Guaranty Bank Mortgage Lending & HMDA Data, 2005
In 2005, Guaranty Bank of Dallas, TX reported 33,413 mortgage applications totaling $7.6 billion, up 202% from 2004. The average application was for $228,646, and applicants reported an average income of $87,300. 28% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (1,744), Phoenix-Mesa-Scottsdale, AZ (1,678) and Los Angeles-Long Beach-Glendale, CA (1,667) (applications in parentheses).
| Mortgage Company & Address | Guaranty Bank 8333 Douglas Avenue Dallas, TX 75225 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 33,413 |
| Total Mortgage Loan Application Amount | $7,639,755,000 |
| Average Mortgage Loan Application Amount | $228,646 |
| Highest Mortgage Loan Application Amount | $32,800,000 |
| Average Applicant Income | $87,300 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranty Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 1,667 | $ 645,185,000 | $ 387,033 | $ 126,000 |
| Maricopa, Arizona | 1,300 | $ 277,798,000 | $ 213,690 | $ 87,000 |
| San Diego, California | 1,218 | $ 532,040,000 | $ 436,814 | $ 120,000 |
| Riverside, California | 954 | $ 287,680,000 | $ 301,551 | $ 99,000 |
| Cook, Illinois | 938 | $ 221,103,000 | $ 235,717 | $ 89,000 |
| Salt Lake, Utah | 860 | $ 112,593,000 | $ 130,922 | $ 74,000 |
| Orange, California | 838 | $ 387,617,000 | $ 462,550 | $ 142,000 |
| San Bernardino, California | 790 | $ 187,018,000 | $ 236,731 | $ 94,000 |
| Guilford, North Carolina | 620 | $ 93,204,000 | $ 150,329 | $ 40,000 |
| Buncombe, North Carolina | 529 | $ 87,044,000 | $ 164,544 | $ 38,000 |
| Bexar, Texas | 521 | $ 55,012,000 | $ 105,589 | $ 88,000 |
| Clark, Nevada | 507 | $ 123,772,000 | $ 244,126 | $ 104,000 |
| Harris, Texas | 471 | $ 71,887,000 | $ 152,626 | $ 66,000 |
| Mecklenburg, North Carolina | 430 | $ 59,692,000 | $ 138,818 | $ 39,000 |
| El Paso, Colorado | 405 | $ 76,496,000 | $ 188,879 | $ 69,000 |
| Orange, Florida | 381 | $ 80,200,000 | $ 210,498 | $ 85,000 |
| Pinal, Arizona | 378 | $ 50,550,000 | $ 133,730 | $ 80,000 |
| Dallas, Texas | 370 | $ 50,615,000 | $ 136,797 | $ 107,000 |
| Tarrant, Texas | 326 | $ 36,320,000 | $ 111,411 | $ 90,000 |
| DuPage, Illinois | 318 | $ 92,756,000 | $ 291,685 | $ 119,000 |
| Collin, Texas | 298 | $ 31,927,000 | $ 107,137 | $ 111,000 |
| Travis, Texas | 289 | $ 50,880,000 | $ 176,055 | $ 76,000 |
| Sacramento, California | 264 | $ 64,646,000 | $ 244,871 | $ 85,000 |
| Oakland, Michigan | 260 | $ 42,324,000 | $ 162,784 | $ 57,000 |
| Contra Costa, California | 255 | $ 108,499,000 | $ 425,486 | $ 120,000 |
| Wayne, Michigan | 231 | $ 32,310,000 | $ 139,870 | $ 62,000 |
| Hennepin, Minnesota | 228 | $ 48,814,000 | $ 214,096 | $ 88,000 |
| Miami-Dade, Florida | 216 | $ 43,843,000 | $ 202,976 | $ 91,000 |
| Macomb, Michigan | 214 | $ 28,294,000 | $ 132,214 | $ 46,000 |
| Santa Clara, California | 213 | $ 103,060,000 | $ 483,849 | $ 145,000 |
| Will, Illinois | 197 | $ 38,874,000 | $ 197,329 | $ 87,000 |
| Utah, Utah | 193 | $ 25,141,000 | $ 130,264 | $ 54,000 |
| Pima, Arizona | 192 | $ 37,570,000 | $ 195,677 | $ 68,000 |
| San Joaquin, California | 192 | $ 57,098,000 | $ 297,385 | $ 88,000 |
| Montgomery, Texas | 190 | $ 18,320,000 | $ 96,421 | $ 48,000 |
| Denton, Texas | 181 | $ 17,188,000 | $ 94,961 | $ 98,000 |
| Seminole, Florida | 177 | $ 67,488,000 | $ 381,288 | $ 88,000 |
| Galveston, Texas | 175 | $ 20,573,000 | $ 117,560 | $ 52,000 |
| Bell, Texas | 171 | $ 16,866,000 | $ 98,631 | $ 63,000 |
| Prince George's, Maryland | 167 | $ 34,537,000 | $ 206,808 | $ 79,000 |
| Fairfax, Virginia | 162 | $ 52,538,000 | $ 324,308 | $ 118,000 |
| Henderson, North Carolina | 152 | $ 22,614,000 | $ 148,776 | $ 33,000 |
| Alameda, California | 151 | $ 65,910,000 | $ 436,490 | $ 133,000 |
| Volusia, Florida | 150 | $ 26,119,000 | $ 174,126 | $ 80,000 |
| Ventura, California | 148 | $ 66,536,000 | $ 449,567 | $ 154,000 |
| Baxter, Arkansas | 147 | $ 16,869,000 | $ 114,755 | $ 82,000 |
| Wake, North Carolina | 146 | $ 40,710,000 | $ 278,835 | $ 60,000 |
| Broward, Florida | 140 | $ 29,934,000 | $ 213,814 | $ 112,000 |
| Davis, Utah | 132 | $ 16,279,000 | $ 123,325 | $ 56,000 |
| Marion, Indiana | 124 | $ 16,764,000 | $ 135,193 | $ 55,000 |
| Milwaukee, Wisconsin | 119 | $ 15,214,000 | $ 127,848 | $ 66,000 |
| Montgomery, Maryland | 112 | $ 32,656,000 | $ 291,571 | $ 108,000 |
| Palm Beach, Florida | 109 | $ 27,528,000 | $ 252,550 | $ 131,000 |
| Placer, California | 107 | $ 40,589,000 | $ 379,336 | $ 116,000 |
| Livingston, Michigan | 105 | $ 17,334,000 | $ 165,085 | $ 55,000 |
