Guaranty Bank, FSB Mortgage Lending & HMDA Data, 2005

In 2005, Guaranty Bank, FSB of Brown Deer, WI reported 33,400 mortgage applications totaling $4.2 billion, down 26% from 2004. The average application was for $126,107, and applicants reported an average income of $77,761. 0% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (2,284), Chicago-Naperville-Joliet, IL (2,147) and Phoenix-Mesa-Scottsdale, AZ (1,529) (applications in parentheses).

Mortgage Company & Address Guaranty Bank, FSB
4000 W Brown Deer Road
Brown Deer, WI 53209
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 33,400
Total Mortgage Loan Application Amount $4,211,983,000
Average Mortgage Loan Application Amount $126,107
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $77,761
Highest Applicant Income $4,048,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranty Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Guaranty Bank, FSB by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 1,388 $ 165,526,000 $ 119,255 $ 72,000
Cook, Illinois 1,263 $ 169,623,000 $ 134,301 $ 78,000
Milwaukee, Wisconsin 668 $ 66,037,000 $ 98,857 $ 60,000
Los Angeles, California 656 $ 188,816,000 $ 287,829 $ 109,000
Gwinnett, Georgia 621 $ 84,290,000 $ 135,732 $ 75,000
Lane, Oregon 573 $ 78,383,000 $ 136,794 $ 66,000
Brevard, Florida 548 $ 81,292,000 $ 148,343 $ 57,000
Charleston, South Carolina 525 $ 89,274,000 $ 170,045 $ 77,000
Dane, Wisconsin 459 $ 62,569,000 $ 136,315 $ 68,000
Multnomah, Oregon 456 $ 55,260,000 $ 121,184 $ 67,000
King, Washington 450 $ 52,776,000 $ 117,280 $ 79,000
Dallas, Texas 438 $ 53,992,000 $ 123,269 $ 80,000
Polk, Florida 373 $ 54,433,000 $ 145,932 $ 55,000
DuPage, Illinois 341 $ 50,133,000 $ 147,017 $ 78,000
Middlesex, Massachusetts 320 $ 70,440,000 $ 220,125 $ 95,000
Worcester, Massachusetts 311 $ 47,594,000 $ 153,035 $ 59,000
Lee, Florida 310 $ 42,700,000 $ 137,741 $ 69,000
DeKalb, Georgia 310 $ 39,885,000 $ 128,661 $ 80,000
Snohomish, Washington 302 $ 35,204,000 $ 116,569 $ 85,000
Fulton, Georgia 294 $ 33,673,000 $ 114,534 $ 87,000
Winnebago, Illinois 287 $ 25,220,000 $ 87,874 $ 53,000
Waukesha, Wisconsin 282 $ 29,633,000 $ 105,081 $ 77,000
Essex, Massachusetts 277 $ 58,967,000 $ 212,877 $ 68,000
Washington, Oregon 276 $ 34,061,000 $ 123,409 $ 79,000
Spokane, Washington 270 $ 27,682,000 $ 102,525 $ 58,000
Providence, Rhode Island 257 $ 40,364,000 $ 157,058 $ 70,000
Bristol, Massachusetts 240 $ 44,723,000 $ 186,345 $ 83,000
Hennepin, Minnesota 238 $ 21,242,000 $ 89,252 $ 71,000
Flagler, Florida 235 $ 33,478,000 $ 142,459 $ 73,000
Pierce, Washington 221 $ 22,590,000 $ 102,217 $ 81,000
Will, Illinois 218 $ 23,439,000 $ 107,518 $ 92,000
New Haven, Connecticut 208 $ 24,419,000 $ 117,399 $ 89,000
Volusia, Florida 197 $ 26,904,000 $ 136,568 $ 67,000
Berkeley, South Carolina 186 $ 25,366,000 $ 136,376 $ 54,000
Hartford, Connecticut 185 $ 17,531,000 $ 94,762 $ 79,000
Jackson, Georgia 180 $ 24,308,000 $ 135,044 $ 66,000
Montgomery, Pennsylvania 179 $ 35,164,000 $ 196,446 $ 102,000
Fairfax, Virginia 176 $ 45,869,000 $ 260,619 $ 108,000
Orange, California 175 $ 50,886,000 $ 290,777 $ 115,000
Riverside, California 175 $ 31,561,000 $ 180,348 $ 98,000
Norfolk, Massachusetts 174 $ 37,032,000 $ 212,827 $ 95,000
Dorchester, South Carolina 172 $ 24,198,000 $ 140,686 $ 66,000
Plymouth, Massachusetts 170 $ 35,367,000 $ 208,041 $ 88,000
Hall, Georgia 168 $ 22,052,000 $ 131,261 $ 54,000
Clackamas, Oregon 167 $ 20,763,000 $ 124,329 $ 70,000
Broward, Florida 166 $ 26,797,000 $ 161,427 $ 87,000
Hillsborough, Florida 165 $ 13,782,000 $ 83,527 $ 81,000
