Guidance Residential, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Guidance Residential, Llc 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guidance Residential, Llc 11107 Sunset Hills Road, Stes 100 & 200 Wilmington, DE 20190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,659 |
| Total Mortgage Loan Application Amount | $1,636,355,000 |
| Average Mortgage Loan Application Amount | $276,666 |
| Highest Mortgage Loan Application Amount | $1,055,000 |
| Average Applicant Income | $119,333 |
| Highest Applicant Income | $2,289,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Guidance Residential, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guidance Residential, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Guidance Residential, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guidance Residential, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Guidance Residential, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guidance Residential, Llc's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 181 | $ 73,455,000 | $ 405,000 | $ 114,000 |
| Cook County Illinois | 129 | $ 27,965,000 | $ 216,000 | $ 97,000 |
| Fort Bend County Texas | 111 | $ 29,015,000 | $ 261,000 | $ 125,000 |
| Harris County Texas | 91 | $ 19,735,000 | $ 216,000 | $ 118,000 |
| Collin County Texas | 89 | $ 27,825,000 | $ 312,000 | $ 138,000 |
| Queens County New York | 81 | $ 35,935,000 | $ 443,000 | $ 127,000 |
| DuPage County Illinois | 68 | $ 18,120,000 | $ 266,000 | $ 141,000 |
| Nassau County New York | 66 | $ 27,500,000 | $ 416,000 | $ 154,000 |
| Franklin County Ohio | 63 | $ 11,905,000 | $ 188,000 | $ 170,000 |
| Wake County North Carolina | 62 | $ 16,590,000 | $ 267,000 | $ 97,000 |
| Wayne County Michigan | 61 | $ 10,155,000 | $ 166,000 | $ 80,000 |
| Middlesex County New Jersey | 61 | $ 19,325,000 | $ 316,000 | $ 125,000 |
| Dallas County Texas | 55 | $ 15,235,000 | $ 277,000 | $ 130,000 |
| Hillsborough County Florida | 54 | $ 12,110,000 | $ 224,000 | $ 107,000 |
| Middlesex County Massachusetts | 53 | $ 19,615,000 | $ 370,000 | $ 117,000 |
| Macomb County Michigan | 53 | $ 7,355,000 | $ 138,000 | $ 41,000 |
| Fairfax County Virginia | 53 | $ 18,505,000 | $ 349,000 | $ 133,000 |
| Loudoun County Virginia | 50 | $ 19,360,000 | $ 387,000 | $ 188,000 |
| Gwinnett County Georgia | 47 | $ 10,235,000 | $ 217,000 | $ 81,000 |
| Montgomery County Maryland | 41 | $ 15,575,000 | $ 379,000 | $ 118,000 |
| Maricopa County Arizona | 40 | $ 9,490,000 | $ 237,000 | $ 110,000 |
| Prince William County Virginia | 39 | $ 13,035,000 | $ 334,000 | $ 101,000 |
| Snohomish County Washington | 38 | $ 16,080,000 | $ 423,000 | $ 130,000 |
| Erie County New York | 37 | $ 4,915,000 | $ 132,000 | $ 74,000 |
| Hennepin County Minnesota | 35 | $ 8,265,000 | $ 236,000 | $ 68,000 |
| Bronx County New York | 35 | $ 14,575,000 | $ 416,000 | $ 96,000 |
| Jefferson County Kentucky | 34 | $ 5,920,000 | $ 174,000 | $ 69,000 |
| Fulton County Georgia | 33 | $ 9,465,000 | $ 286,000 | $ 133,000 |
| Prince George's County Maryland | 33 | $ 8,825,000 | $ 267,000 | $ 102,000 |
| Bergen County New Jersey | 33 | $ 12,885,000 | $ 390,000 | $ 144,000 |
| Sacramento County California | 32 | $ 10,390,000 | $ 324,000 | $ 122,000 |
| Broward County Florida | 32 | $ 7,840,000 | $ 245,000 | $ 96,000 |
| Orange County Florida | 31 | $ 7,445,000 | $ 240,000 | $ 128,000 |
| Baltimore County Maryland | 31 | $ 6,995,000 | $ 225,000 | $ 72,000 |
| Anoka County Minnesota | 31 | $ 7,735,000 | $ 249,000 | $ 76,000 |
| DeKalb County Georgia | 29 | $ 5,495,000 | $ 189,000 | $ 88,000 |
| Worcester County Massachusetts | 29 | $ 10,595,000 | $ 365,000 | $ 121,000 |