| Polk, Florida | 103 | $ 14,323,000 | $ 139,058 | $ 65,000 |
| Lee, Florida | 100 | $ 28,727,000 | $ 287,270 | $ 95,000 |
| Osceola, Florida | 100 | $ 23,113,000 | $ 231,130 | $ 95,000 |
| Prince William, Virginia | 98 | $ 29,507,000 | $ 301,091 | $ 93,000 |
| Oklahoma, Oklahoma | 97 | $ 9,948,000 | $ 102,556 | $ 65,000 |
| Brown, Wisconsin | 97 | $ 11,714,000 | $ 120,762 | $ 47,000 |
| Genesee, Michigan | 96 | $ 11,911,000 | $ 124,072 | $ 35,000 |
| Stanislaus, California | 93 | $ 22,648,000 | $ 243,526 | $ 84,000 |
| Lake, Indiana | 92 | $ 11,055,000 | $ 120,163 | $ 62,000 |
| Lake, Illinois | 91 | $ 65,856,000 | $ 723,692 | $ 100,000 |
| Loudoun, Virginia | 91 | $ 28,963,000 | $ 318,274 | $ 132,000 |
| Union, North Carolina | 89 | $ 14,390,000 | $ 161,685 | $ 54,000 |
| Fresno, California | 86 | $ 18,474,000 | $ 214,813 | $ 88,000 |
| Williamson, Texas | 83 | $ 21,797,000 | $ 262,614 | $ 70,000 |
| Washington, Utah | 82 | $ 16,720,000 | $ 203,902 | $ 90,000 |
| Anoka, Minnesota | 81 | $ 16,049,000 | $ 198,135 | $ 66,000 |
| Sonoma, California | 79 | $ 33,384,000 | $ 422,582 | $ 132,000 |
| Kane, Illinois | 77 | $ 16,849,000 | $ 218,818 | $ 79,000 |
| Fulton, Georgia | 75 | $ 15,855,000 | $ 211,400 | $ 96,000 |
| Delaware, Indiana | 75 | $ 5,705,000 | $ 76,066 | $ 42,000 |
| District of Columbia, District Of Columbia | 73 | $ 17,249,000 | $ 236,287 | $ 103,000 |
| Summit, Ohio | 73 | $ 7,714,000 | $ 105,671 | $ 38,000 |
| Kern, California | 72 | $ 12,955,000 | $ 179,930 | $ 85,000 |
| Middlesex, Massachusetts | 71 | $ 23,366,000 | $ 329,098 | $ 123,000 |
| York, South Carolina | 71 | $ 9,006,000 | $ 126,845 | $ 47,000 |
| Ramsey, Minnesota | 70 | $ 11,861,000 | $ 169,442 | $ 71,000 |
| Greene, Missouri | 69 | $ 8,128,000 | $ 117,797 | $ 48,000 |
| Cabarrus, North Carolina | 69 | $ 7,871,000 | $ 114,072 | $ 46,000 |
| Anne Arundel, Maryland | 68 | $ 16,356,000 | $ 240,529 | $ 108,000 |
| Dakota, Minnesota | 66 | $ 12,706,000 | $ 192,515 | $ 67,000 |
| Weber, Utah | 66 | $ 7,645,000 | $ 115,833 | $ 43,000 |
| Sheboygan, Wisconsin | 65 | $ 7,676,000 | $ 118,092 | $ 53,000 |
| Iredell, North Carolina | 64 | $ 10,913,000 | $ 170,515 | $ 43,000 |
| Summit, Utah | 63 | $ 10,690,000 | $ 169,682 | $ 137,000 |
| Fairfield, Connecticut | 62 | $ 28,620,000 | $ 461,612 | $ 105,000 |
| New Haven, Connecticut | 62 | $ 36,796,000 | $ 593,483 | $ 88,000 |
| Calaveras, California | 61 | $ 15,603,000 | $ 255,786 | $ 106,000 |
| Cobb, Georgia | 61 | $ 9,489,000 | $ 155,557 | $ 102,000 |
| Gwinnett, Georgia | 61 | $ 10,535,000 | $ 172,704 | $ 116,000 |
| Davidson, Tennessee | 61 | $ 7,805,000 | $ 127,950 | $ 55,000 |
| Arapahoe, Colorado | 60 | $ 12,157,000 | $ 202,616 | $ 70,000 |
| Solano, California | 59 | $ 20,305,000 | $ 344,152 | $ 101,000 |
| Honolulu, Hawaii | 59 | $ 27,235,000 | $ 461,610 | $ 140,000 |
| Baltimore, Maryland | 59 | $ 11,341,000 | $ 192,220 | $ 92,000 |
| Matanuska-Susitna, Alaska | 58 | $ 9,882,000 | $ 170,379 | $ 67,000 |
| Fort Bend, Texas | 58 | $ 7,635,000 | $ 131,637 | $ 91,000 |
| Brevard, Florida | 57 | $ 9,762,000 | $ 171,263 | $ 85,000 |
| Collier, Florida | 57 | $ 20,098,000 | $ 352,596 | $ 134,000 |
| Hamilton, Indiana | 57 | $ 7,929,000 | $ 139,105 | $ 51,000 |
| Pierce, Washington | 57 | $ 11,603,000 | $ 203,561 | $ 75,000 |
| Denver, Colorado | 56 | $ 10,841,000 | $ 193,589 | $ 80,000 |
| Lake, Florida | 56 | $ 13,405,000 | $ 239,375 | $ 101,000 |
| Pinellas, Florida | 55 | $ 9,991,000 | $ 181,654 | $ 108,000 |
| Hartford, Connecticut | 54 | $ 9,979,000 | $ 184,796 | $ 87,000 |
| Forsyth, North Carolina | 54 | $ 6,473,000 | $ 119,870 | $ 76,000 |
| Williamson, Tennessee | 54 | $ 10,660,000 | $ 197,407 | $ 120,000 |
| Johnson, Indiana | 53 | $ 5,169,000 | $ 97,528 | $ 56,000 |
| Lafayette, Louisiana | 53 | $ 5,908,000 | $ 111,471 | $ 45,000 |
| McHenry, Illinois | 52 | $ 9,746,000 | $ 187,423 | $ 85,000 |
| Scott, Minnesota | 52 | $ 11,010,000 | $ 211,730 | $ 86,000 |
| Nueces, Texas | 52 | $ 4,440,000 | $ 85,384 | $ 64,000 |
| Litchfield, Connecticut | 51 | $ 11,207,000 | $ 219,745 | $ 103,000 |
| Douglas, Colorado | 50 | $ 12,533,000 | $ 250,660 | $ 87,000 |
| Hillsborough, Florida | 50 | $ 19,597,000 | $ 391,940 | $ 94,000 |
| Shelby, Tennessee | 50 | $ 12,198,000 | $ 243,960 | $ 83,000 |
| Brazos, Texas | 49 | $ 4,808,000 | $ 98,122 | $ 78,000 |
| King, Washington | 49 | $ 23,624,000 | $ 482,122 | $ 94,000 |
| Yolo, California | 48 | $ 16,760,000 | $ 349,166 | $ 145,000 |
| Jefferson, Colorado | 48 | $ 11,044,000 | $ 230,083 | $ 89,000 |
| Weld, Colorado | 48 | $ 7,716,000 | $ 160,750 | $ 90,000 |
