X - Healthcare Employees FCU - Moved to Portico 2025/09/01 Mortgage Lending & HMDA Data, 2024
In 2024, X - Healthcare Employees FCU - Moved to Portico 2025/09/01 of Princeton, NJ reported 100 mortgage applications totaling $7.7 million, down 5% from 2023. The average application was for $76,600, and applicants reported an average income of $163,360. 100% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Lakewood-New Brunswick, NJ (34), Camden, NJ (26) and Newark, NJ-PA (15) (applications in parentheses).
| Mortgage Company & Address | X - Healthcare Employees FCU - Moved to Portico 2025/09/01 29 Emmons Drive Suite C-40 Princeton, NJ 08540 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 |
| Total Number of Mortgage Applications | 100 |
| Total Mortgage Loan Application Amount | $7,660,000 |
| Average Mortgage Loan Application Amount | $76,600 |
| Highest Mortgage Loan Application Amount | $285,000 |
| Average Applicant Income | $163,360 |
| Highest Applicant Income | $519,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records X - Healthcare Employees FCU - Moved to Portico 2025/09/01 filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lakewood-New Brunswick, NJ | 34 | $ 2,440,000 | $ 71,764 | $ 162,000 |
| Camden, NJ | 26 | $ 1,670,000 | $ 64,230 | $ 133,000 |
| Newark, NJ-PA | 15 | $ 1,375,000 | $ 91,666 | $ 145,000 |
| Trenton, NJ | 9 | $ 875,000 | $ 97,222 | $ 245,000 |
| New York-Jersey City-White Plains, NY-NJ | 6 | $ 390,000 | $ 65,000 | $ 182,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 3 | $ 355,000 | $ 118,333 | $ 264,000 |
| Outside any metro area | 2 | $ 70,000 | $ 35,000 | $ 169,000 |
| Atlanta-Sandy Springs-Roswell, GA | 1 | $ 85,000 | $ 85,000 | $ 125,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 75,000 | $ 75,000 | $ 417,000 |
| Montgomery County-Bucks County-Chester County, PA | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Philadelphia, PA | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Wilmington, DE-MD-NJ | 1 | $ 125,000 | $ 125,000 | $ 132,000 |
Mortgage Loan Application Detail Totals for X - Healthcare Employees FCU - Moved to Portico 2025/09/01 in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 60 | $3,990,000 | $66,000 | $205,000 | $158,000 | $417,000 |
| Other Purpose | 30 | $2,580,000 | $86,000 | $245,000 | $169,000 | $519,000 |
| Refinancing | 9 | $1,025,000 | $113,000 | $285,000 | $175,000 | $297,000 |
| Home Purchase | 1 | $65,000 | $65,000 | $65,000 | $211,000 | $211,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 47 | $3,345,000 | $71,000 | $285,000 | $165,000 | $417,000 |
| Not Provided | 19 | $1,485,000 | $78,000 | $245,000 | $160,000 | $519,000 |
| Hispanic | 14 | $1,280,000 | $91,000 | $225,000 | $150,000 | $347,000 |
| Asian | 11 | $915,000 | $83,000 | $205,000 | $182,000 | $316,000 |
| Black or African American | 9 | $635,000 | $70,000 | $135,000 | $155,000 | $227,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 100 | $7,660,000 | $76,000 | $285,000 | $163,000 | $519,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 100 | $7,660,000 | $76,000 | $285,000 | $163,000 | $519,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 100 | $7,660,000 | $76,000 | $285,000 | $163,000 | $519,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into X - Healthcare Employees FCU - Moved to Portico 2025/09/01's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess X - Healthcare Employees FCU - Moved to Portico 2025/09/01's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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