Hancock Whitney Bank Mortgage Lending & HMDA Data, 2025
In 2025, Hancock Whitney Bank of Gulfport, MS reported 6,790 mortgage applications totaling $2.0 billion, up 16% from 2024. The average application was for $289,941, and applicants reported an average income of $157,137. 55% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Baton Rouge, LA (1,197), New Orleans-Metairie, LA (1,167) and Gulfport-Biloxi-Pascagoula, MS (498) (applications in parentheses).
| Mortgage Company & Address | Hancock Whitney Bank 2510 14th Street Gulfport, MS 39501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,790 |
| Total Mortgage Loan Application Amount | $1,968,700,000 |
| Average Mortgage Loan Application Amount | $289,941 |
| Highest Mortgage Loan Application Amount | $47,005,000 |
| Average Applicant Income | $157,137 |
| Highest Applicant Income | $8,317,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Hancock Whitney Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| East Baton Rouge, Louisiana | 617 | $ 138,515,000 | $ 224,497 | $ 145,000 |
| Jefferson, Louisiana | 554 | $ 102,720,000 | $ 185,415 | $ 141,000 |
| Orleans, Louisiana | 483 | $ 99,275,000 | $ 205,538 | $ 192,000 |
| St. Tammany, Louisiana | 360 | $ 109,370,000 | $ 303,805 | $ 168,000 |
| Harrison, Mississippi | 260 | $ 51,250,000 | $ 197,115 | $ 125,000 |
| Lafayette, Louisiana | 258 | $ 46,170,000 | $ 178,953 | $ 153,000 |
| Mobile, Alabama | 242 | $ 42,510,000 | $ 175,661 | $ 110,000 |
| Livingston, Louisiana | 225 | $ 39,525,000 | $ 175,666 | $ 121,000 |
| Ascension, Louisiana | 224 | $ 49,440,000 | $ 220,714 | $ 130,000 |
| Harris, Texas | 211 | $ 67,205,000 | $ 318,507 | $ 156,000 |
| Hillsborough, Florida | 158 | $ 54,640,000 | $ 345,822 | $ 180,000 |
| Terrebonne, Louisiana | 141 | $ 24,155,000 | $ 171,312 | $ 111,000 |
| Pinellas, Florida | 132 | $ 71,590,000 | $ 542,348 | $ 167,000 |
| Tangipahoa, Louisiana | 132 | $ 20,800,000 | $ 157,575 | $ 117,000 |
| Jackson, Mississippi | 129 | $ 17,805,000 | $ 138,023 | $ 101,000 |
| Lafourche, Louisiana | 115 | $ 18,785,000 | $ 163,347 | $ 134,000 |
| Manatee, Florida | 103 | $ 37,575,000 | $ 364,805 | $ 219,000 |
| Hancock, Mississippi | 101 | $ 18,845,000 | $ 186,584 | $ 136,000 |
| Duval, Florida | 92 | $ 25,560,000 | $ 277,826 | $ 171,000 |
| Pasco, Florida | 79 | $ 25,375,000 | $ 321,202 | $ 174,000 |
| Pearl River, Mississippi | 77 | $ 9,695,000 | $ 125,909 | $ 106,000 |
| Collin, Texas | 76 | $ 39,050,000 | $ 513,815 | $ 242,000 |
| Baldwin, Alabama | 74 | $ 21,700,000 | $ 293,243 | $ 172,000 |
| Sarasota, Florida | 72 | $ 31,520,000 | $ 437,777 | $ 219,000 |
| Dallas, Texas | 69 | $ 29,125,000 | $ 422,101 | $ 222,000 |
| Escambia, Florida | 67 | $ 18,175,000 | $ 271,268 | $ 190,000 |
| Calcasieu, Louisiana | 60 | $ 10,940,000 | $ 182,333 | $ 124,000 |
| Lamar, Mississippi | 60 | $ 12,120,000 | $ 202,000 | $ 136,000 |
| Forrest, Mississippi | 55 | $ 8,305,000 | $ 151,000 | $ 99,000 |
| Bay, Florida | 54 | $ 13,670,000 | $ 253,148 | $ 121,000 |
| Walton, Florida | 53 | $ 27,035,000 | $ 510,094 | $ 443,000 |
| Denton, Texas | 52 | $ 25,000,000 | $ 480,769 | $ 364,000 |
