Harbor Community Bank Mortgage Lending & HMDA Data, 2011
In 2011, Harbor Community Bank of Indiantown, FL reported 76 mortgage applications totaling $11.5 million. The average application was for $151,618, and applicants reported an average income of $112,500. 86% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Port St. Lucie, FL (54), Sebastian-Vero Beach, FL (8) and West Palm Beach-Boca Raton-Boynton Beach, FL (5) (applications in parentheses).
| Mortgage Company & Address | Harbor Community Bank 15588 Sw Warfield Boulevard Indiantown, FL 34956 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 |
| Total Number of Mortgage Applications | 76 |
| Total Mortgage Loan Application Amount | $11,523,000 |
| Average Mortgage Loan Application Amount | $151,618 |
| Highest Mortgage Loan Application Amount | $690,000 |
| Average Applicant Income | $112,500 |
| Highest Applicant Income | $607,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Harbor Community Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Port St. Lucie, FL | 54 | $ 7,857,000 | $ 145,500 | $ 90,000 |
| Sebastian-Vero Beach, FL | 8 | $ 1,965,000 | $ 245,625 | $ 221,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 5 | $ 957,000 | $ 191,400 | $ 152,000 |
| Orlando-Kissimmee-Sanford, FL | 2 | $ 211,000 | $ 105,500 | $ 107,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 71,000 | $ 71,000 | $ 77,000 |
Mortgage Loan Application Detail Totals for Harbor Community Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 38 | $3,788,000 | $99,000 | $320,000 | $67,000 | $401,000 |
| Refinancing | 38 | $7,735,000 | $203,000 | $690,000 | $158,000 | $607,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 64 | $10,158,000 | $158,000 | $690,000 | $124,000 | $607,000 |
| Hispanic | 6 | $472,000 | $78,000 | $168,000 | $47,000 | $122,000 |
| Black or African American | 3 | $170,000 | $56,000 | $72,000 | $31,000 | $42,000 |
| Not applicable | 1 | $511,000 | $511,000 | $511,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $115,000 | $115,000 | $115,000 | $126,000 | $126,000 |
| Asian | 1 | $97,000 | $97,000 | $97,000 | $90,000 | $90,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 60 | $9,617,000 | $160,000 | $690,000 | $125,000 | $607,000 |
| FHA-insured (Federal Housing Administration) | 15 | $1,781,000 | $118,000 | $273,000 | $68,000 | $167,000 |
| VA-guaranteed (Veterans Administration) | 1 | $125,000 | $125,000 | $125,000 | $54,000 | $54,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 65 | $10,572,000 | $162,000 | $690,000 | $116,000 | $607,000 |
| Application Denied By Financial Institution | 5 | $550,000 | $110,000 | $224,000 | $72,000 | $155,000 |
| Application Approved But Not Accepted | 4 | $318,000 | $79,000 | $139,000 | $135,000 | $332,000 |
| Application Withdrawn By Applicant | 2 | $83,000 | $41,000 | $75,000 | $54,000 | $81,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 3 | $456,000 | $152,000 | $224,000 | $109,000 | $155,000 |
| Employment History | 1 | $54,000 | $54,000 | $54,000 | $17,000 | $17,000 |
| Other | 1 | $40,000 | $40,000 | $40,000 | $18,000 | $18,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Harbor Community Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Harbor Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About