Hanscom Federal Credit Union Mortgage Lending & HMDA Data, 2025

In 2025, Hanscom Federal Credit Union of Hanscom Afb, MA reported 1,641 mortgage applications totaling $426.6 million, up 4% from 2024. The average application was for $259,960, and applicants reported an average income of $210,348. 54% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Cambridge-Newton-Framingham, MA (637), Boston, MA (306) and Worcester, MA-CT (88) (applications in parentheses).

Mortgage Company & Address Hanscom Federal Credit Union
1610 Eglin St
Hanscom Afb, MA 01731
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,641
Total Mortgage Loan Application Amount $426,595,000
Average Mortgage Loan Application Amount $259,960
Highest Mortgage Loan Application Amount $3,295,000
Average Applicant Income $210,348
Highest Applicant Income $4,393,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Hanscom Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Hanscom Federal Credit Union by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Middlesex, Massachusetts 426 $ 110,840,000 $ 260,187 $ 217,000
Essex, Massachusetts 211 $ 50,965,000 $ 241,540 $ 185,000
Norfolk, Massachusetts 122 $ 33,320,000 $ 273,114 $ 287,000
Suffolk, Massachusetts 101 $ 24,935,000 $ 246,881 $ 175,000
Worcester, Massachusetts 88 $ 19,120,000 $ 217,272 $ 168,000
Plymouth, Massachusetts 83 $ 18,215,000 $ 219,457 $ 170,000
Barnstable, Massachusetts 56 $ 18,360,000 $ 327,857 $ 201,000
Hillsborough, New Hampshire 43 $ 8,395,000 $ 195,232 $ 169,000
Rockingham, New Hampshire 41 $ 5,995,000 $ 146,219 $ 187,000
Bristol, Massachusetts 34 $ 6,090,000 $ 179,117 $ 150,000
Loudoun, Virginia 18 $ 5,830,000 $ 323,888 $ 244,000
Fairfax, Virginia 15 $ 3,325,000 $ 221,666 $ 435,000
Providence, Rhode Island 14 $ 2,400,000 $ 171,428 $ 131,000
Hampden, Massachusetts 12 $ 1,140,000 $ 95,000 $ 193,000
Carroll, New Hampshire 10 $ 2,070,000 $ 207,000 $ 433,000
Capitol Planning Region, Connecticut 8 $ 2,200,000 $ 275,000 $ 234,000
York, Maine 7 $ 1,985,000 $ 283,571 $ 259,000
Belknap, New Hampshire 7 $ 2,445,000 $ 349,285 $ 206,000
Grafton, New Hampshire 6 $ 1,800,000 $ 300,000 $ 253,000
Prince William, Virginia 5 $ 1,425,000 $ 285,000 $ 970,000
Santa Clara, California 4 $ 1,920,000 $ 480,000 $ 377,000
Western Connecticut Planning Region, Connecticut 4 $ 600,000 $ 150,000 $ 218,000
District of Columbia, District Of Columbia 4 $ 1,880,000 $ 470,000 $ 350,000
Howard, Maryland 4 $ 1,460,000 $ 365,000 $ 202,000
Franklin, Massachusetts 4 $ 690,000 $ 172,500 $ 162,000
Strafford, New Hampshire 4 $ 840,000 $ 210,000 $ 120,000
Kent, Rhode Island 4 $ 790,000 $ 197,500 $ 192,000
Pima, Arizona 3 $ 205,000 $ 68,333 $ 169,000
Marin, California 3 $ 275,000 $ 91,666 $ 78,000
Greater Bridgeport Planning Region, Connecticut 3 $ 455,000 $ 151,666 $ 130,000
Hillsborough, Florida 3 $ 625,000 $ 208,333 $ 232,000
Indian River, Florida 3 $ 485,000 $ 161,666 $ 173,000
Miami-Dade, Florida 3 $ 295,000 $ 98,333 $ 26,000
Palm Beach, Florida 3 $ 715,000 $ 238,333 $ 218,000
DeKalb, Georgia 3 $ 615,000 $ 205,000 $ 213,000
Cumberland, Maine 3 $ 865,000 $ 288,333 $ 172,000
Prince George's, Maryland 3 $ 335,000 $ 111,666 $ 209,000
