Hartford Funding, Ltd. Mortgage Lending & HMDA Data, 2025
In 2025, Hartford Funding, Ltd. of Woodbury, NY reported 956 mortgage applications totaling $496.7 million, up 21% from 2024. The average application was for $519,508, and applicants reported an average income of $249,510. 56% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Nassau County-Suffolk County, NY (394), New York-Jersey City-White Plains, NY-NJ (170) and Cape Coral-Fort Myers, FL (56) (applications in parentheses).
| Mortgage Company & Address | Hartford Funding, Ltd. 100 Crossways Park Drive West Suite 302 Woodbury, NY 11797 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 956 |
| Total Mortgage Loan Application Amount | $496,650,000 |
| Average Mortgage Loan Application Amount | $519,508 |
| Highest Mortgage Loan Application Amount | $3,505,000 |
| Average Applicant Income | $249,510 |
| Highest Applicant Income | $4,582,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Hartford Funding, Ltd. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nassau County-Suffolk County, NY | 394 | $ 240,740,000 | $ 611,015 | $ 270,000 |
| New York-Jersey City-White Plains, NY-NJ | 170 | $ 103,370,000 | $ 608,058 | $ 237,717 |
| Cape Coral-Fort Myers, FL | 56 | $ 21,090,000 | $ 376,607 | $ 440,000 |
| Outside any metro area | 31 | $ 11,075,000 | $ 357,258 | $ 221,400 |
| Baltimore-Columbia-Towson, MD | 28 | $ 10,280,000 | $ 367,142 | $ 233,000 |
| Newark, NJ-PA | 26 | $ 13,310,000 | $ 511,923 | $ 209,000 |
| Jacksonville, FL | 17 | $ 5,345,000 | $ 314,411 | $ 107,000 |
| Albany-Schenectady-Troy, NY | 14 | $ 5,540,000 | $ 395,714 | $ 209,000 |
| Chicago-Naperville, IL | 14 | $ 4,240,000 | $ 302,857 | $ 157,000 |
| Lakewood-New Brunswick, NJ | 14 | $ 7,620,000 | $ 544,285 | $ 131,000 |
| Washington, DC-MD | 12 | $ 3,740,000 | $ 311,666 | $ 112,833 |
| Miami-Miami Beach-Kendall, FL | 8 | $ 3,980,000 | $ 497,500 | $ 406,000 |
| Naples-Immokalee-Marco Island, FL | 8 | $ 7,140,000 | $ 892,500 | $ 670,000 |
| Houston-The Woodlands-Sugar Land, TX | 7 | $ 1,885,000 | $ 269,285 | $ 148,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 7 | $ 2,555,000 | $ 365,000 | $ 194,000 |
| New Haven-Milford, CT | 6 | $ 1,830,000 | $ 305,000 | $ 112,000 |
| Waterbury-Shelton, CT | 6 | $ 1,930,000 | $ 321,666 | $ 164,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 6 | $ 2,030,000 | $ 338,333 | $ 197,000 |
| Providence-Warwick, RI-MA | 5 | $ 1,595,000 | $ 319,000 | $ 140,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 4 | $ 1,370,000 | $ 342,500 | $ 194,000 |
| Atlanta-Sandy Springs-Roswell, GA | 4 | $ 1,600,000 | $ 400,000 | $ 121,000 |
| Bridgeport-Stamford-Norwalk, CT | 4 | $ 1,880,000 | $ 470,000 | $ 55,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 4 | $ 860,000 | $ 215,000 | $ 81,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 1,420,000 | $ 355,000 | $ 143,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 4 | $ 2,520,000 | $ 630,000 | $ 297,000 |
| Orlando-Kissimmee-Sanford, FL | 4 | $ 1,740,000 | $ 435,000 | $ 183,000 |
| Philadelphia, PA | 4 | $ 860,000 | $ 215,000 | $ 728,000 |
| Raleigh, NC | 4 | $ 1,530,000 | $ 382,500 | $ 175,000 |
| Washington-Baltimore-Arlington, DC | 4 | $ 2,100,000 | $ 525,000 | $ 232,000 |
| Wilmington, NC | 4 | $ 1,080,000 | $ 270,000 | $ 71,000 |
| Los Angeles-Long Beach-Glendale, CA | 3 | $ 2,355,000 | $ 785,000 | $ 171,000 |
