Eagle Bank and Trust Company Mortgage Lending & HMDA Data, 2020

In 2020, Eagle Bank and Trust Company of Little Rock, AR reported 7,054 mortgage applications totaling $1.5 billion, up 68% from 2019. The average application was for $210,527, and applicants reported an average income of $94,173. 82% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Little Rock-North Little Rock-Conway, AR (2,108), Idaho Falls, ID (1,207) and Memphis, TN-MS-AR (1,191) (applications in parentheses).

Mortgage Company & Address Eagle Bank and Trust Company
650 South Shackleford Suite 150 P O Box 22120
Little Rock, AR 72211
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,054
Total Mortgage Loan Application Amount $1,485,060,000
Average Mortgage Loan Application Amount $210,527
Highest Mortgage Loan Application Amount $1,265,000
Average Applicant Income $94,173
Highest Applicant Income $2,303,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Eagle Bank and Trust Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Eagle Bank and Trust Company by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bonneville, Idaho 1,056 $ 246,160,000 $ 233,106 $ 93,000
Pulaski, Arkansas 1,051 $ 207,735,000 $ 197,654 $ 100,000
DeSoto, Mississippi 676 $ 141,430,000 $ 209,215 $ 85,000
Saline, Arkansas 626 $ 129,860,000 $ 207,444 $ 94,000
Benton, Arkansas 488 $ 113,870,000 $ 233,340 $ 106,000
Ouachita, Louisiana 444 $ 91,550,000 $ 206,193 $ 89,000
Washington, Arkansas 367 $ 79,845,000 $ 217,561 $ 111,000
Faulkner, Arkansas 311 $ 64,415,000 $ 207,122 $ 93,000
Crittenden, Arkansas 220 $ 30,620,000 $ 139,181 $ 61,000
Shelby, Tennessee 199 $ 53,725,000 $ 269,974 $ 127,000
Cleburne, Arkansas 174 $ 31,950,000 $ 183,620 $ 105,000
Jefferson, Idaho 149 $ 37,455,000 $ 251,375 $ 88,000
Bingham, Idaho 137 $ 31,455,000 $ 229,598 $ 80,000
Craighead, Arkansas 128 $ 23,090,000 $ 180,390 $ 71,000
Lonoke, Arkansas 96 $ 17,100,000 $ 178,125 $ 78,000
Garland, Arkansas 66 $ 13,810,000 $ 209,242 $ 89,000
Tate, Mississippi 53 $ 8,675,000 $ 163,679 $ 82,000
Madison, Idaho 40 $ 10,290,000 $ 257,250 $ 96,000
Greene, Arkansas 36 $ 5,700,000 $ 158,333 $ 61,000
Morehouse, Louisiana 36 $ 4,820,000 $ 133,888 $ 57,000
Van Buren, Arkansas 33 $ 3,325,000 $ 100,757 $ 112,000
White, Arkansas 28 $ 4,430,000 $ 158,214 $ 65,000
Fremont, Idaho 26 $ 7,570,000 $ 291,153 $ 100,000
Marshall, Mississippi 25 $ 4,505,000 $ 180,200 $ 71,000
Conway, Arkansas 22 $ 3,340,000 $ 151,818 $ 74,000
Mississippi, Arkansas 20 $ 2,600,000 $ 130,000 $ 69,000
Bannock, Idaho 20 $ 3,860,000 $ 193,000 $ 79,000
Union, Louisiana 20 $ 3,680,000 $ 184,000 $ 75,000
Franklin, Louisiana 18 $ 3,460,000 $ 192,222 $ 109,000