| Passaic County New Jersey | 29 | $ 8,625,000 | $ 297,000 | $ 102,000 |
| San Joaquin County California | 28 | $ 7,780,000 | $ 277,000 | $ 162,000 |
| Santa Clara County California | 27 | $ 16,285,000 | $ 603,000 | $ 204,000 |
| Will County Illinois | 27 | $ 6,045,000 | $ 223,000 | $ 116,000 |
| Essex County Massachusetts | 27 | $ 9,135,000 | $ 338,000 | $ 88,000 |
| Suffolk County New York | 27 | $ 9,165,000 | $ 339,000 | $ 127,000 |
| Guilford County North Carolina | 27 | $ 4,465,000 | $ 165,000 | $ 55,000 |
| Davidson County Tennessee | 27 | $ 6,225,000 | $ 230,000 | $ 69,000 |
| Washington County Oregon | 26 | $ 8,120,000 | $ 312,000 | $ 117,000 |
| Hartford County Connecticut | 24 | $ 5,190,000 | $ 216,000 | $ 99,000 |
| Howard County Maryland | 24 | $ 7,430,000 | $ 309,000 | $ 139,000 |
| Kings County New York | 24 | $ 14,450,000 | $ 602,000 | $ 518,000 |
| Tarrant County Texas | 24 | $ 6,380,000 | $ 265,000 | $ 113,000 |
| Milwaukee County Wisconsin | 22 | $ 4,790,000 | $ 217,000 | $ 99,000 |
| Fairfield County Connecticut | 21 | $ 5,225,000 | $ 248,000 | $ 113,000 |
| Oakland County Michigan | 21 | $ 6,155,000 | $ 293,000 | $ 146,000 |
| Dakota County Minnesota | 21 | $ 5,785,000 | $ 275,000 | $ 86,000 |
| Somerset County New Jersey | 21 | $ 7,185,000 | $ 342,000 | $ 123,000 |
| Contra Costa County California | 20 | $ 9,420,000 | $ 471,000 | $ 144,000 |
| Los Angeles County California | 20 | $ 9,120,000 | $ 456,000 | $ 154,000 |
| San Diego County California | 20 | $ 9,300,000 | $ 465,000 | $ 127,000 |
| Cobb County Georgia | 20 | $ 5,370,000 | $ 268,000 | $ 121,000 |
| Mercer County New Jersey | 20 | $ 4,570,000 | $ 228,000 | $ 260,000 |
| Mecklenburg County North Carolina | 20 | $ 3,460,000 | $ 173,000 | $ 96,000 |
| Lehigh County Pennsylvania | 20 | $ 4,800,000 | $ 240,000 | $ 165,000 |
| Alameda County California | 18 | $ 9,490,000 | $ 527,000 | $ 151,000 |
| Norfolk County Massachusetts | 18 | $ 7,230,000 | $ 401,000 | $ 142,000 |
| Palm Beach County Florida | 17 | $ 4,315,000 | $ 253,000 | $ 111,000 |
| Cuyahoga County Ohio | 17 | $ 3,745,000 | $ 220,000 | $ 120,000 |
| Orange County California | 16 | $ 8,710,000 | $ 544,000 | $ 199,000 |
| Osceola County Florida | 16 | $ 2,960,000 | $ 185,000 | $ 110,000 |
| Shelby County Tennessee | 16 | $ 2,860,000 | $ 178,000 | $ 105,000 |
| Hampden County Massachusetts | 15 | $ 3,485,000 | $ 232,000 | $ 102,000 |
| Delaware County Pennsylvania | 15 | $ 2,115,000 | $ 141,000 | $ 97,000 |
| Olmsted County Minnesota | 14 | $ 3,110,000 | $ 222,000 | $ 94,000 |
| Richmond County New York | 14 | $ 5,980,000 | $ 427,000 | $ 96,000 |
| Bexar County Texas | 14 | $ 2,760,000 | $ 197,000 | $ 122,000 |
| Denton County Texas | 14 | $ 3,300,000 | $ 235,000 | $ 162,000 |
| Henrico County Virginia | 14 | $ 3,670,000 | $ 262,000 | $ 93,000 |
| Pierce County Washington | 14 | $ 4,090,000 | $ 292,000 | $ 89,000 |
| Johnson County Kansas | 13 | $ 3,405,000 | $ 261,000 | $ 116,000 |
| Scott County Minnesota | 13 | $ 4,295,000 | $ 330,000 | $ 72,000 |
| Hudson County New Jersey | 13 | $ 3,865,000 | $ 297,000 | $ 266,000 |
| Multnomah County Oregon | 13 | $ 3,915,000 | $ 301,000 | $ 71,000 |
| Philadelphia County Pennsylvania | 13 | $ 1,795,000 | $ 138,000 | $ 65,000 |
| Travis County Texas | 13 | $ 3,325,000 | $ 255,000 | $ 126,000 |
| Fresno County California | 12 | $ 4,360,000 | $ 363,000 | $ 204,000 |
| Riverside County California | 12 | $ 4,280,000 | $ 356,000 | $ 91,000 |
| New Haven County Connecticut | 12 | $ 2,000,000 | $ 166,000 | $ 84,000 |
| New Castle County Delaware | 12 | $ 2,500,000 | $ 208,000 | $ 79,000 |
| Bristol County Massachusetts | 12 | $ 3,630,000 | $ 302,000 | $ 127,000 |
