Ocmbc, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

Ocmbc, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Ocmbc, Inc.
19000 Macarthur Blvd, Suite 200
Glendale, CA 92612
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 11,428
Total Mortgage Loan Application Amount $4,172,340,000
Average Mortgage Loan Application Amount $367,000
Highest Mortgage Loan Application Amount $15,005,000
Average Applicant Income $120,333
Highest Applicant Income $8,571,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Ocmbc, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ocmbc, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2020 breaks down Ocmbc, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ocmbc, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Ocmbc, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ocmbc, Inc.'s mortgage activity for 2020.

Mortgage Loan Application Totals for Ocmbc, Inc. by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 2,326 $ 1,113,190,000 $ 478,000 $ 150,000
San Bernardino County California 963 $ 305,185,000 $ 316,000 $ 103,000
Riverside County California 915 $ 306,715,000 $ 335,000 $ 108,000
San Diego County California 621 $ 282,085,000 $ 454,000 $ 144,000
Orange County California 620 $ 354,010,000 $ 570,000 $ 183,000
Cook County Illinois 548 $ 123,730,000 $ 225,000 $ 73,000
Maricopa County Arizona 216 $ 59,900,000 $ 277,000 $ 117,000
Sacramento County California 190 $ 58,200,000 $ 306,000 $ 99,000
Broward County Florida 166 $ 53,030,000 $ 319,000 $ 111,000
Ventura County California 155 $ 79,075,000 $ 510,000 $ 177,000
Lee County Florida 129 $ 28,435,000 $ 220,000 $ 71,000
Miami-Dade County Florida 126 $ 44,380,000 $ 352,000 $ 96,000
Alameda County California 113 $ 59,255,000 $ 524,000 $ 163,000
Fresno County California 108 $ 28,680,000 $ 265,000 $ 122,000
Clark County Nevada 96 $ 26,770,000 $ 278,000 $ 113,000
Contra Costa County California 89 $ 40,015,000 $ 449,000 $ 141,000
Worcester County Massachusetts 88 $ 24,480,000 $ 278,000 $ 85,000
Orange County Florida 84 $ 19,830,000 $ 236,000 $ 73,000
Will County Illinois 84 $ 17,980,000 $ 214,000 $ 81,000
San Joaquin County California 82 $ 26,850,000 $ 327,000 $ 95,000
Monterey County California 81 $ 32,305,000 $ 398,000 $ 133,000
Kern County California 80 $ 20,270,000 $ 253,000 $ 83,000
Bristol County Massachusetts 80 $ 23,970,000 $ 299,000 $ 91,000
Prince George's County Maryland 78 $ 25,440,000 $ 326,000 $ 87,000
Palm Beach County Florida 77 $ 23,515,000 $ 305,000 $ 100,000
Santa Clara County California 76 $ 44,020,000 $ 579,000 $ 211,000
Kane County Illinois 68 $ 12,740,000 $ 187,000 $ 65,000
Harris County Texas 67 $ 15,885,000 $ 237,000 $ 89,000
Plymouth County Massachusetts 61 $ 19,625,000 $ 321,000 $ 104,000
DuPage County Illinois 56 $ 13,160,000 $ 235,000 $ 82,000
Essex County New Jersey 54 $ 17,830,000 $ 330,000 $ 75,000
Lake County Illinois 50 $ 9,640,000 $ 192,000 $ 73,000
Middlesex County Massachusetts 49 $ 18,805,000 $ 383,000 $ 106,000
Stanislaus County California 47 $ 12,195,000 $ 259,000 $ 71,000
Baltimore County Maryland 47 $ 12,085,000 $ 257,000 $ 86,000
Providence County Rhode Island 47 $ 12,055,000 $ 256,000 $ 72,000
Hillsborough County Florida 46 $ 11,420,000 $ 248,000 $ 77,000
Brevard County Florida 42 $ 8,250,000 $ 196,000 $ 70,000
Mercer County New Jersey 41 $ 9,175,000 $ 223,000 $ 71,000
Salt Lake County Utah 40 $ 14,780,000 $ 369,000 $ 97,000
Solano County California 39 $ 15,565,000 $ 399,000 $ 140,000
Passaic County New Jersey 38 $ 11,090,000 $ 291,000 $ 92,000
Union County New Jersey 37 $ 11,805,000 $ 319,000 $ 102,000
Charlotte County Florida 36 $ 7,610,000 $ 211,000 $ 63,000
McHenry County Illinois 35 $ 7,745,000 $ 221,000 $ 83,000
Placer County California 34 $ 13,260,000 $ 390,000 $ 181,000
Seminole County Florida 34 $ 7,310,000 $ 215,000 $ 67,000
Sonoma County California 33 $ 14,875,000 $ 450,000 $ 139,000