Berkshire, Massachusetts 3 $ 835,000 $ 278,333 $ 93,000
Dukes, Massachusetts 3 $ 2,815,000 $ 938,333 $ 72,000
Hampshire, Massachusetts 3 $ 285,000 $ 95,000 $ 74,000
Sullivan, New Hampshire 3 $ 345,000 $ 115,000 $ 149,000
Monmouth, New Jersey 3 $ 245,000 $ 81,666 $ 213,000
Cabarrus, North Carolina 3 $ 1,285,000 $ 428,333 $ 204,000
Washington, Rhode Island 3 $ 485,000 $ 161,666 $ 315,000
Rutland, Vermont 3 $ 525,000 $ 175,000 $ 287,000
Windsor, Vermont 3 $ 1,585,000 $ 528,333 $ 237,000
Spotsylvania, Virginia 3 $ 235,000 $ 78,333 $ 256,000
Maricopa, Arizona 2 $ 650,000 $ 325,000 $ 202,000
Orange, California 2 $ 210,000 $ 105,000 $ 228,000
San Diego, California 2 $ 1,010,000 $ 505,000 $ 306,000
El Paso, Colorado 2 $ 170,000 $ 85,000 $ 230,000
South Central Connecticut Planning Region, Connecticut 2 $ 370,000 $ 185,000 $ 192,000
Pinellas, Florida 2 $ 390,000 $ 195,000 $ 63,000
Henry, Georgia 2 $ 330,000 $ 165,000 $ 1,142,000
Somerset, Maine 2 $ 100,000 $ 50,000 $ 54,000
Anne Arundel, Maryland 2 $ 350,000 $ 175,000 $ 185,000
Frederick, Maryland 2 $ 290,000 $ 145,000 $ 175,000
Montgomery, Maryland 2 $ 420,000 $ 210,000 $ 376,000
Nantucket, Massachusetts 2 $ 2,520,000 $ 1,260,000 $ 0
Wayne, Michigan 2 $ 510,000 $ 255,000 $ 88,000
Cheshire, New Hampshire 2 $ 130,000 $ 65,000 $ 144,000
Coos, New Hampshire 2 $ 190,000 $ 95,000 $ 330,000
Merrimack, New Hampshire 2 $ 180,000 $ 90,000 $ 121,000
Essex, New Jersey 2 $ 510,000 $ 255,000 $ 266,000
Hudson, New Jersey 2 $ 800,000 $ 400,000 $ 447,000
Mecklenburg, North Carolina 2 $ 650,000 $ 325,000 $ 421,000
Wake, North Carolina 2 $ 850,000 $ 425,000 $ 261,000
Cuyahoga, Ohio 2 $ 390,000 $ 195,000 $ 716,000
Jackson, Oregon 2 $ 500,000 $ 250,000 $ 137,000
Bristol, Rhode Island 2 $ 1,000,000 $ 500,000 $ 247,000
Charleston, South Carolina 2 $ 250,000 $ 125,000 $ 165,000
Dorchester, South Carolina 2 $ 70,000 $ 35,000 $ 82,000
Essex, Vermont 2 $ 260,000 $ 130,000 $ 223,000
Arlington, Virginia 2 $ 1,010,000 $ 505,000 $ 389,000
Fauquier, Virginia 2 $ 550,000 $ 275,000 $ 256,000
King, Washington 2 $ 1,220,000 $ 610,000 $ 434,000
Yavapai, Arizona 1 $ 385,000 $ 385,000 $ 99,000
Benton, Arkansas 1 $ 505,000 $ 505,000 $ 443,000
Alameda, California 1 $ 75,000 $ 75,000 $ 1,713,000
Contra Costa, California 1 $ 505,000 $ 505,000 $ 393,000
Los Angeles, California 1 $ 405,000 $ 405,000 $ 84,000
San Mateo, California 1 $ 505,000 $ 505,000 $ 173,000
Arapahoe, Colorado 1 $ 55,000 $ 55,000 $ 48,000
Boulder, Colorado 1 $ 155,000 $ 155,000 $ 250,000
Mesa, Colorado 1 $ 155,000 $ 155,000 $ 210,000
Lower Connecticut River Valley Planning Region, Connecticut 1 $ 505,000 $ 505,000 $ 1,175,000
Northeastern Connecticut Planning Region, Connecticut 1 $ 205,000 $ 205,000 $ 145,000
Southeastern Connecticut Planning Region, Connecticut 1 $ 105,000 $ 105,000 $ 103,000
New Castle, Delaware 1 $ 205,000 $ 205,000 $ 153,000
Sussex, Delaware 1 $ 455,000 $ 455,000 $ 198,000
Broward, Florida 1 $ 245,000 $ 245,000 $ 193,000
Charlotte, Florida 1 $ 505,000 $ 505,000 $ 92,000
Collier, Florida 1 $ 505,000 $ 505,000 $ 0
Lake, Florida 1 $ 55,000 $ 55,000 $ 122,000
Lee, Florida 1 $ 205,000 $ 205,000 $ 109,000
Manatee, Florida 1 $ 355,000 $ 355,000 $ 1,235,000