| Suffolk County Massachusetts | 12 | $ 4,530,000 | $ 377,000 | $ 131,000 |
| Ramsey County Minnesota | 12 | $ 2,910,000 | $ 242,000 | $ 70,000 |
| Stearns County Minnesota | 12 | $ 2,070,000 | $ 172,000 | $ 42,000 |
| Bucks County Pennsylvania | 12 | $ 3,610,000 | $ 300,000 | $ 180,000 |
| Rutherford County Tennessee | 12 | $ 2,480,000 | $ 206,000 | $ 82,000 |
| Williamson County Texas | 12 | $ 3,440,000 | $ 286,000 | $ 146,000 |
| Benton County Arkansas | 11 | $ 1,545,000 | $ 140,000 | $ 218,000 |
| Duval County Florida | 11 | $ 2,925,000 | $ 265,000 | $ 137,000 |
| Washtenaw County Michigan | 11 | $ 2,765,000 | $ 251,000 | $ 173,000 |
| Allegheny County Pennsylvania | 11 | $ 2,365,000 | $ 215,000 | $ 89,000 |
| San Bernardino County California | 10 | $ 3,630,000 | $ 363,000 | $ 127,000 |
| Bay County Florida | 10 | $ 2,810,000 | $ 281,000 | $ 153,000 |
| Monmouth County New Jersey | 10 | $ 3,690,000 | $ 369,000 | $ 142,000 |
| Westchester County New York | 10 | $ 3,920,000 | $ 392,000 | $ 142,000 |
| Cabarrus County North Carolina | 10 | $ 2,660,000 | $ 266,000 | $ 104,000 |
| Durham County North Carolina | 10 | $ 2,310,000 | $ 231,000 | $ 84,000 |
| Jefferson County Alabama | 9 | $ 2,265,000 | $ 251,000 | $ 117,000 |
| Miami-Dade County Florida | 9 | $ 2,245,000 | $ 249,000 | $ 99,000 |
| Camden County New Jersey | 9 | $ 2,485,000 | $ 276,000 | $ 133,000 |
| Delaware County Ohio | 9 | $ 2,565,000 | $ 285,000 | $ 78,000 |
| Providence County Rhode Island | 9 | $ 2,015,000 | $ 223,000 | $ 62,000 |
| Kern County California | 8 | $ 1,410,000 | $ 176,000 | $ 72,000 |
| Arapahoe County Colorado | 8 | $ 2,280,000 | $ 285,000 | $ 96,000 |
| Seminole County Florida | 8 | $ 2,650,000 | $ 331,000 | $ 206,000 |
| Washington County Minnesota | 8 | $ 2,380,000 | $ 297,000 | $ 76,000 |
| Jackson County Missouri | 8 | $ 1,500,000 | $ 187,000 | $ 127,000 |
| St. Louis County Missouri | 8 | $ 2,270,000 | $ 283,000 | $ 192,000 |
| Morris County New Jersey | 8 | $ 3,080,000 | $ 385,000 | $ 119,000 |
| Greenville County South Carolina | 8 | $ 1,630,000 | $ 203,000 | $ 57,000 |
| Leon County Florida | 7 | $ 1,125,000 | $ 160,000 | $ 70,000 |
| Pasco County Florida | 7 | $ 1,135,000 | $ 162,000 | $ 106,000 |
| Polk County Florida | 7 | $ 1,455,000 | $ 207,000 | $ 79,000 |
| Columbia County Georgia | 7 | $ 1,125,000 | $ 160,000 | $ 57,000 |
| Forsyth County Georgia | 7 | $ 2,335,000 | $ 333,000 | $ 136,000 |
| Lake County Illinois | 7 | $ 2,345,000 | $ 335,000 | $ 211,000 |
| Burlington County New Jersey | 7 | $ 1,315,000 | $ 187,000 | $ 462,000 |
| Orange County New York | 7 | $ 1,385,000 | $ 197,000 | $ 54,000 |
| Hamilton County Tennessee | 7 | $ 1,785,000 | $ 255,000 | $ 161,000 |
| Stafford County Virginia | 7 | $ 2,295,000 | $ 327,000 | $ 108,000 |
| Alachua County Florida | 6 | $ 1,290,000 | $ 215,000 | $ 105,000 |
| Champaign County Illinois | 6 | $ 590,000 | $ 98,000 | $ 164,000 |
| Hamilton County Indiana | 6 | $ 1,390,000 | $ 231,000 | $ 167,000 |
| Warren County Kentucky | 6 | $ 810,000 | $ 135,000 | $ 45,000 |
| Anne Arundel County Maryland | 6 | $ 1,690,000 | $ 281,000 | $ 79,000 |
| Baltimore City County Maryland | 6 | $ 940,000 | $ 156,000 | $ 122,000 |
| Genesee County Michigan | 6 | $ 1,270,000 | $ 211,000 | $ 207,000 |
| Essex County New Jersey | 6 | $ 1,440,000 | $ 240,000 | $ 90,000 |
| Albany County New York | 6 | $ 1,480,000 | $ 246,000 | $ 193,000 |
| Monroe County New York | 6 | $ 1,270,000 | $ 211,000 | $ 126,000 |
| Saratoga County New York | 6 | $ 1,610,000 | $ 268,000 | $ 72,000 |
| Clackamas County Oregon | 6 | $ 2,320,000 | $ 386,000 | $ 121,000 |
| Chester County Pennsylvania | 6 | $ 1,600,000 | $ 266,000 | $ 95,000 |
