $ 172,945,000 | $ 276,000 | $ 129,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 594 | $ 165,950,000 | $ 279,000 | $ 177,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 591 | $ 198,455,000 | $ 335,000 | $ 126,000 |
| FORT WORTH-ARLINGTON, TX | 571 | $ 151,365,000 | $ 265,000 | $ 117,000 |
| AUSTIN-ROUND ROCK, TX | 539 | $ 175,775,000 | $ 326,000 | $ 145,000 |
| WORCESTER, MA-CT | 535 | $ 144,625,000 | $ 228,000 | $ 101,500 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 530 | $ 433,540,000 | $ 818,000 | $ 239,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 519 | $ 138,725,000 | $ 267,000 | $ 131,000 |
| CAMDEN, NJ | 487 | $ 92,095,000 | $ 189,000 | $ 101,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 479 | $ 142,065,000 | $ 296,000 | $ 115,000 |
| NEW HAVEN-MILFORD, CT | 462 | $ 94,660,000 | $ 204,000 | $ 94,000 |
| TUCSON, AZ | 454 | $ 88,310,000 | $ 194,000 | $ 87,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 453 | $ 100,595,000 | $ 222,000 | $ 109,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 439 | $ 101,805,000 | $ 231,000 | $ 108,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 428 | $ 122,350,000 | $ 285,000 | $ 121,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 421 | $ 255,405,000 | $ 606,000 | $ 205,000 |
| BOISE CITY, ID | 399 | $ 97,985,000 | $ 245,000 | $ 104,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 396 | $ 106,820,000 | $ 256,500 | $ 110,500 |
| PROVO-OREM, UT | 385 | $ 115,695,000 | $ 300,000 | $ 115,000 |
| SALT LAKE CITY, UT | 375 | $ 111,115,000 | $ 296,000 | $ 106,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 373 | $ 142,755,000 | $ 382,000 | $ 157,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 365 | $ 92,305,000 | $ 252,000 | $ 108,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 361 | $ 79,305,000 | $ 219,000 | $ 110,000 |
| DURHAM-CHAPEL HILL, NC | 337 | $ 92,855,000 | $ 275,000 | $ 140,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 291 | $ 113,325,000 | $ 389,000 | $ 172,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 278 | $ 215,320,000 | $ 774,000 | $ 245,000 |
| PROVIDENCE-WARWICK, RI-MA | 268 | $ 82,470,000 | $ 307,500 | $ 134,000 |
| COLORADO SPRINGS, CO | 256 | $ 78,040,000 | $ 304,000 | $ 103,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 251 | $ 78,455,000 | $ 312,000 | $ 159,000 |
| PITTSBURGH, PA | 251 | $ 46,365,000 | $ 184,000 | $ 100,000 |
| GREEN BAY, WI | 229 | $ 39,385,000 | $ 171,000 | $ 77,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 227 | $ 100,855,000 | $ 444,000 | $ 179,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 225 | $ 39,135,000 | $ 173,000 | $ 90,000 |
| OKLAHOMA CITY, OK | 225 | $ 42,495,000 | $ 188,000 | $ 107,000 |
| FORT WAYNE, IN | 224 | $ 38,860,000 | $ 173,000 | $ 78,000 |
| LAKELAND-WINTER HAVEN, FL | 215 | $ 38,515,000 | $ 179,000 | $ 78,000 |
| PEORIA, IL | 206 | $ 24,160,000 | $ 117,000 | $ 68,000 |
| OGDEN-CLEARFIELD, UT | 204 | $ 54,370,000 | $ 266,000 | $ 100,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 200 | $ 41,930,000 | $ 209,000 | $ 89,000 |
| TACOMA-LAKEWOOD, WA | 194 | $ 60,440,000 | $ 311,000 | $ 125,000 |
| PORTLAND-SOUTH PORTLAND, ME | 191 | $ 54,425,000 | $ 284,000 | $ 132,000 |
| ROCHESTER, NY | 190 | $ 26,340,000 | $ 138,000 | $ 89,000 |
| GREENSBORO-HIGH POINT, NC | 188 | $ 32,810,000 | $ 174,000 | $ 84,000 |
| URBAN HONOLULU, HI | 187 | $ 94,835,000 | $ 507,000 | $ 132,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 186 | $ 37,650,000 | $ 202,000 | $ 77,000 |