| Saginaw, Michigan | 48 | $ 4,851,000 | $ 101,062 | $ 29,000 |
| McLennan, Texas | 48 | $ 4,699,000 | $ 97,895 | $ 57,000 |
| Ingham, Michigan | 46 | $ 7,388,000 | $ 160,608 | $ 66,000 |
| Washtenaw, Michigan | 45 | $ 6,910,000 | $ 153,555 | $ 95,000 |
| Gaston, North Carolina | 44 | $ 4,905,000 | $ 111,477 | $ 47,000 |
| Baltimore City, Maryland | 43 | $ 4,156,000 | $ 96,651 | $ 67,000 |
| Guadalupe, Texas | 43 | $ 4,895,000 | $ 113,837 | $ 62,000 |
| Ellis, Texas | 42 | $ 2,204,000 | $ 52,476 | $ 71,000 |
| Adams, Colorado | 41 | $ 8,014,000 | $ 195,463 | $ 70,000 |
| East Baton Rouge, Louisiana | 41 | $ 4,098,000 | $ 99,951 | $ 40,000 |
| St. Clair, Michigan | 41 | $ 5,326,000 | $ 129,902 | $ 55,000 |
| Sarasota, Florida | 39 | $ 6,429,000 | $ 164,846 | $ 97,000 |
| Durham, North Carolina | 39 | $ 6,617,000 | $ 169,666 | $ 76,000 |
| Kendall, Illinois | 38 | $ 7,343,000 | $ 193,236 | $ 129,000 |
| Wright, Minnesota | 38 | $ 8,254,000 | $ 217,210 | $ 89,000 |
| Brazoria, Texas | 38 | $ 3,678,000 | $ 96,789 | $ 77,000 |
| San Mateo, California | 37 | $ 25,043,000 | $ 676,837 | $ 164,000 |
| Shelby, Kentucky | 37 | $ 6,419,000 | $ 173,486 | $ 83,000 |
| Howard, Maryland | 37 | $ 9,767,000 | $ 263,972 | $ 102,000 |
| Middlesex, New Jersey | 37 | $ 10,025,000 | $ 270,945 | $ 128,000 |
| Monmouth, New Jersey | 37 | $ 12,131,000 | $ 327,864 | $ 140,000 |
| Waukesha, Wisconsin | 37 | $ 7,515,000 | $ 203,108 | $ 85,000 |
| DeKalb, Georgia | 36 | $ 5,972,000 | $ 165,888 | $ 83,000 |
| Jefferson, Kentucky | 36 | $ 6,063,000 | $ 168,416 | $ 92,000 |
| St. Tammany, Louisiana | 36 | $ 4,189,000 | $ 116,361 | $ 74,000 |
| Cleveland, Oklahoma | 35 | $ 3,834,000 | $ 109,542 | $ 55,000 |
| Jefferson, Texas | 35 | $ 2,084,000 | $ 59,542 | $ 52,000 |
| Rutherford, Tennessee | 34 | $ 5,040,000 | $ 148,235 | $ 67,000 |
| Hidalgo, Texas | 34 | $ 3,180,000 | $ 93,529 | $ 51,000 |
| San Francisco, California | 33 | $ 33,304,000 | $ 1,009,212 | $ 143,000 |
| Jasper, Missouri | 33 | $ 2,873,000 | $ 87,060 | $ 60,000 |
| Multnomah, Oregon | 32 | $ 4,805,000 | $ 150,156 | $ 77,000 |
| Monroe, Pennsylvania | 32 | $ 6,308,000 | $ 197,125 | $ 70,000 |
| Comal, Texas | 32 | $ 4,771,000 | $ 149,093 | $ 81,000 |
| El Dorado, California | 31 | $ 11,955,000 | $ 385,645 | $ 107,000 |
| Merced, California | 31 | $ 7,608,000 | $ 245,419 | $ 103,000 |
| Allen, Indiana | 31 | $ 3,156,000 | $ 101,806 | $ 36,000 |
| Livingston, Louisiana | 31 | $ 2,667,000 | $ 86,032 | $ 41,000 |
| Grand Traverse, Michigan | 30 | $ 3,550,000 | $ 118,333 | $ 42,000 |
| Christian, Missouri | 30 | $ 3,409,000 | $ 113,633 | $ 45,000 |
| Spotsylvania, Virginia | 30 | $ 8,479,000 | $ 282,633 | $ 106,000 |
| Jefferson, Alabama | 29 | $ 8,043,000 | $ 277,344 | $ 52,000 |
| Marin, California | 29 | $ 15,818,000 | $ 545,448 | $ 154,000 |
| Flagler, Florida | 29 | $ 5,803,000 | $ 200,103 | $ 85,000 |
| Le Sueur, Minnesota | 29 | $ 5,526,000 | $ 190,551 | $ 113,000 |
| Lincoln, North Carolina | 29 | $ 3,649,000 | $ 125,827 | $ 53,000 |
| Duval, Florida | 28 | $ 4,364,000 | $ 155,857 | $ 151,000 |
| Kalamazoo, Michigan | 28 | $ 3,551,000 | $ 126,821 | $ 42,000 |
| Kent, Michigan | 28 | $ 10,414,000 | $ 371,928 | $ 53,000 |
| Marion, Arkansas | 27 | $ 2,505,000 | $ 92,777 | $ 33,000 |
| Cherokee, Georgia | 27 | $ 5,120,000 | $ 189,629 | $ 105,000 |
| Morgan, Indiana | 27 | $ 2,886,000 | $ 106,888 | $ 55,000 |
| St. Martin, Louisiana | 27 | $ 2,553,000 | $ 94,555 | $ 39,000 |
| Frederick, Maryland | 27 | $ 6,608,000 | $ 244,740 | $ 74,000 |
| Alamance, North Carolina | 27 | $ 2,541,000 | $ 94,111 | $ 57,000 |
| Haywood, North Carolina | 27 | $ 3,620,000 | $ 134,074 | $ 39,000 |
| Vance, North Carolina | 27 | $ 2,302,000 | $ 85,259 | $ 36,000 |
| Montgomery, Ohio | 26 | $ 2,433,000 | $ 93,576 | $ 31,000 |
| Stark, Ohio | 26 | $ 2,665,000 | $ 102,500 | $ 43,000 |
| Virginia Beach, Virginia | 26 | $ 4,789,000 | $ 184,192 | $ 72,000 |
| Columbia, Georgia | 25 | $ 3,529,000 | $ 141,160 | $ 84,000 |
| Vermilion, Louisiana | 25 | $ 2,255,000 | $ 90,200 | $ 40,000 |
| Providence, Rhode Island | 25 | $ 5,037,000 | $ 201,480 | $ 98,000 |
| El Paso, Texas | 25 | $ 2,455,000 | $ 98,200 | $ 73,000 |
| Kaufman, Texas | 25 | $ 2,456,000 | $ 98,240 | $ 109,000 |
| Outagamie, Wisconsin | 25 | $ 3,304,000 | $ 132,160 | $ 51,000 |
| Sherburne, Minnesota | 24 | $ 3,908,000 | $ 162,833 | $ 100,000 |
| Franklin, Pennsylvania | 24 | $ 3,266,000 | $ 136,083 | $ 48,000 |
| Calcasieu, Louisiana | 23 | $ 1,751,000 | $ 76,130 | $ 46,000 |
| Suffolk, Massachusetts | 23 | $ 6,810,000 | $ 296,086 | $ 141,000 |