Barrow, Georgia 165 $ 17,363,000 $ 105,230 $ 60,000
Washington, Wisconsin 165 $ 18,806,000 $ 113,975 $ 76,000
St. Lucie, Florida 164 $ 25,451,000 $ 155,189 $ 52,000
Clark, Washington 164 $ 17,155,000 $ 104,603 $ 69,000
Kane, Illinois 161 $ 21,760,000 $ 135,155 $ 81,000
Clark, Nevada 157 $ 14,991,000 $ 95,484 $ 84,000
Jefferson, Colorado 155 $ 18,015,000 $ 116,225 $ 87,000
Cobb, Georgia 147 $ 11,583,000 $ 78,795 $ 75,000
Deschutes, Oregon 146 $ 22,793,000 $ 156,116 $ 120,000
Chester, Pennsylvania 145 $ 27,254,000 $ 187,958 $ 115,000
Pinal, Arizona 141 $ 16,783,000 $ 119,028 $ 71,000
Delaware, Pennsylvania 140 $ 23,511,000 $ 167,935 $ 99,000
Polk, Iowa 138 $ 9,287,000 $ 67,297 $ 54,000
San Diego, California 135 $ 38,871,000 $ 287,933 $ 93,000
Marion, Indiana 135 $ 11,650,000 $ 86,296 $ 68,000
San Bernardino, California 134 $ 24,692,000 $ 184,268 $ 101,000
Arapahoe, Colorado 134 $ 14,023,000 $ 104,649 $ 79,000
El Paso, Colorado 133 $ 14,778,000 $ 111,112 $ 68,000
Anoka, Minnesota 129 $ 10,082,000 $ 78,155 $ 69,000
Forsyth, Georgia 127 $ 17,727,000 $ 139,582 $ 81,000
Rockingham, New Hampshire 125 $ 23,987,000 $ 191,896 $ 76,000
Hamilton, Ohio 125 $ 5,089,000 $ 40,712 $ 73,000
Douglas, Colorado 124 $ 17,656,000 $ 142,387 $ 85,000
Lake, Illinois 124 $ 16,377,000 $ 132,072 $ 78,000
Hillsborough, New Hampshire 123 $ 19,135,000 $ 155,569 $ 78,000
Allegheny, Pennsylvania 123 $ 6,714,000 $ 54,585 $ 60,000
Montgomery, Maryland 122 $ 25,098,000 $ 205,721 $ 96,000
Salt Lake, Utah 121 $ 8,453,000 $ 69,859 $ 102,000
Prince George's, Maryland 119 $ 16,127,000 $ 135,521 $ 89,000
Orange, Florida 118 $ 14,382,000 $ 121,881 $ 71,000
Indian River, Florida 117 $ 14,096,000 $ 120,478 $ 56,000
Miami-Dade, Florida 116 $ 12,033,000 $ 103,732 $ 89,000
Dakota, Minnesota 115 $ 7,444,000 $ 64,730 $ 91,000
Denver, Colorado 114 $ 11,208,000 $ 98,315 $ 76,000
Ozaukee, Wisconsin 111 $ 16,895,000 $ 152,207 $ 86,000
Adams, Colorado 110 $ 9,371,000 $ 85,190 $ 81,000
Palm Beach, Florida 110 $ 14,516,000 $ 131,963 $ 86,000
Wayne, Michigan 108 $ 6,059,000 $ 56,101 $ 58,000
Okaloosa, Florida 107 $ 14,751,000 $ 137,859 $ 53,000
Suffolk, Massachusetts 104 $ 21,326,000 $ 205,057 $ 98,000
Charlotte, Florida 102 $ 12,882,000 $ 126,294 $ 55,000
Kootenai, Idaho 102 $ 11,601,000 $ 113,735 $ 58,000
Bernalillo, New Mexico 102 $ 10,410,000 $ 102,058 $ 78,000
McHenry, Illinois 101 $ 12,801,000 $ 126,742 $ 72,000
Sarasota, Florida 100 $ 12,209,000 $ 122,090 $ 64,000
Mecklenburg, North Carolina 100 $ 4,300,000 $ 43,000 $ 87,000
Vanderburgh, Indiana 99 $ 11,918,000 $ 120,383 $ 47,000
Prince William, Virginia 99 $ 21,845,000 $ 220,656 $ 106,000
Collier, Florida 97 $ 16,490,000 $ 170,000 $ 77,000
Pima, Arizona 96 $ 6,905,000 $ 71,927 $ 134,000
Santa Rosa, Florida 93 $ 14,410,000 $ 154,946 $ 65,000
Marion, Florida 91 $ 10,847,000 $ 119,197 $ 57,000
Ramsey, Minnesota 90 $ 7,814,000 $ 86,822 $ 92,000
Jackson, Oregon 90 $ 16,291,000 $ 181,011 $ 80,000
Racine, Wisconsin 85 $ 9,854,000 $ 115,929 $ 64,000
Pinellas, Florida 84 $ 5,504,000 $ 65,523 $ 78,000
Oakland, Michigan 84 $ 5,940,000 $ 70,714 $ 95,000
Habersham, Georgia 82 $ 9,997,000 $ 121,914 $ 51,000
Cherokee, Georgia 79 $ 6,482,000 $ 82,050 $ 70,000
Escambia, Florida 76 $ 7,599,000 $ 99,986 $ 68,000
Kent, Rhode Island 76 $ 12,206,000 $ 160,605 $ 84,000
Coweta, Georgia 74 $ 7,425,000 $ 100,337 $ 62,000
Scott, Iowa 73 $ 7,161,000 $ 98,095 $ 60,000
Macomb, Michigan 73 $ 3,029,000 $ 41,493 $ 68,000
Franklin, Ohio 71 $ 2,707,000 $ 38,126 $ 59,000
Sacramento, California 69 $ 7,315,000 $ 106,014 $ 94,000