Middlesex County New Jersey 33 $ 9,795,000 $ 296,000 $ 126,000
Pinal County Arizona 31 $ 7,205,000 $ 232,000 $ 75,000
Osceola County Florida 31 $ 7,205,000 $ 232,000 $ 53,000
San Mateo County California 30 $ 23,750,000 $ 791,000 $ 318,000
Burlington County New Jersey 30 $ 7,970,000 $ 265,000 $ 89,000
San Francisco County California 29 $ 18,345,000 $ 632,000 $ 285,000
Montgomery County Maryland 29 $ 9,805,000 $ 338,000 $ 91,000
Madera County California 28 $ 7,300,000 $ 260,000 $ 83,000
Collier County Florida 28 $ 9,180,000 $ 327,000 $ 83,000
Polk County Florida 28 $ 5,660,000 $ 202,000 $ 73,000
St. Lucie County Florida 28 $ 6,140,000 $ 219,000 $ 73,000
Norfolk County Massachusetts 28 $ 10,030,000 $ 358,000 $ 128,000
Baltimore City County Maryland 26 $ 5,700,000 $ 219,000 $ 63,000
Dallas County Texas 26 $ 6,930,000 $ 266,000 $ 122,000
Tulare County California 25 $ 6,185,000 $ 247,000 $ 86,000
Hampden County Massachusetts 25 $ 5,725,000 $ 229,000 $ 65,000
El Paso County Texas 25 $ 4,615,000 $ 184,000 $ 83,000
Barnstable County Massachusetts 23 $ 7,185,000 $ 312,000 $ 112,000
Marin County California 22 $ 12,670,000 $ 575,000 $ 254,000
Santa Barbara County California 22 $ 8,820,000 $ 400,000 $ 154,000
Sarasota County Florida 22 $ 5,130,000 $ 233,000 $ 85,000
Bergen County New Jersey 22 $ 9,640,000 $ 438,000 $ 105,000
Essex County Massachusetts 21 $ 7,375,000 $ 351,000 $ 99,000
Morris County New Jersey 21 $ 6,775,000 $ 322,000 $ 140,000
Oakland County Michigan 19 $ 4,875,000 $ 256,000 $ 128,000
Hudson County New Jersey 19 $ 8,785,000 $ 462,000 $ 84,000
Mohave County Arizona 18 $ 4,750,000 $ 263,000 $ 202,000
Imperial County California 18 $ 3,510,000 $ 195,000 $ 80,000
Nevada County California 18 $ 6,060,000 $ 336,000 $ 149,000
Adams County Colorado 18 $ 6,250,000 $ 347,000 $ 89,000
Pasco County Florida 18 $ 4,350,000 $ 241,000 $ 183,000
Pinellas County Florida 18 $ 3,760,000 $ 208,000 $ 67,000
Charles County Maryland 18 $ 6,300,000 $ 350,000 $ 103,000
Tarrant County Texas 18 $ 4,230,000 $ 235,000 $ 46,000
El Paso County Colorado 17 $ 5,775,000 $ 339,000 $ 51,000
Jefferson County Colorado 17 $ 6,085,000 $ 357,000 $ 94,000
Volusia County Florida 17 $ 3,125,000 $ 183,000 $ 54,000
Merced County California 16 $ 4,370,000 $ 273,000 $ 94,000
King County Washington 16 $ 6,940,000 $ 433,000 $ 195,000
Duval County Florida 15 $ 3,295,000 $ 219,000 $ 54,000
Lake County Florida 15 $ 3,215,000 $ 214,000 $ 72,000
Manatee County Florida 15 $ 6,895,000 $ 459,000 $ 138,000
Hamilton County Indiana 15 $ 2,885,000 $ 192,000 $ 71,000
Anne Arundel County Maryland 15 $ 5,475,000 $ 365,000 $ 105,000
El Dorado County California 14 $ 5,550,000 $ 396,000 $ 107,000
San Luis Obispo County California 14 $ 7,160,000 $ 511,000 $ 215,000
Boulder County Colorado 14 $ 5,110,000 $ 365,000 $ 191,000
Larimer County Colorado 14 $ 5,050,000 $ 360,000 $ 99,000
District of Columbia County District Of Columbia 14 $ 6,280,000 $ 448,000 $ 97,000
Wayne County Michigan 14 $ 2,740,000 $ 195,000 $ 67,000
Monmouth County New Jersey 14 $ 4,780,000 $ 341,000 $ 91,000
Arapahoe County Colorado 13 $ 4,435,000 $ 341,000 $ 89,000
Marion County Florida 13 $ 1,965,000 $ 151,000 $ 45,000
Frederick County Maryland 13 $ 4,245,000 $ 326,000 $ 66,000
Greenville County South Carolina 13 $ 2,565,000 $ 197,000 $ 68,000
Fort Bend County Texas 13 $ 3,515,000 $ 270,000 $ 110,000
Fairfax County Virginia 13 $ 5,195,000 $ 399,000 $ 114,000
Prince William County Virginia 13 $ 3,955,000 $ 304,000 $ 77,000
Suffolk County Massachusetts 12 $ 5,300,000 $ 441,000 $ 143,000
Olmsted County Minnesota 11 $ 2,585,000 $ 235,000 $ 87,000
Bucks County Pennsylvania 11 $ 2,805,000 $ 255,000 $ 81,000
Pierce County Washington 11 $ 4,365,000 $ 396,000 $ 94,000
Santa Cruz County California 10 $ 4,230,000 $ 423,000 $ 104,000
Hartford County Connecticut 10 $ 2,180,000 $ 218,000 $ 126,000