| Okaloosa, Florida | 48 | $ 13,880,000 | $ 289,166 | $ 153,000 |
| Travis, Texas | 48 | $ 24,960,000 | $ 520,000 | $ 258,000 |
| Montgomery, Texas | 47 | $ 21,305,000 | $ 453,297 | $ 242,000 |
| Leon, Florida | 42 | $ 42,910,000 | $ 1,021,666 | $ 212,000 |
| St. Mary, Louisiana | 42 | $ 3,810,000 | $ 90,714 | $ 126,000 |
| Fort Bend, Texas | 41 | $ 43,645,000 | $ 1,064,512 | $ 174,000 |
| St. Bernard, Louisiana | 40 | $ 6,060,000 | $ 151,500 | $ 107,000 |
| Washington, Louisiana | 39 | $ 4,865,000 | $ 124,743 | $ 98,000 |
| St. Charles, Louisiana | 38 | $ 4,980,000 | $ 131,052 | $ 124,000 |
| St. Johns, Florida | 37 | $ 17,485,000 | $ 472,567 | $ 211,000 |
| St. Martin, Louisiana | 37 | $ 4,725,000 | $ 127,702 | $ 87,000 |
| St. Landry, Louisiana | 36 | $ 3,680,000 | $ 102,222 | $ 110,000 |
| Bexar, Texas | 35 | $ 10,635,000 | $ 303,857 | $ 160,000 |
| Santa Rosa, Florida | 32 | $ 8,500,000 | $ 265,625 | $ 174,000 |
| Iberville, Louisiana | 32 | $ 9,700,000 | $ 303,125 | $ 110,000 |
| Polk, Florida | 24 | $ 11,030,000 | $ 459,583 | $ 167,000 |
| West Feliciana, Louisiana | 24 | $ 5,690,000 | $ 237,083 | $ 120,000 |
| Williamson, Texas | 24 | $ 12,730,000 | $ 530,416 | $ 255,000 |
| Hernando, Florida | 22 | $ 6,620,000 | $ 300,909 | $ 234,000 |
| Iberia, Louisiana | 22 | $ 2,120,000 | $ 96,363 | $ 71,000 |
| Evangeline, Louisiana | 21 | $ 2,375,000 | $ 113,095 | $ 109,000 |
| Plaquemines, Louisiana | 20 | $ 4,020,000 | $ 201,000 | $ 143,000 |
| Vermilion, Louisiana | 20 | $ 3,110,000 | $ 155,500 | $ 152,000 |
| Madison, Mississippi | 20 | $ 7,430,000 | $ 371,500 | $ 168,000 |
| Clay, Florida | 19 | $ 5,705,000 | $ 300,263 | $ 145,000 |
| East Feliciana, Louisiana | 17 | $ 3,695,000 | $ 217,352 | $ 111,000 |
| St. James, Louisiana | 17 | $ 1,745,000 | $ 102,647 | $ 84,000 |
| West Baton Rouge, Louisiana | 17 | $ 2,985,000 | $ 175,588 | $ 137,000 |
| Hinds, Mississippi | 16 | $ 3,460,000 | $ 216,250 | $ 128,000 |
| Pointe Coupee, Louisiana | 15 | $ 4,025,000 | $ 268,333 | $ 217,000 |
| St. John the Baptist, Louisiana | 15 | $ 2,915,000 | $ 194,333 | $ 136,000 |
| Smith, Texas | 15 | $ 2,215,000 | $ 147,666 | $ 108,000 |
| Acadia, Louisiana | 14 | $ 1,570,000 | $ 112,142 | $ 62,000 |
| Assumption, Louisiana | 14 | $ 2,170,000 | $ 155,000 | $ 118,000 |
| Jones, Mississippi | 13 | $ 2,865,000 | $ 220,384 | $ 93,000 |
| St. Helena, Louisiana | 12 | $ 2,520,000 | $ 210,000 | $ 201,000 |
| Brazoria, Texas | 12 | $ 3,870,000 | $ 322,500 | $ 224,000 |
| Jefferson, Texas | 12 | $ 2,670,000 | $ 222,500 | $ 131,000 |
| Caddo, Louisiana | 11 | $ 1,495,000 | $ 135,909 | $ 87,000 |
| Tarrant, Texas | 11 | $ 2,495,000 | $ 226,818 | $ 186,000 |
| Lafayette, Mississippi | 9 | $ 2,515,000 | $ 279,444 | $ 369,000 |
| Rankin, Mississippi | 9 | $ 1,945,000 | $ 216,111 | $ 152,000 |
| Brazos, Texas | 9 | $ 2,655,000 | $ 295,000 | $ 188,000 |
| Rockwall, Texas | 9 | $ 1,965,000 | $ 218,333 | $ 155,000 |
| Butler, Alabama | 8 | $ 490,000 | $ 61,250 | $ 94,000 |
| Nassau, Florida | 8 | $ 3,520,000 | $ 440,000 | $ 160,000 |
| Bossier, Louisiana | 8 | $ 1,950,000 | $ 243,750 | $ 133,000 |
| Ouachita, Louisiana | 8 | $ 3,230,000 | $ 403,750 | $ 145,000 |