| BOULDER, CO | 185 | $ 80,965,000 | $ 437,000 | $ 165,000 |
| ASHEVILLE, NC | 184 | $ 45,450,000 | $ 247,000 | $ 104,000 |
| CAPE CORAL-FORT MYERS, FL | 184 | $ 42,270,000 | $ 229,000 | $ 124,000 |
| GRAND RAPIDS-WYOMING, MI | 184 | $ 36,550,000 | $ 198,000 | $ 100,000 |
| HARRISBURG-CARLISLE, PA | 181 | $ 28,165,000 | $ 155,000 | $ 82,000 |
| JACKSONVILLE, NC | 178 | $ 37,690,000 | $ 211,000 | $ 92,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 176 | $ 33,250,000 | $ 188,000 | $ 111,000 |
| SANTA ROSA, CA | 175 | $ 87,035,000 | $ 497,000 | $ 159,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 172 | $ 54,200,000 | $ 315,000 | $ 132,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 169 | $ 94,865,000 | $ 561,000 | $ 199,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 168 | $ 39,080,000 | $ 232,000 | $ 130,000 |
| SAN RAFAEL, CA | 168 | $ 125,680,000 | $ 748,000 | $ 265,000 |
| RICHMOND, VA | 166 | $ 39,620,000 | $ 238,000 | $ 102,000 |
| ANN ARBOR, MI | 164 | $ 38,150,000 | $ 232,000 | $ 121,000 |
| BISMARCK, ND | 157 | $ 39,005,000 | $ 248,000 | $ 79,000 |
| MANCHESTER-NASHUA, NH | 157 | $ 44,695,000 | $ 284,000 | $ 126,000 |
| TULSA, OK | 155 | $ 39,735,000 | $ 256,000 | $ 121,000 |
| JACKSONVILLE, FL | 153 | $ 38,225,000 | $ 249,000 | $ 121,000 |
| ROANOKE, VA | 134 | $ 24,910,000 | $ 185,000 | $ 83,000 |
| SALISBURY, MD-DE | 134 | $ 31,540,000 | $ 254,000 | $ 129,000 |
| PORT ST. LUCIE, FL | 133 | $ 29,625,000 | $ 222,000 | $ 104,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 126 | $ 20,310,000 | $ 161,000 | $ 83,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 125 | $ 26,555,000 | $ 194,500 | $ 90,000 |
| WINSTON-SALEM, NC | 121 | $ 22,495,000 | $ 185,000 | $ 91,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 116 | $ 24,560,000 | $ 213,500 | $ 98,000 |
| PUNTA GORDA, FL | 116 | $ 24,070,000 | $ 207,000 | $ 103,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 114 | $ 31,820,000 | $ 306,000 | $ 140,000 |
| BARNSTABLE TOWN, MA | 111 | $ 39,995,000 | $ 360,000 | $ 204,000 |
| MEMPHIS, TN-MS-AR | 110 | $ 17,440,000 | $ 160,500 | $ 103,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 108 | $ 21,550,000 | $ 199,000 | $ 94,000 |
| CLEVELAND-ELYRIA, OH | 106 | $ 15,020,000 | $ 141,000 | $ 104,000 |
| FLORENCE, SC | 106 | $ 17,210,000 | $ 162,000 | $ 67,000 |
| ALBUQUERQUE, NM | 104 | $ 20,390,000 | $ 196,000 | $ 79,000 |
| OCEAN CITY, NJ | 104 | $ 40,140,000 | $ 385,000 | $ 235,000 |
| VALLEJO-FAIRFIELD, CA | 104 | $ 36,620,000 | $ 352,000 | $ 127,000 |
| ROCHESTER, MN | 96 | $ 17,940,000 | $ 186,000 | $ 81,000 |
| ALBANY-SCHENECTADY-TROY, NY | 95 | $ 19,095,000 | $ 201,000 | $ 95,000 |
| SANTA MARIA-SANTA BARBARA, CA | 95 | $ 61,735,000 | $ 649,000 | $ 211,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 94 | $ 31,330,000 | $ 333,000 | $ 169,000 |
| STOCKTON-LODI, CA | 92 | $ 28,400,000 | $ 308,000 | $ 127,000 |
| SIOUX FALLS, SD | 91 | $ 16,525,000 | $ 181,000 | $ 68,000 |
| APPLETON, WI | 87 | $ 14,775,000 | $ 169,000 | $ 82,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 87 | $ 28,835,000 | $ 331,000 | $ 170,000 |
| PRESCOTT, AZ | 84 | $ 21,150,000 | $ 251,000 | $ 118,000 |
| SAVANNAH, GA | 84 | $ 16,120,000 | $ 191,000 | $ 80,000 |
| ELKHART-GOSHEN, IN | 82 | $ 11,690,000 | $ 142,000 | $ 90,000 |
| EAST STROUDSBURG, PA | 81 | $ 12,885,000 | $ 159,000 | $ 102,000 |
| KNOXVILLE, TN | 80 | $ 13,870,000 | $ 173,000 | $ 104,000 |
