Hawaii Law Enforcement Mortgage Lending & HMDA Data, 2022

In 2022, Hawaii Law Enforcement of Honolulu, HI reported 18 mortgage applications totaling $9.7 million. The average application was for $540,000, and applicants reported an average income of $147,166. 50% of its applications resulted in an originated loan and 0% were denied. Its largest market was Urban Honolulu, HI (16).

Mortgage Company & Address Hawaii Law Enforcement
1537 Young St #3
Honolulu, HI 96826
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2019  
Total Number of Mortgage Applications 18
Total Mortgage Loan Application Amount $9,720,000
Average Mortgage Loan Application Amount $540,000
Highest Mortgage Loan Application Amount $1,445,000
Average Applicant Income $147,166
Highest Applicant Income $384,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Hawaii Law Enforcement filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Hawaii Law Enforcement in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 9 $3,975,000 $441,000 $755,000 $135,000 $242,000
Home Purchase 6 $4,320,000 $720,000 $1,445,000 $194,000 $384,000
Cash-out Refinancing 3 $1,425,000 $475,000 $765,000 $90,000 $121,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 10 $4,850,000 $485,000 $895,000 $146,000 $384,000
White 4 $2,950,000 $737,000 $1,445,000 $153,000 $265,000
Native Hawaiian or Other Pacific Islander 2 $1,160,000 $580,000 $755,000 $171,000 $242,000
Hispanic 1 $205,000 $205,000 $205,000 $50,000 $50,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Not Provided 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 18 $9,720,000 $540,000 $1,445,000 $147,000 $384,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9 $4,275,000 $475,000 $895,000 $155,000 $384,000
Application Withdrawn By Applicant 8 $4,900,000 $612,000 $1,445,000 $138,000 $265,000
File Closed For Incompleteness 1 $545,000 $545,000 $545,000 $151,000 $151,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 18 $9,720,000 $540,000 $1,445,000 $147,000 $384,000
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Hawaii Law Enforcement's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Hawaii Law Enforcement's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Hawaii, download the full spreadsheet with aggregated HMDA statistics today.

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