| Northampton County Pennsylvania | 6 | $ 1,510,000 | $ 251,000 | $ 125,000 |
| Horry County South Carolina | 6 | $ 1,080,000 | $ 180,000 | $ 60,000 |
| Chesterfield County Virginia | 6 | $ 1,240,000 | $ 206,000 | $ 63,000 |
| Waukesha County Wisconsin | 6 | $ 2,150,000 | $ 358,000 | $ 351,000 |
| Adams County Colorado | 5 | $ 1,645,000 | $ 329,000 | $ 120,000 |
| Winnebago County Illinois | 5 | $ 675,000 | $ 135,000 | $ 120,000 |
| Fayette County Kentucky | 5 | $ 1,175,000 | $ 235,000 | $ 263,000 |
| Union County New Jersey | 5 | $ 1,565,000 | $ 313,000 | $ 133,000 |
| Warren County Ohio | 5 | $ 1,605,000 | $ 321,000 | $ 206,000 |
| Brazoria County Texas | 5 | $ 1,335,000 | $ 267,000 | $ 154,000 |
| Montgomery County Texas | 5 | $ 1,215,000 | $ 243,000 | $ 125,000 |
| New London County Connecticut | 4 | $ 1,000,000 | $ 250,000 | $ 150,000 |
| Pinellas County Florida | 4 | $ 790,000 | $ 197,000 | $ 142,000 |
| Sarasota County Florida | 4 | $ 950,000 | $ 237,000 | $ 149,000 |
| Peoria County Illinois | 4 | $ 620,000 | $ 155,000 | $ 90,000 |
| Hendricks County Indiana | 4 | $ 710,000 | $ 177,000 | $ 104,000 |
| Marion County Indiana | 4 | $ 800,000 | $ 200,000 | $ 73,000 |
| Frederick County Maryland | 4 | $ 1,500,000 | $ 375,000 | $ 106,000 |
| Washington County Maryland | 4 | $ 820,000 | $ 205,000 | $ 88,000 |
| Ingham County Michigan | 4 | $ 640,000 | $ 160,000 | $ 95,000 |
| Madison County Mississippi | 4 | $ 760,000 | $ 190,000 | $ 46,000 |
| Atlantic County New Jersey | 4 | $ 430,000 | $ 107,000 | $ 63,000 |
| Onondaga County New York | 4 | $ 440,000 | $ 110,000 | $ 59,000 |
| Cumberland County Pennsylvania | 4 | $ 960,000 | $ 240,000 | $ 92,000 |
| Lackawanna County Pennsylvania | 4 | $ 430,000 | $ 107,000 | $ 129,000 |
| Montgomery County Pennsylvania | 4 | $ 1,330,000 | $ 332,000 | $ 88,000 |
| Anderson County South Carolina | 4 | $ 680,000 | $ 170,000 | $ 82,000 |
| Knox County Tennessee | 4 | $ 840,000 | $ 210,000 | $ 81,000 |
| Williamson County Tennessee | 4 | $ 1,110,000 | $ 277,000 | $ 132,000 |
| Jefferson County Texas | 4 | $ 970,000 | $ 242,000 | $ 243,000 |
| Alexandria County Virginia | 4 | $ 530,000 | $ 132,000 | $ 137,000 |
| Arlington County Virginia | 4 | $ 1,540,000 | $ 385,000 | $ 111,000 |
| Richmond City County Virginia | 4 | $ 710,000 | $ 177,000 | $ 301,000 |
| Dane County Wisconsin | 4 | $ 1,200,000 | $ 300,000 | $ 140,000 |
| Pima County Arizona | 3 | $ 775,000 | $ 258,000 | $ 81,000 |
| Craighead County Arkansas | 3 | $ 425,000 | $ 141,000 | $ 74,000 |
| Monterey County California | 3 | $ 1,065,000 | $ 355,000 | $ 83,000 |
| San Francisco County California | 3 | $ 1,805,000 | $ 601,000 | $ 149,000 |
| Stanislaus County California | 3 | $ 925,000 | $ 308,000 | $ 74,000 |
| Boulder County Colorado | 3 | $ 1,195,000 | $ 398,000 | $ 127,000 |
| Denver County Colorado | 3 | $ 815,000 | $ 271,000 | $ 102,000 |
| Middlesex County Connecticut | 3 | $ 805,000 | $ 268,000 | $ 117,000 |
| Kent County Delaware | 3 | $ 655,000 | $ 218,000 | $ 63,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,015,000 | $ 338,000 | $ 116,000 |
| Charlotte County Florida | 3 | $ 665,000 | $ 221,000 | $ 148,000 |
| Hernando County Florida | 3 | $ 1,275,000 | $ 425,000 | $ 380,000 |
| St. Johns County Florida | 3 | $ 655,000 | $ 218,000 | $ 216,000 |
| Volusia County Florida | 3 | $ 1,295,000 | $ 431,000 | $ 173,000 |
| Muscogee County Georgia | 3 | $ 1,115,000 | $ 371,000 | $ 209,000 |
| Allen County Indiana | 3 | $ 1,055,000 | $ 351,000 | $ 234,000 |
| Sedgwick County Kansas | 3 | $ 765,000 | $ 255,000 | $ 241,000 |
| Harford County Maryland | 3 | $ 555,000 | $ 185,000 | $ 41,000 |