| NILES-BENTON HARBOR, MI | 80 | $ 19,160,000 | $ 239,000 | $ 186,000 |
| MADISON, WI | 79 | $ 21,565,000 | $ 272,000 | $ 117,000 |
| GREELEY, CO | 78 | $ 20,280,000 | $ 260,000 | $ 78,000 |
| SPRINGFIELD, MA | 78 | $ 16,000,000 | $ 205,000 | $ 86,000 |
| BAKERSFIELD, CA | 75 | $ 16,025,000 | $ 213,000 | $ 103,000 |
| ROCKFORD, IL | 75 | $ 9,985,000 | $ 133,000 | $ 84,000 |
| DAYTON, OH | 74 | $ 10,860,000 | $ 146,000 | $ 83,000 |
| COEUR D'ALENE, ID | 73 | $ 19,685,000 | $ 269,000 | $ 109,000 |
| RENO, NV | 72 | $ 23,860,000 | $ 331,000 | $ 159,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 72 | $ 12,570,000 | $ 178,000 | $ 126,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 71 | $ 10,525,000 | $ 168,000 | $ 80,000 |
| FORT COLLINS, CO | 71 | $ 22,965,000 | $ 323,000 | $ 122,000 |
| NEW ORLEANS-METAIRIE, LA | 71 | $ 16,815,000 | $ 236,000 | $ 124,000 |
| BANGOR, ME | 65 | $ 10,475,000 | $ 161,000 | $ 97,000 |
| WILMINGTON, DE-MD-NJ | 65 | $ 14,835,000 | $ 194,666 | $ 84,333 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 63 | $ 9,915,000 | $ 156,000 | $ 81,500 |
| EL PASO, TX | 63 | $ 9,345,000 | $ 148,000 | $ 77,000 |
| CORPUS CHRISTI, TX | 62 | $ 10,210,000 | $ 164,000 | $ 107,000 |
| KILLEEN-TEMPLE, TX | 62 | $ 11,560,000 | $ 186,000 | $ 102,000 |
| LEWISTON, ID-WA | 62 | $ 10,740,000 | $ 169,500 | $ 73,000 |
| KANKAKEE, IL | 61 | $ 9,775,000 | $ 160,000 | $ 68,000 |
| BREMERTON-SILVERDALE, WA | 58 | $ 18,120,000 | $ 312,000 | $ 123,000 |
| HICKORY-LENOIR-MORGANTON, NC | 57 | $ 10,155,000 | $ 178,000 | $ 100,000 |
| MODESTO, CA | 57 | $ 14,155,000 | $ 248,000 | $ 84,000 |
| YUMA, AZ | 55 | $ 11,765,000 | $ 213,000 | $ 86,000 |
| BIRMINGHAM-HOOVER, AL | 54 | $ 13,740,000 | $ 254,000 | $ 115,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 53 | $ 9,955,000 | $ 187,000 | $ 72,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 52 | $ 23,520,000 | $ 452,000 | $ 166,000 |
| SPARTANBURG, SC | 52 | $ 9,560,000 | $ 183,000 | $ 82,000 |
| CHAMPAIGN-URBANA, IL | 51 | $ 7,225,000 | $ 141,000 | $ 80,000 |
| SPOKANE-SPOKANE VALLEY, WA | 50 | $ 12,430,000 | $ 248,000 | $ 100,000 |
| RACINE, WI | 49 | $ 9,065,000 | $ 185,000 | $ 87,000 |
| NEW BERN, NC | 48 | $ 8,700,000 | $ 181,000 | $ 80,000 |
| YORK-HANOVER, PA | 48 | $ 9,040,000 | $ 188,000 | $ 88,000 |
| ABILENE, TX | 47 | $ 8,285,000 | $ 176,000 | $ 82,000 |
| AKRON, OH | 47 | $ 7,105,000 | $ 151,000 | $ 80,000 |
| GLENS FALLS, NY | 47 | $ 6,505,000 | $ 138,000 | $ 67,000 |
| TRENTON, NJ | 47 | $ 11,225,000 | $ 238,000 | $ 125,000 |
| FRESNO, CA | 45 | $ 11,865,000 | $ 263,000 | $ 100,000 |
| HUNTSVILLE, AL | 45 | $ 7,295,000 | $ 162,000 | $ 91,000 |
| ANCHORAGE, AK | 44 | $ 11,580,000 | $ 263,000 | $ 107,000 |
| CHATTANOOGA, TN-GA | 44 | $ 8,020,000 | $ 164,500 | $ 87,500 |
| TALLAHASSEE, FL | 44 | $ 7,970,000 | $ 181,000 | $ 96,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 43 | $ 17,825,000 | $ 414,000 | $ 257,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 43 | $ 8,845,000 | $ 176,500 | $ 99,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 43 | $ 8,465,000 | $ 196,000 | $ 81,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 42 | $ 12,190,000 | $ 204,500 | $ 101,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 41 | $ 5,485,000 | $ 133,000 | $ 68,000 |
| ATHENS-CLARKE COUNTY, GA | 40 | $ 7,610,000 | $ 190,000 | $ 77,000 |
| BRUNSWICK, GA | 40 | $ 10,290,000 | $ 257,000 | $ 124,000 |
| MICHIGAN CITY-LA PORTE, IN | 40 | $ 9,890,000 | $ 247,000 | $ 143,000 |