DeKalb County Georgia 10 $ 1,990,000 $ 199,000 $ 119,000
Kaufman County Texas 10 $ 2,320,000 $ 232,000 $ 187,000
Montgomery County Texas 10 $ 2,520,000 $ 252,000 $ 93,000
Utah County Utah 10 $ 3,290,000 $ 329,000 $ 111,000
Douglas County Colorado 9 $ 3,335,000 $ 370,000 $ 206,000
Marion County Indiana 9 $ 1,415,000 $ 157,000 $ 78,000
Caddo County Louisiana 9 $ 1,625,000 $ 180,000 $ 64,000
York County Maine 9 $ 1,835,000 $ 203,000 $ 74,000
Macomb County Michigan 9 $ 1,725,000 $ 191,000 $ 105,000
Ocean County New Jersey 9 $ 2,285,000 $ 253,000 $ 102,000
Somerset County New Jersey 9 $ 3,335,000 $ 370,000 $ 126,000
Mecklenburg County North Carolina 9 $ 2,075,000 $ 230,000 $ 81,000
Philadelphia County Pennsylvania 9 $ 2,765,000 $ 307,000 $ 125,000
Loudoun County Virginia 9 $ 4,645,000 $ 516,000 $ 135,000
Weld County Colorado 8 $ 3,970,000 $ 496,000 $ 125,000
New Castle County Delaware 8 $ 1,970,000 $ 246,000 $ 300,000
Gwinnett County Georgia 8 $ 2,100,000 $ 262,000 $ 95,000
Kendall County Illinois 8 $ 1,940,000 $ 242,000 $ 95,000
Carroll County Maryland 8 $ 2,740,000 $ 342,000 $ 134,000
Kent County Rhode Island 8 $ 1,640,000 $ 205,000 $ 98,000
Anderson County South Carolina 8 $ 1,460,000 $ 182,000 $ 48,000
Knox County Tennessee 8 $ 1,420,000 $ 177,000 $ 45,000
Cameron County Texas 8 $ 1,400,000 $ 175,000 $ 88,000
Denton County Texas 8 $ 2,360,000 $ 295,000 $ 174,000
Pima County Arizona 7 $ 1,445,000 $ 206,000 $ 45,000
Yavapai County Arizona 7 $ 1,715,000 $ 245,000 $ 150,000
Butte County California 7 $ 1,935,000 $ 276,000 $ 181,000
Calaveras County California 7 $ 2,425,000 $ 346,000 $ 135,000
Humboldt County California 7 $ 2,375,000 $ 339,000 $ 151,000
Denver County Colorado 7 $ 2,205,000 $ 315,000 $ 86,000
Monroe County Florida 7 $ 2,965,000 $ 423,000 $ 83,000
Henry County Georgia 7 $ 3,765,000 $ 537,000 $ 214,000
Livingston County Louisiana 7 $ 1,635,000 $ 233,000 $ 63,000
Harford County Maryland 7 $ 2,005,000 $ 286,000 $ 110,000
Gallatin County Montana 7 $ 3,395,000 $ 485,000 $ 169,000
Warren County New Jersey 7 $ 1,515,000 $ 216,000 $ 50,000
Charleston County South Carolina 7 $ 1,615,000 $ 230,000 $ 76,000
York County South Carolina 7 $ 1,165,000 $ 166,000 $ 49,000
Bexar County Texas 7 $ 2,985,000 $ 426,000 $ 114,000
Brazoria County Texas 7 $ 1,525,000 $ 217,000 $ 36,000
Weber County Utah 7 $ 2,125,000 $ 303,000 $ 77,000
San Benito County California 6 $ 2,440,000 $ 406,000 $ 157,000
New Haven County Connecticut 6 $ 1,720,000 $ 286,000 $ 101,000
Bay County Florida 6 $ 1,280,000 $ 213,000 $ 66,000
Hernando County Florida 6 $ 930,000 $ 155,000 $ 50,000
Hennepin County Minnesota 6 $ 1,750,000 $ 291,000 $ 132,000
Nye County Nevada 6 $ 1,140,000 $ 190,000 $ 79,000
Camden County New Jersey 6 $ 1,430,000 $ 238,000 $ 80,000
Hunterdon County New Jersey 6 $ 1,790,000 $ 298,000 $ 120,000
Travis County Texas 6 $ 1,670,000 $ 278,000 $ 103,000
Wasatch County Utah 6 $ 1,810,000 $ 301,000 $ 76,000
Chelan County Washington 6 $ 1,740,000 $ 290,000 $ 89,000
Mendocino County California 5 $ 1,365,000 $ 273,000 $ 91,000
Napa County California 5 $ 3,275,000 $ 655,000 $ 42,000
Yolo County California 5 $ 1,735,000 $ 347,000 $ 310,000
Fairfield County Connecticut 5 $ 2,025,000 $ 405,000 $ 108,000
New London County Connecticut 5 $ 1,165,000 $ 233,000 $ 67,000
Citrus County Florida 5 $ 1,025,000 $ 205,000 $ 84,000
Santa Rosa County Florida 5 $ 1,085,000 $ 217,000 $ 32,000
St. Johns County Florida 5 $ 1,575,000 $ 315,000 $ 58,000
DeKalb County Illinois 5 $ 1,065,000 $ 213,000 $ 59,000
Orleans County Louisiana 5 $ 1,215,000 $ 243,000 $ 76,000
Wicomico County Maryland 5 $ 885,000 $ 177,000 $ 51,000
Dakota County Minnesota 5 $ 1,695,000 $ 339,000 $ 72,000
Otter Tail County Minnesota 5 $ 1,325,000 $ 265,000 $ 145,000
Sussex County New Jersey 5 $ 1,105,000 $ 221,000 $ 96,000
Multnomah County Oregon 5 $ 1,935,000 $ 387,000 $ 71,000
Washington County Oregon 5 $ 2,215,000 $ 443,000 $ 138,000