| Franklin, Ohio | 23 | $ 2,624,000 | $ 114,086 | $ 32,000 |
| Tooele, Utah | 23 | $ 2,281,000 | $ 99,173 | $ 33,000 |
| Tulare, California | 22 | $ 3,793,000 | $ 172,409 | $ 72,000 |
| Tuolumne, California | 22 | $ 5,942,000 | $ 270,090 | $ 141,000 |
| Larimer, Colorado | 22 | $ 2,858,000 | $ 129,909 | $ 74,000 |
| New Castle, Delaware | 22 | $ 3,819,000 | $ 173,590 | $ 24,000 |
| Charles, Maryland | 22 | $ 4,904,000 | $ 222,909 | $ 90,000 |
| Washoe, Nevada | 22 | $ 5,680,000 | $ 258,181 | $ 96,000 |
| Ocean, New Jersey | 22 | $ 6,582,000 | $ 299,181 | $ 121,000 |
| Kings, New York | 22 | $ 7,543,000 | $ 342,863 | $ 87,000 |
| Catawba, North Carolina | 22 | $ 2,931,000 | $ 133,227 | $ 72,000 |
| Orange, North Carolina | 22 | $ 5,915,000 | $ 268,863 | $ 100,000 |
| Randolph, North Carolina | 22 | $ 2,594,000 | $ 117,909 | $ 86,000 |
| Wilson, Tennessee | 22 | $ 3,286,000 | $ 149,363 | $ 69,000 |
| Lynchburg, Virginia | 22 | $ 2,262,000 | $ 102,818 | $ 65,000 |
| Imperial, California | 21 | $ 3,780,000 | $ 180,000 | $ 86,000 |
| Porter, Indiana | 21 | $ 2,353,000 | $ 112,047 | $ 71,000 |
| Orleans, Louisiana | 21 | $ 3,014,000 | $ 143,523 | $ 134,000 |
| Crawford, Michigan | 21 | $ 1,880,000 | $ 89,523 | $ 49,000 |
| Suffolk, New York | 21 | $ 4,634,000 | $ 220,666 | $ 98,000 |
| Johnston, North Carolina | 21 | $ 2,356,000 | $ 112,190 | $ 43,000 |
| Hays, Texas | 21 | $ 2,140,000 | $ 101,904 | $ 93,000 |
| Campbell, Virginia | 21 | $ 2,518,000 | $ 119,904 | $ 43,000 |
| Stafford, Virginia | 21 | $ 6,051,000 | $ 288,142 | $ 101,000 |
| Clark, Washington | 21 | $ 4,044,000 | $ 192,571 | $ 64,000 |
| Charlotte, Florida | 20 | $ 3,025,000 | $ 151,250 | $ 61,000 |
| Ascension, Louisiana | 20 | $ 2,079,000 | $ 103,950 | $ 45,000 |
| Avoyelles, Louisiana | 20 | $ 2,111,000 | $ 105,550 | $ 57,000 |
| Carver, Minnesota | 20 | $ 4,199,000 | $ 209,950 | $ 109,000 |
| Washington, Minnesota | 20 | $ 4,914,000 | $ 245,700 | $ 97,000 |
| Nye, Nevada | 20 | $ 3,758,000 | $ 187,900 | $ 107,000 |
| Davidson, North Carolina | 20 | $ 1,711,000 | $ 85,550 | $ 104,000 |
| Yuma, Arizona | 19 | $ 2,486,000 | $ 130,842 | $ 66,000 |
| Boulder, Colorado | 19 | $ 21,941,000 | $ 1,154,789 | $ 92,000 |
| New London, Connecticut | 19 | $ 3,428,000 | $ 180,421 | $ 79,000 |
| Iberia, Louisiana | 19 | $ 1,791,000 | $ 94,263 | $ 45,000 |
| Rapides, Louisiana | 19 | $ 2,818,000 | $ 148,315 | $ 53,000 |
| St. Landry, Louisiana | 19 | $ 1,710,000 | $ 90,000 | $ 47,000 |
| Essex, Massachusetts | 19 | $ 4,957,000 | $ 260,894 | $ 105,000 |
| Clackamas, Oregon | 19 | $ 3,494,000 | $ 183,894 | $ 77,000 |
| Chester, Pennsylvania | 19 | $ 3,879,000 | $ 204,157 | $ 93,000 |
| Washington, Texas | 19 | $ 892,000 | $ 46,947 | $ 55,000 |
| St. Lucie, Florida | 18 | $ 2,999,000 | $ 166,611 | $ 110,000 |
| Liberty, Georgia | 18 | $ 1,727,000 | $ 95,944 | $ 221,000 |
| Acadia, Louisiana | 18 | $ 1,690,000 | $ 93,888 | $ 85,000 |
| Harford, Maryland | 18 | $ 5,211,000 | $ 289,500 | $ 82,000 |
| Arlington, Virginia | 18 | $ 7,562,000 | $ 420,111 | $ 117,000 |
| Bedford, Virginia | 18 | $ 2,602,000 | $ 144,555 | $ 71,000 |
| Napa, California | 17 | $ 7,292,000 | $ 428,941 | $ 122,000 |
| Middlesex, Connecticut | 17 | $ 3,861,000 | $ 227,117 | $ 96,000 |
| Hendricks, Indiana | 17 | $ 2,308,000 | $ 135,764 | $ 43,000 |
| St. Joseph, Indiana | 17 | $ 1,554,000 | $ 91,411 | $ 45,000 |
| Carroll, Maryland | 17 | $ 3,847,000 | $ 226,294 | $ 82,000 |
| Isanti, Minnesota | 17 | $ 2,895,000 | $ 170,294 | $ 70,000 |
| Granville, North Carolina | 17 | $ 2,054,000 | $ 120,823 | $ 28,000 |
| Tulsa, Oklahoma | 17 | $ 15,410,000 | $ 906,470 | $ 106,000 |
| Bucks, Pennsylvania | 17 | $ 4,198,000 | $ 246,941 | $ 141,000 |
| Horry, South Carolina | 17 | $ 2,354,000 | $ 138,470 | $ 120,000 |
| Wasatch, Utah | 17 | $ 2,894,000 | $ 170,235 | $ 43,000 |
| Snohomish, Washington | 17 | $ 3,000,000 | $ 176,470 | $ 60,000 |
| Butte, California | 16 | $ 3,843,000 | $ 240,187 | $ 78,000 |
| Monterey, California | 16 | $ 6,005,000 | $ 375,312 | $ 117,000 |
| Highlands, Florida | 16 | $ 2,503,000 | $ 156,437 | $ 78,000 |
| Pasco, Florida | 16 | $ 2,853,000 | $ 178,312 | $ 54,000 |
| Van Buren, Michigan | 16 | $ 1,877,000 | $ 117,312 | $ 49,000 |
| St. Louis, Minnesota | 16 | $ 1,903,000 | $ 118,937 | $ 67,000 |
| Sumner, Tennessee | 16 | $ 2,223,000 | $ 138,937 | $ 64,000 |
| Box Elder, Utah | 16 | $ 1,713,000 | $ 107,062 | $ 29,000 |
| Cowlitz, Washington | 16 | $ 2,563,000 | $ 160,187 | $ 60,000 |
| Anchorage, Alaska | 15 | $ 3,439,000 | $ 229,266 | $ 22,000 |
