Highlands Residential Mortgage, Ltd. Mortgage Lending & HMDA Data, 2025
In 2025, Highlands Residential Mortgage, Ltd. of Allen, TX reported 9,523 mortgage applications totaling $3.2 billion, down 2% from 2024. The average application was for $339,404, and applicants reported an average income of $154,069. 74% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Dallas-Plano-Irving, TX (1,429), Fort Worth-Arlington, TX (658) and Winston-Salem, NC (472) (applications in parentheses).
| Mortgage Company & Address | Highlands Residential Mortgage, Ltd. 950 W Bethany Dr Ste 800 Allen, TX 75013 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 9,523 |
| Total Mortgage Loan Application Amount | $3,232,145,000 |
| Average Mortgage Loan Application Amount | $339,404 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $154,069 |
| Highest Applicant Income | $5,554,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Highlands Residential Mortgage, Ltd. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 1,479 | $ 412,655,000 | $ 279,009 | $ 130,872 |
| Dallas-Plano-Irving, TX | 1,429 | $ 625,885,000 | $ 437,988 | $ 207,000 |
| Fort Worth-Arlington, TX | 658 | $ 240,240,000 | $ 365,106 | $ 157,000 |
| Winston-Salem, NC | 472 | $ 122,900,000 | $ 260,381 | $ 118,000 |
| Houston-The Woodlands-Sugar Land, TX | 461 | $ 152,625,000 | $ 331,073 | $ 164,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 336 | $ 150,350,000 | $ 447,470 | $ 192,000 |
| Greensboro-High Point, NC | 325 | $ 107,075,000 | $ 329,461 | $ 147,000 |
| Midland, TX | 313 | $ 98,435,000 | $ 314,488 | $ 167,000 |
| Chattanooga, TN-GA | 260 | $ 81,370,000 | $ 312,961 | $ 125,630 |
| Fort Smith, AR-OK | 247 | $ 47,015,000 | $ 190,344 | $ 84,546 |
| Charlotte-Concord-Gastonia, NC-SC | 229 | $ 80,355,000 | $ 350,895 | $ 140,248 |
| Hickory-Lenoir-Morganton, NC | 201 | $ 39,335,000 | $ 195,696 | $ 87,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 197 | $ 60,055,000 | $ 304,847 | $ 140,000 |
| San Antonio-New Braunfels, TX | 162 | $ 53,830,000 | $ 332,283 | $ 146,000 |
| Idaho Falls, ID | 132 | $ 37,950,000 | $ 287,500 | $ 110,000 |
| Austin-Round Rock, TX | 121 | $ 56,995,000 | $ 471,033 | $ 245,000 |
| Little Rock-North Little Rock-Conway, AR | 118 | $ 27,350,000 | $ 231,779 | $ 118,000 |
| Denver-Aurora-Lakewood, CO | 105 | $ 56,425,000 | $ 537,380 | $ 203,000 |
| Brownsville-Harlingen, TX | 101 | $ 27,485,000 | $ 272,128 | $ 189,000 |
| Indianapolis-Carmel-Anderson, IN | 100 | $ 34,250,000 | $ 342,500 | $ 162,000 |
| Las Vegas-Henderson-Paradise, NV | 94 | $ 36,440,000 | $ 387,659 | $ 122,000 |
| Texarkana, TX-AR | 94 | $ 20,060,000 | $ 213,404 | $ 94,053 |
| Asheville, NC | 84 | $ 27,400,000 | $ 326,190 | $ 114,000 |