Lee, Florida 17 $ 4,625,000 $ 272,058 $ 99,000
Ada, Idaho 17 $ 5,375,000 $ 316,176 $ 118,000
Grant, Arkansas 16 $ 2,630,000 $ 164,375 $ 72,000
Poinsett, Arkansas 16 $ 1,930,000 $ 120,625 $ 62,000
Fayette, Tennessee 16 $ 4,340,000 $ 271,250 $ 93,000
Richland, Louisiana 14 $ 3,270,000 $ 233,571 $ 89,000
Hot Spring, Arkansas 13 $ 2,215,000 $ 170,384 $ 81,000
Jackson, Louisiana 12 $ 3,430,000 $ 285,833 $ 109,000
Madison, Arkansas 11 $ 1,845,000 $ 167,727 $ 77,000
Lincoln, Louisiana 11 $ 2,135,000 $ 194,090 $ 111,000
Pope, Arkansas 10 $ 1,480,000 $ 148,000 $ 81,000
Jefferson, Arkansas 9 $ 2,265,000 $ 251,666 $ 145,000
Lafayette, Mississippi 9 $ 1,445,000 $ 160,555 $ 94,000
Perry, Arkansas 8 $ 1,390,000 $ 173,750 $ 76,000
Union, Arkansas 8 $ 1,360,000 $ 170,000 $ 80,000
Teton, Idaho 8 $ 2,120,000 $ 265,000 $ 87,000
Panola, Mississippi 8 $ 1,090,000 $ 136,250 $ 57,000
Baxter, Arkansas 7 $ 2,105,000 $ 300,714 $ 99,000
Crawford, Arkansas 7 $ 1,305,000 $ 186,428 $ 90,000
West Carroll, Louisiana 7 $ 895,000 $ 127,857 $ 91,000
Johnson, Arkansas 6 $ 820,000 $ 136,666 $ 76,000
Pinellas, Florida 6 $ 1,590,000 $ 265,000 $ 89,000
Dallas, Texas 6 $ 1,860,000 $ 310,000 $ 140,000
Cross, Arkansas 5 $ 985,000 $ 197,000 $ 78,000
Caldwell, Louisiana 5 $ 1,105,000 $ 221,000 $ 142,000
East Baton Rouge, Louisiana 5 $ 1,235,000 $ 247,000 $ 120,000
Tulsa, Oklahoma 5 $ 1,285,000 $ 257,000 $ 141,000
Washington, Utah 5 $ 1,185,000 $ 237,000 $ 168,000
Boone, Arkansas 4 $ 590,000 $ 147,500 $ 136,000
Monroe, Arkansas 4 $ 400,000 $ 100,000 $ 94,000
Sebastian, Arkansas 4 $ 1,240,000 $ 310,000 $ 203,000
Hillsborough, Florida 4 $ 1,370,000 $ 342,500 $ 132,000
Caribou, Idaho 4 $ 600,000 $ 150,000 $ 63,000
Kootenai, Idaho 4 $ 1,050,000 $ 262,500 $ 95,000
Hinds, Mississippi 4 $ 830,000 $ 207,500 $ 130,000
Tishomingo, Mississippi 4 $ 360,000 $ 90,000 $ 102,000
Tarrant, Texas 4 $ 880,000 $ 220,000 $ 125,000
Travis, Texas 4 $ 1,720,000 $ 430,000 $ 149,000
Utah, Utah 4 $ 1,080,000 $ 270,000 $ 100,000
Ashley, Arkansas 3 $ 325,000 $ 108,333 $ 46,000
Carroll, Arkansas 3 $ 385,000 $ 128,333 $ 99,000
Clark, Arkansas 3 $ 385,000 $ 128,333 $ 72,000
Fulton, Arkansas 3 $ 275,000 $ 91,666 $ 106,000
Howard, Arkansas 3 $ 385,000 $ 128,333 $ 39,000
Phillips, Arkansas 3 $ 555,000 $ 185,000 $ 59,000
Randolph, Arkansas 3 $ 335,000 $ 111,666 $ 84,000
St. Francis, Arkansas 3 $ 395,000 $ 131,666 $ 75,000
Stone, Arkansas 3 $ 555,000 $ 185,000 $ 91,000
Pasco, Florida 3 $ 705,000 $ 235,000 $ 114,000
Canyon, Idaho 3 $ 715,000 $ 238,333 $ 89,000
Clark, Nevada 3 $ 745,000 $ 248,333 $ 141,000
Bexar, Texas 3 $ 1,445,000 $ 481,666 $ 0
Denton, Texas 3 $ 1,115,000 $ 371,666 $ 146,000