| Pittsburgh, PA | 3 | $ 525,000 | $ 175,000 | $ 67,000 |
| Port St. Lucie, FL | 3 | $ 785,000 | $ 261,666 | $ 127,000 |
| Rochester, NY | 3 | $ 505,000 | $ 168,333 | $ 91,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 3 | $ 685,000 | $ 228,333 | $ 1,000 |
| Tampa, FL | 3 | $ 1,425,000 | $ 475,000 | $ 216,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 620,000 | $ 310,000 | $ 70,000 |
| Burlington-South Burlington, VT | 2 | $ 880,000 | $ 440,000 | $ 169,000 |
| Camden, NJ | 2 | $ 320,000 | $ 160,000 | $ 57,000 |
| Charlotte-Concord-Gastonia, NC-SC | 2 | $ 470,000 | $ 235,000 | $ 91,000 |
| Cleveland, OH | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Columbus, OH | 2 | $ 3,660,000 | $ 1,830,000 | $ 1,037,000 |
| Florence, SC | 2 | $ 370,000 | $ 185,000 | $ 1,361,000 |
| Greenville-Anderson-Mauldin, SC | 2 | $ 1,690,000 | $ 845,000 | $ 312,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 540,000 | $ 270,000 | $ 63,000 |
| Lakeland-Winter Haven, FL | 2 | $ 670,000 | $ 335,000 | $ 116,000 |
| North Port-Sarasota-Bradenton, FL | 2 | $ 1,190,000 | $ 595,000 | $ 552,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Punta Gorda, FL | 2 | $ 570,000 | $ 285,000 | $ 151,000 |
| Spartanburg, SC | 2 | $ 370,000 | $ 185,000 | $ 87,000 |
| Utica-Rome, NY | 2 | $ 450,000 | $ 225,000 | $ 114,000 |
| Arlington-Alexandria-Reston, VA-WV | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Binghamton, NY | 1 | $ 215,000 | $ 215,000 | $ 105,000 |
| Boston, MA | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Cambridge-Newton-Framingham, MA | 1 | $ 675,000 | $ 675,000 | $ 137,000 |
| Colorado Springs, CO | 1 | $ 265,000 | $ 265,000 | $ 160,000 |
| Columbia, SC | 1 | $ 375,000 | $ 375,000 | $ 437,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Elgin, IL | 1 | $ 365,000 | $ 365,000 | $ 225,000 |
| Glens Falls, NY | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Greenville, NC | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Harrisburg-Carlisle, PA | 1 | $ 385,000 | $ 385,000 | $ 82,000 |
| Kankakee, IL | 1 | $ 345,000 | $ 345,000 | $ 209,000 |
| Kingston, NY | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Lancaster, PA | 1 | $ 325,000 | $ 325,000 | $ 133,000 |
| Lexington Park, MD | 1 | $ 335,000 | $ 335,000 | $ 78,000 |
| Manchester-Nashua, NH | 1 | $ 535,000 | $ 535,000 | $ 200,000 |
| Marietta, GA | 1 | $ 385,000 | $ 385,000 | $ 199,000 |
| Memphis, TN-MS-AR | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 665,000 | $ 665,000 | $ 100,000 |
| Mobile, AL | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 125,000 | $ 125,000 | $ 117,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 765,000 | $ 765,000 | $ 168,000 |
| Norwich-New London, CT | 1 | $ 635,000 | $ 635,000 | $ 164,000 |
| Oakland-Hayward-Berkeley, CA | 1 | $ 165,000 | $ 165,000 | $ 120,000 |
| Panama City, FL | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Portland-South Portland, ME | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Richmond, VA | 1 | $ 295,000 | $ 295,000 | $ 0 |
| San Antonio-New Braunfels, TX | 1 | $ 305,000 | $ 305,000 | $ 17,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 195,000 | $ 195,000 | $ 0 |
| St. Petersburg-Clearwater-Largo, FL | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Syracuse, NY | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Texarkana, TX-AR | 1 | $ 235,000 | $ 235,000 | $ 89,000 |