| Kent County Michigan | 3 | $ 775,000 | $ 258,000 | $ 89,000 |
| Boone County Missouri | 3 | $ 525,000 | $ 175,000 | $ 171,000 |
| Ocean County New Jersey | 3 | $ 605,000 | $ 201,000 | $ 96,000 |
| Broome County New York | 3 | $ 255,000 | $ 85,000 | $ 72,000 |
| Columbia County New York | 3 | $ 365,000 | $ 121,000 | $ 56,000 |
| Rensselaer County New York | 3 | $ 365,000 | $ 121,000 | $ 83,000 |
| Forsyth County North Carolina | 3 | $ 285,000 | $ 95,000 | $ 56,000 |
| Iredell County North Carolina | 3 | $ 765,000 | $ 255,000 | $ 48,000 |
| Pitt County North Carolina | 3 | $ 725,000 | $ 241,000 | $ 80,000 |
| Lucas County Ohio | 3 | $ 965,000 | $ 321,000 | $ 315,000 |
| Montgomery County Ohio | 3 | $ 675,000 | $ 225,000 | $ 56,000 |
| Summit County Ohio | 3 | $ 705,000 | $ 235,000 | $ 65,000 |
| Westmoreland County Pennsylvania | 3 | $ 1,005,000 | $ 335,000 | $ 132,000 |
| Richland County South Carolina | 3 | $ 695,000 | $ 231,000 | $ 159,000 |
| York County South Carolina | 3 | $ 825,000 | $ 275,000 | $ 104,000 |
| Bell County Texas | 3 | $ 445,000 | $ 148,000 | $ 99,000 |
| Galveston County Texas | 3 | $ 1,015,000 | $ 338,000 | $ 211,000 |
| Kaufman County Texas | 3 | $ 675,000 | $ 225,000 | $ 77,000 |
| Hampton County Virginia | 3 | $ 755,000 | $ 251,000 | $ 78,000 |
| Rockingham County Virginia | 3 | $ 445,000 | $ 148,000 | $ 52,000 |
| Spotsylvania County Virginia | 3 | $ 775,000 | $ 258,000 | $ 75,000 |
| Thurston County Washington | 3 | $ 735,000 | $ 245,000 | $ 81,000 |
| Kenosha County Wisconsin | 3 | $ 585,000 | $ 195,000 | $ 154,000 |
| Limestone County Alabama | 2 | $ 230,000 | $ 115,000 | $ 97,000 |
| Mobile County Alabama | 2 | $ 260,000 | $ 130,000 | $ 86,000 |
| Pinal County Arizona | 2 | $ 380,000 | $ 190,000 | $ 97,000 |
| Crittenden County Arkansas | 2 | $ 410,000 | $ 205,000 | $ 71,000 |
| El Dorado County California | 2 | $ 750,000 | $ 375,000 | $ 101,000 |
| Mendocino County California | 2 | $ 670,000 | $ 335,000 | $ 97,000 |
| San Mateo County California | 2 | $ 1,360,000 | $ 680,000 | $ 224,000 |
| Solano County California | 2 | $ 560,000 | $ 280,000 | $ 81,000 |
| Douglas County Colorado | 2 | $ 850,000 | $ 425,000 | $ 89,000 |
| El Paso County Colorado | 2 | $ 440,000 | $ 220,000 | $ 68,000 |
| Brevard County Florida | 2 | $ 580,000 | $ 290,000 | $ 180,000 |
| Lee County Florida | 2 | $ 310,000 | $ 155,000 | $ 177,000 |
| Manatee County Florida | 2 | $ 390,000 | $ 195,000 | $ 50,000 |
| Okaloosa County Florida | 2 | $ 450,000 | $ 225,000 | $ 54,000 |
| Bibb County Georgia | 2 | $ 370,000 | $ 185,000 | $ 109,000 |
| Cherokee County Georgia | 2 | $ 310,000 | $ 155,000 | $ 177,000 |
| Clarke County Georgia | 2 | $ 310,000 | $ 155,000 | $ 47,000 |
| Newton County Georgia | 2 | $ 380,000 | $ 190,000 | $ 62,000 |
| Pickens County Georgia | 2 | $ 380,000 | $ 190,000 | $ 241,000 |
| Stephens County Georgia | 2 | $ 260,000 | $ 130,000 | $ 54,000 |
| Kane County Illinois | 2 | $ 500,000 | $ 250,000 | $ 133,000 |
| McHenry County Illinois | 2 | $ 520,000 | $ 260,000 | $ 110,000 |
| Sangamon County Illinois | 2 | $ 350,000 | $ 175,000 | $ 215,000 |
| Boone County Indiana | 2 | $ 450,000 | $ 225,000 | $ 51,000 |
| Boone County Kentucky | 2 | $ 300,000 | $ 150,000 | $ 45,000 |
| Carroll County Maryland | 2 | $ 710,000 | $ 355,000 | $ 111,000 |
| Plymouth County Massachusetts | 2 | $ 560,000 | $ 280,000 | $ 86,000 |
| Kalamazoo County Michigan | 2 | $ 590,000 | $ 295,000 | $ 140,000 |
| Hunterdon County New Jersey | 2 | $ 290,000 | $ 145,000 | $ 61,000 |
| Catawba County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 108,000 |
| Nash County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 73,000 |
