Shoreham Bank Mortgage Lending & HMDA Data, 2025
In 2025, Shoreham Bank of Warwick, RI reported 1,196 mortgage applications totaling $190.3 million, down 29% from 2024. The average application was for $159,130, and applicants reported an average income of $150,627. 49% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Providence-Warwick, RI-MA (307), Cambridge-Newton-Framingham, MA (37) and Boston, MA (30) (applications in parentheses).
| Mortgage Company & Address | Shoreham Bank One Home Loan Plaza Warwick, RI 02886 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,196 |
| Total Mortgage Loan Application Amount | $190,320,000 |
| Average Mortgage Loan Application Amount | $159,130 |
| Highest Mortgage Loan Application Amount | $1,995,000 |
| Average Applicant Income | $150,627 |
| Highest Applicant Income | $3,432,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Shoreham Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Providence-Warwick, RI-MA | 307 | $ 98,685,000 | $ 321,449 | $ 160,296 |
| Outside any metro area | 210 | $ 11,690,000 | $ 55,666 | $ 125,423 |
| Cambridge-Newton-Framingham, MA | 37 | $ 14,415,000 | $ 389,594 | $ 195,000 |
| Boston, MA | 30 | $ 10,710,000 | $ 357,000 | $ 195,000 |
| Rockingham County-Strafford County, NH | 26 | $ 9,560,000 | $ 367,692 | $ 190,000 |
| Dover, DE | 25 | $ 685,000 | $ 27,400 | $ 126,000 |
| Chicago-Naperville, IL | 15 | $ 345,000 | $ 23,000 | $ 110,000 |
| Kansas City, MO-KS | 14 | $ 410,000 | $ 29,285 | $ 138,071 |
| Lafayette, LA | 14 | $ 350,000 | $ 25,000 | $ 155,000 |
| Los Angeles-Long Beach-Glendale, CA | 13 | $ 325,000 | $ 25,000 | $ 127,000 |
| Manchester-Nashua, NH | 13 | $ 3,715,000 | $ 285,769 | $ 206,000 |
| Worcester, MA-CT | 13 | $ 4,175,000 | $ 321,153 | $ 157,000 |
| Phoenix-Mesa-Scottsdale, AZ | 12 | $ 260,000 | $ 21,666 | $ 219,000 |
| Columbus, OH | 11 | $ 255,000 | $ 23,181 | $ 129,000 |
| Houston-The Woodlands-Sugar Land, TX | 11 | $ 365,000 | $ 33,181 | $ 199,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 11 | $ 255,000 | $ 23,181 | $ 170,000 |
| Arlington-Alexandria-Reston, VA-WV | 10 | $ 2,200,000 | $ 220,000 | $ 244,000 |
| Charlotte-Concord-Gastonia, NC-SC | 10 | $ 220,000 | $ 22,000 | $ 130,800 |
| Tulsa, OK | 10 | $ 240,000 | $ 24,000 | $ 119,000 |
| Lake County-Porter County-Jasper County, IN | 9 | $ 225,000 | $ 25,000 | $ 82,000 |
| St. Louis, MO-IL | 9 | $ 205,000 | $ 22,777 | $ 146,000 |
| Barnstable Town, MA | 8 | $ 3,550,000 | $ 443,750 | $ 159,000 |
| Baton Rouge, LA | 8 | $ 190,000 | $ 23,750 | $ 124,000 |
| Riverside-San Bernardino-Ontario, CA | 8 | $ 190,000 | $ 23,750 | $ 181,000 |
| New York-Jersey City-White Plains, NY-NJ | 7 | $ 1,365,000 | $ 195,000 | $ 121,857 |
| Salisbury, MD-DE | 7 | $ 175,000 | $ 25,000 | $ 110,000 |
| Atlanta-Sandy Springs-Roswell, GA | 6 | $ 120,000 | $ 20,000 | $ 129,000 |
| Austin-Round Rock, TX | 6 | $ 130,000 | $ 21,666 | $ 67,000 |
| Baltimore-Columbia-Towson, MD | 6 | $ 1,120,000 | $ 186,666 | $ 249,000 |
| Columbia, SC | 6 | $ 340,000 | $ 56,666 | $ 86,000 |