Leon, Florida 69 $ 4,964,000 $ 71,942 $ 93,000
Walton, Georgia 69 $ 9,427,000 $ 136,623 $ 72,000
Ventura, California 68 $ 21,596,000 $ 317,588 $ 96,000
Fairfield, Connecticut 68 $ 10,366,000 $ 152,441 $ 89,000
Barnstable, Massachusetts 66 $ 14,230,000 $ 215,606 $ 85,000
Butler, Ohio 66 $ 2,489,000 $ 37,712 $ 64,000
Marion, Oregon 66 $ 5,815,000 $ 88,106 $ 62,000
Henry, Georgia 64 $ 5,889,000 $ 92,015 $ 72,000
Rock Island, Illinois 64 $ 5,728,000 $ 89,500 $ 59,000
Fresno, California 63 $ 7,657,000 $ 121,539 $ 98,000
Duval, Florida 62 $ 6,469,000 $ 104,338 $ 71,000
Wake, North Carolina 62 $ 2,979,000 $ 48,048 $ 87,000
Dawson, Georgia 61 $ 7,967,000 $ 130,606 $ 66,000
Oklahoma, Oklahoma 61 $ 2,669,000 $ 43,754 $ 69,000
Spotsylvania, Virginia 61 $ 9,285,000 $ 152,213 $ 85,000
Cuyahoga, Ohio 59 $ 2,502,000 $ 42,406 $ 67,000
Daviess, Kentucky 58 $ 6,645,000 $ 114,568 $ 55,000
Kitsap, Washington 57 $ 6,418,000 $ 112,596 $ 71,000
Clayton, Georgia 56 $ 3,272,000 $ 58,428 $ 56,000
Summit, Ohio 56 $ 2,188,000 $ 39,071 $ 81,000
Hamilton, Indiana 54 $ 5,647,000 $ 104,574 $ 79,000
New London, Connecticut 53 $ 7,055,000 $ 133,113 $ 70,000
Sherburne, Minnesota 53 $ 4,449,000 $ 83,943 $ 85,000
Weld, Colorado 52 $ 5,022,000 $ 96,576 $ 86,000
Flathead, Montana 52 $ 7,893,000 $ 151,788 $ 68,000
Hernando, Florida 51 $ 6,145,000 $ 120,490 $ 51,000
Tarrant, Texas 51 $ 5,596,000 $ 109,725 $ 62,000
Wright, Minnesota 50 $ 3,550,000 $ 71,000 $ 76,000
Contra Costa, California 49 $ 6,091,000 $ 124,306 $ 106,000
Douglas, Oregon 49 $ 6,106,000 $ 124,612 $ 39,000
Philadelphia, Pennsylvania 49 $ 6,541,000 $ 133,489 $ 85,000
Brown, Wisconsin 49 $ 1,614,000 $ 32,938 $ 65,000
Fayette, Georgia 48 $ 5,132,000 $ 106,916 $ 73,000
Warrick, Indiana 48 $ 5,673,000 $ 118,187 $ 58,000
Jefferson, Kentucky 48 $ 1,752,000 $ 36,500 $ 71,000
Atlantic, New Jersey 48 $ 10,101,000 $ 210,437 $ 175,000
Larimer, Colorado 46 $ 5,472,000 $ 118,956 $ 76,000
Seminole, Florida 46 $ 3,932,000 $ 85,478 $ 76,000
Anne Arundel, Maryland 46 $ 6,509,000 $ 141,500 $ 95,000
Loudoun, Virginia 46 $ 14,454,000 $ 314,217 $ 190,000
Santa Clara, California 45 $ 11,801,000 $ 262,244 $ 123,000
District of Columbia, District Of Columbia 45 $ 10,050,000 $ 223,333 $ 124,000
Pasco, Florida 45 $ 3,233,000 $ 71,844 $ 81,000
Hampden, Massachusetts 45 $ 4,572,000 $ 101,600 $ 71,000
Klamath, Oregon 45 $ 4,770,000 $ 106,000 $ 46,000
Alameda, California 44 $ 9,624,000 $ 218,727 $ 116,000
Merrimack, New Hampshire 44 $ 5,748,000 $ 130,636 $ 80,000
Montgomery, Ohio 44 $ 2,140,000 $ 48,636 $ 63,000
Davis, Utah 44 $ 2,855,000 $ 64,886 $ 118,000
Clermont, Ohio 43 $ 1,823,000 $ 42,395 $ 73,000
Stafford, Virginia 43 $ 8,692,000 $ 202,139 $ 95,000
Jefferson, Wisconsin 42 $ 3,569,000 $ 84,976 $ 59,000
Baltimore, Maryland 41 $ 4,149,000 $ 101,195 $ 73,000
Outagamie, Wisconsin 41 $ 1,126,000 $ 27,463 $ 60,000
Kern, California 40 $ 4,960,000 $ 124,000 $ 82,000
Clarke, Georgia 40 $ 4,240,000 $ 106,000 $ 80,000
Putnam, Tennessee 40 $ 4,009,000 $ 100,225 $ 29,000
Rock, Wisconsin 40 $ 3,067,000 $ 76,675 $ 65,000
Thurston, Washington 39 $ 2,871,000 $ 73,615 $ 86,000
Paulding, Georgia 38 $ 2,116,000 $ 55,684 $ 80,000
Whatcom, Washington 38 $ 4,268,000 $ 112,315 $ 56,000
Walworth, Wisconsin 38 $ 2,287,000 $ 60,184 $ 59,000
Tulare, California 37 $ 5,923,000 $ 160,081 $ 92,000
Washington, Minnesota 37 $ 3,085,000 $ 83,378 $ 103,000
Bucks, Pennsylvania 37 $ 6,539,000 $ 176,729 $ 81,000
Dodge, Wisconsin 37 $ 3,063,000 $ 82,783 $ 63,000
Jackson, Missouri 35 $ 1,259,000 $ 35,971 $ 56,000
Linn, Oregon 35 $ 3,699,000 $ 105,685 $ 64,000