| Hamilton County Ohio | 2 | $ 370,000 | $ 185,000 | $ 114,000 |
| Lorain County Ohio | 2 | $ 310,000 | $ 155,000 | $ 168,000 |
| Union County Ohio | 2 | $ 710,000 | $ 355,000 | $ 151,000 |
| Wood County Ohio | 2 | $ 290,000 | $ 145,000 | $ 28,000 |
| Benton County Oregon | 2 | $ 810,000 | $ 405,000 | $ 500,000 |
| Erie County Pennsylvania | 2 | $ 560,000 | $ 280,000 | $ 205,000 |
| Monroe County Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 73,000 |
| Kent County Rhode Island | 2 | $ 460,000 | $ 230,000 | $ 64,000 |
| Dorchester County South Carolina | 2 | $ 350,000 | $ 175,000 | $ 71,000 |
| Brazos County Texas | 2 | $ 600,000 | $ 300,000 | $ 181,000 |
| Johnson County Texas | 2 | $ 670,000 | $ 335,000 | $ 218,000 |
| Rockwall County Texas | 2 | $ 350,000 | $ 175,000 | $ 63,000 |
| Smith County Texas | 2 | $ 300,000 | $ 150,000 | $ 103,000 |
| Montgomery County Virginia | 2 | $ 670,000 | $ 335,000 | $ 142,000 |
| Rockbridge County Virginia | 2 | $ 280,000 | $ 140,000 | $ 96,000 |
| Clark County Washington | 2 | $ 480,000 | $ 240,000 | $ 68,000 |
| Kanawha County West Virginia | 2 | $ 540,000 | $ 270,000 | $ 273,000 |
| Monongalia County West Virginia | 2 | $ 360,000 | $ 180,000 | $ 184,000 |
| Cullman County Alabama | 1 | $ 175,000 | $ 175,000 | $ 235,000 |
| Houston County Alabama | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Lee County Alabama | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Montgomery County Alabama | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Mohave County Arizona | 1 | $ 215,000 | $ 215,000 | $ 46,000 |
| Pulaski County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 91,000 |
| Washington County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 286,000 |
| Santa Barbara County California | 1 | $ 445,000 | $ 445,000 | $ 113,000 |
| Jefferson County Colorado | 1 | $ 275,000 | $ 275,000 | $ 92,000 |
| Larimer County Colorado | 1 | $ 205,000 | $ 205,000 | $ 673,000 |
| Tolland County Connecticut | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Collier County Florida | 1 | $ 255,000 | $ 255,000 | $ 67,000 |
| Marion County Florida | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Monroe County Florida | 1 | $ 355,000 | $ 355,000 | $ 213,000 |
| St. Lucie County Florida | 1 | $ 155,000 | $ 155,000 | $ 135,000 |
| Bryan County Georgia | 1 | $ 75,000 | $ 75,000 | $ 89,000 |
| Bulloch County Georgia | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| Catoosa County Georgia | 1 | $ 195,000 | $ 195,000 | $ 101,000 |
| Chatham County Georgia | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Clayton County Georgia | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Henry County Georgia | 1 | $ 245,000 | $ 245,000 | $ 56,000 |
| Lee County Georgia | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Monroe County Georgia | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Rockdale County Georgia | 1 | $ 95,000 | $ 95,000 | $ 88,000 |
| Boone County Illinois | 1 | $ 285,000 | $ 285,000 | $ 600,000 |
| DeKalb County Illinois | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| St. Clair County Illinois | 1 | $ 235,000 | $ 235,000 | $ 46,000 |
| Clark County Indiana | 1 | $ 285,000 | $ 285,000 | $ 82,000 |
| Lake County Indiana | 1 | $ 65,000 | $ 65,000 | $ 240,000 |
| Warrick County Indiana | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Butler County Kansas | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Douglas County Kansas | 1 | $ 165,000 | $ 165,000 | $ 262,000 |
| Daviess County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Cecil County Maryland | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Wicomico County Maryland | 1 | $ 325,000 | $ 325,000 | $ 220,000 |