| Stone, Mississippi | 8 | $ 2,330,000 | $ 291,250 | $ 128,000 |
| Jefferson, Alabama | 7 | $ 3,555,000 | $ 507,857 | $ 439,000 |
| Orange, Florida | 7 | $ 49,645,000 | $ 7,092,142 | $ 250,000 |
| De Soto, Louisiana | 7 | $ 1,065,000 | $ 152,142 | $ 116,000 |
| Jefferson Davis, Louisiana | 7 | $ 945,000 | $ 135,000 | $ 74,000 |
| Oktibbeha, Mississippi | 7 | $ 4,065,000 | $ 580,714 | $ 382,000 |
| Rapides, Louisiana | 6 | $ 1,060,000 | $ 176,666 | $ 83,000 |
| Sabine, Louisiana | 6 | $ 1,270,000 | $ 211,666 | $ 149,000 |
| Brown, Texas | 6 | $ 610,000 | $ 101,666 | $ 0 |
| Comal, Texas | 6 | $ 2,160,000 | $ 360,000 | $ 341,000 |
| Galveston, Texas | 6 | $ 1,570,000 | $ 261,666 | $ 168,000 |
| Autauga, Alabama | 5 | $ 495,000 | $ 99,000 | $ 47,000 |
| Natchitoches, Louisiana | 5 | $ 845,000 | $ 169,000 | $ 111,000 |
| Pike, Mississippi | 5 | $ 585,000 | $ 117,000 | $ 52,000 |
| Hays, Texas | 5 | $ 3,405,000 | $ 681,000 | $ 297,000 |
| Hunt, Texas | 5 | $ 1,725,000 | $ 345,000 | $ 200,000 |
| Citrus, Florida | 4 | $ 1,600,000 | $ 400,000 | $ 143,000 |
| Jackson, Florida | 4 | $ 230,000 | $ 57,500 | $ 85,000 |
| Lee, Mississippi | 4 | $ 7,750,000 | $ 1,937,500 | $ 260,000 |
| Marion, Mississippi | 4 | $ 560,000 | $ 140,000 | $ 63,000 |
| Yazoo, Mississippi | 4 | $ 920,000 | $ 230,000 | $ 92,000 |
| Kaufman, Texas | 4 | $ 1,430,000 | $ 357,500 | $ 217,000 |
| Waller, Texas | 4 | $ 1,310,000 | $ 327,500 | $ 190,000 |
| Shelby, Alabama | 3 | $ 1,335,000 | $ 445,000 | $ 212,000 |
| Washington, Alabama | 3 | $ 575,000 | $ 191,666 | $ 146,000 |
| Alachua, Florida | 3 | $ 1,465,000 | $ 488,333 | $ 533,000 |
| Calhoun, Florida | 3 | $ 705,000 | $ 235,000 | $ 79,000 |
| Gulf, Florida | 3 | $ 2,025,000 | $ 675,000 | $ 254,000 |
| Lee, Florida | 3 | $ 635,000 | $ 211,666 | $ 171,000 |
| Marion, Florida | 3 | $ 355,000 | $ 118,333 | $ 77,000 |
| Seminole, Florida | 3 | $ 235,000 | $ 78,333 | $ 119,000 |
| Beauregard, Louisiana | 3 | $ 455,000 | $ 151,666 | $ 107,000 |
| Amite, Mississippi | 3 | $ 565,000 | $ 188,333 | $ 109,000 |
| Covington, Mississippi | 3 | $ 315,000 | $ 105,000 | $ 51,000 |
| Jefferson Davis, Mississippi | 3 | $ 105,000 | $ 35,000 | $ 69,000 |
| Perry, Mississippi | 3 | $ 225,000 | $ 75,000 | $ 69,000 |
| Jackson, North Carolina | 3 | $ 4,215,000 | $ 1,405,000 | $ 488,000 |
| Cherokee, Texas | 3 | $ 675,000 | $ 225,000 | $ 218,000 |
| Grimes, Texas | 3 | $ 1,885,000 | $ 628,333 | $ 249,000 |
| Kendall, Texas | 3 | $ 2,195,000 | $ 731,666 | $ 347,000 |
| McLennan, Texas | 3 | $ 405,000 | $ 135,000 | $ 151,000 |
| Crenshaw, Alabama | 2 | $ 90,000 | $ 45,000 | $ 43,000 |
| Elmore, Alabama | 2 | $ 170,000 | $ 85,000 | $ 76,000 |
| Tuscaloosa, Alabama | 2 | $ 1,940,000 | $ 970,000 | $ 1,556,000 |
| Pulaski, Arkansas | 2 | $ 390,000 | $ 195,000 | $ 37,000 |
| Brevard, Florida | 2 | $ 36,910,000 | $ 18,455,000 | $ 0 |
| Charlotte, Florida | 2 | $ 210,000 | $ 105,000 | $ 113,000 |
| Flagler, Florida | 2 | $ 900,000 | $ 450,000 | $ 120,000 |
| Franklin, Florida | 2 | $ 1,200,000 | $ 600,000 | $ 138,000 |
| Gadsden, Florida | 2 | $ 300,000 | $ 150,000 | $ 107,000 |