Limestone, Alabama 2 $ 590,000 $ 295,000 $ 67,000
Arkansas, Arkansas 2 $ 440,000 $ 220,000 $ 106,000
Drew, Arkansas 2 $ 350,000 $ 175,000 $ 83,000
Franklin, Arkansas 2 $ 440,000 $ 220,000 $ 77,000
Marion, Arkansas 2 $ 390,000 $ 195,000 $ 108,000
Miller, Arkansas 2 $ 240,000 $ 120,000 $ 55,000
Montgomery, Arkansas 2 $ 230,000 $ 115,000 $ 303,000
Prairie, Arkansas 2 $ 500,000 $ 250,000 $ 51,000
Yell, Arkansas 2 $ 330,000 $ 165,000 $ 100,000
Collier, Florida 2 $ 510,000 $ 255,000 $ 85,000
Butte, Idaho 2 $ 130,000 $ 65,000 $ 51,000
Custer, Idaho 2 $ 500,000 $ 250,000 $ 215,000
Ascension, Louisiana 2 $ 400,000 $ 200,000 $ 97,000
Bossier, Louisiana 2 $ 410,000 $ 205,000 $ 70,000
Caddo, Louisiana 2 $ 300,000 $ 150,000 $ 52,000
Tensas, Louisiana 2 $ 570,000 $ 285,000 $ 77,000
Alcorn, Mississippi 2 $ 150,000 $ 75,000 $ 33,000
Madison, Mississippi 2 $ 540,000 $ 270,000 $ 94,000
Greene, Missouri 2 $ 540,000 $ 270,000 $ 141,000
McDonald, Missouri 2 $ 400,000 $ 200,000 $ 79,000
Delaware, Oklahoma 2 $ 290,000 $ 145,000 $ 115,000
Williamson, Tennessee 2 $ 950,000 $ 475,000 $ 135,000
Bowie, Texas 2 $ 540,000 $ 270,000 $ 106,000
Hays, Texas 2 $ 740,000 $ 370,000 $ 120,000
Johnson, Texas 2 $ 370,000 $ 185,000 $ 115,000
Taylor, Texas 2 $ 430,000 $ 215,000 $ 242,000
Box Elder, Utah 2 $ 490,000 $ 245,000 $ 61,000
Cache, Utah 2 $ 680,000 $ 340,000 $ 125,000
Salt Lake, Utah 2 $ 570,000 $ 285,000 $ 210,000
Baldwin, Alabama 1 $ 195,000 $ 195,000 $ 62,000
Jefferson, Alabama 1 $ 335,000 $ 335,000 $ 155,000
Clay, Arkansas 1 $ 45,000 $ 45,000 $ 31,000
Hempstead, Arkansas 1 $ 95,000 $ 95,000 $ 144,000
Independence, Arkansas 1 $ 55,000 $ 55,000 $ 18,000
Jackson, Arkansas 1 $ 25,000 $ 25,000 $ 112,000
Lawrence, Arkansas 1 $ 65,000 $ 65,000 $ 114,000
Lee, Arkansas 1 $ 65,000 $ 65,000 $ 25,000
Logan, Arkansas 1 $ 135,000 $ 135,000 $ 81,000
Newton, Arkansas 1 $ 85,000 $ 85,000 $ 24,000
Pike, Arkansas 1 $ 175,000 $ 175,000 $ 64,000
Searcy, Arkansas 1 $ 85,000 $ 85,000 $ 37,000
Sevier, Arkansas 1 $ 205,000 $ 205,000 $ 79,000
Sharp, Arkansas 1 $ 95,000 $ 95,000 $ 78,000
Bay, Florida 1 $ 315,000 $ 315,000 $ 288,000
Escambia, Florida 1 $ 185,000 $ 185,000 $ 120,000
Highlands, Florida 1 $ 95,000 $ 95,000 $ 52,000
Leon, Florida 1 $ 195,000 $ 195,000 $ 109,000
Manatee, Florida 1 $ 445,000 $ 445,000 $ 112,000
Martin, Florida 1 $ 145,000 $ 145,000 $ 202,000
Miami-Dade, Florida 1 $ 295,000 $ 295,000 $ 78,000
Sarasota, Florida 1 $ 135,000 $ 135,000 $ 42,000
Sumter, Florida 1 $ 365,000 $ 365,000 $ 126,000
Volusia, Florida 1 $ 185,000 $ 185,000 $ 0
Walton, Florida 1 $ 515,000 $ 515,000 $ 192,000
Cassia, Idaho 1 $ 295,000 $ 295,000 $ 300,000