| Warren-Troy-Farmington Hills, MI | 84 | $ 28,920,000 | $ 344,285 | $ 149,000 |
| Seattle-Bellevue-Everett, WA | 80 | $ 51,210,000 | $ 640,125 | $ 253,000 |
| Odessa, TX | 76 | $ 19,810,000 | $ 260,657 | $ 113,000 |
| Wilmington, NC | 70 | $ 22,770,000 | $ 325,285 | $ 147,000 |
| Burlington, NC | 61 | $ 24,085,000 | $ 394,836 | $ 152,000 |
| Tyler, TX | 59 | $ 20,515,000 | $ 347,711 | $ 140,000 |
| Lake Charles, LA | 54 | $ 9,500,000 | $ 175,925 | $ 84,000 |
| Sherman-Denison, TX | 54 | $ 21,870,000 | $ 405,000 | $ 163,000 |
| Cape Coral-Fort Myers, FL | 52 | $ 15,920,000 | $ 306,153 | $ 124,000 |
| Prescott Valley-Prescott, AZ | 48 | $ 16,320,000 | $ 340,000 | $ 121,000 |
| Everett, WA | 46 | $ 24,220,000 | $ 526,521 | $ 156,000 |
| Baltimore-Columbia-Towson, MD | 44 | $ 14,370,000 | $ 326,590 | $ 178,000 |
| Washington, DC-MD | 39 | $ 15,515,000 | $ 397,820 | $ 136,923 |
| Killeen-Temple, TX | 37 | $ 9,955,000 | $ 269,054 | $ 110,000 |
| Miami-Miami Beach-Kendall, FL | 36 | $ 14,900,000 | $ 413,888 | $ 217,000 |
| San Angelo, TX | 34 | $ 8,610,000 | $ 253,235 | $ 98,000 |
| Arlington-Alexandria-Reston, VA-WV | 31 | $ 19,005,000 | $ 613,064 | $ 202,000 |
| Jonesboro, AR | 30 | $ 5,890,000 | $ 196,333 | $ 86,000 |
| Longview, TX | 29 | $ 6,495,000 | $ 223,965 | $ 113,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 29 | $ 18,785,000 | $ 647,758 | $ 397,000 |
| Corpus Christi, TX | 28 | $ 7,990,000 | $ 285,357 | $ 142,000 |
| Raleigh, NC | 27 | $ 11,265,000 | $ 417,222 | $ 190,000 |
| Detroit-Dearborn-Livonia, MI | 25 | $ 5,415,000 | $ 216,600 | $ 113,000 |
| Hot Springs, AR | 25 | $ 4,055,000 | $ 162,200 | $ 105,000 |
| Baton Rouge, LA | 24 | $ 6,300,000 | $ 262,500 | $ 159,000 |
| Bremerton-Silverdale, WA | 24 | $ 11,860,000 | $ 494,166 | $ 152,000 |
| Memphis, TN-MS-AR | 23 | $ 3,285,000 | $ 142,826 | $ 155,869 |
| Tampa, FL | 22 | $ 6,000,000 | $ 272,727 | $ 88,000 |
| Spartanburg, SC | 20 | $ 4,600,000 | $ 230,000 | $ 88,000 |
| McAllen-Edinburg-Mission, TX | 19 | $ 4,105,000 | $ 216,052 | $ 95,000 |
| Clarksville, TN-KY | 18 | $ 5,760,000 | $ 320,000 | $ 102,000 |
| Marietta, GA | 18 | $ 7,350,000 | $ 408,333 | $ 134,000 |
| Beaumont-Port Arthur, TX | 16 | $ 3,950,000 | $ 246,875 | $ 80,000 |
| Coeur D'Alene, ID | 16 | $ 7,930,000 | $ 495,625 | $ 160,000 |
| Knoxville, TN | 16 | $ 5,930,000 | $ 370,625 | $ 115,000 |
| Waco, TX | 15 | $ 4,165,000 | $ 277,666 | $ 102,000 |
| Atlanta-Sandy Springs-Roswell, GA | 14 | $ 3,870,000 | $ 276,428 | $ 135,000 |
| Boulder, CO | 14 | $ 9,040,000 | $ 645,714 | $ 413,000 |
| Cleveland, TN | 14 | $ 3,090,000 | $ 220,714 | $ 80,000 |
| Lubbock, TX | 14 | $ 2,740,000 | $ 195,714 | $ 114,000 |
| Tacoma-Lakewood, WA | 14 | $ 6,680,000 | $ 477,142 | $ 152,000 |