| Gilchrist, Florida | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Osceola, Florida | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Palm Beach, Florida | 2 | $ 1,050,000 | $ 525,000 | $ 507,000 |
| Putnam, Florida | 2 | $ 470,000 | $ 235,000 | $ 76,000 |
| Volusia, Florida | 2 | $ 250,000 | $ 125,000 | $ 101,000 |
| Wakulla, Florida | 2 | $ 610,000 | $ 305,000 | $ 80,000 |
| Washington, Florida | 2 | $ 310,000 | $ 155,000 | $ 89,000 |
| DeKalb, Georgia | 2 | $ 530,000 | $ 265,000 | $ 69,000 |
| Hall, Georgia | 2 | $ 370,000 | $ 185,000 | $ 62,000 |
| Lauderdale, Mississippi | 2 | $ 360,000 | $ 180,000 | $ 103,000 |
| Lawrence, Mississippi | 2 | $ 130,000 | $ 65,000 | $ 36,000 |
| Wilkinson, Mississippi | 2 | $ 690,000 | $ 345,000 | $ 150,000 |
| Yalobusha, Mississippi | 2 | $ 240,000 | $ 120,000 | $ 117,000 |
| Macon, North Carolina | 2 | $ 1,130,000 | $ 565,000 | $ 285,000 |
| Randolph, North Carolina | 2 | $ 350,000 | $ 175,000 | $ 103,000 |
| Marshall, Oklahoma | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Charleston, South Carolina | 2 | $ 6,850,000 | $ 3,425,000 | $ 0 |
| Cameron, Texas | 2 | $ 920,000 | $ 460,000 | $ 41,000 |
| Chambers, Texas | 2 | $ 480,000 | $ 240,000 | $ 210,000 |
| Hardin, Texas | 2 | $ 370,000 | $ 185,000 | $ 164,000 |
| Liberty, Texas | 2 | $ 210,000 | $ 105,000 | $ 67,000 |
| Medina, Texas | 2 | $ 1,180,000 | $ 590,000 | $ 252,000 |
| Polk, Texas | 2 | $ 460,000 | $ 230,000 | $ 308,000 |
| Wilson, Texas | 2 | $ 990,000 | $ 495,000 | $ 192,000 |
| Calhoun, Alabama | 1 | $ 245,000 | $ 245,000 | $ 69,000 |
| Covington, Alabama | 1 | $ 35,000 | $ 35,000 | $ 135,000 |
| Limestone, Alabama | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Montgomery, Alabama | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Winston, Alabama | 1 | $ 1,105,000 | $ 1,105,000 | $ 949,000 |
| Kenai Peninsula, Alaska | 1 | $ 705,000 | $ 705,000 | $ 106,000 |
| Drew, Arkansas | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Faulkner, Arkansas | 1 | $ 615,000 | $ 615,000 | $ 352,000 |
| Saline, Arkansas | 1 | $ 315,000 | $ 315,000 | $ 144,000 |
| Broward, Florida | 1 | $ 405,000 | $ 405,000 | $ 143,000 |
| Collier, Florida | 1 | $ 375,000 | $ 375,000 | $ 0 |
| DeSoto, Florida | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Holmes, Florida | 1 | $ 195,000 | $ 195,000 | $ 134,000 |
| Indian River, Florida | 1 | $ 405,000 | $ 405,000 | $ 110,000 |
| Martin, Florida | 1 | $ 375,000 | $ 375,000 | $ 201,000 |
| Monroe, Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Sumter, Florida | 1 | $ 405,000 | $ 405,000 | $ 267,000 |
| Camden, Georgia | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Cobb, Georgia | 1 | $ 255,000 | $ 255,000 | $ 230,000 |
| Cook, Georgia | 1 | $ 1,955,000 | $ 1,955,000 | $ 0 |
| Fulton, Georgia | 1 | $ 1,075,000 | $ 1,075,000 | $ 799,000 |
| Thomas, Georgia | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Cook, Illinois | 1 | $ 36,975,000 | $ 36,975,000 | $ 0 |
| Dickinson, Iowa | 1 | $ 475,000 | $ 475,000 | $ 427,000 |
| Fayette, Kentucky | 1 | $ 185,000 | $ 185,000 | $ 140,000 |
| Allen, Louisiana | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| Lincoln, Louisiana | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Tensas, Louisiana | 1 | $ 395,000 | $ 395,000 | $ 234,000 |