| SALEM, OR | 39 | $ 9,295,000 | $ 238,000 | $ 110,000 |
| SALINAS, CA | 39 | $ 24,935,000 | $ 639,000 | $ 251,000 |
| COLUMBIA, SC | 38 | $ 6,330,000 | $ 166,000 | $ 144,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 38 | $ 10,610,000 | $ 279,000 | $ 151,000 |
| TOLEDO, OH | 38 | $ 5,370,000 | $ 141,000 | $ 101,000 |
| LONGVIEW, WA | 37 | $ 8,575,000 | $ 231,000 | $ 75,000 |
| KALAMAZOO-PORTAGE, MI | 36 | $ 6,720,000 | $ 186,000 | $ 139,000 |
| LYNCHBURG, VA | 36 | $ 5,070,000 | $ 140,000 | $ 67,000 |
| EVANSVILLE, IN-KY | 35 | $ 5,115,000 | $ 141,000 | $ 54,000 |
| OSHKOSH-NEENAH, WI | 34 | $ 5,120,000 | $ 150,000 | $ 75,000 |
| BURLINGTON, NC | 33 | $ 6,875,000 | $ 208,000 | $ 71,000 |
| CHARLOTTESVILLE, VA | 33 | $ 10,315,000 | $ 312,000 | $ 146,000 |
| FARGO, ND-MN | 33 | $ 6,585,000 | $ 186,000 | $ 84,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 33 | $ 5,005,000 | $ 151,000 | $ 122,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 32 | $ 6,360,000 | $ 190,500 | $ 69,000 |
| OCALA, FL | 32 | $ 5,080,000 | $ 158,000 | $ 74,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 31 | $ 6,645,000 | $ 214,000 | $ 111,000 |
| SANTA FE, NM | 31 | $ 7,995,000 | $ 257,000 | $ 105,000 |
| JACKSON, MS | 30 | $ 5,510,000 | $ 183,000 | $ 73,000 |
| JOPLIN, MO | 30 | $ 4,000,000 | $ 133,000 | $ 69,000 |
| MONROE, MI | 30 | $ 5,060,000 | $ 168,000 | $ 77,000 |
| BEAUMONT-PORT ARTHUR, TX | 28 | $ 4,330,000 | $ 154,000 | $ 92,000 |
| DES MOINES-WEST DES MOINES, IA | 28 | $ 6,470,000 | $ 231,000 | $ 119,000 |
| LANSING-EAST LANSING, MI | 28 | $ 3,960,000 | $ 141,000 | $ 69,000 |
| LAS CRUCES, NM | 28 | $ 4,220,000 | $ 150,000 | $ 109,000 |
| OLYMPIA-TUMWATER, WA | 28 | $ 6,950,000 | $ 248,000 | $ 92,000 |
| VISALIA-PORTERVILLE, CA | 28 | $ 5,000,000 | $ 178,000 | $ 67,000 |
| NAPA, CA | 27 | $ 14,605,000 | $ 540,000 | $ 207,000 |
| FLINT, MI | 26 | $ 4,280,000 | $ 164,000 | $ 91,000 |
| SEBASTIAN-VERO BEACH, FL | 26 | $ 4,210,000 | $ 161,000 | $ 75,000 |
| EUGENE, OR | 25 | $ 5,125,000 | $ 205,000 | $ 86,000 |
| FLAGSTAFF, AZ | 25 | $ 8,355,000 | $ 334,000 | $ 159,000 |
| NORWICH-NEW LONDON, CT | 25 | $ 6,025,000 | $ 241,000 | $ 124,000 |
| READING, PA | 25 | $ 5,105,000 | $ 204,000 | $ 84,000 |
| HOMOSASSA SPRINGS, FL | 24 | $ 3,930,000 | $ 163,000 | $ 112,000 |
| LANCASTER, PA | 24 | $ 4,340,000 | $ 180,000 | $ 103,000 |
| LEXINGTON-FAYETTE, KY | 24 | $ 5,180,000 | $ 215,000 | $ 110,000 |
| PUEBLO, CO | 24 | $ 3,940,000 | $ 164,000 | $ 60,000 |
| SPRINGFIELD, IL | 24 | $ 2,680,000 | $ 111,000 | $ 70,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 24 | $ 3,290,000 | $ 133,500 | $ 54,500 |
| BLOOMINGTON, IL | 23 | $ 3,975,000 | $ 172,000 | $ 85,000 |
| DULUTH, MN-WI | 23 | $ 3,695,000 | $ 161,000 | $ 94,500 |
| FAYETTEVILLE, NC | 23 | $ 4,885,000 | $ 212,000 | $ 102,000 |
| MCALLEN-EDINBURG-MISSION, TX | 23 | $ 3,365,000 | $ 146,000 | $ 73,000 |
| SANTA CRUZ-WATSONVILLE, CA | 23 | $ 16,105,000 | $ 700,000 | $ 226,000 |
| GAINESVILLE, GA | 22 | $ 4,210,000 | $ 191,000 | $ 99,000 |
| MUSKEGON, MI | 22 | $ 3,190,000 | $ 145,000 | $ 70,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 21 | $ 5,635,000 | $ 268,000 | $ 217,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 21 | $ 7,845,000 | $ 373,000 | $ 139,000 |
| MISSOULA, MT | 21 | $ 5,375,000 | $ 255,000 | $ 105,000 |
| ST. GEORGE, UT | 21 | $ 8,125,000 | $ 386,000 | $ 237,000 |
| WACO, TX | 21 | $ 3,705,000 | $ 176,000 | $ 82,000 |