Kenosha, Wisconsin 35 $ 2,514,000 $ 71,828 $ 72,000
Middlesex, Connecticut 34 $ 4,051,000 $ 119,147 $ 96,000
Elkhart, Indiana 34 $ 2,805,000 $ 82,500 $ 49,000
Warren, Ohio 34 $ 1,621,000 $ 47,676 $ 89,000
Rabun, Georgia 33 $ 6,049,000 $ 183,303 $ 115,000
Muscatine, Iowa 33 $ 2,348,000 $ 71,151 $ 41,000
St. Louis, Missouri 33 $ 1,342,000 $ 40,666 $ 63,000
Collin, Texas 33 $ 4,936,000 $ 149,575 $ 89,000
Douglas, Georgia 32 $ 3,124,000 $ 97,625 $ 83,000
Mercer, Illinois 32 $ 2,769,000 $ 86,531 $ 60,000
Scott, Minnesota 32 $ 2,034,000 $ 63,562 $ 87,000
Shelby, Tennessee 32 $ 2,578,000 $ 80,562 $ 74,000
Utah, Utah 32 $ 1,245,000 $ 38,906 $ 57,000
Mesa, Colorado 31 $ 4,342,000 $ 140,064 $ 112,000
Ada, Idaho 31 $ 3,288,000 $ 106,064 $ 88,000
Williamson, Texas 31 $ 2,855,000 $ 92,096 $ 75,000
Clay, Florida 30 $ 3,019,000 $ 100,633 $ 82,000
Yamhill, Oregon 30 $ 2,185,000 $ 72,833 $ 65,000
York, Pennsylvania 30 $ 1,913,000 $ 63,766 $ 65,000
Boulder, Colorado 29 $ 5,123,000 $ 176,655 $ 130,000
Kendall, Illinois 29 $ 3,838,000 $ 132,344 $ 65,000
Lake, Florida 28 $ 3,134,000 $ 111,928 $ 81,000
Pickens, Georgia 28 $ 4,217,000 $ 150,607 $ 106,000
White, Georgia 28 $ 3,910,000 $ 139,642 $ 90,000
Carver, Minnesota 28 $ 2,278,000 $ 81,357 $ 105,000
Union, North Carolina 28 $ 1,502,000 $ 53,642 $ 80,000
Umatilla, Oregon 28 $ 2,316,000 $ 82,714 $ 53,000
Washington, Rhode Island 28 $ 5,785,000 $ 206,607 $ 78,000
Kenton, Kentucky 27 $ 1,463,000 $ 54,185 $ 58,000
Frederick, Maryland 26 $ 4,162,000 $ 160,076 $ 84,000
Smith, Texas 26 $ 2,936,000 $ 112,923 $ 51,000
Boone, Illinois 25 $ 3,085,000 $ 123,400 $ 74,000
Lake, Indiana 25 $ 2,015,000 $ 80,600 $ 84,000
Stearns, Minnesota 25 $ 1,034,000 $ 41,360 $ 70,000
Tolland, Connecticut 24 $ 2,481,000 $ 103,375 $ 87,000
Osceola, Florida 24 $ 3,090,000 $ 128,750 $ 53,000
Henderson, Kentucky 24 $ 2,928,000 $ 122,000 $ 64,000
Virginia Beach, Virginia 24 $ 2,604,000 $ 108,500 $ 87,000
San Joaquin, California 23 $ 3,571,000 $ 155,260 $ 88,000
Windham, Connecticut 23 $ 2,505,000 $ 108,913 $ 58,000
St. Johns, Florida 23 $ 4,567,000 $ 198,565 $ 97,000
Howard, Maryland 23 $ 4,638,000 $ 201,652 $ 117,000
Butler, Pennsylvania 23 $ 1,794,000 $ 78,000 $ 57,000
Westmoreland, Pennsylvania 23 $ 1,354,000 $ 58,869 $ 60,000
Davidson, Tennessee 23 $ 1,565,000 $ 68,043 $ 77,000
Denton, Texas 23 $ 3,518,000 $ 152,956 $ 86,000
Sauk, Wisconsin 23 $ 1,799,000 $ 78,217 $ 72,000
Johnson, Kansas 22 $ 991,000 $ 45,045 $ 91,000
Baltimore City, Maryland 22 $ 1,393,000 $ 63,318 $ 67,000
Lorain, Ohio 22 $ 564,000 $ 25,636 $ 59,000
Medina, Ohio 22 $ 932,000 $ 42,363 $ 63,000
St. Croix, Wisconsin 22 $ 1,645,000 $ 74,772 $ 59,000
Litchfield, Connecticut 21 $ 1,968,000 $ 93,714 $ 86,000
Walton, Florida 21 $ 4,914,000 $ 234,000 $ 153,000
Newton, Georgia 21 $ 2,094,000 $ 99,714 $ 138,000
Alexandria, Virginia 21 $ 4,682,000 $ 222,952 $ 111,000
Columbia, Wisconsin 21 $ 1,909,000 $ 90,904 $ 62,000
Winnebago, Wisconsin 21 $ 697,000 $ 33,190 $ 64,000
Pueblo, Colorado 20 $ 1,934,000 $ 96,700 $ 87,000
Bibb, Georgia 20 $ 654,000 $ 32,700 $ 53,000
Ogle, Illinois 20 $ 2,624,000 $ 131,200 $ 72,000
Harford, Maryland 20 $ 1,250,000 $ 62,500 $ 77,000
Livingston, Michigan 20 $ 1,202,000 $ 60,100 $ 68,000
Douglas, Nebraska 20 $ 678,000 $ 33,900 $ 64,000
Strafford, New Hampshire 20 $ 2,778,000 $ 138,900 $ 74,000
Sandoval, New Mexico 20 $ 1,718,000 $ 85,900 $ 83,000
Tulsa, Oklahoma 20 $ 1,260,000 $ 63,000 $ 91,000
Benton, Oregon 20 $ 2,883,000 $ 144,150 $ 84,000
Placer, California 19 $ 2,623,000 $ 138,052 $ 115,000