| Lake Charles, LA | 6 | $ 160,000 | $ 26,666 | $ 138,000 |
| Milwaukee-Waukesha-West Allis, WI | 6 | $ 260,000 | $ 43,333 | $ 106,000 |
| Washington, DC-MD | 6 | $ 850,000 | $ 141,666 | $ 148,500 |
| Waterbury-Shelton, CT | 6 | $ 90,000 | $ 15,000 | $ 107,000 |
| Wilmington, DE-MD-NJ | 6 | $ 150,000 | $ 25,000 | $ 113,500 |
| Dallas-Plano-Irving, TX | 5 | $ 125,000 | $ 25,000 | $ 87,000 |
| Fort Worth-Arlington, TX | 5 | $ 115,000 | $ 23,000 | $ 97,000 |
| Greeley, CO | 5 | $ 115,000 | $ 23,000 | $ 160,000 |
| Greensboro-High Point, NC | 5 | $ 95,000 | $ 19,000 | $ 107,000 |
| Indianapolis-Carmel-Anderson, IN | 5 | $ 125,000 | $ 25,000 | $ 806,000 |
| Louisville/Jefferson County, KY-IN | 5 | $ 125,000 | $ 25,000 | $ 98,000 |
| Newark, NJ-PA | 5 | $ 875,000 | $ 175,000 | $ 160,000 |
| Portland-South Portland, ME | 5 | $ 1,115,000 | $ 223,000 | $ 135,000 |
| Tampa, FL | 5 | $ 125,000 | $ 25,000 | $ 129,000 |
| Cape Coral-Fort Myers, FL | 4 | $ 830,000 | $ 207,500 | $ 294,000 |
| Charleston-North Charleston, SC | 4 | $ 700,000 | $ 175,000 | $ 112,000 |
| Denver-Aurora-Lakewood, CO | 4 | $ 520,000 | $ 130,000 | $ 358,000 |
| Eau Claire, WI | 4 | $ 80,000 | $ 20,000 | $ 110,000 |
| Greenville-Anderson-Mauldin, SC | 4 | $ 100,000 | $ 25,000 | $ 131,000 |
| Jacksonville, FL | 4 | $ 320,000 | $ 80,000 | $ 141,000 |
| Montgomery County-Bucks County-Chester County, PA | 4 | $ 100,000 | $ 25,000 | $ 232,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 4 | $ 100,000 | $ 25,000 | $ 145,000 |
| Oklahoma City, OK | 4 | $ 90,000 | $ 22,500 | $ 161,000 |
| Philadelphia, PA | 4 | $ 80,000 | $ 20,000 | $ 144,000 |
| Pinehurst-Southern Pines, NC | 4 | $ 80,000 | $ 20,000 | $ 70,000 |
| Pittsburgh, PA | 4 | $ 70,000 | $ 17,500 | $ 78,000 |
| Spartanburg, SC | 4 | $ 150,000 | $ 37,500 | $ 120,000 |
| Springfield, MA | 4 | $ 1,000,000 | $ 250,000 | $ 172,000 |
| Warren-Troy-Farmington Hills, MI | 4 | $ 370,000 | $ 92,500 | $ 111,000 |
| Wichita, KS | 4 | $ 70,000 | $ 17,500 | $ 116,000 |
| Winston-Salem, NC | 4 | $ 100,000 | $ 25,000 | $ 93,000 |
| Alexandria, LA | 3 | $ 65,000 | $ 21,666 | $ 101,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 3 | $ 65,000 | $ 21,666 | $ 105,000 |
| Cincinnati, OH-KY-IN | 3 | $ 265,000 | $ 88,333 | $ 145,000 |
| Cleveland, OH | 3 | $ 65,000 | $ 21,666 | $ 98,000 |
| Colorado Springs, CO | 3 | $ 65,000 | $ 21,666 | $ 161,000 |
| Durham-Chapel Hill, NC | 3 | $ 75,000 | $ 25,000 | $ 127,000 |
| Knoxville, TN | 3 | $ 945,000 | $ 315,000 | $ 233,000 |
| Lakewood-New Brunswick, NJ | 3 | $ 555,000 | $ 185,000 | $ 262,000 |
| Little Rock-North Little Rock-Conway, AR | 3 | $ 75,000 | $ 25,000 | $ 125,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 3 | $ 325,000 | $ 108,333 | $ 155,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 3 | $ 115,000 | $ 38,333 | $ 101,000 |
| Nassau County-Suffolk County, NY | 3 | $ 745,000 | $ 248,333 | $ 156,000 |
| New Haven-Milford, CT | 3 | $ 445,000 | $ 148,333 | $ 126,000 |
| Omaha-Council Bluffs, NE-IA | 3 | $ 245,000 | $ 81,666 | $ 148,000 |