Oconee County South Carolina 5 $ 1,065,000 $ 213,000 $ 60,000
Davidson County Tennessee 5 $ 1,465,000 $ 293,000 $ 168,000
Rutherford County Tennessee 5 $ 1,145,000 $ 229,000 $ 52,000
Collin County Texas 5 $ 1,865,000 $ 373,000 $ 51,000
Galveston County Texas 5 $ 2,005,000 $ 401,000 $ 146,000
Davis County Utah 5 $ 1,425,000 $ 285,000 $ 89,000
Thurston County Washington 5 $ 1,265,000 $ 253,000 $ 60,000
Amador County California 4 $ 1,090,000 $ 272,000 $ 75,000
Clay County Florida 4 $ 1,650,000 $ 412,000 $ 88,000
Fulton County Georgia 4 $ 710,000 $ 177,000 $ 59,000
St. Clair County Illinois 4 $ 970,000 $ 242,000 $ 73,000
Bossier County Louisiana 4 $ 1,130,000 $ 282,000 $ 91,000
Calvert County Maryland 4 $ 1,300,000 $ 325,000 $ 149,000
Franklin County Massachusetts 4 $ 830,000 $ 207,000 $ 91,000
Atlantic County New Jersey 4 $ 570,000 $ 142,000 $ 29,000
Santa Fe County New Mexico 4 $ 1,530,000 $ 382,000 $ 119,000
Deschutes County Oregon 4 $ 1,090,000 $ 272,000 $ 40,000
Lancaster County Pennsylvania 4 $ 800,000 $ 200,000 $ 56,000
Newport County Rhode Island 4 $ 1,170,000 $ 292,000 $ 125,000
Williamson County Texas 4 $ 1,300,000 $ 325,000 $ 46,000
Milwaukee County Wisconsin 4 $ 740,000 $ 185,000 $ 110,000
Gila County Arizona 3 $ 385,000 $ 128,000 $ 0
Navajo County Arizona 3 $ 365,000 $ 121,000 $ 55,000
Sutter County California 3 $ 785,000 $ 261,000 $ 88,000
Tuolumne County California 3 $ 785,000 $ 261,000 $ 97,000
Yuba County California 3 $ 835,000 $ 278,000 $ 100,000
Mesa County Colorado 3 $ 845,000 $ 281,000 $ 64,000
Park County Colorado 3 $ 925,000 $ 308,000 $ 34,000
Summit County Colorado 3 $ 1,235,000 $ 411,000 $ 100,000
Martin County Florida 3 $ 1,005,000 $ 335,000 $ 90,000
Nassau County Florida 3 $ 685,000 $ 228,000 $ 69,000
Newton County Georgia 3 $ 495,000 $ 165,000 $ 55,000
Walton County Georgia 3 $ 725,000 $ 241,000 $ 74,000
Winnebago County Illinois 3 $ 525,000 $ 175,000 $ 55,000
Hendricks County Indiana 3 $ 665,000 $ 221,000 $ 79,000
Howard County Maryland 3 $ 775,000 $ 258,000 $ 140,000
St. Mary's County Maryland 3 $ 575,000 $ 191,000 $ 72,000
Washington County Maryland 3 $ 1,025,000 $ 341,000 $ 77,000
Worcester County Maryland 3 $ 635,000 $ 211,000 $ 67,000
Ramsey County Minnesota 3 $ 755,000 $ 251,000 $ 63,000
Washington County Minnesota 3 $ 2,275,000 $ 758,000 $ 280,000
Wilkin County Minnesota 3 $ 375,000 $ 125,000 $ 57,000
Lyon County Nevada 3 $ 595,000 $ 198,000 $ 83,000
Washoe County Nevada 3 $ 1,495,000 $ 498,000 $ 339,000
Jackson County Oregon 3 $ 1,105,000 $ 368,000 $ 53,000
York County Pennsylvania 3 $ 525,000 $ 175,000 $ 74,000
Lancaster County South Carolina 3 $ 545,000 $ 181,000 $ 41,000
Spartanburg County South Carolina 3 $ 425,000 $ 141,000 $ 49,000
Aransas County Texas 3 $ 355,000 $ 118,000 $ 79,000
Guadalupe County Texas 3 $ 1,145,000 $ 381,000 $ 43,000
Summit County Utah 3 $ 1,605,000 $ 535,000 $ 704,000
Chesterfield County Virginia 3 $ 645,000 $ 215,000 $ 53,000
Stafford County Virginia 3 $ 785,000 $ 261,000 $ 19,000
Clark County Washington 3 $ 1,105,000 $ 368,000 $ 289,000
Snohomish County Washington 3 $ 1,055,000 $ 351,000 $ 50,000
Spokane County Washington 3 $ 965,000 $ 321,000 $ 35,000
Yuma County Arizona 2 $ 550,000 $ 275,000 $ 330,000
Inyo County California 2 $ 390,000 $ 195,000 $ 83,000
Kings County California 2 $ 570,000 $ 285,000 $ 65,000
Lake County California 2 $ 460,000 $ 230,000 $ 44,000
Tehama County California 2 $ 490,000 $ 245,000 $ 80,000
Eagle County Colorado 2 $ 1,810,000 $ 905,000 $ 152,000
Elbert County Colorado 2 $ 680,000 $ 340,000 $ 92,000
Sussex County Delaware 2 $ 460,000 $ 230,000 $ 54,000
Columbia County Florida 2 $ 300,000 $ 150,000 $ 66,000
Escambia County Florida 2 $ 390,000 $ 195,000 $ 47,000
Okaloosa County Florida 2 $ 540,000 $ 270,000 $ 31,000
Chatham County Georgia 2 $ 400,000 $ 200,000 $ 87,000
Cherokee County Georgia 2 $ 1,280,000 $ 640,000 $ 81,000