| YAKIMA, WA | 21 | $ 3,815,000 | $ 181,000 | $ 80,000 |
| COLLEGE STATION-BRYAN, TX | 20 | $ 3,390,000 | $ 169,000 | $ 153,000 |
| COLUMBUS, GA-AL | 20 | $ 3,240,000 | $ 143,000 | $ 63,500 |
| PANAMA CITY, FL | 20 | $ 4,540,000 | $ 227,000 | $ 105,000 |
| SHEBOYGAN, WI | 20 | $ 2,960,000 | $ 148,000 | $ 72,000 |
| BELLINGHAM, WA | 19 | $ 5,705,000 | $ 300,000 | $ 134,000 |
| WARNER ROBINS, GA | 19 | $ 3,415,000 | $ 179,000 | $ 89,000 |
| ALBANY, OR | 18 | $ 3,290,000 | $ 182,000 | $ 74,000 |
| BEND-REDMOND, OR | 18 | $ 5,760,000 | $ 320,000 | $ 106,000 |
| CANTON-MASSILLON, OH | 18 | $ 3,090,000 | $ 171,000 | $ 80,000 |
| CHICO, CA | 18 | $ 4,420,000 | $ 245,000 | $ 143,000 |
| JOHNSON CITY, TN | 18 | $ 3,290,000 | $ 182,000 | $ 102,000 |
| MACON-BIBB COUNTY, GA | 18 | $ 2,130,000 | $ 118,000 | $ 55,000 |
| SUMTER, SC | 18 | $ 2,460,000 | $ 136,000 | $ 77,000 |
| CAPE GIRARDEAU, MO-IL | 17 | $ 2,735,000 | $ 160,000 | $ 83,000 |
| GREENVILLE, NC | 17 | $ 2,725,000 | $ 160,000 | $ 75,000 |
| JACKSON, MI | 17 | $ 2,605,000 | $ 153,000 | $ 82,000 |
| KENNEWICK-RICHLAND, WA | 17 | $ 3,875,000 | $ 227,000 | $ 79,000 |
| CARBONDALE-MARION, IL | 16 | $ 1,730,000 | $ 108,000 | $ 53,000 |
| LAREDO, TX | 16 | $ 2,320,000 | $ 145,000 | $ 62,000 |
| AMARILLO, TX | 15 | $ 2,895,000 | $ 193,000 | $ 104,000 |
| CLARKSVILLE, TN-KY | 14 | $ 2,150,000 | $ 112,500 | $ 73,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 14 | $ 1,450,000 | $ 103,000 | $ 73,000 |
| LAWTON, OK | 14 | $ 2,780,000 | $ 198,000 | $ 114,000 |
| MERCED, CA | 14 | $ 2,360,000 | $ 168,000 | $ 61,000 |
| SHERMAN-DENISON, TX | 14 | $ 2,390,000 | $ 170,000 | $ 77,000 |
| YUBA CITY, CA | 14 | $ 3,590,000 | $ 256,000 | $ 81,000 |
| DECATUR, IL | 13 | $ 2,315,000 | $ 178,000 | $ 110,000 |
| EAU CLAIRE, WI | 13 | $ 2,255,000 | $ 173,000 | $ 98,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 13 | $ 2,095,000 | $ 161,000 | $ 155,000 |
| MEDFORD, OR | 13 | $ 4,555,000 | $ 350,000 | $ 149,000 |
| MOBILE, AL | 13 | $ 2,305,000 | $ 177,000 | $ 61,000 |
| MONTGOMERY, AL | 13 | $ 1,985,000 | $ 152,000 | $ 68,000 |
| MORRISTOWN, TN | 13 | $ 2,085,000 | $ 160,000 | $ 86,000 |
| PITTSFIELD, MA | 13 | $ 2,775,000 | $ 213,000 | $ 106,000 |
| SPRINGFIELD, MO | 13 | $ 2,475,000 | $ 190,000 | $ 87,000 |
| THE VILLAGES, FL | 13 | $ 2,435,000 | $ 187,000 | $ 83,000 |
| WINCHESTER, VA-WV | 13 | $ 3,095,000 | $ 204,500 | $ 95,500 |
| JANESVILLE-BELOIT, WI | 12 | $ 1,580,000 | $ 131,000 | $ 82,000 |
| MOUNT VERNON-ANACORTES, WA | 12 | $ 2,900,000 | $ 241,000 | $ 107,000 |
| ROCKY MOUNT, NC | 12 | $ 1,770,000 | $ 147,000 | $ 60,000 |
| SEBRING, FL | 12 | $ 1,670,000 | $ 139,000 | $ 51,000 |
| SIOUX CITY, IA-NE-SD | 12 | $ 1,610,000 | $ 134,000 | $ 79,000 |
| SPRINGFIELD, OH | 12 | $ 1,200,000 | $ 100,000 | $ 63,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 11 | $ 1,295,000 | $ 117,000 | $ 38,000 |
| BLOOMINGTON, IN | 11 | $ 1,565,000 | $ 142,000 | $ 94,000 |
| FLORENCE-MUSCLE SHOALS, AL | 11 | $ 1,895,000 | $ 172,000 | $ 71,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 11 | $ 2,935,000 | $ 277,000 | $ 148,000 |
| KINGSTON, NY | 11 | $ 2,955,000 | $ 268,000 | $ 177,000 |
| LUBBOCK, TX | 11 | $ 1,905,000 | $ 173,000 | $ 108,000 |
| SHREVEPORT-BOSSIER CITY, LA | 11 | $ 1,805,000 | $ 164,000 | $ 99,000 |
| STAUNTON-WAYNESBORO, VA | 11 | $ 1,775,000 | $ 161,000 | $ 68,000 |
| TYLER, TX | 11 | $ 1,905,000 | $ 173,000 | $ 75,000 |