| Orlando-Kissimmee-Sanford, FL | 3 | $ 45,000 | $ 15,000 | $ 92,000 |
| Port St. Lucie, FL | 3 | $ 85,000 | $ 28,333 | $ 107,000 |
| San Antonio-New Braunfels, TX | 3 | $ 75,000 | $ 25,000 | $ 73,000 |
| San Diego-Carlsbad, CA | 3 | $ 955,000 | $ 318,333 | $ 209,000 |
| Spokane-Spokane Valley, WA | 3 | $ 95,000 | $ 31,666 | $ 98,000 |
| Toledo, OH | 3 | $ 235,000 | $ 78,333 | $ 89,000 |
| Albuquerque, NM | 2 | $ 30,000 | $ 15,000 | $ 183,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 50,000 | $ 25,000 | $ 86,500 |
| Beaumont-Port Arthur, TX | 2 | $ 50,000 | $ 25,000 | $ 236,000 |
| Bend-Redmond, OR | 2 | $ 50,000 | $ 25,000 | $ 147,000 |
| Birmingham-Hoover, AL | 2 | $ 50,000 | $ 25,000 | $ 110,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 50,000 | $ 25,000 | $ 134,000 |
| Cheyenne, WY | 2 | $ 50,000 | $ 25,000 | $ 150,000 |
| Fayetteville, NC | 2 | $ 50,000 | $ 25,000 | $ 85,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 50,000 | $ 25,000 | $ 148,000 |
| Florence, SC | 2 | $ 50,000 | $ 25,000 | $ 98,000 |
| Hanford-Corcoran, CA | 2 | $ 40,000 | $ 20,000 | $ 56,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 40,000 | $ 20,000 | $ 101,000 |
| Killeen-Temple, TX | 2 | $ 50,000 | $ 25,000 | $ 122,000 |
| Lakeland-Winter Haven, FL | 2 | $ 200,000 | $ 100,000 | $ 79,000 |
| Lancaster, PA | 2 | $ 440,000 | $ 220,000 | $ 55,000 |
| Lynchburg, VA | 2 | $ 500,000 | $ 250,000 | $ 141,000 |
| Macon-Bibb County, GA | 2 | $ 190,000 | $ 95,000 | $ 80,000 |
| Memphis, TN-MS-AR | 2 | $ 440,000 | $ 220,000 | $ 95,500 |
| Michigan City-La Porte, IN | 2 | $ 30,000 | $ 15,000 | $ 79,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 330,000 | $ 165,000 | $ 179,000 |
| Peoria, IL | 2 | $ 40,000 | $ 20,000 | $ 78,000 |
| Raleigh, NC | 2 | $ 630,000 | $ 315,000 | $ 248,000 |
| Reading, PA | 2 | $ 40,000 | $ 20,000 | $ 104,000 |
| Sebastian-Vero Beach, FL | 2 | $ 650,000 | $ 325,000 | $ 94,000 |
| Springfield, MO | 2 | $ 50,000 | $ 25,000 | $ 196,000 |
| Sumter, SC | 2 | $ 30,000 | $ 15,000 | $ 102,000 |
| Wilmington, NC | 2 | $ 40,000 | $ 20,000 | $ 258,000 |
| Akron, OH | 1 | $ 25,000 | $ 25,000 | $ 269,000 |
| Altoona, PA | 1 | $ 25,000 | $ 25,000 | $ 83,000 |
| Ann Arbor, MI | 1 | $ 25,000 | $ 25,000 | $ 114,000 |
| Auburn-Opelika, AL | 1 | $ 25,000 | $ 25,000 | $ 174,000 |
| Boise City, ID | 1 | $ 295,000 | $ 295,000 | $ 83,000 |
| Bremerton-Silverdale, WA | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Brunswick, GA | 1 | $ 15,000 | $ 15,000 | $ 129,000 |
| Camden, NJ | 1 | $ 25,000 | $ 25,000 | $ 156,000 |
| Casper, WY | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Champaign-Urbana, IL | 1 | $ 25,000 | $ 25,000 | $ 156,000 |
| Charleston, WV | 1 | $ 25,000 | $ 25,000 | $ 107,000 |
| Chattanooga, TN-GA | 1 | $ 25,000 | $ 25,000 | $ 181,000 |
| Des Moines-West Des Moines, IA | 1 | $ 25,000 | $ 25,000 | $ 155,000 |
| Duluth, MN-WI | 1 | $ 25,000 | $ 25,000 | $ 193,000 |
| Elgin, IL | 1 | $ 25,000 | $ 25,000 | $ 266,000 |
