Hanmi Bank Mortgage Lending & HMDA Data, 2024
In 2024, Hanmi Bank of Los Angeles, CA reported 269 mortgage applications totaling $186.8 million, down 47% from 2023. The average application was for $694,330, and applicants reported an average income of $644,221. 16% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (65), New York-Jersey City-White Plains, NY-NJ (30) and Riverside-San Bernardino-Ontario, CA (28) (applications in parentheses).
| Mortgage Company & Address | Hanmi Bank 3660 Wilshire Blvd Ste 103 Los Angeles, CA 90006 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 |
| Total Number of Mortgage Applications | 269 |
| Total Mortgage Loan Application Amount | $186,775,000 |
| Average Mortgage Loan Application Amount | $694,330 |
| Highest Mortgage Loan Application Amount | $7,945,000 |
| Average Applicant Income | $644,221 |
| Highest Applicant Income | $5,296,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Hanmi Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 65 | $ 69,915,000 | $ 1,075,615 | $ 1,079,000 |
| New York-Jersey City-White Plains, NY-NJ | 30 | $ 25,840,000 | $ 861,333 | $ 310,400 |
| Riverside-San Bernardino-Ontario, CA | 28 | $ 11,900,000 | $ 425,000 | $ 187,000 |
| San Francisco-Redwood City-South San Francisco, CA | 24 | $ 19,030,000 | $ 792,916 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 21 | $ 13,785,000 | $ 656,428 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 20 | $ 14,100,000 | $ 705,000 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 14 | $ 4,280,000 | $ 305,714 | $ 279,000 |
| Chicago-Naperville, IL | 12 | $ 3,050,000 | $ 254,166 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 12 | $ 3,050,000 | $ 254,166 | $ 0 |
| Fort Worth-Arlington, TX | 5 | $ 1,205,000 | $ 241,000 | $ 0 |
| Dallas-Plano-Irving, TX | 4 | $ 1,180,000 | $ 295,000 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 4 | $ 2,230,000 | $ 557,500 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 3 | $ 905,000 | $ 301,666 | $ 0 |
| Atlanta-Sandy Springs-Roswell, GA | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Austin-Round Rock, TX | 2 | $ 710,000 | $ 355,000 | $ 360,000 |
| Bakersfield, CA | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Boston, MA | 2 | $ 990,000 | $ 495,000 | $ 162,000 |
| Outside any metro area | 2 | $ 690,000 | $ 345,000 | $ 0 |
| Nassau County-Suffolk County, NY | 2 | $ 980,000 | $ 490,000 | $ 138,000 |
| Salinas, CA | 2 | $ 1,280,000 | $ 640,000 | $ 0 |
| San Diego-Carlsbad, CA | 2 | $ 3,860,000 | $ 1,930,000 | $ 5,296,000 |
| Arlington-Alexandria-Reston, VA-WV | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Baltimore-Columbia-Towson, MD | 1 | $ 365,000 | $ 365,000 | $ 173,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 1,305,000 | $ 1,305,000 | $ 437,000 |
| Chico, CA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Fresno, CA | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Lake County-Kenosha County, IL-WI | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Newark, NJ-PA | 1 | $ 745,000 | $ 745,000 | $ 351,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 485,000 | $ 485,000 | $ 1,231,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| Santa Rosa, CA | 1 | $ 405,000 | $ 405,000 | $ 0 |
Mortgage Loan Application Detail Totals for Hanmi Bank in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 202 | $124,070,000 | $614,000 | $5,105,000 | $453,000 | $2,812,000 |
| Cash-out Refinancing | 30 | $24,910,000 | $830,000 | $3,905,000 | $657,000 | $1,947,000 |
| Refinancing | 30 | $35,170,000 | $1,172,000 | $7,945,000 | $1,919,000 | $5,296,000 |
| Home Improvement | 7 | $2,625,000 | $375,000 | $755,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 214 | $123,950,000 | $579,000 | $3,905,000 | $0 | $0 |
| Asian | 34 | $27,630,000 | $812,000 | $5,105,000 | $461,000 | $2,812,000 |
| White | 15 | $31,285,000 | $2,085,000 | $7,945,000 | $1,499,000 | $5,296,000 |
| Not Provided | 5 | $3,395,000 | $679,000 | $1,175,000 | $769,000 | $2,116,000 |
| Hispanic | 1 | $515,000 | $515,000 | $515,000 | $536,000 | $536,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 266 | $184,960,000 | $695,000 | $7,945,000 | $773,000 | $5,296,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $1,500,000 | $750,000 | $1,305,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 1 | $315,000 | $315,000 | $315,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 212 | $116,340,000 | $548,000 | $2,005,000 | $0 | $0 |
| Loan Originated | 44 | $60,330,000 | $1,371,000 | $7,945,000 | $873,000 | $5,296,000 |
| Application Withdrawn By Applicant | 7 | $3,695,000 | $527,000 | $1,205,000 | $486,000 | $930,000 |
| Application Denied By Financial Institution | 4 | $2,870,000 | $717,000 | $1,305,000 | $302,000 | $437,000 |
| Application Approved But Not Accepted | 2 | $3,540,000 | $1,770,000 | $3,405,000 | $684,000 | $1,218,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 265 | $183,905,000 | $693,000 | $7,945,000 | $811,000 | $5,296,000 |
| Other | 3 | $2,515,000 | $838,000 | $1,305,000 | $277,000 | $437,000 |
| Credit History | 1 | $355,000 | $355,000 | $355,000 | $376,000 | $376,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hanmi Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hanmi Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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