| Webster, Louisiana | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Norfolk, Massachusetts | 1 | $ 455,000 | $ 455,000 | $ 2,446,000 |
| Adams, Mississippi | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Chickasaw, Mississippi | 1 | $ 1,355,000 | $ 1,355,000 | $ 0 |
| DeSoto, Mississippi | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| George, Mississippi | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Lincoln, Mississippi | 1 | $ 415,000 | $ 415,000 | $ 158,000 |
| Smith, Mississippi | 1 | $ 215,000 | $ 215,000 | $ 142,000 |
| Taney, Missouri | 1 | $ 215,000 | $ 215,000 | $ 212,000 |
| Atlantic, New Jersey | 1 | $ 16,275,000 | $ 16,275,000 | $ 0 |
| Forsyth, North Carolina | 1 | $ 3,505,000 | $ 3,505,000 | $ 0 |
| Wake, North Carolina | 1 | $ 425,000 | $ 425,000 | $ 137,000 |
| Lorain, Ohio | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Cleveland, Oklahoma | 1 | $ 535,000 | $ 535,000 | $ 206,000 |
| Craig, Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Tulsa, Oklahoma | 1 | $ 395,000 | $ 395,000 | $ 196,000 |
| Westmoreland, Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 79,000 |
| Berkeley, South Carolina | 1 | $ 465,000 | $ 465,000 | $ 261,000 |
| Greenville, South Carolina | 1 | $ 40,605,000 | $ 40,605,000 | $ 0 |
| Horry, South Carolina | 1 | $ 325,000 | $ 325,000 | $ 113,000 |
| Pickens, South Carolina | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Davidson, Tennessee | 1 | $ 385,000 | $ 385,000 | $ 898,000 |
| Giles, Tennessee | 1 | $ 825,000 | $ 825,000 | $ 0 |
| Hamilton, Tennessee | 1 | $ 305,000 | $ 305,000 | $ 116,000 |
| Knox, Tennessee | 1 | $ 355,000 | $ 355,000 | $ 100,000 |
| Weakley, Tennessee | 1 | $ 205,000 | $ 205,000 | $ 240,000 |
| Aransas, Texas | 1 | $ 585,000 | $ 585,000 | $ 168,000 |
| Atascosa, Texas | 1 | $ 435,000 | $ 435,000 | $ 136,000 |
| Bastrop, Texas | 1 | $ 805,000 | $ 805,000 | $ 579,000 |
| Bowie, Texas | 1 | $ 315,000 | $ 315,000 | $ 647,000 |
| Ellis, Texas | 1 | $ 525,000 | $ 525,000 | $ 259,000 |
| Grayson, Texas | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Gregg, Texas | 1 | $ 365,000 | $ 365,000 | $ 254,000 |
| Hidalgo, Texas | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Hopkins, Texas | 1 | $ 85,000 | $ 85,000 | $ 121,000 |
| Kerr, Texas | 1 | $ 105,000 | $ 105,000 | $ 308,000 |
| Reeves, Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Upshur, Texas | 1 | $ 205,000 | $ 205,000 | $ 241,000 |
| Winkler, Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Summit, Utah | 1 | $ 1,925,000 | $ 1,925,000 | $ 825,000 |
| Chesterfield, Virginia | 1 | $ 28,505,000 | $ 28,505,000 | $ 0 |
| Loudoun, Virginia | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for Hancock Whitney Bank in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,087 | $1,268,885,000 | $411,000 | $47,005,000 | $158,000 | $6,186,000 |
| Home Improvement | 1,577 | $203,405,000 | $128,000 | $1,955,000 | $152,000 | $1,976,000 |
| Other Purpose | 1,185 | $161,795,000 | $136,000 | $2,205,000 | $152,000 | $8,317,000 |