Jerome, Idaho 1 $ 195,000 $ 195,000 $ 60,000
Payette, Idaho 1 $ 375,000 $ 375,000 $ 85,000
Power, Idaho 1 $ 335,000 $ 335,000 $ 72,000
Twin Falls, Idaho 1 $ 165,000 $ 165,000 $ 62,000
Avoyelles, Louisiana 1 $ 335,000 $ 335,000 $ 103,000
Claiborne, Louisiana 1 $ 125,000 $ 125,000 $ 77,000
Concordia, Louisiana 1 $ 95,000 $ 95,000 $ 75,000
East Carroll, Louisiana 1 $ 75,000 $ 75,000 $ 59,000
Grant, Louisiana 1 $ 115,000 $ 115,000 $ 50,000
Livingston, Louisiana 1 $ 125,000 $ 125,000 $ 50,000
St. Bernard, Louisiana 1 $ 235,000 $ 235,000 $ 59,000
St. John the Baptist, Louisiana 1 $ 105,000 $ 105,000 $ 39,000
Tangipahoa, Louisiana 1 $ 145,000 $ 145,000 $ 48,000
Winn, Louisiana 1 $ 265,000 $ 265,000 $ 161,000
Bolivar, Mississippi 1 $ 75,000 $ 75,000 $ 135,000
Forrest, Mississippi 1 $ 95,000 $ 95,000 $ 70,000
Jones, Mississippi 1 $ 235,000 $ 235,000 $ 88,000
Lamar, Mississippi 1 $ 425,000 $ 425,000 $ 165,000
Lee, Mississippi 1 $ 175,000 $ 175,000 $ 79,000
Rankin, Mississippi 1 $ 345,000 $ 345,000 $ 115,000
Tunica, Mississippi 1 $ 175,000 $ 175,000 $ 120,000
Union, Mississippi 1 $ 175,000 $ 175,000 $ 45,000
Barry, Missouri 1 $ 65,000 $ 65,000 $ 124,000
Cape Girardeau, Missouri 1 $ 105,000 $ 105,000 $ 46,000
Jackson, Missouri 1 $ 285,000 $ 285,000 $ 231,000
Miller, Missouri 1 $ 65,000 $ 65,000 $ 83,000
Newton, Missouri 1 $ 305,000 $ 305,000 $ 104,000
St. Louis City, Missouri 1 $ 265,000 $ 265,000 $ 105,000
Bernalillo, New Mexico 1 $ 395,000 $ 395,000 $ 360,000
Comanche, Oklahoma 1 $ 275,000 $ 275,000 $ 105,000
Mayes, Oklahoma 1 $ 305,000 $ 305,000 $ 120,000
Oklahoma, Oklahoma 1 $ 125,000 $ 125,000 $ 50,000
Clarendon, South Carolina 1 $ 145,000 $ 145,000 $ 0
Sumter, South Carolina 1 $ 115,000 $ 115,000 $ 78,000
Davidson, Tennessee 1 $ 515,000 $ 515,000 $ 128,000
Hamilton, Tennessee 1 $ 235,000 $ 235,000 $ 80,000
Hardeman, Tennessee 1 $ 175,000 $ 175,000 $ 147,000
Hardin, Tennessee 1 $ 225,000 $ 225,000 $ 222,000
Knox, Tennessee 1 $ 385,000 $ 385,000 $ 170,000
Sumner, Tennessee 1 $ 255,000 $ 255,000 $ 84,000
Tipton, Tennessee 1 $ 205,000 $ 205,000 $ 83,000
Chambers, Texas 1 $ 105,000 $ 105,000 $ 324,000
Collin, Texas 1 $ 305,000 $ 305,000 $ 114,000
Harris, Texas 1 $ 245,000 $ 245,000 $ 65,000
Harrison, Texas 1 $ 85,000 $ 85,000 $ 151,000
Midland, Texas 1 $ 275,000 $ 275,000 $ 158,000
Williamson, Texas 1 $ 195,000 $ 195,000 $ 100,000
Carbon, Utah 1 $ 245,000 $ 245,000 $ 106,000
Kane, Utah 1 $ 165,000 $ 165,000 $ 39,000
Summit, Utah 1 $ 445,000 $ 445,000 $ 1,371,000
Lincoln, Wyoming 1 $ 175,000 $ 175,000 $ 66,000

Mortgage Loan Application Detail Totals for Eagle Bank and Trust Company in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,132 $845,100,000 $204,000 $1,065,000 $86,000 $1,695,000