Cobb County Georgia 2 $ 600,000 $ 300,000 $ 0
Douglas County Georgia 2 $ 640,000 $ 320,000 $ 51,000
Effingham County Georgia 2 $ 480,000 $ 240,000 $ 36,000
Fayette County Georgia 2 $ 510,000 $ 255,000 $ 0
Gordon County Georgia 2 $ 400,000 $ 200,000 $ 29,000
Jackson County Georgia 2 $ 470,000 $ 235,000 $ 139,000
Rockdale County Georgia 2 $ 530,000 $ 265,000 $ 132,000
Hawaii County Hawaii 2 $ 880,000 $ 440,000 $ 127,000
Maui County Hawaii 2 $ 1,430,000 $ 715,000 $ 406,000
Boone County Illinois 2 $ 430,000 $ 215,000 $ 57,000
LaSalle County Illinois 2 $ 250,000 $ 125,000 $ 38,000
Ogle County Illinois 2 $ 250,000 $ 125,000 $ 73,000
Lake County Indiana 2 $ 400,000 $ 200,000 $ 45,000
East Baton Rouge County Louisiana 2 $ 340,000 $ 170,000 $ 61,000
Iberville County Louisiana 2 $ 310,000 $ 155,000 $ 40,000
Tangipahoa County Louisiana 2 $ 460,000 $ 230,000 $ 90,000
Piscataquis County Maine 2 $ 340,000 $ 170,000 $ 50,000
Genesee County Michigan 2 $ 290,000 $ 145,000 $ 70,000
Montmorency County Michigan 2 $ 430,000 $ 215,000 $ 54,000
Saginaw County Michigan 2 $ 450,000 $ 225,000 $ 50,000
Fillmore County Minnesota 2 $ 670,000 $ 335,000 $ 93,000
Scott County Minnesota 2 $ 580,000 $ 290,000 $ 70,000
Yellowstone County Montana 2 $ 410,000 $ 205,000 $ 65,000
Merrimack County New Hampshire 2 $ 480,000 $ 240,000 $ 163,000
Cape May County New Jersey 2 $ 410,000 $ 205,000 $ 90,000
Bernalillo County New Mexico 2 $ 590,000 $ 295,000 $ 72,000
Dona Ana County New Mexico 2 $ 230,000 $ 115,000 $ 47,000
Sandoval County New Mexico 2 $ 340,000 $ 170,000 $ 82,000
Taos County New Mexico 2 $ 550,000 $ 275,000 $ 0
Cabarrus County North Carolina 2 $ 550,000 $ 275,000 $ 115,000
Gaston County North Carolina 2 $ 330,000 $ 165,000 $ 53,000
Wake County North Carolina 2 $ 700,000 $ 350,000 $ 140,000
Fairfield County Ohio 2 $ 320,000 $ 160,000 $ 68,000
Hamilton County Ohio 2 $ 340,000 $ 170,000 $ 74,000
Benton County Oregon 2 $ 880,000 $ 440,000 $ 152,000
Coos County Oregon 2 $ 380,000 $ 190,000 $ 69,000
Lane County Oregon 2 $ 690,000 $ 345,000 $ 0
Lincoln County Oregon 2 $ 700,000 $ 350,000 $ 49,000
Allegheny County Pennsylvania 2 $ 330,000 $ 165,000 $ 60,000
Montgomery County Pennsylvania 2 $ 590,000 $ 295,000 $ 26,000
Washington County Rhode Island 2 $ 420,000 $ 210,000 $ 38,000
Chester County South Carolina 2 $ 340,000 $ 170,000 $ 59,000
Dorchester County South Carolina 2 $ 460,000 $ 230,000 $ 86,000
Laurens County South Carolina 2 $ 210,000 $ 105,000 $ 37,000
Cheatham County Tennessee 2 $ 290,000 $ 145,000 $ 46,000
Roane County Tennessee 2 $ 450,000 $ 225,000 $ 73,000
Wayne County Tennessee 2 $ 310,000 $ 155,000 $ 57,000
Williamson County Tennessee 2 $ 840,000 $ 420,000 $ 143,000
Ector County Texas 2 $ 390,000 $ 195,000 $ 72,000
Gregg County Texas 2 $ 310,000 $ 155,000 $ 57,000
Hidalgo County Texas 2 $ 510,000 $ 255,000 $ 129,000
Jefferson County Texas 2 $ 310,000 $ 155,000 $ 128,000
Midland County Texas 2 $ 740,000 $ 370,000 $ 121,000
Webb County Texas 2 $ 310,000 $ 155,000 $ 84,000
Tooele County Utah 2 $ 720,000 $ 360,000 $ 74,000
Washington County Utah 2 $ 430,000 $ 215,000 $ 0
Spotsylvania County Virginia 2 $ 600,000 $ 300,000 $ 61,000
Grant County Washington 2 $ 620,000 $ 310,000 $ 91,000
Kitsap County Washington 2 $ 790,000 $ 395,000 $ 59,000
Yakima County Washington 2 $ 470,000 $ 235,000 $ 16,000
Coconino County Arizona 1 $ 225,000 $ 225,000 $ 0
Glenn County California 1 $ 235,000 $ 235,000 $ 60,000
Mono County California 1 $ 895,000 $ 895,000 $ 720,000
Shasta County California 1 $ 235,000 $ 235,000 $ 34,000
Siskiyou County California 1 $ 285,000 $ 285,000 $ 182,000
Broomfield County Colorado 1 $ 265,000 $ 265,000 $ 45,000
Garfield County Colorado 1 $ 205,000 $ 205,000 $ 73,000
Grand County Colorado 1 $ 235,000 $ 235,000 $ 54,000
Montezuma County Colorado 1 $ 185,000 $ 185,000 $ 290,000
Montrose County Colorado 1 $ 305,000 $ 305,000 $ 85,000