| VALDOSTA, GA | 11 | $ 1,715,000 | $ 155,000 | $ 67,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 10 | $ 1,990,000 | $ 199,000 | $ 82,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 10 | $ 1,380,000 | $ 138,000 | $ 68,000 |
| CORVALLIS, OR | 10 | $ 3,460,000 | $ 346,000 | $ 176,000 |
| DOTHAN, AL | 10 | $ 1,940,000 | $ 194,000 | $ 67,000 |
| GOLDSBORO, NC | 10 | $ 1,700,000 | $ 170,000 | $ 63,000 |
| HINESVILLE, GA | 10 | $ 1,560,000 | $ 156,000 | $ 66,000 |
| HOT SPRINGS, AR | 10 | $ 1,730,000 | $ 173,000 | $ 76,000 |
| LA CROSSE-ONALASKA, WI-MN | 10 | $ 1,710,000 | $ 171,000 | $ 60,000 |
| LONGVIEW, TX | 10 | $ 1,830,000 | $ 183,000 | $ 104,000 |
| MADERA, CA | 10 | $ 1,400,000 | $ 140,000 | $ 61,000 |
| REDDING, CA | 10 | $ 2,280,000 | $ 228,000 | $ 74,000 |
| SYRACUSE, NY | 10 | $ 1,220,000 | $ 122,000 | $ 73,000 |
| BROWNSVILLE-HARLINGEN, TX | 9 | $ 1,225,000 | $ 136,000 | $ 112,000 |
| EL CENTRO, CA | 9 | $ 2,165,000 | $ 240,000 | $ 125,000 |
| GRAND FORKS, ND-MN | 9 | $ 1,685,000 | $ 185,500 | $ 76,000 |
| GRAND JUNCTION, CO | 9 | $ 1,625,000 | $ 180,000 | $ 97,000 |
| LINCOLN, NE | 9 | $ 1,635,000 | $ 181,000 | $ 127,000 |
| LOGAN, UT-ID | 9 | $ 2,095,000 | $ 232,000 | $ 77,000 |
| MIDLAND, TX | 9 | $ 2,025,000 | $ 225,000 | $ 115,000 |
| ST. CLOUD, MN | 9 | $ 1,125,000 | $ 125,000 | $ 58,000 |
| ST. JOSEPH, MO-KS | 9 | $ 885,000 | $ 98,000 | $ 65,000 |
| TOPEKA, KS | 9 | $ 2,105,000 | $ 233,000 | $ 155,000 |
| ALBANY, GA | 8 | $ 960,000 | $ 120,000 | $ 76,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 8 | $ 1,920,000 | $ 240,000 | $ 177,000 |
| CHEYENNE, WY | 8 | $ 1,310,000 | $ 163,000 | $ 68,000 |
| DALTON, GA | 8 | $ 1,050,000 | $ 131,000 | $ 48,000 |
| DOVER, DE | 8 | $ 1,610,000 | $ 201,000 | $ 160,000 |
| LEBANON, PA | 8 | $ 2,290,000 | $ 286,000 | $ 146,000 |
| MIDLAND, MI | 8 | $ 2,150,000 | $ 268,000 | $ 109,000 |
| ROME, GA | 8 | $ 900,000 | $ 112,000 | $ 48,000 |
| TUSCALOOSA, AL | 8 | $ 1,380,000 | $ 172,000 | $ 60,000 |
| VINELAND-BRIDGETON, NJ | 8 | $ 1,140,000 | $ 142,000 | $ 66,000 |
| WALLA WALLA, WA | 8 | $ 1,710,000 | $ 213,000 | $ 95,000 |
| WICHITA, KS | 8 | $ 2,310,000 | $ 288,000 | $ 138,000 |
| BATTLE CREEK, MI | 7 | $ 965,000 | $ 137,000 | $ 80,000 |
| ERIE, PA | 7 | $ 955,000 | $ 136,000 | $ 80,000 |
| FARMINGTON, NM | 7 | $ 1,505,000 | $ 215,000 | $ 83,000 |
| FORT SMITH, AR-OK | 7 | $ 745,000 | $ 143,000 | $ 61,000 |
| GAINESVILLE, FL | 7 | $ 1,145,000 | $ 163,000 | $ 152,000 |
| GETTYSBURG, PA | 7 | $ 1,455,000 | $ 207,000 | $ 85,000 |
| JACKSON, TN | 7 | $ 955,000 | $ 136,000 | $ 45,000 |
| LAWRENCE, KS | 7 | $ 1,145,000 | $ 163,000 | $ 101,000 |
| TEXARKANA, TX-AR | 7 | $ 1,055,000 | $ 127,500 | $ 90,000 |
| UTICA-ROME, NY | 7 | $ 705,000 | $ 100,000 | $ 53,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 7 | $ 635,000 | $ 92,500 | $ 107,000 |
| AUBURN-OPELIKA, AL | 6 | $ 1,230,000 | $ 205,000 | $ 101,000 |
| BATON ROUGE, LA | 6 | $ 1,180,000 | $ 196,000 | $ 72,000 |
| BOWLING GREEN, KY | 6 | $ 1,050,000 | $ 175,000 | $ 91,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 6 | $ 870,000 | $ 100,000 | $ 65,333 |
| LAFAYETTE, LA | 6 | $ 1,690,000 | $ 281,000 | $ 143,000 |
| LEWISTON-AUBURN, ME | 6 | $ 940,000 | $ 156,000 | $ 145,000 |
| MANKATO-NORTH MANKATO, MN | 6 | $ 530,000 | $ 88,000 | $ 45,000 |
| POCATELLO, ID | 6 | $ 710,000 | $ 118,000 | $ 79,000 |
| WATERLOO-CEDAR FALLS, IA | 6 | $ 740,000 | $ 123,000 | $ 58,000 |
| WAUSAU, WI | 6 | $ 1,010,000 | $ 168,000 | $ 69,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 5 | $ 945,000 | $ 189,000 | $ 77,000 |