Stanislaus, California 19 $ 2,027,000 $ 106,684 $ 107,000
Greene, Georgia 19 $ 6,725,000 $ 353,947 $ 256,000
Stephenson, Illinois 19 $ 1,654,000 $ 87,052 $ 46,000
Stark, Ohio 19 $ 565,000 $ 29,736 $ 66,000
Berks, Pennsylvania 19 $ 1,376,000 $ 72,421 $ 72,000
Shawano, Wisconsin 19 $ 1,577,000 $ 83,000 $ 78,000
Manatee, Florida 18 $ 2,701,000 $ 150,055 $ 122,000
Johnson, Indiana 18 $ 1,674,000 $ 93,000 $ 51,000
Genesee, Michigan 18 $ 724,000 $ 40,222 $ 59,000
Delaware, Ohio 18 $ 1,140,000 $ 63,333 $ 80,000
Portage, Ohio 18 $ 602,000 $ 33,444 $ 86,000
Milam, Texas 18 $ 1,538,000 $ 85,444 $ 57,000
Eau Claire, Wisconsin 18 $ 988,000 $ 54,888 $ 48,000
Oconto, Wisconsin 18 $ 894,000 $ 49,666 $ 65,000
Sheboygan, Wisconsin 18 $ 997,000 $ 55,388 $ 58,000
Merced, California 17 $ 1,663,000 $ 97,823 $ 85,000
Canyon, Idaho 17 $ 1,088,000 $ 64,000 $ 74,000
DeKalb, Illinois 17 $ 1,980,000 $ 116,470 $ 79,000
Grundy, Illinois 17 $ 1,634,000 $ 96,117 $ 79,000
Henry, Illinois 17 $ 1,263,000 $ 74,294 $ 54,000
Webster, Iowa 17 $ 1,085,000 $ 63,823 $ 52,000
Cumberland, Maine 17 $ 2,106,000 $ 123,882 $ 69,000
York, Maine 17 $ 2,254,000 $ 132,588 $ 90,000
Kent, Michigan 17 $ 902,000 $ 53,058 $ 75,000
Washtenaw, Michigan 17 $ 1,841,000 $ 108,294 $ 129,000
Travis, Texas 17 $ 2,303,000 $ 135,470 $ 111,000
Arlington, Virginia 17 $ 3,179,000 $ 187,000 $ 114,000
Frederick, Virginia 17 $ 2,307,000 $ 135,705 $ 63,000
Skagit, Washington 17 $ 2,455,000 $ 144,411 $ 51,000
Green, Wisconsin 17 $ 2,490,000 $ 146,470 $ 85,000
Amador, California 16 $ 4,160,000 $ 260,000 $ 84,000
Elbert, Colorado 16 $ 3,019,000 $ 188,687 $ 114,000
St. Joseph, Indiana 16 $ 1,132,000 $ 70,750 $ 55,000
Charles, Maryland 16 $ 2,001,000 $ 125,062 $ 81,000
Washington, Maryland 16 $ 1,217,000 $ 76,062 $ 108,000
Guilford, North Carolina 16 $ 529,000 $ 33,062 $ 63,000
Lake, Ohio 16 $ 500,000 $ 31,250 $ 72,000
Lucas, Ohio 16 $ 343,000 $ 21,437 $ 52,000
Lebanon, Pennsylvania 16 $ 1,475,000 $ 92,187 $ 41,000
Chesapeake, Virginia 16 $ 1,860,000 $ 116,250 $ 73,000
Cowlitz, Washington 16 $ 1,177,000 $ 73,562 $ 83,000
Yavapai, Arizona 15 $ 1,306,000 $ 87,066 $ 95,000
Kings, California 15 $ 1,526,000 $ 101,733 $ 79,000
Banks, Georgia 15 $ 1,741,000 $ 116,066 $ 52,000
Lumpkin, Georgia 15 $ 1,839,000 $ 122,600 $ 65,000
Oconee, Georgia 15 $ 2,332,000 $ 155,466 $ 86,000
Rockdale, Georgia 15 $ 1,719,000 $ 114,600 $ 78,000
Fayette, Kentucky 15 $ 508,000 $ 33,866 $ 62,000
Monroe, Michigan 15 $ 558,000 $ 37,200 $ 63,000
St. Louis, Minnesota 15 $ 1,305,000 $ 87,000 $ 75,000
St. Charles, Missouri 15 $ 1,649,000 $ 109,933 $ 102,000
Ravalli, Montana 15 $ 2,341,000 $ 156,066 $ 48,000
Curry, New Mexico 15 $ 1,662,000 $ 110,800 $ 82,000
Santa Fe, New Mexico 15 $ 1,867,000 $ 124,466 $ 83,000
Cabarrus, North Carolina 15 $ 597,000 $ 39,800 $ 64,000
Mahoning, Ohio 15 $ 552,000 $ 36,800 $ 60,000
Columbia, Oregon 15 $ 1,336,000 $ 89,066 $ 49,000
Wasco, Oregon 15 $ 1,430,000 $ 95,333 $ 37,000
Beaver, Pennsylvania 15 $ 619,000 $ 41,266 $ 53,000
York, South Carolina 15 $ 807,000 $ 53,800 $ 79,000
Chesterfield, Virginia 15 $ 508,000 $ 33,866 $ 92,000
Benton, Washington 15 $ 1,082,000 $ 72,133 $ 75,000
Stevens, Washington 15 $ 1,813,000 $ 120,866 $ 57,000
Bay, Florida 14 $ 1,825,000 $ 130,357 $ 42,000
Warren, Iowa 14 $ 1,255,000 $ 89,642 $ 68,000
Boone, Kentucky 14 $ 792,000 $ 56,571 $ 78,000
Bergen, New Jersey 14 $ 4,231,000 $ 302,214 $ 185,000
Suffolk, New York 14 $ 1,016,000 $ 72,571 $ 102,000
Lancaster, Pennsylvania 14 $ 857,000 $ 61,214 $ 79,000
Kaufman, Texas 14 $ 1,927,000 $ 137,642 $ 65,000
Weber, Utah 14 $ 685,000 $ 48,928 $ 90,000