| Pocatello, ID | 13 | $ 3,595,000 | $ 276,538 | $ 109,000 |
| Ann Arbor, MI | 11 | $ 3,535,000 | $ 321,363 | $ 166,000 |
| Flint, MI | 11 | $ 2,085,000 | $ 189,545 | $ 98,000 |
| Oklahoma City, OK | 11 | $ 2,615,000 | $ 237,727 | $ 88,000 |
| Phoenix-Mesa-Scottsdale, AZ | 11 | $ 4,305,000 | $ 391,363 | $ 177,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 10 | $ 5,120,000 | $ 512,000 | $ 265,000 |
| Lansing-East Lansing, MI | 10 | $ 3,000,000 | $ 300,000 | $ 115,000 |
| Olympia-Tumwater, WA | 10 | $ 4,290,000 | $ 429,000 | $ 223,000 |
| Toledo, OH | 10 | $ 1,800,000 | $ 180,000 | $ 133,000 |
| Fayetteville, NC | 9 | $ 2,865,000 | $ 318,333 | $ 102,000 |
| College Station-Bryan, TX | 8 | $ 2,260,000 | $ 282,500 | $ 232,000 |
| St. Louis, MO-IL | 8 | $ 1,360,000 | $ 170,000 | $ 102,125 |
| Washington-Baltimore-Arlington, DC | 8 | $ 2,570,000 | $ 321,250 | $ 153,000 |
| Dalton, GA | 7 | $ 1,795,000 | $ 256,428 | $ 82,000 |
| Durham-Chapel Hill, NC | 7 | $ 3,075,000 | $ 439,285 | $ 157,000 |
| Fort Collins, CO | 7 | $ 3,535,000 | $ 505,000 | $ 284,000 |
| Greenville-Anderson-Mauldin, SC | 7 | $ 2,575,000 | $ 367,857 | $ 107,000 |
| Kansas City, MO-KS | 7 | $ 2,885,000 | $ 412,142 | $ 178,285 |
| Kennewick-Richland, WA | 7 | $ 2,555,000 | $ 365,000 | $ 146,000 |
| Spokane-Spokane Valley, WA | 7 | $ 2,475,000 | $ 353,571 | $ 134,000 |
| Cleveland, OH | 6 | $ 650,000 | $ 108,333 | $ 159,000 |
| Crestview-Fort Walton Beach-Destin, FL | 6 | $ 8,320,000 | $ 1,386,666 | $ 849,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 6 | $ 1,660,000 | $ 276,666 | $ 112,000 |
| Abilene, TX | 5 | $ 1,055,000 | $ 211,000 | $ 237,000 |
| Monroe, MI | 5 | $ 795,000 | $ 159,000 | $ 81,000 |
| Orlando-Kissimmee-Sanford, FL | 5 | $ 1,725,000 | $ 345,000 | $ 141,000 |
| Port St. Lucie, FL | 5 | $ 1,825,000 | $ 365,000 | $ 115,000 |
| Springfield, MO | 5 | $ 1,035,000 | $ 207,000 | $ 102,000 |
| Tulsa, OK | 5 | $ 1,245,000 | $ 249,000 | $ 111,000 |
| Anaheim-Santa Ana-Irvine, CA | 4 | $ 2,700,000 | $ 675,000 | $ 160,000 |
| Charleston-North Charleston, SC | 4 | $ 1,200,000 | $ 300,000 | $ 117,000 |
| Columbia, SC | 4 | $ 900,000 | $ 225,000 | $ 116,000 |
| El Paso, TX | 4 | $ 760,000 | $ 190,000 | $ 76,000 |
| Greeley, CO | 4 | $ 1,760,000 | $ 440,000 | $ 162,000 |
| Jacksonville, NC | 4 | $ 520,000 | $ 130,000 | $ 183,000 |
| Lafayette, LA | 4 | $ 1,060,000 | $ 265,000 | $ 99,000 |
| Monroe, LA | 4 | $ 700,000 | $ 175,000 | $ 267,000 |
| Naples-Immokalee-Marco Island, FL | 4 | $ 2,030,000 | $ 507,500 | $ 180,000 |
| Reno, NV | 4 | $ 2,150,000 | $ 537,500 | $ 470,000 |
| St. Petersburg-Clearwater-Largo, FL | 4 | $ 1,310,000 | $ 327,500 | $ 415,000 |