Pitkin County Colorado 1 $ 2,995,000 $ 2,995,000 $ 1,313,000
Pueblo County Colorado 1 $ 195,000 $ 195,000 $ 37,000
Litchfield County Connecticut 1 $ 225,000 $ 225,000 $ 52,000
Middlesex County Connecticut 1 $ 315,000 $ 315,000 $ 114,000
Windham County Connecticut 1 $ 235,000 $ 235,000 $ 66,000
Kent County Delaware 1 $ 295,000 $ 295,000 $ 166,000
Alachua County Florida 1 $ 135,000 $ 135,000 $ 22,000
Flagler County Florida 1 $ 195,000 $ 195,000 $ 90,000
Gadsden County Florida 1 $ 155,000 $ 155,000 $ 48,000
Glades County Florida 1 $ 145,000 $ 145,000 $ 49,000
Highlands County Florida 1 $ 155,000 $ 155,000 $ 26,000
Indian River County Florida 1 $ 205,000 $ 205,000 $ 58,000
Jefferson County Florida 1 $ 235,000 $ 235,000 $ 124,000
Leon County Florida 1 $ 295,000 $ 295,000 $ 0
Levy County Florida 1 $ 275,000 $ 275,000 $ 79,000
Putnam County Florida 1 $ 95,000 $ 95,000 $ 86,000
Sumter County Florida 1 $ 125,000 $ 125,000 $ 25,000
Clarke County Georgia 1 $ 185,000 $ 185,000 $ 134,000
Clayton County Georgia 1 $ 145,000 $ 145,000 $ 35,000
Floyd County Georgia 1 $ 195,000 $ 195,000 $ 60,000
Glynn County Georgia 1 $ 445,000 $ 445,000 $ 0
Houston County Georgia 1 $ 295,000 $ 295,000 $ 0
Liberty County Georgia 1 $ 275,000 $ 275,000 $ 0
Muscogee County Georgia 1 $ 275,000 $ 275,000 $ 0
Paulding County Georgia 1 $ 405,000 $ 405,000 $ 0
Polk County Georgia 1 $ 215,000 $ 215,000 $ 81,000
Carroll County Illinois 1 $ 455,000 $ 455,000 $ 993,000
Champaign County Illinois 1 $ 145,000 $ 145,000 $ 50,000
Jackson County Illinois 1 $ 85,000 $ 85,000 $ 67,000
Jo Daviess County Illinois 1 $ 265,000 $ 265,000 $ 101,000
Macoupin County Illinois 1 $ 165,000 $ 165,000 $ 71,000
Boone County Indiana 1 $ 205,000 $ 205,000 $ 56,000
Harrison County Indiana 1 $ 325,000 $ 325,000 $ 0
Johnson County Indiana 1 $ 205,000 $ 205,000 $ 54,000
Shelby County Indiana 1 $ 205,000 $ 205,000 $ 89,000
St. Joseph County Indiana 1 $ 415,000 $ 415,000 $ 96,000
White County Indiana 1 $ 385,000 $ 385,000 $ 165,000
Bourbon County Kentucky 1 $ 305,000 $ 305,000 $ 0
Hardin County Kentucky 1 $ 235,000 $ 235,000 $ 57,000
Jefferson County Kentucky 1 $ 275,000 $ 275,000 $ 139,000
Spencer County Kentucky 1 $ 305,000 $ 305,000 $ 101,000
Ascension County Louisiana 1 $ 215,000 $ 215,000 $ 71,000
De Soto County Louisiana 1 $ 105,000 $ 105,000 $ 27,000
Iberia County Louisiana 1 $ 165,000 $ 165,000 $ 43,000
Jefferson County Louisiana 1 $ 85,000 $ 85,000 $ 88,000
Ouachita County Louisiana 1 $ 135,000 $ 135,000 $ 52,000
Red River County Louisiana 1 $ 165,000 $ 165,000 $ 32,000
St. Landry County Louisiana 1 $ 195,000 $ 195,000 $ 80,000
Union County Louisiana 1 $ 165,000 $ 165,000 $ 59,000
Webster County Louisiana 1 $ 285,000 $ 285,000 $ 175,000
Cumberland County Maine 1 $ 315,000 $ 315,000 $ 91,000
Caroline County Maryland 1 $ 115,000 $ 115,000 $ 28,000
Cecil County Maryland 1 $ 345,000 $ 345,000 $ 83,000
Dorchester County Maryland 1 $ 235,000 $ 235,000 $ 114,000
Somerset County Maryland 1 $ 145,000 $ 145,000 $ 0
Talbot County Maryland 1 $ 275,000 $ 275,000 $ 85,000
Charlevoix County Michigan 1 $ 235,000 $ 235,000 $ 103,000
Emmet County Michigan 1 $ 255,000 $ 255,000 $ 0
Gratiot County Michigan 1 $ 95,000 $ 95,000 $ 34,000
Jackson County Michigan 1 $ 155,000 $ 155,000 $ 44,000
Lapeer County Michigan 1 $ 135,000 $ 135,000 $ 44,000
Lenawee County Michigan 1 $ 175,000 $ 175,000 $ 46,000
Livingston County Michigan 1 $ 135,000 $ 135,000 $ 64,000
Muskegon County Michigan 1 $ 155,000 $ 155,000 $ 46,000
Newaygo County Michigan 1 $ 115,000 $ 115,000 $ 50,000
Ottawa County Michigan 1 $ 285,000 $ 285,000 $ 0
Roscommon County Michigan 1 $ 165,000 $ 165,000 $ 31,000
Anoka County Minnesota 1 $ 295,000 $ 295,000 $ 0
Becker County Minnesota 1 $ 255,000 $ 255,000 $ 53,000
Carver County Minnesota 1 $ 235,000 $ 235,000 $ 114,000
Clay County Minnesota 1 $ 135,000 $ 135,000 $ 39,000
