Hic-Star Corp. Fka Ampro Mtg. Mortgage Lending & HMDA Data, 2005
In 2005, Hic-Star Corp. Fka Ampro Mtg. of Santa Ana, CA reported 18,749 mortgage applications totaling $3.7 billion, down 6% from 2004. The average application was for $198,755, and applicants reported an average income of $78,539. 56% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (1,185), Los Angeles-Long Beach-Glendale, CA (1,059) and Dallas-Plano-Irving, TX (1,044) (applications in parentheses).
| Mortgage Company & Address | Hic-Star Corp. Fka Ampro Mtg. 400 N Tustin Ave #100 Santa Ana, CA 92705 |
| Federal Regulator | * available with data download |
| Years | 2005 2004 |
| Total Number of Mortgage Applications | 18,749 |
| Total Mortgage Loan Application Amount | $3,726,473,000 |
| Average Mortgage Loan Application Amount | $198,755 |
| Highest Mortgage Loan Application Amount | $1,652,000 |
| Average Applicant Income | $78,539 |
| Highest Applicant Income | $1,692,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Hic-Star Corp. Fka Ampro Mtg. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Hic-Star Corp. Fka Ampro Mtg. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 10,504 | $1,892,225,000 | $155,452 | $1,652,000 | $67,880 | $1,692,000 |
| Refinancing | 7,995 | $1,767,629,000 | $174,166 | $1,490,000 | $72,357 | $960,000 |
| Home Improvement | 250 | $66,619,000 | $212,714 | $1,224,000 | $78,619 | $480,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,074 | $2,013,422,000 | $172,466 | $1,652,000 | $74,844 | $1,692,000 |
| Hispanic | 3,447 | $658,500,000 | $145,727 | $1,144,000 | $54,909 | $895,000 |
| Black or African American | 2,149 | $325,452,000 | $153,500 | $1,000,000 | $60,535 | $696,000 |
| Asian | 1,507 | $425,287,000 | $193,777 | $1,199,000 | $95,814 | $571,000 |
| Not Provided | 1,385 | $256,785,000 | $140,230 | $1,300,000 | $62,282 | $583,000 |
| Native Hawaiian or Other Pacific Islander | 102 | $30,368,000 | $229,923 | $816,000 | $79,461 | $240,000 |
| American Indian or Alaskan Native | 77 | $14,994,000 | $141,384 | $932,000 | $64,692 | $341,000 |
| Not applicable | 8 | $1,665,000 | $228,200 | $451,000 | $13,800 | $58,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 16,819 | $3,507,598,000 | $165,217 | $1,652,000 | $71,152 | $1,692,000 |
| FHA-insured (Federal Housing Administration) | 1,677 | $182,173,000 | $126,518 | $305,000 | $44,111 | $523,000 |
| VA-guaranteed (Veterans Administration) | 253 | $36,702,000 | $148,000 | $346,000 | $53,736 | $161,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,511 | $2,183,536,000 | $168,219 | $1,475,000 | $72,341 | $1,000,000 |
| Application Denied By Financial Institution | 5,080 | $975,248,000 | $152,000 | $1,652,000 | $68,048 | $1,692,000 |
| Application Approved But Not Accepted | 2,551 | $452,904,000 | $152,263 | $1,225,000 | $61,763 | $720,000 |
| Application Withdrawn By Applicant | 487 | $93,952,000 | $171,387 | $1,280,000 | $82,612 | $523,000 |
| File Closed For Incompleteness | 50 | $9,186,000 | $176,312 | $594,000 | $64,062 | $299,000 |
| Preapproval Denied by Financial Institution | 41 | $6,085,000 | $148,000 | $448,000 | $28,000 | $150,000 |
| Preapproval Approved but not Accepted | 23 | $3,626,000 | $157,000 | $501,000 | $68,000 | $169,000 |
| Loan Purchased By The Institution | 6 | $1,936,000 | $339,800 | $600,000 | $11,800 | $56,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 665 | $113,920,000 | $154,923 | $910,000 | $60,230 | $496,000 |
| Other | 645 | $130,777,000 | $161,888 | $1,000,000 | $82,259 | $696,000 |
| Unverifiable Information | 522 | $138,862,000 | $175,800 | $1,000,000 | $81,300 | $696,000 |
| Collateral | 366 | $85,500,000 | $206,240 | $1,652,000 | $93,640 | $1,692,000 |
| Debt-To-Income Ratio | 348 | $63,853,000 | $148,043 | $1,396,000 | $48,695 | $446,000 |
| Credit Application Incomplete | 297 | $60,007,000 | $157,409 | $1,130,000 | $67,909 | $600,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 87 | $16,623,000 | $186,230 | $875,000 | $68,230 | $540,000 |
| Employment History | 66 | $17,381,000 | $207,400 | $1,490,000 | $73,866 | $450,000 |
| Mortgage Insurance Denied | 1 | $107,000 | $107,000 | $107,000 | $124,000 | $124,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hic-Star Corp. Fka Ampro Mtg.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hic-Star Corp. Fka Ampro Mtg.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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