| Amarillo, TX | 3 | $ 575,000 | $ 191,666 | $ 144,000 |
| Bellingham, WA | 3 | $ 1,345,000 | $ 448,333 | $ 181,000 |
| Birmingham-Hoover, AL | 3 | $ 1,415,000 | $ 471,666 | $ 162,000 |
| Bowling Green, KY | 3 | $ 405,000 | $ 135,000 | $ 127,000 |
| Colorado Springs, CO | 3 | $ 1,215,000 | $ 405,000 | $ 117,000 |
| Eugene, OR | 3 | $ 1,465,000 | $ 488,333 | $ 173,000 |
| Jackson, MI | 3 | $ 575,000 | $ 191,666 | $ 80,000 |
| Joplin, MO | 3 | $ 695,000 | $ 231,666 | $ 138,000 |
| Lake Havasu City-Kingman, AZ | 3 | $ 1,135,000 | $ 378,333 | $ 230,000 |
| Longview, WA | 3 | $ 1,095,000 | $ 365,000 | $ 136,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 1,445,000 | $ 481,666 | $ 137,000 |
| Muncie, IN | 3 | $ 1,175,000 | $ 391,666 | $ 140,000 |
| Santa Fe, NM | 3 | $ 2,165,000 | $ 721,666 | $ 453,000 |
| Savannah, GA | 3 | $ 955,000 | $ 318,333 | $ 94,000 |
| Wenatchee, WA | 3 | $ 1,215,000 | $ 405,000 | $ 180,000 |
| Albuquerque, NM | 2 | $ 990,000 | $ 495,000 | $ 346,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 590,000 | $ 295,000 | $ 102,000 |
| Brunswick, GA | 2 | $ 670,000 | $ 335,000 | $ 104,000 |
| Daphne-Fairhope-Foley, AL | 2 | $ 780,000 | $ 390,000 | $ 155,000 |
| Dayton-Springfield-Kettering, OH | 2 | $ 230,000 | $ 115,000 | $ 99,000 |
| Harrisonburg, VA | 2 | $ 410,000 | $ 205,000 | $ 133,000 |
| Huntsville, AL | 2 | $ 390,000 | $ 195,000 | $ 75,000 |
| Jacksonville, FL | 2 | $ 570,000 | $ 285,000 | $ 309,000 |
| Lakeland-Winter Haven, FL | 2 | $ 540,000 | $ 270,000 | $ 79,000 |
| Midland, MI | 2 | $ 390,000 | $ 195,000 | $ 61,000 |
| Montgomery, AL | 2 | $ 130,000 | $ 65,000 | $ 105,000 |
| North Port-Sarasota-Bradenton, FL | 2 | $ 840,000 | $ 420,000 | $ 447,000 |
| Oakland-Hayward-Berkeley, CA | 2 | $ 1,350,000 | $ 675,000 | $ 515,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 790,000 | $ 395,000 | $ 320,000 |
| Panama City, FL | 2 | $ 360,000 | $ 180,000 | $ 59,000 |
| Pinehurst-Southern Pines, NC | 2 | $ 1,300,000 | $ 650,000 | $ 399,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 2 | $ 720,000 | $ 360,000 | $ 82,000 |
| Richmond, VA | 2 | $ 540,000 | $ 270,000 | $ 88,000 |
| Roanoke, VA | 2 | $ 510,000 | $ 255,000 | $ 130,000 |
| Shreveport-Bossier City, LA | 2 | $ 600,000 | $ 300,000 | $ 186,000 |
| Sierra Vista-Douglas, AZ | 2 | $ 820,000 | $ 410,000 | $ 106,000 |
| Traverse City, MI | 2 | $ 510,000 | $ 255,000 | $ 102,000 |
| Twin Falls, ID | 2 | $ 270,000 | $ 135,000 | $ 64,000 |
| Victoria, TX | 2 | $ 1,220,000 | $ 610,000 | $ 262,000 |
| Wichita Falls, TX | 2 | $ 210,000 | $ 105,000 | $ 88,000 |
| Athens-Clarke County, GA | 1 | $ 355,000 | $ 355,000 | $ 150,000 |
| Cambridge-Newton-Framingham, MA | 1 | $ 755,000 | $ 755,000 | $ 250,000 |