Okaloosa, Florida 1 $ 45,000 $ 45,000 $ 96,000
Osceola, Florida 1 $ 55,000 $ 55,000 $ 116,000
Pasco, Florida 1 $ 105,000 $ 105,000 $ 66,000
Sumter, Florida 1 $ 315,000 $ 315,000 $ 94,000
Fulton, Georgia 1 $ 105,000 $ 105,000 $ 399,000
Lowndes, Georgia 1 $ 65,000 $ 65,000 $ 102,000
Walton, Georgia 1 $ 135,000 $ 135,000 $ 146,000
Ada, Idaho 1 $ 455,000 $ 455,000 $ 191,000
Cook, Illinois 1 $ 475,000 $ 475,000 $ 254,000
DeKalb, Illinois 1 $ 335,000 $ 335,000 $ 286,000
Allen, Indiana 1 $ 515,000 $ 515,000 $ 330,000
Lake, Indiana 1 $ 365,000 $ 365,000 $ 143,000
Lawrence, Indiana 1 $ 185,000 $ 185,000 $ 0
Johnson, Kentucky 1 $ 145,000 $ 145,000 $ 89,000
Androscoggin, Maine 1 $ 255,000 $ 255,000 $ 154,000
Aroostook, Maine 1 $ 45,000 $ 45,000 $ 60,000
Franklin, Maine 1 $ 55,000 $ 55,000 $ 62,000
Knox, Maine 1 $ 25,000 $ 25,000 $ 65,000
Lincoln, Maine 1 $ 945,000 $ 945,000 $ 0
Oxford, Maine 1 $ 115,000 $ 115,000 $ 156,000
Penobscot, Maine 1 $ 25,000 $ 25,000 $ 103,000
Waldo, Maine 1 $ 505,000 $ 505,000 $ 400,000
Baltimore City, Maryland 1 $ 215,000 $ 215,000 $ 196,000
Charles, Maryland 1 $ 95,000 $ 95,000 $ 124,000
Clay, Missouri 1 $ 385,000 $ 385,000 $ 186,000
Douglas, Nebraska 1 $ 465,000 $ 465,000 $ 207,000
Nye, Nevada 1 $ 175,000 $ 175,000 $ 103,000
Atlantic, New Jersey 1 $ 35,000 $ 35,000 $ 98,000
Burlington, New Jersey 1 $ 135,000 $ 135,000 $ 112,000
Camden, New Jersey 1 $ 245,000 $ 245,000 $ 99,000
Middlesex, New Jersey 1 $ 355,000 $ 355,000 $ 187,000
Morris, New Jersey 1 $ 45,000 $ 45,000 $ 97,000
Ocean, New Jersey 1 $ 155,000 $ 155,000 $ 265,000
Somerset, New Jersey 1 $ 295,000 $ 295,000 $ 614,000
Cumberland, North Carolina 1 $ 215,000 $ 215,000 $ 79,000
Forsyth, North Carolina 1 $ 235,000 $ 235,000 $ 436,000
Henderson, North Carolina 1 $ 505,000 $ 505,000 $ 128,000
Jackson, North Carolina 1 $ 205,000 $ 205,000 $ 68,000
Pender, North Carolina 1 $ 335,000 $ 335,000 $ 139,000
Clark, Ohio 1 $ 95,000 $ 95,000 $ 127,000
Hardin, Ohio 1 $ 65,000 $ 65,000 $ 93,000
Warren, Ohio 1 $ 305,000 $ 305,000 $ 12,000
Clackamas, Oregon 1 $ 505,000 $ 505,000 $ 221,000
Lane, Oregon 1 $ 455,000 $ 455,000 $ 95,000
Multnomah, Oregon 1 $ 435,000 $ 435,000 $ 242,000
Washington, Oregon 1 $ 55,000 $ 55,000 $ 104,000
Adams, Pennsylvania 1 $ 105,000 $ 105,000 $ 131,000
Beaver, Pennsylvania 1 $ 25,000 $ 25,000 $ 0
Bedford, Pennsylvania 1 $ 35,000 $ 35,000 $ 335,000
Bucks, Pennsylvania 1 $ 305,000 $ 305,000 $ 223,000
Montgomery, Pennsylvania 1 $ 285,000 $ 285,000 $ 386,000
Newport, Rhode Island 1 $ 105,000 $ 105,000 $ 179,000
Georgetown, South Carolina 1 $ 65,000 $ 65,000 $ 129,000
Brookings, South Dakota 1 $ 65,000 $ 65,000 $ 0
Hamilton, Tennessee 1 $ 545,000 $ 545,000 $ 227,000
Rutherford, Tennessee 1 $ 105,000 $ 105,000 $ 51,000
Shelby, Tennessee 1 $ 155,000 $ 155,000 $ 405,000
Caledonia, Vermont 1 $ 105,000 $ 105,000 $ 41,000
Chittenden, Vermont 1 $ 105,000 $ 105,000 $ 346,000
Albemarle, Virginia 1 $ 305,000 $ 305,000 $ 163,000
Culpeper, Virginia 1 $ 415,000 $ 415,000 $ 236,000
Fluvanna, Virginia 1 $ 155,000 $ 155,000 $ 168,000
Frederick, Virginia 1 $ 175,000 $ 175,000 $ 154,000
Manassas Park, Virginia 1 $ 85,000 $ 85,000 $ 68,000