| Amador, California | 15 | $ 3,862,000 | $ 257,466 | $ 93,000 |
| Santa Cruz, California | 15 | $ 7,531,000 | $ 502,066 | $ 287,000 |
| Muscogee, Georgia | 15 | $ 1,902,000 | $ 126,800 | $ 43,000 |
| Whitfield, Georgia | 15 | $ 1,660,000 | $ 110,666 | $ 56,000 |
| Kauai, Hawaii | 15 | $ 6,181,000 | $ 412,066 | $ 165,000 |
| Blackford, Indiana | 15 | $ 824,000 | $ 54,933 | $ 32,000 |
| Boyd, Kentucky | 15 | $ 1,043,000 | $ 69,533 | $ 39,000 |
| Worcester, Massachusetts | 15 | $ 3,745,000 | $ 249,666 | $ 142,000 |
| Rockingham, New Hampshire | 15 | $ 5,852,000 | $ 390,133 | $ 142,000 |
| Cuyahoga, Ohio | 15 | $ 1,976,000 | $ 131,733 | $ 49,000 |
| Cameron, Texas | 15 | $ 1,499,000 | $ 99,933 | $ 107,000 |
| Rockwall, Texas | 15 | $ 1,554,000 | $ 103,600 | $ 100,000 |
| Chesterfield, Virginia | 15 | $ 3,617,000 | $ 241,133 | $ 85,000 |
| St. Croix, Wisconsin | 15 | $ 3,490,000 | $ 232,666 | $ 77,000 |
| Washington, Wisconsin | 15 | $ 2,758,000 | $ 183,866 | $ 64,000 |
| Winnebago, Wisconsin | 15 | $ 1,141,000 | $ 76,066 | $ 45,000 |
| Norfolk, Massachusetts | 14 | $ 5,736,000 | $ 409,714 | $ 118,000 |
| Berrien, Michigan | 14 | $ 2,415,000 | $ 172,500 | $ 111,000 |
| Canadian, Oklahoma | 14 | $ 1,792,000 | $ 128,000 | $ 42,000 |
| Henderson, Texas | 14 | $ 1,937,000 | $ 138,357 | $ 177,000 |
| Parker, Texas | 14 | $ 2,538,000 | $ 181,285 | $ 122,000 |
| Alexandria, Virginia | 14 | $ 4,616,000 | $ 329,714 | $ 109,000 |
| Oconto, Wisconsin | 14 | $ 1,964,000 | $ 140,285 | $ 58,000 |
| Plumas, California | 13 | $ 2,986,000 | $ 229,692 | $ 130,000 |
| San Luis Obispo, California | 13 | $ 6,203,000 | $ 477,153 | $ 179,000 |
| Shasta, California | 13 | $ 2,124,000 | $ 163,384 | $ 72,000 |
| Richmond, Georgia | 13 | $ 1,128,000 | $ 86,769 | $ 23,000 |
| Jefferson, Louisiana | 13 | $ 1,558,000 | $ 119,846 | $ 70,000 |
| Monroe, Michigan | 13 | $ 1,669,000 | $ 128,384 | $ 40,000 |
| Goodhue, Minnesota | 13 | $ 3,107,000 | $ 239,000 | $ 95,000 |
| Chatham, North Carolina | 13 | $ 1,806,000 | $ 138,923 | $ 90,000 |
| New Hanover, North Carolina | 13 | $ 6,369,000 | $ 489,923 | $ 222,000 |
| Fauquier, Virginia | 13 | $ 3,447,000 | $ 265,153 | $ 86,000 |
| Henrico, Virginia | 13 | $ 2,286,000 | $ 175,846 | $ 85,000 |
| Fond du Lac, Wisconsin | 13 | $ 1,829,000 | $ 140,692 | $ 52,000 |
| Mohave, Arizona | 12 | $ 1,767,000 | $ 147,250 | $ 64,000 |
| Pulaski, Arkansas | 12 | $ 1,301,000 | $ 108,416 | $ 43,000 |
| Indian River, Florida | 12 | $ 2,291,000 | $ 190,916 | $ 115,000 |
| Okaloosa, Florida | 12 | $ 5,334,000 | $ 444,500 | $ 218,000 |
| St. Johns, Florida | 12 | $ 3,125,000 | $ 260,416 | $ 101,000 |
| Hawaii, Hawaii | 12 | $ 3,595,000 | $ 299,583 | $ 140,000 |
| DeKalb, Illinois | 12 | $ 1,777,000 | $ 148,083 | $ 52,000 |
| Spencer, Kentucky | 12 | $ 1,672,000 | $ 139,333 | $ 72,000 |
| Cass, Missouri | 12 | $ 1,282,000 | $ 106,833 | $ 67,000 |
| Rowan, North Carolina | 12 | $ 1,229,000 | $ 102,416 | $ 34,000 |
| Washington, Oregon | 12 | $ 2,122,000 | $ 176,833 | $ 85,000 |
| Maverick, Texas | 12 | $ 1,244,000 | $ 103,666 | $ 56,000 |
| Polk, Texas | 12 | $ 522,000 | $ 43,500 | $ 37,000 |
| San Patricio, Texas | 12 | $ 909,000 | $ 75,750 | $ 49,000 |
| Smith, Texas | 12 | $ 1,145,000 | $ 95,416 | $ 112,000 |
| Houston, Alabama | 11 | $ 1,549,000 | $ 140,818 | $ 64,000 |
| Madison, Alabama | 11 | $ 1,564,000 | $ 142,181 | $ 49,000 |
| Marion, Florida | 11 | $ 1,491,000 | $ 135,545 | $ 94,000 |
| Newton, Georgia | 11 | $ 1,351,000 | $ 122,818 | $ 56,000 |
| Boone, Indiana | 11 | $ 1,391,000 | $ 126,454 | $ 67,000 |
| Johnson, Kansas | 11 | $ 1,749,000 | $ 159,000 | $ 82,000 |
| Calvert, Maryland | 11 | $ 1,844,000 | $ 167,636 | $ 91,000 |
| Queen Anne's, Maryland | 11 | $ 2,521,000 | $ 229,181 | $ 77,000 |
| Berkshire, Massachusetts | 11 | $ 1,984,000 | $ 180,363 | $ 92,000 |
| Hampden, Massachusetts | 11 | $ 2,717,000 | $ 247,000 | $ 2,066,000 |
| Jackson, Michigan | 11 | $ 1,374,000 | $ 124,909 | $ 40,000 |
| St. Louis, Missouri | 11 | $ 19,737,000 | $ 1,794,272 | $ 149,000 |
| Nassau, New York | 11 | $ 2,957,000 | $ 268,818 | $ 139,000 |
| Delaware, Pennsylvania | 11 | $ 2,484,000 | $ 225,818 | $ 138,000 |
| Caldwell, Texas | 11 | $ 1,164,000 | $ 105,818 | $ 39,000 |
| Coryell, Texas | 11 | $ 1,165,000 | $ 105,909 | $ 59,000 |
| Walker, Texas | 11 | $ 820,000 | $ 74,545 | $ 80,000 |
| Racine, Wisconsin | 11 | $ 1,636,000 | $ 148,727 | $ 72,000 |
| Yavapai, Arizona | 10 | $ 2,308,000 | $ 230,800 | $ 123,000 |
| Santa Barbara, California | 10 | $ 4,203,000 | $ 420,300 | $ 185,000 |
| Pueblo, Colorado | 10 | $ 1,227,000 | $ 122,700 | $ 30,000 |