| Elkhart-Goshen, IN | 1 | $ 15,000 | $ 15,000 | $ 61,000 |
| Erie, PA | 1 | $ 25,000 | $ 25,000 | $ 219,000 |
| Eugene, OR | 1 | $ 15,000 | $ 15,000 | $ 134,000 |
| Fort Collins, CO | 1 | $ 25,000 | $ 25,000 | $ 251,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Green Bay, WI | 1 | $ 15,000 | $ 15,000 | $ 145,000 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 25,000 | $ 25,000 | $ 110,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 25,000 | $ 25,000 | $ 115,000 |
| Hammond, LA | 1 | $ 25,000 | $ 25,000 | $ 203,000 |
| Harrisburg-Carlisle, PA | 1 | $ 235,000 | $ 235,000 | $ 61,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Houma-Thibodaux, LA | 1 | $ 25,000 | $ 25,000 | $ 108,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 25,000 | $ 25,000 | $ 232,000 |
| Jackson, MS | 1 | $ 25,000 | $ 25,000 | $ 206,000 |
| Jacksonville, NC | 1 | $ 15,000 | $ 15,000 | $ 74,000 |
| Kenosha, WI | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 25,000 | $ 25,000 | $ 135,000 |
| Lawton, OK | 1 | $ 25,000 | $ 25,000 | $ 224,000 |
| Lexington Park, MD | 1 | $ 25,000 | $ 25,000 | $ 129,000 |
| Lima, OH | 1 | $ 15,000 | $ 15,000 | $ 44,000 |
| Longview, TX | 1 | $ 25,000 | $ 25,000 | $ 194,000 |
| Mansfield, OH | 1 | $ 25,000 | $ 25,000 | $ 142,000 |
| Marietta, GA | 1 | $ 15,000 | $ 15,000 | $ 171,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 25,000 | $ 25,000 | $ 16,000 |
| Mobile, AL | 1 | $ 385,000 | $ 385,000 | $ 87,000 |
| Monroe, MI | 1 | $ 25,000 | $ 25,000 | $ 183,000 |
| Montgomery, AL | 1 | $ 25,000 | $ 25,000 | $ 492,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 465,000 | $ 465,000 | $ 140,000 |
| New Orleans-Metairie, LA | 1 | $ 25,000 | $ 25,000 | $ 150,000 |
| North Port-Sarasota-Bradenton, FL | 1 | $ 5,000 | $ 5,000 | $ 186,000 |
| Norwich-New London, CT | 1 | $ 715,000 | $ 715,000 | $ 240,000 |
| Ocala, FL | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Olympia-Tumwater, WA | 1 | $ 25,000 | $ 25,000 | $ 150,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 225,000 | $ 225,000 | $ 71,000 |
| Pittsfield, MA | 1 | $ 35,000 | $ 35,000 | $ 173,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1 | $ 405,000 | $ 405,000 | $ 91,000 |
| Provo-Orem, UT | 1 | $ 775,000 | $ 775,000 | $ 324,000 |
| Punta Gorda, FL | 1 | $ 185,000 | $ 185,000 | $ 225,000 |
| Racine, WI | 1 | $ 25,000 | $ 25,000 | $ 112,000 |
| Richmond, VA | 1 | $ 25,000 | $ 25,000 | $ 97,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 25,000 | $ 25,000 | $ 157,000 |
| St. Petersburg-Clearwater-Largo, FL | 1 | $ 25,000 | $ 25,000 | $ 254,000 |
| Tacoma-Lakewood, WA | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
| Tucson, AZ | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Tuscaloosa, AL | 1 | $ 5,000 | $ 5,000 | $ 77,000 |
| Tyler, TX | 1 | $ 25,000 | $ 25,000 | $ 123,000 |
| Washington-Baltimore-Arlington, DC | 1 | $ 25,000 | $ 25,000 | $ 156,000 |
| Wheeling, WV-OH | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Wichita Falls, TX | 1 | $ 25,000 | $ 25,000 | $ 288,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 15,000 | $ 15,000 | $ 191,000 |