| Canton-Massillon, OH | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 355,000 | $ 355,000 | $ 80,000 |
| Charlottesville, VA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Cincinnati, OH-KY-IN | 1 | $ 355,000 | $ 355,000 | $ 219,000 |
| Columbus, IN | 1 | $ 225,000 | $ 225,000 | $ 318,000 |
| Columbus, OH | 1 | $ 265,000 | $ 265,000 | $ 139,000 |
| Flagstaff, AZ | 1 | $ 455,000 | $ 455,000 | $ 84,000 |
| Fresno, CA | 1 | $ 635,000 | $ 635,000 | $ 231,000 |
| Hammond, LA | 1 | $ 265,000 | $ 265,000 | $ 116,000 |
| Homosassa Springs, FL | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 625,000 | $ 625,000 | $ 279,000 |
| Janesville-Beloit, WI | 1 | $ 435,000 | $ 435,000 | $ 102,000 |
| Kokomo, IN | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Lafayette-West Lafayette, IN | 1 | $ 305,000 | $ 305,000 | $ 87,000 |
| Lexington Park, MD | 1 | $ 555,000 | $ 555,000 | $ 213,000 |
| Macon-Bibb County, GA | 1 | $ 195,000 | $ 195,000 | $ 206,000 |
| Montgomery County-Bucks County-Chester County, PA | 1 | $ 255,000 | $ 255,000 | $ 319,000 |
| New Orleans-Metairie, LA | 1 | $ 325,000 | $ 325,000 | $ 114,000 |
| Newark, NJ-PA | 1 | $ 685,000 | $ 685,000 | $ 153,000 |
| Ocala, FL | 1 | $ 645,000 | $ 645,000 | $ 146,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 285,000 | $ 285,000 | $ 130,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Philadelphia, PA | 1 | $ 405,000 | $ 405,000 | $ 182,000 |
| Punta Gorda, FL | 1 | $ 155,000 | $ 155,000 | $ 622,000 |
| Riverside-San Bernardino-Ontario, CA | 1 | $ 585,000 | $ 585,000 | $ 248,000 |
| Rocky Mount, NC | 1 | $ 195,000 | $ 195,000 | $ 40,000 |
| Saginaw, MI | 1 | $ 95,000 | $ 95,000 | $ 98,000 |
| San Rafael, CA | 1 | $ 1,755,000 | $ 1,755,000 | $ 500,000 |
| Sandusky, OH | 1 | $ 355,000 | $ 355,000 | $ 85,000 |
| Sebastian-Vero Beach, FL | 1 | $ 505,000 | $ 505,000 | $ 311,000 |
| St. George, UT | 1 | $ 625,000 | $ 625,000 | $ 350,000 |
| Stockton-Lodi, CA | 1 | $ 705,000 | $ 705,000 | $ 250,000 |
| Sumter, SC | 1 | $ 285,000 | $ 285,000 | $ 67,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 895,000 | $ 895,000 | $ 156,000 |
| Walla Walla, WA | 1 | $ 605,000 | $ 605,000 | $ 230,000 |
| Wichita, KS | 1 | $ 525,000 | $ 525,000 | $ 347,000 |
| Yakima, WA | 1 | $ 275,000 | $ 275,000 | $ 83,000 |
| York-Hanover, PA | 1 | $ 335,000 | $ 335,000 | $ 84,000 |
Mortgage Loan Application Detail Totals for Highlands Residential Mortgage, Ltd. in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,975 | $2,656,165,000 | $333,000 | $2,645,000 | $150,000 | $5,554,000 |
| Refinancing | 794 | $322,800,000 | $406,000 | $3,005,000 | $178,000 | $2,551,000 |
| Cash-out Refinancing | 753 | $253,125,000 | $336,000 | $3,005,000 | $172,000 | $2,246,000 |