| Trenton, NJ | 1 | $ 315,000 | $ 315,000 | $ 75,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 325,000 | $ 325,000 | $ 169,000 |
| Worcester, MA-CT | 1 | $ 505,000 | $ 505,000 | $ 112,000 |
Mortgage Loan Application Detail Totals for Hartford Funding, Ltd. in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 524 | $276,270,000 | $527,000 | $2,995,000 | $233,000 | $4,582,000 |
| Cash-out Refinancing | 344 | $177,330,000 | $515,000 | $3,505,000 | $274,000 | $4,043,000 |
| Refinancing | 82 | $41,290,000 | $503,000 | $2,205,000 | $257,000 | $1,978,000 |
| Home Improvement | 6 | $1,760,000 | $293,000 | $805,000 | $185,000 | $299,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 527 | $269,155,000 | $510,000 | $3,005,000 | $275,000 | $4,582,000 |
| Black or African American | 165 | $80,775,000 | $489,000 | $3,505,000 | $158,000 | $4,043,000 |
| Hispanic | 159 | $85,855,000 | $539,000 | $1,785,000 | $245,000 | $2,638,000 |
| Asian | 99 | $58,535,000 | $591,000 | $1,925,000 | $250,000 | $1,867,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,650,000 | $412,000 | $575,000 | $180,000 | $242,000 |
| American Indian or Alaskan Native | 1 | $265,000 | $265,000 | $265,000 | $59,000 | $59,000 |
| Not Provided | 1 | $415,000 | $415,000 | $415,000 | $120,000 | $120,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 761 | $409,945,000 | $538,000 | $3,505,000 | $283,000 | $4,582,000 |
| FHA-insured (Federal Housing Administration) | 172 | $76,740,000 | $446,000 | $1,035,000 | $137,000 | $284,000 |
| VA-guaranteed (Veterans Administration) | 21 | $9,245,000 | $440,000 | $785,000 | $104,000 | $189,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $720,000 | $360,000 | $395,000 | $95,000 | $104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 539 | $272,735,000 | $506,000 | $3,005,000 | $268,000 | $4,582,000 |
| Application Approved But Not Accepted | 147 | $82,005,000 | $557,000 | $2,505,000 | $251,000 | $1,867,000 |
| Application Denied By Financial Institution | 98 | $47,190,000 | $481,000 | $1,805,000 | $208,000 | $1,671,000 |
| Application Withdrawn By Applicant | 89 | $44,725,000 | $502,000 | $1,755,000 | $155,000 | $1,356,000 |
| File Closed For Incompleteness | 83 | $49,995,000 | $602,000 | $3,505,000 | $261,000 | $4,043,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 858 | $449,460,000 | $523,000 | $3,505,000 | $251,000 | $4,582,000 |
| Collateral | 34 | $13,070,000 | $384,000 | $1,805,000 | $188,000 | $643,000 |
| Debt-To-Income Ratio | 33 | $18,145,000 | $549,000 | $1,735,000 | $134,000 | $550,000 |
| Credit History | 11 | $5,785,000 | $525,000 | $845,000 | $666,000 | $1,671,000 |
| Unverifiable Information | 7 | $3,645,000 | $520,000 | $785,000 | $233,000 | $480,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $2,435,000 | $487,000 | $785,000 | $238,000 | $321,000 |
| Other | 4 | $2,460,000 | $615,000 | $1,005,000 | $161,000 | $220,000 |
| Employment History | 3 | $765,000 | $255,000 | $325,000 | $37,000 | $65,000 |
| Credit Application Incomplete | 1 | $885,000 | $885,000 | $885,000 | $238,000 | $238,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hartford Funding, Ltd.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hartford Funding, Ltd.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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