| Yuma, AZ | 1 | $ 25,000 | $ 25,000 | $ 230,000 |
Mortgage Loan Application Detail Totals for Shoreham Bank in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 721 | $16,595,000 | $23,000 | $255,000 | $140,000 | $3,432,000 |
| Home Purchase | 311 | $127,385,000 | $409,000 | $1,995,000 | $170,000 | $1,432,000 |
| Cash-out Refinancing | 86 | $21,890,000 | $254,000 | $1,505,000 | $155,000 | $1,016,000 |
| Refinancing | 57 | $22,455,000 | $393,000 | $775,000 | $173,000 | $1,798,000 |
| Other Purpose | 21 | $1,995,000 | $95,000 | $295,000 | $150,000 | $372,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 959 | $151,895,000 | $158,000 | $1,505,000 | $153,000 | $3,432,000 |
| Hispanic | 94 | $12,290,000 | $130,000 | $655,000 | $120,000 | $396,000 |
| Black or African American | 81 | $12,245,000 | $151,000 | $935,000 | $128,000 | $346,000 |
| Not Provided | 31 | $6,795,000 | $219,000 | $1,995,000 | $207,000 | $1,432,000 |
| Asian | 27 | $6,605,000 | $244,000 | $995,000 | $182,000 | $618,000 |
| American Indian or Alaskan Native | 3 | $465,000 | $155,000 | $365,000 | $116,000 | $163,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $25,000 | $25,000 | $25,000 | $286,000 | $286,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 818 | $56,960,000 | $69,000 | $935,000 | $136,000 | $3,432,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 358 | $124,260,000 | $347,000 | $1,995,000 | $184,000 | $1,798,000 |
| VA-guaranteed (Veterans Administration) | 18 | $8,830,000 | $490,000 | $765,000 | $152,000 | $329,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $270,000 | $135,000 | $195,000 | $59,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 581 | $126,745,000 | $218,000 | $1,995,000 | $161,000 | $1,798,000 |
| Application Withdrawn By Applicant | 363 | $43,345,000 | $119,000 | $935,000 | $152,000 | $615,000 |
| Application Denied By Financial Institution | 240 | $17,270,000 | $71,000 | $935,000 | $126,000 | $3,432,000 |
| Application Approved But Not Accepted | 11 | $2,685,000 | $244,000 | $485,000 | $91,000 | $138,000 |
| File Closed For Incompleteness | 1 | $275,000 | $275,000 | $275,000 | $96,000 | $96,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 956 | $173,050,000 | $181,000 | $1,995,000 | $157,000 | $1,798,000 |
| Debt-To-Income Ratio | 119 | $5,805,000 | $48,000 | $935,000 | $101,000 | $323,000 |
| Credit History | 76 | $4,230,000 | $55,000 | $565,000 | $167,000 | $3,432,000 |
| Collateral | 23 | $3,205,000 | $139,000 | $625,000 | $144,000 | $480,000 |
| Other | 17 | $2,215,000 | $130,000 | $595,000 | $100,000 | $168,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $855,000 | $285,000 | $325,000 | $77,000 | $83,000 |
| Employment History | 2 | $960,000 | $480,000 | $625,000 | $147,000 | $177,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Shoreham Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Shoreham Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About