Iowa, Wisconsin 14 $ 1,384,000 $ 98,857 $ 62,000
Shasta, California 13 $ 654,000 $ 50,307 $ 82,000
Solano, California 13 $ 1,903,000 $ 146,384 $ 91,000
Wakulla, Florida 13 $ 1,288,000 $ 99,076 $ 62,000
Chatham, Georgia 13 $ 949,000 $ 73,000 $ 79,000
Columbia, Georgia 13 $ 681,000 $ 52,384 $ 81,000
Hendricks, Indiana 13 $ 926,000 $ 71,230 $ 69,000
Bullitt, Kentucky 13 $ 1,246,000 $ 95,846 $ 65,000
Chisago, Minnesota 13 $ 984,000 $ 75,692 $ 65,000
Crow Wing, Minnesota 13 $ 1,653,000 $ 127,153 $ 139,000
St. Louis City, Missouri 13 $ 829,000 $ 63,769 $ 70,000
Cheshire, New Hampshire 13 $ 1,141,000 $ 87,769 $ 68,000
Cumberland, North Carolina 13 $ 278,000 $ 21,384 $ 78,000
Jefferson, Oregon 13 $ 1,538,000 $ 118,307 $ 60,000
Cumberland, Pennsylvania 13 $ 1,340,000 $ 103,076 $ 97,000
Beaufort, South Carolina 13 $ 2,336,000 $ 179,692 $ 105,000
Richland, South Carolina 13 $ 366,000 $ 28,153 $ 64,000
La Crosse, Wisconsin 13 $ 440,000 $ 33,846 $ 68,000
Waupaca, Wisconsin 13 $ 544,000 $ 41,846 $ 55,000
Stephens, Georgia 12 $ 1,163,000 $ 96,916 $ 75,000
Hardin, Iowa 12 $ 658,000 $ 54,833 $ 34,000
East Baton Rouge, Louisiana 12 $ 951,000 $ 79,250 $ 96,000
Blue Earth, Minnesota 12 $ 585,000 $ 48,750 $ 94,000
Isanti, Minnesota 12 $ 588,000 $ 49,000 $ 64,000
Hudson, New Jersey 12 $ 1,433,000 $ 119,416 $ 133,000
Dona Ana, New Mexico 12 $ 1,142,000 $ 95,166 $ 100,000
Nassau, New York 12 $ 962,000 $ 80,166 $ 123,000
Clark, Ohio 12 $ 297,000 $ 24,750 $ 58,000
Lincoln, Oregon 12 $ 1,210,000 $ 100,833 $ 76,000
Polk, Oregon 12 $ 834,000 $ 69,500 $ 55,000
Schuylkill, Pennsylvania 12 $ 768,000 $ 64,000 $ 56,000
Bristol, Rhode Island 12 $ 2,159,000 $ 179,916 $ 59,000
Hampton, Virginia 12 $ 1,036,000 $ 86,333 $ 67,000
Henrico, Virginia 12 $ 1,129,000 $ 94,083 $ 61,000
Suffolk, Virginia 12 $ 1,402,000 $ 116,833 $ 79,000
Lincoln, Washington 12 $ 1,139,000 $ 94,916 $ 46,000
Monterey, California 11 $ 1,090,000 $ 99,090 $ 93,000
Citrus, Florida 11 $ 1,071,000 $ 97,363 $ 93,000
Bartow, Georgia 11 $ 654,000 $ 59,454 $ 61,000
Putnam, Georgia 11 $ 2,452,000 $ 222,909 $ 144,000
Warren, Illinois 11 $ 796,000 $ 72,363 $ 69,000
Dukes, Massachusetts 11 $ 3,863,000 $ 351,181 $ 155,000
McLeod, Minnesota 11 $ 487,000 $ 44,272 $ 68,000
Olmsted, Minnesota 11 $ 269,000 $ 24,454 $ 80,000
Kings, New York 11 $ 780,000 $ 70,909 $ 97,000
Gaston, North Carolina 11 $ 365,000 $ 33,181 $ 74,000
Wayne, Ohio 11 $ 237,000 $ 21,545 $ 47,000
Cleveland, Oklahoma 11 $ 806,000 $ 73,272 $ 118,000
Crook, Oregon 11 $ 1,356,000 $ 123,272 $ 87,000
Josephine, Oregon 11 $ 1,150,000 $ 104,545 $ 85,000
Dauphin, Pennsylvania 11 $ 555,000 $ 50,454 $ 93,000
Newport, Rhode Island 11 $ 2,687,000 $ 244,272 $ 70,000
Greenville, South Carolina 11 $ 363,000 $ 33,000 $ 63,000
Manassas, Virginia 11 $ 1,651,000 $ 150,090 $ 74,000
Portsmouth, Virginia 11 $ 621,000 $ 56,454 $ 55,000
Warren, Virginia 11 $ 1,659,000 $ 150,818 $ 76,000
Yakima, Washington 11 $ 569,000 $ 51,727 $ 64,000
Navajo, Arizona 10 $ 937,000 $ 93,700 $ 117,000
Kent, Delaware 10 $ 765,000 $ 76,500 $ 99,000
New Castle, Delaware 10 $ 934,000 $ 93,400 $ 96,000
Carroll, Georgia 10 $ 977,000 $ 97,700 $ 71,000
Shoshone, Idaho 10 $ 577,000 $ 57,700 $ 54,000
McLean, Illinois 10 $ 288,000 $ 28,800 $ 69,000
Gibson, Indiana 10 $ 1,254,000 $ 125,400 $ 54,000
Hancock, Indiana 10 $ 1,144,000 $ 114,400 $ 72,000
Linn, Iowa 10 $ 505,000 $ 50,500 $ 46,000
Franklin, Massachusetts 10 $ 1,064,000 $ 106,400 $ 63,000
Washoe, Nevada 10 $ 500,000 $ 50,000 $ 93,000
Sullivan, New Hampshire 10 $ 869,000 $ 86,900 $ 54,000
Essex, New Jersey 10 $ 1,155,000 $ 115,500 $ 101,000