Grant County Minnesota 1 $ 85,000 $ 85,000 $ 37,000
Sherburne County Minnesota 1 $ 395,000 $ 395,000 $ 79,000
St. Louis County Minnesota 1 $ 495,000 $ 495,000 $ 0
Steele County Minnesota 1 $ 215,000 $ 215,000 $ 0
Wright County Minnesota 1 $ 355,000 $ 355,000 $ 78,000
Flathead County Montana 1 $ 175,000 $ 175,000 $ 57,000
Douglas County Nevada 1 $ 355,000 $ 355,000 $ 919,000
Hillsborough County New Hampshire 1 $ 195,000 $ 195,000 $ 39,000
Cumberland County New Jersey 1 $ 125,000 $ 125,000 $ 0
Gloucester County New Jersey 1 $ 245,000 $ 245,000 $ 56,000
Salem County New Jersey 1 $ 115,000 $ 115,000 $ 31,000
Lea County New Mexico 1 $ 335,000 $ 335,000 $ 102,000
Rio Arriba County New Mexico 1 $ 215,000 $ 215,000 $ 261,000
Cumberland County North Carolina 1 $ 165,000 $ 165,000 $ 80,000
Guilford County North Carolina 1 $ 465,000 $ 465,000 $ 100,000
Nash County North Carolina 1 $ 215,000 $ 215,000 $ 44,000
Perquimans County North Carolina 1 $ 115,000 $ 115,000 $ 37,000
Union County North Carolina 1 $ 805,000 $ 805,000 $ 450,000
Wayne County North Carolina 1 $ 165,000 $ 165,000 $ 48,000
Auglaize County Ohio 1 $ 205,000 $ 205,000 $ 88,000
Cuyahoga County Ohio 1 $ 195,000 $ 195,000 $ 52,000
Delaware County Ohio 1 $ 345,000 $ 345,000 $ 168,000
Franklin County Ohio 1 $ 195,000 $ 195,000 $ 52,000
Lake County Ohio 1 $ 225,000 $ 225,000 $ 105,000
Warren County Ohio 1 $ 335,000 $ 335,000 $ 157,000
Wayne County Ohio 1 $ 95,000 $ 95,000 $ 70,000
Clackamas County Oregon 1 $ 845,000 $ 845,000 $ 287,000
Clatsop County Oregon 1 $ 195,000 $ 195,000 $ 67,000
Columbia County Oregon 1 $ 355,000 $ 355,000 $ 68,000
Josephine County Oregon 1 $ 245,000 $ 245,000 $ 0
Linn County Oregon 1 $ 255,000 $ 255,000 $ 0
Marion County Oregon 1 $ 295,000 $ 295,000 $ 98,000
Yamhill County Oregon 1 $ 505,000 $ 505,000 $ 145,000
Butler County Pennsylvania 1 $ 175,000 $ 175,000 $ 103,000
Chester County Pennsylvania 1 $ 155,000 $ 155,000 $ 120,000
Northampton County Pennsylvania 1 $ 445,000 $ 445,000 $ 126,000
Bristol County Rhode Island 1 $ 325,000 $ 325,000 $ 99,000
Abbeville County South Carolina 1 $ 155,000 $ 155,000 $ 83,000
Aiken County South Carolina 1 $ 155,000 $ 155,000 $ 128,000
Beaufort County South Carolina 1 $ 235,000 $ 235,000 $ 78,000
Berkeley County South Carolina 1 $ 245,000 $ 245,000 $ 61,000
Horry County South Carolina 1 $ 265,000 $ 265,000 $ 72,000
Pickens County South Carolina 1 $ 155,000 $ 155,000 $ 44,000
Richland County South Carolina 1 $ 155,000 $ 155,000 $ 42,000
Bedford County Tennessee 1 $ 135,000 $ 135,000 $ 51,000
Blount County Tennessee 1 $ 135,000 $ 135,000 $ 126,000
Cannon County Tennessee 1 $ 185,000 $ 185,000 $ 44,000
Cumberland County Tennessee 1 $ 415,000 $ 415,000 $ 140,000
DeKalb County Tennessee 1 $ 195,000 $ 195,000 $ 36,000
Henry County Tennessee 1 $ 145,000 $ 145,000 $ 103,000
Overton County Tennessee 1 $ 125,000 $ 125,000 $ 40,000
Shelby County Tennessee 1 $ 215,000 $ 215,000 $ 65,000
Sumner County Tennessee 1 $ 505,000 $ 505,000 $ 106,000
Tipton County Tennessee 1 $ 225,000 $ 225,000 $ 78,000
Van Buren County Tennessee 1 $ 255,000 $ 255,000 $ 165,000
Comal County Texas 1 $ 265,000 $ 265,000 $ 96,000
Hunt County Texas 1 $ 235,000 $ 235,000 $ 0
Johnson County Texas 1 $ 265,000 $ 265,000 $ 126,000
Medina County Texas 1 $ 455,000 $ 455,000 $ 0
Potter County Texas 1 $ 105,000 $ 105,000 $ 112,000
Randall County Texas 1 $ 505,000 $ 505,000 $ 200,000
Box Elder County Utah 1 $ 225,000 $ 225,000 $ 41,000
Emery County Utah 1 $ 165,000 $ 165,000 $ 39,000
Iron County Utah 1 $ 195,000 $ 195,000 $ 53,000
Kane County Utah 1 $ 365,000 $ 365,000 $ 140,000
Chesapeake County Virginia 1 $ 165,000 $ 165,000 $ 98,000
Culpeper County Virginia 1 $ 375,000 $ 375,000 $ 0
Fauquier County Virginia 1 $ 295,000 $ 295,000 $ 169,000
Fluvanna County Virginia 1 $ 185,000 $ 185,000 $ 48,000
Frederick County Virginia 1 $ 205,000 $ 205,000 $ 31,000
Henrico County Virginia 1 $ 345,000 $ 345,000 $ 0