| Hampshire County Massachusetts | 1 | $ 195,000 | $ 195,000 | $ 39,000 |
| Berrien County Michigan | 1 | $ 405,000 | $ 405,000 | $ 312,000 |
| Calhoun County Michigan | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Van Buren County Michigan | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Nicollet County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 36,000 |
| Rice County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 42,000 |
| Hinds County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 186,000 |
| Oktibbeha County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Pontotoc County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| St. Charles County Missouri | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| St. Louis City County Missouri | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Gloucester County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Dutchess County New York | 1 | $ 215,000 | $ 215,000 | $ 111,000 |
| New York County New York | 1 | $ 675,000 | $ 675,000 | $ 498,000 |
| Oneida County New York | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Rockland County New York | 1 | $ 305,000 | $ 305,000 | $ 172,000 |
| Schenectady County New York | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Ulster County New York | 1 | $ 105,000 | $ 105,000 | $ 114,000 |
| Gaston County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 45,000 |
| Johnston County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 329,000 |
| Randolph County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Robeson County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Wayne County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Fairfield County Ohio | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Greene County Ohio | 1 | $ 325,000 | $ 325,000 | $ 123,000 |
| Licking County Ohio | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Stark County Ohio | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Jackson County Oregon | 1 | $ 285,000 | $ 285,000 | $ 160,000 |
| Lane County Oregon | 1 | $ 305,000 | $ 305,000 | $ 140,000 |
| Berks County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 160,000 |
| Dauphin County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| Jefferson County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 436,000 |
| Lancaster County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| Montour County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Schuylkill County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Bristol County Rhode Island | 1 | $ 485,000 | $ 485,000 | $ 240,000 |
| Aiken County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Berkeley County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Lancaster County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| Lexington County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 36,000 |
| Spartanburg County South Carolina | 1 | $ 345,000 | $ 345,000 | $ 114,000 |
| Bedford County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Sumner County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Coryell County Texas | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| McLennan County Texas | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Wichita County Texas | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| Essex County Virginia | 1 | $ 65,000 | $ 65,000 | $ 13,000 |
| Frederick County Virginia | 1 | $ 285,000 | $ 285,000 | $ 78,000 |
| Harrisonburg County Virginia | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Lynchburg County Virginia | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Manassas County Virginia | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Page County Virginia | 1 | $ 75,000 | $ 75,000 | $ 79,000 |