| Ada, Idaho | 10 | $ 1,971,000 | $ 197,100 | $ 108,000 |
| Madison, Indiana | 10 | $ 823,000 | $ 82,300 | $ 55,000 |
| Randolph, Indiana | 10 | $ 552,000 | $ 55,200 | $ 35,000 |
| Jefferson Davis, Louisiana | 10 | $ 927,000 | $ 92,700 | $ 40,000 |
| Terrebonne, Louisiana | 10 | $ 1,093,000 | $ 109,300 | $ 50,000 |
| Washington, Maryland | 10 | $ 2,139,000 | $ 213,900 | $ 114,000 |
| Bristol, Massachusetts | 10 | $ 2,576,000 | $ 257,600 | $ 77,000 |
| Antrim, Michigan | 10 | $ 1,242,000 | $ 124,200 | $ 62,000 |
| Ottawa, Michigan | 10 | $ 1,615,000 | $ 161,500 | $ 71,000 |
| Stearns, Minnesota | 10 | $ 1,222,000 | $ 122,200 | $ 86,000 |
| Barry, Missouri | 10 | $ 984,000 | $ 98,400 | $ 36,000 |
| Newton, Missouri | 10 | $ 1,103,000 | $ 110,300 | $ 86,000 |
| Transylvania, North Carolina | 10 | $ 1,590,000 | $ 159,000 | $ 36,000 |
| Watauga, North Carolina | 10 | $ 1,341,000 | $ 134,100 | $ 79,000 |
| Lane, Oregon | 10 | $ 1,177,000 | $ 117,700 | $ 41,000 |
| York, Pennsylvania | 10 | $ 1,259,000 | $ 125,900 | $ 81,000 |
| Gregg, Texas | 10 | $ 389,000 | $ 38,900 | $ 60,000 |
| Orange, Texas | 10 | $ 454,000 | $ 45,400 | $ 34,000 |
| Cache, Utah | 10 | $ 1,457,000 | $ 145,700 | $ 83,000 |
| Amherst, Virginia | 10 | $ 893,000 | $ 89,300 | $ 41,000 |
| Kenosha, Wisconsin | 10 | $ 1,753,000 | $ 175,300 | $ 69,000 |
| Faulkner, Arkansas | 9 | $ 857,000 | $ 95,222 | $ 57,000 |
| White, Arkansas | 9 | $ 934,000 | $ 103,777 | $ 74,000 |
| Grand, Colorado | 9 | $ 2,041,000 | $ 226,777 | $ 119,000 |
| Sussex, Delaware | 9 | $ 3,168,000 | $ 352,000 | $ 188,000 |
| Monroe, Florida | 9 | $ 4,006,000 | $ 445,111 | $ 307,000 |
| Barrow, Georgia | 9 | $ 1,088,000 | $ 120,888 | $ 44,000 |
| Forsyth, Georgia | 9 | $ 1,749,000 | $ 194,333 | $ 110,000 |
| Jay, Indiana | 9 | $ 556,000 | $ 61,777 | $ 33,000 |
| Allegan, Michigan | 9 | $ 1,382,000 | $ 153,555 | $ 114,000 |
| Calhoun, Michigan | 9 | $ 936,000 | $ 104,000 | $ 62,000 |
| Eaton, Michigan | 9 | $ 1,206,000 | $ 134,000 | $ 58,000 |
| Lapeer, Michigan | 9 | $ 1,334,000 | $ 148,222 | $ 41,000 |
| Shiawassee, Michigan | 9 | $ 962,000 | $ 106,888 | $ 29,000 |
| Tuscola, Michigan | 9 | $ 1,186,000 | $ 131,777 | $ 44,000 |
| Chisago, Minnesota | 9 | $ 1,799,000 | $ 199,888 | $ 61,000 |
| Clay, Minnesota | 9 | $ 1,125,000 | $ 125,000 | $ 71,000 |
| Bergen, New Jersey | 9 | $ 2,061,000 | $ 229,000 | $ 104,000 |
| Bernalillo, New Mexico | 9 | $ 1,514,000 | $ 168,222 | $ 88,000 |
| Westchester, New York | 9 | $ 3,355,000 | $ 372,777 | $ 156,000 |
| Carteret, North Carolina | 9 | $ 4,148,000 | $ 460,888 | $ 717,000 |
| Rockingham, North Carolina | 9 | $ 916,000 | $ 101,777 | $ 27,000 |
| Portage, Ohio | 9 | $ 979,000 | $ 108,777 | $ 46,000 |
| Montgomery, Pennsylvania | 9 | $ 1,556,000 | $ 172,888 | $ 86,000 |
| Beaufort, South Carolina | 9 | $ 2,210,000 | $ 245,555 | $ 195,000 |
| Bandera, Texas | 9 | $ 641,000 | $ 71,222 | $ 36,000 |
| Falls, Texas | 9 | $ 546,000 | $ 60,666 | $ 56,000 |
| Grimes, Texas | 9 | $ 780,000 | $ 86,666 | $ 50,000 |
| Johnson, Texas | 9 | $ 853,000 | $ 94,777 | $ 56,000 |
| Kendall, Texas | 9 | $ 649,000 | $ 72,111 | $ 73,000 |
| Kerr, Texas | 9 | $ 728,000 | $ 80,888 | $ 73,000 |
| Medina, Texas | 9 | $ 948,000 | $ 105,333 | $ 60,000 |
| Appomattox, Virginia | 9 | $ 919,000 | $ 102,111 | $ 48,000 |
| Chesapeake, Virginia | 9 | $ 1,386,000 | $ 154,000 | $ 34,000 |
| Randolph, Alabama | 8 | $ 1,238,000 | $ 154,750 | $ 60,000 |
| Humboldt, California | 8 | $ 1,484,000 | $ 185,500 | $ 68,000 |
| Sutter, California | 8 | $ 1,149,000 | $ 143,625 | $ 50,000 |
| Escambia, Florida | 8 | $ 1,985,000 | $ 248,125 | $ 104,000 |
| Manatee, Florida | 8 | $ 1,671,000 | $ 208,875 | $ 208,000 |
| Bryan, Georgia | 8 | $ 1,134,000 | $ 141,750 | $ 78,000 |
| Glynn, Georgia | 8 | $ 1,254,000 | $ 156,750 | $ 78,000 |
| Maui, Hawaii | 8 | $ 2,293,000 | $ 286,625 | $ 201,000 |
| Greenup, Kentucky | 8 | $ 605,000 | $ 75,625 | $ 39,000 |
| Barnstable, Massachusetts | 8 | $ 2,465,000 | $ 308,125 | $ 138,000 |
| Plymouth, Massachusetts | 8 | $ 2,478,000 | $ 309,750 | $ 126,000 |
| Olmsted, Minnesota | 8 | $ 894,000 | $ 111,750 | $ 59,000 |
| Passaic, New Jersey | 8 | $ 1,657,000 | $ 207,125 | $ 119,000 |
| Somerset, New Jersey | 8 | $ 2,661,000 | $ 332,625 | $ 111,000 |
| Union, New Jersey | 8 | $ 1,857,000 | $ 232,125 | $ 92,000 |
| Dutchess, New York | 8 | $ 1,566,000 | $ 195,750 | $ 104,000 |
| Queens, New York | 8 | $ 2,657,000 | $ 332,125 | $ 116,000 |
| Madison, North Carolina | 8 | $ 1,349,000 | $ 168,625 | $ 67,000 |