Manassas County Virginia 1 $ 235,000 $ 235,000 $ 157,000
Manassas Park County Virginia 1 $ 215,000 $ 215,000 $ 164,000
Northampton County Virginia 1 $ 255,000 $ 255,000 $ 197,000
Orange County Virginia 1 $ 315,000 $ 315,000 $ 98,000
Rockingham County Virginia 1 $ 205,000 $ 205,000 $ 86,000
Shenandoah County Virginia 1 $ 205,000 $ 205,000 $ 127,000
Virginia Beach County Virginia 1 $ 345,000 $ 345,000 $ 0
Asotin County Washington 1 $ 145,000 $ 145,000 $ 49,000
Benton County Washington 1 $ 215,000 $ 215,000 $ 178,000
Clallam County Washington 1 $ 365,000 $ 365,000 $ 0
Franklin County Washington 1 $ 265,000 $ 265,000 $ 67,000
Grays Harbor County Washington 1 $ 235,000 $ 235,000 $ 76,000
Klickitat County Washington 1 $ 95,000 $ 95,000 $ 109,000
Lewis County Washington 1 $ 305,000 $ 305,000 $ 88,000
Lincoln County Washington 1 $ 155,000 $ 155,000 $ 47,000
Okanogan County Washington 1 $ 505,000 $ 505,000 $ 160,000
Wahkiakum County Washington 1 $ 195,000 $ 195,000 $ 48,000
Door County Wisconsin 1 $ 265,000 $ 265,000 $ 569,000
Jefferson County Wisconsin 1 $ 185,000 $ 185,000 $ 0

Mortgage Loan Application Detail Totals for Ocmbc, Inc. in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,484 $1,523,100,000 $339,000 $2,765,000 $109,000 $6,900,000
Refinancing 3,924 $1,502,980,000 $383,000 $15,005,000 $127,000 $4,277,000
Cash-out Refinancing 3,020 $1,146,260,000 $379,000 $3,005,000 $125,000 $8,571,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 4,413 $1,456,245,000 $329,000 $3,555,000 $95,000 $6,900,000
White 3,596 $1,404,310,000 $390,000 $15,005,000 $144,000 $8,571,000
Not Provided 1,472 $633,930,000 $430,000 $2,995,000 $144,000 $2,510,000
Black or African American 1,208 $364,740,000 $301,000 $2,105,000 $88,000 $3,132,000
Asian 667 $287,335,000 $430,000 $2,455,000 $157,000 $1,419,000
Native Hawaiian or Other Pacific Islander 36 $11,650,000 $323,000 $625,000 $86,000 $310,000
American Indian or Alaskan Native 24 $7,720,000 $321,000 $675,000 $138,000 $627,000
Not applicable 2 $1,030,000 $515,000 $525,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,389 $2,914,175,000 $394,000 $15,005,000 $146,000 $8,571,000
FHA-insured (Federal Housing Administration) 3,380 $1,021,470,000 $302,000 $915,000 $75,000 $6,900,000
VA-guaranteed (Veterans Administration) 593 $221,415,000 $373,000 $1,955,000 $58,000 $442,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 66 $15,280,000 $231,000 $465,000 $65,000 $169,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,835 $2,379,415,000 $348,000 $3,555,000 $115,000 $2,849,000
Application Denied By Financial Institution 2,903 $1,161,385,000 $400,000 $15,005,000 $136,000 $8,571,000
Application Approved But Not Accepted 836 $333,980,000 $399,000 $3,705,000 $127,000 $4,012,000
File Closed For Incompleteness 439 $165,625,000 $377,000 $2,995,000 $106,000 $1,541,000
Application Withdrawn By Applicant 415 $131,935,000 $317,000 $1,335,000 $86,000 $891,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,525 $3,010,955,000 $353,000 $3,705,000 $114,000 $4,012,000
Credit Application Incomplete 1,526 $569,380,000 $373,000 $2,955,000 $135,000 $8,571,000
Other 504 $243,690,000 $483,000 $2,995,000 $189,000 $2,596,000
Debt-To-Income Ratio 379 $157,235,000 $414,000 $15,005,000 $95,000 $4,277,000
Credit History 173 $65,105,000 $376,000 $3,005,000 $107,000 $1,062,000
Collateral 122 $51,260,000 $420,000 $2,985,000 $139,000 $1,105,000
Unverifiable Information 108 $40,240,000 $372,000 $2,005,000 $111,000 $804,000
Employment History 55 $20,455,000 $371,000 $1,435,000 $134,000 $654,000
Insufficient Cash (Downpayment, Closing Cost) 36 $14,020,000 $389,000 $905,000 $127,000 $361,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ocmbc, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ocmbc, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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