Hallmark Home Mortgage, LLC Mortgage Lending & HMDA Data, 2024

In 2024, Hallmark Home Mortgage, LLC of Fort Wayne, IN reported 3,370 mortgage applications totaling $760.0 million, up 14% from 2023. The average application was for $225,531, and applicants reported an average income of $103,951. 78% of its applications resulted in an originated loan and 4% were denied. Its largest markets were South Bend-Mishawaka, IN-MI (621), Indianapolis-Carmel-Anderson, IN (495) and Fort Wayne, IN (410) (applications in parentheses).

Mortgage Company & Address Hallmark Home Mortgage, LLC
7421 Coldwater Road
Fort Wayne, IN 46825
Tel #: available with data download
Federal Regulator * available with data download
Years 2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 3,370
Total Mortgage Loan Application Amount $760,040,000
Average Mortgage Loan Application Amount $225,531
Highest Mortgage Loan Application Amount $1,385,000
Average Applicant Income $103,951
Highest Applicant Income $1,616,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Hallmark Home Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Hallmark Home Mortgage, LLC by Metropolitan Area in 2024

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
South Bend-Mishawaka, IN-MI 621 $ 112,725,000 $ 181,521 $ 91,144
Indianapolis-Carmel-Anderson, IN 495 $ 150,095,000 $ 303,222 $ 135,000
Outside any metro area 481 $ 96,095,000 $ 199,781 $ 90,355
Fort Wayne, IN 410 $ 92,620,000 $ 225,902 $ 102,000
Kansas City, MO-KS 219 $ 56,135,000 $ 256,324 $ 119,899
Brownsville-Harlingen, TX 206 $ 38,240,000 $ 185,631 $ 85,000
Elkhart-Goshen, IN 160 $ 32,520,000 $ 203,250 $ 88,000
Tyler, TX 97 $ 25,075,000 $ 258,505 $ 115,000
Columbus, IN 75 $ 17,855,000 $ 238,066 $ 113,000
Michigan City-La Porte, IN 62 $ 11,060,000 $ 178,387 $ 82,000
Niles-Benton Harbor, MI 62 $ 9,540,000 $ 153,870 $ 67,000
Lafayette-West Lafayette, IN 61 $ 16,065,000 $ 263,360 $ 104,000
Houston-The Woodlands-Sugar Land, TX 48 $ 14,700,000 $ 306,250 $ 169,000
Deltona-Daytona Beach-Ormond Beach, FL 43 $ 10,605,000 $ 246,627 $ 150,000
San Antonio-New Braunfels, TX 35 $ 7,765,000 $ 221,857 $ 91,000
Columbus, OH 31 $ 6,635,000 $ 214,032 $ 117,000
Winston-Salem, NC 26 $ 4,900,000 $ 188,461 $ 57,000
St. Joseph, MO-KS 20 $ 2,620,000 $ 131,000 $ 63,000
Bloomington, IN 18 $ 4,860,000 $ 270,000 $ 97,000
Greensboro-High Point, NC 18 $ 3,700,000 $ 205,555 $ 62,000
Lake County-Porter County-Jasper County, IN 16 $ 3,930,000 $ 245,625 $ 98,000
Longview, TX 16 $ 2,990,000 $ 186,875 $ 97,000
Ocala, FL 15 $ 3,375,000 $ 225,000 $ 96,000
St. Louis, MO-IL 12 $ 2,870,000 $ 239,166 $ 124,000
Fort Worth-Arlington, TX 7 $ 2,095,000 $ 299,285 $ 130,000
Muncie, IN 7 $ 1,065,000 $ 152,142 $ 192,000
Cincinnati, OH-KY-IN 6 $ 2,070,000 $ 345,000 $ 313,833
Lawrence, KS 6 $ 1,460,000 $ 243,333 $ 103,000
Orlando-Kissimmee-Sanford, FL 6 $ 3,600,000 $ 600,000 $ 163,000
Terre Haute, IN 6 $ 850,000 $ 141,666 $ 95,000
Charlotte-Concord-Gastonia, NC-SC 5 $ 1,295,000 $ 259,000 $ 84,000
Homosassa Springs, FL 5 $ 1,105,000 $ 221,000 $ 82,000
Lakeland-Winter Haven, FL 5 $ 1,565,000 $ 313,000 $ 108,000
Cleveland, OH 4 $ 510,000 $ 127,500 $ 240,000
Dallas-Plano-Irving, TX 4 $ 1,100,000 $ 275,000 $ 107,000
Evansville, IN-KY 4 $ 760,000 $ 190,000 $ 100,000
Palm Bay-Melbourne-Titusville, FL 4 $ 1,410,000 $ 352,500 $ 139,000
Battle Creek, MI 3 $ 435,000 $ 145,000 $ 52,000
Cape Coral-Fort Myers, FL 3 $ 845,000 $ 281,666 $ 130,000
Kokomo, IN 3 $ 565,000 $ 188,333 $ 82,000
McAllen-Edinburg-Mission, TX 3 $ 825,000 $ 275,000 $ 84,000
Youngstown-Warren-Boardman, OH-PA 3 $ 345,000 $ 115,000 $ 58,000
Flint, MI 2 $ 510,000 $ 255,000 $ 114,000
Kalamazoo-Portage, MI 2 $ 400,000 $ 200,000 $ 206,000
Manhattan, KS 2 $ 390,000 $ 195,000 $ 132,000
Nashville-Davidson--Murfreesboro--Franklin, TN 2 $ 850,000 $ 425,000 $ 182,000
Sebastian-Vero Beach, FL 2 $ 390,000 $ 195,000 $ 95,000
Springfield, MO 2 $ 270,000 $ 135,000 $ 56,000
Warner Robins, GA 2 $ 760,000 $ 380,000 $ 145,000
Warren-Troy-Farmington Hills, MI 2 $ 580,000 $ 290,000 $ 100,000
Atlanta-Sandy Springs-Roswell, GA 1 $ 245,000 $ 245,000 $ 0
Burlington, NC 1 $ 135,000 $ 135,000 $ 44,000
Charleston-North Charleston, SC 1 $ 75,000 $ 75,000 $ 23,000
Chicago-Naperville, IL 1 $ 535,000 $ 535,000 $ 210,000
Columbia, MO 1 $ 225,000 $ 225,000 $ 67,000
Dayton-Springfield-Kettering, OH 1 $ 115,000 $ 115,000 $ 43,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 1 $ 635,000 $ 635,000 $ 179,000
Grand Rapids-Wyoming, MI 1 $ 185,000 $ 185,000 $ 68,000
Huntington-Ashland, WV-KY-OH 1 $ 235,000 $ 235,000 $ 94,000
Kankakee, IL 1 $ 415,000 $ 415,000 $ 140,000
Killeen-Temple, TX 1 $ 185,000 $ 185,000 $ 62,000
Knoxville, TN 1 $ 605,000 $ 605,000 $ 183,000
Lima, OH 1 $ 295,000 $ 295,000 $ 135,000
Louisville/Jefferson County, KY-IN 1 $ 215,000 $ 215,000 $ 62,000
Miami-Miami Beach-Kendall, FL 1 $ 395,000 $ 395,000 $ 117,000
Muskegon, MI 1 $ 275,000 $ 275,000 $ 80,000
Punta Gorda, FL 1 $ 335,000 $ 335,000 $ 99,000
Raleigh, NC 1 $ 355,000 $ 355,000 $ 75,000
St. Petersburg-Clearwater-Largo, FL 1 $ 365,000 $ 365,000 $ 74,000
Tampa, FL 1 $ 165,000 $ 165,000 $ 41,000
Topeka, KS 1 $ 315,000 $ 315,000 $ 119,000
Waco, TX 1 $ 475,000 $ 475,000 $ 111,000
Wichita, KS 1 $ 235,000 $ 235,000 $ 54,000

