Hartland dba Horizon Mortgage Mortgage Lending & HMDA Data, 2005

In 2005, Hartland dba Horizon Mortgage of San Antonio, TX reported 156 mortgage applications totaling $27.0 million. The average application was for $173,089, and applicants reported an average income of $68,942. 83% of its applications resulted in an originated loan and 0% were denied. Its largest market was San Antonio, TX (156).

Mortgage Company & Address Hartland dba Horizon Mortgage
1175 W. Bitters Rd. #102
San Antonio, TX 78216
Tel #: available with data download
Federal Regulator * available with data download
Years 2005  
Total Number of Mortgage Applications 156
Total Mortgage Loan Application Amount $27,002,000
Average Mortgage Loan Application Amount $173,089
Highest Mortgage Loan Application Amount $402,000
Average Applicant Income $68,942
Highest Applicant Income $360,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Hartland dba Horizon Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Hartland dba Horizon Mortgage in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 155 $26,600,000 $171,000 $359,000 $68,000 $360,000
Refinancing 1 $402,000 $402,000 $402,000 $215,000 $215,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 106 $18,248,000 $172,000 $359,000 $51,000 $360,000
White 24 $4,353,000 $181,000 $325,000 $86,000 $168,000
Hispanic 18 $3,145,000 $174,000 $402,000 $113,000 $215,000
Asian 4 $598,000 $149,000 $169,000 $53,000 $90,000
Black or African American 4 $658,000 $164,000 $182,000 $58,000 $68,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 156 $27,002,000 $173,000 $402,000 $77,000 $360,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 130 $22,055,000 $169,000 $359,000 $63,000 $360,000
Application Withdrawn By Applicant 25 $4,784,000 $191,000 $402,000 $98,000 $215,000
Application Approved But Not Accepted 1 $163,000 $163,000 $163,000 $89,000 $89,000
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Hartland dba Horizon Mortgage's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Hartland dba Horizon Mortgage's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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