| Philadelphia, Pennsylvania | 8 | $ 1,573,000 | $ 196,625 | $ 95,000 |
| Cheatham, Tennessee | 8 | $ 937,000 | $ 117,125 | $ 81,000 |
| Maury, Tennessee | 8 | $ 820,000 | $ 102,500 | $ 26,000 |
| Angelina, Texas | 8 | $ 627,000 | $ 78,375 | $ 48,000 |
| Hood, Texas | 8 | $ 647,000 | $ 80,875 | $ 200,000 |
| Llano, Texas | 8 | $ 973,000 | $ 121,625 | $ 110,000 |
| Fluvanna, Virginia | 8 | $ 1,278,000 | $ 159,750 | $ 75,000 |
| Thurston, Washington | 8 | $ 1,106,000 | $ 138,250 | $ 30,000 |
| Calumet, Wisconsin | 8 | $ 789,000 | $ 98,625 | $ 62,000 |
| Rock, Wisconsin | 8 | $ 771,000 | $ 96,375 | $ 54,000 |
| Shelby, Alabama | 7 | $ 1,358,000 | $ 194,000 | $ 70,000 |
| Kings, California | 7 | $ 1,164,000 | $ 166,285 | $ 83,000 |
| Lake, California | 7 | $ 2,614,000 | $ 373,428 | $ 146,000 |
| Madera, California | 7 | $ 1,668,000 | $ 238,285 | $ 94,000 |
| Nevada, California | 7 | $ 1,673,000 | $ 239,000 | $ 96,000 |
| Alachua, Florida | 7 | $ 889,000 | $ 127,000 | $ 104,000 |
| Coweta, Georgia | 7 | $ 893,000 | $ 127,571 | $ 102,000 |
| St. Bernard, Louisiana | 7 | $ 874,000 | $ 124,857 | $ 62,000 |
| St. John the Baptist, Louisiana | 7 | $ 589,000 | $ 84,142 | $ 52,000 |
| St. Mary's, Maryland | 7 | $ 1,593,000 | $ 227,571 | $ 72,000 |
| Clinton, Michigan | 7 | $ 1,104,000 | $ 157,714 | $ 51,000 |
| Leelanau, Michigan | 7 | $ 923,000 | $ 131,857 | $ 49,000 |
| Otsego, Michigan | 7 | $ 649,000 | $ 92,714 | $ 48,000 |
| Rice, Minnesota | 7 | $ 1,214,000 | $ 173,428 | $ 50,000 |
| Rankin, Mississippi | 7 | $ 569,000 | $ 81,285 | $ 48,000 |
| Richmond, New York | 7 | $ 2,123,000 | $ 303,285 | $ 89,000 |
| Ashland, Ohio | 7 | $ 342,000 | $ 48,857 | $ 26,000 |
| Logan, Oklahoma | 7 | $ 841,000 | $ 120,142 | $ 62,000 |
| Luzerne, Pennsylvania | 7 | $ 1,043,000 | $ 149,000 | $ 54,000 |
| Northampton, Pennsylvania | 7 | $ 931,000 | $ 133,000 | $ 60,000 |
| Chester, South Carolina | 7 | $ 567,000 | $ 81,000 | $ 24,000 |
| Greenville, South Carolina | 7 | $ 14,082,000 | $ 2,011,714 | $ 27,000 |
| Knox, Tennessee | 7 | $ 1,078,000 | $ 154,000 | $ 42,000 |
| Atascosa, Texas | 7 | $ 1,044,000 | $ 149,142 | $ 69,000 |
| Austin, Texas | 7 | $ 664,000 | $ 94,857 | $ 43,000 |
| Liberty, Texas | 7 | $ 611,000 | $ 87,285 | $ 71,000 |
| Wise, Texas | 7 | $ 792,000 | $ 113,142 | $ 50,000 |
| Iron, Utah | 7 | $ 748,000 | $ 106,857 | $ 84,000 |
| Culpeper, Virginia | 7 | $ 982,000 | $ 140,285 | $ 96,000 |
| Richmond City, Virginia | 7 | $ 1,328,000 | $ 189,714 | $ 103,000 |
| Roanoke City, Virginia | 7 | $ 714,000 | $ 102,000 | $ 31,000 |
| Dane, Wisconsin | 7 | $ 1,043,000 | $ 149,000 | $ 64,000 |
| Manitowoc, Wisconsin | 7 | $ 669,000 | $ 95,571 | $ 52,000 |
| Lee, Alabama | 6 | $ 704,000 | $ 117,333 | $ 44,000 |
| Fulton, Arkansas | 6 | $ 404,000 | $ 67,333 | $ 39,000 |
| Mono, California | 6 | $ 2,344,000 | $ 390,666 | $ 346,000 |
| Tolland, Connecticut | 6 | $ 1,390,000 | $ 231,666 | $ 91,000 |
| Nassau, Florida | 6 | $ 775,000 | $ 129,166 | $ 188,000 |
| Santa Rosa, Florida | 6 | $ 1,253,000 | $ 208,833 | $ 62,000 |
| Gordon, Georgia | 6 | $ 488,000 | $ 81,333 | $ 80,000 |
| Paulding, Georgia | 6 | $ 759,000 | $ 126,500 | $ 82,000 |
| Walton, Georgia | 6 | $ 773,000 | $ 128,833 | $ 151,000 |
| Polk, Iowa | 6 | $ 433,000 | $ 72,166 | $ 47,000 |
| Oldham, Kentucky | 6 | $ 1,042,000 | $ 173,666 | $ 88,000 |
| Bay, Michigan | 6 | $ 606,000 | $ 101,000 | $ 36,000 |
| Charlevoix, Michigan | 6 | $ 806,000 | $ 134,333 | $ 57,000 |
| Lenawee, Michigan | 6 | $ 717,000 | $ 119,500 | $ 67,000 |
| Wexford, Michigan | 6 | $ 553,000 | $ 92,166 | $ 36,000 |
| Crow Wing, Minnesota | 6 | $ 868,000 | $ 144,666 | $ 75,000 |
| McLeod, Minnesota | 6 | $ 702,000 | $ 117,000 | $ 60,000 |
| Winona, Minnesota | 6 | $ 689,000 | $ 114,833 | $ 42,000 |
| Hinds, Mississippi | 6 | $ 793,000 | $ 132,166 | $ 63,000 |
| Webster, Missouri | 6 | $ 548,000 | $ 91,333 | $ 29,000 |
| Douglas, Nevada | 6 | $ 2,657,000 | $ 442,833 | $ 178,000 |
| Hillsborough, New Hampshire | 6 | $ 997,000 | $ 166,166 | $ 96,000 |
| Burlington, New Jersey | 6 | $ 1,513,000 | $ 252,166 | $ 119,000 |
| Camden, New Jersey | 6 | $ 846,000 | $ 141,000 | $ 104,000 |
| Morris, New Jersey | 6 | $ 1,199,000 | $ 199,833 | $ 100,000 |
| Polk, North Carolina | 6 | $ 534,000 | $ 89,000 | $ 40,000 |
| Berks, Pennsylvania | 6 | $ 949,000 | $ 158,166 | $ 82,000 |
| Lehigh, Pennsylvania | 6 | $ 1,162,000 | $ 193,666 | $ 77,000 |
| Gibson, Tennessee | 6 | $ 611,000 | $ 101,833 | $ 31,000 |
| Hamilton, Tennessee | 6 | $ 638,000 | $ 106,333 | $ 63,000 |
| Bastrop, Texas | 6 | $ 676,000 | $ 112,666 | $ 24,000 |