| COLUMBIA, MO | 5 | $ 1,145,000 | $ 229,000 | $ 134,000 |
| FOND DU LAC, WI | 5 | $ 1,065,000 | $ 213,000 | $ 114,000 |
| GADSDEN, AL | 5 | $ 795,000 | $ 159,000 | $ 72,000 |
| HANFORD-CORCORAN, CA | 5 | $ 1,045,000 | $ 209,000 | $ 96,000 |
| HATTIESBURG, MS | 5 | $ 645,000 | $ 129,000 | $ 63,000 |
| MANSFIELD, OH | 5 | $ 735,000 | $ 147,000 | $ 66,000 |
| SAGINAW, MI | 5 | $ 375,000 | $ 75,000 | $ 79,000 |
| SIERRA VISTA-DOUGLAS, AZ | 5 | $ 865,000 | $ 173,000 | $ 58,000 |
| WENATCHEE, WA | 5 | $ 1,555,000 | $ 311,000 | $ 87,000 |
| BAY CITY, MI | 4 | $ 380,000 | $ 95,000 | $ 31,000 |
| BILLINGS, MT | 4 | $ 890,000 | $ 222,000 | $ 103,000 |
| BINGHAMTON, NY | 4 | $ 550,000 | $ 137,000 | $ 150,000 |
| CHARLESTON, WV | 4 | $ 1,140,000 | $ 285,000 | $ 86,000 |
| COLUMBUS, IN | 4 | $ 520,000 | $ 130,000 | $ 52,000 |
| DECATUR, AL | 4 | $ 410,000 | $ 102,000 | $ 58,000 |
| ENID, OK | 4 | $ 360,000 | $ 90,000 | $ 38,000 |
| GRANTS PASS, OR | 4 | $ 990,000 | $ 247,000 | $ 56,000 |
| HARRISONBURG, VA | 4 | $ 650,000 | $ 162,000 | $ 88,000 |
| IDAHO FALLS, ID | 4 | $ 560,000 | $ 140,000 | $ 83,000 |
| PARKERSBURG-VIENNA, WV | 4 | $ 570,000 | $ 142,000 | $ 68,000 |
| RAPID CITY, SD | 4 | $ 740,000 | $ 185,000 | $ 97,000 |
| SAN ANGELO, TX | 4 | $ 1,020,000 | $ 255,000 | $ 95,000 |
| TERRE HAUTE, IN | 4 | $ 330,000 | $ 82,000 | $ 31,000 |
| TWIN FALLS, ID | 4 | $ 450,000 | $ 112,000 | $ 69,000 |
| VICTORIA, TX | 4 | $ 580,000 | $ 145,000 | $ 65,000 |
| WICHITA FALLS, TX | 4 | $ 410,000 | $ 102,000 | $ 43,000 |
| CARSON CITY, NV | 3 | $ 675,000 | $ 225,000 | $ 121,000 |
| CEDAR RAPIDS, IA | 3 | $ 435,000 | $ 145,000 | $ 46,000 |
| DANVILLE, IL | 3 | $ 295,000 | $ 98,000 | $ 68,000 |
| DUBUQUE, IA | 3 | $ 485,000 | $ 161,000 | $ 64,000 |
| GREAT FALLS, MT | 3 | $ 655,000 | $ 218,000 | $ 73,000 |
| ITHACA, NY | 3 | $ 425,000 | $ 141,000 | $ 71,000 |
| JEFFERSON CITY, MO | 3 | $ 835,000 | $ 278,000 | $ 88,000 |
| LAKE CHARLES, LA | 3 | $ 405,000 | $ 135,000 | $ 52,000 |
| MANHATTAN, KS | 3 | $ 785,000 | $ 261,000 | $ 100,000 |
| MORGANTOWN, WV | 3 | $ 415,000 | $ 138,000 | $ 88,000 |
| PINE BLUFF, AR | 3 | $ 405,000 | $ 135,000 | $ 139,000 |
| WATERTOWN-FORT DRUM, NY | 3 | $ 395,000 | $ 131,000 | $ 57,000 |
| WILLIAMSPORT, PA | 3 | $ 455,000 | $ 151,000 | $ 49,000 |
| ALTOONA, PA | 2 | $ 380,000 | $ 190,000 | $ 105,000 |
| BLOOMSBURG-BERWICK, PA | 2 | $ 450,000 | $ 225,000 | $ 248,000 |
| CLEVELAND, TN | 2 | $ 390,000 | $ 195,000 | $ 50,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 2 | $ 220,000 | $ 110,000 | $ 48,000 |
| ELMIRA, NY | 2 | $ 330,000 | $ 165,000 | $ 294,000 |
| GRAND ISLAND, NE | 2 | $ 370,000 | $ 185,000 | $ 116,000 |
| HAMMOND, LA | 2 | $ 410,000 | $ 205,000 | $ 81,000 |
| HOUMA-THIBODAUX, LA | 2 | $ 490,000 | $ 245,000 | $ 76,000 |
| IOWA CITY, IA | 2 | $ 690,000 | $ 345,000 | $ 93,000 |
| JOHNSTOWN, PA | 2 | $ 250,000 | $ 125,000 | $ 44,000 |
| KOKOMO, IN | 2 | $ 110,000 | $ 55,000 | $ 84,000 |
| MONROE, LA | 2 | $ 170,000 | $ 85,000 | $ 175,000 |
| ALEXANDRIA, LA | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| AMES, IA | 1 | $ 265,000 | $ 265,000 | $ 81,000 |
| CASPER, WY | 1 | $ 215,000 | $ 215,000 | $ 40,000 |
| CUMBERLAND, MD-WV | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| FAIRBANKS, AK | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| LIMA, OH | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| MUNCIE, IN | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| ODESSA, TX | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