Passaic, New Jersey 10 $ 1,905,000 $ 190,500 $ 144,000
Taos, New Mexico 10 $ 2,296,000 $ 229,600 $ 95,000
Clatsop, Oregon 10 $ 1,132,000 $ 113,200 $ 151,000
Horry, South Carolina 10 $ 847,000 $ 84,700 $ 109,000
Caroline, Virginia 10 $ 1,516,000 $ 151,600 $ 124,000
Fairfax City, Virginia 10 $ 2,128,000 $ 212,800 $ 105,000
Fredericksburg, Virginia 10 $ 959,000 $ 95,900 $ 166,000
Fond du Lac, Wisconsin 10 $ 615,000 $ 61,500 $ 60,000
Oneida, Wisconsin 10 $ 839,000 $ 83,900 $ 146,000
Coconino, Arizona 9 $ 898,000 $ 99,777 $ 81,000
Gila, Arizona 9 $ 1,449,000 $ 161,000 $ 109,000
Broomfield, Colorado 9 $ 827,000 $ 91,888 $ 86,000
Park, Colorado 9 $ 1,082,000 $ 120,222 $ 64,000
Nassau, Florida 9 $ 1,153,000 $ 128,111 $ 100,000
Oglethorpe, Georgia 9 $ 938,000 $ 104,222 $ 51,000
Boone, Indiana 9 $ 887,000 $ 98,555 $ 105,000
Black Hawk, Iowa 9 $ 639,000 $ 71,000 $ 58,000
Dallas, Iowa 9 $ 550,000 $ 61,111 $ 74,000
Oldham, Kentucky 9 $ 1,005,000 $ 111,666 $ 65,000
Ottawa, Michigan 9 $ 234,000 $ 26,000 $ 56,000
Belknap, New Hampshire 9 $ 960,000 $ 106,666 $ 71,000
Morris, New Jersey 9 $ 1,377,000 $ 153,000 $ 136,000
Durham, North Carolina 9 $ 755,000 $ 83,888 $ 98,000
Forsyth, North Carolina 9 $ 251,000 $ 27,888 $ 80,000
Johnston, North Carolina 9 $ 362,000 $ 40,222 $ 98,000
Surry, North Carolina 9 $ 338,000 $ 37,555 $ 60,000
Geauga, Ohio 9 $ 794,000 $ 88,222 $ 56,000
Luzerne, Pennsylvania 9 $ 499,000 $ 55,444 $ 39,000
Monroe, Pennsylvania 9 $ 1,226,000 $ 136,222 $ 69,000
Washington, Pennsylvania 9 $ 605,000 $ 67,222 $ 103,000
Tooele, Utah 9 $ 443,000 $ 49,222 $ 140,000
Culpeper, Virginia 9 $ 787,000 $ 87,444 $ 57,000
Franklin, Washington 9 $ 778,000 $ 86,444 $ 43,000
Calumet, Wisconsin 9 $ 218,000 $ 24,222 $ 62,000
Manitowoc, Wisconsin 9 $ 410,000 $ 45,555 $ 62,000
El Dorado, California 8 $ 1,480,000 $ 185,000 $ 132,000
Yolo, California 8 $ 880,000 $ 110,000 $ 102,000
Eagle, Colorado 8 $ 3,274,000 $ 409,250 $ 181,000
Houston, Georgia 8 $ 411,000 $ 51,375 $ 108,000
Richmond, Georgia 8 $ 358,000 $ 44,750 $ 53,000
Peoria, Illinois 8 $ 439,000 $ 54,875 $ 62,000
Madison, Indiana 8 $ 267,000 $ 33,375 $ 61,000
Dubuque, Iowa 8 $ 503,000 $ 62,875 $ 62,000
Shelby, Kentucky 8 $ 786,000 $ 98,250 $ 68,000
Carroll, Maryland 8 $ 1,194,000 $ 149,250 $ 108,000
Worcester, Maryland 8 $ 2,082,000 $ 260,250 $ 177,000
St. Clair, Michigan 8 $ 259,000 $ 32,375 $ 78,000
Clay, Minnesota 8 $ 617,000 $ 77,125 $ 100,000
Jefferson, Missouri 8 $ 477,000 $ 59,625 $ 62,000
Sarpy, Nebraska 8 $ 367,000 $ 45,875 $ 68,000
Camden, New Jersey 8 $ 803,000 $ 100,375 $ 96,000
Cape May, New Jersey 8 $ 1,932,000 $ 241,500 $ 90,000
Queens, New York 8 $ 595,000 $ 74,375 $ 90,000
Columbiana, Ohio 8 $ 169,000 $ 21,125 $ 41,000
Greene, Ohio 8 $ 341,000 $ 42,625 $ 80,000
Richland, Ohio 8 $ 213,000 $ 26,625 $ 59,000
Trumbull, Ohio 8 $ 136,000 $ 17,000 $ 46,000
Coos, Oregon 8 $ 823,000 $ 102,875 $ 55,000
Lehigh, Pennsylvania 8 $ 695,000 $ 86,875 $ 46,000
Sumner, Tennessee 8 $ 546,000 $ 68,250 $ 72,000
Summit, Utah 8 $ 700,000 $ 87,500 $ 134,000
Berkeley, West Virginia 8 $ 637,000 $ 79,625 $ 59,000
Portage, Wisconsin 8 $ 674,000 $ 84,250 $ 45,000
Mohave, Arizona 7 $ 340,000 $ 48,571 $ 61,000
Yuma, Arizona 7 $ 292,000 $ 41,714 $ 66,000
Sussex, Delaware 7 $ 1,589,000 $ 227,000 $ 176,000
Muscogee, Georgia 7 $ 231,000 $ 33,000 $ 63,000
Bonner, Idaho 7 $ 1,282,000 $ 183,142 $ 56,000
LaSalle, Illinois 7 $ 599,000 $ 85,571 $ 72,000
Madison, Illinois 7 $ 449,000 $ 64,142 $ 76,000
Allen, Indiana 7 $ 196,000 $ 28,000 $ 87,000
Clinton, Iowa 7 $ 668,000 $ 95,428 $ 39,000