| Refinancing | 689 | $265,085,000 | $384,000 | $33,505,000 | $186,000 | $2,220,000 |
| Cash-out Refinancing | 251 | $69,135,000 | $275,000 | $1,805,000 | $124,000 | $1,240,000 |
| Not Applicable | 1 | $395,000 | $395,000 | $395,000 | $116,000 | $116,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,470 | $1,036,790,000 | $231,000 | $2,845,000 | $167,000 | $6,186,000 |
| Black or African American | 885 | $138,275,000 | $156,000 | $2,005,000 | $109,000 | $8,317,000 |
| Not Provided | 474 | $129,540,000 | $273,000 | $3,005,000 | $176,000 | $1,874,000 |
| Hispanic | 455 | $97,995,000 | $215,000 | $1,125,000 | $118,000 | $1,020,000 |
| Asian | 290 | $100,760,000 | $347,000 | $1,425,000 | $178,000 | $1,466,000 |
| Not applicable | 181 | $457,165,000 | $2,525,000 | $47,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 30 | $7,700,000 | $256,000 | $1,805,000 | $156,000 | $964,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $475,000 | $95,000 | $185,000 | $127,000 | $262,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,929 | $1,754,605,000 | $295,000 | $47,005,000 | $167,000 | $8,317,000 |
| FHA-insured (Federal Housing Administration) | 630 | $144,570,000 | $229,000 | $615,000 | $85,000 | $719,000 |
| VA-guaranteed (Veterans Administration) | 164 | $57,130,000 | $348,000 | $2,455,000 | $115,000 | $544,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 67 | $12,395,000 | $185,000 | $285,000 | $69,000 | $116,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,719 | $1,189,855,000 | $319,000 | $47,005,000 | $165,000 | $6,186,000 |
| Application Denied By Financial Institution | 1,308 | $177,460,000 | $135,000 | $2,795,000 | $112,000 | $8,317,000 |
| Loan Purchased By The Institution | 821 | $337,175,000 | $410,000 | $805,000 | $192,000 | $3,998,000 |
| Application Withdrawn By Applicant | 616 | $184,460,000 | $299,000 | $7,005,000 | $146,000 | $2,446,000 |
| File Closed For Incompleteness | 172 | $53,760,000 | $312,000 | $1,695,000 | $162,000 | $1,550,000 |
| Application Approved But Not Accepted | 154 | $25,990,000 | $168,000 | $1,725,000 | $184,000 | $1,866,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,482 | $1,791,240,000 | $326,000 | $47,005,000 | $168,000 | $6,186,000 |
| Debt-To-Income Ratio | 554 | $82,930,000 | $149,000 | $2,005,000 | $72,000 | $368,000 |
| Credit History | 288 | $23,140,000 | $80,000 | $505,000 | $101,000 | $1,240,000 |
| Collateral | 199 | $27,045,000 | $135,000 | $945,000 | $166,000 | $2,220,000 |
| Other | 127 | $27,265,000 | $214,000 | $2,795,000 | $151,000 | $1,800,000 |
| Unverifiable Information | 100 | $10,930,000 | $109,000 | $2,005,000 | $209,000 | $8,317,000 |
| Credit Application Incomplete | 26 | $2,020,000 | $77,000 | $255,000 | $108,000 | $390,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $3,065,000 | $340,000 | $1,125,000 | $101,000 | $380,000 |
| Employment History | 5 | $1,065,000 | $213,000 | $375,000 | $120,000 | $232,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hancock Whitney Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hancock Whitney Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
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