| Gillespie, Texas | 6 | $ 501,000 | $ 83,500 | $ 53,000 |
| Lampasas, Texas | 6 | $ 774,000 | $ 129,000 | $ 53,000 |
| Uvalde, Texas | 6 | $ 797,000 | $ 132,833 | $ 83,000 |
| Victoria, Texas | 6 | $ 362,000 | $ 60,333 | $ 51,000 |
| Wilson, Texas | 6 | $ 900,000 | $ 150,000 | $ 51,000 |
| Sanpete, Utah | 6 | $ 131,000 | $ 21,833 | $ 54,000 |
| Hanover, Virginia | 6 | $ 1,039,000 | $ 173,166 | $ 72,000 |
| Manassas, Virginia | 6 | $ 1,846,000 | $ 307,666 | $ 146,000 |
| Roanoke, Virginia | 6 | $ 779,000 | $ 129,833 | $ 76,000 |
| Ozaukee, Wisconsin | 6 | $ 1,081,000 | $ 180,166 | $ 64,000 |
| Baldwin, Alabama | 5 | $ 768,000 | $ 153,600 | $ 82,000 |
| Montgomery, Alabama | 5 | $ 526,000 | $ 105,200 | $ 51,000 |
| Russell, Alabama | 5 | $ 630,000 | $ 126,000 | $ 59,000 |
| Saline, Arkansas | 5 | $ 551,000 | $ 110,200 | $ 63,000 |
| Yuba, California | 5 | $ 785,000 | $ 157,000 | $ 77,000 |
| Broomfield, Colorado | 5 | $ 1,079,000 | $ 215,800 | $ 100,000 |
| Eagle, Colorado | 5 | $ 2,629,000 | $ 525,800 | $ 104,000 |
| Summit, Colorado | 5 | $ 920,000 | $ 184,000 | $ 179,000 |
Mortgage Loan Application Detail Totals for Guaranty Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 20,773 | $4,378,181,000 | $213,730 | $23,763,000 | $89,038 | $9,999,000 |
| Refinancing | 12,241 | $3,157,365,000 | $200,750 | $32,800,000 | $79,192 | $4,300,000 |
| Home Improvement | 399 | $104,209,000 | $237,838 | $2,800,000 | $124,838 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 21,665 | $4,458,923,000 | $187,942 | $3,530,000 | $86,923 | $9,999,000 |
| Hispanic | 4,368 | $923,457,000 | $174,714 | $4,141,000 | $66,904 | $1,323,000 |
| Not Provided | 2,925 | $680,140,000 | $189,250 | $2,000,000 | $99,340 | $3,031,000 |
| Black or African American | 2,299 | $399,841,000 | $164,815 | $1,075,000 | $69,973 | $9,999,000 |
| Asian | 1,794 | $551,062,000 | $240,057 | $1,728,000 | $99,057 | $3,480,000 |
| Native Hawaiian or Other Pacific Islander | 182 | $58,635,000 | $209,043 | $1,177,000 | $84,608 | $594,000 |
| American Indian or Alaskan Native | 111 | $24,028,000 | $187,047 | $900,000 | $65,714 | $558,000 |
| Not applicable | 69 | $543,669,000 | $9,253,521 | $32,800,000 | $4,347 | $130,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 28,555 | $7,069,101,000 | $220,403 | $32,800,000 | $91,076 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 3,886 | $437,913,000 | $130,023 | $420,000 | $37,952 | $388,000 |
| VA-guaranteed (Veterans Administration) | 861 | $123,104,000 | $161,500 | $418,000 | $53,593 | $9,999,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 111 | $9,637,000 | $100,250 | $296,000 | $40,250 | $170,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 16,337 | $3,198,450,000 | $181,692 | $4,141,000 | $79,826 | $9,999,000 |
| Loan Originated | 9,253 | $2,647,334,000 | $405,941 | $32,800,000 | $92,176 | $2,186,000 |
| Application Denied By Financial Institution | 5,059 | $1,215,480,000 | $194,240 | $3,530,000 | $88,780 | $9,999,000 |
| Application Approved But Not Accepted | 1,961 | $432,695,000 | $191,622 | $2,000,000 | $88,666 | $3,298,000 |
| File Closed For Incompleteness | 616 | $100,807,000 | $179,166 | $1,025,000 | $154,500 | $9,999,000 |
| Application Withdrawn By Applicant | 140 | $33,696,000 | $236,333 | $2,400,000 | $95,857 | $900,000 |
| Preapproval Approved but not Accepted | 42 | $9,907,000 | $235,000 | $986,000 | $65,000 | $316,000 |
| Preapproval Denied by Financial Institution | 5 | $1,386,000 | $277,000 | $464,000 | $70,000 | $105,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,536 | $295,410,000 | $180,883 | $3,530,000 | $72,162 | $1,328,000 |
| Debt-To-Income Ratio | 976 | $225,442,000 | $201,594 | $2,000,000 | $68,837 | $1,544,000 |
| Other | 611 | $146,839,000 | $208,150 | $2,400,000 | $97,800 | $1,482,000 |
| Unverifiable Information | 550 | $172,734,000 | $208,216 | $2,000,000 | $93,324 | $1,164,000 |
| Collateral | 525 | $151,149,000 | $247,361 | $2,800,000 | $122,222 | $9,999,000 |
| Credit Application Incomplete | 477 | $114,472,000 | $185,447 | $2,495,000 | $87,684 | $720,000 |
| Employment History | 248 | $69,010,000 | $238,406 | $1,177,000 | $100,156 | $604,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 125 | $33,409,000 | $245,545 | $991,000 | $122,636 | $452,000 |
| Mortgage Insurance Denied | 16 | $8,401,000 | $426,000 | $1,728,000 | $195,000 | $600,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranty Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranty Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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