Louisa, Iowa 7 $ 613,000 $ 87,571 $ 48,000
Story, Iowa 7 $ 588,000 $ 84,000 $ 56,000
Wicomico, Maryland 7 $ 319,000 $ 45,571 $ 72,000
Eaton, Michigan 7 $ 385,000 $ 55,000 $ 79,000
Ingham, Michigan 7 $ 105,000 $ 15,000 $ 76,000
Mille Lacs, Minnesota 7 $ 393,000 $ 56,142 $ 49,000
Lancaster, Nebraska 7 $ 542,000 $ 77,428 $ 99,000
Burlington, New Jersey 7 $ 585,000 $ 83,571 $ 76,000
Gloucester, New Jersey 7 $ 706,000 $ 100,857 $ 81,000
Middlesex, New Jersey 7 $ 986,000 $ 140,857 $ 89,000
Orange, New York 7 $ 422,000 $ 60,285 $ 106,000
Alamance, North Carolina 7 $ 177,000 $ 25,285 $ 64,000
Iredell, North Carolina 7 $ 292,000 $ 41,714 $ 123,000
Fairfield, Ohio 7 $ 356,000 $ 50,857 $ 75,000
Miami, Ohio 7 $ 262,000 $ 37,428 $ 76,000
Payne, Oklahoma 7 $ 277,000 $ 39,571 $ 45,000
Centre, Pennsylvania 7 $ 732,000 $ 104,571 $ 54,000
Lycoming, Pennsylvania 7 $ 586,000 $ 83,714 $ 40,000
El Paso, Texas 7 $ 399,000 $ 57,000 $ 142,000
Ellis, Texas 7 $ 670,000 $ 95,714 $ 49,000
Washington, Utah 7 $ 484,000 $ 69,142 $ 89,000
Fauquier, Virginia 7 $ 1,822,000 $ 260,285 $ 93,000
Norfolk, Virginia 7 $ 690,000 $ 98,571 $ 107,000
Island, Washington 7 $ 811,000 $ 115,857 $ 56,000
Lewis, Washington 7 $ 819,000 $ 117,000 $ 75,000
Marquette, Wisconsin 7 $ 266,000 $ 38,000 $ 51,000
Pierce, Wisconsin 7 $ 332,000 $ 47,428 $ 89,000
San Mateo, California 6 $ 1,710,000 $ 285,000 $ 122,000
Garfield, Colorado 6 $ 1,084,000 $ 180,666 $ 137,000
Martin, Florida 6 $ 825,000 $ 137,500 $ 93,000
Gilmer, Georgia 6 $ 742,000 $ 123,666 $ 90,000
Bonneville, Idaho 6 $ 559,000 $ 93,166 $ 85,000
Bartholomew, Indiana 6 $ 443,000 $ 73,833 $ 67,000
Shelby, Indiana 6 $ 420,000 $ 70,000 $ 33,000
Buena Vista, Iowa 6 $ 428,000 $ 71,333 $ 33,000
Jasper, Iowa 6 $ 474,000 $ 79,000 $ 54,000
Winona, Minnesota 6 $ 217,000 $ 36,166 $ 122,000
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Mortgage Loan Application Detail Totals for Guaranty Bank, FSB in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 17,927 $2,386,601,000 $115,020 $1,000,000 $85,918 $4,048,000
Refinancing 11,907 $1,653,067,000 $114,125 $2,000,000 $76,500 $1,020,000
Home Improvement 3,566 $172,315,000 $45,947 $300,000 $80,210 $1,000,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 25,776 $3,223,967,000 $110,530 $2,000,000 $85,081 $4,048,000
Hispanic 2,719 $356,047,000 $104,108 $960,000 $69,027 $1,170,000
Black or African American 2,168 $243,564,000 $103,405 $1,000,000 $78,621 $785,000
Not Provided 1,402 $138,936,000 $96,731 $800,000 $79,341 $654,000
Asian 1,184 $229,378,000 $139,333 $940,000 $94,638 $445,000
American Indian or Alaskan Native 78 $10,038,000 $101,695 $950,000 $94,826 $1,020,000
Native Hawaiian or Other Pacific Islander 73 $10,053,000 $108,894 $999,000 $64,368 $376,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 31,805 $3,976,128,000 $106,081 $2,000,000 $83,224 $4,048,000
FHA-insured (Federal Housing Administration) 1,168 $163,093,000 $148,833 $327,000 $53,625 $275,000
VA-guaranteed (Veterans Administration) 410 $70,573,000 $182,909 $360,000 $59,409 $215,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 17 $2,189,000 $127,333 $167,000 $35,000 $52,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 33,400 $4,211,983,000 $107,489 $2,000,000 $81,979 $4,048,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Originated 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranty Bank, FSB's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Guaranty Bank, FSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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