Mortgage Loan Application Detail Totals for Hallmark Home Mortgage, LLC in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,144 $702,500,000 $223,000 $1,385,000 $103,000 $1,616,000
Cash-out Refinancing 120 $26,020,000 $216,000 $845,000 $120,000 $1,065,000
Refinancing 106 $31,520,000 $297,000 $1,365,000 $114,000 $550,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,316 $539,340,000 $232,000 $1,385,000 $107,000 $1,616,000
Hispanic 499 $96,055,000 $192,000 $665,000 $86,000 $471,000
Not Provided 235 $59,565,000 $253,000 $1,365,000 $124,000 $1,250,000
Black or African American 222 $39,730,000 $178,000 $695,000 $87,000 $527,000
Asian 72 $18,730,000 $260,000 $765,000 $122,000 $882,000
American Indian or Alaskan Native 22 $5,870,000 $266,000 $665,000 $82,000 $224,000
Not applicable 3 $535,000 $178,000 $245,000 $0 $0
Native Hawaiian or Other Pacific Islander 1 $215,000 $215,000 $215,000 $115,000 $115,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,320 $492,970,000 $212,000 $1,385,000 $109,000 $1,616,000
FHA-insured (Federal Housing Administration) 805 $188,325,000 $233,000 $525,000 $88,000 $653,000
VA-guaranteed (Veterans Administration) 204 $70,390,000 $345,000 $995,000 $121,000 $520,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 41 $8,355,000 $203,000 $385,000 $74,000 $114,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,640 $590,980,000 $223,000 $995,000 $103,000 $1,616,000
Application Withdrawn By Applicant 569 $137,735,000 $242,000 $1,365,000 $115,000 $1,426,000
Application Denied By Financial Institution 151 $29,395,000 $194,000 $1,385,000 $88,000 $577,000
Application Approved But Not Accepted 7 $1,395,000 $199,000 $265,000 $65,000 $128,000
Loan Purchased By The Institution 3 $535,000 $178,000 $245,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,219 $730,645,000 $226,000 $1,365,000 $105,000 $1,616,000
Debt-To-Income Ratio 35 $7,205,000 $205,000 $605,000 $62,000 $316,000
Collateral 32 $8,470,000 $264,000 $1,385,000 $120,000 $577,000
Other 32 $3,200,000 $100,000 $435,000 $86,000 $187,000
Credit History 21 $3,145,000 $149,000 $525,000 $70,000 $122,000
Unverifiable Information 13 $2,855,000 $219,000 $455,000 $84,000 $206,000
Insufficient Cash (Downpayment, Closing Cost) 10 $2,980,000 $298,000 $765,000 $134,000 $271,000
Employment History 8 $1,540,000 $192,000 $445,000 $83,000 $121,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Hallmark Home Mortgage, LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Hallmark Home Mortgage, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet with aggregated HMDA statistics today.

Download the Indiana Lender List