Roanoke City, Virginia 1 $ 35,000 $ 35,000 $ 68,000
Clark, Washington 1 $ 85,000 $ 85,000 $ 289,000
Pierce, Washington 1 $ 195,000 $ 195,000 $ 246,000
Hardy, West Virginia 1 $ 95,000 $ 95,000 $ 165,000
Burnett, Wisconsin 1 $ 355,000 $ 355,000 $ 95,000
Sheridan, Wyoming 1 $ 205,000 $ 205,000 $ 88,000

Mortgage Loan Application Detail Totals for Hanscom Federal Credit Union in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 525 $120,855,000 $230,000 $3,295,000 $227,000 $4,206,000
Home Improvement 391 $57,295,000 $146,000 $505,000 $207,000 $1,235,000
Home Purchase 358 $177,070,000 $494,000 $1,915,000 $217,000 $2,376,000
Other Purpose 294 $42,710,000 $145,000 $515,000 $185,000 $4,393,000
Cash-out Refinancing 73 $28,665,000 $392,000 $1,785,000 $178,000 $810,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,001 $221,195,000 $220,000 $1,295,000 $213,000 $4,393,000
Not Provided 181 $45,415,000 $250,000 $965,000 $199,000 $752,000
Hispanic 148 $30,310,000 $204,000 $1,155,000 $180,000 $2,220,000
Black or African American 126 $27,160,000 $215,000 $1,125,000 $171,000 $1,980,000
Asian 93 $29,015,000 $311,000 $805,000 $274,000 $1,713,000
Not applicable 76 $70,360,000 $925,000 $3,295,000 $0 $0
American Indian or Alaskan Native 15 $3,075,000 $205,000 $505,000 $355,000 $2,562,000
Native Hawaiian or Other Pacific Islander 1 $65,000 $65,000 $65,000 $164,000 $164,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,615 $413,135,000 $255,000 $3,295,000 $211,000 $4,393,000
VA-guaranteed (Veterans Administration) 26 $13,460,000 $517,000 $815,000 $159,000 $368,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 885 $195,665,000 $221,000 $3,295,000 $224,000 $2,244,000
Application Denied By Financial Institution 222 $43,450,000 $195,000 $1,125,000 $159,000 $2,220,000
Application Withdrawn By Applicant 168 $43,220,000 $257,000 $1,155,000 $262,000 $4,393,000
File Closed For Incompleteness 154 $28,860,000 $187,000 $605,000 $185,000 $2,562,000
Preapproval Approved but not Accepted 73 $34,625,000 $474,000 $1,005,000 $182,000 $628,000
Loan Purchased By The Institution 67 $60,995,000 $910,000 $1,915,000 $0 $0
Application Approved But Not Accepted 46 $8,560,000 $186,000 $625,000 $178,000 $423,000
Preapproval Denied by Financial Institution 26 $11,220,000 $431,000 $775,000 $113,000 $217,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,393 $371,925,000 $266,000 $3,295,000 $220,000 $4,393,000
Debt-To-Income Ratio 117 $28,875,000 $246,000 $1,125,000 $115,000 $510,000
Credit History 60 $13,110,000 $218,000 $775,000 $156,000 $525,000
Collateral 32 $5,110,000 $159,000 $805,000 $215,000 $680,000
Other 28 $5,140,000 $183,000 $545,000 $258,000 $2,220,000
Unverifiable Information 5 $825,000 $165,000 $505,000 $99,000 $200,000
Employment History 3 $415,000 $138,000 $205,000 $104,000 $260,000
Insufficient Cash (Downpayment, Closing Cost) 2 $940,000 $470,000 $485,000 $162,000 $217,000
Credit Application Incomplete 1 $255,000 $255,000 $255,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Hanscom Federal Credit Union's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Hanscom Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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