Mortgage Loan Application Detail Totals for Guaranteed Rate, Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 66,829 | $20,015,685,000 | $299,000 | $16,465,000 | $128,000 | $9,473,000 |
| Cash-out Refinancing | 12,983 | $3,500,310,000 | $269,000 | $3,695,000 | $114,000 | $3,057,000 |
| Refinancing | 8,936 | $2,772,570,000 | $310,000 | $3,605,000 | $138,000 | $3,941,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 53,606 | $15,928,255,000 | $297,000 | $16,465,000 | $132,000 | $9,473,000 |
| Not Provided | 17,426 | $5,222,820,000 | $299,000 | $3,605,000 | $127,000 | $5,725,000 |
| Hispanic | 6,737 | $1,704,815,000 | $253,000 | $2,995,000 | $97,000 | $3,941,000 |
| Black or African American | 4,830 | $1,146,070,000 | $237,000 | $1,995,000 | $94,000 | $3,269,000 |
| Asian | 4,586 | $1,741,950,000 | $379,000 | $2,645,000 | $149,000 | $2,548,000 |
| American Indian or Alaskan Native | 368 | $99,660,000 | $270,000 | $1,945,000 | $107,000 | $1,102,000 |
| Native Hawaiian or Other Pacific Islander | 118 | $35,570,000 | $301,000 | $1,075,000 | $128,000 | $538,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 68,652 | $21,507,235,000 | $313,000 | $16,465,000 | $140,000 | $9,473,000 |
| FHA-insured (Federal Housing Administration) | 14,383 | $3,147,785,000 | $218,000 | $915,000 | $79,000 | $1,004,000 |
| VA-guaranteed (Veterans Administration) | 5,126 | $1,539,110,000 | $300,000 | $1,995,000 | $94,000 | $651,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 587 | $94,435,000 | $160,000 | $375,000 | $57,000 | $121,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 58,192 | $17,272,750,000 | $296,000 | $3,005,000 | $129,000 | $9,473,000 |
| Application Withdrawn By Applicant | 23,021 | $6,886,170,000 | $299,000 | $16,465,000 | $128,000 | $3,358,000 |
| Application Denied By Financial Institution | 4,785 | $1,324,745,000 | $276,000 | $2,745,000 | $97,000 | $3,042,000 |
| File Closed For Incompleteness | 2,143 | $620,325,000 | $289,000 | $2,485,000 | $129,000 | $3,941,000 |
| Application Approved But Not Accepted | 468 | $130,550,000 | $278,000 | $2,005,000 | $123,000 | $1,500,000 |
| Preapproval Approved but not Accepted | 88 | $39,960,000 | $454,000 | $2,005,000 | $132,000 | $517,000 |
| Preapproval Denied by Financial Institution | 51 | $14,065,000 | $275,000 | $1,255,000 | $66,000 | $304,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 83,912 | $24,949,755,000 | $297,000 | $16,465,000 | $129,000 | $9,473,000 |
| Debt-To-Income Ratio | 1,677 | $529,635,000 | $315,000 | $2,605,000 | $78,000 | $912,000 |
| Credit History | 1,484 | $372,530,000 | $251,000 | $2,505,000 | $92,000 | $1,340,000 |
| Collateral | 838 | $204,160,000 | $243,000 | $1,855,000 | $125,000 | $3,042,000 |
| Other | 276 | $71,980,000 | $260,000 | $2,745,000 | $116,000 | $1,083,000 |
| Unverifiable Information | 215 | $61,035,000 | $283,000 | $1,805,000 | $112,000 | $1,065,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 182 | $53,120,000 | $291,000 | $1,255,000 | $111,000 | $850,000 |
| Employment History | 146 | $37,750,000 | $258,000 | $1,015,000 | $99,000 | $750,000 |
| Credit Application Incomplete | 17 | $7,985,000 | $469,000 | $1,505,000 | $146,000 | $314,000 |
| Mortgage Insurance Denied | 1 | $615,000 | $615,000 | $615,000 | $97,000 | $97,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranteed Rate, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.