| Home Improvement | 1 | $55,000 | $55,000 | $55,000 | $104,000 | $104,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,188 | $2,126,070,000 | $343,000 | $3,005,000 | $157,000 | $5,554,000 |
| Hispanic | 1,275 | $368,915,000 | $289,000 | $2,525,000 | $130,000 | $3,088,000 |
| Not Provided | 867 | $325,405,000 | $375,000 | $2,245,000 | $183,000 | $4,790,000 |
| Black or African American | 677 | $209,825,000 | $309,000 | $1,235,000 | $123,000 | $2,551,000 |
| Asian | 418 | $171,460,000 | $410,000 | $1,725,000 | $178,000 | $1,080,000 |
| American Indian or Alaskan Native | 81 | $25,545,000 | $315,000 | $1,995,000 | $127,000 | $441,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $4,925,000 | $289,000 | $475,000 | $77,000 | $170,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,953 | $2,104,395,000 | $353,000 | $3,005,000 | $180,000 | $5,554,000 |
| FHA-insured (Federal Housing Administration) | 2,669 | $773,925,000 | $289,000 | $1,005,000 | $104,000 | $648,000 |
| VA-guaranteed (Veterans Administration) | 761 | $324,305,000 | $426,000 | $1,835,000 | $136,000 | $878,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 140 | $29,520,000 | $210,000 | $495,000 | $79,000 | $148,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,038 | $2,393,100,000 | $340,000 | $3,005,000 | $153,000 | $5,554,000 |
| Application Withdrawn By Applicant | 1,603 | $543,505,000 | $339,000 | $3,005,000 | $162,000 | $4,790,000 |
| Application Approved But Not Accepted | 412 | $136,290,000 | $330,000 | $1,505,000 | $142,000 | $1,590,000 |
| File Closed For Incompleteness | 298 | $114,290,000 | $383,000 | $2,525,000 | $188,000 | $3,088,000 |
| Application Denied By Financial Institution | 172 | $44,960,000 | $261,000 | $1,525,000 | $109,000 | $1,156,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,351 | $3,187,185,000 | $340,000 | $3,005,000 | $155,000 | $5,554,000 |
| Debt-To-Income Ratio | 46 | $13,050,000 | $283,000 | $635,000 | $84,000 | $219,000 |
| Collateral | 40 | $11,030,000 | $275,000 | $1,255,000 | $132,000 | $1,156,000 |
| Other | 32 | $5,480,000 | $171,000 | $785,000 | $110,000 | $473,000 |
| Credit History | 32 | $9,200,000 | $287,000 | $1,525,000 | $102,000 | $359,000 |
| Employment History | 10 | $2,770,000 | $277,000 | $475,000 | $103,000 | $233,000 |
| Unverifiable Information | 7 | $2,065,000 | $295,000 | $485,000 | $166,000 | $408,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,365,000 | $273,000 | $505,000 | $114,000 | $193,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Highlands Residential Mortgage, Ltd.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Highlands Residential Mortgage, Ltd.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About