Refinancing 2,154 $473,700,000 $219,000 $905,000 $109,000 $2,303,000
Cash-out Refinancing 722 $159,970,000 $221,000 $1,265,000 $96,000 $924,000
Other Purpose 31 $4,545,000 $146,000 $515,000 $107,000 $336,000
Home Improvement 15 $1,745,000 $116,000 $325,000 $102,000 $325,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,848 $1,245,260,000 $212,000 $1,065,000 $97,000 $2,303,000
Black or African American 420 $77,370,000 $184,000 $675,000 $71,000 $233,000
Hispanic 333 $59,135,000 $177,000 $515,000 $63,000 $400,000
Not Provided 208 $47,040,000 $226,000 $595,000 $105,000 $317,000
Asian 195 $43,695,000 $224,000 $515,000 $116,000 $942,000
Not applicable 25 $6,675,000 $267,000 $1,265,000 $0 $0
American Indian or Alaskan Native 24 $5,710,000 $237,000 $425,000 $84,000 $187,000
Native Hawaiian or Other Pacific Islander 1 $175,000 $175,000 $175,000 $73,000 $73,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,204 $1,108,090,000 $212,000 $1,265,000 $103,000 $2,303,000
FHA-insured (Federal Housing Administration) 938 $177,600,000 $189,000 $545,000 $66,000 $300,000
VA-guaranteed (Veterans Administration) 502 $130,010,000 $258,000 $755,000 $85,000 $255,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 410 $69,360,000 $169,000 $405,000 $53,000 $121,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,816 $1,239,710,000 $213,000 $1,265,000 $94,000 $2,303,000
Application Withdrawn By Applicant 986 $199,660,000 $202,000 $1,065,000 $98,000 $862,000
Application Denied By Financial Institution 190 $34,110,000 $179,000 $665,000 $85,000 $769,000
Application Approved But Not Accepted 52 $9,250,000 $177,000 $395,000 $88,000 $194,000
File Closed For Incompleteness 10 $2,330,000 $233,000 $515,000 $115,000 $350,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,864 $1,450,950,000 $211,000 $1,265,000 $94,000 $2,303,000
Credit History 66 $12,890,000 $195,000 $555,000 $94,000 $350,000
Collateral 49 $8,645,000 $176,000 $305,000 $84,000 $700,000
Debt-To-Income Ratio 34 $5,470,000 $160,000 $485,000 $57,000 $162,000
Other 22 $4,090,000 $185,000 $665,000 $107,000 $769,000
Unverifiable Information 12 $2,030,000 $169,000 $515,000 $66,000 $194,000
Employment History 6 $790,000 $131,000 $215,000 $96,000 $342,000
Insufficient Cash (Downpayment, Closing Cost) 1 $195,000 $195,000 $195,000 $162,000 $162,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Eagle Bank and Trust Company's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Eagle Bank and Trust Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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