| Portsmouth County Virginia | 1 | $ 65,000 | $ 65,000 | $ 14,000 |
| Roanoke County Virginia | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Virginia Beach County Virginia | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
| Asotin County Washington | 1 | $ 305,000 | $ 305,000 | $ 151,000 |
| Benton County Washington | 1 | $ 305,000 | $ 305,000 | $ 154,000 |
| Kitsap County Washington | 1 | $ 375,000 | $ 375,000 | $ 220,000 |
| Whatcom County Washington | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Morgan County West Virginia | 1 | $ 295,000 | $ 295,000 | $ 81,000 |
| Raleigh County West Virginia | 1 | $ 305,000 | $ 305,000 | $ 500,000 |
| Polk County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
Mortgage Loan Application Detail Totals for Guidance Residential, Llc in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,445 | $1,294,735,000 | $291,000 | $1,055,000 | $108,000 | $2,035,000 |
| Refinancing | 928 | $270,570,000 | $291,000 | $895,000 | $127,000 | $2,289,000 |
| Cash-out Refinancing | 286 | $71,050,000 | $248,000 | $725,000 | $123,000 | $901,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 2,610 | $791,850,000 | $303,000 | $1,055,000 | $126,000 | $2,289,000 |
| White | 1,749 | $485,235,000 | $277,000 | $895,000 | $110,000 | $2,035,000 |
| Black or African American | 1,059 | $281,975,000 | $266,000 | $715,000 | $78,000 | $600,000 |
| Not Provided | 216 | $70,610,000 | $326,000 | $725,000 | $126,000 | $600,000 |
| Hispanic | 17 | $4,765,000 | $280,000 | $555,000 | $82,000 | $205,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,315,000 | $263,000 | $545,000 | $78,000 | $130,000 |
| American Indian or Alaskan Native | 1 | $235,000 | $235,000 | $235,000 | $95,000 | $95,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,659 | $1,636,355,000 | $289,000 | $1,055,000 | $112,000 | $2,289,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,473 | $705,355,000 | $285,000 | $1,055,000 | $123,000 | $2,035,000 |
| File Closed For Incompleteness | 1,657 | $509,345,000 | $307,000 | $805,000 | $100,000 | $921,000 |
| Application Withdrawn By Applicant | 563 | $155,795,000 | $276,000 | $725,000 | $107,000 | $624,000 |
| Application Approved But Not Accepted | 481 | $142,145,000 | $295,000 | $895,000 | $127,000 | $2,289,000 |
| Preapproval Denied by Financial Institution | 271 | $69,135,000 | $255,000 | $805,000 | $75,000 | $530,000 |
| Application Denied By Financial Institution | 214 | $54,580,000 | $255,000 | $755,000 | $109,000 | $1,041,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,174 | $1,512,640,000 | $292,000 | $1,055,000 | $114,000 | $2,289,000 |
| Debt-To-Income Ratio | 161 | $40,455,000 | $251,000 | $755,000 | $64,000 | $488,000 |
| Credit History | 125 | $30,015,000 | $240,000 | $805,000 | $95,000 | $934,000 |
| Employment History | 44 | $11,130,000 | $252,000 | $565,000 | $70,000 | $240,000 |
| Collateral | 43 | $9,215,000 | $214,000 | $805,000 | $157,000 | $1,041,000 |
| Unverifiable Information | 40 | $12,090,000 | $302,000 | $725,000 | $105,000 | $500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 38 | $11,710,000 | $308,000 | $745,000 | $90,000 | $316,000 |
| Mortgage Insurance Denied | 31 | $8,245,000 | $265,000 | $715,000 | $116,000 | $300,000 |
| Credit Application Incomplete | 3 | $855,000 | $285,000 | $395,000 | $103,000 | $120,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guidance Residential, Llc's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guidance Residential, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.